Home > Bank of Wisconsin Dells > Income and Expense

Bank of Wisconsin Dells, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$13,438,000997
Total interest expense$5,840,000863
Net interest income$7,598,0001,113
Provision for loan and lease losses$02,775
Total noninterest income$1,033,0001,272
Gross Fiduciary activities income$0918
Service charges on deposit accounts$130,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$903,0001,027
Total noninterest expense$3,820,0001,577
Salaries and employee benefits$2,332,0001,481
Premises and equipment expense$277,0001,969
Additional noninterest expense$903,0001,027
Pre-tax net operating income$4,811,000735
Securities gains (losses)$-15,0004,141
Applicable income taxes$1,082,000613
Income before extraordinary items$3,714,000777
Extraordinary gains, net$047
Net income$3,714,000789
Minority interest net income$065
Net income of bank and minority interests.$3,714,000777
Net charge-offs$-34,0004,257
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,725,850779
2024-12-31 (YTD Data)Rank
Total interest income$52,175,0001,011
Total interest expense$25,320,000857
Net interest income$26,855,0001,156
Provision for loan and lease losses$460,0001,441
Total noninterest income$4,146,0001,315
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$528,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$3,618,0001,064
Total noninterest expense$15,885,0001,503
Salaries and employee benefits$10,383,0001,343
Premises and equipment expense$1,105,0001,950
Additional noninterest expense$3,618,0001,064
Pre-tax net operating income$14,656,000873
Securities gains (losses)$12,000587
Applicable income taxes$3,142,000711
Income before extraordinary items$11,526,000899
Extraordinary gains, net$053
Net income$11,526,000906
Minority interest net income$090
Net income of bank and minority interests.$11,526,000899
Net charge-offs$-67,0004,248
Cash dividends$3,430,0001,158
Sale, conversion, retirement of capital stock, net$0564
Net operating income$11,516,520909
2024-09-30 (YTD Data)Rank
Total interest income$38,703,0001,013
Total interest expense$19,348,000843
Net interest income$19,355,0001,185
Provision for loan and lease losses$460,0001,144
Total noninterest income$3,093,0001,315
Gross Fiduciary activities income$0972
Service charges on deposit accounts$395,0001,595
Trading account gains and feesNANA
Additional Noninterest Income$2,698,0001,070
Total noninterest expense$11,508,0001,529
Salaries and employee benefits$7,357,0001,389
Premises and equipment expense$839,0001,917
Additional noninterest expense$2,698,0001,070
Pre-tax net operating income$10,480,000887
Securities gains (losses)$12,000651
Applicable income taxes$2,239,000733
Income before extraordinary items$8,253,000936
Extraordinary gains, net$051
Net income$8,253,000951
Minority interest net income$082
Net income of bank and minority interests.$8,253,000938
Net charge-offs$-67,0004,299
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,243,520933
2024-06-30 (YTD Data)Rank
Total interest income$25,060,0001,028
Total interest expense$12,813,000838
Net interest income$12,247,0001,236
Provision for loan and lease losses$450,000876
Total noninterest income$2,057,0001,314
Gross Fiduciary activities income$0962
Service charges on deposit accounts$265,0001,574
Trading account gains and feesNANA
Additional Noninterest Income$1,792,0001,082
Total noninterest expense$7,702,0001,518
Salaries and employee benefits$4,916,0001,393
Premises and equipment expense$550,0001,947
Additional noninterest expense$1,792,0001,082
Pre-tax net operating income$6,152,000967
Securities gains (losses)$0628
Applicable income taxes$1,297,000794
Income before extraordinary items$4,855,0001,021
Extraordinary gains, net$052
Net income$4,855,0001,036
Minority interest net income$084
Net income of bank and minority interests.$4,855,0001,023
Net charge-offs$-33,0004,232
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,855,0001,019
2024-03-31 (YTD Data)Rank
Total interest income$12,098,0001,048
Total interest expense$6,320,000833
Net interest income$5,778,0001,294
Provision for loan and lease losses$225,000780
Total noninterest income$1,033,0001,289
Gross Fiduciary activities income$0895
Service charges on deposit accounts$132,0001,571
Trading account gains and feesNANA
Additional Noninterest Income$901,0001,056
Total noninterest expense$3,614,0001,598
Salaries and employee benefits$2,246,0001,498
Premises and equipment expense$293,0001,866
Additional noninterest expense$901,0001,056
Pre-tax net operating income$2,972,000983
Securities gains (losses)$0689
Applicable income taxes$613,000818
Income before extraordinary items$2,359,0001,038
Extraordinary gains, net$051
Net income$2,359,0001,049
Minority interest net income$072
Net income of bank and minority interests.$2,359,0001,038
Net charge-offs$-33,0004,337
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,359,0001,033
2023-12-31 (YTD Data)Rank
Total interest income$44,235,0001,037
Total interest expense$21,061,000757
Net interest income$23,174,0001,285
Provision for loan and lease losses$-465,0004,461
Total noninterest income$4,142,0001,325
Gross Fiduciary activities income$0981
Service charges on deposit accounts$485,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$3,657,0001,101
Total noninterest expense$15,072,0001,520
Salaries and employee benefits$9,914,0001,353
Premises and equipment expense$1,095,0001,922
Additional noninterest expense$3,657,0001,101
Pre-tax net operating income$12,709,000969
Securities gains (losses)$-505,0004,189
Applicable income taxes$2,380,000871
Income before extraordinary items$9,824,0001,024
Extraordinary gains, net$054
Net income$9,824,0001,036
Minority interest net income$088
Net income of bank and minority interests.$9,824,0001,027
Net charge-offs$-25,0004,036
Cash dividends$2,955,0001,217
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,228,0001,008
2023-09-30 (YTD Data)Rank
Total interest income$32,357,0001,034
Total interest expense$15,068,000745
Net interest income$17,289,0001,296
Provision for loan and lease losses$-615,0004,518
Total noninterest income$3,125,0001,313
Gross Fiduciary activities income$0950
Service charges on deposit accounts$360,0001,690
Trading account gains and feesNANA
Additional Noninterest Income$2,765,0001,091
Total noninterest expense$11,065,0001,535
Salaries and employee benefits$7,138,0001,390
Premises and equipment expense$834,0001,905
Additional noninterest expense$2,765,0001,091
Pre-tax net operating income$9,964,000971
Securities gains (losses)$-210,0004,201
Applicable income taxes$2,376,000750
Income before extraordinary items$7,378,0001,071
Extraordinary gains, net$052
Net income$7,378,0001,076
Minority interest net income$081
Net income of bank and minority interests.$7,378,0001,071
Net charge-offs$-66,0004,273
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,543,9001,063
2023-06-30 (YTD Data)Rank
Total interest income$20,924,0001,032
Total interest expense$9,457,000713
Net interest income$11,467,0001,310
Provision for loan and lease losses$-615,0004,561
Total noninterest income$2,019,0001,292
Gross Fiduciary activities income$0931
Service charges on deposit accounts$230,0001,725
Trading account gains and feesNANA
Additional Noninterest Income$1,789,0001,062
Total noninterest expense$7,539,0001,493
Salaries and employee benefits$4,922,0001,352
Premises and equipment expense$582,0001,839
Additional noninterest expense$1,789,0001,061
Pre-tax net operating income$6,562,000991
Securities gains (losses)$-210,0004,345
Applicable income taxes$1,545,000767
Income before extraordinary items$4,807,0001,089
Extraordinary gains, net$051
Net income$4,807,0001,102
Minority interest net income$081
Net income of bank and minority interests.$4,807,0001,089
Net charge-offs$-32,0004,220
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,972,9001,066
2023-03-31 (YTD Data)Rank
Total interest income$10,191,0001,042
Total interest expense$4,229,000703
Net interest income$5,962,0001,273
Provision for loan and lease losses$-485,0004,624
Total noninterest income$979,0001,312
Gross Fiduciary activities income$0913
Service charges on deposit accounts$110,0001,795
Trading account gains and feesNANA
Additional Noninterest Income$869,0001,069
Total noninterest expense$3,537,0001,597
Salaries and employee benefits$2,259,0001,469
Premises and equipment expense$340,0001,682
Additional noninterest expense$869,0001,069
Pre-tax net operating income$3,889,000899
Securities gains (losses)$-210,0004,445
Applicable income taxes$936,000704
Income before extraordinary items$2,743,0001,003
Extraordinary gains, net$04
Net income$2,743,0001,002
Minority interest net income$048
Net income of bank and minority interests.$2,743,0001,002
Net charge-offs$-32,0004,326
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,908,900981
2022-12-31 (YTD Data)Rank
Total interest income$33,980,0001,030
Total interest expense$5,185,000767
Net interest income$28,795,0001,070
Provision for loan and lease losses$625,0001,079
Total noninterest income$4,187,0001,334
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$463,0001,771
Trading account gains and feesNANA
Additional Noninterest Income$3,724,0001,101
Total noninterest expense$13,607,0001,617
Salaries and employee benefits$9,052,0001,431
Premises and equipment expense$1,035,0001,971
Additional noninterest expense$3,724,0001,101
Pre-tax net operating income$18,750,000795
Securities gains (losses)$-395,0004,271
Applicable income taxes$4,836,000623
Income before extraordinary items$13,519,000882
Extraordinary gains, net$05
Net income$13,519,000883
Minority interest net income$063
Net income of bank and minority interests.$13,519,000883
Net charge-offs$-90,0004,254
Cash dividends$4,230,000890
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,831,050882
2022-09-30 (YTD Data)Rank
Total interest income$24,448,0001,025
Total interest expense$2,864,000759
Net interest income$21,584,0001,054
Provision for loan and lease losses$225,0001,390
Total noninterest income$3,102,0001,366
Gross Fiduciary activities income$0968
Service charges on deposit accounts$352,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$2,750,0001,129
Total noninterest expense$9,809,0001,651
Salaries and employee benefits$6,410,0001,492
Premises and equipment expense$779,0001,984
Additional noninterest expense$2,750,0001,129
Pre-tax net operating income$14,652,000770
Securities gains (losses)$0740
Applicable income taxes$3,873,000601
Income before extraordinary items$10,779,000833
Extraordinary gains, net$04
Net income$10,779,000834
Minority interest net income$057
Net income of bank and minority interests.$10,779,000833
Net charge-offs$-40,0004,011
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,779,000848
2022-06-30 (YTD Data)Rank
Total interest income$15,561,0001,027
Total interest expense$1,497,000768
Net interest income$14,064,0001,045
Provision for loan and lease losses$150,0001,272
Total noninterest income$2,097,0001,338
Gross Fiduciary activities income$0925
Service charges on deposit accounts$231,0001,774
Trading account gains and feesNANA
Additional Noninterest Income$1,866,0001,142
Total noninterest expense$6,569,0001,631
Salaries and employee benefits$4,315,0001,474
Premises and equipment expense$521,0001,986
Additional noninterest expense$1,733,0001,794
Pre-tax net operating income$9,442,000746
Securities gains (losses)$0687
Applicable income taxes$2,500,000575
Income before extraordinary items$6,942,000814
Extraordinary gains, net$04
Net income$6,942,000814
Minority interest net income$060
Net income of bank and minority interests.$6,942,000814
Net charge-offs$-7,0003,543
