Home > Bank of Zumbrota > Income and Expense
Bank of Zumbrota, Income and Expense
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 3,136 |
| Total interest expense | $361,000 | 3,068 |
| Net interest income | $4,390,000 | 3,102 |
| Provision for loan and lease losses | $224,000 | 1,425 |
| Total noninterest income | $949,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $110,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 2,256 |
| Total noninterest expense | $3,301,000 | 3,214 |
| Salaries and employee benefits | $1,980,000 | 3,107 |
| Premises and equipment expense | $442,000 | 2,738 |
| Additional noninterest expense | $839,000 | 2,256 |
| Pre-tax net operating income | $1,814,000 | 2,889 |
| Securities gains (losses) | $-9,000 | 3,750 |
| Applicable income taxes | $135,000 | 2,695 |
| Income before extraordinary items | $1,670,000 | 2,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,670,000 | 2,796 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,670,000 | 2,797 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $510,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,678,370 | 2,826 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 3,096 |
| Total interest expense | $237,000 | 2,982 |
| Net interest income | $2,951,000 | 3,068 |
| Provision for loan and lease losses | $224,000 | 1,095 |
| Total noninterest income | $668,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $70,000 | 3,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,199 |
| Total noninterest expense | $2,225,000 | 3,194 |
| Salaries and employee benefits | $1,296,000 | 3,145 |
| Premises and equipment expense | $323,000 | 2,610 |
| Additional noninterest expense | $606,000 | 3,403 |
| Pre-tax net operating income | $1,170,000 | 2,835 |
| Securities gains (losses) | $-10,000 | 3,931 |
| Applicable income taxes | $66,000 | 2,792 |
| Income before extraordinary items | $1,094,000 | 2,728 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,094,000 | 2,726 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,094,000 | 2,728 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $279,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,103,400 | 2,748 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 3,284 |
| Total interest expense | $106,000 | 3,108 |
| Net interest income | $1,250,000 | 3,268 |
| Provision for loan and lease losses | $86,000 | 1,066 |
| Total noninterest income | $360,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $32,000 | 3,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 2,087 |
| Total noninterest expense | $1,108,000 | 3,207 |
| Salaries and employee benefits | $643,000 | 3,165 |
| Premises and equipment expense | $188,000 | 2,426 |
| Additional noninterest expense | $277,000 | 3,529 |
| Pre-tax net operating income | $416,000 | 3,096 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $416,000 | 2,939 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $416,000 | 2,937 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $416,000 | 2,939 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $416,000 | 2,969 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 4,800 |
| Total interest expense | $21,000 | 4,774 |
| Net interest income | $307,000 | 4,797 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $65,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $9,000 | 4,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,529 |
| Total noninterest expense | $206,000 | 4,824 |
| Salaries and employee benefits | $102,000 | 4,822 |
| Premises and equipment expense | $37,000 | 4,772 |
| Additional noninterest expense | $67,000 | 4,824 |
| Pre-tax net operating income | $166,000 | 4,539 |
| Securities gains (losses) | $2,000 | 1,964 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $168,000 | 4,522 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $168,000 | 4,522 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $168,000 | 4,522 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $166,000 | 4,513 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 3,072 |
| Total interest expense | $627,000 | 2,545 |
| Net interest income | $4,531,000 | 3,121 |
| Provision for loan and lease losses | $-650,000 | 4,575 |
| Total noninterest income | $1,230,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $91,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,139,000 | 2,245 |
| Total noninterest expense | $3,335,000 | 3,223 |
| Salaries and employee benefits | $2,294,000 | 2,912 |
| Premises and equipment expense | $432,000 | 2,827 |
| Additional noninterest expense | $609,000 | 3,948 |
| Pre-tax net operating income | $3,076,000 | 2,397 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $4,000 | 3,598 |
| Income before extraordinary items | $3,086,000 | 2,209 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,086,000 | 2,208 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,086,000 | 2,209 |
| Net charge-offs | $-42,000 | 4,149 |
| Cash dividends | $1,827,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,072,000 | 2,185 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 3,140 |
| Total interest expense | $428,000 | 2,573 |
| Net interest income | $2,889,000 | 3,186 |
| Provision for loan and lease losses | $-650,000 | 4,639 |
| Total noninterest income | $848,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $58,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 2,177 |
| Total noninterest expense | $2,252,000 | 3,202 |
| Salaries and employee benefits | $1,584,000 | 2,858 |
| Premises and equipment expense | $275,000 | 2,898 |
| Additional noninterest expense | $393,000 | 3,991 |
| Pre-tax net operating income | $2,135,000 | 2,300 |
| Securities gains (losses) | $9,000 | 1,454 |
| Applicable income taxes | $1,000 | 3,650 |
| Income before extraordinary items | $2,143,000 | 2,140 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,143,000 | 2,140 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,143,000 | 2,140 |
| Net charge-offs | $-26,000 | 4,150 |
| Cash dividends | $1,559,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,134,000 | 2,110 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 3,192 |
| Total interest expense | $212,000 | 2,668 |
| Net interest income | $1,400,000 | 3,225 |
| Provision for loan and lease losses | $-650,000 | 4,769 |
| Total noninterest income | $467,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,050 |
| Total noninterest expense | $1,084,000 | 3,250 |
| Salaries and employee benefits | $747,000 | 2,941 |
| Premises and equipment expense | $122,000 | 3,099 |
| Additional noninterest expense | $215,000 | 3,879 |
| Pre-tax net operating income | $1,433,000 | 1,924 |
| Securities gains (losses) | $8,000 | 1,119 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,441,000 | 1,772 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,441,000 | 1,772 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,441,000 | 1,772 |
| Net charge-offs | $-16,000 | 4,237 |
| Cash dividends | $1,288,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,433,000 | 1,735 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 3,035 |
| Total interest expense | $1,101,000 | 2,791 |
| Net interest income | $6,110,000 | 3,023 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $1,939,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $120,000 | 3,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,819,000 | 1,881 |
| Total noninterest expense | $4,677,000 | 3,116 |
| Salaries and employee benefits | $3,244,000 | 2,810 |
| Premises and equipment expense | $581,000 | 2,806 |
| Additional noninterest expense | $852,000 | 3,895 |
| Pre-tax net operating income | $3,372,000 | 2,288 |
| Securities gains (losses) | $12,000 | 2,262 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $3,382,000 | 2,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,382,000 | 2,136 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,382,000 | 2,136 |
| Net charge-offs | $-471,000 | 4,951 |
| Cash dividends | $2,185,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,370,000 | 2,088 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,431,000 | 3,064 |
| Total interest expense | $858,000 | 2,829 |
| Net interest income | $4,573,000 | 3,041 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,548,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $89,000 | 3,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,459,000 | 1,766 |
| Total noninterest expense | $3,366,000 | 3,185 |
| Salaries and employee benefits | $2,332,000 | 2,864 |
| Premises and equipment expense | $419,000 | 2,869 |
| Additional noninterest expense | $615,000 | 3,938 |
| Pre-tax net operating income | $2,755,000 | 2,156 |
| Securities gains (losses) | $9,000 | 2,150 |
| Applicable income taxes | $1,000 | 3,648 |
| Income before extraordinary items | $2,763,000 | 2,005 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,763,000 | 2,004 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,763,000 | 2,005 |
| Net charge-offs | $-396,000 | 4,980 |
| Cash dividends | $1,793,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,754,000 | 1,954 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 3,094 |
| Total interest expense | $605,000 | 2,864 |
| Net interest income | $2,996,000 | 3,094 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $928,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $60,000 | 3,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $868,000 | 1,813 |
| Total noninterest expense | $2,340,000 | 3,110 |
| Salaries and employee benefits | $1,610,000 | 2,820 |
| Premises and equipment expense | $303,000 | 2,733 |
| Additional noninterest expense | $427,000 | 3,894 |
| Pre-tax net operating income | $1,584,000 | 2,321 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $1,000 | 3,604 |
| Income before extraordinary items | $1,591,000 | 2,160 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,591,000 | 2,160 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,591,000 | 2,160 |
| Net charge-offs | $-121,000 | 4,914 |
| Cash dividends | $1,374,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,583,000 | 2,123 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 3,068 |
