Home > Bank of Zachary > Income and Expense
Bank of Zachary, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 2,086 |
| Total interest expense | $1,488,000 | 2,241 |
| Net interest income | $3,582,000 | 1,984 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $241,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $107,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 2,779 |
| Total noninterest expense | $3,022,000 | 1,870 |
| Salaries and employee benefits | $1,641,000 | 1,925 |
| Premises and equipment expense | $326,000 | 1,770 |
| Additional noninterest expense | $134,000 | 2,779 |
| Pre-tax net operating income | $801,000 | 2,479 |
| Securities gains (losses) | $-2,000 | 3,863 |
| Applicable income taxes | $127,000 | 1,906 |
| Income before extraordinary items | $672,000 | 2,497 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $672,000 | 2,525 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $672,000 | 2,497 |
| Net charge-offs | $20,000 | 1,417 |
| Cash dividends | $282,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $673,680 | 2,506 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $19,526,000 | 2,098 |
| Total interest expense | $6,679,000 | 2,148 |
| Net interest income | $12,847,000 | 2,049 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $1,028,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $398,000 | 1,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,733 |
| Total noninterest expense | $11,560,000 | 1,916 |
| Salaries and employee benefits | $6,263,000 | 1,960 |
| Premises and equipment expense | $1,290,000 | 1,761 |
| Additional noninterest expense | $630,000 | 2,733 |
| Pre-tax net operating income | $2,315,000 | 2,721 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $346,000 | 2,079 |
| Income before extraordinary items | $1,969,000 | 2,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,969,000 | 2,773 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,969,000 | 2,747 |
| Net charge-offs | $85,000 | 1,817 |
| Cash dividends | $808,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,969,000 | 2,759 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $14,394,000 | 2,112 |
| Total interest expense | $5,171,000 | 2,098 |
| Net interest income | $9,223,000 | 2,099 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $735,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $293,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 2,746 |
| Total noninterest expense | $8,624,000 | 1,901 |
| Salaries and employee benefits | $4,727,000 | 1,940 |
| Premises and equipment expense | $950,000 | 1,776 |
| Additional noninterest expense | $442,000 | 2,746 |
| Pre-tax net operating income | $1,334,000 | 3,010 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $174,000 | 2,312 |
| Income before extraordinary items | $1,160,000 | 2,995 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,160,000 | 3,028 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,160,000 | 2,998 |
| Net charge-offs | $47,000 | 1,752 |
| Cash dividends | $635,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,160,000 | 3,006 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $9,454,000 | 2,102 |
| Total interest expense | $3,520,000 | 2,045 |
| Net interest income | $5,934,000 | 2,126 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $489,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $192,000 | 1,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,722 |
| Total noninterest expense | $5,667,000 | 1,909 |
| Salaries and employee benefits | $3,118,000 | 1,947 |
| Premises and equipment expense | $627,000 | 1,782 |
| Additional noninterest expense | $297,000 | 2,722 |
| Pre-tax net operating income | $756,000 | 3,134 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $89,000 | 2,427 |
| Income before extraordinary items | $667,000 | 3,124 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $667,000 | 3,160 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $667,000 | 3,127 |
| Net charge-offs | $23,000 | 1,723 |
| Cash dividends | $495,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $667,000 | 3,132 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 2,124 |
| Total interest expense | $1,769,000 | 2,001 |
| Net interest income | $2,841,000 | 2,181 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $235,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $98,000 | 1,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 2,747 |
| Total noninterest expense | $2,796,000 | 1,921 |
| Salaries and employee benefits | $1,556,000 | 1,960 |
| Premises and equipment expense | $303,000 | 1,824 |
| Additional noninterest expense | $137,000 | 2,747 |
| Pre-tax net operating income | $280,000 | 3,348 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $14,000 | 2,835 |
| Income before extraordinary items | $266,000 | 3,269 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $266,000 | 3,305 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $266,000 | 3,270 |
| Net charge-offs | $7,000 | 1,636 |
| Cash dividends | $400,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $266,000 | 3,275 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,938,000 | 2,115 |
| Total interest expense | $5,411,000 | 1,922 |
| Net interest income | $11,527,000 | 2,177 |
| Provision for loan and lease losses | $340,000 | 1,561 |
| Total noninterest income | $5,187,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $400,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,787,000 | 903 |
| Total noninterest expense | $11,413,000 | 1,870 |
| Salaries and employee benefits | $5,945,000 | 1,981 |
| Premises and equipment expense | $1,130,000 | 1,880 |
| Additional noninterest expense | $4,787,000 | 903 |
| Pre-tax net operating income | $4,961,000 | 1,925 |
| Securities gains (losses) | $-1,562,000 | 4,368 |
| Applicable income taxes | $516,000 | 1,874 |
| Income before extraordinary items | $2,883,000 | 2,386 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,883,000 | 2,410 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,883,000 | 2,389 |
| Net charge-offs | $78,000 | 1,629 |
| Cash dividends | $700,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,210,700 | 1,960 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,389,000 | 2,109 |
| Total interest expense | $3,765,000 | 1,896 |
| Net interest income | $8,624,000 | 2,190 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $790,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $296,000 | 1,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,696 |
| Total noninterest expense | $8,025,000 | 1,961 |
| Salaries and employee benefits | $4,428,000 | 1,974 |
| Premises and equipment expense | $828,000 | 1,912 |
| Additional noninterest expense | $494,000 | 2,695 |
| Pre-tax net operating income | $1,299,000 | 3,180 |
| Securities gains (losses) | $-132,000 | 4,071 |
| Applicable income taxes | $97,000 | 2,718 |
| Income before extraordinary items | $1,070,000 | 3,219 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,070,000 | 3,252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,070,000 | 3,220 |
| Net charge-offs | $53,000 | 1,462 |
| Cash dividends | $605,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,191,440 | 3,128 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,954,000 | 2,131 |
| Total interest expense | $2,166,000 | 1,919 |
| Net interest income | $5,788,000 | 2,193 |
| Provision for loan and lease losses | $90,000 | 1,868 |
| Total noninterest income | $547,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $191,000 | 1,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 2,580 |
| Total noninterest expense | $5,239,000 | 1,981 |
| Salaries and employee benefits | $2,899,000 | 2,004 |
| Premises and equipment expense | $556,000 | 1,893 |
| Additional noninterest expense | $356,000 | 2,575 |
| Pre-tax net operating income | $1,006,000 | 3,033 |
| Securities gains (losses) | $-132,000 | 4,254 |
| Applicable income taxes | $82,000 | 2,638 |
| Income before extraordinary items | $792,000 | 3,137 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $792,000 | 3,170 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $792,000 | 3,136 |
| Net charge-offs | $35,000 | 1,312 |
| Cash dividends | $520,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $912,120 | 2,999 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 2,211 |
| Total interest expense | $755,000 | 2,156 |
| Net interest income | $2,949,000 | 2,181 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $309,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $102,000 | 1,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 2,396 |
| Total noninterest expense | $2,569,000 | 2,027 |
| Salaries and employee benefits | $1,431,000 | 2,055 |
| Premises and equipment expense | $280,000 | 1,903 |
| Additional noninterest expense | $207,000 | 2,396 |
| Pre-tax net operating income | $629,000 | 2,835 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $79,000 | 2,309 |
| Income before extraordinary items | $550,000 | 2,795 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $550,000 | 2,795 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $550,000 | 2,795 |
| Net charge-offs | $18,000 | 1,150 |
| Cash dividends | $325,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $550,000 | 2,824 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,154,000 | 2,136 |
| Total interest expense | $1,110,000 | 2,273 |
| Net interest income | $12,044,000 | 2,102 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,372,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $411,000 | 1,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 2,367 |
| Total noninterest expense | $9,813,000 | 2,036 |
| Salaries and employee benefits | $5,497,000 | 2,054 |
| Premises and equipment expense | $990,000 | 2,018 |
| Additional noninterest expense | $961,000 | 2,367 |
| Pre-tax net operating income | $3,603,000 | 2,430 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $530,000 | 1,982 |
| Income before extraordinary items | $3,073,000 | 2,425 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,073,000 | 2,423 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,073,000 | 2,424 |
| Net charge-offs | $56,000 | 1,483 |
| Cash dividends | $750,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,073,000 | 2,454 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 2,149 |
| Total interest expense | $606,000 | 2,393 |
| Net interest income | $8,862,000 | 2,101 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $914,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $323,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 2,613 |
| Total noninterest expense | $7,275,000 | 2,050 |
| Salaries and employee benefits | $4,116,000 | 2,052 |
| Premises and equipment expense | $721,000 | 2,061 |
| Additional noninterest expense | $591,000 | 2,613 |
| Pre-tax net operating income | $2,501,000 | 2,529 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $353,000 | 2,079 |
| Income before extraordinary items | $2,148,000 | 2,494 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,148,000 | 2,493 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,148,000 | 2,493 |
| Net charge-offs | $41,000 | 1,313 |
| Cash dividends | $495,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,148,000 | 2,534 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 2,174 |
| Total interest expense | $311,000 | 2,611 |
| Net interest income | $5,695,000 | 2,125 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $668,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $212,000 | 1,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,485 |
| Total noninterest expense | $4,717,000 | 2,067 |
| Salaries and employee benefits | $2,687,000 | 2,083 |
| Premises and equipment expense | $466,000 | 2,095 |
| Additional noninterest expense | $1,564,000 | 1,935 |
| Pre-tax net operating income | $1,646,000 | 2,451 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $230,000 | 2,017 |
| Income before extraordinary items | $1,416,000 | 2,425 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,416,000 | 2,425 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,416,000 | 2,425 |