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,942,000829
2022-03-31 (YTD Data)Rank
Total interest income$7,504,0001,033
Total interest expense$710,000772
Net interest income$6,794,0001,050
Provision for loan and lease losses$75,0001,098
Total noninterest income$1,045,0001,332
Gross Fiduciary activities income$0892
Service charges on deposit accounts$108,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$937,0001,130
Total noninterest expense$3,033,0001,740
Salaries and employee benefits$1,955,0001,596
Premises and equipment expense$262,0001,989
Additional noninterest expense$816,0001,848
Pre-tax net operating income$4,731,000711
Securities gains (losses)$0623
Applicable income taxes$1,251,000564
Income before extraordinary items$3,480,000786
Extraordinary gains, net$04
Net income$3,480,000786
Minority interest net income$050
Net income of bank and minority interests.$3,480,000786
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,480,000792
2021-12-31 (YTD Data)Rank
Total interest income$30,327,0001,043
Total interest expense$3,390,000810
Net interest income$26,937,0001,066
Provision for loan and lease losses$1,400,000418
Total noninterest income$4,619,0001,381
Gross Fiduciary activities income$0994
Service charges on deposit accounts$370,0001,956
Trading account gains and feesNANA
Additional Noninterest Income$4,249,0001,196
Total noninterest expense$12,959,0001,636
Salaries and employee benefits$8,685,0001,460
Premises and equipment expense$979,0002,059
Additional noninterest expense$3,295,0001,851
Pre-tax net operating income$17,197,000845
Securities gains (losses)$-129,0004,686
Applicable income taxes$4,386,000689
Income before extraordinary items$12,682,000958
Extraordinary gains, net$010
Net income$12,682,000959
Minority interest net income$074
Net income of bank and minority interests.$12,682,000959
Net charge-offs$14,0002,184
Cash dividends$3,675,0001,013
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,783,910934
2021-09-30 (YTD Data)Rank
Total interest income$22,627,0001,069
Total interest expense$2,637,000833
Net interest income$19,990,0001,091
Provision for loan and lease losses$325,0001,106
Total noninterest income$3,388,0001,430
Gross Fiduciary activities income$0957
Service charges on deposit accounts$271,0001,979
Trading account gains and feesNANA
Additional Noninterest Income$3,117,0001,258
Total noninterest expense$9,331,0001,703
Salaries and employee benefits$6,270,0001,509
Premises and equipment expense$699,0002,137
Additional noninterest expense$2,362,0001,905
Pre-tax net operating income$13,722,000836
Securities gains (losses)$02,015
Applicable income taxes$3,530,000673
Income before extraordinary items$10,192,000931
Extraordinary gains, net$08
Net income$10,192,000931
Minority interest net income$069
Net income of bank and minority interests.$10,192,000931
Net charge-offs$5,0002,152
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,192,000914
2021-06-30 (YTD Data)Rank
Total interest income$15,077,0001,060
Total interest expense$1,797,000849
Net interest income$13,280,0001,083
Provision for loan and lease losses$250,0001,025
Total noninterest income$2,229,0001,438
Gross Fiduciary activities income$0951
Service charges on deposit accounts$172,0001,989
Trading account gains and feesNANA
Additional Noninterest Income$2,057,0001,269
Total noninterest expense$6,316,0001,668
Salaries and employee benefits$4,236,0001,483
Premises and equipment expense$488,0002,089
Additional noninterest expense$1,592,0001,874
Pre-tax net operating income$8,943,000840
Securities gains (losses)$01,818
Applicable income taxes$2,301,000681
Income before extraordinary items$6,642,000941
Extraordinary gains, net$06
Net income$6,642,000941
Minority interest net income$067
Net income of bank and minority interests.$6,642,000941
Net charge-offs$5,0001,907
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,642,000923
2021-03-31 (YTD Data)Rank
Total interest income$7,644,0001,037
Total interest expense$922,000867
Net interest income$6,722,0001,061
Provision for loan and lease losses$175,000881
Total noninterest income$998,0001,519
Gross Fiduciary activities income$0922
Service charges on deposit accounts$83,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$915,0001,350
Total noninterest expense$2,985,0001,728
Salaries and employee benefits$1,983,0001,557
Premises and equipment expense$244,0002,095
Additional noninterest expense$758,0001,910
Pre-tax net operating income$4,560,000827
Securities gains (losses)$01,392
Applicable income taxes$1,173,000670
Income before extraordinary items$3,387,000923
Extraordinary gains, net$03
Net income$3,387,000923
Minority interest net income$055
Net income of bank and minority interests.$3,387,000923
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,387,000904
2020-12-31 (YTD Data)Rank
Total interest income$29,477,0001,076
Total interest expense$4,462,0001,050
Net interest income$25,015,0001,073
Provision for loan and lease losses$2,795,000842
Total noninterest income$3,938,0001,476
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$409,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$3,529,0001,310
Total noninterest expense$12,500,0001,649
Salaries and employee benefits$8,754,0001,406
Premises and equipment expense$945,0002,105
Additional noninterest expense$2,801,0002,027
Pre-tax net operating income$13,658,000811
Securities gains (losses)$49,0001,735
Applicable income taxes$3,469,000636
Income before extraordinary items$10,238,000936
Extraordinary gains, net$04
Net income$10,238,000936
Minority interest net income$072
Net income of bank and minority interests.$10,238,000936
Net charge-offs$03,443
Cash dividends$3,215,0001,062
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,199,290905
2020-09-30 (YTD Data)Rank
Total interest income$21,851,0001,086
Total interest expense$3,497,0001,074
Net interest income$18,354,0001,082
Provision for loan and lease losses$1,995,000896
Total noninterest income$2,740,0001,504
Gross Fiduciary activities income$0981
Service charges on deposit accounts$314,0001,822
Trading account gains and feesNANA
Additional Noninterest Income$2,426,0001,334
Total noninterest expense$9,206,0001,659
Salaries and employee benefits$6,363,0001,418
Premises and equipment expense$713,0002,093
Additional noninterest expense$2,130,0001,979
Pre-tax net operating income$9,893,000809
Securities gains (losses)$49,0001,545
Applicable income taxes$2,517,000619
Income before extraordinary items$7,425,000926
Extraordinary gains, net$04
Net income$7,425,000926
Minority interest net income$065
Net income of bank and minority interests.$7,425,000926
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,386,290903
2020-06-30 (YTD Data)Rank
Total interest income$14,374,0001,111
Total interest expense$2,430,0001,113
Net interest income$11,944,0001,101
Provision for loan and lease losses$1,045,0001,056
Total noninterest income$1,677,0001,510
Gross Fiduciary activities income$0970
Service charges on deposit accounts$233,0001,714
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,344
Total noninterest expense$6,037,0001,670
Salaries and employee benefits$4,108,0001,453
Premises and equipment expense$496,0002,040
Additional noninterest expense$1,433,0001,956
Pre-tax net operating income$6,539,000734
Securities gains (losses)$49,0001,298
Applicable income taxes$1,662,000564
Income before extraordinary items$4,926,000865
Extraordinary gains, net$04
Net income$4,926,000865
Minority interest net income$065
Net income of bank and minority interests.$4,926,000865
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,887,290841
2020-03-31 (YTD Data)Rank
Total interest income$7,030,0001,131
Total interest expense$1,333,0001,123
Net interest income$5,697,0001,122
Provision for loan and lease losses$245,0001,327
Total noninterest income$820,0001,455
Gross Fiduciary activities income$0941
Service charges on deposit accounts$152,0001,616
Trading account gains and feesNANA
Additional Noninterest Income$668,0001,267
Total noninterest expense$3,129,0001,632
Salaries and employee benefits$2,144,0001,416
Premises and equipment expense$247,0002,067
Additional noninterest expense$738,0001,950
Pre-tax net operating income$3,143,000699
Securities gains (losses)$49,000845
Applicable income taxes$801,000538
Income before extraordinary items$2,391,000801
Extraordinary gains, net$04
Net income$2,391,000801
Minority interest net income$056
Net income of bank and minority interests.$2,391,000801
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,352,290798
2019-12-31 (YTD Data)Rank
Total interest income$26,811,0001,191
Total interest expense$5,578,0001,132
Net interest income$21,233,0001,195
Provision for loan and lease losses$480,0001,514
Total noninterest income$4,440,0001,214
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$543,0001,809
Trading account gains and feesNANA
Additional Noninterest Income$3,897,000983
Total noninterest expense$12,023,0001,643
Salaries and employee benefits$7,899,0001,469
Premises and equipment expense$1,057,0001,966
Additional noninterest expense$3,067,0001,901
Pre-tax net operating income$13,170,000835
Securities gains (losses)$-83,0005,063
Applicable income taxes$2,920,000706
Income before extraordinary items$10,167,000925
Extraordinary gains, net$011
Net income$10,167,000926
Minority interest net income$076
Net income of bank and minority interests.$10,167,000926
Net charge-offs$-10,0004,459
Cash dividends$3,680,0001,032
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,232,570897
2019-09-30 (YTD Data)Rank
Total interest income$19,997,0001,199
Total interest expense$4,245,0001,120
Net interest income$15,752,0001,218
Provision for loan and lease losses$360,0001,428
Total noninterest income$2,190,0001,587
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$384,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$1,806,0001,366
Total noninterest expense$8,697,0001,705
Salaries and employee benefits$5,846,0001,487
Premises and equipment expense$744,0002,069
Additional noninterest expense$2,107,0002,040
Pre-tax net operating income$8,885,000929
Securities gains (losses)$-74,0005,140
Applicable income taxes$2,213,000730
Income before extraordinary items$6,598,0001,063
Extraordinary gains, net$011
Net income$6,598,0001,064
Minority interest net income$072
Net income of bank and minority interests.$6,598,0001,064
Net charge-offs$-251,0005,100
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,656,4601,027
2019-06-30 (YTD Data)Rank
Total interest income$13,001,0001,214
Total interest expense$2,761,0001,120
Net interest income$10,240,0001,242
Provision for loan and lease losses$240,0001,405
Total noninterest income$1,410,0001,589
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$248,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$1,162,0001,360
Total noninterest expense$5,650,0001,748
Salaries and employee benefits$3,752,0001,544
Premises and equipment expense$490,0002,092
Additional noninterest expense$1,408,0002,050
Pre-tax net operating income$5,760,000934
Securities gains (losses)$01,702
Applicable income taxes$1,445,000710
Income before extraordinary items$4,315,0001,049
Extraordinary gains, net$011
Net income$4,315,0001,049
Minority interest net income$069
Net income of bank and minority interests.$4,315,0001,049
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,315,0001,026
2019-03-31 (YTD Data)Rank
Total interest income$6,379,0001,224
Total interest expense$1,352,0001,118
Net interest income$5,027,0001,258
Provision for loan and lease losses$120,0001,335
Total noninterest income$707,0001,560
Gross Fiduciary activities income$0972
Service charges on deposit accounts$130,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$577,0001,315
