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Bank One, Beaver Dam, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$21,300,0001,586
Total interest expense$9,563,0001,662
Net interest income$11,737,0001,540
Provision for loan and lease losses$647,0001,277
Total noninterest income$1,504,0002,279
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$696,0001,947
Trading account gains and fees$0522
Additional Noninterest Income$808,0002,087
Total noninterest expense$8,211,0001,710
Salaries and employee benefits$2,688,0002,489
Premises and equipment expense$748,0002,646
Additional noninterest expense$4,775,0001,165
Pre-tax net operating income$4,383,0001,678
Securities gains (losses)$18,0001,987
Applicable income taxes$1,512,0001,639
Income before extraordinary items$2,889,0001,749
Extraordinary gains, net$065
Net income$2,889,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,0001,120
Cash dividends$2,101,0001,186
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,877,1201,732
1994-12-31 (YTD Data)Rank
Total interest income$18,467,0001,671
Total interest expense$7,034,0001,797
Net interest income$11,433,0001,578
Provision for loan and lease losses$918,000987
Total noninterest income$1,329,0002,530
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$616,0002,207
Trading account gains and fees$0475
Additional Noninterest Income$713,0002,300
Total noninterest expense$7,326,0001,957
Salaries and employee benefits$2,674,0002,497
Premises and equipment expense$685,0002,876
Additional noninterest expense$3,967,0001,423
Pre-tax net operating income$4,518,0001,594
Securities gains (losses)$-617,00012,302
Applicable income taxes$1,277,0001,787
Income before extraordinary items$2,624,0001,860
Extraordinary gains, net$0249
Net income$2,624,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,0001,030
Cash dividends$1,891,0001,173
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,037,3901,618
1993-12-31 (YTD Data)Rank
Total interest income$18,471,0001,687
Total interest expense$5,855,0002,219
Net interest income$12,616,0001,436
Provision for loan and lease losses$369,0002,598
Total noninterest income$1,521,0002,428
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$577,0002,387
Trading account gains and fees$0532
Additional Noninterest Income$944,0002,113
Total noninterest expense$7,069,0002,073
Salaries and employee benefits$2,700,0002,470
Premises and equipment expense$649,0003,085
Additional noninterest expense$3,720,0001,617
Pre-tax net operating income$6,699,0001,053
Securities gains (losses)$-7,00012,665
Applicable income taxes$2,367,0001,055
Income before extraordinary items$4,325,0001,186
Extraordinary gains, net$102,0001,545
Net income$4,427,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0002,257
Cash dividends$2,044,000992
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,329,5501,101
1992-12-31 (YTD Data)Rank
Total interest income$19,453,0001,826
Total interest expense$7,925,0002,150
Net interest income$11,528,0001,608
Provision for loan and lease losses$546,0002,813
Total noninterest income$1,350,0002,595
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$477,0002,916
Trading account gains and fees$0504
Additional Noninterest Income$873,0002,187
Total noninterest expense$6,500,0002,251
Salaries and employee benefits$2,513,0002,585
Premises and equipment expense$638,0003,171
Additional noninterest expense$3,349,0001,812
Pre-tax net operating income$5,832,0001,114
Securities gains (losses)$1,0007,986
Applicable income taxes$1,917,0001,162
Income before extraordinary items$3,916,0001,194
Extraordinary gains, net$01,422
Net income$3,916,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,0002,339
Cash dividends$1,948,000884
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,915,3301,107

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.