Home > Bank of Wyoming > Income and Expense
Bank of Wyoming, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 5,692 |
| Total interest expense | $1,163,000 | 4,326 |
| Net interest income | $947,000 | 6,515 |
| Provision for loan and lease losses | $4,242,000 | 854 |
| Total noninterest income | $-95,000 | 8,040 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $84,000 | 4,993 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-179,000 | 8,009 |
| Total noninterest expense | $1,692,000 | 4,871 |
| Salaries and employee benefits | $606,000 | 5,897 |
| Premises and equipment expense | $160,000 | 5,602 |
| Additional noninterest expense | $926,000 | 3,474 |
| Pre-tax net operating income | $-5,082,000 | 7,746 |
| Securities gains (losses) | $489,000 | 516 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,593,000 | 7,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,593,000 | 7,778 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,593,000 | 7,778 |
| Net charge-offs | $3,661,000 | 728 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,082,000 | 7,814 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 4,732 |
| Total interest expense | $740,000 | 3,802 |
| Net interest income | $772,000 | 5,324 |
| Provision for loan and lease losses | $3,042,000 | 560 |
| Total noninterest income | $-190,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-243,000 | 8,166 |
| Total noninterest expense | $801,000 | 4,949 |
| Salaries and employee benefits | $397,000 | 5,166 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $296,000 | 4,453 |
| Pre-tax net operating income | $-3,261,000 | 7,959 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,261,000 | 7,989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,261,000 | 7,990 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,261,000 | 7,990 |
| Net charge-offs | $2,331,000 | 543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,261,000 | 7,993 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 4,317 |
| Total interest expense | $3,163,000 | 4,102 |
| Net interest income | $4,286,000 | 4,362 |
| Provision for loan and lease losses | $2,757,000 | 1,478 |
| Total noninterest income | $826,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $342,000 | 3,768 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $484,000 | 3,225 |
| Total noninterest expense | $3,831,000 | 4,378 |
| Salaries and employee benefits | $2,100,000 | 4,290 |
| Premises and equipment expense | $410,000 | 5,017 |
| Additional noninterest expense | $1,321,000 | 3,967 |
| Pre-tax net operating income | $-1,476,000 | 7,206 |
| Securities gains (losses) | $48,000 | 1,634 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,428,000 | 7,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,428,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,835,000 | 1,369 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,476,000 | 7,312 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 4,204 |
| Total interest expense | $2,398,000 | 4,199 |
| Net interest income | $3,599,000 | 4,079 |
| Provision for loan and lease losses | $1,245,000 | 1,611 |
| Total noninterest income | $686,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $268,000 | 3,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $418,000 | 3,111 |
| Total noninterest expense | $2,947,000 | 4,275 |
| Salaries and employee benefits | $1,663,000 | 4,154 |
| Premises and equipment expense | $313,000 | 4,991 |
| Additional noninterest expense | $971,000 | 3,951 |
| Pre-tax net operating income | $93,000 | 6,433 |
| Securities gains (losses) | $48,000 | 1,457 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $141,000 | 5,985 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $141,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,508 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $93,000 | 6,372 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 4,078 |
| Total interest expense | $1,654,000 | 4,237 |
| Net interest income | $2,598,000 | 3,869 |
| Provision for loan and lease losses | $940,000 | 1,269 |
| Total noninterest income | $529,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $190,000 | 3,582 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $339,000 | 2,842 |
| Total noninterest expense | $1,999,000 | 4,232 |
| Salaries and employee benefits | $1,172,000 | 4,027 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $620,000 | 4,079 |
| Pre-tax net operating income | $188,000 | 5,896 |
| Securities gains (losses) | $47,000 | 1,487 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $235,000 | 5,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 5,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,044 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $188,000 | 5,637 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 4,302 |
| Total interest expense | $849,000 | 4,345 |
| Net interest income | $1,159,000 | 4,192 |
| Provision for loan and lease losses | $350,000 | 1,251 |
| Total noninterest income | $436,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $352,000 | 1,772 |
| Total noninterest expense | $995,000 | 4,246 |
| Salaries and employee benefits | $561,000 | 4,172 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $250,000 | 4,529 |
| Securities gains (losses) | $35,000 | 1,284 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $285,000 | 3,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,143 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $250,000 | 4,108 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,018,000 | 4,356 |
| Total interest expense | $3,457,000 | 4,370 |
| Net interest income | $4,561,000 | 4,258 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $672,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $243,000 | 4,516 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $429,000 | 3,600 |
| Total noninterest expense | $3,417,000 | 4,607 |
| Salaries and employee benefits | $1,964,000 | 4,437 |
