Home > Bank of Yutan > Income and Expense
Bank of Yutan, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,216 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $192,000 | 8,287 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $47,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $154,000 | 8,366 |
| Salaries and employee benefits | $97,000 | 8,248 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $43,000 | 8,318 |
| Pre-tax net operating income | $85,000 | 7,247 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $55,000 | 7,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $55,000 | 7,461 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 8,132 |
| Total interest expense | $407,000 | 7,870 |
| Net interest income | $848,000 | 8,158 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $176,000 | 7,254 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $150,000 | 5,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $630,000 | 8,364 |
| Salaries and employee benefits | $385,000 | 8,254 |
| Premises and equipment expense | $72,000 | 8,203 |
| Additional noninterest expense | $173,000 | 8,381 |
| Pre-tax net operating income | $394,000 | 7,082 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $132,000 | 5,127 |
| Income before extraordinary items | $262,000 | 7,336 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $262,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $75,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $262,000 | 7,316 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 8,250 |
| Total interest expense | $287,000 | 7,929 |
| Net interest income | $581,000 | 8,301 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $127,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 5,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $442,000 | 8,429 |
| Salaries and employee benefits | $265,000 | 8,332 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $130,000 | 8,364 |
| Pre-tax net operating income | $266,000 | 7,347 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $88,000 | 5,362 |
| Income before extraordinary items | $178,000 | 7,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $178,000 | 7,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $178,000 | 7,533 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 8,286 |
| Total interest expense | $177,000 | 7,977 |
| Net interest income | $386,000 | 8,328 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $285,000 | 8,462 |
| Salaries and employee benefits | $174,000 | 8,364 |
| Premises and equipment expense | $28,000 | 8,405 |
| Additional noninterest expense | $83,000 | 8,407 |
| Pre-tax net operating income | $184,000 | 7,309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 5,354 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $124,000 | 7,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,373 |
| Total interest expense | $85,000 | 8,038 |
| Net interest income | $189,000 | 8,418 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $143,000 | 8,519 |
| Salaries and employee benefits | $84,000 | 8,467 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $83,000 | 7,447 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $58,000 | 7,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $58,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $58,000 | 7,600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 8,890 |
| Total interest expense | $54,000 | 8,828 |
| Net interest income | $126,000 | 8,895 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $23,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $20,000 | 7,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $146,000 | 8,948 |
| Salaries and employee benefits | $98,000 | 8,922 |
| Premises and equipment expense | $16,000 | 8,891 |
| Additional noninterest expense | $32,000 | 8,950 |
| Pre-tax net operating income | $3,000 | 8,374 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $2,000 | 8,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000 | 8,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $1,470,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,000 | 8,394 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 8,304 |
| Total interest expense | $239,000 | 8,040 |
| Net interest income | $624,000 | 8,293 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $101,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $95,000 | 6,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $392,000 | 8,650 |
| Salaries and employee benefits | $235,000 | 8,585 |
| Premises and equipment expense | $61,000 | 8,191 |
| Additional noninterest expense | $96,000 | 8,729 |
| Pre-tax net operating income | $333,000 | 7,029 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $113,000 | 5,209 |
| Income before extraordinary items | $220,000 | 7,364 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $220,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $12,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $220,000 | 7,306 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 8,361 |
| Total interest expense | $160,000 | 8,104 |
| Net interest income | $412,000 | 8,352 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $69,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $242,000 | 8,766 |
| Salaries and employee benefits | $146,000 | 8,706 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $66,000 | 8,757 |
| Pre-tax net operating income | $239,000 | 6,907 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $164,000 | 7,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $12,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $164,000 | 7,151 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 8,408 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $208,000 | 8,390 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $122,000 | 8,800 |
| Salaries and employee benefits | $73,000 | 8,742 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $32,000 | 8,814 |
| Pre-tax net operating income | $122,000 | 6,831 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $12,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 8,368 |
| Total interest expense | $360,000 | 8,245 |
| Net interest income | $867,000 | 8,314 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $130,000 | 8,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $127,000 | 6,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,000 | 8,956 |
| Total noninterest expense | $564,000 | 8,733 |
| Salaries and employee benefits | $347,000 | 8,600 |
| Premises and equipment expense | $91,000 | 8,181 |
| Additional noninterest expense | $126,000 | 8,888 |
| Pre-tax net operating income | $433,000 | 6,911 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $141,000 | 5,353 |
| Income before extraordinary items | $292,000 | 7,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $292,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $46,000 | 5,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $292,000 | 7,169 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 8,488 |
| Total interest expense | $279,000 | 8,339 |
| Net interest income | $621,000 | 8,447 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $100,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $94,000 | 6,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $381,000 | 8,858 |
| Salaries and employee benefits | $227,000 | 8,772 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $92,000 | 8,945 |
| Pre-tax net operating income | $340,000 | 6,993 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $116,000 | 5,404 |
| Income before extraordinary items | $224,000 | 7,428 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $224,000 | 7,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $46,000 | 5,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $224,000 | 7,272 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,542 |
| Total interest expense | $186,000 | 8,424 |
| Net interest income | $415,000 | 8,472 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $65,000 | 8,044 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $234,000 | 8,938 |
| Salaries and employee benefits | $140,000 | 8,874 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $58,000 | 8,991 |
| Pre-tax net operating income | $246,000 | 6,867 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $61,000 | 5,708 |
| Income before extraordinary items | $185,000 | 7,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $185,000 | 7,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $46,000 | 4,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $185,000 | 6,922 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,592 |