| Net charge-offs | $36,000 | 1,102 |
| Cash dividends | $210,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,416,000 | 2,461 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 2,167 |
| Total interest expense | $148,000 | 2,646 |
| Net interest income | $2,757,000 | 2,124 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $254,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $102,000 | 1,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,872 |
| Total noninterest expense | $2,324,000 | 2,078 |
| Salaries and employee benefits | $1,337,000 | 2,087 |
| Premises and equipment expense | $236,000 | 2,105 |
| Additional noninterest expense | $751,000 | 1,980 |
| Pre-tax net operating income | $687,000 | 2,571 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $86,000 | 2,163 |
| Income before extraordinary items | $601,000 | 2,532 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $601,000 | 2,530 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $601,000 | 2,532 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $601,000 | 2,554 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,214,000 | 2,179 |
| Total interest expense | $809,000 | 2,509 |
| Net interest income | $11,405,000 | 2,112 |
| Provision for loan and lease losses | $416,000 | 1,181 |
| Total noninterest income | $2,823,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $351,000 | 2,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,472,000 | 1,692 |
| Total noninterest expense | $9,462,000 | 2,045 |
| Salaries and employee benefits | $5,234,000 | 2,110 |
| Premises and equipment expense | $974,000 | 2,070 |
| Additional noninterest expense | $3,254,000 | 1,867 |
| Pre-tax net operating income | $4,350,000 | 2,222 |
| Securities gains (losses) | $-36,000 | 4,527 |
| Applicable income taxes | $676,000 | 1,895 |
| Income before extraordinary items | $3,638,000 | 2,294 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,638,000 | 2,295 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,638,000 | 2,295 |
| Net charge-offs | $82,000 | 1,426 |
| Cash dividends | $1,100,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,668,240 | 2,254 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,858,000 | 2,272 |
| Total interest expense | $666,000 | 2,475 |
| Net interest income | $8,192,000 | 2,222 |
| Provision for loan and lease losses | $416,000 | 952 |
| Total noninterest income | $2,587,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $254,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,333,000 | 1,508 |
| Total noninterest expense | $6,998,000 | 2,080 |
| Salaries and employee benefits | $3,817,000 | 2,154 |
| Premises and equipment expense | $741,000 | 2,071 |
| Additional noninterest expense | $2,440,000 | 1,859 |
| Pre-tax net operating income | $3,365,000 | 2,276 |
| Securities gains (losses) | $-34,000 | 4,695 |
| Applicable income taxes | $528,000 | 1,943 |
| Income before extraordinary items | $2,803,000 | 2,353 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,803,000 | 2,352 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,803,000 | 2,353 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $800,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,831,560 | 2,313 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 2,317 |
| Total interest expense | $489,000 | 2,415 |
| Net interest income | $5,211,000 | 2,288 |
| Provision for loan and lease losses | $59,000 | 2,095 |
| Total noninterest income | $508,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $162,000 | 2,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,004 |
| Total noninterest expense | $4,576,000 | 2,102 |
| Salaries and employee benefits | $2,516,000 | 2,166 |
| Premises and equipment expense | $490,000 | 2,082 |
| Additional noninterest expense | $1,570,000 | 1,893 |
| Pre-tax net operating income | $1,084,000 | 3,160 |
| Securities gains (losses) | $2,000 | 1,698 |
| Applicable income taxes | $114,000 | 2,663 |
| Income before extraordinary items | $972,000 | 3,159 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $972,000 | 3,157 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $972,000 | 3,159 |
| Net charge-offs | $20,000 | 1,503 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $970,200 | 3,138 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 2,352 |
| Total interest expense | $286,000 | 2,242 |
| Net interest income | $2,480,000 | 2,346 |
| Provision for loan and lease losses | $37,000 | 1,916 |
| Total noninterest income | $255,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $80,000 | 2,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,972 |
| Total noninterest expense | $2,253,000 | 2,097 |
| Salaries and employee benefits | $1,239,000 | 2,177 |
| Premises and equipment expense | $256,000 | 2,040 |
| Additional noninterest expense | $758,000 | 1,910 |
| Pre-tax net operating income | $445,000 | 3,364 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $38,000 | 2,816 |
| Income before extraordinary items | $409,000 | 3,355 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $409,000 | 3,356 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $409,000 | 3,355 |
| Net charge-offs | $5,000 | 1,528 |
| Cash dividends | $100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $407,180 | 3,331 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,587,000 | 2,293 |
| Total interest expense | $1,414,000 | 2,476 |
| Net interest income | $10,173,000 | 2,229 |
| Provision for loan and lease losses | $596,000 | 2,076 |
| Total noninterest income | $1,075,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $317,000 | 2,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 2,730 |
| Total noninterest expense | $8,897,000 | 2,118 |
| Salaries and employee benefits | $5,014,000 | 2,154 |
| Premises and equipment expense | $937,000 | 2,115 |
| Additional noninterest expense | $2,946,000 | 1,938 |
| Pre-tax net operating income | $1,755,000 | 3,089 |
| Securities gains (losses) | $333,000 | 776 |
| Applicable income taxes | $266,000 | 2,383 |
| Income before extraordinary items | $1,822,000 | 2,938 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 2,937 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,822,000 | 2,938 |
| Net charge-offs | $47,000 | 2,427 |
| Cash dividends | $800,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,532,290 | 3,111 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 2,311 |
| Total interest expense | $1,079,000 | 2,538 |
| Net interest income | $7,639,000 | 2,226 |
| Provision for loan and lease losses | $531,000 | 1,916 |
| Total noninterest income | $633,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $229,000 | 2,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,044 |
| Total noninterest expense | $6,523,000 | 2,135 |
| Salaries and employee benefits | $3,616,000 | 2,181 |
| Premises and equipment expense | $672,000 | 2,171 |
| Additional noninterest expense | $2,235,000 | 1,905 |
| Pre-tax net operating income | $1,218,000 | 3,224 |
| Securities gains (losses) | $333,000 | 650 |
| Applicable income taxes | $199,000 | 2,390 |
| Income before extraordinary items | $1,352,000 | 2,971 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,352,000 | 2,970 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,352,000 | 2,971 |
| Net charge-offs | $35,000 | 2,235 |
| Cash dividends | $550,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,062,290 | 3,227 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,024,000 | 2,277 |
| Total interest expense | $733,000 | 2,591 |
| Net interest income | $5,291,000 | 2,168 |
| Provision for loan and lease losses | $486,000 | 1,636 |
| Total noninterest income | $407,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $160,000 | 2,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,100 |
| Total noninterest expense | $4,273,000 | 2,161 |
| Salaries and employee benefits | $2,373,000 | 2,202 |
| Premises and equipment expense | $429,000 | 2,233 |
| Additional noninterest expense | $1,471,000 | 1,909 |
| Pre-tax net operating income | $939,000 | 3,016 |
| Securities gains (losses) | $333,000 | 496 |
| Applicable income taxes | $191,000 | 2,104 |
| Income before extraordinary items | $1,081,000 | 2,707 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,081,000 | 2,706 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,081,000 | 2,707 |
| Net charge-offs | $-14,000 | 4,414 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $797,950 | 3,065 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 2,456 |
| Total interest expense | $381,000 | 2,678 |
| Net interest income | $2,284,000 | 2,375 |
| Provision for loan and lease losses | $88,000 | 2,099 |
| Total noninterest income | $201,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,110 |
| Total noninterest expense | $2,212,000 | 2,116 |
| Salaries and employee benefits | $1,178,000 | 2,230 |
| Premises and equipment expense | $210,000 | 2,276 |
| Additional noninterest expense | $824,000 | 1,783 |
| Pre-tax net operating income | $185,000 | 3,861 |
| Securities gains (losses) | $155,000 | 458 |
| Applicable income taxes | $32,000 | 2,664 |
| Income before extraordinary items | $308,000 | 3,255 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $308,000 | 3,255 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $308,000 | 3,256 |
| Net charge-offs | $-20,000 | 4,664 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $166,950 | 3,854 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 2,470 |
| Total interest expense | $1,499,000 | 2,744 |
| Net interest income | $9,211,000 | 2,387 |
| Provision for loan and lease losses | $390,000 | 1,702 |
| Total noninterest income | $1,055,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $386,000 | 2,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,720 |
| Total noninterest expense | $8,108,000 | 2,234 |
| Salaries and employee benefits | $4,608,000 | 2,217 |
| Premises and equipment expense | $780,000 | 2,384 |
| Additional noninterest expense | $2,720,000 | 2,081 |
| Pre-tax net operating income | $1,768,000 | 3,189 |
| Securities gains (losses) | $9,000 | 1,922 |
| Applicable income taxes | $212,000 | 2,593 |
| Income before extraordinary items | $1,565,000 | 3,215 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,565,000 | 3,215 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,565,000 | 3,216 |
| Net charge-offs | $230,000 | 1,563 |
| Cash dividends | $793,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,557,080 | 3,191 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 2,500 |
| Total interest expense | $1,135,000 | 2,752 |
| Net interest income | $6,881,000 | 2,427 |
| Provision for loan and lease losses | $300,000 | 1,600 |
| Total noninterest income | $586,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $290,000 | 2,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,306 |
| Total noninterest expense | $6,033,000 | 2,244 |
| Salaries and employee benefits | $3,506,000 | 2,213 |
| Premises and equipment expense | $570,000 | 2,434 |
| Additional noninterest expense | $1,957,000 | 2,148 |
| Pre-tax net operating income | $1,134,000 | 3,471 |
| Securities gains (losses) | $9,000 | 1,686 |
| Applicable income taxes | $117,000 | 2,853 |
| Income before extraordinary items | $1,026,000 | 3,454 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,026,000 | 3,454 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,026,000 | 3,454 |
| Net charge-offs | $217,000 | 1,235 |
| Cash dividends | $543,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,017,900 | 3,444 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 2,491 |
| Total interest expense | $753,000 | 2,754 |
| Net interest income | $4,615,000 | 2,423 |
| Provision for loan and lease losses | $210,000 | 1,506 |
| Total noninterest income | $369,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $192,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,411 |
| Total noninterest expense | $3,990,000 | 2,265 |
| Salaries and employee benefits | $2,337,000 | 2,221 |