| Total interest expense | $319,000 | 2,927 |
| Net interest income | $1,519,000 | 3,036 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $344,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $36,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 1,981 |
| Total noninterest expense | $1,144,000 | 3,184 |
| Salaries and employee benefits | $802,000 | 2,842 |
| Premises and equipment expense | $124,000 | 3,091 |
| Additional noninterest expense | $218,000 | 3,917 |
| Pre-tax net operating income | $719,000 | 2,309 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $1,000 | 3,449 |
| Income before extraordinary items | $718,000 | 2,126 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $718,000 | 2,124 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $718,000 | 2,126 |
| Net charge-offs | $-78,000 | 4,930 |
| Cash dividends | $900,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $718,000 | 2,094 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 3,134 |
| Total interest expense | $1,303,000 | 2,934 |
| Net interest income | $5,925,000 | 3,128 |
| Provision for loan and lease losses | $225,000 | 2,245 |
| Total noninterest income | $1,373,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $172,000 | 3,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,201,000 | 2,045 |
| Total noninterest expense | $4,628,000 | 3,154 |
| Salaries and employee benefits | $3,157,000 | 2,840 |
| Premises and equipment expense | $652,000 | 2,655 |
| Additional noninterest expense | $819,000 | 4,069 |
| Pre-tax net operating income | $2,445,000 | 2,768 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $3,000 | 3,769 |
| Income before extraordinary items | $2,442,000 | 2,606 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,442,000 | 2,606 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,442,000 | 2,608 |
| Net charge-offs | $-109,000 | 4,913 |
| Cash dividends | $2,351,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,442,000 | 2,572 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 3,164 |
| Total interest expense | $951,000 | 2,997 |
| Net interest income | $4,485,000 | 3,151 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $968,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $132,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,119 |
| Total noninterest expense | $3,473,000 | 3,170 |
| Salaries and employee benefits | $2,314,000 | 2,890 |
| Premises and equipment expense | $536,000 | 2,523 |
| Additional noninterest expense | $623,000 | 4,081 |
| Pre-tax net operating income | $1,755,000 | 2,910 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $3,000 | 3,795 |
| Income before extraordinary items | $1,752,000 | 2,731 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,752,000 | 2,732 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,752,000 | 2,732 |
| Net charge-offs | $-79,000 | 4,912 |
| Cash dividends | $1,239,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,752,000 | 2,697 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 3,232 |
| Total interest expense | $623,000 | 3,008 |
| Net interest income | $2,885,000 | 3,230 |
| Provision for loan and lease losses | $225,000 | 1,465 |
| Total noninterest income | $583,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $88,000 | 3,350 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $495,000 | 2,218 |
| Total noninterest expense | $2,337,000 | 3,176 |
| Salaries and employee benefits | $1,550,000 | 2,903 |
| Premises and equipment expense | $372,000 | 2,470 |
| Additional noninterest expense | $415,000 | 4,125 |
| Pre-tax net operating income | $906,000 | 3,236 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $3,000 | 3,783 |
| Income before extraordinary items | $903,000 | 3,086 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $903,000 | 3,084 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $903,000 | 3,084 |
| Net charge-offs | $-40,000 | 4,848 |
| Cash dividends | $982,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $903,000 | 3,057 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,292 |
| Total interest expense | $290,000 | 3,089 |
| Net interest income | $1,424,000 | 3,279 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $277,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $42,000 | 3,414 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 2,214 |
| Total noninterest expense | $1,175,000 | 3,192 |
| Salaries and employee benefits | $804,000 | 2,849 |
| Premises and equipment expense | $168,000 | 2,653 |
| Additional noninterest expense | $203,000 | 4,176 |
| Pre-tax net operating income | $376,000 | 3,473 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $3,000 | 3,639 |
| Income before extraordinary items | $373,000 | 3,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $373,000 | 3,325 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $373,000 | 3,326 |
| Net charge-offs | $-12,000 | 4,722 |
| Cash dividends | $900,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $373,000 | 3,314 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 3,280 |
| Total interest expense | $976,000 | 2,964 |
| Net interest income | $5,635,000 | 3,275 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,392,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $184,000 | 3,420 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,208,000 | 2,031 |
| Total noninterest expense | $4,452,000 | 3,281 |
| Salaries and employee benefits | $3,051,000 | 2,928 |
| Premises and equipment expense | $581,000 | 2,892 |
| Additional noninterest expense | $820,000 | 4,185 |
| Pre-tax net operating income | $2,575,000 | 2,731 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $4,000 | 3,841 |
| Income before extraordinary items | $2,571,000 | 2,553 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,571,000 | 2,552 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,571,000 | 2,552 |
| Net charge-offs | $171,000 | 1,767 |
| Cash dividends | $1,261,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,571,000 | 2,545 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 3,312 |
| Total interest expense | $701,000 | 2,959 |
| Net interest income | $4,187,000 | 3,316 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,081,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $139,000 | 3,428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $942,000 | 2,008 |
| Total noninterest expense | $3,347,000 | 3,286 |
| Salaries and employee benefits | $2,303,000 | 2,926 |
| Premises and equipment expense | $422,000 | 2,980 |
| Additional noninterest expense | $622,000 | 4,193 |
| Pre-tax net operating income | $1,921,000 | 2,807 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $4,000 | 3,874 |
| Income before extraordinary items | $1,917,000 | 2,594 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,917,000 | 2,594 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,917,000 | 2,593 |
| Net charge-offs | $-10,000 | 4,485 |
| Cash dividends | $1,083,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,917,000 | 2,582 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 3,294 |
| Total interest expense | $460,000 | 2,913 |
| Net interest income | $2,792,000 | 3,314 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $702,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $93,000 | 3,434 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $609,000 | 2,044 |
| Total noninterest expense | $2,155,000 | 3,364 |
| Salaries and employee benefits | $1,480,000 | 3,020 |
| Premises and equipment expense | $272,000 | 3,047 |
| Additional noninterest expense | $403,000 | 4,270 |
| Pre-tax net operating income | $1,339,000 | 2,699 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $1,338,000 | 2,496 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,338,000 | 2,495 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,338,000 | 2,495 |
| Net charge-offs | $-20,000 | 4,745 |
| Cash dividends | $639,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,338,000 | 2,489 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,352 |
| Total interest expense | $225,000 | 2,901 |
| Net interest income | $1,354,000 | 3,377 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $322,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $45,000 | 3,489 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $277,000 | 2,114 |
| Total noninterest expense | $1,124,000 | 3,329 |
| Salaries and employee benefits | $801,000 | 2,905 |
| Premises and equipment expense | $132,000 | 3,131 |
| Additional noninterest expense | $191,000 | 4,384 |
| Pre-tax net operating income | $552,000 | 2,953 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $551,000 | 2,754 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $551,000 | 2,754 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $551,000 | 2,754 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $639,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $551,000 | 2,744 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 3,383 |
| Total interest expense | $824,000 | 2,882 |
| Net interest income | $5,271,000 | 3,424 |
| Provision for loan and lease losses | $25,000 | 3,849 |
| Total noninterest income | $1,173,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $178,000 | 3,614 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $995,000 | 2,300 |
| Total noninterest expense | $4,348,000 | 3,395 |
| Salaries and employee benefits | $3,028,000 | 2,960 |
| Premises and equipment expense | $601,000 | 2,914 |
| Additional noninterest expense | $719,000 | 4,547 |
| Pre-tax net operating income | $2,071,000 | 3,053 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $2,070,000 | 2,635 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,070,000 | 2,634 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,070,000 | 2,635 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $1,185,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,070,000 | 2,616 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 3,418 |
| Total interest expense | $592,000 | 2,928 |
| Net interest income | $3,941,000 | 3,461 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $845,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $131,000 | 3,663 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $714,000 | 2,377 |
