Home > Bank One, Akron > Loan Charge- Offs and Recoveries
Bank One, Akron, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $34,059,000 | 124 |
| Loans secured by real estate, total | $327,000 | 800 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $327,000 | 800 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $207,000 | 609 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $120,000 | 661 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $7,711,000 | 69 |
| Loans to individuals | $26,021,000 | 102 |
| Credit card loan charge offs | $7,405,000 | 123 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $18,616,000 | 43 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,079,000 | 126 |
| Loans secured by real estate, total | $407,000 | 335 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $407,000 | 335 |
| Construction and land development | $70,000 | 157 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $263,000 | 171 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $74,000 | 547 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $918,000 | 194 |
| Loans to individuals | $6,709,000 | 86 |
| Credit card loan recoveries | $632,000 | 146 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,077,000 | 42 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $6,000 | 261 |
| Lease financing receivables | $39,000 | 111 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $25,980,000 | 114 |
| Loans secured by real estate, total | $-80,000 | 11,160 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-80,000 | 11,185 |
| Construction and land development | $-70,000 | 11,358 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-56,000 | 11,347 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $46,000 | 789 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $6,793,000 | 54 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $19,312,000 | 106 |
| Credit card loan net charge offs | $6,773,000 | 121 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $12,539,000 | 44 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-6,000 | 1,127 |
| Lease financing receivables | $-39,000 | 10,103 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,234,000 | 156 |
| Loans secured by real estate, total | $685,000 | 588 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $685,000 | 587 |
| Construction and land development | $60,000 | 409 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $299,000 | 524 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $326,000 | 488 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,790,000 | 219 |
| Loans to individuals | $17,777,000 | 97 |
| Credit card loan charge offs | $4,218,000 | 149 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $13,559,000 | 39 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $982,000 | 33 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,961,000 | 131 |
| Loans secured by real estate, total | $1,022,000 | 183 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,022,000 | 181 |
| Construction and land development | $69,000 | 193 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $431,000 | 114 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $522,000 | 185 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $14,000 | 131 |
| Commercial and industrial loans | $1,437,000 | 175 |
| Loans to individuals | $6,224,000 | 86 |
| Credit card loan recoveries | $808,000 | 130 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,416,000 | 41 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $50,000 | 147 |
| Lease financing receivables | $214,000 | 52 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,273,000 | 162 |
| Loans secured by real estate, total | $-337,000 | 11,890 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-337,000 | 11,920 |
| Construction and land development | $-9,000 | 11,719 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-132,000 | 11,922 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-196,000 | 11,845 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-14,000 | 1,150 |
| Commercial and industrial loans | $353,000 | 605 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $11,553,000 | 109 |
| Credit card loan net charge offs | $3,410,000 | 150 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,143,000 | 40 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-50,000 | 1,177 |
| Lease financing receivables | $768,000 | 27 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $12,354,000 | 225 |
| Loans secured by real estate, total | $1,522,000 | 398 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,522,000 | 398 |
| Construction and land development | $291,000 | 212 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $1,047,000 | 213 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $184,000 | 741 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,389,000 | 314 |
| Loans to individuals | $9,005,000 | 130 |
| Credit card loan charge offs | $3,496,000 | 144 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,509,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $104,000 | 138 |
| Lease financing receivables | $334,000 | 59 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,538,000 | 154 |
| Loans secured by real estate, total | $1,117,000 | 197 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,117,000 | 195 |
| Construction and land development | $56,000 | 276 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $707,000 | 80 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $354,000 | 253 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 215 |
| Commercial and industrial loans | $1,395,000 | 197 |
| Loans to individuals | $4,606,000 | 101 |
| Credit card loan recoveries | $682,000 | 143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,924,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $138,000 | 96 |
| Lease financing receivables | $281,000 | 50 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,816,000 | 301 |
| Loans secured by real estate, total | $405,000 | 751 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $405,000 | 751 |
| Construction and land development | $235,000 | 211 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $340,000 | 440 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-170,000 | 12,463 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,049 |
| Commercial and industrial loans | $-6,000 | 10,084 |
| To non-U.S. addressees | $-2,000 | 1,149 |
| Loans to individuals | $4,399,000 | 157 |
| Credit card loan net charge offs | $2,814,000 | 144 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,585,000 | 137 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-34,000 | 1,124 |
| Lease financing receivables | $53,000 | 102 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,260,000 | 187 |
| Loans secured by real estate, total | $2,375,000 | 402 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,375,000 | 401 |
| Construction and land development | $104,000 | 577 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $555,000 | 432 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,716,000 | 268 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $33,000 | 112 |
| Commercial and industrial loans | $3,503,000 | 217 |
| Loans to individuals | $13,966,000 | 95 |
| Credit card loan charge offs | $6,469,000 | 103 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,497,000 | 68 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $899,000 | 51 |
| Lease financing receivables | $484,000 | 65 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,309,000 | 156 |
| Loans secured by real estate, total | $922,000 | 221 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $922,000 | 220 |
| Construction and land development | $208,000 | 163 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $478,000 | 93 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $236,000 | 328 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $983,000 | 252 |
| Loans to individuals | $4,804,000 | 85 |
| Credit card loan recoveries | $729,000 | 129 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,075,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $39,000 | 155 |
| Lease financing receivables | $561,000 | 31 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,951,000 | 205 |
| Loans secured by real estate, total | $1,453,000 | 481 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,453,000 | 480 |
| Construction and land development | $-104,000 | 13,194 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $77,000 | 1,398 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $1,480,000 | 261 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $33,000 | 76 |
| Commercial and industrial loans | $2,520,000 | 211 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $9,162,000 | 103 |
| Credit card loan net charge offs | $5,740,000 | 93 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,422,000 | 92 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $860,000 | 46 |
| Lease financing receivables | $-77,000 | 11,536 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $28,185,000 | 178 |
| Loans secured by real estate, total | $1,611,000 | 642 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,611,000 | 642 |
| Construction and land development | $242,000 | 572 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $845,000 | 324 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $524,000 | 710 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $7,885,000 | 162 |
| Loans to individuals | $16,995,000 | 102 |
| Credit card loan charge offs | $7,874,000 | 107 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $9,121,000 | 70 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $131,000 | 169 |
| Lease financing receivables | $1,563,000 | 38 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,153,000 | 131 |
| Loans secured by real estate, total | $1,161,000 | 146 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,161,000 | 146 |
| Construction and land development | $75,000 | 288 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $607,000 | 75 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $479,000 | 144 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,372,000 | 188 |
| Loans to individuals | $5,220,000 | 71 |
| Credit card loan recoveries | $684,000 | 136 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,536,000 | 44 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $97,000 | 117 |
| Lease financing receivables | $303,000 | 51 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $20,032,000 | 207 |
| Loans secured by real estate, total | $450,000 | 1,254 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $450,000 | 1,254 |
| Construction and land development | $167,000 | 638 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $238,000 | 811 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $45,000 | 2,123 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $6,513,000 | 150 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $11,775,000 | 106 |
| Credit card loan net charge offs | $7,190,000 | 105 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,585,000 | 90 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $34,000 | 210 |
| Lease financing receivables | $1,260,000 | 38 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.