| Premises and equipment expense | $363,000 | 2,500 |
| Additional noninterest expense | $1,290,000 | 2,175 |
| Pre-tax net operating income | $784,000 | 3,417 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $82,000 | 2,810 |
| Income before extraordinary items | $706,000 | 3,421 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $706,000 | 3,418 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $706,000 | 3,420 |
| Net charge-offs | $214,000 | 956 |
| Cash dividends | $343,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $702,400 | 3,402 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 2,516 |
| Total interest expense | $377,000 | 2,717 |
| Net interest income | $2,265,000 | 2,462 |
| Provision for loan and lease losses | $120,000 | 1,335 |
| Total noninterest income | $183,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $98,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,424 |
| Total noninterest expense | $1,971,000 | 2,294 |
| Salaries and employee benefits | $1,162,000 | 2,249 |
| Premises and equipment expense | $171,000 | 2,622 |
| Additional noninterest expense | $638,000 | 2,186 |
| Pre-tax net operating income | $357,000 | 3,548 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $33,000 | 2,909 |
| Income before extraordinary items | $324,000 | 3,518 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $324,000 | 3,516 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $324,000 | 3,517 |
| Net charge-offs | $212,000 | 598 |
| Cash dividends | $93,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $324,000 | 3,508 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,134,000 | 2,506 |
| Total interest expense | $846,000 | 3,185 |
| Net interest income | $9,288,000 | 2,384 |
| Provision for loan and lease losses | $105,000 | 3,013 |
| Total noninterest income | $792,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $439,000 | 2,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,493 |
| Total noninterest expense | $7,676,000 | 2,316 |
| Salaries and employee benefits | $4,480,000 | 2,273 |
| Premises and equipment expense | $704,000 | 2,561 |
| Additional noninterest expense | $2,492,000 | 2,228 |
| Pre-tax net operating income | $2,299,000 | 2,911 |
| Securities gains (losses) | $31,000 | 488 |
| Applicable income taxes | $322,000 | 2,337 |
| Income before extraordinary items | $2,008,000 | 2,937 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,008,000 | 2,936 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,008,000 | 2,936 |
| Net charge-offs | $395,000 | 1,117 |
| Cash dividends | $700,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,981,340 | 2,947 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,483,000 | 2,529 |
| Total interest expense | $607,000 | 3,178 |
| Net interest income | $6,876,000 | 2,414 |
| Provision for loan and lease losses | $105,000 | 2,550 |
| Total noninterest income | $603,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $333,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,505 |
| Total noninterest expense | $5,640,000 | 2,353 |
| Salaries and employee benefits | $3,257,000 | 2,323 |
| Premises and equipment expense | $523,000 | 2,593 |
| Additional noninterest expense | $1,860,000 | 2,231 |
| Pre-tax net operating income | $1,734,000 | 2,970 |
| Securities gains (losses) | $31,000 | 500 |
| Applicable income taxes | $245,000 | 2,383 |
| Income before extraordinary items | $1,520,000 | 2,966 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,520,000 | 2,964 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,520,000 | 2,965 |
| Net charge-offs | $392,000 | 833 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,493,340 | 2,989 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 2,539 |
| Total interest expense | $388,000 | 3,173 |
| Net interest income | $4,536,000 | 2,433 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $406,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $224,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,501 |
| Total noninterest expense | $3,668,000 | 2,401 |
| Salaries and employee benefits | $2,076,000 | 2,415 |
| Premises and equipment expense | $350,000 | 2,608 |
| Additional noninterest expense | $1,242,000 | 2,238 |
| Pre-tax net operating income | $1,184,000 | 2,891 |
| Securities gains (losses) | $10,000 | 602 |
| Applicable income taxes | $164,000 | 2,365 |
| Income before extraordinary items | $1,030,000 | 2,907 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,030,000 | 2,906 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,030,000 | 2,906 |
| Net charge-offs | $239,000 | 845 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,021,400 | 2,911 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 2,572 |
| Total interest expense | $188,000 | 3,181 |
| Net interest income | $2,216,000 | 2,475 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $202,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $114,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,521 |
| Total noninterest expense | $1,802,000 | 2,466 |
| Salaries and employee benefits | $1,028,000 | 2,453 |
| Premises and equipment expense | $169,000 | 2,709 |
| Additional noninterest expense | $605,000 | 2,262 |
| Pre-tax net operating income | $571,000 | 2,903 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $494,000 | 2,916 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $494,000 | 2,916 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $494,000 | 2,916 |
| Net charge-offs | $7,000 | 2,089 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $494,000 | 2,902 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 2,541 |
| Total interest expense | $631,000 | 3,306 |
| Net interest income | $8,926,000 | 2,429 |
| Provision for loan and lease losses | $90,000 | 3,158 |
| Total noninterest income | $871,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $480,000 | 2,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,485 |
| Total noninterest expense | $7,165,000 | 2,477 |
| Salaries and employee benefits | $3,962,000 | 2,488 |
| Premises and equipment expense | $696,000 | 2,669 |
| Additional noninterest expense | $2,507,000 | 2,247 |
| Pre-tax net operating income | $2,542,000 | 2,727 |
| Securities gains (losses) | $90,000 | 658 |
| Applicable income taxes | $596,000 | 2,289 |
| Income before extraordinary items | $2,036,000 | 2,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,036,000 | 2,668 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,036,000 | 2,669 |
| Net charge-offs | $82,000 | 2,613 |
| Cash dividends | $725,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,966,700 | 2,708 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 2,542 |
| Total interest expense | $482,000 | 3,274 |
| Net interest income | $6,684,000 | 2,433 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $664,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $369,000 | 2,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,502 |
| Total noninterest expense | $5,442,000 | 2,458 |
| Salaries and employee benefits | $3,066,000 | 2,440 |
| Premises and equipment expense | $511,000 | 2,730 |
| Additional noninterest expense | $1,865,000 | 2,262 |
| Pre-tax net operating income | $1,861,000 | 2,820 |
| Securities gains (losses) | $23,000 | 1,253 |
| Applicable income taxes | $395,000 | 2,268 |
| Income before extraordinary items | $1,489,000 | 2,875 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,489,000 | 2,874 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,489,000 | 2,875 |
| Net charge-offs | $1,000 | 3,697 |
| Cash dividends | $350,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,470,830 | 2,871 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 2,543 |
| Total interest expense | $324,000 | 3,230 |
| Net interest income | $4,426,000 | 2,436 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $451,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $248,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,455 |
| Total noninterest expense | $3,609,000 | 2,484 |
| Salaries and employee benefits | $2,042,000 | 2,453 |
| Premises and equipment expense | $339,000 | 2,749 |
| Additional noninterest expense | $1,228,000 | 2,281 |
| Pre-tax net operating income | $1,268,000 | 2,756 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $268,000 | 2,242 |
| Income before extraordinary items | $1,004,000 | 2,810 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,004,000 | 2,810 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,004,000 | 2,810 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $350,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,000,840 | 2,802 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 2,582 |
| Total interest expense | $157,000 | 3,281 |
| Net interest income | $2,161,000 | 2,480 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $225,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $123,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,444 |
| Total noninterest expense | $1,797,000 | 2,508 |
| Salaries and employee benefits | $1,013,000 | 2,500 |
| Premises and equipment expense | $164,000 | 2,840 |
| Additional noninterest expense | $620,000 | 2,256 |
| Pre-tax net operating income | $589,000 | 2,826 |
| Securities gains (losses) | $4,000 | 846 |
| Applicable income taxes | $119,000 | 2,307 |
| Income before extraordinary items | $474,000 | 2,840 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $474,000 | 2,840 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $474,000 | 2,840 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $470,800 | 2,839 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 2,676 |
| Total interest expense | $608,000 | 3,306 |
| Net interest income | $8,110,000 | 2,594 |
| Provision for loan and lease losses | $700,000 | 1,191 |
| Total noninterest income | $989,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $504,000 | 2,068 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $485,000 | 3,311 |
| Total noninterest expense | $6,684,000 | 2,651 |
| Salaries and employee benefits | $3,862,000 | 2,559 |
| Premises and equipment expense | $646,000 | 2,884 |
| Additional noninterest expense | $2,176,000 | 2,601 |
| Pre-tax net operating income | $1,715,000 | 3,318 |
| Securities gains (losses) | $31,000 | 2,135 |
| Applicable income taxes | $297,000 | 2,657 |
| Income before extraordinary items | $1,449,000 | 3,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,449,000 | 3,324 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,449,000 | 3,326 |
| Net charge-offs | $183,000 | 2,025 |
| Cash dividends | $600,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,423,270 | 3,322 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,393,000 | 2,732 |
| Total interest expense | $453,000 | 3,329 |
| Net interest income | $5,940,000 | 2,644 |
| Provision for loan and lease losses | $325,000 | 1,538 |
| Total noninterest income | $793,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $395,000 | 1,997 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $398,000 | 3,188 |
| Total noninterest expense | $4,977,000 | 2,653 |
| Salaries and employee benefits | $2,844,000 | 2,587 |
| Premises and equipment expense | $477,000 | 2,928 |
| Additional noninterest expense | $1,656,000 | 2,575 |
| Pre-tax net operating income | $1,431,000 | 3,178 |
| Securities gains (losses) | $30,000 | 2,103 |
| Applicable income taxes | $299,000 | 2,502 |
| Income before extraordinary items | $1,162,000 | 3,254 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,162,000 | 3,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,162,000 | 3,254 |
| Net charge-offs | $149,000 | 1,698 |
| Cash dividends | $325,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,138,000 | 3,231 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 2,765 |
| Total interest expense | $305,000 | 3,313 |
| Net interest income | $3,908,000 | 2,678 |
| Provision for loan and lease losses | $190,000 | 1,677 |
| Total noninterest income | $535,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $261,000 | 2,002 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,145 |