| Total noninterest expense | $3,308,000 | 3,369 |
| Salaries and employee benefits | $2,307,000 | 2,949 |
| Premises and equipment expense | $454,000 | 2,938 |
| Additional noninterest expense | $547,000 | 4,562 |
| Pre-tax net operating income | $1,453,000 | 3,238 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $1,452,000 | 2,909 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,452,000 | 2,908 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,452,000 | 2,909 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $957,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,452,000 | 2,887 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 3,428 |
| Total interest expense | $390,000 | 2,915 |
| Net interest income | $2,606,000 | 3,482 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $502,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $87,000 | 3,669 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $415,000 | 2,536 |
| Total noninterest expense | $2,163,000 | 3,428 |
| Salaries and employee benefits | $1,488,000 | 3,038 |
| Premises and equipment expense | $317,000 | 2,868 |
| Additional noninterest expense | $358,000 | 4,612 |
| Pre-tax net operating income | $920,000 | 3,260 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $919,000 | 2,943 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $919,000 | 2,943 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $919,000 | 2,943 |
| Net charge-offs | $14,000 | 2,775 |
| Cash dividends | $773,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $919,000 | 2,923 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 3,476 |
| Total interest expense | $188,000 | 2,972 |
| Net interest income | $1,283,000 | 3,517 |
| Provision for loan and lease losses | $25,000 | 2,651 |
| Total noninterest income | $234,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $191,000 | 2,637 |
| Total noninterest expense | $1,112,000 | 3,397 |
| Salaries and employee benefits | $788,000 | 2,974 |
| Premises and equipment expense | $151,000 | 2,982 |
| Additional noninterest expense | $173,000 | 4,717 |
| Pre-tax net operating income | $380,000 | 3,489 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $379,000 | 3,231 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $379,000 | 3,229 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $379,000 | 3,231 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $629,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $379,000 | 3,208 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,037,000 | 3,417 |
| Total interest expense | $806,000 | 2,810 |
| Net interest income | $5,231,000 | 3,478 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $1,040,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $196,000 | 3,602 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $844,000 | 2,602 |
| Total noninterest expense | $4,354,000 | 3,479 |
| Salaries and employee benefits | $2,958,000 | 3,042 |
| Premises and equipment expense | $534,000 | 3,242 |
| Additional noninterest expense | $862,000 | 4,430 |
| Pre-tax net operating income | $1,867,000 | 3,175 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $4,000 | 4,104 |
| Income before extraordinary items | $1,863,000 | 2,908 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,863,000 | 2,907 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,863,000 | 2,907 |
| Net charge-offs | $44,000 | 3,225 |
| Cash dividends | $1,137,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,863,000 | 2,857 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 3,420 |
| Total interest expense | $604,000 | 2,811 |
| Net interest income | $3,942,000 | 3,479 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $754,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $150,000 | 3,598 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $604,000 | 2,647 |
| Total noninterest expense | $3,231,000 | 3,503 |
| Salaries and employee benefits | $2,194,000 | 3,072 |
| Premises and equipment expense | $398,000 | 3,278 |
| Additional noninterest expense | $639,000 | 4,481 |
| Pre-tax net operating income | $1,465,000 | 3,141 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $3,000 | 4,173 |
| Income before extraordinary items | $1,462,000 | 2,857 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,462,000 | 2,857 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,462,000 | 2,857 |
| Net charge-offs | $-4,000 | 4,681 |
| Cash dividends | $1,006,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,462,000 | 2,807 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 3,444 |
| Total interest expense | $404,000 | 2,811 |
| Net interest income | $2,608,000 | 3,510 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $452,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $101,000 | 3,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $351,000 | 2,833 |
| Total noninterest expense | $2,119,000 | 3,562 |
| Salaries and employee benefits | $1,428,000 | 3,145 |
| Premises and equipment expense | $266,000 | 3,291 |
| Additional noninterest expense | $425,000 | 4,524 |
| Pre-tax net operating income | $941,000 | 3,191 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $940,000 | 2,909 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $940,000 | 2,907 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $940,000 | 2,908 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $811,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $940,000 | 2,833 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 3,493 |
| Total interest expense | $195,000 | 2,888 |
| Net interest income | $1,284,000 | 3,554 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $222,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $47,000 | 3,684 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $175,000 | 2,801 |
| Total noninterest expense | $1,123,000 | 3,452 |
| Salaries and employee benefits | $773,000 | 3,014 |
| Premises and equipment expense | $125,000 | 3,431 |
| Additional noninterest expense | $225,000 | 4,445 |
| Pre-tax net operating income | $383,000 | 3,475 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $382,000 | 3,213 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $382,000 | 3,211 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $382,000 | 3,212 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $685,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $382,000 | 3,148 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 3,453 |
| Total interest expense | $805,000 | 2,818 |
| Net interest income | $5,169,000 | 3,515 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $962,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $196,000 | 3,739 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $766,000 | 2,710 |
| Total noninterest expense | $4,156,000 | 3,637 |
| Salaries and employee benefits | $2,848,000 | 3,133 |
| Premises and equipment expense | $568,000 | 3,223 |
| Additional noninterest expense | $740,000 | 4,846 |
| Pre-tax net operating income | $1,950,000 | 3,056 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $3,000 | 4,252 |
| Income before extraordinary items | $1,947,000 | 2,783 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,947,000 | 2,785 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,947,000 | 2,786 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $1,168,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,947,000 | 2,732 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 3,489 |
| Total interest expense | $601,000 | 2,861 |
| Net interest income | $3,870,000 | 3,552 |
| Provision for loan and lease losses | $25,000 | 3,699 |
| Total noninterest income | $721,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $151,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $570,000 | 2,738 |
| Total noninterest expense | $3,141,000 | 3,634 |
| Salaries and employee benefits | $2,156,000 | 3,137 |
| Premises and equipment expense | $426,000 | 3,261 |
| Additional noninterest expense | $559,000 | 4,879 |
| Pre-tax net operating income | $1,425,000 | 3,175 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,423,000 | 2,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,423,000 | 2,864 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,423,000 | 2,866 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $1,029,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,423,000 | 2,812 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 3,534 |
| Total interest expense | $401,000 | 2,873 |
| Net interest income | $2,541,000 | 3,593 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $482,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $96,000 | 3,786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 2,727 |
| Total noninterest expense | $2,078,000 | 3,684 |
| Salaries and employee benefits | $1,422,000 | 3,182 |
| Premises and equipment expense | $285,000 | 3,272 |
| Additional noninterest expense | $371,000 | 4,913 |
| Pre-tax net operating income | $920,000 | 3,220 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $919,000 | 2,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $919,000 | 2,906 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $919,000 | 2,908 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $810,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $919,000 | 2,840 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 3,581 |
| Total interest expense | $196,000 | 2,939 |
| Net interest income | $1,249,000 | 3,631 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $237,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $194,000 | 2,676 |
| Total noninterest expense | $1,014,000 | 3,764 |
| Salaries and employee benefits | $685,000 | 3,282 |
| Premises and equipment expense | $146,000 | 3,249 |
| Additional noninterest expense | $183,000 | 4,971 |
| Pre-tax net operating income | $472,000 | 3,115 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $471,000 | 2,836 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $471,000 | 2,839 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $471,000 | 2,839 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $645,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $471,000 | 2,763 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,628 |