| Premises and equipment expense | $400,000 | 5,028 |
| Additional noninterest expense | $1,053,000 | 4,487 |
| Pre-tax net operating income | $1,571,000 | 3,823 |
| Securities gains (losses) | $-11,000 | 7,582 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,560,000 | 3,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,560,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,632 |
| Cash dividends | $552,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,571,000 | 3,327 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 4,606 |
| Total interest expense | $2,550,000 | 4,422 |
| Net interest income | $2,988,000 | 4,651 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $814,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $175,000 | 4,627 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $639,000 | 2,466 |
| Total noninterest expense | $2,576,000 | 4,557 |
| Salaries and employee benefits | $1,498,000 | 4,379 |
| Premises and equipment expense | $298,000 | 5,042 |
| Additional noninterest expense | $780,000 | 4,449 |
| Pre-tax net operating income | $1,001,000 | 4,357 |
| Securities gains (losses) | $-11,000 | 7,805 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $990,000 | 3,914 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $990,000 | 3,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,789 |
| Cash dividends | $398,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,001,000 | 3,876 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 4,663 |
| Total interest expense | $1,634,000 | 4,528 |
| Net interest income | $1,985,000 | 4,684 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $509,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $406,000 | 2,546 |
| Total noninterest expense | $1,764,000 | 4,497 |
| Salaries and employee benefits | $1,055,000 | 4,248 |
| Premises and equipment expense | $199,000 | 5,054 |
| Additional noninterest expense | $510,000 | 4,515 |
| Pre-tax net operating income | $610,000 | 4,618 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $610,000 | 4,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $610,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,590 |
| Cash dividends | $298,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $610,000 | 4,125 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 4,666 |
| Total interest expense | $794,000 | 4,589 |
| Net interest income | $1,030,000 | 4,604 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $248,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $203,000 | 2,528 |
| Total noninterest expense | $872,000 | 4,531 |
| Salaries and employee benefits | $500,000 | 4,438 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $270,000 | 4,283 |
| Pre-tax net operating income | $391,000 | 4,042 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $391,000 | 3,555 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $66,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $391,000 | 3,531 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 4,716 |
| Total interest expense | $2,693,000 | 4,599 |
| Net interest income | $3,913,000 | 4,722 |
| Provision for loan and lease losses | $153,000 | 4,016 |
| Total noninterest income | $615,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $169,000 | 5,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $446,000 | 3,552 |
| Total noninterest expense | $2,843,000 | 5,062 |
| Salaries and employee benefits | $1,721,000 | 4,760 |
| Premises and equipment expense | $230,000 | 6,413 |
| Additional noninterest expense | $892,000 | 4,888 |
| Pre-tax net operating income | $1,532,000 | 4,237 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,515,000 | 3,748 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,515,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $1,168,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,532,000 | 3,700 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 4,744 |
| Total interest expense | $1,887,000 | 4,718 |
| Net interest income | $3,003,000 | 4,689 |
| Provision for loan and lease losses | $143,000 | 3,490 |
| Total noninterest income | $311,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $148,000 | 5,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,960 |
| Total noninterest expense | $2,014,000 | 5,249 |
| Salaries and employee benefits | $1,199,000 | 4,978 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $659,000 | 4,914 |
| Pre-tax net operating income | $1,157,000 | 4,386 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,157,000 | 3,823 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,157,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $896,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,157,000 | 3,807 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 4,895 |
| Total interest expense | $1,102,000 | 4,964 |
| Net interest income | $1,946,000 | 4,794 |
| Provision for loan and lease losses | $133,000 | 2,853 |
| Total noninterest income | $203,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $1,335,000 | 5,274 |
| Salaries and employee benefits | $787,000 | 5,040 |
| Premises and equipment expense | $107,000 | 6,618 |
| Additional noninterest expense | $441,000 | 4,890 |
| Pre-tax net operating income | $681,000 | 4,696 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $681,000 | 4,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $681,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $526,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $681,000 | 4,129 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,210 |
| Total interest expense | $466,000 | 5,309 |
| Net interest income | $899,000 | 5,037 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $117,000 | 5,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $633,000 | 5,445 |
| Salaries and employee benefits | $365,000 | 5,310 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $215,000 | 4,957 |
