Home > Bank One, Cambridge > Assets and Liabilities
Bank One, Cambridge, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 71 | 2,656 |
| Assets and Liabilities | ||
| Total Assets: | $210,625,000 | 2,210 |
| Cash and due from depository institutions | $7,762,000 | 2,656 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,410,000 | 5,609 |
| Federal funds sold & reverse repurchase agreements | $10,171,000 | 1,274 |
| Net loans & leases | $167,146,000 | 1,718 |
| Loan loss allowance | $1,680,000 | 2,214 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,365,000 | 2,345 |
| Other real estate owned | $17,000 | 2,656 |
| Goodwill and other intangibles | $1,040,000 | 1,260 |
| All other assets | $2,714,000 | 2,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,625,000 | 2,210 |
| Total liabilities | $190,576,000 | 2,199 |
| Total deposits | $169,357,000 | 2,296 |
| Interest-bearing deposits | $145,132,000 | 2,290 |
| Deposits held in domestic offices | $169,357,000 | 2,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,049,000 | 941 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $827,000 | 3,528 |
| Subordinated debt | $3,500,000 | 204 |
| All other liabilities | $1,843,000 | 2,190 |
| Total equity capital | $20,049,000 | 2,247 |
| Total bank equity capital | $20,049,000 | 2,247 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,070,000 | 940 |
| Surplus | $4,070,000 | 3,371 |
| Undivided profits | $11,909,000 | 2,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,529,000 | 1,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,561 |
| Income earned, not collected on loans | $1,413,000 | 1,537 |
| Earning assets | $195,727,000 | 2,186 |
| Long-term assets (5+ years) | $36,232,000 | 1,691 |
| Average Assets, year-to-date | $209,286,400 | 2,159 |
| Average Assets, quarterly | $211,702,000 | 2,184 |
| Volatile liabilities | $22,114,000 | 2,688 |
| Insider loans | $9,366,000 | 461 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,394,000 | 1,200 |
| Tier 1 (core) risk-based capital | $18,899,000 | 2,295 |
| Tier 2 risk-based capital | $5,180,000 | 713 |
| Total risk weighted assets | $167,116,500 | 1,713 |
| Total unused commitments | $42,394,000 | 1,205 |
| Derivatives | $19,864,000 | 396 |
| 1995-12-31 | Rank | |
| # of Employees: | 84 | 2,322 |
| Assets and Liabilities | ||
| Total Assets: | $210,525,000 | 2,231 |
| Cash and due from depository institutions | $4,075,000 | 2,322 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,873,000 | 4,194 |
| Federal funds sold & reverse repurchase agreements | $5,110,000 | 2,814 |
| Net loans & leases | $165,317,000 | 1,722 |
| Loan loss allowance | $1,732,000 | 2,190 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,469,000 | 2,223 |
| Other real estate owned | $9,000 | 2,322 |
| Goodwill and other intangibles | $1,367,000 | 1,027 |
| All other assets | $2,305,000 | 3,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,525,000 | 2,231 |
| Total liabilities | $192,989,000 | 2,203 |
| Total deposits | $170,136,000 | 2,301 |
| Interest-bearing deposits | $144,795,000 | 2,346 |
| Deposits held in domestic offices | $170,136,000 | 2,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,875,000 | 863 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $240,000 | 3,936 |
| Subordinated debt | $3,500,000 | 207 |
| All other liabilities | $2,238,000 | 1,924 |
| Total equity capital | $17,536,000 | 2,554 |
| Total bank equity capital | $17,536,000 | 2,554 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,070,000 | 946 |
| Surplus | $4,070,000 | 3,374 |
| Undivided profits | $9,396,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,316,000 | 1,714 |
| Earning assets | $199,300,000 | 2,180 |
| Long-term assets (5+ years) | $25,795,000 | 2,056 |
| Average Assets, year-to-date | $205,022,600 | 2,218 |
| Average Assets, quarterly | $212,347,500 | 2,192 |
| Volatile liabilities | $24,151,000 | 2,252 |
| Insider loans | $9,560,000 | 463 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $44,622,000 | 1,122 |
| Tier 1 (core) risk-based capital | $15,995,000 | 2,679 |
| Tier 2 risk-based capital | $5,232,000 | 715 |
| Total risk weighted assets | $166,786,100 | 1,701 |
| Total unused commitments | $44,622,000 | 1,128 |
| Derivatives | $50,190,000 | 366 |
| 1994-12-31 | Rank | |
| # of Employees: | 105 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $198,297,000 | 2,340 |
| Cash and due from depository institutions | $3,638,000 | 1,914 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,715,000 | 7,815 |
| Federal funds sold & reverse repurchase agreements | $9,642,000 | 969 |
| Net loans & leases | $164,717,000 | 1,710 |
| Loan loss allowance | $1,670,000 | 2,305 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,693,000 | 2,025 |
| Other real estate owned | $4,000 | 1,914 |
| Goodwill and other intangibles | $1,786,000 | 834 |
| All other assets | $2,102,000 | 3,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,297,000 | 2,340 |
| Total liabilities | $181,351,000 | 2,320 |
| Total deposits | $165,218,000 | 2,330 |
| Interest-bearing deposits | $141,355,000 | 2,361 |
| Deposits held in domestic offices | $165,218,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,769,000 | 1,295 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $918,000 | 3,248 |
