Home > Bank of Whitman > Income and Expense
Bank of Whitman, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,918,000 | 1,028 |
| Total interest expense | $3,969,000 | 810 |
| Net interest income | $9,949,000 | 1,124 |
| Provision for loan and lease losses | $20,649,000 | 133 |
| Total noninterest income | $-2,032,000 | 7,480 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $303,000 | 2,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,335,000 | 7,479 |
| Total noninterest expense | $12,591,000 | 800 |
| Salaries and employee benefits | $4,784,000 | 1,036 |
| Premises and equipment expense | $2,521,000 | 505 |
| Additional noninterest expense | $5,286,000 | 682 |
| Pre-tax net operating income | $-25,323,000 | 7,493 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-25,323,000 | 7,488 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,323,000 | 7,487 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-25,323,000 | 7,487 |
| Net charge-offs | $13,149,000 | 220 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-25,323,000 | 7,488 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 1,010 |
| Total interest expense | $2,152,000 | 775 |
| Net interest income | $4,992,000 | 1,115 |
| Provision for loan and lease losses | $8,697,000 | 152 |
| Total noninterest income | $-864,000 | 7,539 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,009,000 | 7,547 |
| Total noninterest expense | $6,475,000 | 777 |
| Salaries and employee benefits | $2,552,000 | 975 |
| Premises and equipment expense | $1,219,000 | 525 |
| Additional noninterest expense | $2,704,000 | 666 |
| Pre-tax net operating income | $-11,044,000 | 7,551 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-11,044,000 | 7,542 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-11,044,000 | 7,542 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-11,044,000 | 7,542 |
| Net charge-offs | $6,197,000 | 229 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-11,044,000 | 7,544 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $35,029,000 | 865 |
| Total interest expense | $12,373,000 | 639 |
| Net interest income | $22,656,000 | 969 |
| Provision for loan and lease losses | $17,292,000 | 424 |
| Total noninterest income | $1,246,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $725,000 | 1,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $521,000 | 3,131 |
| Total noninterest expense | $23,824,000 | 843 |
| Salaries and employee benefits | $9,292,000 | 1,061 |
| Premises and equipment expense | $4,452,000 | 578 |
| Additional noninterest expense | $10,080,000 | 747 |
| Pre-tax net operating income | $-17,214,000 | 7,494 |
| Securities gains (losses) | $276,000 | 1,335 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-16,938,000 | 7,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,938,000 | 7,494 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-16,938,000 | 7,494 |
| Net charge-offs | $19,792,000 | 336 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-17,214,000 | 7,495 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,435,000 | 868 |
| Total interest expense | $9,779,000 | 630 |
| Net interest income | $16,656,000 | 998 |
| Provision for loan and lease losses | $9,760,000 | 507 |
| Total noninterest income | $425,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $572,000 | 1,958 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-147,000 | 7,421 |
| Total noninterest expense | $18,361,000 | 799 |
| Salaries and employee benefits | $7,500,000 | 965 |
| Premises and equipment expense | $3,080,000 | 616 |
| Additional noninterest expense | $7,781,000 | 703 |
| Pre-tax net operating income | $-11,040,000 | 7,574 |
| Securities gains (losses) | $276,000 | 1,141 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-10,764,000 | 7,590 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,764,000 | 7,590 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,764,000 | 7,590 |
| Net charge-offs | $9,760,000 | 469 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-11,040,000 | 7,588 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,151,000 | 851 |
| Total interest expense | $6,713,000 | 636 |
| Net interest income | $11,438,000 | 966 |
| Provision for loan and lease losses | $534,000 | 2,764 |
| Total noninterest income | $12,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $410,000 | 1,845 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-398,000 | 7,688 |
| Total noninterest expense | $11,825,000 | 838 |
| Salaries and employee benefits | $4,877,000 | 994 |
| Premises and equipment expense | $1,918,000 | 682 |
| Additional noninterest expense | $5,030,000 | 721 |
| Pre-tax net operating income | $-909,000 | 6,967 |
| Securities gains (losses) | $276,000 | 762 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-633,000 | 6,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-633,000 | 6,934 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-633,000 | 6,934 |
