Home > Bank of Zumbrota > Income and Expense

Bank of Zumbrota, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$328,0004,800
Total interest expense$21,0004,774
Net interest income$307,0004,797
Provision for loan and lease losses$03,064
Total noninterest income$65,0004,651
Gross Fiduciary activities income$0994
Service charges on deposit accounts$9,0004,595
Trading account gains and feesNANA
Additional Noninterest Income$56,0004,529
Total noninterest expense$206,0004,824
Salaries and employee benefits$102,0004,822
Premises and equipment expense$37,0004,772
Additional noninterest expense$67,0004,824
Pre-tax net operating income$166,0004,539
Securities gains (losses)$2,0001,964
Applicable income taxes$03,710
Income before extraordinary items$168,0004,522
Extraordinary gains, net$010
Net income$168,0004,522
Minority interest net income$074
Net income of bank and minority interests.$168,0004,522
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$166,0004,513
2021-09-30 (YTD Data)Rank
Total interest income$5,158,0003,072
Total interest expense$627,0002,545
Net interest income$4,531,0003,121
Provision for loan and lease losses$-650,0004,575
Total noninterest income$1,230,0002,477
Gross Fiduciary activities income$0957
Service charges on deposit accounts$91,0003,257
Trading account gains and feesNANA
Additional Noninterest Income$1,139,0002,245
Total noninterest expense$3,335,0003,223
Salaries and employee benefits$2,294,0002,912
Premises and equipment expense$432,0002,827
Additional noninterest expense$609,0003,948
Pre-tax net operating income$3,076,0002,397
Securities gains (losses)$14,0001,549
Applicable income taxes$4,0003,598
Income before extraordinary items$3,086,0002,209
Extraordinary gains, net$08
Net income$3,086,0002,208
Minority interest net income$069
Net income of bank and minority interests.$3,086,0002,209
Net charge-offs$-42,0004,149
Cash dividends$1,827,0001,234
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,072,0002,185
2021-06-30 (YTD Data)Rank
Total interest income$3,317,0003,140
Total interest expense$428,0002,573
Net interest income$2,889,0003,186
Provision for loan and lease losses$-650,0004,639
Total noninterest income$848,0002,414
Gross Fiduciary activities income$0951
Service charges on deposit accounts$58,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$790,0002,177
Total noninterest expense$2,252,0003,202
Salaries and employee benefits$1,584,0002,858
Premises and equipment expense$275,0002,898
Additional noninterest expense$393,0003,991
Pre-tax net operating income$2,135,0002,300
Securities gains (losses)$9,0001,454
Applicable income taxes$1,0003,650
Income before extraordinary items$2,143,0002,140
Extraordinary gains, net$06
Net income$2,143,0002,140
Minority interest net income$067
Net income of bank and minority interests.$2,143,0002,140
Net charge-offs$-26,0004,150
Cash dividends$1,559,0001,024
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,134,0002,110
2021-03-31 (YTD Data)Rank
Total interest income$1,612,0003,192
Total interest expense$212,0002,668
Net interest income$1,400,0003,225
Provision for loan and lease losses$-650,0004,769
Total noninterest income$467,0002,301
Gross Fiduciary activities income$0922
Service charges on deposit accounts$27,0003,337
Trading account gains and feesNANA
Additional Noninterest Income$440,0002,050
Total noninterest expense$1,084,0003,250
Salaries and employee benefits$747,0002,941
Premises and equipment expense$122,0003,099
Additional noninterest expense$215,0003,879
Pre-tax net operating income$1,433,0001,924
Securities gains (losses)$8,0001,119
Applicable income taxes$03,613
Income before extraordinary items$1,441,0001,772
Extraordinary gains, net$03
Net income$1,441,0001,772
Minority interest net income$055
Net income of bank and minority interests.$1,441,0001,772
Net charge-offs$-16,0004,237
Cash dividends$1,288,000625
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,433,0001,735
2020-12-31 (YTD Data)Rank
Total interest income$7,211,0003,035
Total interest expense$1,101,0002,791
Net interest income$6,110,0003,023
Provision for loan and lease losses$04,319
Total noninterest income$1,939,0002,161
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$120,0003,360
Trading account gains and feesNANA
Additional Noninterest Income$1,819,0001,881
Total noninterest expense$4,677,0003,116
Salaries and employee benefits$3,244,0002,810
Premises and equipment expense$581,0002,806
Additional noninterest expense$852,0003,895
Pre-tax net operating income$3,372,0002,288
Securities gains (losses)$12,0002,262
Applicable income taxes$2,0003,614
Income before extraordinary items$3,382,0002,135
Extraordinary gains, net$04
Net income$3,382,0002,136
Minority interest net income$072
Net income of bank and minority interests.$3,382,0002,136
Net charge-offs$-471,0004,951
Cash dividends$2,185,0001,424
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,370,0002,088
2020-09-30 (YTD Data)Rank
Total interest income$5,431,0003,064
Total interest expense$858,0002,829
Net interest income$4,573,0003,041
Provision for loan and lease losses$04,239
Total noninterest income$1,548,0002,054
Gross Fiduciary activities income$0981
Service charges on deposit accounts$89,0003,388
Trading account gains and feesNANA
Additional Noninterest Income$1,459,0001,766
Total noninterest expense$3,366,0003,185
Salaries and employee benefits$2,332,0002,864
Premises and equipment expense$419,0002,869
Additional noninterest expense$615,0003,938
Pre-tax net operating income$2,755,0002,156
Securities gains (losses)$9,0002,150
Applicable income taxes$1,0003,648
Income before extraordinary items$2,763,0002,005
Extraordinary gains, net$04
Net income$2,763,0002,004
Minority interest net income$065
Net income of bank and minority interests.$2,763,0002,005
Net charge-offs$-396,0004,980
Cash dividends$1,793,0001,210
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,754,0001,954
2020-06-30 (YTD Data)Rank
Total interest income$3,601,0003,094
Total interest expense$605,0002,864
Net interest income$2,996,0003,094
Provision for loan and lease losses$04,134
Total noninterest income$928,0002,098
Gross Fiduciary activities income$0970
Service charges on deposit accounts$60,0003,408
Trading account gains and feesNANA
Additional Noninterest Income$868,0001,813
Total noninterest expense$2,340,0003,110
Salaries and employee benefits$1,610,0002,820
Premises and equipment expense$303,0002,733
Additional noninterest expense$427,0003,894
Pre-tax net operating income$1,584,0002,321
Securities gains (losses)$8,0001,922
Applicable income taxes$1,0003,604
Income before extraordinary items$1,591,0002,160
Extraordinary gains, net$04
Net income$1,591,0002,160
Minority interest net income$065
Net income of bank and minority interests.$1,591,0002,160
Net charge-offs$-121,0004,914
Cash dividends$1,374,0001,067
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,583,0002,123
2020-03-31 (YTD Data)Rank
Total interest income$1,838,0003,068
Total interest expense$319,0002,927
Net interest income$1,519,0003,036
Provision for loan and lease losses$03,711
Total noninterest income$344,0002,347
Gross Fiduciary activities income$0941
Service charges on deposit accounts$36,0003,446
Trading account gains and feesNANA
Additional Noninterest Income$308,0001,981
Total noninterest expense$1,144,0003,184
Salaries and employee benefits$802,0002,842
Premises and equipment expense$124,0003,091
Additional noninterest expense$218,0003,917
Pre-tax net operating income$719,0002,309
Securities gains (losses)$01,705
Applicable income taxes$1,0003,449
Income before extraordinary items$718,0002,126
Extraordinary gains, net$04
Net income$718,0002,124
Minority interest net income$056
Net income of bank and minority interests.$718,0002,126
Net charge-offs$-78,0004,930
Cash dividends$900,000882
Sale, conversion, retirement of capital stock, net$0482
Net operating income$718,0002,094
2019-12-31 (YTD Data)Rank
Total interest income$7,228,0003,134
Total interest expense$1,303,0002,934
Net interest income$5,925,0003,128
Provision for loan and lease losses$225,0002,245
Total noninterest income$1,373,0002,401
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$172,0003,341
Trading account gains and feesNANA
Additional Noninterest Income$1,201,0002,045
Total noninterest expense$4,628,0003,154
Salaries and employee benefits$3,157,0002,840
Premises and equipment expense$652,0002,655
Additional noninterest expense$819,0004,069
Pre-tax net operating income$2,445,0002,768
Securities gains (losses)$02,379
Applicable income taxes$3,0003,769
Income before extraordinary items$2,442,0002,606
Extraordinary gains, net$011
Net income$2,442,0002,606
Minority interest net income$076
Net income of bank and minority interests.$2,442,0002,608
Net charge-offs$-109,0004,913
Cash dividends$2,351,0001,429
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,442,0002,572
2019-09-30 (YTD Data)Rank
Total interest income$5,436,0003,164
Total interest expense$951,0002,997
Net interest income$4,485,0003,151
Provision for loan and lease losses$225,0001,834
Total noninterest income$968,0002,502
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$132,0003,352
Trading account gains and feesNANA
Additional Noninterest Income$836,0002,119
Total noninterest expense$3,473,0003,170
Salaries and employee benefits$2,314,0002,890
Premises and equipment expense$536,0002,523
Additional noninterest expense$623,0004,081
Pre-tax net operating income$1,755,0002,910
Securities gains (losses)$02,167
Applicable income taxes$3,0003,795
Income before extraordinary items$1,752,0002,731
Extraordinary gains, net$011
Net income$1,752,0002,732
Minority interest net income$072
Net income of bank and minority interests.$1,752,0002,732
Net charge-offs$-79,0004,912
Cash dividends$1,239,0001,596
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,752,0002,697
2019-06-30 (YTD Data)Rank
Total interest income$3,508,0003,232
Total interest expense$623,0003,008
Net interest income$2,885,0003,230
Provision for loan and lease losses$225,0001,465
Total noninterest income$583,0002,592
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$88,0003,350