| Total interest expense | $879,000 | 2,844 |
| Net interest income | $4,853,000 | 3,730 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $906,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $194,000 | 3,956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $712,000 | 2,788 |
| Total noninterest expense | $4,006,000 | 3,833 |
| Salaries and employee benefits | $2,741,000 | 3,269 |
| Premises and equipment expense | $581,000 | 3,303 |
| Additional noninterest expense | $684,000 | 5,192 |
| Pre-tax net operating income | $1,703,000 | 3,257 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $1,703,000 | 3,012 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,703,000 | 3,011 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,703,000 | 3,012 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $1,260,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,700,000 | 2,963 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 3,664 |
| Total interest expense | $666,000 | 2,866 |
| Net interest income | $3,621,000 | 3,771 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $642,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $148,000 | 3,976 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $494,000 | 2,919 |
| Total noninterest expense | $2,964,000 | 3,877 |
| Salaries and employee benefits | $2,019,000 | 3,333 |
| Premises and equipment expense | $441,000 | 3,319 |
| Additional noninterest expense | $504,000 | 5,258 |
| Pre-tax net operating income | $1,249,000 | 3,354 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,250,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,250,000 | 3,061 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,250,000 | 3,063 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $1,094,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,247,000 | 3,022 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 3,722 |
| Total interest expense | $450,000 | 2,867 |
| Net interest income | $2,349,000 | 3,840 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $381,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $98,000 | 3,982 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $283,000 | 3,119 |
| Total noninterest expense | $2,025,000 | 3,854 |
| Salaries and employee benefits | $1,390,000 | 3,282 |
| Premises and equipment expense | $300,000 | 3,288 |
| Additional noninterest expense | $335,000 | 5,287 |
| Pre-tax net operating income | $705,000 | 3,586 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $704,000 | 3,324 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $704,000 | 3,330 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $704,000 | 3,330 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $925,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $704,000 | 3,287 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 3,759 |
| Total interest expense | $222,000 | 2,932 |
| Net interest income | $1,163,000 | 3,876 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $177,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $999,000 | 3,902 |
| Salaries and employee benefits | $668,000 | 3,401 |
| Premises and equipment expense | $167,000 | 3,107 |
| Additional noninterest expense | $164,000 | 5,369 |
| Pre-tax net operating income | $341,000 | 3,591 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $340,000 | 3,309 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $340,000 | 3,312 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $340,000 | 3,312 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $750,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $340,000 | 3,275 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 3,758 |
| Total interest expense | $930,000 | 3,113 |
| Net interest income | $4,748,000 | 3,818 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $973,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $238,000 | 3,797 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $735,000 | 2,806 |
| Total noninterest expense | $3,918,000 | 3,971 |
| Salaries and employee benefits | $2,639,000 | 3,408 |
| Premises and equipment expense | $517,000 | 3,660 |
| Additional noninterest expense | $762,000 | 5,164 |
| Pre-tax net operating income | $1,703,000 | 3,163 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,701,000 | 2,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,701,000 | 2,912 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,701,000 | 2,913 |
| Net charge-offs | $233,000 | 2,838 |
| Cash dividends | $1,131,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,701,000 | 2,860 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 3,796 |
| Total interest expense | $696,000 | 3,187 |
| Net interest income | $3,557,000 | 3,847 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $754,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $179,000 | 3,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $575,000 | 2,810 |
| Total noninterest expense | $2,858,000 | 4,058 |
| Salaries and employee benefits | $1,927,000 | 3,496 |
| Premises and equipment expense | $372,000 | 3,784 |
| Additional noninterest expense | $559,000 | 5,217 |
| Pre-tax net operating income | $1,353,000 | 3,120 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,351,000 | 2,846 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,351,000 | 2,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,351,000 | 2,850 |
| Net charge-offs | $-17,000 | 6,236 |
| Cash dividends | $1,045,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,351,000 | 2,777 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 3,826 |
| Total interest expense | $457,000 | 3,284 |
| Net interest income | $2,356,000 | 3,869 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $548,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $120,000 | 3,780 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $428,000 | 2,700 |
| Total noninterest expense | $1,943,000 | 4,032 |
| Salaries and employee benefits | $1,320,000 | 3,441 |
| Premises and equipment expense | $255,000 | 3,743 |
| Additional noninterest expense | $368,000 | 5,268 |
| Pre-tax net operating income | $861,000 | 3,190 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $860,000 | 2,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $860,000 | 2,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $860,000 | 2,925 |
| Net charge-offs | $-17,000 | 6,281 |
| Cash dividends | $861,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $860,000 | 2,835 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 3,858 |
| Total interest expense | $228,000 | 3,378 |
| Net interest income | $1,177,000 | 3,881 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $253,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,819 |
| Total noninterest expense | $923,000 | 4,197 |
| Salaries and employee benefits | $616,000 | 3,652 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $178,000 | 5,382 |
| Pre-tax net operating income | $407,000 | 3,268 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $406,000 | 3,001 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $406,000 | 3,001 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $406,000 | 3,003 |
| Net charge-offs | $-28,000 | 6,547 |
| Cash dividends | $600,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $406,000 | 2,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,224,000 | 3,735 |
| Total interest expense | $1,188,000 | 3,217 |
| Net interest income | $5,036,000 | 3,797 |
| Provision for loan and lease losses | $160,000 | 4,210 |
| Total noninterest income | $1,051,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $241,000 | 3,934 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $810,000 | 2,669 |
| Total noninterest expense | $3,920,000 | 4,078 |
| Salaries and employee benefits | $2,525,000 | 3,549 |
| Premises and equipment expense | $506,000 | 3,792 |
| Additional noninterest expense | $889,000 | 5,058 |
| Pre-tax net operating income | $2,007,000 | 2,801 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $2,005,000 | 2,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,005,000 | 2,586 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,005,000 | 2,585 |
| Net charge-offs | $273,000 | 3,423 |
| Cash dividends | $1,085,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,005,000 | 2,460 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 3,761 |
| Total interest expense | $947,000 | 3,202 |
| Net interest income | $3,808,000 | 3,836 |
| Provision for loan and lease losses | $160,000 | 3,797 |
| Total noninterest income | $827,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $642,000 | 2,579 |
| Total noninterest expense | $2,911,000 | 4,132 |
| Salaries and employee benefits | $1,843,000 | 3,634 |
| Premises and equipment expense | $357,000 | 3,985 |
| Additional noninterest expense | $711,000 | 4,962 |
| Pre-tax net operating income | $1,564,000 | 2,801 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,562,000 | 2,569 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,562,000 | 2,569 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,562,000 | 2,570 |
| Net charge-offs | $137,000 | 3,688 |
| Cash dividends | $1,085,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,562,000 | 2,439 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 3,771 |
| Total interest expense | $646,000 | 3,247 |
| Net interest income | $2,554,000 | 3,835 |
| Provision for loan and lease losses | $160,000 | 3,267 |
| Total noninterest income | $474,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $121,000 | 3,940 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 2,838 |
| Total noninterest expense | $1,853,000 | 4,276 |
| Salaries and employee benefits | $1,253,000 | 3,587 |
| Premises and equipment expense | $243,000 | 3,940 |
| Additional noninterest expense | $357,000 | 5,591 |
| Pre-tax net operating income | $1,015,000 | 2,815 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $1,014,000 | 2,600 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,014,000 | 2,600 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,014,000 | 2,600 |