| Total noninterest expense | $3,298,000 | 2,676 |
| Salaries and employee benefits | $1,872,000 | 2,623 |
| Premises and equipment expense | $302,000 | 3,025 |
| Additional noninterest expense | $1,124,000 | 2,531 |
| Pre-tax net operating income | $955,000 | 3,164 |
| Securities gains (losses) | $11,000 | 2,212 |
| Applicable income taxes | $204,000 | 2,481 |
| Income before extraordinary items | $762,000 | 3,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $762,000 | 3,272 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $762,000 | 3,272 |
| Net charge-offs | $146,000 | 1,342 |
| Cash dividends | $325,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $753,310 | 3,232 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 2,776 |
| Total interest expense | $153,000 | 3,330 |
| Net interest income | $1,948,000 | 2,688 |
| Provision for loan and lease losses | $85,000 | 1,669 |
| Total noninterest income | $300,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $173,000 | 2,813 |
| Total noninterest expense | $1,615,000 | 2,719 |
| Salaries and employee benefits | $921,000 | 2,663 |
| Premises and equipment expense | $152,000 | 3,034 |
| Additional noninterest expense | $542,000 | 2,607 |
| Pre-tax net operating income | $548,000 | 2,876 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $113,000 | 2,361 |
| Income before extraordinary items | $435,000 | 2,975 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $435,000 | 2,974 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $435,000 | 2,975 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $435,000 | 2,916 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 2,863 |
| Total interest expense | $587,000 | 3,426 |
| Net interest income | $7,308,000 | 2,781 |
| Provision for loan and lease losses | $155,000 | 2,592 |
| Total noninterest income | $880,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $549,000 | 1,980 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $331,000 | 3,843 |
| Total noninterest expense | $6,139,000 | 2,820 |
| Salaries and employee benefits | $3,461,000 | 2,761 |
| Premises and equipment expense | $609,000 | 3,068 |
| Additional noninterest expense | $2,069,000 | 2,738 |
| Pre-tax net operating income | $1,894,000 | 3,111 |
| Securities gains (losses) | $209,000 | 724 |
| Applicable income taxes | $399,000 | 2,418 |
| Income before extraordinary items | $1,704,000 | 3,005 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,704,000 | 3,006 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,704,000 | 3,007 |
| Net charge-offs | $77,000 | 2,887 |
| Cash dividends | $675,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,534,710 | 3,137 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 2,897 |
| Total interest expense | $457,000 | 3,403 |
| Net interest income | $5,431,000 | 2,813 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $667,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $415,000 | 1,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 3,855 |
| Total noninterest expense | $4,522,000 | 2,867 |
| Salaries and employee benefits | $2,567,000 | 2,791 |
| Premises and equipment expense | $449,000 | 3,151 |
| Additional noninterest expense | $1,506,000 | 2,778 |
| Pre-tax net operating income | $1,496,000 | 3,075 |
| Securities gains (losses) | $209,000 | 625 |
| Applicable income taxes | $324,000 | 2,407 |
| Income before extraordinary items | $1,381,000 | 2,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,381,000 | 2,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,381,000 | 2,930 |
| Net charge-offs | $60,000 | 2,634 |
| Cash dividends | $325,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,211,710 | 3,104 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 2,883 |
| Total interest expense | $313,000 | 3,368 |
| Net interest income | $3,626,000 | 2,814 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $459,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $272,000 | 1,966 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,740 |
| Total noninterest expense | $2,977,000 | 2,901 |
| Salaries and employee benefits | $1,708,000 | 2,809 |
| Premises and equipment expense | $297,000 | 3,194 |
| Additional noninterest expense | $972,000 | 2,870 |
| Pre-tax net operating income | $1,108,000 | 2,888 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $204,000 | 2,469 |
| Income before extraordinary items | $904,000 | 2,932 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $904,000 | 2,932 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $904,000 | 2,934 |
| Net charge-offs | $31,000 | 2,665 |
| Cash dividends | $325,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $904,000 | 2,878 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 2,891 |
| Total interest expense | $153,000 | 3,437 |
| Net interest income | $1,815,000 | 2,807 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $239,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $144,000 | 1,876 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $95,000 | 3,676 |
| Total noninterest expense | $1,503,000 | 2,896 |
| Salaries and employee benefits | $869,000 | 2,802 |
| Premises and equipment expense | $149,000 | 3,208 |
| Additional noninterest expense | $485,000 | 2,850 |
| Pre-tax net operating income | $551,000 | 2,850 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $103,000 | 2,418 |
| Income before extraordinary items | $448,000 | 2,924 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $448,000 | 2,927 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $448,000 | 2,927 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $448,000 | 2,848 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,734,000 | 2,946 |
| Total interest expense | $585,000 | 3,691 |
| Net interest income | $7,149,000 | 2,842 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $1,002,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $520,000 | 2,225 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $482,000 | 3,316 |
| Total noninterest expense | $5,948,000 | 2,936 |
| Salaries and employee benefits | $3,360,000 | 2,842 |
| Premises and equipment expense | $665,000 | 3,010 |
| Additional noninterest expense | $1,923,000 | 2,979 |
| Pre-tax net operating income | $2,143,000 | 2,865 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $408,000 | 2,395 |
| Income before extraordinary items | $1,735,000 | 2,965 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,735,000 | 2,964 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,735,000 | 2,965 |
| Net charge-offs | $95,000 | 3,228 |
| Cash dividends | $675,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,735,000 | 2,922 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 2,987 |
| Total interest expense | $444,000 | 3,721 |
| Net interest income | $5,307,000 | 2,896 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $694,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $378,000 | 2,286 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $316,000 | 3,557 |
| Total noninterest expense | $4,381,000 | 2,987 |
| Salaries and employee benefits | $2,467,000 | 2,898 |
| Premises and equipment expense | $500,000 | 3,038 |
| Additional noninterest expense | $1,414,000 | 3,020 |
| Pre-tax net operating income | $1,620,000 | 2,893 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $307,000 | 2,453 |
| Income before extraordinary items | $1,313,000 | 2,982 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,313,000 | 2,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,313,000 | 2,983 |
| Net charge-offs | $63,000 | 3,085 |
| Cash dividends | $325,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,313,000 | 2,926 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 3,009 |
| Total interest expense | $300,000 | 3,732 |
| Net interest income | $3,505,000 | 2,915 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $458,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $243,000 | 2,322 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $215,000 | 3,515 |
| Total noninterest expense | $2,883,000 | 3,024 |
| Salaries and employee benefits | $1,630,000 | 2,941 |
| Premises and equipment expense | $326,000 | 3,104 |
| Additional noninterest expense | $927,000 | 3,072 |
| Pre-tax net operating income | $1,080,000 | 2,821 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $204,000 | 2,400 |
| Income before extraordinary items | $876,000 | 2,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $876,000 | 2,916 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $876,000 | 2,916 |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $325,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $876,000 | 2,851 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 3,027 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,751,000 | 2,925 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $237,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $118,000 | 3,331 |
| Total noninterest expense | $1,423,000 | 3,079 |
| Salaries and employee benefits | $800,000 | 2,996 |
| Premises and equipment expense | $162,000 | 3,175 |
| Additional noninterest expense | $461,000 | 3,082 |
| Pre-tax net operating income | $565,000 | 2,683 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $110,000 | 2,275 |
| Income before extraordinary items | $455,000 | 2,756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $455,000 | 2,759 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $455,000 | 2,759 |
| Net charge-offs | $45,000 | 1,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $455,000 | 2,711 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 3,170 |
| Total interest expense | $671,000 | 3,846 |
| Net interest income | $6,555,000 | 3,045 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $713,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $474,000 | 2,492 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $239,000 | 4,371 |
| Total noninterest expense | $5,425,000 | 3,208 |
| Salaries and employee benefits | $3,008,000 | 3,106 |
| Premises and equipment expense | $678,000 | 3,027 |
| Additional noninterest expense | $1,739,000 | 3,286 |
| Pre-tax net operating income | $1,793,000 | 3,069 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $324,000 | 2,556 |
| Income before extraordinary items | $1,469,000 | 3,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,469,000 | 3,198 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,469,000 | 3,199 |
| Net charge-offs | $72,000 | 4,062 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,469,000 | 3,139 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,255 |
| Total interest expense | $518,000 | 3,863 |
| Net interest income | $4,774,000 | 3,139 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $548,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $354,000 | 2,510 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $194,000 | 4,345 |
| Total noninterest expense | $4,074,000 | 3,216 |
| Salaries and employee benefits | $2,225,000 | 3,157 |
| Premises and equipment expense | $509,000 | 3,065 |
| Additional noninterest expense | $1,340,000 | 3,234 |
| Pre-tax net operating income | $1,248,000 | 3,291 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $312,000 | 2,400 |
| Income before extraordinary items | $936,000 | 3,548 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $936,000 | 3,550 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $936,000 | 3,552 |
| Net charge-offs | $70,000 | 3,601 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $936,000 | 3,466 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 3,302 |
| Total interest expense | $356,000 | 3,853 |
| Net interest income | $3,124,000 | 3,191 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $431,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $235,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $196,000 | 3,818 |
| Total noninterest expense | $2,685,000 | 3,242 |
| Salaries and employee benefits | $1,464,000 | 3,200 |
| Premises and equipment expense | $343,000 | 3,035 |
| Additional noninterest expense | $878,000 | 3,267 |
