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Bank One, Income and Expense

2004-09-30 (YTD Data)Rank
Total interest income$2,156,000,00019
Total interest expense$627,000,00018
Net interest income$1,529,000,00020
Provision for loan and lease losses$889,000,0004
Total noninterest income$1,369,000,00019
Gross Fiduciary activities income$1,000,000330
Service charges on deposit accounts$387,000,0008
Trading account gains and fees$42,000,00020
Additional Noninterest Income$939,000,00027
Total noninterest expense$1,546,000,00018
Salaries and employee benefits$471,000,00029
Premises and equipment expense$156,000,00022
Additional noninterest expense$919,000,00017
Pre-tax net operating income$463,000,00052
Securities gains (losses)$85,000,00013
Applicable income taxes$288,000,00030
Income before extraordinary items$260,000,00062
Extraordinary gains, net$026
Net income$260,000,00061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,000,00017
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$205,600,00071
2004-06-30 (YTD Data)Rank
Total interest income$3,933,000,0008
Total interest expense$1,382,000,0006
Net interest income$2,551,000,0009
Provision for loan and lease losses$-149,000,0009,077
Total noninterest income$2,757,000,0007
Gross Fiduciary activities income$39,000,00040
Service charges on deposit accounts$768,000,0004
Trading account gains and fees$105,000,00010
Additional Noninterest Income$1,845,000,00010
Total noninterest expense$3,081,000,0007
Salaries and employee benefits$933,000,00010
Premises and equipment expense$328,000,0008
Additional noninterest expense$1,820,000,0009
Pre-tax net operating income$2,376,000,0006
Securities gains (losses)$36,000,00022
Applicable income taxes$791,000,0006
Income before extraordinary items$1,621,000,0006
Extraordinary gains, net$3,000,0004
Net income$1,624,000,0006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,000,00019
Cash dividends$1,856,000,0002
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,596,880,0006
2004-03-31 (YTD Data)Rank
Total interest income$1,955,000,0009
Total interest expense$702,000,0006
Net interest income$1,253,000,00010
Provision for loan and lease losses$-77,000,0009,115
Total noninterest income$1,278,000,0007
Gross Fiduciary activities income$22,000,00038
Service charges on deposit accounts$377,000,0004
Trading account gains and fees$58,000,00011
Additional Noninterest Income$821,000,00010
Total noninterest expense$1,511,000,0008
Salaries and employee benefits$461,000,00011
Premises and equipment expense$161,000,0009
Additional noninterest expense$889,000,0008
Pre-tax net operating income$1,097,000,0008
Securities gains (losses)$113,000,0004
Applicable income taxes$400,000,0007
Income before extraordinary items$810,000,0007
Extraordinary gains, net$3,000,0002
Net income$813,000,0007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,000,00019
Cash dividends$756,000,0005
Sale, conversion, retirement of capital stock, net$0464
Net operating income$734,290,0008
2003-12-31 (YTD Data)Rank
Total interest income$7,849,000,0009
Total interest expense$2,732,000,0006
Net interest income$5,117,000,0009
Provision for loan and lease losses$909,000,0009
Total noninterest income$4,509,000,00010
Gross Fiduciary activities income$83,000,00039
Service charges on deposit accounts$1,454,000,0004
Trading account gains and fees$286,000,0007
Additional Noninterest Income$2,686,000,00013
Total noninterest expense$5,733,000,0007
Salaries and employee benefits$1,781,000,00011
Premises and equipment expense$613,000,00010
Additional noninterest expense$3,339,000,0008
Pre-tax net operating income$2,984,000,00010
Securities gains (losses)$-228,000,0009,181
Applicable income taxes$847,000,00012
Income before extraordinary items$1,909,000,00010
Extraordinary gains, net$128,000,0002
Net income$2,037,000,00010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,406,000,0006
Cash dividends$1,923,000,00011
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,066,320,00010
2003-09-30 (YTD Data)Rank
Total interest income$5,968,000,0009
Total interest expense$2,113,000,0006
Net interest income$3,855,000,0009
Provision for loan and lease losses$696,000,00010
Total noninterest income$3,285,000,0009
Gross Fiduciary activities income$65,000,00036
Service charges on deposit accounts$1,075,000,0003
Trading account gains and fees$226,000,0007
Additional Noninterest Income$1,919,000,00013
Total noninterest expense$4,242,000,0007