Total noninterest expense$2,895,0001,717
Salaries and employee benefits$1,953,0001,495
Premises and equipment expense$259,0002,033
Additional noninterest expense$683,0002,077
Pre-tax net operating income$2,719,000944
Securities gains (losses)$01,087
Applicable income taxes$695,000708
Income before extraordinary items$2,024,0001,076
Extraordinary gains, net$05
Net income$2,024,0001,075
Minority interest net income$052
Net income of bank and minority interests.$2,024,0001,075
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,024,0001,057
2018-12-31 (YTD Data)Rank
Total interest income$23,192,0001,269
Total interest expense$4,099,0001,108
Net interest income$19,093,0001,290
Provision for loan and lease losses$900,000959
Total noninterest income$3,186,0001,475
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$524,0001,913
Trading account gains and feesNANA
Additional Noninterest Income$2,662,0001,238
Total noninterest expense$10,740,0001,785
Salaries and employee benefits$6,951,0001,612
Premises and equipment expense$944,0002,132
Additional noninterest expense$2,845,0002,012
Pre-tax net operating income$10,639,000987
Securities gains (losses)$-148,0005,099
Applicable income taxes$2,684,000711
Income before extraordinary items$7,807,0001,110
Extraordinary gains, net$06
Net income$7,807,0001,109
Minority interest net income$072
Net income of bank and minority interests.$7,807,0001,109
Net charge-offs$942,000617
Cash dividends$2,760,0001,164
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,923,9201,093
2018-09-30 (YTD Data)Rank
Total interest income$16,960,0001,291
Total interest expense$2,855,0001,113
Net interest income$14,105,0001,302
Provision for loan and lease losses$675,000885
Total noninterest income$2,466,0001,463
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$385,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$2,081,0001,224
Total noninterest expense$7,932,0001,813
Salaries and employee benefits$5,074,0001,653
Premises and equipment expense$730,0002,094
Additional noninterest expense$2,128,0002,013
Pre-tax net operating income$7,964,0001,000
Securities gains (losses)$-8,0004,722
Applicable income taxes$2,048,000721
Income before extraordinary items$5,908,0001,107
Extraordinary gains, net$05
Net income$5,908,0001,106
Minority interest net income$066
Net income of bank and minority interests.$5,908,0001,106
Net charge-offs$942,000465
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,914,3201,096
2018-06-30 (YTD Data)Rank
Total interest income$11,553,0001,238
Total interest expense$1,703,0001,167
Net interest income$9,850,0001,255
Provision for loan and lease losses$450,000888
Total noninterest income$1,031,0001,981
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$247,0001,993
Trading account gains and feesNANA
Additional Noninterest Income$784,0001,756
Total noninterest expense$5,236,0001,836
Salaries and employee benefits$3,276,0001,702
Premises and equipment expense$492,0002,099
Additional noninterest expense$1,468,0001,964
Pre-tax net operating income$5,195,0001,001
Securities gains (losses)$-8,0004,955
Applicable income taxes$1,325,000716
Income before extraordinary items$3,862,0001,103
Extraordinary gains, net$06
Net income$3,862,0001,102
Minority interest net income$065
Net income of bank and minority interests.$3,862,0001,102
Net charge-offs$935,000346
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,868,3201,094
2018-03-31 (YTD Data)Rank
Total interest income$5,619,0001,260
Total interest expense$792,0001,188
Net interest income$4,827,0001,271
Provision for loan and lease losses$225,000854
Total noninterest income$542,0001,885
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$125,0001,985
Trading account gains and feesNANA
Additional Noninterest Income$417,0001,671
Total noninterest expense$2,756,0001,771
Salaries and employee benefits$1,709,0001,670
Premises and equipment expense$257,0002,078
Additional noninterest expense$790,0001,836
Pre-tax net operating income$2,388,0001,030
Securities gains (losses)$-8,0005,192
Applicable income taxes$602,000750
Income before extraordinary items$1,778,0001,148
Extraordinary gains, net$07
Net income$1,778,0001,147
Minority interest net income$052
Net income of bank and minority interests.$1,778,0001,148
Net charge-offs$47,0001,232
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,784,3201,138
2017-12-31 (YTD Data)Rank
Total interest income$21,912,0001,252
Total interest expense$2,510,0001,285
Net interest income$19,402,0001,251
Provision for loan and lease losses$870,000991
Total noninterest income$1,815,0002,154
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$521,0001,970
Trading account gains and fees$0151
Additional Noninterest Income$1,294,0001,984
Total noninterest expense$10,138,0001,898
Salaries and employee benefits$6,530,0001,692
Premises and equipment expense$976,0002,148
Additional noninterest expense$2,632,0002,164
Pre-tax net operating income$10,209,000969
Securities gains (losses)$-10,0005,064
Applicable income taxes$4,644,000698
Income before extraordinary items$5,555,0001,244
Extraordinary gains, net$09
Net income$5,555,0001,244
Minority interest net income$076
Net income of bank and minority interests.$5,555,0001,244
Net charge-offs$33,0003,182
Cash dividends$2,205,0001,315
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,561,4001,231
2017-09-30 (YTD Data)Rank
Total interest income$16,340,0001,256
Total interest expense$1,829,0001,298
Net interest income$14,511,0001,256
Provision for loan and lease losses$870,000789
Total noninterest income$1,407,0002,132
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$378,0002,022
Trading account gains and fees$0145
Additional Noninterest Income$1,029,0001,944
Total noninterest expense$7,466,0001,922
Salaries and employee benefits$4,756,0001,738
Premises and equipment expense$735,0002,144
Additional noninterest expense$1,975,0002,147
Pre-tax net operating income$7,582,0001,003
Securities gains (losses)$02,274
Applicable income taxes$2,776,000730
Income before extraordinary items$4,806,0001,201
Extraordinary gains, net$09
Net income$4,806,0001,201
Minority interest net income$071
Net income of bank and minority interests.$4,806,0001,201
Net charge-offs$34,0002,698
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,806,0001,176
2017-06-30 (YTD Data)Rank
Total interest income$10,866,0001,256
Total interest expense$1,179,0001,296
Net interest income$9,687,0001,247
Provision for loan and lease losses$660,000691
Total noninterest income$916,0002,170
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$239,0002,105
Trading account gains and fees$0139
Additional Noninterest Income$677,0001,966
Total noninterest expense$4,765,0001,983
Salaries and employee benefits$2,971,0001,846
Premises and equipment expense$476,0002,199
Additional noninterest expense$1,318,0002,145
Pre-tax net operating income$5,178,000967
Securities gains (losses)$01,906
Applicable income taxes$1,897,000689
Income before extraordinary items$3,281,0001,161
Extraordinary gains, net$011
Net income$3,281,0001,161
Minority interest net income$071
Net income of bank and minority interests.$3,281,0001,161
Net charge-offs$40,0002,153
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,281,0001,140
2017-03-31 (YTD Data)Rank
Total interest income$5,430,0001,241
Total interest expense$541,0001,377
Net interest income$4,889,0001,227
Provision for loan and lease losses$330,000620
Total noninterest income$426,0002,248
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$123,0002,056
Trading account gains and fees$0142
Additional Noninterest Income$303,0002,086
Total noninterest expense$2,448,0001,964
Salaries and employee benefits$1,522,0001,819
Premises and equipment expense$251,0002,140
Additional noninterest expense$675,0002,102
Pre-tax net operating income$2,537,000947
Securities gains (losses)$01,153
Applicable income taxes$915,000701
Income before extraordinary items$1,622,0001,156
Extraordinary gains, net$08
Net income$1,622,0001,155
Minority interest net income$055
Net income of bank and minority interests.$1,622,0001,156
Net charge-offs$33,0001,595
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,622,0001,138
2016-12-31 (YTD Data)Rank
Total interest income$19,759,0001,310
Total interest expense$1,846,0001,512
Net interest income$17,913,0001,293
Provision for loan and lease losses$485,0001,507
Total noninterest income$1,807,0002,239
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$469,0002,191
Trading account gains and fees$0170
Additional Noninterest Income$1,338,0002,041
Total noninterest expense$9,261,0002,042
Salaries and employee benefits$5,775,0001,849
Premises and equipment expense$880,0002,352
Additional noninterest expense$2,606,0002,228
Pre-tax net operating income$9,974,000932
Securities gains (losses)$-157,0005,832
Applicable income taxes$3,550,000694
Income before extraordinary items$6,267,0001,152
Extraordinary gains, net$05
Net income$6,267,0001,151
Minority interest net income$082
Net income of bank and minority interests.$6,267,0001,151
Net charge-offs$825,000765
Cash dividends$2,115,0001,336
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,367,4801,117
2016-09-30 (YTD Data)Rank
Total interest income$14,703,0001,322
Total interest expense$1,354,0001,544
Net interest income$13,349,0001,306
Provision for loan and lease losses$135,0002,451
Total noninterest income$1,319,0002,273
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$353,0002,191
Trading account gains and fees$0169
Additional Noninterest Income$966,0002,089
Total noninterest expense$6,905,0002,050
Salaries and employee benefits$4,287,0001,856
Premises and equipment expense$672,0002,324
Additional noninterest expense$1,946,0002,229
Pre-tax net operating income$7,628,000927
Securities gains (losses)$03,160
Applicable income taxes$2,741,000695
Income before extraordinary items$4,887,0001,132
Extraordinary gains, net$05
Net income$4,887,0001,131
Minority interest net income$071
Net income of bank and minority interests.$4,887,0001,132
Net charge-offs$324,0001,076
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,887,0001,110
2016-06-30 (YTD Data)Rank
Total interest income$9,760,0001,336
Total interest expense$873,0001,584
Net interest income$8,887,0001,314
Provision for loan and lease losses$90,0002,392
Total noninterest income$888,0002,248
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$235,0002,173
Trading account gains and fees$0157
Additional Noninterest Income$653,0002,036
Total noninterest expense$4,450,0002,096
Salaries and employee benefits$2,734,0001,942
Premises and equipment expense$433,0002,375
Additional noninterest expense$1,283,0002,264
Pre-tax net operating income$5,235,000894
Securities gains (losses)$02,835
Applicable income taxes$1,902,000671
Income before extraordinary items$3,333,0001,103
Extraordinary gains, net$016
Net income$3,333,0001,103
Minority interest net income$071
Net income of bank and minority interests.$3,333,0001,103
Net charge-offs$106,0001,563
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,333,0001,077
2016-03-31 (YTD Data)Rank
Total interest income$4,857,0001,335
Total interest expense$416,0001,642
Net interest income$4,441,0001,306
Provision for loan and lease losses$45,0002,237
Total noninterest income$444,0002,230
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$115,0002,197
Trading account gains and fees$0142
Additional Noninterest Income$329,0001,982
Total noninterest expense$2,272,0002,087
Salaries and employee benefits$1,409,0001,907
Premises and equipment expense$224,0002,336
Additional noninterest expense$639,0002,263
Pre-tax net operating income$2,568,000880