| Pre-tax net operating income | $870,000 | 3,175 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $218,000 | 2,347 |
| Income before extraordinary items | $652,000 | 3,450 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $652,000 | 3,451 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $652,000 | 3,453 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $652,000 | 3,358 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 3,343 |
| Total interest expense | $178,000 | 3,952 |
| Net interest income | $1,551,000 | 3,215 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $214,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $117,000 | 2,482 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 3,800 |
| Total noninterest expense | $1,335,000 | 3,284 |
| Salaries and employee benefits | $729,000 | 3,229 |
| Premises and equipment expense | $174,000 | 3,031 |
| Additional noninterest expense | $432,000 | 3,325 |
| Pre-tax net operating income | $430,000 | 3,168 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $108,000 | 2,323 |
| Income before extraordinary items | $322,000 | 3,442 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $322,000 | 3,442 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $322,000 | 3,444 |
| Net charge-offs | $-35,000 | 6,617 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $322,000 | 3,340 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,745,000 | 3,198 |
| Total interest expense | $877,000 | 3,924 |
| Net interest income | $6,868,000 | 3,030 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $830,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $486,000 | 2,549 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $344,000 | 3,852 |
| Total noninterest expense | $5,256,000 | 3,339 |
| Salaries and employee benefits | $2,770,000 | 3,311 |
| Premises and equipment expense | $705,000 | 3,002 |
| Additional noninterest expense | $1,781,000 | 3,370 |
| Pre-tax net operating income | $2,142,000 | 2,685 |
| Securities gains (losses) | $155,000 | 1,911 |
| Applicable income taxes | $503,000 | 2,175 |
| Income before extraordinary items | $1,794,000 | 2,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,794,000 | 2,793 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,794,000 | 2,792 |
| Net charge-offs | $362,000 | 3,061 |
| Cash dividends | $950,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,673,100 | 2,794 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 3,205 |
| Total interest expense | $691,000 | 3,925 |
| Net interest income | $5,213,000 | 3,044 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $611,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $358,000 | 2,607 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,924 |
| Total noninterest expense | $3,933,000 | 3,372 |
| Salaries and employee benefits | $2,029,000 | 3,385 |
| Premises and equipment expense | $530,000 | 3,031 |
| Additional noninterest expense | $1,374,000 | 3,333 |
| Pre-tax net operating income | $1,666,000 | 2,688 |
| Securities gains (losses) | $155,000 | 1,639 |
| Applicable income taxes | $457,000 | 2,035 |
| Income before extraordinary items | $1,364,000 | 2,816 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,364,000 | 2,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,364,000 | 2,816 |
| Net charge-offs | $189,000 | 3,365 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,247,750 | 2,842 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 3,239 |
| Total interest expense | $467,000 | 3,986 |
| Net interest income | $3,464,000 | 3,061 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $413,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $235,000 | 2,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $178,000 | 3,828 |
| Total noninterest expense | $2,618,000 | 3,399 |
| Salaries and employee benefits | $1,332,000 | 3,441 |
| Premises and equipment expense | $348,000 | 3,065 |
| Additional noninterest expense | $938,000 | 3,290 |
| Pre-tax net operating income | $1,109,000 | 2,662 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $277,000 | 2,138 |
| Income before extraordinary items | $832,000 | 2,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $832,000 | 2,955 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $832,000 | 2,955 |
| Net charge-offs | $192,000 | 2,804 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $832,000 | 2,813 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 3,320 |
| Total interest expense | $229,000 | 4,133 |
| Net interest income | $1,699,000 | 3,129 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $209,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $125,000 | 2,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 3,962 |
| Total noninterest expense | $1,317,000 | 3,392 |
| Salaries and employee benefits | $674,000 | 3,442 |
| Premises and equipment expense | $175,000 | 3,083 |
| Additional noninterest expense | $468,000 | 3,255 |
| Pre-tax net operating income | $516,000 | 2,819 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $130,000 | 2,184 |
| Income before extraordinary items | $386,000 | 3,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $386,000 | 3,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $386,000 | 3,147 |
| Net charge-offs | $116,000 | 2,324 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $386,000 | 2,988 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 3,346 |
| Total interest expense | $1,068,000 | 4,253 |
| Net interest income | $6,874,000 | 3,117 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $914,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $555,000 | 2,369 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $359,000 | 3,589 |
| Total noninterest expense | $5,364,000 | 3,350 |
| Salaries and employee benefits | $2,986,000 | 3,126 |
| Premises and equipment expense | $691,000 | 3,233 |
| Additional noninterest expense | $1,687,000 | 3,575 |
| Pre-tax net operating income | $2,424,000 | 2,172 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $560,000 | 1,925 |
| Income before extraordinary items | $1,864,000 | 2,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,864,000 | 2,390 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,864,000 | 2,391 |
| Net charge-offs | $198,000 | 4,301 |
| Cash dividends | $650,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,864,000 | 2,308 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 3,363 |
| Total interest expense | $832,000 | 4,275 |
| Net interest income | $5,173,000 | 3,123 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $659,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $417,000 | 2,384 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $242,000 | 3,803 |
| Total noninterest expense | $3,917,000 | 3,421 |
| Salaries and employee benefits | $2,129,000 | 3,251 |
| Premises and equipment expense | $502,000 | 3,338 |
| Additional noninterest expense | $1,286,000 | 3,517 |
| Pre-tax net operating income | $1,915,000 | 2,150 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $479,000 | 1,770 |
| Income before extraordinary items | $1,436,000 | 2,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,436,000 | 2,412 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,436,000 | 2,412 |
| Net charge-offs | $127,000 | 4,181 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,436,000 | 2,301 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 3,424 |
| Total interest expense | $578,000 | 4,277 |
| Net interest income | $3,382,000 | 3,185 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $437,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $280,000 | 2,346 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 3,860 |
| Total noninterest expense | $2,600,000 | 3,473 |
| Salaries and employee benefits | $1,380,000 | 3,340 |
| Premises and equipment expense | $337,000 | 3,356 |
| Additional noninterest expense | $883,000 | 3,505 |
| Pre-tax net operating income | $1,219,000 | 2,203 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $305,000 | 1,776 |
| Income before extraordinary items | $914,000 | 2,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $914,000 | 2,436 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $914,000 | 2,436 |
| Net charge-offs | $126,000 | 3,608 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $914,000 | 2,344 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 3,495 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $1,649,000 | 3,239 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $206,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $137,000 | 2,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $1,272,000 | 3,530 |
| Salaries and employee benefits | $666,000 | 3,453 |
| Premises and equipment expense | $169,000 | 3,407 |
| Additional noninterest expense | $437,000 | 3,525 |
| Pre-tax net operating income | $583,000 | 2,279 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $146,000 | 1,817 |
| Income before extraordinary items | $437,000 | 2,486 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $437,000 | 2,485 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $437,000 | 2,486 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $437,000 | 2,441 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,057,000 | 3,534 |
| Total interest expense | $1,609,000 | 4,094 |
| Net interest income | $6,448,000 | 3,286 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $1,040,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $768,000 | 1,900 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $272,000 | 4,102 |
| Total noninterest expense | $5,192,000 | 3,503 |
| Salaries and employee benefits | $2,619,000 | 3,466 |
| Premises and equipment expense | $687,000 | 3,351 |
| Additional noninterest expense | $1,886,000 | 3,408 |
| Pre-tax net operating income | $1,696,000 | 2,529 |
| Securities gains (losses) | $480,000 | 923 |
| Applicable income taxes | $563,000 | 1,768 |
| Income before extraordinary items | $1,613,000 | 2,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,613,000 | 2,385 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,613,000 | 2,388 |
| Net charge-offs | $145,000 | 5,086 |
| Cash dividends | $555,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,257,800 | 2,714 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 3,584 |
| Total interest expense | $1,301,000 | 4,061 |
| Net interest income | $4,772,000 | 3,373 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $761,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $589,000 | 1,918 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $172,000 | 4,432 |
| Total noninterest expense | $3,922,000 | 3,485 |
| Salaries and employee benefits | $1,967,000 | 3,482 |
| Premises and equipment expense | $517,000 | 3,390 |
| Additional noninterest expense | $1,438,000 | 3,352 |
| Pre-tax net operating income | $1,161,000 | 2,845 |
| Securities gains (losses) | $480,000 | 767 |
| Applicable income taxes | $411,000 | 1,854 |
| Income before extraordinary items | $1,230,000 | 2,502 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,230,000 | 2,499 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,230,000 | 2,503 |
| Net charge-offs | $69,000 | 5,267 |
| Cash dividends | $275,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $870,000 | 3,013 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 3,610 |
| Total interest expense | $946,000 | 3,944 |
| Net interest income | $3,124,000 | 3,428 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $500,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $388,000 | 1,946 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $112,000 | 4,452 |
| Total noninterest expense | $2,670,000 | 3,425 |
| Salaries and employee benefits | $1,317,000 | 3,498 |
| Premises and equipment expense | $345,000 | 3,419 |
| Additional noninterest expense | $1,008,000 | 3,186 |
| Pre-tax net operating income | $654,000 | 3,162 |
| Securities gains (losses) | $480,000 | 496 |
| Applicable income taxes | $284,000 | 1,794 |
| Income before extraordinary items | $850,000 | 2,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $850,000 | 2,398 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $850,000 | 2,401 |