| Net charge-offs | $137,000 | 3,133 |
| Cash dividends | $910,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,014,000 | 2,459 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 3,784 |
| Total interest expense | $335,000 | 3,262 |
| Net interest income | $1,281,000 | 3,848 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $235,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $899,000 | 4,382 |
| Salaries and employee benefits | $581,000 | 3,813 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $185,000 | 5,535 |
| Pre-tax net operating income | $592,000 | 2,558 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $591,000 | 2,284 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $591,000 | 2,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $591,000 | 2,287 |
| Net charge-offs | $-43,000 | 7,046 |
| Cash dividends | $560,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $591,000 | 2,169 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 3,744 |
| Total interest expense | $1,616,000 | 3,261 |
| Net interest income | $5,189,000 | 3,810 |
| Provision for loan and lease losses | $425,000 | 3,672 |
| Total noninterest income | $760,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $217,000 | 4,234 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $543,000 | 3,001 |
| Total noninterest expense | $3,745,000 | 4,301 |
| Salaries and employee benefits | $2,416,000 | 3,656 |
| Premises and equipment expense | $520,000 | 3,925 |
| Additional noninterest expense | $809,000 | 5,392 |
| Pre-tax net operating income | $1,779,000 | 2,729 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,777,000 | 2,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,777,000 | 2,474 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,777,000 | 2,475 |
| Net charge-offs | $212,000 | 4,229 |
| Cash dividends | $988,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,777,000 | 2,393 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 3,760 |
| Total interest expense | $1,249,000 | 3,289 |
| Net interest income | $3,910,000 | 3,821 |
| Provision for loan and lease losses | $350,000 | 3,408 |
| Total noninterest income | $564,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $161,000 | 4,268 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $403,000 | 3,030 |
| Total noninterest expense | $2,785,000 | 4,332 |
| Salaries and employee benefits | $1,742,000 | 3,774 |
| Premises and equipment expense | $405,000 | 3,877 |
| Additional noninterest expense | $638,000 | 5,298 |
| Pre-tax net operating income | $1,339,000 | 2,793 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $1,337,000 | 2,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,337,000 | 2,527 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,337,000 | 2,527 |
| Net charge-offs | $-32,000 | 7,187 |
| Cash dividends | $816,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,337,000 | 2,429 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 3,797 |
| Total interest expense | $855,000 | 3,332 |
| Net interest income | $2,593,000 | 3,850 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $330,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $109,000 | 4,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 3,337 |
| Total noninterest expense | $1,894,000 | 4,313 |
| Salaries and employee benefits | $1,188,000 | 3,735 |
| Premises and equipment expense | $259,000 | 4,029 |
| Additional noninterest expense | $447,000 | 5,276 |
| Pre-tax net operating income | $679,000 | 3,235 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $678,000 | 2,971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $678,000 | 2,972 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $678,000 | 2,973 |
| Net charge-offs | $-28,000 | 7,213 |
| Cash dividends | $694,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $678,000 | 2,897 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 3,791 |
| Total interest expense | $442,000 | 3,362 |
| Net interest income | $1,300,000 | 3,847 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $158,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $883,000 | 4,530 |
| Salaries and employee benefits | $559,000 | 3,922 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $185,000 | 5,713 |
| Pre-tax net operating income | $375,000 | 3,098 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $374,000 | 2,806 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $374,000 | 2,805 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $374,000 | 2,806 |
| Net charge-offs | $-28,000 | 7,251 |
| Cash dividends | $450,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $374,000 | 2,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 3,836 |
| Total interest expense | $2,170,000 | 3,341 |
| Net interest income | $5,036,000 | 3,942 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $537,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $294,000 | 3,680 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $243,000 | 4,293 |
| Total noninterest expense | $3,522,000 | 4,575 |
| Salaries and employee benefits | $2,336,000 | 3,788 |
| Premises and equipment expense | $505,000 | 4,155 |
| Additional noninterest expense | $681,000 | 5,947 |
| Pre-tax net operating income | $1,751,000 | 2,476 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,749,000 | 2,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,749,000 | 2,244 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,749,000 | 2,246 |
| Net charge-offs | $450,000 | 3,790 |
| Cash dividends | $694,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,749,000 | 2,154 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 3,925 |
| Total interest expense | $1,670,000 | 3,401 |
| Net interest income | $3,703,000 | 4,045 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $361,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $226,000 | 3,699 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $135,000 | 4,807 |
| Total noninterest expense | $2,558,000 | 4,680 |
| Salaries and employee benefits | $1,688,000 | 3,934 |
| Premises and equipment expense | $377,000 | 4,231 |
| Additional noninterest expense | $493,000 | 6,071 |
| Pre-tax net operating income | $1,506,000 | 2,365 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $1,504,000 | 2,137 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,504,000 | 2,138 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,504,000 | 2,140 |
| Net charge-offs | $83,000 | 5,089 |
| Cash dividends | $518,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,504,000 | 2,042 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 3,988 |
| Total interest expense | $1,124,000 | 3,475 |
| Net interest income | $2,420,000 | 4,102 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $219,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $153,000 | 3,658 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 5,236 |
| Total noninterest expense | $1,756,000 | 4,608 |
| Salaries and employee benefits | $1,149,000 | 3,892 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $343,000 | 6,001 |
| Pre-tax net operating income | $883,000 | 2,617 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $882,000 | 2,333 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $882,000 | 2,330 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $882,000 | 2,333 |
| Net charge-offs | $82,000 | 4,452 |
| Cash dividends | $12,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $882,000 | 2,243 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 4,005 |
| Total interest expense | $567,000 | 3,584 |
| Net interest income | $1,230,000 | 4,080 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $151,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $832,000 | 4,791 |
| Salaries and employee benefits | $521,000 | 4,243 |
| Premises and equipment expense | $144,000 | 3,981 |
| Additional noninterest expense | $167,000 | 6,104 |
| Pre-tax net operating income | $549,000 | 2,248 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $548,000 | 1,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $548,000 | 1,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $548,000 | 1,977 |
| Net charge-offs | $61,000 | 3,562 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $548,000 | 1,901 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,244,000 | 4,088 |
| Total interest expense | $2,728,000 | 3,674 |
| Net interest income | $4,516,000 | 4,217 |
| Provision for loan and lease losses | $1,000,000 | 3,503 |
| Total noninterest income | $813,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $330,000 | 3,696 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $483,000 | 3,262 |
| Total noninterest expense | $3,458,000 | 4,757 |
| Salaries and employee benefits | $2,301,000 | 3,945 |
| Premises and equipment expense | $507,000 | 4,338 |
| Additional noninterest expense | $650,000 | 6,294 |
| Pre-tax net operating income | $871,000 | 3,208 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $869,000 | 3,002 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $869,000 | 3,001 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $869,000 | 3,001 |
| Net charge-offs | $511,000 | 3,756 |
| Cash dividends | $375,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $869,000 | 2,941 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 4,150 |
| Total interest expense | $2,100,000 | 3,742 |
| Net interest income | $3,315,000 | 4,289 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $653,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $408,000 | 3,144 |
| Total noninterest expense | $2,562,000 | 4,802 |
| Salaries and employee benefits | $1,667,000 | 4,069 |
| Premises and equipment expense | $374,000 | 4,422 |
| Additional noninterest expense | $521,000 | 6,150 |
| Pre-tax net operating income | $906,000 | 2,913 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $904,000 | 2,638 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $904,000 | 2,634 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $904,000 | 2,638 |
| Net charge-offs | $85,000 | 5,213 |