| Subordinated debt | $3,500,000 | 209 |
| All other liabilities | $1,946,000 | 1,839 |
| Total equity capital | $16,946,000 | 2,401 |
| Total bank equity capital | $16,946,000 | 2,401 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,070,000 | 932 |
| Surplus | $4,070,000 | 3,259 |
| Undivided profits | $8,806,000 | 2,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 3,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,099,000 | 1,785 |
| Earning assets | $187,074,000 | 2,264 |
| Long-term assets (5+ years) | $28,696,000 | 1,897 |
| Average Assets, year-to-date | $199,424,000 | 2,252 |
| Average Assets, quarterly | $202,093,500 | 2,272 |
| Volatile liabilities | $17,083,000 | 2,888 |
| Insider loans | $8,123,000 | 541 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $40,659,000 | 1,146 |
| Tier 1 (core) risk-based capital | $15,286,000 | 2,705 |
| Tier 2 risk-based capital | $5,170,000 | 714 |
| Total risk weighted assets | $175,527,700 | 1,592 |
| Total unused commitments | $40,659,000 | 1,153 |
| Derivatives | $72,225,000 | 338 |
| 1993-12-31 | Rank | |
| # of Employees: | 124 | 1,684 |
| Assets and Liabilities | ||
| Total Assets: | $186,711,000 | 2,485 |
| Cash and due from depository institutions | $2,540,000 | 1,684 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,359,000 | 6,057 |
| Federal funds sold & reverse repurchase agreements | $2,332,000 | 5,233 |
| Net loans & leases | $153,430,000 | 1,787 |
| Loan loss allowance | $1,963,000 | 2,095 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,543,000 | 2,060 |
| Other real estate owned | $17,000 | 1,684 |
| Goodwill and other intangibles | $2,207,000 | 663 |
| All other assets | $2,283,000 | 3,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,711,000 | 2,485 |
| Total liabilities | $170,534,000 | 2,482 |
| Total deposits | $155,959,000 | 2,538 |
| Interest-bearing deposits | $130,914,000 | 2,618 |
| Deposits held in domestic offices | $155,959,000 | 2,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,849,000 | 1,208 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,580,000 | 2,335 |
| Subordinated debt | $3,500,000 | 212 |
| All other liabilities | $1,646,000 | 2,133 |
| Total equity capital | $16,177,000 | 2,488 |
| Total bank equity capital | $16,177,000 | 2,488 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $3,802,000 | 3,445 |
| Undivided profits | $11,675,000 | 2,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,640,000 | 2,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $896,000 | 1,966 |
| Earning assets | $176,121,000 | 2,413 |
| Long-term assets (5+ years) | $16,467,000 | 3,073 |
| Average Assets, year-to-date | $186,118,600 | 2,425 |
| Average Assets, quarterly | $183,875,000 | 2,499 |
| Volatile liabilities | $16,337,000 | 2,812 |
| Insider loans | $3,285,000 | 1,262 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $45,351,000 | 1,050 |
| Tier 1 (core) risk-based capital | $13,970,000 | 2,830 |
| Tier 2 risk-based capital | $5,463,000 | 689 |
| Total risk weighted assets | $157,396,900 | 1,742 |
| Total unused commitments | $45,351,000 | 1,073 |
| Derivatives | $68,309,000 | 319 |
| 1992-12-31 | Rank | |
| # of Employees: | 120 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $192,900,000 | 2,455 |
| Cash and due from depository institutions | $4,947,000 | 1,805 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,696,000 | 5,222 |
| Federal funds sold & reverse repurchase agreements | $9,950,000 | 1,653 |
| Net loans & leases | $145,223,000 | 1,923 |
| Loan loss allowance | $2,217,000 | 1,943 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,053,000 | 2,420 |
| Other real estate owned | $4,000 | 1,805 |
| Goodwill and other intangibles | $2,594,000 | 621 |
| All other assets | $2,433,000 | 3,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,900,000 | 2,455 |
| Total liabilities | $179,299,000 | 2,436 |
| Total deposits | $161,528,000 | 2,552 |
| Interest-bearing deposits | $140,751,000 | 2,562 |
| Deposits held in domestic offices | $161,528,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,660,000 | 965 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,865,000 | 2,028 |
| Subordinated debt | $3,500,000 | 221 |
| All other liabilities | $1,746,000 | 2,089 |
| Total equity capital | $13,601,000 | 2,834 |
| Total bank equity capital | $13,601,000 | 2,834 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $3,802,000 | 3,328 |
| Undivided profits | $9,099,000 | 2,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,308,000 | 3,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $903,000 | 2,209 |
| Earning assets | $179,869,000 | 2,391 |
| Long-term assets (5+ years) | $21,601,000 | 2,454 |
| Average Assets, year-to-date | $201,080,400 | 2,298 |
| Average Assets, quarterly | $193,773,500 | 2,421 |
| Volatile liabilities | $20,741,000 | 2,280 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $44,508,000 | 1,028 |
| Tier 1 (core) risk-based capital | $11,007,000 | 3,450 |
| Tier 2 risk-based capital | $5,446,560 | 706 |
| Total risk weighted assets | $155,454,060 | 1,818 |
| Total unused commitments | $44,508,000 | 1,045 |
| Derivatives | $72,242,000 | 287 |