| Net charge-offs | $59,000 | 4,734 |
| Cash dividends | $275,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $490,000 | 3,336 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 3,602 |
| Total interest expense | $507,000 | 3,889 |
| Net interest income | $1,578,000 | 3,418 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $269,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $192,000 | 1,938 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $1,411,000 | 3,311 |
| Salaries and employee benefits | $658,000 | 3,555 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $584,000 | 2,769 |
| Pre-tax net operating income | $286,000 | 3,435 |
| Securities gains (losses) | $335,000 | 351 |
| Applicable income taxes | $155,000 | 1,706 |
| Income before extraordinary items | $466,000 | 2,267 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $466,000 | 2,266 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $466,000 | 2,267 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $214,750 | 3,632 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,600,000 | 3,630 |
| Total interest expense | $2,338,000 | 4,068 |
| Net interest income | $6,262,000 | 3,344 |
| Provision for loan and lease losses | $480,000 | 4,597 |
| Total noninterest income | $1,000,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $797,000 | 2,049 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $203,000 | 4,609 |
| Total noninterest expense | $5,124,000 | 3,613 |
| Salaries and employee benefits | $2,498,000 | 3,684 |
| Premises and equipment expense | $666,000 | 3,601 |
| Additional noninterest expense | $1,960,000 | 3,365 |
| Pre-tax net operating income | $1,658,000 | 2,214 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $398,000 | 1,768 |
| Income before extraordinary items | $1,260,000 | 2,395 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,260,000 | 2,393 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,260,000 | 2,394 |
| Net charge-offs | $1,000 | 7,192 |
| Cash dividends | $550,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,260,000 | 2,352 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 3,688 |
| Total interest expense | $1,788,000 | 4,147 |
| Net interest income | $4,649,000 | 3,373 |
| Provision for loan and lease losses | $380,000 | 4,250 |
| Total noninterest income | $806,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $577,000 | 2,108 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $229,000 | 4,056 |
| Total noninterest expense | $3,715,000 | 3,725 |
| Salaries and employee benefits | $1,846,000 | 3,765 |
| Premises and equipment expense | $497,000 | 3,642 |
| Additional noninterest expense | $1,372,000 | 3,508 |
| Pre-tax net operating income | $1,360,000 | 2,222 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $303,000 | 1,915 |
| Income before extraordinary items | $1,057,000 | 2,396 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,057,000 | 2,394 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,057,000 | 2,397 |
| Net charge-offs | $60,000 | 5,538 |
| Cash dividends | $275,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,057,000 | 2,343 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 3,778 |
| Total interest expense | $1,222,000 | 4,197 |
| Net interest income | $2,974,000 | 3,484 |
| Provision for loan and lease losses | $230,000 | 4,141 |
| Total noninterest income | $531,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $366,000 | 2,167 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $165,000 | 3,955 |
| Total noninterest expense | $2,468,000 | 3,765 |
| Salaries and employee benefits | $1,248,000 | 3,771 |
| Premises and equipment expense | $333,000 | 3,645 |
| Additional noninterest expense | $887,000 | 3,589 |
| Pre-tax net operating income | $807,000 | 2,508 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $168,000 | 2,148 |
| Income before extraordinary items | $639,000 | 2,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 2,654 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $639,000 | 2,656 |
| Net charge-offs | $61,000 | 4,739 |
| Cash dividends | $275,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $639,000 | 2,572 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 3,841 |
| Total interest expense | $626,000 | 4,251 |
| Net interest income | $1,444,000 | 3,563 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $290,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $186,000 | 2,090 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $104,000 | 3,605 |
| Total noninterest expense | $1,194,000 | 3,776 |
| Salaries and employee benefits | $623,000 | 3,807 |
| Premises and equipment expense | $167,000 | 3,685 |
| Additional noninterest expense | $404,000 | 3,555 |
| Pre-tax net operating income | $445,000 | 2,586 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $99,000 | 2,195 |
| Income before extraordinary items | $346,000 | 2,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 2,842 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $346,000 | 2,844 |
| Net charge-offs | $61,000 | 3,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $346,000 | 2,708 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,474,000 | 3,973 |
| Total interest expense | $3,164,000 | 4,099 |
| Net interest income | $5,310,000 | 3,783 |
| Provision for loan and lease losses | $225,000 | 5,063 |
| Total noninterest income | $1,113,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $815,000 | 2,095 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $298,000 | 4,113 |
| Total noninterest expense | $4,293,000 | 4,024 |
| Salaries and employee benefits | $2,246,000 | 4,095 |
| Premises and equipment expense | $671,000 | 3,611 |
| Additional noninterest expense | $1,376,000 | 3,858 |
| Pre-tax net operating income | $1,905,000 | 2,549 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $431,000 | 1,998 |
| Income before extraordinary items | $1,474,000 | 2,547 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,474,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 3,356 |
| Cash dividends | $575,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,474,000 | 2,690 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 4,034 |
| Total interest expense | $2,515,000 | 4,065 |
| Net interest income | $3,838,000 | 3,900 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $845,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $620,000 | 2,083 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $225,000 | 4,204 |
| Total noninterest expense | $3,131,000 | 4,096 |
| Salaries and employee benefits | $1,641,000 | 4,192 |
| Premises and equipment expense | $236,000 | 5,701 |
| Additional noninterest expense | $1,254,000 | 3,259 |
| Pre-tax net operating income | $1,402,000 | 2,982 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $311,000 | 2,421 |
| Income before extraordinary items | $1,091,000 | 2,928 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,091,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,561 |
| Cash dividends | $275,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,091,000 | 3,080 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 4,053 |
| Total interest expense | $1,773,000 | 4,056 |
| Net interest income | $2,515,000 | 3,955 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $573,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $412,000 | 2,051 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $161,000 | 4,185 |
| Total noninterest expense | $2,052,000 | 4,165 |
| Salaries and employee benefits | $1,088,000 | 4,238 |
| Premises and equipment expense | $314,000 | 3,830 |
| Additional noninterest expense | $650,000 | 3,926 |
| Pre-tax net operating income | $956,000 | 3,038 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $215,000 | 2,593 |
| Income before extraordinary items | $741,000 | 3,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $741,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,771 |
| Cash dividends | $275,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $741,000 | 3,160 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 4,139 |
| Total interest expense | $943,000 | 4,054 |
| Net interest income | $1,194,000 | 4,119 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $295,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,992 |
| Total noninterest expense | $994,000 | 4,250 |
| Salaries and employee benefits | $539,000 | 4,284 |
| Premises and equipment expense | $156,000 | 3,860 |
| Additional noninterest expense | $299,000 | 4,131 |
| Pre-tax net operating income | $475,000 | 3,178 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $106,000 | 2,723 |
| Income before extraordinary items | $369,000 | 3,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $369,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,860 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $369,000 | 3,265 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 4,531 |
| Total interest expense | $3,116,000 | 4,682 |
| Net interest income | $4,436,000 | 4,329 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $1,109,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $817,000 | 2,099 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $292,000 | 4,293 |
| Total noninterest expense | $3,981,000 | 4,136 |
| Salaries and employee benefits | $2,126,000 | 4,188 |
| Premises and equipment expense | $649,000 | 3,639 |
| Additional noninterest expense | $1,206,000 | 4,060 |
| Pre-tax net operating income | $1,539,000 | 3,859 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $317,000 | 3,322 |
| Income before extraordinary items | $1,222,000 | 3,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,222,000 | 3,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,150 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,222,000 | 3,897 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 4,656 |
| Total interest expense | $2,153,000 | 4,928 |
| Net interest income | $3,298,000 | 4,379 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $824,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $601,000 | 2,105 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $223,000 | 4,284 |
| Total noninterest expense | $2,970,000 | 4,132 |
| Salaries and employee benefits | $1,594,000 | 4,189 |
| Premises and equipment expense | $477,000 | 3,678 |
| Additional noninterest expense | $899,000 | 4,015 |
| Pre-tax net operating income | $1,152,000 | 4,040 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $243,000 | 3,456 |
| Income before extraordinary items | $909,000 | 4,097 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $909,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,698 |
| Cash dividends | $275,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $909,000 | 4,084 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 4,795 |
| Total interest expense | $1,297,000 | 5,189 |
| Net interest income | $2,166,000 | 4,449 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $540,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $393,000 | 2,152 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $2,005,000 | 4,117 |
| Salaries and employee benefits | $1,063,000 | 4,221 |
| Premises and equipment expense | $332,000 | 3,585 |
| Additional noninterest expense | $610,000 | 3,966 |
| Pre-tax net operating income | $701,000 | 4,310 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $145,000 | 3,698 |
| Income before extraordinary items | $556,000 | 4,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $556,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $275,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $556,000 | 4,321 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 4,952 |
| Total interest expense | $608,000 | 5,348 |
| Net interest income | $1,035,000 | 4,586 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $260,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $192,000 | 2,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $68,000 | 4,516 |
| Total noninterest expense | $987,000 | 4,189 |