| Pre-tax net operating income | $363,000 | 4,507 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $363,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $72,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $363,000 | 3,915 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 5,390 |
| Total interest expense | $1,302,000 | 5,613 |
| Net interest income | $3,342,000 | 5,146 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $381,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $174,000 | 5,339 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $207,000 | 5,094 |
| Total noninterest expense | $2,295,000 | 5,647 |
| Salaries and employee benefits | $1,247,000 | 5,662 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $831,000 | 5,042 |
| Pre-tax net operating income | $1,403,000 | 4,537 |
| Securities gains (losses) | $25,000 | 1,178 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,428,000 | 3,901 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,428,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,163 |
| Cash dividends | $1,407,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,403,000 | 3,918 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 5,453 |
| Total interest expense | $932,000 | 5,635 |
| Net interest income | $2,448,000 | 5,236 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $317,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 5,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,766 |
| Total noninterest expense | $1,696,000 | 5,661 |
| Salaries and employee benefits | $876,000 | 5,849 |
| Premises and equipment expense | $150,000 | 6,713 |
| Additional noninterest expense | $670,000 | 4,760 |
| Pre-tax net operating income | $1,044,000 | 4,662 |
| Securities gains (losses) | $25,000 | 1,139 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,069,000 | 3,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,069,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $465,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,044,000 | 4,012 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 5,465 |
| Total interest expense | $583,000 | 5,632 |
| Net interest income | $1,611,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $226,000 | 5,466 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $139,000 | 4,488 |
| Total noninterest expense | $1,225,000 | 5,400 |
| Salaries and employee benefits | $591,000 | 5,798 |
| Premises and equipment expense | $102,000 | 6,659 |
| Additional noninterest expense | $532,000 | 4,157 |
| Pre-tax net operating income | $612,000 | 4,967 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $637,000 | 4,263 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $637,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $339,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $612,000 | 4,312 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,568 |
| Total interest expense | $272,000 | 5,747 |
| Net interest income | $783,000 | 5,384 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $475,000 | 6,283 |
| Salaries and employee benefits | $272,000 | 6,117 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $273,000 | 5,238 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $268,000 | 4,682 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $268,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $28,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $273,000 | 4,588 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 5,887 |
| Total interest expense | $754,000 | 6,413 |
| Net interest income | $2,840,000 | 5,592 |
| Provision for loan and lease losses | $232,000 | 3,445 |
| Total noninterest income | $222,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $155,000 | 5,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,709,000 | 6,520 |
| Salaries and employee benefits | $1,002,000 | 6,267 |
| Premises and equipment expense | $166,000 | 7,160 |
| Additional noninterest expense | $541,000 | 6,321 |
| Pre-tax net operating income | $1,121,000 | 4,949 |
| Securities gains (losses) | $55,000 | 1,669 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,176,000 | 4,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,176,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $781,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,121,000 | 4,309 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 6,039 |
| Total interest expense | $537,000 | 6,513 |
| Net interest income | $2,029,000 | 5,750 |
| Provision for loan and lease losses | $164,000 | 3,382 |
| Total noninterest income | $170,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $1,071,000 | 6,989 |
| Salaries and employee benefits | $595,000 | 6,923 |
| Premises and equipment expense | $104,000 | 7,455 |
| Additional noninterest expense | $372,000 | 6,543 |
| Pre-tax net operating income | $964,000 | 4,688 |
| Securities gains (losses) | $55,000 | 1,589 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,019,000 | 3,950 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,019,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $288,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $964,000 | 4,032 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 6,206 |
| Total interest expense | $337,000 | 6,704 |
| Net interest income | $1,289,000 | 5,897 |
| Provision for loan and lease losses | $116,000 | 3,263 |
| Total noninterest income | $119,000 | 6,916 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $691,000 | 7,128 |
| Salaries and employee benefits | $379,000 | 7,084 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $601,000 | 4,829 |
| Securities gains (losses) | $34,000 | 1,708 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $635,000 | 4,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $635,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $131,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $601,000 | 4,154 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 6,222 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $650,000 | 5,873 |