Trading account gains and fees$0131
Additional Noninterest Income$495,0002,218
Total noninterest expense$2,337,0003,176
Salaries and employee benefits$1,550,0002,903
Premises and equipment expense$372,0002,470
Additional noninterest expense$415,0004,125
Pre-tax net operating income$906,0003,236
Securities gains (losses)$01,702
Applicable income taxes$3,0003,783
Income before extraordinary items$903,0003,086
Extraordinary gains, net$011
Net income$903,0003,084
Minority interest net income$069
Net income of bank and minority interests.$903,0003,084
Net charge-offs$-40,0004,848
Cash dividends$982,0001,470
Sale, conversion, retirement of capital stock, net$0573
Net operating income$903,0003,057
2019-03-31 (YTD Data)Rank
Total interest income$1,714,0003,292
Total interest expense$290,0003,089
Net interest income$1,424,0003,279
Provision for loan and lease losses$150,0001,133
Total noninterest income$277,0002,620
Gross Fiduciary activities income$0972
Service charges on deposit accounts$42,0003,414
Trading account gains and fees$0126
Additional Noninterest Income$235,0002,214
Total noninterest expense$1,175,0003,192
Salaries and employee benefits$804,0002,849
Premises and equipment expense$168,0002,653
Additional noninterest expense$203,0004,176
Pre-tax net operating income$376,0003,473
Securities gains (losses)$01,087
Applicable income taxes$3,0003,639
Income before extraordinary items$373,0003,327
Extraordinary gains, net$05
Net income$373,0003,325
Minority interest net income$052
Net income of bank and minority interests.$373,0003,326
Net charge-offs$-12,0004,722
Cash dividends$900,000902
Sale, conversion, retirement of capital stock, net$0529
Net operating income$373,0003,314
2018-12-31 (YTD Data)Rank
Total interest income$6,611,0003,280
Total interest expense$976,0002,964
Net interest income$5,635,0003,275
Provision for loan and lease losses$04,082
Total noninterest income$1,392,0002,420
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$184,0003,420
Trading account gains and fees$0126
Additional Noninterest Income$1,208,0002,031
Total noninterest expense$4,452,0003,281
Salaries and employee benefits$3,051,0002,928
Premises and equipment expense$581,0002,892
Additional noninterest expense$820,0004,185
Pre-tax net operating income$2,575,0002,731
Securities gains (losses)$01,125
Applicable income taxes$4,0003,841
Income before extraordinary items$2,571,0002,553
Extraordinary gains, net$06
Net income$2,571,0002,552
Minority interest net income$072
Net income of bank and minority interests.$2,571,0002,552
Net charge-offs$171,0001,767
Cash dividends$1,261,0001,954
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,571,0002,545
2018-09-30 (YTD Data)Rank
Total interest income$4,888,0003,312
Total interest expense$701,0002,959
Net interest income$4,187,0003,316
Provision for loan and lease losses$03,948
Total noninterest income$1,081,0002,394
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$139,0003,428
Trading account gains and fees$0138
Additional Noninterest Income$942,0002,008
Total noninterest expense$3,347,0003,286
Salaries and employee benefits$2,303,0002,926
Premises and equipment expense$422,0002,980
Additional noninterest expense$622,0004,193
Pre-tax net operating income$1,921,0002,807
Securities gains (losses)$01,118
Applicable income taxes$4,0003,874
Income before extraordinary items$1,917,0002,594
Extraordinary gains, net$05
Net income$1,917,0002,594
Minority interest net income$066
Net income of bank and minority interests.$1,917,0002,593
Net charge-offs$-10,0004,485
Cash dividends$1,083,0001,600
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,917,0002,582
2018-06-30 (YTD Data)Rank
Total interest income$3,252,0003,294
Total interest expense$460,0002,913
Net interest income$2,792,0003,314
Provision for loan and lease losses$03,782
Total noninterest income$702,0002,435
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$93,0003,434
Trading account gains and fees$0130
Additional Noninterest Income$609,0002,044
Total noninterest expense$2,155,0003,364
Salaries and employee benefits$1,480,0003,020
Premises and equipment expense$272,0003,047
Additional noninterest expense$403,0004,270
Pre-tax net operating income$1,339,0002,699
Securities gains (losses)$0961
Applicable income taxes$1,0003,958
Income before extraordinary items$1,338,0002,496
Extraordinary gains, net$06
Net income$1,338,0002,495
Minority interest net income$065
Net income of bank and minority interests.$1,338,0002,495
Net charge-offs$-20,0004,745
Cash dividends$639,0001,720
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,338,0002,489
2018-03-31 (YTD Data)Rank
Total interest income$1,579,0003,352
Total interest expense$225,0002,901
Net interest income$1,354,0003,377
Provision for loan and lease losses$03,508
Total noninterest income$322,0002,524
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$45,0003,489
Trading account gains and fees$0123
Additional Noninterest Income$277,0002,114
Total noninterest expense$1,124,0003,329
Salaries and employee benefits$801,0002,905
Premises and equipment expense$132,0003,131
Additional noninterest expense$191,0004,384
Pre-tax net operating income$552,0002,953
Securities gains (losses)$0735
Applicable income taxes$1,0003,857
Income before extraordinary items$551,0002,754
Extraordinary gains, net$07
Net income$551,0002,754
Minority interest net income$052
Net income of bank and minority interests.$551,0002,754
Net charge-offs$-6,0004,537
Cash dividends$639,0001,005
Sale, conversion, retirement of capital stock, net$0580
Net operating income$551,0002,744
2017-12-31 (YTD Data)Rank
Total interest income$6,095,0003,383
Total interest expense$824,0002,882
Net interest income$5,271,0003,424
Provision for loan and lease losses$25,0003,849
Total noninterest income$1,173,0002,719
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$178,0003,614
Trading account gains and fees$0151
Additional Noninterest Income$995,0002,300
Total noninterest expense$4,348,0003,395
Salaries and employee benefits$3,028,0002,960
Premises and equipment expense$601,0002,914
Additional noninterest expense$719,0004,547
Pre-tax net operating income$2,071,0003,053
Securities gains (losses)$02,243
Applicable income taxes$1,0004,081
Income before extraordinary items$2,070,0002,635
Extraordinary gains, net$09
Net income$2,070,0002,634
Minority interest net income$076
Net income of bank and minority interests.$2,070,0002,635
Net charge-offs$-11,0004,818
Cash dividends$1,185,0002,005
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,070,0002,616
2017-09-30 (YTD Data)Rank
Total interest income$4,533,0003,418
Total interest expense$592,0002,928
Net interest income$3,941,0003,461
Provision for loan and lease losses$25,0003,603
Total noninterest income$845,0002,803
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$131,0003,663
Trading account gains and fees$0145
Additional Noninterest Income$714,0002,377
Total noninterest expense$3,308,0003,369
Salaries and employee benefits$2,307,0002,949
Premises and equipment expense$454,0002,938
Additional noninterest expense$547,0004,562
Pre-tax net operating income$1,453,0003,238
Securities gains (losses)$02,274
Applicable income taxes$1,0004,110
Income before extraordinary items$1,452,0002,909
Extraordinary gains, net$09
Net income$1,452,0002,908
Minority interest net income$071
Net income of bank and minority interests.$1,452,0002,909
Net charge-offs$-1,0004,281
Cash dividends$957,0001,759
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,452,0002,887
2017-06-30 (YTD Data)Rank
Total interest income$2,996,0003,428
Total interest expense$390,0002,915
Net interest income$2,606,0003,482
Provision for loan and lease losses$25,0003,303
Total noninterest income$502,0002,962
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$87,0003,669
Trading account gains and fees$0139
Additional Noninterest Income$415,0002,536
Total noninterest expense$2,163,0003,428
Salaries and employee benefits$1,488,0003,038
Premises and equipment expense$317,0002,868
Additional noninterest expense$358,0004,612
Pre-tax net operating income$920,0003,260
Securities gains (losses)$01,906
Applicable income taxes$1,0004,119
Income before extraordinary items$919,0002,943
Extraordinary gains, net$011
Net income$919,0002,943
Minority interest net income$071
Net income of bank and minority interests.$919,0002,943
Net charge-offs$14,0002,775
Cash dividends$773,0001,568
Sale, conversion, retirement of capital stock, net$0659
Net operating income$919,0002,923
2017-03-31 (YTD Data)Rank
Total interest income$1,471,0003,476
Total interest expense$188,0002,972
Net interest income$1,283,0003,517
Provision for loan and lease losses$25,0002,651
Total noninterest income$234,0003,072
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$43,0003,709
Trading account gains and fees$0142
Additional Noninterest Income$191,0002,637
Total noninterest expense$1,112,0003,397
Salaries and employee benefits$788,0002,974
Premises and equipment expense$151,0002,982
Additional noninterest expense$173,0004,717
Pre-tax net operating income$380,0003,489
Securities gains (losses)$01,153
Applicable income taxes$1,0003,997
Income before extraordinary items$379,0003,231
Extraordinary gains, net$08
Net income$379,0003,229
Minority interest net income$055
Net income of bank and minority interests.$379,0003,231
Net charge-offs$1,0002,795
Cash dividends$629,0001,032
Sale, conversion, retirement of capital stock, net$0632
Net operating income$379,0003,208
2016-12-31 (YTD Data)Rank
Total interest income$6,037,0003,417
Total interest expense$806,0002,810
Net interest income$5,231,0003,478
Provision for loan and lease losses$50,0003,627
Total noninterest income$1,040,0002,984
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$196,0003,602
Trading account gains and fees$0170
Additional Noninterest Income$844,0002,602
Total noninterest expense$4,354,0003,479
Salaries and employee benefits$2,958,0003,042
Premises and equipment expense$534,0003,242
Additional noninterest expense$862,0004,430
Pre-tax net operating income$1,867,0003,175
Securities gains (losses)$03,212