| Salaries and employee benefits | $525,000 | 4,276 |
| Premises and equipment expense | $164,000 | 3,633 |
| Additional noninterest expense | $298,000 | 3,993 |
| Pre-tax net operating income | $308,000 | 4,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $59,000 | 3,933 |
| Income before extraordinary items | $249,000 | 4,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,137 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $249,000 | 4,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 4,779 |
| Total interest expense | $2,241,000 | 5,108 |
| Net interest income | $4,213,000 | 4,515 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,144,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $863,000 | 1,990 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 4,434 |
| Total noninterest expense | $3,929,000 | 4,051 |
| Salaries and employee benefits | $1,997,000 | 4,268 |
| Premises and equipment expense | $647,000 | 3,555 |
| Additional noninterest expense | $1,285,000 | 3,730 |
| Pre-tax net operating income | $1,428,000 | 4,401 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $323,000 | 3,709 |
| Income before extraordinary items | $1,105,000 | 4,476 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,105,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $550,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,105,000 | 4,464 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 4,815 |
| Total interest expense | $1,639,000 | 5,103 |
| Net interest income | $3,128,000 | 4,582 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $860,000 | 3,236 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $653,000 | 1,965 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,463 |
| Total noninterest expense | $2,911,000 | 4,063 |
| Salaries and employee benefits | $1,473,000 | 4,298 |
| Premises and equipment expense | $491,000 | 3,520 |
| Additional noninterest expense | $947,000 | 3,774 |
| Pre-tax net operating income | $1,077,000 | 4,565 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $232,000 | 3,946 |
| Income before extraordinary items | $845,000 | 4,572 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $845,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $845,000 | 4,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 4,847 |
| Total interest expense | $1,045,000 | 5,118 |
| Net interest income | $2,054,000 | 4,640 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $571,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $436,000 | 1,950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $1,908,000 | 4,128 |
| Salaries and employee benefits | $976,000 | 4,340 |
| Premises and equipment expense | $317,000 | 3,616 |
| Additional noninterest expense | $615,000 | 3,834 |
| Pre-tax net operating income | $717,000 | 4,576 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $158,000 | 3,934 |
| Income before extraordinary items | $559,000 | 4,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $559,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $275,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $559,000 | 4,599 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 4,891 |
| Total interest expense | $508,000 | 5,077 |
| Net interest income | $994,000 | 4,734 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $279,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $213,000 | 1,940 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $937,000 | 4,190 |
| Salaries and employee benefits | $482,000 | 4,395 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $302,000 | 3,867 |
| Pre-tax net operating income | $336,000 | 4,683 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $266,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $266,000 | 4,694 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 4,668 |
| Total interest expense | $1,916,000 | 4,555 |
| Net interest income | $3,936,000 | 4,674 |
| Provision for loan and lease losses | $260,000 | 3,084 |
| Total noninterest income | $1,034,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $753,000 | 2,218 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $3,705,000 | 4,103 |
| Salaries and employee benefits | $1,891,000 | 4,298 |
| Premises and equipment expense | $642,000 | 3,452 |
| Additional noninterest expense | $1,172,000 | 3,924 |
| Pre-tax net operating income | $1,005,000 | 5,348 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $185,000 | 4,764 |
| Income before extraordinary items | $820,000 | 5,292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $820,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,559 |
| Cash dividends | $525,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $820,000 | 5,266 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 4,649 |
| Total interest expense | $1,427,000 | 4,447 |
| Net interest income | $2,957,000 | 4,693 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $772,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $547,000 | 2,272 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $225,000 | 4,353 |
| Total noninterest expense | $2,782,000 | 4,064 |
| Salaries and employee benefits | $1,426,000 | 4,250 |
| Premises and equipment expense | $445,000 | 3,685 |
| Additional noninterest expense | $911,000 | 3,770 |
| Pre-tax net operating income | $752,000 | 5,495 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $129,000 | 4,992 |
| Income before extraordinary items | $623,000 | 5,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $623,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $623,000 | 5,327 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 4,539 |
| Total interest expense | $934,000 | 4,339 |
| Net interest income | $2,031,000 | 4,566 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $473,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $318,000 | 2,507 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $155,000 | 4,242 |
| Total noninterest expense | $1,873,000 | 4,015 |
| Salaries and employee benefits | $944,000 | 4,258 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $627,000 | 3,667 |
| Pre-tax net operating income | $511,000 | 5,433 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $421,000 | 5,317 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $421,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $421,000 | 5,276 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,505 |
| Total interest expense | $465,000 | 4,235 |
| Net interest income | $1,029,000 | 4,527 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $207,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $154,000 | 2,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $921,000 | 4,084 |
| Salaries and employee benefits | $469,000 | 4,293 |
| Premises and equipment expense | $142,000 | 3,794 |
| Additional noninterest expense | $310,000 | 3,714 |
| Pre-tax net operating income | $255,000 | 5,412 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $45,000 | 4,902 |
| Income before extraordinary items | $210,000 | 5,300 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $210,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $210,000 | 5,266 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 4,545 |
| Total interest expense | $1,622,000 | 4,293 |
| Net interest income | $3,873,000 | 4,583 |
| Provision for loan and lease losses | $132,000 | 4,466 |
| Total noninterest income | $957,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $659,000 | 2,512 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $298,000 | 4,284 |
| Total noninterest expense | $3,736,000 | 3,959 |
| Salaries and employee benefits | $1,823,000 | 4,296 |
| Premises and equipment expense | $667,000 | 3,249 |
| Additional noninterest expense | $1,246,000 | 3,636 |
| Pre-tax net operating income | $962,000 | 5,337 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $182,000 | 4,871 |
| Income before extraordinary items | $780,000 | 5,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $780,000 | 5,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,396 |
| Cash dividends | $550,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $780,000 | 5,247 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 4,613 |
| Total interest expense | $1,150,000 | 4,413 |
| Net interest income | $2,854,000 | 4,643 |
| Provision for loan and lease losses | $132,000 | 3,832 |
| Total noninterest income | $775,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $495,000 | 2,521 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $280,000 | 3,858 |
| Total noninterest expense | $2,761,000 | 3,972 |
| Salaries and employee benefits | $1,387,000 | 4,220 |
| Premises and equipment expense | $480,000 | 3,367 |
| Additional noninterest expense | $894,000 | 3,744 |
| Pre-tax net operating income | $736,000 | 5,393 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $147,000 | 4,877 |
| Income before extraordinary items | $589,000 | 5,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $589,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,451 |
| Cash dividends | $275,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $589,000 | 5,322 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 4,660 |
| Total interest expense | $744,000 | 4,501 |
| Net interest income | $1,891,000 | 4,658 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $532,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $337,000 | 2,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $195,000 | 3,789 |
| Total noninterest expense | $1,844,000 | 3,994 |
| Salaries and employee benefits | $920,000 | 4,241 |
| Premises and equipment expense | $332,000 | 3,268 |
| Additional noninterest expense | $592,000 | 3,786 |
| Pre-tax net operating income | $489,000 | 5,364 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $101,000 | 4,830 |
| Income before extraordinary items | $388,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $275,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $388,000 | 5,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,590 |
| Total interest expense | $373,000 | 4,521 |
| Net interest income | $982,000 | 4,544 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $245,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 2,349 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $919,000 | 4,024 |
| Salaries and employee benefits | $465,000 | 4,243 |
| Premises and equipment expense | $172,000 | 3,205 |
| Additional noninterest expense | $282,000 | 3,931 |
| Pre-tax net operating income | $263,000 | 5,139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $205,000 | 5,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $205,000 | 5,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 4,499 |
| Total interest expense | $1,607,000 | 4,682 |
| Net interest income | $4,001,000 | 4,363 |
| Provision for loan and lease losses | $174,000 | 4,337 |
| Total noninterest income | $1,036,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $701,000 | 2,348 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $335,000 | 4,287 |
| Total noninterest expense | $3,627,000 | 3,991 |
| Salaries and employee benefits | $1,854,000 | 4,168 |
| Premises and equipment expense | $628,000 | 3,399 |
| Additional noninterest expense | $1,145,000 | 3,870 |
| Pre-tax net operating income | $1,236,000 | 4,613 |
| Securities gains (losses) | $65,000 | 2,278 |
| Applicable income taxes | $344,000 | 4,067 |
| Income before extraordinary items | $957,000 | 4,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $957,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,718 |
| Cash dividends | $1,885,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $908,900 | 4,753 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 4,529 |
| Total interest expense | $1,222,000 | 4,758 |
| Net interest income | $3,026,000 | 4,363 |
| Provision for loan and lease losses | $144,000 | 3,991 |
| Total noninterest income | $817,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $522,000 | 2,380 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 4,072 |
| Total noninterest expense | $2,805,000 | 3,889 |