Salaries and employee benefits$1,320,000,00011
Premises and equipment expense$455,000,00010
Additional noninterest expense$2,467,000,0007
Pre-tax net operating income$2,202,000,00010
Securities gains (losses)$41,000,00037
Applicable income taxes$710,000,00010
Income before extraordinary items$1,533,000,00010
Extraordinary gains, net$20,000,0002
Net income$1,553,000,00010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$914,000,0009
Cash dividends$1,713,000,0007
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,505,120,00010
2003-06-30 (YTD Data)Rank
Total interest income$4,054,000,0009
Total interest expense$1,451,000,0006
Net interest income$2,603,000,0009
Provision for loan and lease losses$575,000,00010
Total noninterest income$2,203,000,0008
Gross Fiduciary activities income$49,000,00035
Service charges on deposit accounts$695,000,0003
Trading account gains and fees$137,000,0009
Additional Noninterest Income$1,322,000,00013
Total noninterest expense$2,846,000,0008
Salaries and employee benefits$882,000,00010
Premises and equipment expense$303,000,00010
Additional noninterest expense$1,661,000,0007
Pre-tax net operating income$1,385,000,00011
Securities gains (losses)$128,000,00011
Applicable income taxes$480,000,00011
Income before extraordinary items$1,033,000,0009
Extraordinary gains, net$030
Net income$1,033,000,0009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,000,00010
Cash dividends$1,110,000,0006
Sale, conversion, retirement of capital stock, net$0589
Net operating income$945,960,0009
2003-03-31 (YTD Data)Rank
Total interest income$2,050,000,0009
Total interest expense$718,000,0006
Net interest income$1,332,000,0009
Provision for loan and lease losses$318,000,0007
Total noninterest income$1,070,000,0009
Gross Fiduciary activities income$20,000,00035
Service charges on deposit accounts$311,000,0003
Trading account gains and fees$62,000,0008
Additional Noninterest Income$677,000,00013
Total noninterest expense$1,346,000,0009
Salaries and employee benefits$421,000,00010
Premises and equipment expense$141,000,00011
Additional noninterest expense$784,000,0007
Pre-tax net operating income$738,000,00010
Securities gains (losses)$50,000,00013
Applicable income taxes$252,000,00010
Income before extraordinary items$536,000,0009
Extraordinary gains, net$021
Net income$536,000,0009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000,0009
Cash dividends$485,000,0007
Sale, conversion, retirement of capital stock, net$0419
Net operating income$502,000,00010
2002-12-31 (YTD Data)Rank
Total interest income$9,385,000,0007
Total interest expense$3,217,000,0006
Net interest income$6,168,000,0008
Provision for loan and lease losses$1,717,000,0006
Total noninterest income$4,340,000,00010
Gross Fiduciary activities income$82,000,00036
Service charges on deposit accounts$1,255,000,0003
Trading account gains and fees$236,000,0006
Additional Noninterest Income$2,767,000,00012
Total noninterest expense$5,550,000,0006
Salaries and employee benefits$1,628,000,00011
Premises and equipment expense$532,000,00010
Additional noninterest expense$3,390,000,0006
Pre-tax net operating income$3,241,000,0006
Securities gains (losses)$331,000,0004
Applicable income taxes$1,135,000,0006
Income before extraordinary items$2,437,000,0007
Extraordinary gains, net$070
Net income$2,437,000,0007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,739,000,0007
Cash dividends$874,000,00014
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,211,920,0006
2001-12-31 (YTD Data)Rank
Total interest income$9,143,755,0008
Total interest expense$4,707,803,0007
Net interest income$4,435,952,0009
Provision for loan and lease losses$1,165,340,00011
Total noninterest income$2,376,693,00017
Gross Fiduciary activities income$51,857,00054
Service charges on deposit accounts$806,232,0007
Trading account gains and fees$181,617,00011
Additional Noninterest Income$1,336,987,00017
Total noninterest expense$3,618,070,0009
Salaries and employee benefits$1,006,353,00015
Premises and equipment expense$396,832,00012
Additional noninterest expense$2,214,885,00010
Pre-tax net operating income$2,029,235,00010
Securities gains (losses)$190,190,00011
Applicable income taxes$688,476,00010
Income before extraordinary items$1,530,949,00010
Extraordinary gains, net$0105
Net income$1,530,949,00010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,166,964,0007
Cash dividends$897,000,00014
