Home > Bank One, Athens > Assets and Liabilities
Bank One, Athens, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $239,743,000 | 1,959 |
| Cash and due from depository institutions | $9,534,000 | 2,622 |
| Interest-bearing balances | $2,000,000 | 1,637 |
| Securities | $48,247,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $1,968,000 | 4,976 |
| Net loans & leases | $172,174,000 | 1,678 |
| Loan loss allowance | $1,728,000 | 2,157 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,574,000 | 3,017 |
| Other real estate owned | $24,000 | 2,622 |
| Goodwill and other intangibles | $352,000 | 1,866 |
| All other assets | $4,870,000 | 1,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,743,000 | 1,959 |
| Total liabilities | $218,044,000 | 1,947 |
| Total deposits | $144,388,000 | 2,672 |
| Interest-bearing deposits | $123,144,000 | 2,689 |
| Deposits held in domestic offices | $144,388,000 | 2,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,919,000 | 441 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $301,000 | 4,286 |
| Subordinated debt | $2,000,000 | 219 |
| All other liabilities | $1,436,000 | 2,674 |
| Total equity capital | $21,699,000 | 2,063 |
| Total bank equity capital | $21,699,000 | 2,063 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $875,000 | 3,955 |
| Surplus | $6,610,000 | 2,285 |
| Undivided profits | $14,214,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 1,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,124,000 | 123 |
| Income earned, not collected on loans | $2,244,000 | 986 |
| Earning assets | $224,389,000 | 1,922 |
| Long-term assets (5+ years) | $50,505,000 | 1,276 |
| Average Assets, year-to-date | $260,147,800 | 1,715 |
| Average Assets, quarterly | $245,509,000 | 1,887 |
| Volatile liabilities | $74,019,000 | 1,062 |
| Insider loans | $5,141,000 | 831 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $37,484,000 | 1,311 |
| Tier 1 (core) risk-based capital | $21,168,000 | 2,038 |
| Tier 2 risk-based capital | $3,728,000 | 937 |
| Total risk weighted assets | $157,172,400 | 1,802 |
| Total unused commitments | $37,484,000 | 1,318 |
| Derivatives | $45,477,000 | 309 |
| 1995-12-31 | Rank | |
| # of Employees: | 99 | 1,954 |
| Assets and Liabilities | ||
| Total Assets: | $272,089,000 | 1,728 |
| Cash and due from depository institutions | $43,441,000 | 1,954 |
| Interest-bearing balances | $30,000,000 | 157 |
| Securities | $48,577,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $170,422,000 | 1,680 |
| Loan loss allowance | $1,776,000 | 2,145 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,432,000 | 2,242 |
| Other real estate owned | $14,000 | 1,954 |
| Goodwill and other intangibles | $1,960,000 | 875 |
| All other assets | $4,243,000 | 1,854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,089,000 | 1,728 |
| Total liabilities | $252,172,000 | 1,690 |
| Total deposits | $211,215,000 | 1,839 |
| Interest-bearing deposits | $184,843,000 | 1,821 |
| Deposits held in domestic offices | $211,215,000 | 1,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,005,000 | 617 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $2,000,000 | 228 |
| All other liabilities | $1,952,000 | 2,143 |
| Total equity capital | $19,917,000 | 2,242 |
| Total bank equity capital | $19,917,000 | 2,242 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $875,000 | 4,142 |
| Surplus | $6,610,000 | 2,291 |
| Undivided profits | $12,432,000 | 2,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,594,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $914,000 | 149 |
| Income earned, not collected on loans | $2,044,000 | 1,113 |
| Earning assets | $248,999,000 | 1,732 |
| Long-term assets (5+ years) | $41,431,000 | 1,392 |
| Average Assets, year-to-date | $262,292,200 | 1,722 |
| Average Assets, quarterly | $268,068,500 | 1,742 |
| Volatile liabilities | $42,324,000 | 1,457 |
| Insider loans | $3,927,000 | 1,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $45,184,000 | 1,109 |
| Tier 1 (core) risk-based capital | $17,534,000 | 2,450 |
| Tier 2 risk-based capital | $3,776,000 | 930 |
| Total risk weighted assets | $170,250,800 | 1,673 |
| Total unused commitments | $45,184,000 | 1,115 |
| Derivatives | $92,660,000 | 300 |
| 1994-12-31 | Rank | |
| # of Employees: | 116 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $256,970,000 | 1,791 |
| Cash and due from depository institutions | $35,862,000 | 1,719 |
| Interest-bearing balances | $30,000,000 | 145 |
| Securities | $42,815,000 | 3,070 |
| Federal funds sold & reverse repurchase agreements | $9,670,000 | 965 |
| Net loans & leases | $159,644,000 | 1,752 |
| Loan loss allowance | $1,612,000 | 2,366 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,410,000 | 2,182 |
| Other real estate owned | $5,000 | 1,719 |
| Goodwill and other intangibles | $2,194,000 | 749 |
| All other assets | $3,370,000 | 2,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,970,000 | 1,791 |
| Total liabilities | $236,779,000 | 1,774 |
| Total deposits | $208,833,000 | 1,820 |
| Interest-bearing deposits | $194,423,000 | 1,700 |
| Deposits held in domestic offices | $208,833,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,066,000 | 807 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $2,000,000 | 234 |