Applicable income taxes$4,0004,104
Income before extraordinary items$1,863,0002,908
Extraordinary gains, net$05
Net income$1,863,0002,907
Minority interest net income$082
Net income of bank and minority interests.$1,863,0002,907
Net charge-offs$44,0003,225
Cash dividends$1,137,0002,051
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,863,0002,857
2016-09-30 (YTD Data)Rank
Total interest income$4,546,0003,420
Total interest expense$604,0002,811
Net interest income$3,942,0003,479
Provision for loan and lease losses$04,186
Total noninterest income$754,0003,032
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$150,0003,598
Trading account gains and fees$0169
Additional Noninterest Income$604,0002,647
Total noninterest expense$3,231,0003,503
Salaries and employee benefits$2,194,0003,072
Premises and equipment expense$398,0003,278
Additional noninterest expense$639,0004,481
Pre-tax net operating income$1,465,0003,141
Securities gains (losses)$03,160
Applicable income taxes$3,0004,173
Income before extraordinary items$1,462,0002,857
Extraordinary gains, net$05
Net income$1,462,0002,857
Minority interest net income$071
Net income of bank and minority interests.$1,462,0002,857
Net charge-offs$-4,0004,681
Cash dividends$1,006,0001,648
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,462,0002,807
2016-06-30 (YTD Data)Rank
Total interest income$3,012,0003,444
Total interest expense$404,0002,811
Net interest income$2,608,0003,510
Provision for loan and lease losses$04,017
Total noninterest income$452,0003,197
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$101,0003,577
Trading account gains and fees$0157
Additional Noninterest Income$351,0002,833
Total noninterest expense$2,119,0003,562
Salaries and employee benefits$1,428,0003,145
Premises and equipment expense$266,0003,291
Additional noninterest expense$425,0004,524
Pre-tax net operating income$941,0003,191
Securities gains (losses)$02,835
Applicable income taxes$1,0004,252
Income before extraordinary items$940,0002,909
Extraordinary gains, net$016
Net income$940,0002,907
Minority interest net income$071
Net income of bank and minority interests.$940,0002,908
Net charge-offs$-2,0004,474
Cash dividends$811,0001,487
Sale, conversion, retirement of capital stock, net$0705
Net operating income$940,0002,833
2016-03-31 (YTD Data)Rank
Total interest income$1,479,0003,493
Total interest expense$195,0002,888
Net interest income$1,284,0003,554
Provision for loan and lease losses$03,656
Total noninterest income$222,0003,202
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$47,0003,684
Trading account gains and fees$0142
Additional Noninterest Income$175,0002,801
Total noninterest expense$1,123,0003,452
Salaries and employee benefits$773,0003,014
Premises and equipment expense$125,0003,431
Additional noninterest expense$225,0004,445
Pre-tax net operating income$383,0003,475
Securities gains (losses)$02,077
Applicable income taxes$1,0004,176
Income before extraordinary items$382,0003,213
Extraordinary gains, net$012
Net income$382,0003,211
Minority interest net income$062
Net income of bank and minority interests.$382,0003,212
Net charge-offs$-2,0004,420
Cash dividends$685,000978
Sale, conversion, retirement of capital stock, net$0659
Net operating income$382,0003,148
2015-12-31 (YTD Data)Rank
Total interest income$5,974,0003,453
Total interest expense$805,0002,818
Net interest income$5,169,0003,515
Provision for loan and lease losses$25,0003,944
Total noninterest income$962,0003,143
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$196,0003,739
Trading account gains and fees$0159
Additional Noninterest Income$766,0002,710
Total noninterest expense$4,156,0003,637
Salaries and employee benefits$2,848,0003,133
Premises and equipment expense$568,0003,223
Additional noninterest expense$740,0004,846
Pre-tax net operating income$1,950,0003,056
Securities gains (losses)$03,216
Applicable income taxes$3,0004,252
Income before extraordinary items$1,947,0002,783
Extraordinary gains, net$023
Net income$1,947,0002,785
Minority interest net income$081
Net income of bank and minority interests.$1,947,0002,786
Net charge-offs$7,0004,121
Cash dividends$1,168,0001,950
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,947,0002,732
2015-09-30 (YTD Data)Rank
Total interest income$4,471,0003,489
Total interest expense$601,0002,861
Net interest income$3,870,0003,552
Provision for loan and lease losses$25,0003,699
Total noninterest income$721,0003,150
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$151,0003,732
Trading account gains and fees$0153
Additional Noninterest Income$570,0002,738
Total noninterest expense$3,141,0003,634
Salaries and employee benefits$2,156,0003,137
Premises and equipment expense$426,0003,261
Additional noninterest expense$559,0004,879
Pre-tax net operating income$1,425,0003,175
Securities gains (losses)$03,031
Applicable income taxes$2,0004,356
Income before extraordinary items$1,423,0002,865
Extraordinary gains, net$021
Net income$1,423,0002,864
Minority interest net income$078
Net income of bank and minority interests.$1,423,0002,866
Net charge-offs$-4,0004,929
Cash dividends$1,029,0001,568
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,423,0002,812
2015-06-30 (YTD Data)Rank
Total interest income$2,942,0003,534
Total interest expense$401,0002,873
Net interest income$2,541,0003,593
Provision for loan and lease losses$25,0003,365
Total noninterest income$482,0003,150
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$96,0003,786
Trading account gains and fees$0157
Additional Noninterest Income$386,0002,727
Total noninterest expense$2,078,0003,684
Salaries and employee benefits$1,422,0003,182
Premises and equipment expense$285,0003,272
Additional noninterest expense$371,0004,913
Pre-tax net operating income$920,0003,220
Securities gains (losses)$02,636
Applicable income taxes$1,0004,408
Income before extraordinary items$919,0002,906
Extraordinary gains, net$022
Net income$919,0002,906
Minority interest net income$075
Net income of bank and minority interests.$919,0002,908
Net charge-offs$-3,0004,856
Cash dividends$810,0001,437
Sale, conversion, retirement of capital stock, net$0751
Net operating income$919,0002,840
2015-03-31 (YTD Data)Rank
Total interest income$1,445,0003,581
Total interest expense$196,0002,939
Net interest income$1,249,0003,631
Provision for loan and lease losses$03,703
Total noninterest income$237,0003,130
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$43,0003,933
Trading account gains and fees$0152
Additional Noninterest Income$194,0002,676
Total noninterest expense$1,014,0003,764
Salaries and employee benefits$685,0003,282
Premises and equipment expense$146,0003,249
Additional noninterest expense$183,0004,971
Pre-tax net operating income$472,0003,115
Securities gains (losses)$02,027
Applicable income taxes$1,0004,289
Income before extraordinary items$471,0002,836
Extraordinary gains, net$013
Net income$471,0002,839
Minority interest net income$064
Net income of bank and minority interests.$471,0002,839
Net charge-offs$-1,0004,352
Cash dividends$645,000929
Sale, conversion, retirement of capital stock, net$0697
Net operating income$471,0002,763
2014-12-31 (YTD Data)Rank
Total interest income$5,732,0003,628
Total interest expense$879,0002,844
Net interest income$4,853,0003,730
Provision for loan and lease losses$50,0003,764
Total noninterest income$906,0003,266
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$194,0003,956
Trading account gains and fees$0180
Additional Noninterest Income$712,0002,788
Total noninterest expense$4,006,0003,833
Salaries and employee benefits$2,741,0003,269
Premises and equipment expense$581,0003,303
Additional noninterest expense$684,0005,192
Pre-tax net operating income$1,703,0003,257
Securities gains (losses)$3,0002,996
Applicable income taxes$3,0004,369
Income before extraordinary items$1,703,0003,012
Extraordinary gains, net$017
Net income$1,703,0003,011
Minority interest net income$084
Net income of bank and minority interests.$1,703,0003,012
Net charge-offs$-5,0005,549
Cash dividends$1,260,0001,747
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,700,0002,963
2014-09-30 (YTD Data)Rank
Total interest income$4,287,0003,664
Total interest expense$666,0002,866
Net interest income$3,621,0003,771
Provision for loan and lease losses$50,0003,379
Total noninterest income$642,0003,411
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$148,0003,976
Trading account gains and fees$0174
Additional Noninterest Income$494,0002,919
Total noninterest expense$2,964,0003,877
Salaries and employee benefits$2,019,0003,333
Premises and equipment expense$441,0003,319
Additional noninterest expense$504,0005,258
Pre-tax net operating income$1,249,0003,354
Securities gains (losses)$3,0002,680
Applicable income taxes$2,0004,434
Income before extraordinary items$1,250,0003,062
Extraordinary gains, net$015
Net income$1,250,0003,061
Minority interest net income$081
Net income of bank and minority interests.$1,250,0003,063
Net charge-offs$-4,0005,417
Cash dividends$1,094,0001,455
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,247,0003,022
2014-06-30 (YTD Data)Rank
Total interest income$2,799,0003,722
Total interest expense$450,0002,867
Net interest income$2,349,0003,840
Provision for loan and lease losses$04,196
Total noninterest income$381,0003,586
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$98,0003,982
Trading account gains and fees$0172
Additional Noninterest Income$283,0003,119
Total noninterest expense$2,025,0003,854
Salaries and employee benefits$1,390,0003,282
Premises and equipment expense$300,0003,288
Additional noninterest expense$335,0005,287
Pre-tax net operating income$705,0003,586
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$704,0003,324
Extraordinary gains, net$020
Net income$704,0003,330
Minority interest net income$080
Net income of bank and minority interests.$704,0003,330
Net charge-offs$-3,0005,301
Cash dividends$925,0001,233
Sale, conversion, retirement of capital stock, net$0794
Net operating income$704,0003,287
2014-03-31 (YTD Data)Rank