| Net charge-offs | $6,827,000 | 448 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-909,000 | 7,026 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,597,000 | 822 |
| Total interest expense | $3,501,000 | 649 |
| Net interest income | $6,096,000 | 915 |
| Provision for loan and lease losses | $31,000 | 5,291 |
| Total noninterest income | $907,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $198,000 | 1,892 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $709,000 | 1,000 |
| Total noninterest expense | $4,352,000 | 1,154 |
| Salaries and employee benefits | $1,983,000 | 1,258 |
| Premises and equipment expense | $458,000 | 1,483 |
| Additional noninterest expense | $1,911,000 | 933 |
| Pre-tax net operating income | $2,620,000 | 520 |
| Securities gains (losses) | $396,000 | 302 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $3,016,000 | 359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,016,000 | 361 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,016,000 | 361 |
| Net charge-offs | $31,000 | 4,123 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,620,000 | 406 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $43,194,000 | 770 |
| Total interest expense | $15,014,000 | 769 |
| Net interest income | $28,180,000 | 764 |
| Provision for loan and lease losses | $22,595,000 | 449 |
| Total noninterest income | $2,764,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $848,000 | 1,953 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,916,000 | 1,413 |
| Total noninterest expense | $25,360,000 | 832 |
| Salaries and employee benefits | $12,433,000 | 789 |
| Premises and equipment expense | $5,091,000 | 522 |
| Additional noninterest expense | $7,836,000 | 1,004 |
| Pre-tax net operating income | $-17,011,000 | 7,670 |
| Securities gains (losses) | $34,000 | 2,821 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-16,977,000 | 7,699 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,977,000 | 7,698 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,977,000 | 7,698 |
| Net charge-offs | $3,595,000 | 1,433 |
| Cash dividends | $2,536,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-17,011,000 | 7,701 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $32,467,000 | 788 |
| Total interest expense | $11,147,000 | 828 |
| Net interest income | $21,320,000 | 758 |
| Provision for loan and lease losses | $9,800,000 | 632 |
| Total noninterest income | $2,035,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $642,000 | 1,939 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,393,000 | 1,470 |
| Total noninterest expense | $17,699,000 | 873 |
| Salaries and employee benefits | $8,282,000 | 901 |
| Premises and equipment expense | $3,822,000 | 535 |
| Additional noninterest expense | $5,595,000 | 1,008 |
| Pre-tax net operating income | $-4,144,000 | 7,425 |
| Securities gains (losses) | $34,000 | 2,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,110,000 | 7,498 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,110,000 | 7,498 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,110,000 | 7,498 |
| Net charge-offs | $800,000 | 2,474 |
| Cash dividends | $2,536,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,144,000 | 7,507 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,935,000 | 835 |
| Total interest expense | $7,311,000 | 892 |
| Net interest income | $13,624,000 | 795 |
| Provision for loan and lease losses | $7,665,000 | 547 |
| Total noninterest income | $1,377,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $409,000 | 1,986 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $968,000 | 1,464 |
| Total noninterest expense | $11,229,000 | 953 |
| Salaries and employee benefits | $5,446,000 | 935 |
| Premises and equipment expense | $2,633,000 | 527 |
| Additional noninterest expense | $3,150,000 | 1,208 |
| Pre-tax net operating income | $-3,893,000 | 7,652 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,893,000 | 7,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,893,000 | 7,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,893,000 | 7,716 |
| Net charge-offs | $665,000 | 2,032 |
| Cash dividends | $2,088,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,893,000 | 7,721 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,180,000 | 865 |
| Total interest expense | $3,396,000 | 1,009 |
| Net interest income | $6,784,000 | 792 |
| Provision for loan and lease losses | $1,495,000 | 928 |
| Total noninterest income | $643,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $195,000 | 2,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $448,000 | 1,493 |
| Total noninterest expense | $5,520,000 | 928 |
| Salaries and employee benefits | $2,706,000 | 947 |
| Premises and equipment expense | $1,195,000 | 591 |
| Additional noninterest expense | $1,619,000 | 1,046 |