| Provision for loan and lease losses | $98,000 | 2,175 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $316,000 | 7,382 |
| Salaries and employee benefits | $166,000 | 7,463 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $300,000 | 4,808 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $334,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $300,000 | 4,140 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 7,075 |
| Total interest expense | $698,000 | 7,045 |
| Net interest income | $1,764,000 | 6,963 |
| Provision for loan and lease losses | $103,000 | 5,271 |
| Total noninterest income | $206,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $117,000 | 6,317 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $89,000 | 6,724 |
| Total noninterest expense | $1,223,000 | 7,430 |
| Salaries and employee benefits | $666,000 | 7,436 |
| Premises and equipment expense | $134,000 | 7,616 |
| Additional noninterest expense | $423,000 | 7,017 |
| Pre-tax net operating income | $644,000 | 6,180 |
| Securities gains (losses) | $25,000 | 3,074 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $660,000 | 5,739 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $660,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $545,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $635,250 | 5,657 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 7,277 |
| Total interest expense | $530,000 | 7,168 |
| Net interest income | $1,235,000 | 7,181 |
| Provision for loan and lease losses | $88,000 | 5,021 |
| Total noninterest income | $160,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $83,000 | 6,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $873,000 | 7,537 |
| Salaries and employee benefits | $478,000 | 7,503 |
| Premises and equipment expense | $98,000 | 7,671 |
| Additional noninterest expense | $297,000 | 7,160 |
| Pre-tax net operating income | $434,000 | 6,578 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $453,000 | 6,080 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $453,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $427,520 | 6,039 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 7,371 |
| Total interest expense | $363,000 | 7,231 |
| Net interest income | $795,000 | 7,295 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $73,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $55,000 | 6,423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $536,000 | 7,746 |
| Salaries and employee benefits | $303,000 | 7,666 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $168,000 | 7,540 |
| Pre-tax net operating income | $282,000 | 6,615 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $304,000 | 6,068 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $304,000 | 6,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $278,260 | 6,067 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,494 |
| Total interest expense | $180,000 | 7,362 |
| Net interest income | $380,000 | 7,409 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $271,000 | 7,744 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $134,000 | 6,697 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $158,000 | 5,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $134,000 | 6,116 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 7,705 |
| Total interest expense | $690,000 | 7,848 |
| Net interest income | $1,449,000 | 7,516 |
| Provision for loan and lease losses | $94,000 | 5,835 |
| Total noninterest income | $162,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $114,000 | 6,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $1,030,000 | 7,872 |
| Salaries and employee benefits | $586,000 | 7,758 |
| Premises and equipment expense | $118,000 | 7,906 |
| Additional noninterest expense | $326,000 | 7,616 |
| Pre-tax net operating income | $487,000 | 6,813 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $501,000 | 6,403 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $501,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $631,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $478,460 | 6,356 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 8,057 |
| Total interest expense | $914,000 | 8,184 |
| Net interest income | $1,249,000 | 7,782 |
| Provision for loan and lease losses | $116,000 | 5,357 |
| Total noninterest income | $152,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $97,000 | 6,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $55,000 | 7,544 |
| Total noninterest expense | $972,000 | 8,030 |
| Salaries and employee benefits | $550,000 | 7,927 |
| Premises and equipment expense | $124,000 | 7,941 |
| Additional noninterest expense | $298,000 | 7,872 |
| Pre-tax net operating income | $313,000 | 7,352 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $305,000 | 7,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $305,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,501 |
| Cash dividends | $188,000 | 5,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $305,000 | 6,989 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 8,178 |
| Total interest expense | $927,000 | 8,385 |
| Net interest income | $1,319,000 | 7,825 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $134,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 6,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $1,005,000 | 8,003 |
| Salaries and employee benefits | $581,000 | 7,800 |
| Premises and equipment expense | $139,000 | 7,766 |
| Additional noninterest expense | $285,000 | 8,064 |
| Pre-tax net operating income | $318,000 | 7,829 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $15,000 | 7,958 |
| Income before extraordinary items | $300,000 | 7,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $300,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,185 |
| Cash dividends | $108,000 | 5,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $302,850 | 7,464 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 8,111 |
| Total interest expense | $1,021,000 | 8,128 |