| Salaries and employee benefits | $1,407,000 | 4,139 |
| Premises and equipment expense | $456,000 | 3,483 |
| Additional noninterest expense | $942,000 | 3,567 |
| Pre-tax net operating income | $894,000 | 4,847 |
| Securities gains (losses) | $65,000 | 2,100 |
| Applicable income taxes | $260,000 | 4,200 |
| Income before extraordinary items | $699,000 | 4,997 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $699,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $1,610,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $651,550 | 4,994 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,484 |
| Total interest expense | $830,000 | 4,827 |
| Net interest income | $2,070,000 | 4,294 |
| Provision for loan and lease losses | $113,000 | 3,672 |
| Total noninterest income | $529,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $345,000 | 2,372 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $184,000 | 4,181 |
| Total noninterest expense | $1,824,000 | 3,953 |
| Salaries and employee benefits | $941,000 | 4,109 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $759,000 | 3,007 |
| Pre-tax net operating income | $662,000 | 4,579 |
| Securities gains (losses) | $65,000 | 1,837 |
| Applicable income taxes | $207,000 | 3,888 |
| Income before extraordinary items | $520,000 | 4,694 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $520,000 | 4,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,076 |
| Cash dividends | $1,610,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $473,200 | 4,734 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,474 |
| Total interest expense | $424,000 | 4,863 |
| Net interest income | $1,047,000 | 4,260 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $257,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $172,000 | 2,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 4,228 |
| Total noninterest expense | $876,000 | 4,077 |
| Salaries and employee benefits | $453,000 | 4,219 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $278,000 | 3,881 |
| Pre-tax net operating income | $367,000 | 4,257 |
| Securities gains (losses) | $37,000 | 1,568 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $285,000 | 4,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $258,730 | 4,423 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 4,374 |
| Total interest expense | $1,952,000 | 4,868 |
| Net interest income | $4,430,000 | 4,051 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $1,038,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $703,000 | 2,239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 4,026 |
| Total noninterest expense | $3,425,000 | 4,041 |
| Salaries and employee benefits | $1,835,000 | 4,021 |
| Premises and equipment expense | $574,000 | 3,547 |
| Additional noninterest expense | $1,016,000 | 4,134 |
| Pre-tax net operating income | $1,703,000 | 3,789 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $557,000 | 3,248 |
| Income before extraordinary items | $1,146,000 | 4,206 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,146,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,491 |
| Cash dividends | $535,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,146,000 | 4,108 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 4,539 |
| Total interest expense | $2,665,000 | 5,168 |
| Net interest income | $4,110,000 | 4,044 |
| Provision for loan and lease losses | $271,000 | 3,435 |
| Total noninterest income | $1,394,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $646,000 | 2,297 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $748,000 | 2,484 |
| Total noninterest expense | $3,402,000 | 3,920 |
| Salaries and employee benefits | $1,799,000 | 3,919 |
| Premises and equipment expense | $806,000 | 2,618 |
| Additional noninterest expense | $797,000 | 4,795 |
| Pre-tax net operating income | $1,831,000 | 3,387 |
| Securities gains (losses) | $34,000 | 2,711 |
| Applicable income taxes | $634,000 | 2,869 |
| Income before extraordinary items | $1,231,000 | 3,729 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,231,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,444 |
| Cash dividends | $480,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,208,560 | 3,666 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 4,719 |
| Total interest expense | $2,563,000 | 5,467 |
| Net interest income | $4,189,000 | 4,021 |
| Provision for loan and lease losses | $281,000 | 2,998 |
| Total noninterest income | $1,138,000 | 2,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $607,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,850 |
| Total noninterest expense | $3,300,000 | 3,910 |
| Salaries and employee benefits | $1,800,000 | 3,777 |
| Premises and equipment expense | $751,000 | 2,722 |
| Additional noninterest expense | $749,000 | 4,942 |
| Pre-tax net operating income | $1,746,000 | 3,642 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $599,000 | 3,111 |
| Income before extraordinary items | $1,147,000 | 3,981 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,147,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,048 |
| Cash dividends | $475,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,147,000 | 3,972 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 4,742 |
| Total interest expense | $2,282,000 | 5,510 |
| Net interest income | $4,112,000 | 4,076 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,053,000 | 2,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $514,000 | 2,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,820 |
| Total noninterest expense | $3,002,000 | 4,206 |
| Salaries and employee benefits | $1,643,000 | 4,032 |
| Premises and equipment expense | $617,000 | 3,174 |
| Additional noninterest expense | $742,000 | 5,047 |
| Pre-tax net operating income | $1,983,000 | 3,363 |
| Securities gains (losses) | $-105,000 | 9,963 |
| Applicable income taxes | $655,000 | 3,033 |
| Income before extraordinary items | $1,223,000 | 3,820 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,223,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,121 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,291,250 | 3,617 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,075,000 | 4,957 |
| Total interest expense | $2,325,000 | 5,627 |
| Net interest income | $3,750,000 | 4,350 |
| Provision for loan and lease losses | $191,000 | 3,608 |
| Total noninterest income | $676,000 | 4,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,093 |
| Total noninterest expense | $2,640,000 | 4,585 |
| Salaries and employee benefits | $1,485,000 | 4,281 |
| Premises and equipment expense | $508,000 | 3,654 |
| Additional noninterest expense | $647,000 | 5,467 |
| Pre-tax net operating income | $1,595,000 | 3,995 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $541,000 | 3,656 |
| Income before extraordinary items | $1,054,000 | 4,316 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,054,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $384,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,054,000 | 4,225 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 5,429 |
| Total interest expense | $2,148,000 | 5,991 |
| Net interest income | $3,322,000 | 4,916 |
| Provision for loan and lease losses | $31,000 | 7,344 |
| Total noninterest income | $678,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,165 |
| Total noninterest expense | $2,551,000 | 4,712 |
| Salaries and employee benefits | $1,462,000 | 4,347 |
| Premises and equipment expense | $487,000 | 3,797 |
| Additional noninterest expense | $602,000 | 5,797 |
| Pre-tax net operating income | $1,418,000 | 4,683 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $476,000 | 4,360 |
| Income before extraordinary items | $937,000 | 4,917 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $937,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $940,300 | 4,845 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 5,840 |
| Total interest expense | $2,126,000 | 6,171 |
| Net interest income | $2,993,000 | 5,451 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,361 |
| Total noninterest expense | $2,361,000 | 5,242 |
| Salaries and employee benefits | $1,376,000 | 4,649 |
| Premises and equipment expense | $378,000 | 4,742 |
| Additional noninterest expense | $607,000 | 6,310 |
| Pre-tax net operating income | $1,250,000 | 4,978 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $421,000 | 4,725 |
| Income before extraordinary items | $829,000 | 5,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $829,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $829,000 | 5,113 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 6,253 |
| Total interest expense | $1,827,000 | 6,837 |
| Net interest income | $2,858,000 | 5,718 |
| Provision for loan and lease losses | $-77,000 | 11,663 |
| Total noninterest income | $588,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $2,324,000 | 5,306 |
| Salaries and employee benefits | $1,360,000 | 4,686 |
| Premises and equipment expense | $348,000 | 5,044 |
| Additional noninterest expense | $616,000 | 6,436 |
| Pre-tax net operating income | $1,199,000 | 5,246 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $390,000 | 5,030 |
| Income before extraordinary items | $786,000 | 5,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $786,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 11,639 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $801,410 | 5,415 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 6,480 |
| Total interest expense | $1,356,000 | 7,370 |
| Net interest income | $2,833,000 | 5,855 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $569,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $2,166,000 | 5,830 |
| Salaries and employee benefits | $1,251,000 | 5,058 |
| Premises and equipment expense | $365,000 | 4,937 |
| Additional noninterest expense | $550,000 | 7,421 |
| Pre-tax net operating income | $1,236,000 | 5,126 |
| Securities gains (losses) | $-122,000 | 11,675 |
| Applicable income taxes | $386,000 | 4,887 |
| Income before extraordinary items | $728,000 | 5,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $728,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $267,000 | 4,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $807,300 | 5,382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 6,673 |
| Total interest expense | $1,333,000 | 7,766 |
| Net interest income | $2,833,000 | 5,918 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $685,000 | 4,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,291 |
| Total noninterest expense | $2,243,000 | 5,769 |
| Salaries and employee benefits | $1,201,000 | 5,240 |
| Premises and equipment expense | $385,000 | 4,866 |
| Additional noninterest expense | $657,000 | 6,895 |
| Pre-tax net operating income | $1,275,000 | 4,942 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $460,000 | 4,509 |
| Income before extraordinary items | $898,000 | 5,106 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $898,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $415,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $843,220 | 5,116 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 6,739 |
| Total interest expense | $1,832,000 | 7,533 |
| Net interest income | $2,804,000 | 6,041 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $635,000 | 4,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $537,000 | 2,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $2,307,000 | 5,675 |
| Salaries and employee benefits | $1,140,000 | 5,420 |
| Premises and equipment expense | $432,000 | 4,510 |
| Additional noninterest expense | $735,000 | 6,514 |
| Pre-tax net operating income | $998,000 | 5,623 |
| Securities gains (losses) | $150,000 | 2,415 |
| Applicable income taxes | $383,000 | 4,962 |
| Income before extraordinary items | $765,000 | 5,549 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $765,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,817 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $664,500 | 5,792 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.