Total interest income$1,385,0003,759
Total interest expense$222,0002,932
Net interest income$1,163,0003,876
Provision for loan and lease losses$03,817
Total noninterest income$177,0003,683
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$49,0003,960
Trading account gains and fees$0147
Additional Noninterest Income$128,0003,205
Total noninterest expense$999,0003,902
Salaries and employee benefits$668,0003,401
Premises and equipment expense$167,0003,107
Additional noninterest expense$164,0005,369
Pre-tax net operating income$341,0003,591
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$340,0003,309
Extraordinary gains, net$016
Net income$340,0003,312
Minority interest net income$066
Net income of bank and minority interests.$340,0003,312
Net charge-offs$-2,0005,011
Cash dividends$750,000763
Sale, conversion, retirement of capital stock, net$0747
Net operating income$340,0003,275
2013-12-31 (YTD Data)Rank
Total interest income$5,678,0003,758
Total interest expense$930,0003,113
Net interest income$4,748,0003,818
Provision for loan and lease losses$100,0003,676
Total noninterest income$973,0003,239
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$238,0003,797
Trading account gains and fees$0184
Additional Noninterest Income$735,0002,806
Total noninterest expense$3,918,0003,971
Salaries and employee benefits$2,639,0003,408
Premises and equipment expense$517,0003,660
Additional noninterest expense$762,0005,164
Pre-tax net operating income$1,703,0003,163
Securities gains (losses)$03,182
Applicable income taxes$2,0004,492
Income before extraordinary items$1,701,0002,910
Extraordinary gains, net$029
Net income$1,701,0002,912
Minority interest net income$090
Net income of bank and minority interests.$1,701,0002,913
Net charge-offs$233,0002,838
Cash dividends$1,131,0001,778
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,701,0002,860
2013-09-30 (YTD Data)Rank
Total interest income$4,253,0003,796
Total interest expense$696,0003,187
Net interest income$3,557,0003,847
Provision for loan and lease losses$100,0003,343
Total noninterest income$754,0003,238
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$179,0003,819
Trading account gains and fees$0180
Additional Noninterest Income$575,0002,810
Total noninterest expense$2,858,0004,058
Salaries and employee benefits$1,927,0003,496
Premises and equipment expense$372,0003,784
Additional noninterest expense$559,0005,217
Pre-tax net operating income$1,353,0003,120
Securities gains (losses)$03,040
Applicable income taxes$2,0004,565
Income before extraordinary items$1,351,0002,846
Extraordinary gains, net$025
Net income$1,351,0002,850
Minority interest net income$084
Net income of bank and minority interests.$1,351,0002,850
Net charge-offs$-17,0006,236
Cash dividends$1,045,0001,397
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,351,0002,777
2013-06-30 (YTD Data)Rank
Total interest income$2,813,0003,826
Total interest expense$457,0003,284
Net interest income$2,356,0003,869
Provision for loan and lease losses$100,0002,924
Total noninterest income$548,0003,130
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$120,0003,780
Trading account gains and fees$0157
Additional Noninterest Income$428,0002,700
Total noninterest expense$1,943,0004,032
Salaries and employee benefits$1,320,0003,441
Premises and equipment expense$255,0003,743
Additional noninterest expense$368,0005,268
Pre-tax net operating income$861,0003,190
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$860,0002,922
Extraordinary gains, net$022
Net income$860,0002,925
Minority interest net income$082
Net income of bank and minority interests.$860,0002,925
Net charge-offs$-17,0006,281
Cash dividends$861,0001,216
Sale, conversion, retirement of capital stock, net$0838
Net operating income$860,0002,835
2013-03-31 (YTD Data)Rank
Total interest income$1,405,0003,858
Total interest expense$228,0003,378
Net interest income$1,177,0003,881
Provision for loan and lease losses$100,0002,044
Total noninterest income$253,0003,253
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$59,0003,789
Trading account gains and fees$0148
Additional Noninterest Income$194,0002,819
Total noninterest expense$923,0004,197
Salaries and employee benefits$616,0003,652
Premises and equipment expense$129,0003,732
Additional noninterest expense$178,0005,382
Pre-tax net operating income$407,0003,268
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$406,0003,001
Extraordinary gains, net$010
Net income$406,0003,001
Minority interest net income$076
Net income of bank and minority interests.$406,0003,003
Net charge-offs$-28,0006,547
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$406,0002,920
2012-12-31 (YTD Data)Rank
Total interest income$6,224,0003,735
Total interest expense$1,188,0003,217
Net interest income$5,036,0003,797
Provision for loan and lease losses$160,0004,210
Total noninterest income$1,051,0003,179
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$241,0003,934
Trading account gains and fees$0166
Additional Noninterest Income$810,0002,669
Total noninterest expense$3,920,0004,078
Salaries and employee benefits$2,525,0003,549
Premises and equipment expense$506,0003,792
Additional noninterest expense$889,0005,058
Pre-tax net operating income$2,007,0002,801
Securities gains (losses)$03,810
Applicable income taxes$2,0004,597
Income before extraordinary items$2,005,0002,584
Extraordinary gains, net$029
Net income$2,005,0002,586
Minority interest net income$093
Net income of bank and minority interests.$2,005,0002,585
Net charge-offs$273,0003,423
Cash dividends$1,085,0001,854
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,005,0002,460
2012-09-30 (YTD Data)Rank
Total interest income$4,755,0003,761
Total interest expense$947,0003,202
Net interest income$3,808,0003,836
Provision for loan and lease losses$160,0003,797
Total noninterest income$827,0003,105
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$185,0003,934
Trading account gains and fees$0157
Additional Noninterest Income$642,0002,579
Total noninterest expense$2,911,0004,132
Salaries and employee benefits$1,843,0003,634
Premises and equipment expense$357,0003,985
Additional noninterest expense$711,0004,962
Pre-tax net operating income$1,564,0002,801
Securities gains (losses)$03,575
Applicable income taxes$2,0004,631
Income before extraordinary items$1,562,0002,569
Extraordinary gains, net$020
Net income$1,562,0002,569
Minority interest net income$086
Net income of bank and minority interests.$1,562,0002,570
Net charge-offs$137,0003,688
Cash dividends$1,085,0001,251
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,562,0002,439
2012-06-30 (YTD Data)Rank
Total interest income$3,200,0003,771
Total interest expense$646,0003,247
Net interest income$2,554,0003,835
Provision for loan and lease losses$160,0003,267
Total noninterest income$474,0003,339
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$121,0003,940
Trading account gains and fees$0153
Additional Noninterest Income$353,0002,838
Total noninterest expense$1,853,0004,276
Salaries and employee benefits$1,253,0003,587
Premises and equipment expense$243,0003,940
Additional noninterest expense$357,0005,591
Pre-tax net operating income$1,015,0002,815
Securities gains (losses)$03,178
Applicable income taxes$1,0004,644
Income before extraordinary items$1,014,0002,600
Extraordinary gains, net$019
Net income$1,014,0002,600
Minority interest net income$084
Net income of bank and minority interests.$1,014,0002,600
Net charge-offs$137,0003,133
Cash dividends$910,0001,059
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,014,0002,459
2012-03-31 (YTD Data)Rank
Total interest income$1,616,0003,784
Total interest expense$335,0003,262
Net interest income$1,281,0003,848
Provision for loan and lease losses$25,0004,328
Total noninterest income$235,0003,346
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$54,0004,145
Trading account gains and fees$0148
Additional Noninterest Income$181,0002,790
Total noninterest expense$899,0004,382
Salaries and employee benefits$581,0003,813
Premises and equipment expense$133,0003,747
Additional noninterest expense$185,0005,535
Pre-tax net operating income$592,0002,558
Securities gains (losses)$02,210
Applicable income taxes$1,0004,577
Income before extraordinary items$591,0002,284
Extraordinary gains, net$019
Net income$591,0002,286
Minority interest net income$078
Net income of bank and minority interests.$591,0002,287
Net charge-offs$-43,0007,046
Cash dividends$560,000792
Sale, conversion, retirement of capital stock, net$0861
Net operating income$591,0002,169
2011-12-31 (YTD Data)Rank
Total interest income$6,805,0003,744
Total interest expense$1,616,0003,261
Net interest income$5,189,0003,810
Provision for loan and lease losses$425,0003,672
Total noninterest income$760,0003,616
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$217,0004,234
Trading account gains and fees$0146
Additional Noninterest Income$543,0003,001
Total noninterest expense$3,745,0004,301
Salaries and employee benefits$2,416,0003,656
Premises and equipment expense$520,0003,925
Additional noninterest expense$809,0005,392
Pre-tax net operating income$1,779,0002,729
Securities gains (losses)$03,838
Applicable income taxes$2,0004,563
Income before extraordinary items$1,777,0002,474
Extraordinary gains, net$029
Net income$1,777,0002,474
Minority interest net income$096
Net income of bank and minority interests.$1,777,0002,475
Net charge-offs$212,0004,229
Cash dividends$988,0001,658
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,777,0002,393
2011-09-30 (YTD Data)Rank
Total interest income$5,159,0003,760
Total interest expense$1,249,0003,289
Net interest income$3,910,0003,821
Provision for loan and lease losses$350,0003,408
Total noninterest income$564,0003,659
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$161,0004,268
Trading account gains and fees$0145
Additional Noninterest Income$403,0003,030
Total noninterest expense$2,785,0004,332
Salaries and employee benefits$1,742,0003,774
Premises and equipment expense$405,0003,877
Additional noninterest expense$638,0005,298
Pre-tax net operating income$1,339,0002,793