| All other liabilities | $1,880,000 | 1,889 |
| Total equity capital | $20,191,000 | 2,037 |
| Total bank equity capital | $20,191,000 | 2,037 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $875,000 | 4,331 |
| Surplus | $6,610,000 | 2,210 |
| Undivided profits | $12,706,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 2,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $508,000 | 249 |
| Income earned, not collected on loans | $1,502,000 | 1,291 |
| Earning assets | $242,129,000 | 1,737 |
| Long-term assets (5+ years) | $39,091,000 | 1,468 |
| Average Assets, year-to-date | $260,072,400 | 1,709 |
| Average Assets, quarterly | $262,536,500 | 1,742 |
| Volatile liabilities | $32,188,000 | 1,737 |
| Insider loans | $1,732,000 | 2,355 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,014,000 | 1,179 |
| Tier 1 (core) risk-based capital | $18,745,000 | 2,194 |
| Tier 2 risk-based capital | $3,612,000 | 941 |
| Total risk weighted assets | $163,325,200 | 1,696 |
| Total unused commitments | $39,014,000 | 1,186 |
| Derivatives | $84,297,000 | 319 |
| 1993-12-31 | Rank | |
| # of Employees: | 126 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $253,865,000 | 1,830 |
| Cash and due from depository institutions | $4,069,000 | 1,655 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $54,913,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $12,760,000 | 1,044 |
| Net loans & leases | $173,387,000 | 1,588 |
| Loan loss allowance | $2,313,000 | 1,842 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,604,000 | 2,017 |
| Other real estate owned | $35,000 | 1,655 |
| Goodwill and other intangibles | $843,000 | 1,087 |
| All other assets | $4,254,000 | 1,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,865,000 | 1,830 |
| Total liabilities | $234,898,000 | 1,796 |
| Total deposits | $211,762,000 | 1,864 |
| Interest-bearing deposits | $187,380,000 | 1,841 |
| Deposits held in domestic offices | $211,762,000 | 1,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,385,000 | 764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,000 | 4,796 |
| Subordinated debt | $2,000,000 | 235 |
| All other liabilities | $1,725,000 | 2,048 |
| Total equity capital | $18,967,000 | 2,145 |
| Total bank equity capital | $18,967,000 | 2,145 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $875,000 | 4,506 |
| Surplus | $5,015,000 | 2,653 |
| Undivided profits | $13,077,000 | 1,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,522,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $761,000 | 172 |
| Income earned, not collected on loans | $1,553,000 | 1,097 |
| Earning assets | $241,060,000 | 1,764 |
| Long-term assets (5+ years) | $23,679,000 | 2,324 |
| Average Assets, year-to-date | $246,869,000 | 1,819 |
| Average Assets, quarterly | $249,015,500 | 1,841 |
| Volatile liabilities | $25,436,000 | 1,985 |
| Insider loans | $1,783,000 | 2,293 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,728,000 | 1,635 |
| Tier 1 (core) risk-based capital | $18,124,000 | 2,152 |
| Tier 2 risk-based capital | $4,026,230 | 858 |
| Total risk weighted assets | $161,811,430 | 1,696 |
| Total unused commitments | $24,728,000 | 1,659 |
| Derivatives | $80,798,000 | 293 |
| 1992-12-31 | Rank | |
| # of Employees: | 136 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $248,037,000 | 1,914 |
| Cash and due from depository institutions | $7,991,000 | 1,582 |
| Interest-bearing balances | $1,500,000 | 3,140 |
| Securities | $38,554,000 | 3,583 |
| Federal funds sold & reverse repurchase agreements | $21,640,000 | 790 |
| Net loans & leases | $169,504,000 | 1,659 |
| Loan loss allowance | $2,792,000 | 1,619 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,649,000 | 2,011 |
| Other real estate owned | $56,000 | 1,582 |
| Goodwill and other intangibles | $2,226,000 | 683 |
| All other assets | $4,417,000 | 1,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,037,000 | 1,914 |
| Total liabilities | $230,849,000 | 1,899 |
| Total deposits | $209,396,000 | 1,973 |
| Interest-bearing deposits | $186,398,000 | 1,932 |
| Deposits held in domestic offices | $209,396,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,433,000 | 754 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $2,000,000 | 250 |
| All other liabilities | $2,020,000 | 1,870 |
| Total equity capital | $17,188,000 | 2,244 |
| Total bank equity capital | $17,188,000 | 2,244 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $875,000 | 4,720 |
| Surplus | $5,015,000 | 2,545 |
| Undivided profits | $11,298,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,527,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,528,000 | 1,261 |
| Earning assets | $231,198,000 | 1,882 |
| Long-term assets (5+ years) | $36,007,000 | 1,576 |
| Average Assets, year-to-date | $258,720,800 | 1,811 |
| Average Assets, quarterly | $249,430,500 | 1,893 |
| Volatile liabilities | $20,307,000 | 2,328 |
| Insider loans | $43,000 | 7,409 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $25,976,000 | 1,512 |
| Tier 1 (core) risk-based capital | $14,962,000 | 2,505 |
| Tier 2 risk-based capital | $3,996,760 | 883 |
| Total risk weighted assets | $158,945,260 | 1,782 |
| Total unused commitments | $25,976,000 | 1,524 |
| Derivatives | $98,790,000 | 259 |