| Total interest expense | $94,000 | 8,507 |
| Net interest income | $208,000 | 8,516 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $119,000 | 8,973 |
| Salaries and employee benefits | $75,000 | 8,854 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $120,000 | 6,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $46,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 8,508 |
| Total interest expense | $484,000 | 8,425 |
| Net interest income | $904,000 | 8,416 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $135,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $120,000 | 6,255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $555,000 | 8,880 |
| Salaries and employee benefits | $345,000 | 8,717 |
| Premises and equipment expense | $86,000 | 8,359 |
| Additional noninterest expense | $124,000 | 9,046 |
| Pre-tax net operating income | $439,000 | 6,998 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $144,000 | 5,569 |
| Income before extraordinary items | $295,000 | 7,345 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $295,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $42,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $295,000 | 7,246 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 8,669 |
| Total interest expense | $730,000 | 8,573 |
| Net interest income | $838,000 | 8,601 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $135,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $131,000 | 6,066 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $495,000 | 9,193 |
| Salaries and employee benefits | $330,000 | 8,930 |
| Premises and equipment expense | $57,000 | 9,009 |
| Additional noninterest expense | $108,000 | 9,331 |
| Pre-tax net operating income | $303,000 | 7,398 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $92,000 | 6,101 |
| Income before extraordinary items | $211,000 | 7,646 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $211,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,161 |
| Cash dividends | $44,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $211,000 | 7,524 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 8,975 |
| Total interest expense | $698,000 | 8,871 |
| Net interest income | $783,000 | 8,941 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $136,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $435,000 | 9,526 |
| Salaries and employee benefits | $301,000 | 9,253 |
| Premises and equipment expense | $38,000 | 9,581 |
| Additional noninterest expense | $96,000 | 9,660 |
| Pre-tax net operating income | $334,000 | 7,761 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $108,000 | 6,418 |
| Income before extraordinary items | $226,000 | 7,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,977 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $226,000 | 7,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 9,246 |
| Total interest expense | $611,000 | 9,179 |
| Net interest income | $743,000 | 9,187 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $147,000 | 8,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $431,000 | 9,797 |
| Salaries and employee benefits | $280,000 | 9,575 |
| Premises and equipment expense | $47,000 | 9,694 |
| Additional noninterest expense | $104,000 | 9,897 |
| Pre-tax net operating income | $459,000 | 7,332 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $150,000 | 6,280 |
| Income before extraordinary items | $309,000 | 7,544 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $309,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $309,000 | 7,515 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 9,488 |
| Total interest expense | $593,000 | 9,497 |
| Net interest income | $748,000 | 9,385 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $425,000 | 9,985 |
| Salaries and employee benefits | $274,000 | 9,760 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $98,000 | 10,142 |
| Pre-tax net operating income | $462,000 | 7,572 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $152,000 | 6,807 |
| Income before extraordinary items | $310,000 | 7,804 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $310,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,791 |
| Cash dividends | $63,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $310,000 | 7,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 10,163 |
| Total interest expense | $495,000 | 10,112 |
| Net interest income | $631,000 | 10,121 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $147,000 | 8,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $403,000 | 10,462 |
| Salaries and employee benefits | $262,000 | 10,196 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $91,000 | 10,604 |
| Pre-tax net operating income | $375,000 | 8,579 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $123,000 | 8,030 |
| Income before extraordinary items | $252,000 | 8,729 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $252,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,102 |
| Cash dividends | $8,000 | 7,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $252,000 | 8,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 10,851 |
| Total interest expense | $442,000 | 10,772 |
| Net interest income | $538,000 | 10,801 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $381,000 | 11,026 |
| Salaries and employee benefits | $237,000 | 10,795 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $96,000 | 11,119 |
| Pre-tax net operating income | $283,000 | 9,242 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $99,000 | 8,762 |
| Income before extraordinary items | $184,000 | 9,454 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $184,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $47,000 | 7,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $184,000 | 9,394 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 11,401 |
| Total interest expense | $430,000 | 11,243 |
| Net interest income | $490,000 | 11,416 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $365,000 | 11,550 |
| Salaries and employee benefits | $227,000 | 11,324 |
| Premises and equipment expense | $47,000 | 11,167 |
| Additional noninterest expense | $91,000 | 11,691 |
| Pre-tax net operating income | $246,000 | 10,147 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $95,000 | 9,268 |
| Income before extraordinary items | $152,000 | 10,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $152,000 | 10,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $92,000 | 6,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $151,360 | 10,426 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 12,029 |
| Total interest expense | $353,000 | 11,819 |
| Net interest income | $472,000 | 12,084 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $115,000 | 10,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $358,000 | 12,189 |
| Salaries and employee benefits | $214,000 | 11,964 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $102,000 | 12,270 |
| Pre-tax net operating income | $229,000 | 10,671 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $63,000 | 10,161 |
| Income before extraordinary items | $166,000 | 10,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $166,000 | 10,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $166,000 | 10,693 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 12,679 |
| Total interest expense | $353,000 | 12,424 |
| Net interest income | $445,000 | 12,703 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $109,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $340,000 | 12,859 |
| Salaries and employee benefits | $197,000 | 12,672 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $113,000 | 12,829 |
| Pre-tax net operating income | $214,000 | 10,920 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $148,000 | 11,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $148,000 | 11,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $148,000 | 11,019 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 13,274 |
| Total interest expense | $383,000 | 13,244 |
| Net interest income | $466,000 | 13,187 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $297,000 | 13,569 |
| Salaries and employee benefits | $169,000 | 13,415 |
| Premises and equipment expense | $24,000 | 13,574 |
| Additional noninterest expense | $104,000 | 13,486 |
| Pre-tax net operating income | $231,000 | 10,782 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $158,000 | 10,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.