Securities gains (losses)$03,555
Applicable income taxes$2,0004,555
Income before extraordinary items$1,337,0002,525
Extraordinary gains, net$021
Net income$1,337,0002,527
Minority interest net income$087
Net income of bank and minority interests.$1,337,0002,527
Net charge-offs$-32,0007,187
Cash dividends$816,0001,335
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,337,0002,429
2011-06-30 (YTD Data)Rank
Total interest income$3,448,0003,797
Total interest expense$855,0003,332
Net interest income$2,593,0003,850
Provision for loan and lease losses$350,0002,768
Total noninterest income$330,0003,928
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$109,0004,230
Trading account gains and fees$0153
Additional Noninterest Income$221,0003,337
Total noninterest expense$1,894,0004,313
Salaries and employee benefits$1,188,0003,735
Premises and equipment expense$259,0004,029
Additional noninterest expense$447,0005,276
Pre-tax net operating income$679,0003,235
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$678,0002,971
Extraordinary gains, net$015
Net income$678,0002,972
Minority interest net income$089
Net income of bank and minority interests.$678,0002,973
Net charge-offs$-28,0007,213
Cash dividends$694,0001,126
Sale, conversion, retirement of capital stock, net$0986
Net operating income$678,0002,897
2011-03-31 (YTD Data)Rank
Total interest income$1,742,0003,791
Total interest expense$442,0003,362
Net interest income$1,300,0003,847
Provision for loan and lease losses$200,0002,421
Total noninterest income$158,0004,063
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$50,0004,342
Trading account gains and fees$0158
Additional Noninterest Income$108,0003,428
Total noninterest expense$883,0004,530
Salaries and employee benefits$559,0003,922
Premises and equipment expense$139,0003,897
Additional noninterest expense$185,0005,713
Pre-tax net operating income$375,0003,098
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$374,0002,806
Extraordinary gains, net$09
Net income$374,0002,805
Minority interest net income$086
Net income of bank and minority interests.$374,0002,806
Net charge-offs$-28,0007,251
Cash dividends$450,000808
Sale, conversion, retirement of capital stock, net$0925
Net operating income$374,0002,749
2010-12-31 (YTD Data)Rank
Total interest income$7,206,0003,836
Total interest expense$2,170,0003,341
Net interest income$5,036,0003,942
Provision for loan and lease losses$300,0004,839
Total noninterest income$537,0004,432
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$294,0003,680
Trading account gains and fees$0175
Additional Noninterest Income$243,0004,293
Total noninterest expense$3,522,0004,575
Salaries and employee benefits$2,336,0003,788
Premises and equipment expense$505,0004,155
Additional noninterest expense$681,0005,947
Pre-tax net operating income$1,751,0002,476
Securities gains (losses)$03,793
Applicable income taxes$2,0004,467
Income before extraordinary items$1,749,0002,245
Extraordinary gains, net$029
Net income$1,749,0002,244
Minority interest net income$0111
Net income of bank and minority interests.$1,749,0002,246
Net charge-offs$450,0003,790
Cash dividends$694,0001,946
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,749,0002,154
2010-09-30 (YTD Data)Rank
Total interest income$5,373,0003,925
Total interest expense$1,670,0003,401
Net interest income$3,703,0004,045
Provision for loan and lease losses$06,977
Total noninterest income$361,0004,722
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$226,0003,699
Trading account gains and fees$0165
Additional Noninterest Income$135,0004,807
Total noninterest expense$2,558,0004,680
Salaries and employee benefits$1,688,0003,934
Premises and equipment expense$377,0004,231
Additional noninterest expense$493,0006,071
Pre-tax net operating income$1,506,0002,365
Securities gains (losses)$03,651
Applicable income taxes$2,0004,515
Income before extraordinary items$1,504,0002,137
Extraordinary gains, net$023
Net income$1,504,0002,138
Minority interest net income$0110
Net income of bank and minority interests.$1,504,0002,140
Net charge-offs$83,0005,089
Cash dividends$518,0001,716
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,504,0002,042
2010-06-30 (YTD Data)Rank
Total interest income$3,544,0003,988
Total interest expense$1,124,0003,475
Net interest income$2,420,0004,102
Provision for loan and lease losses$06,857
Total noninterest income$219,0004,861
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$153,0003,658
Trading account gains and fees$0152
Additional Noninterest Income$66,0005,236
Total noninterest expense$1,756,0004,608
Salaries and employee benefits$1,149,0003,892
Premises and equipment expense$264,0004,139
Additional noninterest expense$343,0006,001
Pre-tax net operating income$883,0002,617
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$882,0002,333
Extraordinary gains, net$019
Net income$882,0002,330
Minority interest net income$0105
Net income of bank and minority interests.$882,0002,333
Net charge-offs$82,0004,452
Cash dividends$12,0003,421
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$882,0002,243
2010-03-31 (YTD Data)Rank
Total interest income$1,797,0004,005
Total interest expense$567,0003,584
Net interest income$1,230,0004,080
Provision for loan and lease losses$06,552
Total noninterest income$151,0004,270
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$77,0003,649
Trading account gains and fees$0175
Additional Noninterest Income$74,0004,036
Total noninterest expense$832,0004,791
Salaries and employee benefits$521,0004,243
Premises and equipment expense$144,0003,981
Additional noninterest expense$167,0006,104
Pre-tax net operating income$549,0002,248
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$548,0001,977
Extraordinary gains, net$016
Net income$548,0001,975
Minority interest net income$091
Net income of bank and minority interests.$548,0001,977
Net charge-offs$61,0003,562
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$548,0001,901
2009-12-31 (YTD Data)Rank
Total interest income$7,244,0004,088
Total interest expense$2,728,0003,674
Net interest income$4,516,0004,217
Provision for loan and lease losses$1,000,0003,503
Total noninterest income$813,0003,735
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$330,0003,696
Trading account gains and fees$0211
Additional Noninterest Income$483,0003,262
Total noninterest expense$3,458,0004,757
Salaries and employee benefits$2,301,0003,945
Premises and equipment expense$507,0004,338
Additional noninterest expense$650,0006,294
Pre-tax net operating income$871,0003,208
Securities gains (losses)$03,754
Applicable income taxes$2,0004,160
Income before extraordinary items$869,0003,002
Extraordinary gains, net$034
Net income$869,0003,001
Minority interest net income$0115
Net income of bank and minority interests.$869,0003,001
Net charge-offs$511,0003,756
Cash dividends$375,0002,944
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$869,0002,941
2009-09-30 (YTD Data)Rank
Total interest income$5,415,0004,150
Total interest expense$2,100,0003,742
Net interest income$3,315,0004,289
Provision for loan and lease losses$500,0003,787
Total noninterest income$653,0003,674
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$245,0003,737
Trading account gains and fees$0212
Additional Noninterest Income$408,0003,144
Total noninterest expense$2,562,0004,802
Salaries and employee benefits$1,667,0004,069
Premises and equipment expense$374,0004,422
Additional noninterest expense$521,0006,150
Pre-tax net operating income$906,0002,913
Securities gains (losses)$03,497
Applicable income taxes$2,0004,371
Income before extraordinary items$904,0002,638
Extraordinary gains, net$027
Net income$904,0002,634
Minority interest net income$0118
Net income of bank and minority interests.$904,0002,638
Net charge-offs$85,0005,213
Cash dividends$375,0002,356
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$904,0002,600
2009-06-30 (YTD Data)Rank
Total interest income$3,587,0004,195
Total interest expense$1,428,0003,792
Net interest income$2,159,0004,358
Provision for loan and lease losses$325,0003,583
Total noninterest income$482,0003,497
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$160,0003,755
Trading account gains and fees$0193
Additional Noninterest Income$322,0002,878
Total noninterest expense$1,670,0004,911
Salaries and employee benefits$1,066,0004,247
Premises and equipment expense$257,0004,384
Additional noninterest expense$347,0006,175
Pre-tax net operating income$646,0002,899
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$645,0002,643
Extraordinary gains, net$021
Net income$645,0002,640
Minority interest net income$0112
Net income of bank and minority interests.$645,0002,642
Net charge-offs$167,0003,648
Cash dividends$250,0002,406
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$645,0002,557
2009-03-31 (YTD Data)Rank
Total interest income$1,781,0004,262
Total interest expense$731,0003,831
Net interest income$1,050,0004,438
Provision for loan and lease losses$50,0004,881
Total noninterest income$259,0003,306
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$79,0003,735
Trading account gains and fees$0171
Additional Noninterest Income$180,0002,653
Total noninterest expense$779,0005,044
Salaries and employee benefits$516,0004,365
Premises and equipment expense$133,0004,317
Additional noninterest expense$130,0006,641
Pre-tax net operating income$480,0002,455
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$479,0002,217
Extraordinary gains, net$015
Net income$479,0002,218
Minority interest net income$0102
Net income of bank and minority interests.$479,0002,219
Net charge-offs$12,0004,660
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$479,0002,078
2008-12-31 (YTD Data)Rank
Total interest income$7,822,0004,198
Total interest expense$3,378,0003,930
Net interest income$4,444,0004,258
Provision for loan and lease losses$350,0004,356
Total noninterest income$710,0004,103
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$354,0003,698
Trading account gains and fees$0154
Additional Noninterest Income$356,0003,791
Total noninterest expense$3,137,0004,978