| Net interest income | $1,302,000 | 7,982 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $108,000 | 8,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $1,042,000 | 8,000 |
| Salaries and employee benefits | $612,000 | 7,685 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $264,000 | 8,434 |
| Pre-tax net operating income | $248,000 | 8,346 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $238,000 | 8,016 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $238,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $156,000 | 5,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $238,000 | 7,991 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 8,304 |
| Total interest expense | $1,016,000 | 8,383 |
| Net interest income | $1,290,000 | 8,149 |
| Provision for loan and lease losses | $64,000 | 6,030 |
| Total noninterest income | $112,000 | 8,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $1,044,000 | 7,977 |
| Salaries and employee benefits | $570,000 | 7,924 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $301,000 | 8,115 |
| Pre-tax net operating income | $294,000 | 8,427 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $293,000 | 7,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $293,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $119,000 | 6,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $294,000 | 7,852 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 8,771 |
| Total interest expense | $930,000 | 8,877 |
| Net interest income | $1,281,000 | 8,508 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $178,000 | 8,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $977,000 | 8,434 |
| Salaries and employee benefits | $528,000 | 8,404 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $283,000 | 8,495 |
| Pre-tax net operating income | $416,000 | 8,354 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $127,000 | 7,961 |
| Income before extraordinary items | $289,000 | 8,457 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $289,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $76,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $289,000 | 8,420 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 9,518 |
| Total interest expense | $821,000 | 9,582 |
| Net interest income | $1,071,000 | 9,358 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $175,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $947,000 | 8,891 |
| Salaries and employee benefits | $425,000 | 9,429 |
| Premises and equipment expense | $166,000 | 7,709 |
| Additional noninterest expense | $356,000 | 8,303 |
| Pre-tax net operating income | $246,000 | 9,509 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $156,000 | 9,726 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $156,000 | 9,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $11,000 | 8,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,720 | 9,687 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 10,251 |
| Total interest expense | $650,000 | 10,486 |
| Net interest income | $1,007,000 | 9,926 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $177,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $872,000 | 9,468 |
| Salaries and employee benefits | $399,000 | 9,955 |
| Premises and equipment expense | $178,000 | 7,647 |
| Additional noninterest expense | $295,000 | 9,291 |
| Pre-tax net operating income | $308,000 | 9,690 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $208,000 | 9,846 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $208,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $111,000 | 6,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $208,000 | 9,818 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 11,116 |
| Total interest expense | $442,000 | 11,381 |
| Net interest income | $867,000 | 10,833 |
| Provision for loan and lease losses | $-75,000 | 12,082 |
| Total noninterest income | $169,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $779,000 | 10,334 |
| Salaries and employee benefits | $373,000 | 10,519 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $251,000 | 10,511 |
| Pre-tax net operating income | $332,000 | 9,887 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $53,000 | 10,390 |
| Income before extraordinary items | $279,000 | 9,389 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $279,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,010 |
| Cash dividends | $63,000 | 7,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $279,000 | 9,438 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 11,871 |
| Total interest expense | $429,000 | 12,076 |
| Net interest income | $780,000 | 11,582 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $777,000 | 10,780 |
| Salaries and employee benefits | $368,000 | 10,965 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $280,000 | 10,687 |
| Pre-tax net operating income | $265,000 | 10,505 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $179,000 | 10,882 |
| Extraordinary gains, net | $86,000 | 1,716 |
| Net income | $265,000 | 10,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $179,000 | 10,665 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 12,380 |
| Total interest expense | $574,000 | 12,419 |
| Net interest income | $735,000 | 12,170 |
| Provision for loan and lease losses | $243,000 | 4,662 |
| Total noninterest income | $171,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $786,000 | 11,076 |
| Salaries and employee benefits | $340,000 | 11,553 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $321,000 | 10,544 |
| Pre-tax net operating income | $-123,000 | 12,987 |
| Securities gains (losses) | $184,000 | 2,125 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $51,000 | 12,562 |
| Extraordinary gains, net | $10,000 | 1,339 |
| Net income | $61,000 | 12,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 4,273 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-103,560 | 12,922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.