| Cash dividends | $375,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $904,000 | 2,600 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 4,195 |
| Total interest expense | $1,428,000 | 3,792 |
| Net interest income | $2,159,000 | 4,358 |
| Provision for loan and lease losses | $325,000 | 3,583 |
| Total noninterest income | $482,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $160,000 | 3,755 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $322,000 | 2,878 |
| Total noninterest expense | $1,670,000 | 4,911 |
| Salaries and employee benefits | $1,066,000 | 4,247 |
| Premises and equipment expense | $257,000 | 4,384 |
| Additional noninterest expense | $347,000 | 6,175 |
| Pre-tax net operating income | $646,000 | 2,899 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $645,000 | 2,643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 2,640 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $645,000 | 2,642 |
| Net charge-offs | $167,000 | 3,648 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $645,000 | 2,557 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 4,262 |
| Total interest expense | $731,000 | 3,831 |
| Net interest income | $1,050,000 | 4,438 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $259,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $79,000 | 3,735 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $180,000 | 2,653 |
| Total noninterest expense | $779,000 | 5,044 |
| Salaries and employee benefits | $516,000 | 4,365 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $130,000 | 6,641 |
| Pre-tax net operating income | $480,000 | 2,455 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $479,000 | 2,217 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $479,000 | 2,218 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $479,000 | 2,219 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $479,000 | 2,078 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,822,000 | 4,198 |
| Total interest expense | $3,378,000 | 3,930 |
| Net interest income | $4,444,000 | 4,258 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $710,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $354,000 | 3,698 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $356,000 | 3,791 |
| Total noninterest expense | $3,137,000 | 4,978 |
| Salaries and employee benefits | $2,155,000 | 4,214 |
| Premises and equipment expense | $466,000 | 4,659 |
| Additional noninterest expense | $516,000 | 6,563 |
| Pre-tax net operating income | $1,667,000 | 2,834 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,668,000 | 2,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,668,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,443 |
| Cash dividends | $1,274,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,668,000 | 2,463 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 4,241 |
| Total interest expense | $2,588,000 | 3,988 |
| Net interest income | $3,340,000 | 4,280 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $538,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $268,000 | 3,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $270,000 | 3,873 |
| Total noninterest expense | $2,338,000 | 4,986 |
| Salaries and employee benefits | $1,608,000 | 4,244 |
| Premises and equipment expense | $348,000 | 4,680 |
| Additional noninterest expense | $382,000 | 6,576 |
| Pre-tax net operating income | $1,440,000 | 2,921 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,000 | 7,236 |
| Income before extraordinary items | $1,441,000 | 2,403 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,441,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $1,111,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,441,000 | 2,516 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,271 |
| Total interest expense | $1,762,000 | 4,072 |
| Net interest income | $2,210,000 | 4,301 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $386,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $182,000 | 3,665 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $204,000 | 3,724 |
| Total noninterest expense | $1,517,000 | 5,084 |
| Salaries and employee benefits | $1,026,000 | 4,439 |
| Premises and equipment expense | $225,000 | 4,803 |
| Additional noninterest expense | $266,000 | 6,492 |
| Pre-tax net operating income | $1,004,000 | 2,937 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,000 | 7,539 |
| Income before extraordinary items | $1,006,000 | 2,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,006,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $949,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,006,000 | 2,514 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,281 |
| Total interest expense | $919,000 | 4,130 |
| Net interest income | $1,104,000 | 4,313 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $206,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $750,000 | 5,135 |
| Salaries and employee benefits | $510,000 | 4,483 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $123,000 | 6,666 |
| Pre-tax net operating income | $535,000 | 2,936 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $535,000 | 2,546 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $535,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $535,000 | 2,471 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 4,485 |
| Total interest expense | $3,378,000 | 4,432 |
| Net interest income | $4,280,000 | 4,433 |
| Provision for loan and lease losses | $-100,000 | 8,371 |
| Total noninterest income | $650,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $370,000 | 3,675 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $280,000 | 4,373 |
| Total noninterest expense | $3,062,000 | 4,952 |
| Salaries and employee benefits | $2,101,000 | 4,236 |
| Premises and equipment expense | $471,000 | 4,547 |
| Additional noninterest expense | $490,000 | 6,627 |
| Pre-tax net operating income | $1,968,000 | 3,347 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $1,964,000 | 2,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,964,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,244 |
| Cash dividends | $1,860,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,964,000 | 2,844 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 4,529 |
| Total interest expense | $2,505,000 | 4,481 |
| Net interest income | $3,195,000 | 4,477 |
| Provision for loan and lease losses | $-100,000 | 8,418 |
| Total noninterest income | $485,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 3,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $213,000 | 4,368 |
| Total noninterest expense | $2,239,000 | 5,000 |
| Salaries and employee benefits | $1,544,000 | 4,282 |
| Premises and equipment expense | $337,000 | 4,659 |
| Additional noninterest expense | $358,000 | 6,670 |
| Pre-tax net operating income | $1,541,000 | 3,419 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $1,538,000 | 2,916 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,538,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,263 |
| Cash dividends | $1,758,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,538,000 | 2,902 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 4,570 |
| Total interest expense | $1,641,000 | 4,517 |
| Net interest income | $2,127,000 | 4,511 |
| Provision for loan and lease losses | $-100,000 | 8,472 |
| Total noninterest income | $344,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $180,000 | 3,727 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $164,000 | 4,159 |
| Total noninterest expense | $1,499,000 | 5,008 |
| Salaries and employee benefits | $1,030,000 | 4,327 |
| Premises and equipment expense | $227,000 | 4,648 |
| Additional noninterest expense | $242,000 | 6,669 |
| Pre-tax net operating income | $1,072,000 | 3,367 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $1,070,000 | 2,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,070,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,296 |
| Cash dividends | $1,655,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,070,000 | 2,861 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 4,584 |
| Total interest expense | $812,000 | 4,533 |
| Net interest income | $1,065,000 | 4,513 |
| Provision for loan and lease losses | $-100,000 | 8,543 |
| Total noninterest income | $172,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $746,000 | 5,033 |
| Salaries and employee benefits | $517,000 | 4,329 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $110,000 | 6,904 |
| Pre-tax net operating income | $591,000 | 3,155 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $590,000 | 2,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $590,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $590,000 | 2,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 4,488 |
| Total interest expense | $2,966,000 | 4,339 |
| Net interest income | $4,234,000 | 4,496 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $1,029,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $370,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $659,000 | 2,843 |
| Total noninterest expense | $3,014,000 | 4,867 |
| Salaries and employee benefits | $1,997,000 | 4,268 |
| Premises and equipment expense | $455,000 | 4,531 |
| Additional noninterest expense | $562,000 | 6,248 |
| Pre-tax net operating income | $2,224,000 | 3,405 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,000 | 6,250 |
| Income before extraordinary items | $2,217,000 | 2,877 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,217,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $965,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,217,000 | 2,864 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 4,509 |
| Total interest expense | $2,143,000 | 4,356 |
| Net interest income | $3,190,000 | 4,526 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $852,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $273,000 | 3,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $579,000 | 2,636 |
| Total noninterest expense | $2,225,000 | 4,903 |
| Salaries and employee benefits | $1,503,000 | 4,227 |
| Premises and equipment expense | $340,000 | 4,548 |