Salaries and employee benefits$2,155,0004,214
Premises and equipment expense$466,0004,659
Additional noninterest expense$516,0006,563
Pre-tax net operating income$1,667,0002,834
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,668,0002,336
Extraordinary gains, net$039
Net income$1,668,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0005,443
Cash dividends$1,274,0001,956
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,668,0002,463
2008-09-30 (YTD Data)Rank
Total interest income$5,928,0004,241
Total interest expense$2,588,0003,988
Net interest income$3,340,0004,280
Provision for loan and lease losses$100,0005,137
Total noninterest income$538,0004,173
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$268,0003,712
Trading account gains and fees$0148
Additional Noninterest Income$270,0003,873
Total noninterest expense$2,338,0004,986
Salaries and employee benefits$1,608,0004,244
Premises and equipment expense$348,0004,680
Additional noninterest expense$382,0006,576
Pre-tax net operating income$1,440,0002,921
Securities gains (losses)$03,106
Applicable income taxes$-1,0007,236
Income before extraordinary items$1,441,0002,403
Extraordinary gains, net$031
Net income$1,441,0002,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,620
Cash dividends$1,111,0001,677
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,441,0002,516
2008-06-30 (YTD Data)Rank
Total interest income$3,972,0004,271
Total interest expense$1,762,0004,072
Net interest income$2,210,0004,301
Provision for loan and lease losses$75,0004,654
Total noninterest income$386,0004,086
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$182,0003,665
Trading account gains and fees$0149
Additional Noninterest Income$204,0003,724
Total noninterest expense$1,517,0005,084
Salaries and employee benefits$1,026,0004,439
Premises and equipment expense$225,0004,803
Additional noninterest expense$266,0006,492
Pre-tax net operating income$1,004,0002,937
Securities gains (losses)$03,233
Applicable income taxes$-1,0007,539
Income before extraordinary items$1,006,0002,553
Extraordinary gains, net$021
Net income$1,006,0002,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,718
Cash dividends$949,0001,500
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,006,0002,514
2008-03-31 (YTD Data)Rank
Total interest income$2,023,0004,281
Total interest expense$919,0004,130
Net interest income$1,104,0004,313
Provision for loan and lease losses$25,0004,682
Total noninterest income$206,0003,945
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$750,0005,135
Salaries and employee benefits$510,0004,483
Premises and equipment expense$117,0004,703
Additional noninterest expense$123,0006,666
Pre-tax net operating income$535,0002,936
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$535,0002,546
Extraordinary gains, net$015
Net income$535,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$535,0002,471
2007-12-31 (YTD Data)Rank
Total interest income$7,658,0004,485
Total interest expense$3,378,0004,432
Net interest income$4,280,0004,433
Provision for loan and lease losses$-100,0008,371
Total noninterest income$650,0004,463
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$370,0003,675
Trading account gains and fees$0178
Additional Noninterest Income$280,0004,373
Total noninterest expense$3,062,0004,952
Salaries and employee benefits$2,101,0004,236
Premises and equipment expense$471,0004,547
Additional noninterest expense$490,0006,627
Pre-tax net operating income$1,968,0003,347
Securities gains (losses)$02,146
Applicable income taxes$4,0005,829
Income before extraordinary items$1,964,0002,860
Extraordinary gains, net$039
Net income$1,964,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,244
Cash dividends$1,860,0001,700
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,964,0002,844
2007-09-30 (YTD Data)Rank
Total interest income$5,700,0004,529
Total interest expense$2,505,0004,481
Net interest income$3,195,0004,477
Provision for loan and lease losses$-100,0008,418
Total noninterest income$485,0004,480
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$272,0003,711
Trading account gains and fees$0184
Additional Noninterest Income$213,0004,368
Total noninterest expense$2,239,0005,000
Salaries and employee benefits$1,544,0004,282
Premises and equipment expense$337,0004,659
Additional noninterest expense$358,0006,670
Pre-tax net operating income$1,541,0003,419
Securities gains (losses)$01,655
Applicable income taxes$3,0005,991
Income before extraordinary items$1,538,0002,916
Extraordinary gains, net$033
Net income$1,538,0002,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,263
Cash dividends$1,758,0001,345
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,538,0002,902
2007-06-30 (YTD Data)Rank
Total interest income$3,768,0004,570
Total interest expense$1,641,0004,517
Net interest income$2,127,0004,511
Provision for loan and lease losses$-100,0008,472
Total noninterest income$344,0004,362
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$180,0003,727
Trading account gains and fees$0168
Additional Noninterest Income$164,0004,159
Total noninterest expense$1,499,0005,008
Salaries and employee benefits$1,030,0004,327
Premises and equipment expense$227,0004,648
Additional noninterest expense$242,0006,669
Pre-tax net operating income$1,072,0003,367
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$1,070,0002,879
Extraordinary gains, net$029
Net income$1,070,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,296
Cash dividends$1,655,0001,034
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,070,0002,861
2007-03-31 (YTD Data)Rank
Total interest income$1,877,0004,584
Total interest expense$812,0004,533
Net interest income$1,065,0004,513
Provision for loan and lease losses$-100,0008,543
Total noninterest income$172,0004,326
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$87,0003,734
Trading account gains and fees$0195
Additional Noninterest Income$85,0004,082
Total noninterest expense$746,0005,033
Salaries and employee benefits$517,0004,329
Premises and equipment expense$119,0004,538
Additional noninterest expense$110,0006,904
Pre-tax net operating income$591,0003,155
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$590,0002,664
Extraordinary gains, net$022
Net income$590,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$450,0001,526
Sale, conversion, retirement of capital stock, net$0885
Net operating income$590,0002,650
2006-12-31 (YTD Data)Rank
Total interest income$7,200,0004,488
Total interest expense$2,966,0004,339
Net interest income$4,234,0004,496
Provision for loan and lease losses$25,0006,138
Total noninterest income$1,029,0003,480
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$370,0003,697
Trading account gains and fees$0130
Additional Noninterest Income$659,0002,843
Total noninterest expense$3,014,0004,867
Salaries and employee benefits$1,997,0004,268
Premises and equipment expense$455,0004,531
Additional noninterest expense$562,0006,248
Pre-tax net operating income$2,224,0003,405
Securities gains (losses)$01,687
Applicable income taxes$7,0006,250
Income before extraordinary items$2,217,0002,877
Extraordinary gains, net$051
Net income$2,217,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$965,0002,639
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,217,0002,864
2006-09-30 (YTD Data)Rank
Total interest income$5,333,0004,509
Total interest expense$2,143,0004,356
Net interest income$3,190,0004,526
Provision for loan and lease losses$25,0005,821
Total noninterest income$852,0003,259
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$273,0003,762
Trading account gains and fees$0126
Additional Noninterest Income$579,0002,636
Total noninterest expense$2,225,0004,903
Salaries and employee benefits$1,503,0004,227
Premises and equipment expense$340,0004,548
Additional noninterest expense$382,0006,503
Pre-tax net operating income$1,792,0003,353
Securities gains (losses)$01,388
Applicable income taxes$6,0006,367
Income before extraordinary items$1,786,0002,807
Extraordinary gains, net$045
Net income$1,786,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$870,0002,131
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,786,0002,794
2006-06-30 (YTD Data)Rank
Total interest income$3,469,0004,542
Total interest expense$1,354,0004,367
Net interest income$2,115,0004,546
Provision for loan and lease losses$25,0005,320
Total noninterest income$374,0004,202
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$177,0003,795
Trading account gains and fees$0126
Additional Noninterest Income$197,0003,774
Total noninterest expense$1,487,0004,908
Salaries and employee benefits$996,0004,275
Premises and equipment expense$227,0004,543
Additional noninterest expense$264,0006,438
Pre-tax net operating income$977,0003,847
Securities gains (losses)$01,185
Applicable income taxes$5,0006,332
Income before extraordinary items$972,0003,283
Extraordinary gains, net$039
Net income$972,0003,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$775,0001,766
Sale, conversion, retirement of capital stock, net$0887
Net operating income$972,0003,275
2006-03-31 (YTD Data)Rank
Total interest income$1,698,0004,547
Total interest expense$635,0004,434
Net interest income$1,063,0004,531
Provision for loan and lease losses$06,013
Total noninterest income$178,0004,231
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$88,0003,748
Trading account gains and fees$0115
Additional Noninterest Income$90,0003,918
Total noninterest expense$744,0004,928
Salaries and employee benefits$494,0004,318
Premises and equipment expense$119,0004,441
Additional noninterest expense$131,0006,438
Pre-tax net operating income$497,0003,747
Securities gains (losses)$0955
Applicable income taxes$3,0006,254
Income before extraordinary items$494,0003,189
Extraordinary gains, net$021
Net income$494,0003,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$350,0001,768
Sale, conversion, retirement of capital stock, net$0648
Net operating income$494,0003,168
2005-12-31 (YTD Data)Rank
Total interest income$6,449,0004,408
Total interest expense$2,182,0004,181
