Home > Bank One, Athens > Income and Expense
Bank One, Athens, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,370,000 | 1,568 |
| Total interest expense | $8,999,000 | 1,754 |
| Net interest income | $12,371,000 | 1,454 |
| Provision for loan and lease losses | $1,000,000 | 1,019 |
| Total noninterest income | $6,156,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,404,000 | 948 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,752,000 | 667 |
| Total noninterest expense | $7,714,000 | 1,839 |
| Salaries and employee benefits | $2,260,000 | 2,959 |
| Premises and equipment expense | $833,000 | 2,360 |
| Additional noninterest expense | $4,621,000 | 1,205 |
| Pre-tax net operating income | $9,813,000 | 800 |
| Securities gains (losses) | $71,000 | 1,131 |
| Applicable income taxes | $3,382,000 | 789 |
| Income before extraordinary items | $6,502,000 | 832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,502,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,048,000 | 876 |
| Cash dividends | $4,476,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,455,140 | 811 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,185,000 | 1,596 |
| Total interest expense | $8,316,000 | 1,894 |
| Net interest income | $12,869,000 | 1,397 |
| Provision for loan and lease losses | $607,000 | 1,330 |
| Total noninterest income | $2,353,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,396,000 | 957 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $957,000 | 1,852 |
| Total noninterest expense | $7,876,000 | 1,773 |
| Salaries and employee benefits | $2,664,000 | 2,508 |
| Premises and equipment expense | $791,000 | 2,505 |
| Additional noninterest expense | $4,421,000 | 1,235 |
| Pre-tax net operating income | $6,739,000 | 1,151 |
| Securities gains (losses) | $-48,000 | 11,154 |
| Applicable income taxes | $2,253,000 | 1,140 |
| Income before extraordinary items | $4,438,000 | 1,195 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,438,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,492 |
| Cash dividends | $5,883,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,469,680 | 1,165 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,352,000 | 1,522 |
| Total interest expense | $7,360,000 | 1,698 |
| Net interest income | $12,992,000 | 1,378 |
| Provision for loan and lease losses | $-128,000 | 12,231 |
| Total noninterest income | $2,748,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,248,000 | 1,063 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,500,000 | 1,384 |
| Total noninterest expense | $10,248,000 | 1,428 |
| Salaries and employee benefits | $3,086,000 | 2,144 |
| Premises and equipment expense | $750,000 | 2,671 |
| Additional noninterest expense | $6,412,000 | 964 |
| Pre-tax net operating income | $5,620,000 | 1,328 |
| Securities gains (losses) | $-1,100,000 | 12,413 |
| Applicable income taxes | $1,444,000 | 1,610 |
| Income before extraordinary items | $3,076,000 | 1,591 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,076,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,249 |
| Cash dividends | $2,700,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,824,000 | 1,327 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,998,000 | 1,497 |
| Total interest expense | $6,078,000 | 2,137 |
| Net interest income | $14,920,000 | 1,219 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $2,135,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,299,000 | 1,014 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $836,000 | 2,323 |
| Total noninterest expense | $10,505,000 | 1,453 |
| Salaries and employee benefits | $2,964,000 | 2,247 |
| Premises and equipment expense | $761,000 | 2,678 |
| Additional noninterest expense | $6,780,000 | 999 |
| Pre-tax net operating income | $6,370,000 | 1,099 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $1,978,000 | 1,221 |
| Income before extraordinary items | $4,379,000 | 1,174 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,379,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,489 |
| Cash dividends | $2,600,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,387,970 | 1,094 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,790,000 | 1,528 |
| Total interest expense | $8,669,000 | 1,957 |
| Net interest income | $15,121,000 | 1,240 |
| Provision for loan and lease losses | $1,162,000 | 1,682 |
| Total noninterest income | $1,794,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,091,000 | 1,221 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $703,000 | 2,536 |
| Total noninterest expense | $8,903,000 | 1,700 |
| Salaries and employee benefits | $2,952,000 | 2,210 |
| Premises and equipment expense | $693,000 | 2,942 |
| Additional noninterest expense | $5,258,000 | 1,259 |
| Pre-tax net operating income | $6,850,000 | 947 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,061,000 | 765 |
| Income before extraordinary items | $3,789,000 | 1,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,789,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,134,000 | 1,443 |
| Cash dividends | $3,200,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,789,000 | 1,144 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.