| Additional noninterest expense | $382,000 | 6,503 |
| Pre-tax net operating income | $1,792,000 | 3,353 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $1,786,000 | 2,807 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,786,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $870,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,786,000 | 2,794 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 4,542 |
| Total interest expense | $1,354,000 | 4,367 |
| Net interest income | $2,115,000 | 4,546 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $374,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 3,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 3,774 |
| Total noninterest expense | $1,487,000 | 4,908 |
| Salaries and employee benefits | $996,000 | 4,275 |
| Premises and equipment expense | $227,000 | 4,543 |
| Additional noninterest expense | $264,000 | 6,438 |
| Pre-tax net operating income | $977,000 | 3,847 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $972,000 | 3,283 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $972,000 | 3,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $775,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $972,000 | 3,275 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 4,547 |
| Total interest expense | $635,000 | 4,434 |
| Net interest income | $1,063,000 | 4,531 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $178,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 3,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,918 |
| Total noninterest expense | $744,000 | 4,928 |
| Salaries and employee benefits | $494,000 | 4,318 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $131,000 | 6,438 |
| Pre-tax net operating income | $497,000 | 3,747 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $494,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $494,000 | 3,168 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 4,408 |
| Total interest expense | $2,182,000 | 4,181 |
| Net interest income | $4,267,000 | 4,428 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $677,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $380,000 | 3,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,356 |
| Total noninterest expense | $2,946,000 | 4,824 |
| Salaries and employee benefits | $1,966,000 | 4,172 |
| Premises and equipment expense | $512,000 | 4,103 |
| Additional noninterest expense | $468,000 | 6,749 |
| Pre-tax net operating income | $1,998,000 | 3,691 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $1,996,000 | 3,103 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,996,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $1,772,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,996,000 | 3,067 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 4,411 |
| Total interest expense | $1,565,000 | 4,172 |
| Net interest income | $3,190,000 | 4,450 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $513,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $281,000 | 3,714 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,264 |
| Total noninterest expense | $2,167,000 | 4,870 |
| Salaries and employee benefits | $1,456,000 | 4,182 |
| Premises and equipment expense | $365,000 | 4,246 |
| Additional noninterest expense | $346,000 | 6,760 |
| Pre-tax net operating income | $1,536,000 | 3,684 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $1,534,000 | 3,073 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,534,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,140,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,534,000 | 3,038 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 4,404 |
| Total interest expense | $990,000 | 4,160 |
| Net interest income | $2,116,000 | 4,437 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $168,000 | 3,886 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $1,466,000 | 4,795 |
| Salaries and employee benefits | $967,000 | 4,172 |
| Premises and equipment expense | $258,000 | 4,051 |
| Additional noninterest expense | $241,000 | 6,641 |
| Pre-tax net operating income | $970,000 | 3,790 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $969,000 | 3,163 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $969,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,140,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $969,000 | 3,115 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,435 |
| Total interest expense | $474,000 | 4,175 |
| Net interest income | $1,050,000 | 4,463 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $151,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,462 |
| Total noninterest expense | $742,000 | 4,782 |
| Salaries and employee benefits | $481,000 | 4,218 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $117,000 | 6,743 |
| Pre-tax net operating income | $459,000 | 3,907 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $458,000 | 3,264 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $458,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $950,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $458,000 | 3,224 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 4,260 |
| Total interest expense | $1,974,000 | 3,695 |
| Net interest income | $4,037,000 | 4,451 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $759,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $353,000 | 3,914 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $406,000 | 3,687 |
| Total noninterest expense | $2,740,000 | 4,975 |
| Salaries and employee benefits | $1,872,000 | 4,206 |
| Premises and equipment expense | $377,000 | 4,958 |
| Additional noninterest expense | $491,000 | 6,602 |
| Pre-tax net operating income | $2,056,000 | 3,441 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $2,055,000 | 2,841 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,055,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $1,464,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,055,000 | 2,782 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 4,259 |
| Total interest expense | $1,493,000 | 3,627 |
| Net interest income | $2,986,000 | 4,491 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $582,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $266,000 | 3,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $316,000 | 3,637 |
| Total noninterest expense | $2,023,000 | 4,986 |
| Salaries and employee benefits | $1,396,000 | 4,185 |
| Premises and equipment expense | $272,000 | 5,074 |
| Additional noninterest expense | $355,000 | 6,670 |
| Pre-tax net operating income | $1,545,000 | 3,503 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,545,000 | 2,880 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,545,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $613,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,545,000 | 2,812 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 4,271 |
| Total interest expense | $1,005,000 | 3,584 |
| Net interest income | $1,978,000 | 4,508 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $377,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $173,000 | 4,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $204,000 | 3,694 |
| Total noninterest expense | $1,398,000 | 4,882 |
| Salaries and employee benefits | $934,000 | 4,189 |
| Premises and equipment expense | $179,000 | 5,131 |
| Additional noninterest expense | $285,000 | 6,140 |
| Pre-tax net operating income | $957,000 | 3,632 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $957,000 | 3,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $957,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $613,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $957,000 | 2,960 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 4,299 |
| Total interest expense | $515,000 | 3,546 |
| Net interest income | $970,000 | 4,573 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $182,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $97,000 | 3,782 |
| Total noninterest expense | $684,000 | 4,992 |
| Salaries and employee benefits | $469,000 | 4,212 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $468,000 | 3,690 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-1,000 | 8,788 |
| Income before extraordinary items | $469,000 | 3,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $469,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $469,000 | 2,974 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 4,180 |
| Total interest expense | $2,400,000 | 3,441 |
| Net interest income | $3,876,000 | 4,455 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $890,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $375,000 | 3,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $515,000 | 3,531 |
| Total noninterest expense | $2,689,000 | 4,959 |
| Salaries and employee benefits | $1,803,000 | 4,260 |
| Premises and equipment expense | $371,000 | 4,988 |
| Additional noninterest expense | $515,000 | 6,465 |
| Pre-tax net operating income | $1,977,000 | 3,422 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $1,968,000 | 2,900 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,968,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $1,115,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,968,000 | 2,774 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 4,194 |
| Total interest expense | $1,855,000 | 3,477 |
| Net interest income | $2,890,000 | 4,499 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $724,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $291,000 | 3,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 3,396 |
| Total noninterest expense | $1,930,000 | 5,108 |
| Salaries and employee benefits | $1,336,000 | 4,282 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $376,000 | 6,528 |
| Pre-tax net operating income | $1,584,000 | 3,405 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $1,578,000 | 2,857 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,578,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $1,115,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,578,000 | 2,718 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 4,208 |