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,399,717,9009
2000-12-31 (YTD Data)Rank
Total interest income$6,260,688,00010
Total interest expense$4,648,773,0008
Net interest income$1,611,915,00018
Provision for loan and lease losses$1,110,527,0006
Total noninterest income$893,300,00036
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$285,311,00014
Trading account gains and fees$159,403,0009
Additional Noninterest Income$448,586,00049
Total noninterest expense$1,906,077,00023
Salaries and employee benefits$672,953,00023
Premises and equipment expense$381,849,00012
Additional noninterest expense$851,275,00023
Pre-tax net operating income$-511,389,0009,920
Securities gains (losses)$-150,096,0009,901
Applicable income taxes$-307,004,0009,904
Income before extraordinary items$-354,481,0009,904
Extraordinary gains, net$038
Net income$-354,481,0009,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,204,00015
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-258,419,5609,903
1999-12-31 (YTD Data)Rank
Total interest income$3,928,888,00014
Total interest expense$2,700,571,0008
Net interest income$1,228,317,00029
Provision for loan and lease losses$207,235,00022
Total noninterest income$933,018,00033
Gross Fiduciary activities income$141,968,00029
Service charges on deposit accounts$254,061,00011
Trading account gains and fees$127,010,0008
Additional Noninterest Income$409,979,00046
Total noninterest expense$1,474,034,00026
Salaries and employee benefits$719,031,00020
Premises and equipment expense$230,244,00019
Additional noninterest expense$524,759,00034
Pre-tax net operating income$480,066,00050
Securities gains (losses)$31,210,00017
Applicable income taxes$134,061,00064
Income before extraordinary items$377,215,00042
Extraordinary gains, net$035
Net income$377,215,00043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,596,00027
Cash dividends$15,000,000300
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$354,119,60045
1998-12-31 (YTD Data)Rank
Total interest income$3,186,648,00017
Total interest expense$2,033,220,00015
Net interest income$1,153,428,00026
Provision for loan and lease losses$110,180,00042
Total noninterest income$917,504,00030
Gross Fiduciary activities income$138,308,00029
Service charges on deposit accounts$251,791,00012
Trading account gains and fees$82,390,00013
Additional Noninterest Income$445,015,00037
Total noninterest expense$1,386,713,00025
Salaries and employee benefits$756,744,00020
Premises and equipment expense$208,130,00020
Additional noninterest expense$421,839,00039
Pre-tax net operating income$574,039,00032
Securities gains (losses)$43,224,00020
Applicable income taxes$175,502,00040
Income before extraordinary items$441,761,00024
Extraordinary gains, net$032
Net income$441,761,00025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,369,00040
Cash dividends$20,000,000246
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$410,639,72029
1997-12-31 (YTD Data)Rank
Total interest income$2,802,671,00020
Total interest expense$1,731,744,00015
Net interest income$1,070,927,00028
Provision for loan and lease losses$31,766,000105
Total noninterest income$794,992,00027
Gross Fiduciary activities income$130,261,00026
Service charges on deposit accounts$236,440,00014
Trading account gains and fees$23,558,00024
Additional Noninterest Income$404,733,00034
Total noninterest expense$1,244,727,00026
Salaries and employee benefits$673,058,00020
Premises and equipment expense$203,122,00021
Additional noninterest expense$368,547,00038
Pre-tax net operating income$589,426,00027
Securities gains (losses)$24,333,00023
Applicable income taxes$193,490,00032
Income before extraordinary items$420,269,00025
Extraordinary gains, net$044
Net income$420,269,00025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,437,00092
Cash dividends$20,000,000229
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$403,722,56024
1996-12-31 (YTD Data)Rank
Total interest income$2,720,180,00019
Total interest expense$1,649,862,00013
Net interest income$1,070,318,00022
Provision for loan and lease losses$78,822,00045
Total noninterest income$658,307,00026
Gross Fiduciary activities income$119,557,00019
Service charges on deposit accounts$225,035,00011
Trading account gains and fees$32,568,00016
Additional Noninterest Income$281,147,00038
Total noninterest expense$1,165,810,00024
Salaries and employee benefits$661,585,00016
Premises and equipment expense$234,386,00016