Securities gains (losses)$02,077
Applicable income taxes$928,000671
Income before extraordinary items$1,640,0001,088
Extraordinary gains, net$012
Net income$1,640,0001,089
Minority interest net income$062
Net income of bank and minority interests.$1,640,0001,089
Net charge-offs$69,0001,236
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,640,0001,062
2015-12-31 (YTD Data)Rank
Total interest income$18,609,0001,354
Total interest expense$1,598,0001,680
Net interest income$17,011,0001,318
Provision for loan and lease losses$1,130,000730
Total noninterest income$1,822,0002,234
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$484,0002,193
Trading account gains and fees$0159
Additional Noninterest Income$1,338,0002,000
Total noninterest expense$8,775,0002,125
Salaries and employee benefits$5,386,0001,927
Premises and equipment expense$890,0002,372
Additional noninterest expense$2,499,0002,340
Pre-tax net operating income$8,928,000985
Securities gains (losses)$03,216
Applicable income taxes$3,189,000719
Income before extraordinary items$5,739,0001,220
Extraordinary gains, net$023
Net income$5,739,0001,220
Minority interest net income$081
Net income of bank and minority interests.$5,739,0001,220
Net charge-offs$-77,0005,670
Cash dividends$1,931,0001,401
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,739,0001,188
2015-09-30 (YTD Data)Rank
Total interest income$13,896,0001,367
Total interest expense$1,207,0001,698
Net interest income$12,689,0001,336
Provision for loan and lease losses$1,050,000566
Total noninterest income$1,368,0002,240
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$368,0002,182
Trading account gains and fees$0153
Additional Noninterest Income$1,000,0002,025
Total noninterest expense$6,457,0002,157
Salaries and employee benefits$3,965,0001,965
Premises and equipment expense$649,0002,440
Additional noninterest expense$1,843,0002,374
Pre-tax net operating income$6,550,0001,021
Securities gains (losses)$03,031
Applicable income taxes$2,334,000748
Income before extraordinary items$4,216,0001,249
Extraordinary gains, net$021
Net income$4,216,0001,249
Minority interest net income$078
Net income of bank and minority interests.$4,216,0001,249
Net charge-offs$-66,0005,701
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,216,0001,212
2015-06-30 (YTD Data)Rank
Total interest income$9,195,0001,378
Total interest expense$804,0001,712
Net interest income$8,391,0001,347
Provision for loan and lease losses$750,000537
Total noninterest income$929,0002,233
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$241,0002,183
Trading account gains and fees$0157
Additional Noninterest Income$688,0001,988
Total noninterest expense$4,211,0002,211
Salaries and employee benefits$2,585,0002,015
Premises and equipment expense$443,0002,409
Additional noninterest expense$1,183,0002,461
Pre-tax net operating income$4,359,0001,014
Securities gains (losses)$02,636
Applicable income taxes$1,555,000755
Income before extraordinary items$2,804,0001,243
Extraordinary gains, net$022
Net income$2,804,0001,245
Minority interest net income$075
Net income of bank and minority interests.$2,804,0001,244
Net charge-offs$-65,0005,822
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,804,0001,213
2015-03-31 (YTD Data)Rank
Total interest income$4,551,0001,385
Total interest expense$409,0001,698
Net interest income$4,142,0001,362
Provision for loan and lease losses$450,000443
Total noninterest income$462,0002,208
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$127,0002,060
Trading account gains and fees$0152
Additional Noninterest Income$335,0001,975
Total noninterest expense$2,022,0002,287
Salaries and employee benefits$1,225,0002,119
Premises and equipment expense$220,0002,457
Additional noninterest expense$577,0002,499
Pre-tax net operating income$2,132,0001,010
Securities gains (losses)$02,027
Applicable income taxes$757,000762
Income before extraordinary items$1,375,0001,221
Extraordinary gains, net$013
Net income$1,375,0001,221
Minority interest net income$064
Net income of bank and minority interests.$1,375,0001,222
Net charge-offs$-39,0005,879
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,375,0001,183
2014-12-31 (YTD Data)Rank
Total interest income$17,416,0001,444
Total interest expense$1,702,0001,700
Net interest income$15,714,0001,415
Provision for loan and lease losses$1,950,000477
Total noninterest income$2,120,0002,016
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$508,0002,258
Trading account gains and fees$0180
Additional Noninterest Income$1,612,0001,693
Total noninterest expense$8,225,0002,275
Salaries and employee benefits$5,000,0002,045
Premises and equipment expense$756,0002,770
Additional noninterest expense$2,469,0002,439
Pre-tax net operating income$7,659,0001,072
Securities gains (losses)$03,259
Applicable income taxes$2,690,000783
Income before extraordinary items$4,969,0001,319
Extraordinary gains, net$017
Net income$4,969,0001,318
Minority interest net income$084
Net income of bank and minority interests.$4,969,0001,318
Net charge-offs$725,0001,134
Cash dividends$1,630,0001,477
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,969,0001,285
2014-09-30 (YTD Data)Rank
Total interest income$12,952,0001,464
Total interest expense$1,279,0001,718
Net interest income$11,673,0001,435
Provision for loan and lease losses$1,350,000499
Total noninterest income$1,692,0001,956
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$379,0002,280
Trading account gains and fees$0174
Additional Noninterest Income$1,313,0001,616
Total noninterest expense$5,990,0002,330
Salaries and employee benefits$3,468,0002,203
Premises and equipment expense$579,0002,764
Additional noninterest expense$1,943,0002,314
Pre-tax net operating income$6,025,0001,034
Securities gains (losses)$02,980
Applicable income taxes$2,118,000763
Income before extraordinary items$3,907,0001,242
Extraordinary gains, net$015
Net income$3,907,0001,239
Minority interest net income$081
Net income of bank and minority interests.$3,907,0001,241
Net charge-offs$731,000866
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,907,0001,229
2014-06-30 (YTD Data)Rank
Total interest income$8,581,0001,463
Total interest expense$841,0001,754
Net interest income$7,740,0001,431
Provision for loan and lease losses$900,000485
Total noninterest income$1,250,0001,778
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$246,0002,296
Trading account gains and fees$0172
Additional Noninterest Income$1,004,0001,442
Total noninterest expense$4,152,0002,261
Salaries and employee benefits$2,381,0002,152
Premises and equipment expense$392,0002,748
Additional noninterest expense$1,379,0002,175
Pre-tax net operating income$3,938,0001,040
Securities gains (losses)$02,580
Applicable income taxes$1,382,000752
Income before extraordinary items$2,556,0001,237
Extraordinary gains, net$020
Net income$2,556,0001,236
Minority interest net income$080
Net income of bank and minority interests.$2,556,0001,238
Net charge-offs$564,000795
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,556,0001,210
2014-03-31 (YTD Data)Rank
Total interest income$4,106,0001,516
Total interest expense$408,0001,829
Net interest income$3,698,0001,476
Provision for loan and lease losses$450,000484
Total noninterest income$716,0001,564
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$598,0001,245
Total noninterest expense$2,063,0002,275
Salaries and employee benefits$1,118,0002,279
Premises and equipment expense$201,0002,742
Additional noninterest expense$744,0002,025
Pre-tax net operating income$1,901,0001,030
Securities gains (losses)$01,715
Applicable income taxes$664,000753
Income before extraordinary items$1,237,0001,226
Extraordinary gains, net$016
Net income$1,237,0001,227
Minority interest net income$066
Net income of bank and minority interests.$1,237,0001,227
Net charge-offs$217,000900
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,237,0001,206
2013-12-31 (YTD Data)Rank
Total interest income$17,520,0001,447
Total interest expense$1,775,0001,900
Net interest income$15,745,0001,376
Provision for loan and lease losses$2,200,000579
Total noninterest income$2,115,0002,085
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$517,0002,309
Trading account gains and fees$0184
Additional Noninterest Income$1,598,0001,782
Total noninterest expense$8,235,0002,281
Salaries and employee benefits$4,983,0002,048
Premises and equipment expense$762,0002,795
Additional noninterest expense$2,490,0002,476
Pre-tax net operating income$7,425,0001,029
Securities gains (losses)$-3,0006,132
Applicable income taxes$2,568,000749
Income before extraordinary items$4,854,0001,257
Extraordinary gains, net$029
Net income$4,854,0001,259
Minority interest net income$090
Net income of bank and minority interests.$4,854,0001,260
Net charge-offs$1,307,0001,036
Cash dividends$1,528,0001,460
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,855,9501,233
2013-09-30 (YTD Data)Rank
Total interest income$12,925,0001,472
Total interest expense$1,359,0001,924
Net interest income$11,566,0001,398
Provision for loan and lease losses$1,550,000629
Total noninterest income$1,571,0002,144
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$393,0002,310
Trading account gains and fees$0180
Additional Noninterest Income$1,178,0001,845
Total noninterest expense$5,827,0002,403
Salaries and employee benefits$3,500,0002,180
Premises and equipment expense$579,0002,796
Additional noninterest expense$1,748,0002,625
Pre-tax net operating income$5,760,0001,008
Securities gains (losses)$03,040
Applicable income taxes$2,005,000730
Income before extraordinary items$3,755,0001,234
Extraordinary gains, net$025
Net income$3,755,0001,232
Minority interest net income$084
Net income of bank and minority interests.$3,755,0001,236
Net charge-offs$1,182,000896
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,755,0001,204
2013-06-30 (YTD Data)Rank
Total interest income$8,613,0001,463
Total interest expense$931,0001,902
Net interest income$7,682,0001,397
Provision for loan and lease losses$1,100,000635
Total noninterest income$814,0002,534
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$255,0002,327
Trading account gains and fees$0157
Additional Noninterest Income$559,0002,322
Total noninterest expense$3,868,0002,413
Salaries and employee benefits$2,312,0002,202
Premises and equipment expense$399,0002,749
Additional noninterest expense$1,157,0002,624
Pre-tax net operating income$3,528,0001,066
Securities gains (losses)$02,791
Applicable income taxes$1,213,000795
Income before extraordinary items$2,315,0001,308
Extraordinary gains, net$022
Net income$2,315,0001,311
Minority interest net income$082
Net income of bank and minority interests.$2,315,0001,311
Net charge-offs$754,000933
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,315,0001,254
2013-03-31 (YTD Data)Rank
Total interest income$4,279,0001,490
Total interest expense$478,0001,906
Net interest income$3,801,0001,416
Provision for loan and lease losses$450,000738
Total noninterest income$472,0002,314
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$122,0002,399
Trading account gains and fees$0148
Additional Noninterest Income$350,0002,015
Total noninterest expense$1,831,0002,571
Salaries and employee benefits$1,083,0002,346
Premises and equipment expense$202,0002,751
Additional noninterest expense$546,0002,761
Pre-tax net operating income$1,992,000941
Securities gains (losses)$01,966
Applicable income taxes$697,000698
Income before extraordinary items$1,295,0001,156
Extraordinary gains, net$010
Net income$1,295,0001,158
Minority interest net income$076
Net income of bank and minority interests.$1,295,0001,158