| Total interest expense | $1,280,000 | 3,477 |
| Net interest income | $1,907,000 | 4,537 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $445,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $254,000 | 3,598 |
| Total noninterest expense | $1,269,000 | 5,141 |
| Salaries and employee benefits | $886,000 | 4,297 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $235,000 | 6,706 |
| Pre-tax net operating income | $1,008,000 | 3,503 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $1,002,000 | 2,971 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,002,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $910,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,002,000 | 2,818 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 4,251 |
| Total interest expense | $657,000 | 3,486 |
| Net interest income | $933,000 | 4,603 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $191,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $613,000 | 5,265 |
| Salaries and employee benefits | $440,000 | 4,317 |
| Premises and equipment expense | $67,000 | 5,985 |
| Additional noninterest expense | $106,000 | 7,009 |
| Pre-tax net operating income | $461,000 | 3,689 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $455,000 | 3,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $455,000 | 2,986 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 4,307 |
| Total interest expense | $2,861,000 | 3,664 |
| Net interest income | $3,620,000 | 4,663 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $658,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $307,000 | 4,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,941 |
| Total noninterest expense | $2,430,000 | 5,171 |
| Salaries and employee benefits | $1,666,000 | 4,329 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $458,000 | 6,754 |
| Pre-tax net operating income | $1,823,000 | 3,633 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,823,000 | 2,993 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,823,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,736 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,823,000 | 2,914 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 4,422 |
| Total interest expense | $3,537,000 | 4,172 |
| Net interest income | $3,493,000 | 4,562 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $560,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $296,000 | 4,191 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $264,000 | 4,383 |
| Total noninterest expense | $2,289,000 | 5,255 |
| Salaries and employee benefits | $1,501,000 | 4,509 |
| Premises and equipment expense | $293,000 | 5,601 |
| Additional noninterest expense | $495,000 | 6,472 |
| Pre-tax net operating income | $1,714,000 | 3,534 |
| Securities gains (losses) | $-64,000 | 9,467 |
| Applicable income taxes | $64,000 | 6,472 |
| Income before extraordinary items | $1,586,000 | 3,089 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,586,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $1,409,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,647,440 | 2,902 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 4,667 |
| Total interest expense | $3,492,000 | 4,393 |
| Net interest income | $3,357,000 | 4,759 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $416,000 | 5,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,051 |
| Total noninterest expense | $2,159,000 | 5,405 |
| Salaries and employee benefits | $1,407,000 | 4,599 |
| Premises and equipment expense | $314,000 | 5,287 |
| Additional noninterest expense | $438,000 | 6,864 |
| Pre-tax net operating income | $1,564,000 | 3,958 |
| Securities gains (losses) | $-31,000 | 8,962 |
| Applicable income taxes | $150,000 | 5,914 |
| Income before extraordinary items | $1,383,000 | 3,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,383,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,264 |
| Cash dividends | $1,776,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,410,900 | 3,402 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 4,840 |
| Total interest expense | $3,049,000 | 4,542 |
| Net interest income | $3,148,000 | 4,988 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $474,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,819 |
| Total noninterest expense | $2,098,000 | 5,503 |
| Salaries and employee benefits | $1,364,000 | 4,684 |
| Premises and equipment expense | $305,000 | 5,412 |
| Additional noninterest expense | $429,000 | 7,055 |
| Pre-tax net operating income | $1,524,000 | 4,050 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $171,000 | 6,024 |
| Income before extraordinary items | $1,347,000 | 3,532 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,347,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,781 |
| Cash dividends | $755,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,352,340 | 3,486 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 5,112 |
| Total interest expense | $2,944,000 | 4,803 |
| Net interest income | $2,883,000 | 5,279 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $396,000 | 5,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,353 |
| Total noninterest expense | $1,955,000 | 5,683 |
| Salaries and employee benefits | $1,195,000 | 5,082 |
| Premises and equipment expense | $334,000 | 5,048 |
| Additional noninterest expense | $426,000 | 7,011 |
| Pre-tax net operating income | $1,274,000 | 4,694 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $129,000 | 7,122 |
| Income before extraordinary items | $1,145,000 | 4,076 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,145,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $660,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,145,000 | 3,989 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 5,241 |
| Total interest expense | $2,932,000 | 4,820 |
| Net interest income | $2,794,000 | 5,590 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $370,000 | 5,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $1,822,000 | 6,026 |
| Salaries and employee benefits | $1,112,000 | 5,425 |
| Premises and equipment expense | $324,000 | 5,177 |
| Additional noninterest expense | $386,000 | 7,478 |
| Pre-tax net operating income | $1,292,000 | 4,990 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $173,000 | 7,274 |
| Income before extraordinary items | $1,131,000 | 4,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,131,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,120,560 | 4,234 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,229,000 | 5,749 |
| Total interest expense | $2,673,000 | 5,270 |
| Net interest income | $2,556,000 | 6,100 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $657,000 | 4,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 3,167 |
| Total noninterest expense | $1,612,000 | 6,812 |
| Salaries and employee benefits | $994,000 | 6,016 |
| Premises and equipment expense | $302,000 | 5,569 |
| Additional noninterest expense | $316,000 | 8,715 |
| Pre-tax net operating income | $1,551,000 | 4,214 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $477,000 | 4,300 |
| Income before extraordinary items | $1,077,000 | 4,219 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,077,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,074,930 | 4,166 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 6,214 |
| Total interest expense | $2,232,000 | 6,021 |
| Net interest income | $2,502,000 | 6,320 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $390,000 | 6,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $1,567,000 | 7,075 |
| Salaries and employee benefits | $922,000 | 6,448 |
| Premises and equipment expense | $259,000 | 6,210 |
| Additional noninterest expense | $386,000 | 8,339 |
| Pre-tax net operating income | $1,325,000 | 4,891 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $381,000 | 5,120 |
| Income before extraordinary items | $934,000 | 4,853 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $934,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $941,100 | 4,813 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,411,000 | 6,243 |
| Total interest expense | $1,899,000 | 5,835 |
| Net interest income | $2,512,000 | 6,464 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $316,000 | 7,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $1,492,000 | 7,627 |
| Salaries and employee benefits | $790,000 | 7,257 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $410,000 | 8,730 |
| Pre-tax net operating income | $1,336,000 | 4,833 |
| Securities gains (losses) | $-42,000 | 10,903 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $952,000 | 4,697 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $952,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $983,080 | 4,636 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 6,443 |
| Total interest expense | $1,989,000 | 5,861 |
| Net interest income | $2,388,000 | 6,758 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $313,000 | 7,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $1,438,000 | 8,052 |
| Salaries and employee benefits | $772,000 | 7,486 |
| Premises and equipment expense | $258,000 | 6,546 |
| Additional noninterest expense | $408,000 | 9,179 |
| Pre-tax net operating income | $1,263,000 | 4,984 |
| Securities gains (losses) | $115,000 | 2,304 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $978,000 | 4,776 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $978,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $432,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $896,350 | 4,888 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 6,552 |
| Total interest expense | $2,593,000 | 5,807 |
| Net interest income | $2,240,000 | 7,150 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $1,304,000 | 8,648 |
| Salaries and employee benefits | $697,000 | 8,013 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $1,241,000 | 4,785 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $864,000 | 5,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $864,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $851,580 | 4,809 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.