Additional noninterest expense$269,839,00056
Pre-tax net operating income$483,993,00027
Securities gains (losses)$2,293,000137
Applicable income taxes$157,517,00028
Income before extraordinary items$328,769,00028
Extraordinary gains, net$053
Net income$328,769,00028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,567,00058
Cash dividends$138,000,00062
Sale, conversion, retirement of capital stock, net$0953
Net operating income$327,209,76027
1995-12-31 (YTD Data)Rank
Total interest income$2,469,456,00017
Total interest expense$1,702,879,00013
Net interest income$766,577,00030
Provision for loan and lease losses$18,112,000122
Total noninterest income$739,586,00021
Gross Fiduciary activities income$95,778,00026
Service charges on deposit accounts$194,995,00010
Trading account gains and fees$136,467,00010
Additional Noninterest Income$312,346,00029
Total noninterest expense$1,245,998,00016
Salaries and employee benefits$630,354,00013
Premises and equipment expense$209,030,00015
Additional noninterest expense$406,614,00031
Pre-tax net operating income$242,053,00056
Securities gains (losses)$456,000381
Applicable income taxes$86,319,00051
Income before extraordinary items$156,190,00059
Extraordinary gains, net$065
Net income$156,190,00059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,518,000136
Cash dividends$36,887,000164
Sale, conversion, retirement of capital stock, net$0809
Net operating income$155,898,16058
1994-12-31 (YTD Data)Rank
Total interest income$1,720,329,00019
Total interest expense$1,043,862,00015
Net interest income$676,467,00034
Provision for loan and lease losses$-18,236,00012,593
Total noninterest income$607,140,00018
Gross Fiduciary activities income$75,418,00030
Service charges on deposit accounts$183,883,0009
Trading account gains and fees$19,720,00022
Additional Noninterest Income$328,119,00023
Total noninterest expense$1,067,434,00014
Salaries and employee benefits$571,663,00012
Premises and equipment expense$230,666,00010
Additional noninterest expense$265,105,00053
Pre-tax net operating income$234,409,00061
Securities gains (losses)$-1,389,00012,448
Applicable income taxes$81,042,00054
Income before extraordinary items$151,978,00063
Extraordinary gains, net$0249
Net income$151,978,00063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,674,00012,607
Cash dividends$42,500,000132
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$152,880,85063
1993-12-31 (YTD Data)Rank
Total interest income$1,490,862,00019
Total interest expense$831,424,00015
Net interest income$659,438,00033
Provision for loan and lease losses$39,856,00093
Total noninterest income$1,022,066,00012
Gross Fiduciary activities income$74,586,00029
Service charges on deposit accounts$183,215,0007
Trading account gains and fees$408,810,0007
Additional Noninterest Income$355,455,00018
Total noninterest expense$1,226,413,00013
Salaries and employee benefits$569,192,00010
Premises and equipment expense$205,595,00012
Additional noninterest expense$451,626,00020
Pre-tax net operating income$415,235,00021
Securities gains (losses)$35,610,00021
Applicable income taxes$164,215,00019
Income before extraordinary items$286,630,00021
Extraordinary gains, net$12,706,00024
Net income$299,336,00021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,266,00064
Cash dividends$29,000,000135
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$263,839,60022
1992-12-31 (YTD Data)Rank
Total interest income$1,666,140,00016
Total interest expense$1,019,681,00014
Net interest income$646,459,00030
Provision for loan and lease losses$702,540,0006
Total noninterest income$589,144,00014
Gross Fiduciary activities income$72,263,00026
Service charges on deposit accounts$135,522,0009
Trading account gains and fees$138,147,0007
Additional Noninterest Income$243,212,00023
Total noninterest expense$1,133,200,00012
Salaries and employee benefits$457,378,00012
Premises and equipment expense$222,675,0009
Additional noninterest expense$453,147,00016
Pre-tax net operating income$-600,137,00013,972
Securities gains (losses)$18,125,00069
Applicable income taxes$-224,546,00013,935
Income before extraordinary items$-357,466,00013,933
Extraordinary gains, net$01,422
Net income$-357,466,00013,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$849,461,0004
Cash dividends$20,650,000128
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-369,066,00013,934

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.