Net charge-offs$276,0001,120
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,295,0001,103
2012-12-31 (YTD Data)Rank
Total interest income$17,387,0001,518
Total interest expense$2,484,0001,757
Net interest income$14,903,0001,472
Provision for loan and lease losses$2,325,000948
Total noninterest income$2,134,0002,091
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$529,0002,378
Trading account gains and fees$0166
Additional Noninterest Income$1,605,0001,779
Total noninterest expense$8,417,0002,244
Salaries and employee benefits$4,728,0002,110
Premises and equipment expense$840,0002,633
Additional noninterest expense$2,849,0002,278
Pre-tax net operating income$6,295,0001,134
Securities gains (losses)$4,0003,557
Applicable income taxes$2,112,000835
Income before extraordinary items$4,187,0001,401
Extraordinary gains, net$029
Net income$4,187,0001,402
Minority interest net income$093
Net income of bank and minority interests.$4,187,0001,402
Net charge-offs$2,653,000928
Cash dividends$1,070,0001,870
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,184,3601,321
2012-09-30 (YTD Data)Rank
Total interest income$13,140,0001,547
Total interest expense$1,923,0001,778
Net interest income$11,217,0001,489
Provision for loan and lease losses$1,875,000898
Total noninterest income$1,644,0002,056
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$386,0002,452
Trading account gains and fees$0157
Additional Noninterest Income$1,258,0001,729
Total noninterest expense$6,049,0002,340
Salaries and employee benefits$3,353,0002,219
Premises and equipment expense$646,0002,605
Additional noninterest expense$2,050,0002,361
Pre-tax net operating income$4,937,0001,091
Securities gains (losses)$4,0003,304
Applicable income taxes$1,670,000822
Income before extraordinary items$3,271,0001,380
Extraordinary gains, net$020
Net income$3,271,0001,381
Minority interest net income$086
Net income of bank and minority interests.$3,271,0001,381
Net charge-offs$1,922,000945
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,268,3601,300
2012-06-30 (YTD Data)Rank
Total interest income$8,876,0001,537
Total interest expense$1,314,0001,789
Net interest income$7,562,0001,473
Provision for loan and lease losses$1,225,000929
Total noninterest income$983,0002,184
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$246,0002,518
Trading account gains and fees$0153
Additional Noninterest Income$737,0001,853
Total noninterest expense$4,160,0002,298
Salaries and employee benefits$2,298,0002,167
Premises and equipment expense$412,0002,713
Additional noninterest expense$1,450,0002,237
Pre-tax net operating income$3,160,0001,131
Securities gains (losses)$03,178
Applicable income taxes$1,062,000844
Income before extraordinary items$2,098,0001,415
Extraordinary gains, net$019
Net income$2,098,0001,414
Minority interest net income$084
Net income of bank and minority interests.$2,098,0001,415
Net charge-offs$1,857,000729
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,098,0001,335
2012-03-31 (YTD Data)Rank
Total interest income$4,620,0001,491
Total interest expense$679,0001,806
Net interest income$3,941,0001,408
Provision for loan and lease losses$975,000636
Total noninterest income$547,0002,027
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$433,0001,661
Total noninterest expense$2,038,0002,328
Salaries and employee benefits$1,097,0002,267
Premises and equipment expense$210,0002,707
Additional noninterest expense$731,0002,209
Pre-tax net operating income$1,475,0001,184
Securities gains (losses)$02,210
Applicable income taxes$491,000900
Income before extraordinary items$984,0001,484
Extraordinary gains, net$019
Net income$984,0001,485
Minority interest net income$078
Net income of bank and minority interests.$984,0001,485
Net charge-offs$655,000918
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$984,0001,395
2011-12-31 (YTD Data)Rank
Total interest income$18,127,0001,574
Total interest expense$3,242,0001,821
Net interest income$14,885,0001,496
Provision for loan and lease losses$2,850,0001,241
Total noninterest income$1,424,0002,537
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$507,0002,536
Trading account gains and fees$0146
Additional Noninterest Income$917,0002,256
Total noninterest expense$8,707,0002,185
Salaries and employee benefits$4,517,0002,146
Premises and equipment expense$849,0002,784
Additional noninterest expense$3,341,0002,005
Pre-tax net operating income$4,752,0001,230
Securities gains (losses)$41,0002,709
Applicable income taxes$1,506,000996
Income before extraordinary items$3,287,0001,492
Extraordinary gains, net$029
Net income$3,287,0001,492
Minority interest net income$096
Net income of bank and minority interests.$3,287,0001,492
Net charge-offs$3,069,0001,180
Cash dividends$688,0002,065
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,258,7101,430
2011-09-30 (YTD Data)Rank
Total interest income$13,530,0001,588
Total interest expense$2,503,0001,848
Net interest income$11,027,0001,520
Provision for loan and lease losses$2,138,0001,185
Total noninterest income$1,105,0002,472
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$375,0002,586
Trading account gains and fees$0145
Additional Noninterest Income$730,0002,168
Total noninterest expense$6,391,0002,244
Salaries and employee benefits$3,230,0002,244
Premises and equipment expense$657,0002,732
Additional noninterest expense$2,504,0002,017
Pre-tax net operating income$3,603,0001,266
Securities gains (losses)$41,0002,444
Applicable income taxes$1,145,000979
Income before extraordinary items$2,499,0001,518
Extraordinary gains, net$021
Net income$2,499,0001,518
Minority interest net income$087
Net income of bank and minority interests.$2,499,0001,518
Net charge-offs$2,237,0001,137
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,470,7101,456
2011-06-30 (YTD Data)Rank
Total interest income$9,071,0001,600
Total interest expense$1,701,0001,879
Net interest income$7,370,0001,514
Provision for loan and lease losses$1,425,0001,180
Total noninterest income$710,0002,521
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$245,0002,603
Trading account gains and fees$0153
Additional Noninterest Income$465,0002,204
Total noninterest expense$4,317,0002,231
Salaries and employee benefits$2,215,0002,200
Premises and equipment expense$447,0002,680
Additional noninterest expense$1,655,0002,056
Pre-tax net operating income$2,338,0001,270
Securities gains (losses)$02,914
Applicable income taxes$726,000988
Income before extraordinary items$1,612,0001,522
Extraordinary gains, net$015
Net income$1,612,0001,522
Minority interest net income$089
Net income of bank and minority interests.$1,612,0001,522
Net charge-offs$876,0001,586
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,612,0001,458
2011-03-31 (YTD Data)Rank
Total interest income$4,516,0001,617
Total interest expense$869,0001,901
Net interest income$3,647,0001,524
Provision for loan and lease losses$713,0001,114
Total noninterest income$381,0002,431
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$115,0002,685
Trading account gains and fees$0158
Additional Noninterest Income$266,0002,068
Total noninterest expense$2,256,0002,137
Salaries and employee benefits$1,055,0002,317
Premises and equipment expense$231,0002,653
Additional noninterest expense$970,0001,752
Pre-tax net operating income$1,059,0001,362
Securities gains (losses)$01,772
Applicable income taxes$318,0001,071
Income before extraordinary items$741,0001,593
Extraordinary gains, net$09
Net income$741,0001,593
Minority interest net income$086
Net income of bank and minority interests.$741,0001,593
Net charge-offs$311,0001,719
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$741,0001,547
2010-12-31 (YTD Data)Rank
Total interest income$18,423,0001,649
Total interest expense$4,131,0001,936
Net interest income$14,292,0001,566
Provision for loan and lease losses$4,275,0001,276
Total noninterest income$1,782,0002,241
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$522,0002,563
Trading account gains and fees$0175
Additional Noninterest Income$1,260,0001,901
Total noninterest expense$8,553,0002,262
Salaries and employee benefits$4,428,0002,189
Premises and equipment expense$881,0002,750
Additional noninterest expense$3,244,0002,145
Pre-tax net operating income$3,246,0001,510
Securities gains (losses)$19,0003,127
Applicable income taxes$860,0001,371
Income before extraordinary items$2,405,0001,711
Extraordinary gains, net$029
Net income$2,405,0001,712
Minority interest net income$0111
Net income of bank and minority interests.$2,405,0001,713
Net charge-offs$4,067,0001,192
Cash dividends$599,0002,150
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,390,9401,657
2010-09-30 (YTD Data)Rank
Total interest income$13,860,0001,675
Total interest expense$3,188,0001,959
Net interest income$10,672,0001,584
Provision for loan and lease losses$3,900,0001,064
Total noninterest income$1,342,0002,257
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$396,0002,606
Trading account gains and fees$0165
Additional Noninterest Income$946,0001,864
Total noninterest expense$6,211,0002,341
Salaries and employee benefits$3,233,0002,243
Premises and equipment expense$678,0002,736
Additional noninterest expense$2,300,0002,226
Pre-tax net operating income$1,903,0001,978
Securities gains (losses)$19,0002,905
Applicable income taxes$437,0001,793
Income before extraordinary items$1,485,0002,163
Extraordinary gains, net$023
Net income$1,485,0002,164
Minority interest net income$0110
Net income of bank and minority interests.$1,485,0002,166
Net charge-offs$3,791,000947
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,470,3702,086
2010-06-30 (YTD Data)Rank
Total interest income$9,261,0001,693
Total interest expense$2,161,0002,007
Net interest income$7,100,0001,593
Provision for loan and lease losses$3,300,000887
Total noninterest income$872,0002,239
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$264,0002,608
Trading account gains and fees$0152
Additional Noninterest Income$608,0001,843
Total noninterest expense$4,372,0002,206
Salaries and employee benefits$2,205,0002,212
Premises and equipment expense$462,0002,690
Additional noninterest expense$1,705,0002,017
Pre-tax net operating income$300,0004,417
Securities gains (losses)$03,184
Applicable income taxes$-105,0007,205
Income before extraordinary items$405,0003,762
Extraordinary gains, net$019
Net income$405,0003,760
Minority interest net income$0105
Net income of bank and minority interests.$405,0003,761
Net charge-offs$3,092,000812
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$405,0003,661
2010-03-31 (YTD Data)Rank
Total interest income$4,595,0001,746
Total interest expense$1,097,0002,078
Net interest income$3,498,0001,631
Provision for loan and lease losses$1,200,0001,029
Total noninterest income$426,0002,265
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$143,0002,431
Trading account gains and fees$0175
Additional Noninterest Income$283,0001,908
Total noninterest expense$1,908,0002,564
Salaries and employee benefits$1,016,0002,436
Premises and equipment expense$234,0002,730
Additional noninterest expense$658,0002,504
Pre-tax net operating income$816,0001,593
Securities gains (losses)$02,284
Applicable income taxes$207,0001,394
Income before extraordinary items$609,0001,807
Extraordinary gains, net$016
Net income$609,0001,806
Minority interest net income$091
Net income of bank and minority interests.$609,0001,808
Net charge-offs$1,928,000660
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$609,0001,721
2009-12-31 (YTD Data)Rank
Total interest income$19,366,0001,766
Total interest expense$5,495,0002,070
Net interest income$13,871,0001,621
Provision for loan and lease losses$4,300,0001,588