Net interest income$4,267,0004,428
Provision for loan and lease losses$07,120
Total noninterest income$677,0004,474
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$380,0003,672
Trading account gains and fees$0138
Additional Noninterest Income$297,0004,356
Total noninterest expense$2,946,0004,824
Salaries and employee benefits$1,966,0004,172
Premises and equipment expense$512,0004,103
Additional noninterest expense$468,0006,749
Pre-tax net operating income$1,998,0003,691
Securities gains (losses)$02,296
Applicable income taxes$2,0006,781
Income before extraordinary items$1,996,0003,103
Extraordinary gains, net$046
Net income$1,996,0003,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,317
Cash dividends$1,772,0001,623
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,996,0003,067
2005-09-30 (YTD Data)Rank
Total interest income$4,755,0004,411
Total interest expense$1,565,0004,172
Net interest income$3,190,0004,450
Provision for loan and lease losses$06,899
Total noninterest income$513,0004,476
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0003,714
Trading account gains and fees$0126
Additional Noninterest Income$232,0004,264
Total noninterest expense$2,167,0004,870
Salaries and employee benefits$1,456,0004,182
Premises and equipment expense$365,0004,246
Additional noninterest expense$346,0006,760
Pre-tax net operating income$1,536,0003,684
Securities gains (losses)$02,317
Applicable income taxes$2,0006,802
Income before extraordinary items$1,534,0003,073
Extraordinary gains, net$035
Net income$1,534,0003,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$1,140,0001,636
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,534,0003,038
2005-06-30 (YTD Data)Rank
Total interest income$3,106,0004,404
Total interest expense$990,0004,160
Net interest income$2,116,0004,437
Provision for loan and lease losses$06,626
Total noninterest income$320,0004,627
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$168,0003,886
Trading account gains and fees$0116
Additional Noninterest Income$152,0004,291
Total noninterest expense$1,466,0004,795
Salaries and employee benefits$967,0004,172
Premises and equipment expense$258,0004,051
Additional noninterest expense$241,0006,641
Pre-tax net operating income$970,0003,790
Securities gains (losses)$02,146
Applicable income taxes$1,0006,848
Income before extraordinary items$969,0003,163
Extraordinary gains, net$030
Net income$969,0003,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$1,140,0001,171
Sale, conversion, retirement of capital stock, net$0643
Net operating income$969,0003,115
2005-03-31 (YTD Data)Rank
Total interest income$1,524,0004,435
Total interest expense$474,0004,175
Net interest income$1,050,0004,463
Provision for loan and lease losses$06,226
Total noninterest income$151,0004,696
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$81,0003,899
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,462
Total noninterest expense$742,0004,782
Salaries and employee benefits$481,0004,218
Premises and equipment expense$144,0003,757
Additional noninterest expense$117,0006,743
Pre-tax net operating income$459,0003,907
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$458,0003,264
Extraordinary gains, net$024
Net income$458,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$950,000713
Sale, conversion, retirement of capital stock, net$0491
Net operating income$458,0003,224
2004-12-31 (YTD Data)Rank
Total interest income$6,011,0004,260
Total interest expense$1,974,0003,695
Net interest income$4,037,0004,451
Provision for loan and lease losses$07,314
Total noninterest income$759,0004,194
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$353,0003,914
Trading account gains and fees$0138
Additional Noninterest Income$406,0003,687
Total noninterest expense$2,740,0004,975
Salaries and employee benefits$1,872,0004,206
Premises and equipment expense$377,0004,958
Additional noninterest expense$491,0006,602
Pre-tax net operating income$2,056,0003,441
Securities gains (losses)$03,819
Applicable income taxes$1,0007,085
Income before extraordinary items$2,055,0002,841
Extraordinary gains, net$034
Net income$2,055,0002,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,038
Cash dividends$1,464,0001,767
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,055,0002,782
2004-09-30 (YTD Data)Rank
Total interest income$4,479,0004,259
Total interest expense$1,493,0003,627
Net interest income$2,986,0004,491
Provision for loan and lease losses$07,100
Total noninterest income$582,0004,161
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$266,0003,948
Trading account gains and fees$0134
Additional Noninterest Income$316,0003,637
Total noninterest expense$2,023,0004,986
Salaries and employee benefits$1,396,0004,185
Premises and equipment expense$272,0005,074
Additional noninterest expense$355,0006,670
Pre-tax net operating income$1,545,0003,503
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,545,0002,880
Extraordinary gains, net$026
Net income$1,545,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,805
Cash dividends$613,0002,378
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,545,0002,812
2004-06-30 (YTD Data)Rank
Total interest income$2,983,0004,271
Total interest expense$1,005,0003,584
Net interest income$1,978,0004,508
Provision for loan and lease losses$06,885
Total noninterest income$377,0004,243
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$173,0004,010
Trading account gains and fees$0130
Additional Noninterest Income$204,0003,694
Total noninterest expense$1,398,0004,882
Salaries and employee benefits$934,0004,189
Premises and equipment expense$179,0005,131
Additional noninterest expense$285,0006,140
Pre-tax net operating income$957,0003,632
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$957,0003,043
Extraordinary gains, net$021
Net income$957,0003,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,683
Cash dividends$613,0001,844
Sale, conversion, retirement of capital stock, net$0638
Net operating income$957,0002,960
2004-03-31 (YTD Data)Rank
Total interest income$1,485,0004,299
Total interest expense$515,0003,546
Net interest income$970,0004,573
Provision for loan and lease losses$06,501
Total noninterest income$182,0004,298
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$85,0003,976
Trading account gains and fees$0121
Additional Noninterest Income$97,0003,782
Total noninterest expense$684,0004,992
Salaries and employee benefits$469,0004,212
Premises and equipment expense$96,0004,925
Additional noninterest expense$119,0006,689
Pre-tax net operating income$468,0003,690
Securities gains (losses)$02,934
Applicable income taxes$-1,0008,788
Income before extraordinary items$469,0003,093
Extraordinary gains, net$016
Net income$469,0003,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$469,0002,974
2003-12-31 (YTD Data)Rank
Total interest income$6,276,0004,180
Total interest expense$2,400,0003,441
Net interest income$3,876,0004,455
Provision for loan and lease losses$100,0005,309
Total noninterest income$890,0003,976
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$375,0003,788
Trading account gains and fees$0160
Additional Noninterest Income$515,0003,531
Total noninterest expense$2,689,0004,959
Salaries and employee benefits$1,803,0004,260
Premises and equipment expense$371,0004,988
Additional noninterest expense$515,0006,465
Pre-tax net operating income$1,977,0003,422
Securities gains (losses)$04,500
Applicable income taxes$9,0007,067
Income before extraordinary items$1,968,0002,900
Extraordinary gains, net$054
Net income$1,968,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,439
Cash dividends$1,115,0002,155
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,968,0002,774
2003-09-30 (YTD Data)Rank
Total interest income$4,745,0004,194
Total interest expense$1,855,0003,477
Net interest income$2,890,0004,499
Provision for loan and lease losses$100,0004,641
Total noninterest income$724,0003,855
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$291,0003,720
Trading account gains and fees$0153
Additional Noninterest Income$433,0003,396
Total noninterest expense$1,930,0005,108
Salaries and employee benefits$1,336,0004,282
Premises and equipment expense$218,0005,734
Additional noninterest expense$376,0006,528
Pre-tax net operating income$1,584,0003,405
Securities gains (losses)$04,204
Applicable income taxes$6,0007,203
Income before extraordinary items$1,578,0002,857
Extraordinary gains, net$040
Net income$1,578,0002,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,672
Cash dividends$1,115,0001,612
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,578,0002,718
2003-06-30 (YTD Data)Rank
Total interest income$3,187,0004,208
Total interest expense$1,280,0003,477
Net interest income$1,907,0004,537
Provision for loan and lease losses$75,0004,385
Total noninterest income$445,0004,009
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$191,0003,727
Trading account gains and fees$0150
Additional Noninterest Income$254,0003,598
Total noninterest expense$1,269,0005,141
Salaries and employee benefits$886,0004,297
Premises and equipment expense$148,0005,696
Additional noninterest expense$235,0006,706
Pre-tax net operating income$1,008,0003,503
Securities gains (losses)$03,782
Applicable income taxes$6,0007,135
Income before extraordinary items$1,002,0002,971
Extraordinary gains, net$030
Net income$1,002,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,791
Cash dividends$910,0001,416
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,002,0002,818
2003-03-31 (YTD Data)Rank
Total interest income$1,590,0004,251
Total interest expense$657,0003,486
Net interest income$933,0004,603
Provision for loan and lease losses$50,0003,651
Total noninterest income$191,0004,284
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$93,0003,718
Trading account gains and fees$0134
Additional Noninterest Income$98,0003,968
Total noninterest expense$613,0005,265
Salaries and employee benefits$440,0004,317
Premises and equipment expense$67,0005,985
Additional noninterest expense$106,0007,009
Pre-tax net operating income$461,0003,689
