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Bank One, Arizona, Net charge- offs to loans

2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0954%475
Percentage Net Loans Charged-off: Total real estate loans0.3317%69
Percentage Net Loans Charged-off:Construction & development0.2975%81
Percentage Net Loans Charged-off: Commercial real estate-0.0100%1,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5766%51
Percentage Net Loans Charged-off: Home equity loans0.4840%59
All other 1-4 family - Percent of loans charged-off, net0.6301%48
Percentage Net Loans Charged-off: Commercial and industrial0.2067%689
Percentage Net Loans Charged-off: Loans to individuals5.4007%40
Percentage Net Loans Charged-off: Credit card loans9.9304%64
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6341%135
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0222%552
Percentage Net Loans Charged-off: Total real estate loans0.1602%170
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0378%1,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.4400%61
Percentage Net Loans Charged-off: Home equity loans0.3381%99
All other 1-4 family - Percent of loans charged-off, net0.5110%54
Percentage Net Loans Charged-off: Commercial and industrial0.0999%789
Percentage Net Loans Charged-off: Loans to individuals3.7418%86
Percentage Net Loans Charged-off: Credit card loans4.4815%177
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4257%175
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7818%832
Percentage Net Loans Charged-off: Total real estate loans0.1116%261
Percentage Net Loans Charged-off:Construction & development-0.0037%1,243
Percentage Net Loans Charged-off: Commercial real estate-0.1730%1,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3664%65
Percentage Net Loans Charged-off: Home equity loans0.3034%112
All other 1-4 family - Percent of loans charged-off, net0.4215%57
Percentage Net Loans Charged-off: Commercial and industrial-0.0365%1,245
Percentage Net Loans Charged-off: Loans to individuals3.2096%123
Percentage Net Loans Charged-off: Credit card loans4.6383%196
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3772%183
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4120%1,959
Percentage Net Loans Charged-off: Total real estate loans0.1255%280
Percentage Net Loans Charged-off:Construction & development-0.0219%1,249
Percentage Net Loans Charged-off: Commercial real estate0.1421%237
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2235%129
Percentage Net Loans Charged-off: Home equity loans-0.0041%1,225
All other 1-4 family - Percent of loans charged-off, net0.3584%64
Percentage Net Loans Charged-off: Commercial and industrial0.4366%369
Percentage Net Loans Charged-off: Loans to individuals1.6515%301
Percentage Net Loans Charged-off: Credit card loans1.8242%705
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3130%168
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2324%3,664
Percentage Net Loans Charged-off: Total real estate loans-0.0411%1,406
Percentage Net Loans Charged-off:Construction & development-0.1470%1,369
Percentage Net Loans Charged-off: Commercial real estate-0.1717%1,392
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0760%454
Percentage Net Loans Charged-off: Home equity loans0.1000%262
All other 1-4 family - Percent of loans charged-off, net0.0654%453
Percentage Net Loans Charged-off: Commercial and industrial-0.1609%1,292
Percentage Net Loans Charged-off: Loans to individuals1.2672%407
Percentage Net Loans Charged-off: Credit card loans2.2617%587
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1816%263
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4206%2,056
Percentage Net Loans Charged-off: Total real estate loans0.1400%415
Percentage Net Loans Charged-off:Construction & development-0.0873%1,359
Percentage Net Loans Charged-off: Commercial real estate0.7514%176
Percentage Net Loans Charged-off: Multi-family residential0.3322%179
Percentage Net Loans Charged-off: 1-4 family residential0.0285%688
Percentage Net Loans Charged-off: Home equity loans0.0762%264
All other 1-4 family - Percent of loans charged-off, net0.0106%844
Percentage Net Loans Charged-off: Commercial and industrial0.3564%379
Percentage Net Loans Charged-off: Loans to individuals1.1553%322
Percentage Net Loans Charged-off: Credit card loans2.5642%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1016%297
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%4,793
Percentage Net Loans Charged-off: Total real estate loans-0.0641%1,397
Percentage Net Loans Charged-off:Construction & development-0.2635%1,319
Percentage Net Loans Charged-off: Commercial real estate-0.3498%1,415
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0590%544
Percentage Net Loans Charged-off: Home equity loans0.1077%222
All other 1-4 family - Percent of loans charged-off, net0.0414%594
Percentage Net Loans Charged-off: Commercial and industrial-0.8212%1,326
Percentage Net Loans Charged-off: Loans to individuals0.9034%338
Percentage Net Loans Charged-off: Credit card loans2.5217%306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0619%284
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6037%2,297
Percentage Net Loans Charged-off: Total real estate loans0.9091%200
Percentage Net Loans Charged-off:Construction & development5.6289%94
Percentage Net Loans Charged-off: Commercial real estate0.8599%307
Percentage Net Loans Charged-off: Multi-family residential0.0943%326
Percentage Net Loans Charged-off: 1-4 family residential0.1653%373
Percentage Net Loans Charged-off: Home equity loans0.1558%239
All other 1-4 family - Percent of loans charged-off, net0.1690%363
Percentage Net Loans Charged-off: Commercial and industrial-0.1887%1,275
Percentage Net Loans Charged-off: Loans to individuals0.6913%567
Percentage Net Loans Charged-off: Credit card loans2.6596%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2356%254
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0777%495
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4965%1,208
Percentage Net Loans Charged-off: Total real estate loans1.4661%163
Percentage Net Loans Charged-off:Construction & development5.6537%148
Percentage Net Loans Charged-off: Commercial real estate2.8549%142
Percentage Net Loans Charged-off: Multi-family residential0.0423%398
Percentage Net Loans Charged-off: 1-4 family residential0.2521%329
Percentage Net Loans Charged-off: Home equity loans0.2623%189
All other 1-4 family - Percent of loans charged-off, net0.2472%344
Percentage Net Loans Charged-off: Commercial and industrial3.5092%185
Percentage Net Loans Charged-off: Loans to individuals0.7742%732
Percentage Net Loans Charged-off: Credit card loans3.1379%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6663%164
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6472%84