Total noninterest income$1,723,0002,348
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$616,0002,496
Trading account gains and fees$0211
Additional Noninterest Income$1,107,0002,028
Total noninterest expense$7,974,0002,470
Salaries and employee benefits$4,426,0002,222
Premises and equipment expense$878,0002,882
Additional noninterest expense$2,670,0002,597
Pre-tax net operating income$3,320,0001,219
Securities gains (losses)$133,0001,884
Applicable income taxes$876,0001,062
Income before extraordinary items$2,577,0001,304
Extraordinary gains, net$034
Net income$2,577,0001,302
Minority interest net income$0115
Net income of bank and minority interests.$2,577,0001,303
Net charge-offs$2,702,0001,714
Cash dividends$917,0001,746
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,477,2501,327
2009-09-30 (YTD Data)Rank
Total interest income$14,644,0001,777
Total interest expense$4,310,0002,076
Net interest income$10,334,0001,627
Provision for loan and lease losses$2,250,0001,770
Total noninterest income$1,311,0002,377
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$447,0002,563
Trading account gains and fees$0212
Additional Noninterest Income$864,0002,020
Total noninterest expense$5,857,0002,524
Salaries and employee benefits$3,162,0002,359
Premises and equipment expense$665,0002,897
Additional noninterest expense$2,030,0002,535
Pre-tax net operating income$3,538,000941
Securities gains (losses)$60,0002,179
Applicable income taxes$1,073,000800
Income before extraordinary items$2,525,0001,081
Extraordinary gains, net$027
Net income$2,525,0001,080
Minority interest net income$0118
Net income of bank and minority interests.$2,525,0001,081
Net charge-offs$1,157,0002,044
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,483,0001,080
2009-06-30 (YTD Data)Rank
Total interest income$9,698,0001,815
Total interest expense$2,997,0002,096
Net interest income$6,701,0001,676
Provision for loan and lease losses$1,400,0001,703
Total noninterest income$858,0002,417
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$291,0002,579
Trading account gains and fees$0193
Additional Noninterest Income$567,0002,064
Total noninterest expense$3,805,0002,627
Salaries and employee benefits$2,012,0002,498
Premises and equipment expense$443,0002,933
Additional noninterest expense$1,350,0002,556
Pre-tax net operating income$2,354,000969
Securities gains (losses)$60,0001,792
Applicable income taxes$708,000822
Income before extraordinary items$1,706,0001,114
Extraordinary gains, net$021
Net income$1,706,0001,112
Minority interest net income$0112
Net income of bank and minority interests.$1,706,0001,114
Net charge-offs$1,044,0001,601
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,663,4001,103
2009-03-31 (YTD Data)Rank
Total interest income$4,761,0001,883
Total interest expense$1,549,0002,114
Net interest income$3,212,0001,722
Provision for loan and lease losses$450,0001,876
Total noninterest income$402,0002,499
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$140,0002,606
Trading account gains and fees$0171
Additional Noninterest Income$262,0002,137
Total noninterest expense$1,792,0002,689
Salaries and employee benefits$998,0002,553
Premises and equipment expense$223,0002,965
Additional noninterest expense$571,0002,675
Pre-tax net operating income$1,372,000924
Securities gains (losses)$02,434
Applicable income taxes$419,000797
Income before extraordinary items$953,0001,139
Extraordinary gains, net$015
Net income$953,0001,141
Minority interest net income$0102
Net income of bank and minority interests.$953,0001,141
Net charge-offs$55,0003,454
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$953,0001,065
2008-12-31 (YTD Data)Rank
Total interest income$19,806,0001,931
Total interest expense$7,806,0002,014
Net interest income$12,000,0001,859
Provision for loan and lease losses$1,130,0002,528
Total noninterest income$1,493,0002,645
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$652,0002,485
Trading account gains and fees$0154
Additional Noninterest Income$841,0002,397
Total noninterest expense$7,114,0002,645
Salaries and employee benefits$4,156,0002,420
Premises and equipment expense$940,0002,775
Additional noninterest expense$2,018,0002,850
Pre-tax net operating income$5,249,0001,058
Securities gains (losses)$165,000812
Applicable income taxes$1,404,000913
Income before extraordinary items$4,010,0001,048
Extraordinary gains, net$039
Net income$4,010,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0002,451
Cash dividends$1,834,0001,465
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,887,9001,140
2008-09-30 (YTD Data)Rank
Total interest income$14,918,0001,963
Total interest expense$6,082,0002,035
Net interest income$8,836,0001,914
Provision for loan and lease losses$525,0002,660
Total noninterest income$1,076,0002,760
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$476,0002,551
Trading account gains and fees$0148
Additional Noninterest Income$600,0002,534
Total noninterest expense$5,145,0002,716
Salaries and employee benefits$2,930,0002,593
Premises and equipment expense$737,0002,679
Additional noninterest expense$1,478,0002,804
Pre-tax net operating income$4,242,0001,192
Securities gains (losses)$92,0001,026
Applicable income taxes$1,137,0001,046
Income before extraordinary items$3,197,0001,154
Extraordinary gains, net$031
Net income$3,197,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,748
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,128,9201,246
2008-06-30 (YTD Data)Rank
Total interest income$10,081,0001,970
Total interest expense$4,302,0002,009
Net interest income$5,779,0001,938
Provision for loan and lease losses$350,0002,323
Total noninterest income$682,0002,896
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$311,0002,564
Trading account gains and fees$0149
Additional Noninterest Income$371,0002,696
Total noninterest expense$3,220,0002,868
Salaries and employee benefits$1,855,0002,738
Premises and equipment expense$499,0002,642
Additional noninterest expense$866,0003,111
Pre-tax net operating income$2,891,0001,233
Securities gains (losses)$81,0001,114
Applicable income taxes$898,0001,020
Income before extraordinary items$2,074,0001,327
Extraordinary gains, net$021
Net income$2,074,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,030
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,017,3001,344
2008-03-31 (YTD Data)Rank
Total interest income$5,237,0001,943
Total interest expense$2,371,0001,958
Net interest income$2,866,0001,949
Provision for loan and lease losses$75,0003,123
Total noninterest income$340,0002,876
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$153,0002,573
Trading account gains and fees$0158
Additional Noninterest Income$187,0002,680
Total noninterest expense$1,637,0002,824
Salaries and employee benefits$947,0002,714
Premises and equipment expense$261,0002,574
Additional noninterest expense$429,0003,097
Pre-tax net operating income$1,494,0001,266
Securities gains (losses)$34,0001,302
Applicable income taxes$472,0001,059
Income before extraordinary items$1,056,0001,422
Extraordinary gains, net$015
Net income$1,056,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,032,5401,402
2007-12-31 (YTD Data)Rank
Total interest income$22,889,0001,845
Total interest expense$10,963,0001,821
Net interest income$11,926,0001,899
Provision for loan and lease losses$1,330,0001,159
Total noninterest income$1,399,0002,829
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$855,0002,019
Trading account gains and fees$0178
Additional Noninterest Income$544,0003,170
Total noninterest expense$6,383,0002,803
Salaries and employee benefits$3,834,0002,586
Premises and equipment expense$815,0003,031
Additional noninterest expense$1,734,0003,036
Pre-tax net operating income$5,612,0001,489
Securities gains (losses)$3,0001,730
Applicable income taxes$1,608,0001,344
Income before extraordinary items$4,007,0001,587
Extraordinary gains, net$039
Net income$4,007,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,337,000820
Cash dividends$1,880,0001,693
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,004,8701,578
2007-09-30 (YTD Data)Rank
Total interest income$16,979,0001,871
Total interest expense$8,333,0001,794
Net interest income$8,646,0001,986
Provision for loan and lease losses$850,0001,022
Total noninterest income$1,053,0002,815
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$621,0002,049
Trading account gains and fees$0184
Additional Noninterest Income$432,0003,067
Total noninterest expense$4,675,0002,841
Salaries and employee benefits$2,793,0002,647
Premises and equipment expense$603,0003,057
Additional noninterest expense$1,279,0003,014
Pre-tax net operating income$4,174,0001,615
Securities gains (losses)$01,655
Applicable income taxes$1,272,0001,383
Income before extraordinary items$2,902,0001,740
Extraordinary gains, net$033
Net income$2,902,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,311,000544
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,902,0001,728
2007-06-30 (YTD Data)Rank
Total interest income$11,308,0001,891
Total interest expense$5,495,0001,811
Net interest income$5,813,0002,000
Provision for loan and lease losses$565,000927
Total noninterest income$686,0002,872
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$406,0002,087
Trading account gains and fees$0168
Additional Noninterest Income$280,0003,130
Total noninterest expense$3,083,0002,904
Salaries and employee benefits$1,816,0002,736
Premises and equipment expense$397,0003,103
Additional noninterest expense$870,0002,968
Pre-tax net operating income$2,851,0001,618
Securities gains (losses)$01,444
Applicable income taxes$867,0001,414
Income before extraordinary items$1,984,0001,741
Extraordinary gains, net$029
Net income$1,984,0001,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,316,000374
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,984,0001,726
2007-03-31 (YTD Data)Rank
Total interest income$5,362,0001,983
Total interest expense$2,692,0001,836
Net interest income$2,670,0002,168
Provision for loan and lease losses$281,000877
Total noninterest income$347,0002,823
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$198,0002,071
Trading account gains and fees$0195
Additional Noninterest Income$149,0003,039
Total noninterest expense$1,572,0002,864
Salaries and employee benefits$944,0002,681
Premises and equipment expense$193,0003,208
Additional noninterest expense$435,0002,952
Pre-tax net operating income$1,164,0001,912
Securities gains (losses)$01,187
Applicable income taxes$315,0001,799
Income before extraordinary items$849,0001,957
Extraordinary gains, net$022
Net income$849,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,163,000212
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$849,0001,949
2006-12-31 (YTD Data)Rank
Total interest income$20,563,0001,931
Total interest expense$9,566,0001,756
Net interest income$10,997,0002,107
Provision for loan and lease losses$285,0002,880
Total noninterest income$1,273,0003,013
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$821,0002,075
Trading account gains and fees$0130
Additional Noninterest Income$452,0003,522
Total noninterest expense$6,103,0002,839
Salaries and employee benefits$3,647,0002,655
Premises and equipment expense$682,0003,397
Additional noninterest expense$1,774,0002,854
Pre-tax net operating income$5,882,0001,643
Securities gains (losses)$-11,0007,326
Applicable income taxes$1,929,0001,373
Income before extraordinary items$3,942,0001,813
Extraordinary gains, net$051
Net income$3,942,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,237
Cash dividends$1,911,0001,610
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,949,3701,786