Securities gains (losses)$02,891
Applicable income taxes$6,0006,816
Income before extraordinary items$455,0003,144
Extraordinary gains, net$021
Net income$455,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,492
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$455,0002,986
2002-12-31 (YTD Data)Rank
Total interest income$6,481,0004,307
Total interest expense$2,861,0003,664
Net interest income$3,620,0004,663
Provision for loan and lease losses$25,0007,318
Total noninterest income$658,0004,492
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$307,0004,179
Trading account gains and fees$0153
Additional Noninterest Income$351,0003,941
Total noninterest expense$2,430,0005,171
Salaries and employee benefits$1,666,0004,329
Premises and equipment expense$306,0005,510
Additional noninterest expense$458,0006,754
Pre-tax net operating income$1,823,0003,633
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,823,0002,993
Extraordinary gains, net$070
Net income$1,823,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,736
Cash dividends$1,200,0001,938
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,823,0002,914
2001-12-31 (YTD Data)Rank
Total interest income$7,030,0004,422
Total interest expense$3,537,0004,172
Net interest income$3,493,0004,562
Provision for loan and lease losses$50,0006,655
Total noninterest income$560,0004,761
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$296,0004,191
Trading account gains and fees$0177
Additional Noninterest Income$264,0004,383
Total noninterest expense$2,289,0005,255
Salaries and employee benefits$1,501,0004,509
Premises and equipment expense$293,0005,601
Additional noninterest expense$495,0006,472
Pre-tax net operating income$1,714,0003,534
Securities gains (losses)$-64,0009,467
Applicable income taxes$64,0006,472
Income before extraordinary items$1,586,0003,089
Extraordinary gains, net$0105
Net income$1,586,0003,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,750
Cash dividends$1,409,0001,743
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,647,4402,902
2000-12-31 (YTD Data)Rank
Total interest income$6,849,0004,667
Total interest expense$3,492,0004,393
Net interest income$3,357,0004,759
Provision for loan and lease losses$50,0006,512
Total noninterest income$416,0005,430
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$299,0004,068
Trading account gains and feesNANA
Additional Noninterest Income$117,0006,051
Total noninterest expense$2,159,0005,405
Salaries and employee benefits$1,407,0004,599
Premises and equipment expense$314,0005,287
Additional noninterest expense$438,0006,864
Pre-tax net operating income$1,564,0003,958
Securities gains (losses)$-31,0008,962
Applicable income taxes$150,0005,914
Income before extraordinary items$1,383,0003,471
Extraordinary gains, net$038
Net income$1,383,0003,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,264
Cash dividends$1,776,0001,479
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,410,9003,402
1999-12-31 (YTD Data)Rank
Total interest income$6,197,0004,840
Total interest expense$3,049,0004,542
Net interest income$3,148,0004,988
Provision for loan and lease losses$08,503
Total noninterest income$474,0005,119
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,385
Trading account gains and feesNANA
Additional Noninterest Income$211,0004,819
Total noninterest expense$2,098,0005,503
Salaries and employee benefits$1,364,0004,684
Premises and equipment expense$305,0005,412
Additional noninterest expense$429,0007,055
Pre-tax net operating income$1,524,0004,050
Securities gains (losses)$-6,0009,143
Applicable income taxes$171,0006,024
Income before extraordinary items$1,347,0003,532
Extraordinary gains, net$035
Net income$1,347,0003,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0009,781
Cash dividends$755,0002,756
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,352,3403,486
1998-12-31 (YTD Data)Rank
Total interest income$5,827,0005,112
Total interest expense$2,944,0004,803
Net interest income$2,883,0005,279
Provision for loan and lease losses$50,0006,568
Total noninterest income$396,0005,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0004,809
Trading account gains and feesNANA
Additional Noninterest Income$171,0005,353
Total noninterest expense$1,955,0005,683
Salaries and employee benefits$1,195,0005,082
Premises and equipment expense$334,0005,048
Additional noninterest expense$426,0007,011
Pre-tax net operating income$1,274,0004,694
Securities gains (losses)$04,449
Applicable income taxes$129,0007,122
Income before extraordinary items$1,145,0004,076
Extraordinary gains, net$032
Net income$1,145,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,764
Cash dividends$660,0002,947
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,145,0003,989
1997-12-31 (YTD Data)Rank
Total interest income$5,726,0005,241
Total interest expense$2,932,0004,820
Net interest income$2,794,0005,590
Provision for loan and lease losses$50,0006,616
Total noninterest income$370,0005,987
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0004,980
Trading account gains and feesNANA
Additional Noninterest Income$145,0005,788
Total noninterest expense$1,822,0006,026
Salaries and employee benefits$1,112,0005,425
Premises and equipment expense$324,0005,177
Additional noninterest expense$386,0007,478
Pre-tax net operating income$1,292,0004,990
Securities gains (losses)$12,0002,240
Applicable income taxes$173,0007,274
Income before extraordinary items$1,131,0004,263
Extraordinary gains, net$044
Net income$1,131,0004,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,671
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,120,5604,234
1996-12-31 (YTD Data)Rank
Total interest income$5,229,0005,749
Total interest expense$2,673,0005,270
Net interest income$2,556,0006,100
Provision for loan and lease losses$50,0006,559
Total noninterest income$657,0004,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,361
Trading account gains and feesNANA
Additional Noninterest Income$445,0003,167
Total noninterest expense$1,612,0006,812
Salaries and employee benefits$994,0006,016
Premises and equipment expense$302,0005,569
Additional noninterest expense$316,0008,715
Pre-tax net operating income$1,551,0004,214
Securities gains (losses)$3,0003,304
Applicable income taxes$477,0004,300
Income before extraordinary items$1,077,0004,219
Extraordinary gains, net$053
Net income$1,077,0004,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$800,0002,476
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,074,9304,166
1995-12-31 (YTD Data)Rank
Total interest income$4,734,0006,214
Total interest expense$2,232,0006,021
Net interest income$2,502,0006,320
Provision for loan and lease losses$08,958
Total noninterest income$390,0006,085
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$206,0005,584
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,355
Total noninterest expense$1,567,0007,075
Salaries and employee benefits$922,0006,448
Premises and equipment expense$259,0006,210
Additional noninterest expense$386,0008,339
Pre-tax net operating income$1,325,0004,891
Securities gains (losses)$-10,00010,097
Applicable income taxes$381,0005,120
Income before extraordinary items$934,0004,853
Extraordinary gains, net$065
Net income$934,0004,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,875
Cash dividends$800,0002,402
Sale, conversion, retirement of capital stock, net$0809
Net operating income$941,1004,813
1994-12-31 (YTD Data)Rank
Total interest income$4,411,0006,243
Total interest expense$1,899,0005,835
Net interest income$2,512,0006,464
Provision for loan and lease losses$09,146
Total noninterest income$316,0007,044
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0006,107
Trading account gains and feesNANA
Additional Noninterest Income$128,0006,726
Total noninterest expense$1,492,0007,627
Salaries and employee benefits$790,0007,257
Premises and equipment expense$292,0005,835
Additional noninterest expense$410,0008,730
Pre-tax net operating income$1,336,0004,833
Securities gains (losses)$-42,00010,903
Applicable income taxes$342,0005,361
Income before extraordinary items$952,0004,697
Extraordinary gains, net$0249
Net income$952,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00011,414
Cash dividends$800,0002,270
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$983,0804,636
1993-12-31 (YTD Data)Rank
Total interest income$4,377,0006,443
Total interest expense$1,989,0005,861
Net interest income$2,388,0006,758
Provision for loan and lease losses$010,371
Total noninterest income$313,0007,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,750
Trading account gains and feesNANA
Additional Noninterest Income$149,0006,586
Total noninterest expense$1,438,0008,052
Salaries and employee benefits$772,0007,486
Premises and equipment expense$258,0006,546
Additional noninterest expense$408,0009,179
Pre-tax net operating income$1,263,0004,984
Securities gains (losses)$115,0002,304
Applicable income taxes$400,0005,007
Income before extraordinary items$978,0004,776
Extraordinary gains, net$03,149
Net income$978,0004,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$432,0003,469
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$896,3504,888
1992-12-31 (YTD Data)Rank
Total interest income$4,833,0006,552
Total interest expense$2,593,0005,807
Net interest income$2,240,0007,150
Provision for loan and lease losses$011,756
Total noninterest income$305,0007,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,998
Trading account gains and feesNANA
Additional Noninterest Income$151,0006,621
Total noninterest expense$1,304,0008,648
Salaries and employee benefits$697,0008,013
Premises and equipment expense$213,0007,557
Additional noninterest expense$394,0009,629
Pre-tax net operating income$1,241,0004,785
Securities gains (losses)$18,0005,726
Applicable income taxes$395,0004,844
Income before extraordinary items$864,0005,065
Extraordinary gains, net$01,422
Net income$864,0005,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,00010,255
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$851,5804,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.