2006-09-30 (YTD Data)Rank
Total interest income$15,147,0001,957
Total interest expense$6,970,0001,754
Net interest income$8,177,0002,143
Provision for loan and lease losses$180,0003,038
Total noninterest income$963,0003,003
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$604,0002,109
Trading account gains and fees$0126
Additional Noninterest Income$359,0003,387
Total noninterest expense$4,432,0002,899
Salaries and employee benefits$2,630,0002,731
Premises and equipment expense$478,0003,595
Additional noninterest expense$1,324,0002,856
Pre-tax net operating income$4,528,0001,637
Securities gains (losses)$-11,0007,627
Applicable income taxes$1,457,0001,419
Income before extraordinary items$3,060,0001,799
Extraordinary gains, net$045
Net income$3,060,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,587
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,067,4801,776
2006-06-30 (YTD Data)Rank
Total interest income$9,786,0001,971
Total interest expense$4,370,0001,769
Net interest income$5,416,0002,156
Provision for loan and lease losses$135,0002,822
Total noninterest income$617,0003,062
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$393,0002,128
Trading account gains and fees$0126
Additional Noninterest Income$224,0003,521
Total noninterest expense$2,914,0002,954
Salaries and employee benefits$1,708,0002,793
Premises and equipment expense$311,0003,664
Additional noninterest expense$895,0002,831
Pre-tax net operating income$2,984,0001,660
Securities gains (losses)$-11,0007,893
Applicable income taxes$968,0001,440
Income before extraordinary items$2,005,0001,829
Extraordinary gains, net$039
Net income$2,005,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,057
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,012,3701,803
2006-03-31 (YTD Data)Rank
Total interest income$4,803,0001,978
Total interest expense$2,041,0001,791
Net interest income$2,762,0002,103
Provision for loan and lease losses$105,0001,911
Total noninterest income$300,0003,094
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$195,0002,087
Trading account gains and fees$0115
Additional Noninterest Income$105,0003,627
Total noninterest expense$1,483,0002,901
Salaries and employee benefits$888,0002,717
Premises and equipment expense$162,0003,559
Additional noninterest expense$433,0002,904
Pre-tax net operating income$1,474,0001,648
Securities gains (losses)$0955
Applicable income taxes$478,0001,449
Income before extraordinary items$996,0001,794
Extraordinary gains, net$021
Net income$996,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$996,0001,784
2005-12-31 (YTD Data)Rank
Total interest income$16,375,0002,037
Total interest expense$5,896,0001,915
Net interest income$10,479,0002,120
Provision for loan and lease losses$209,0003,523
Total noninterest income$1,299,0002,958
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$779,0002,157
Trading account gains and fees$0138
Additional Noninterest Income$520,0003,304
Total noninterest expense$5,925,0002,784
Salaries and employee benefits$3,593,0002,539
Premises and equipment expense$624,0003,536
Additional noninterest expense$1,708,0002,907
Pre-tax net operating income$5,644,0001,659
Securities gains (losses)$60,000865
Applicable income taxes$1,847,0001,450
Income before extraordinary items$3,857,0001,793
Extraordinary gains, net$046
Net income$3,857,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,442
Cash dividends$1,926,0001,519
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,816,2001,781
2005-09-30 (YTD Data)Rank
Total interest income$12,026,0002,024
Total interest expense$4,131,0001,929
Net interest income$7,895,0002,096
Provision for loan and lease losses$94,0004,264
Total noninterest income$975,0002,958
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$582,0002,160
Trading account gains and fees$0126
Additional Noninterest Income$393,0003,311
Total noninterest expense$4,359,0002,806
Salaries and employee benefits$2,620,0002,560
Premises and equipment expense$484,0003,429
Additional noninterest expense$1,255,0002,926
Pre-tax net operating income$4,417,0001,619
Securities gains (losses)$60,000820
Applicable income taxes$1,458,0001,418
Income before extraordinary items$3,019,0001,747
Extraordinary gains, net$035
Net income$3,019,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,120
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,978,8001,738
2005-06-30 (YTD Data)Rank
Total interest income$7,767,0002,035
Total interest expense$2,565,0001,944
Net interest income$5,202,0002,089
Provision for loan and lease losses$64,0004,058
Total noninterest income$475,0003,645
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$385,0002,131
Trading account gains and fees$0116
Additional Noninterest Income$90,0005,383
Total noninterest expense$2,867,0002,820
Salaries and employee benefits$1,703,0002,606
Premises and equipment expense$321,0003,429
Additional noninterest expense$843,0002,877
Pre-tax net operating income$2,746,0001,689
Securities gains (losses)$88,000613
Applicable income taxes$903,0001,478
Income before extraordinary items$1,931,0001,772
Extraordinary gains, net$030
Net income$1,931,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,094
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,871,1601,791
2005-03-31 (YTD Data)Rank
Total interest income$3,650,0002,116
Total interest expense$1,209,0001,960
Net interest income$2,441,0002,197
Provision for loan and lease losses$34,0003,829
Total noninterest income$308,0003,007
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$184,0002,165
Trading account gains and fees$0115
Additional Noninterest Income$124,0003,332
Total noninterest expense$1,454,0002,800
Salaries and employee benefits$881,0002,544
Premises and equipment expense$165,0003,381
Additional noninterest expense$408,0002,965
Pre-tax net operating income$1,261,0001,797
Securities gains (losses)$79,000420
Applicable income taxes$419,0001,558
Income before extraordinary items$921,0001,838
Extraordinary gains, net$024
Net income$921,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$866,4901,908
2004-12-31 (YTD Data)Rank
Total interest income$14,341,0001,975
Total interest expense$3,765,0002,164
Net interest income$10,576,0001,918
Provision for loan and lease losses$487,0002,000
Total noninterest income$1,366,0002,861
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$720,0002,320
Trading account gains and fees$0138
Additional Noninterest Income$646,0002,857
Total noninterest expense$5,810,0002,730
Salaries and employee benefits$3,509,0002,481
Premises and equipment expense$575,0003,658
Additional noninterest expense$1,726,0002,765
Pre-tax net operating income$5,645,0001,511
Securities gains (losses)$-3,0007,966
Applicable income taxes$1,752,0001,425
Income before extraordinary items$3,890,0001,659
Extraordinary gains, net$034
Net income$3,890,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,000931
Cash dividends$2,793,0001,032
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,892,0701,611
2004-09-30 (YTD Data)Rank
Total interest income$10,648,0001,969
Total interest expense$2,703,0002,201
Net interest income$7,945,0001,898
Provision for loan and lease losses$164,0003,382
Total noninterest income$1,027,0002,864
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$525,0002,398
Trading account gains and fees$0134
Additional Noninterest Income$502,0002,799
Total noninterest expense$4,203,0002,794
Salaries and employee benefits$2,534,0002,550
Premises and equipment expense$430,0003,677
Additional noninterest expense$1,239,0002,846
Pre-tax net operating income$4,605,0001,410
Securities gains (losses)$-3,0008,248
Applicable income taxes$1,462,0001,304
Income before extraordinary items$3,140,0001,544
Extraordinary gains, net$026
Net income$3,140,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,000965
Cash dividends$810,0001,992
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,142,0401,500
2004-06-30 (YTD Data)Rank
Total interest income$7,046,0001,982
Total interest expense$1,785,0002,204
Net interest income$5,261,0001,901
Provision for loan and lease losses$56,0004,573
Total noninterest income$691,0002,858
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$327,0002,529
Trading account gains and fees$0130
Additional Noninterest Income$364,0002,668
Total noninterest expense$2,782,0002,809
Salaries and employee benefits$1,646,0002,609
Premises and equipment expense$291,0003,648
Additional noninterest expense$845,0002,787
Pre-tax net operating income$3,114,0001,363
Securities gains (losses)$-3,0008,495
Applicable income taxes$1,003,0001,279
Income before extraordinary items$2,108,0001,520
Extraordinary gains, net$021
Net income$2,108,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,084
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,110,0401,469
2004-03-31 (YTD Data)Rank
Total interest income$3,458,0002,024
Total interest expense$891,0002,224
Net interest income$2,567,0001,944
Provision for loan and lease losses$18,0004,919
Total noninterest income$308,0003,051
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$152,0002,644
Trading account gains and fees$0121
Additional Noninterest Income$156,0002,878
Total noninterest expense$1,462,0002,696
Salaries and employee benefits$862,0002,514
Premises and equipment expense$152,0003,556
Additional noninterest expense$448,0002,618
Pre-tax net operating income$1,395,0001,492
Securities gains (losses)$02,934
Applicable income taxes$426,0001,479
Income before extraordinary items$969,0001,635
Extraordinary gains, net$016
Net income$969,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,260
Cash dividends$125,0002,644
Sale, conversion, retirement of capital stock, net$0464
Net operating income$969,0001,547
2003-12-31 (YTD Data)Rank
Total interest income$14,285,0001,982
Total interest expense$4,008,0002,213
Net interest income$10,277,0001,893
Provision for loan and lease losses$787,0001,476
Total noninterest income$1,265,0003,184
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$625,0002,625
Trading account gains and fees$0160
Additional Noninterest Income$640,0003,126
Total noninterest expense$5,324,0002,900
Salaries and employee benefits$3,166,0002,652
Premises and equipment expense$579,0003,631
Additional noninterest expense$1,579,0002,934
Pre-tax net operating income$5,431,0001,511
Securities gains (losses)$04,500
Applicable income taxes$1,697,0001,456
Income before extraordinary items$3,734,0001,660
Extraordinary gains, net$054
Net income$3,734,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,833
Cash dividends$2,241,0001,260
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,734,0001,584
2003-09-30 (YTD Data)Rank
Total interest income$10,899,0001,980
Total interest expense$3,096,0002,230
Net interest income$7,803,0001,889
Provision for loan and lease losses$239,0002,957
Total noninterest income$985,0003,172
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$467,0002,628
Trading account gains and fees$0153
Additional Noninterest Income$518,0003,072
Total noninterest expense$3,741,0003,049
Salaries and employee benefits$2,160,0002,878
Premises and equipment expense$431,0003,641
Additional noninterest expense$1,150,0003,007
Pre-tax net operating income$4,808,0001,343
Securities gains (losses)$04,204
Applicable income taxes$1,645,0001,248
Income before extraordinary items$3,163,0001,535
Extraordinary gains, net$040
Net income$3,163,0001,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,923
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,163,0001,467
2003-06-30 (YTD Data)Rank
Total interest income$7,029,0002,072
Total interest expense$2,111,0002,247
Net interest income$4,918,0001,992
Provision for loan and lease losses$103,0003,812
Total noninterest income$658,0003,137
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$313,0002,562
Trading account gains and fees$0150
Additional Noninterest Income$345,0003,037
Total noninterest expense$2,485,0003,062
Salaries and employee benefits$1,438,0002,892
Premises and equipment expense$285,0003,650
Additional noninterest expense$762,0002,998
Pre-tax net operating income$2,988,0001,431
Securities gains (losses)$03,782
Applicable income taxes$986,0001,389
Income before extraordinary items$2,002,0001,620
Extraordinary gains, net$030
Net income$2,002,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,533
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,002,0001,514
2003-03-31 (YTD Data)Rank
Total interest income$3,535,0002,077
Total interest expense$1,083,0002,249
Net interest income$2,452,0002,005
Provision for loan and lease losses$30,0004,429
Total noninterest income$285,0003,370
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$149,0002,595
Trading account gains and fees$0134
Additional Noninterest Income$136,0003,389
Total noninterest expense$1,173,0003,222
Salaries and employee benefits$689,0002,997
Premises and equipment expense$140,0003,695
Additional noninterest expense$344,0003,243
Pre-tax net operating income$1,534,0001,399
Securities gains (losses)$02,891
Applicable income taxes$492,0001,391
Income before extraordinary items$1,042,0001,545
Extraordinary gains, net$021
Net income$1,042,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,406
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,042,0001,448
2002-12-31 (YTD Data)Rank
Total interest income$14,034,0002,190
Total interest expense$5,262,0002,139
Net interest income$8,772,0002,207
Provision for loan and lease losses$456,0002,549
Total noninterest income$1,218,0003,044
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$541,0002,785
Trading account gains and fees$0153
Additional Noninterest Income$677,0002,757
Total noninterest expense$5,063,0002,891
Salaries and employee benefits$3,089,0002,552
Premises and equipment expense$548,0003,675
Additional noninterest expense$1,426,0003,077
Pre-tax net operating income$4,471,0001,812
Securities gains (losses)$31,0002,809
Applicable income taxes$1,330,0001,816
Income before extraordinary items$3,172,0001,896
Extraordinary gains, net$070
Net income$3,172,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0003,303
Cash dividends$1,871,0001,387
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,150,3001,847
2001-12-31 (YTD Data)Rank
Total interest income$15,047,0002,269
Total interest expense$7,553,0002,125
Net interest income$7,494,0002,393
Provision for loan and lease losses$298,0003,250
Total noninterest income$1,293,0002,787
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$540,0002,655
Trading account gains and fees$0177
Additional Noninterest Income$753,0002,474
Total noninterest expense$4,522,0003,079
Salaries and employee benefits$2,881,0002,602
Premises and equipment expense$536,0003,680
Additional noninterest expense$1,105,0003,750
Pre-tax net operating income$3,967,0001,786
Securities gains (losses)$04,612
Applicable income taxes$1,137,0001,902
Income before extraordinary items$2,830,0001,858
Extraordinary gains, net$0105
Net income$2,830,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,533
Cash dividends$1,653,0001,538
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,830,0001,791
2000-12-31 (YTD Data)Rank
Total interest income$15,678,0002,241
Total interest expense$8,257,0002,087
Net interest income$7,421,0002,388
Provision for loan and lease losses$182,0003,925
Total noninterest income$1,005,0003,119
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$479,0002,792
Trading account gains and fees$0180
Additional Noninterest Income$526,0002,869
Total noninterest expense$4,226,0003,185
Salaries and employee benefits$2,710,0002,629
Premises and equipment expense$516,0003,701
Additional noninterest expense$1,000,0003,998
Pre-tax net operating income$4,018,0001,816
Securities gains (losses)$01,956
Applicable income taxes$1,313,0001,688
Income before extraordinary items$2,705,0001,929
Extraordinary gains, net$038
Net income$2,705,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,408
Cash dividends$1,575,0001,607
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,705,0001,929
1999-12-31 (YTD Data)Rank
Total interest income$13,976,0002,334
Total interest expense$6,759,0002,190
Net interest income$7,217,0002,444
Provision for loan and lease losses$224,0003,326
Total noninterest income$887,0003,373
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$421,0003,085
Trading account gains and fees$0173
Additional Noninterest Income$466,0003,090
Total noninterest expense$3,999,0003,317
Salaries and employee benefits$2,496,0002,807
Premises and equipment expense$518,0003,650
Additional noninterest expense$985,0004,066
Pre-tax net operating income$3,881,0001,895
Securities gains (losses)$-76,0009,899
Applicable income taxes$1,325,0001,757
Income before extraordinary items$2,480,0002,112
Extraordinary gains, net$035
Net income$2,480,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,187
Cash dividends$1,418,0001,760
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,529,4002,054
1998-12-31 (YTD Data)Rank
Total interest income$13,422,0002,422
Total interest expense$6,695,0002,263
Net interest income$6,727,0002,522
Provision for loan and lease losses$278,0002,796
Total noninterest income$682,0004,058
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$352,0003,486
Trading account gains and fees$0224
Additional Noninterest Income$330,0003,812
Total noninterest expense$3,758,0003,406
Salaries and employee benefits$2,279,0002,957
Premises and equipment expense$537,0003,496
Additional noninterest expense$942,0004,151
Pre-tax net operating income$3,373,0002,134
Securities gains (losses)$04,449
Applicable income taxes$1,122,0002,105
Income before extraordinary items$2,251,0002,295
Extraordinary gains, net$032
Net income$2,251,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,314
Cash dividends$1,181,0001,978
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,251,0002,222
1997-12-31 (YTD Data)Rank
Total interest income$12,749,0002,577
Total interest expense$6,299,0002,389
Net interest income$6,450,0002,701
Provision for loan and lease losses$242,0003,006
Total noninterest income$661,0004,141
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$341,0003,699
Trading account gains and fees$0239
Additional Noninterest Income$320,0003,794
Total noninterest expense$3,715,0003,396
Salaries and employee benefits$2,273,0002,917
Premises and equipment expense$539,0003,463
Additional noninterest expense$903,0004,296
Pre-tax net operating income$3,154,0002,378
Securities gains (losses)$-6,0009,765
Applicable income taxes$1,095,0002,257
Income before extraordinary items$2,053,0002,527
Extraordinary gains, net$044
Net income$2,053,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$1,024,0002,121
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,056,9002,470
1996-12-31 (YTD Data)Rank
Total interest income$11,762,0002,803
Total interest expense$5,808,0002,624
Net interest income$5,954,0002,974
Provision for loan and lease losses$247,0002,960
Total noninterest income$507,0005,103
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$287,0004,365
Trading account gains and fees$0262
Additional Noninterest Income$220,0004,917
Total noninterest expense$3,398,0003,886
Salaries and employee benefits$2,185,0003,058
Premises and equipment expense$483,0003,880
Additional noninterest expense$730,0005,571
Pre-tax net operating income$2,816,0002,499
Securities gains (losses)$2,0003,501
Applicable income taxes$982,0002,390
Income before extraordinary items$1,836,0002,647
Extraordinary gains, net$053
Net income$1,836,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,153
Cash dividends$898,0002,339
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,834,7002,606
1995-12-31 (YTD Data)Rank
Total interest income$11,149,0002,976
Total interest expense$5,368,0002,848
Net interest income$5,781,0003,072
Provision for loan and lease losses$213,0002,886
Total noninterest income$481,0005,327
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$287,0004,450
Trading account gains and fees$0522
Additional Noninterest Income$194,0005,217
Total noninterest expense$3,519,0003,724
Salaries and employee benefits$1,989,0003,325
Premises and equipment expense$452,0004,098
Additional noninterest expense$1,078,0004,099
Pre-tax net operating income$2,530,0002,812
Securities gains (losses)$-15,00010,368
Applicable income taxes$780,0002,938
Income before extraordinary items$1,735,0002,844
Extraordinary gains, net$065
Net income$1,735,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,506
Cash dividends$827,0002,360
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,745,3502,785
1994-12-31 (YTD Data)Rank
Total interest income$9,253,0003,260
Total interest expense$3,970,0003,078
Net interest income$5,283,0003,392
Provision for loan and lease losses$215,0002,891
Total noninterest income$614,0004,575
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$318,0004,157
Trading account gains and fees$0475
Additional Noninterest Income$296,0004,126
Total noninterest expense$3,256,0004,114
Salaries and employee benefits$1,852,0003,516
Premises and equipment expense$439,0004,245
Additional noninterest expense$965,0004,857
Pre-tax net operating income$2,426,0002,907
Securities gains (losses)$-82,00011,402
Applicable income taxes$768,0002,869
Income before extraordinary items$1,576,0003,047
Extraordinary gains, net$0249
Net income$1,576,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,376
Cash dividends$709,0002,501
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,630,9402,975
1993-12-31 (YTD Data)Rank
Total interest income$8,379,0003,653
Total interest expense$3,834,0003,286
Net interest income$4,545,0003,901
Provision for loan and lease losses$406,0002,435
Total noninterest income$412,0006,357
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$283,0004,653
Trading account gains and fees$0532
Additional Noninterest Income$129,0007,048
Total noninterest expense$2,930,0004,613
Salaries and employee benefits$1,647,0003,934
Premises and equipment expense$342,0005,325
Additional noninterest expense$941,0005,184
Pre-tax net operating income$1,621,0004,042
Securities gains (losses)$56,0003,232
Applicable income taxes$475,0004,368
Income before extraordinary items$1,202,0004,018
Extraordinary gains, net$03,149
Net income$1,202,0004,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,593
Cash dividends$512,0003,003
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,161,6803,934
1992-12-31 (YTD Data)Rank
Total interest income$8,354,0004,137
Total interest expense$4,499,0003,651
Net interest income$3,855,0004,604
Provision for loan and lease losses$81,0007,858
Total noninterest income$407,0006,487
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$287,0004,607
Trading account gains and fees$0504
Additional Noninterest Income$120,0007,446
Total noninterest expense$2,624,0005,084
Salaries and employee benefits$1,523,0004,175
Premises and equipment expense$368,0005,137
Additional noninterest expense$733,0006,527
Pre-tax net operating income$1,557,0003,914
Securities gains (losses)$-4,00013,019
Applicable income taxes$444,0004,408
Income before extraordinary items$1,109,0004,097
Extraordinary gains, net$01,422
Net income$1,109,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$472,0002,941
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,111,8403,788

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.