| Pre-tax net operating income | $412,000 | 2,752 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $412,000 | 2,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $412,000 | 2,514 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $412,000 | 2,516 |
| Net charge-offs | $495,000 | 1,370 |
| Cash dividends | $529,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $412,000 | 2,365 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,923,000 | 814 |
| Total interest expense | $17,016,000 | 934 |
| Net interest income | $28,907,000 | 752 |
| Provision for loan and lease losses | $1,581,000 | 2,093 |
| Total noninterest income | $2,634,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $731,000 | 2,271 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,903,000 | 1,343 |
| Total noninterest expense | $24,214,000 | 821 |
| Salaries and employee benefits | $13,363,000 | 745 |
| Premises and equipment expense | $4,690,000 | 588 |
| Additional noninterest expense | $6,161,000 | 1,044 |
| Pre-tax net operating income | $5,746,000 | 973 |
| Securities gains (losses) | $76,000 | 1,322 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $5,822,000 | 696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,822,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,208 |
| Cash dividends | $6,036,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 532 |
| Net operating income | $5,746,000 | 756 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,714,000 | 824 |
| Total interest expense | $12,924,000 | 962 |
| Net interest income | $21,790,000 | 762 |
| Provision for loan and lease losses | $1,344,000 | 1,535 |
| Total noninterest income | $1,911,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $529,000 | 2,348 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,382,000 | 1,443 |
| Total noninterest expense | $16,065,000 | 922 |
| Salaries and employee benefits | $7,837,000 | 981 |
| Premises and equipment expense | $3,540,000 | 590 |
| Additional noninterest expense | $4,688,000 | 977 |
| Pre-tax net operating income | $6,292,000 | 801 |
| Securities gains (losses) | $76,000 | 1,136 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $6,368,000 | 570 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,368,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $5,611,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 361 |
| Net operating income | $6,292,000 | 609 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,922,000 | 849 |
| Total interest expense | $8,566,000 | 1,014 |
| Net interest income | $14,356,000 | 767 |
| Provision for loan and lease losses | $283,000 | 2,637 |
| Total noninterest income | $1,230,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $333,000 | 2,441 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $897,000 | 1,515 |
| Total noninterest expense | $10,823,000 | 909 |
| Salaries and employee benefits | $5,136,000 | 1,011 |
| Premises and equipment expense | $2,408,000 | 578 |
| Additional noninterest expense | $3,279,000 | 907 |
| Pre-tax net operating income | $4,480,000 | 791 |
| Securities gains (losses) | $60,000 | 1,307 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $4,540,000 | 609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,540,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $5,083,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 253 |
| Net operating income | $4,480,000 | 598 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,799,000 | 849 |
| Total interest expense | $4,376,000 | 1,070 |
| Net interest income | $7,423,000 | 736 |
| Provision for loan and lease losses | $278,000 | 1,481 |
| Total noninterest income | $664,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $164,000 | 2,440 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $500,000 | 1,414 |
| Total noninterest expense | $5,398,000 | 897 |
| Salaries and employee benefits | $2,544,000 | 1,026 |
| Premises and equipment expense | $1,197,000 | 572 |
| Additional noninterest expense | $1,657,000 | 863 |
| Pre-tax net operating income | $2,411,000 | 789 |
| Securities gains (losses) | $60,000 | 983 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $2,471,000 | 612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,471,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $623,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $555,000 | 126 |
| Net operating income | $2,411,000 | 606 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $45,638,000 | 920 |
| Total interest expense | $17,976,000 | 1,095 |
| Net interest income | $27,662,000 | 799 |
| Provision for loan and lease losses | $558,000 | 2,173 |
| Total noninterest income | $1,324,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $671,000 | 2,449 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $653,000 | 2,864 |
| Total noninterest expense | $22,929,000 | 809 |
| Salaries and employee benefits | $12,477,000 | 784 |
| Premises and equipment expense | $4,714,000 | 560 |
| Additional noninterest expense | $5,738,000 | 991 |
| Pre-tax net operating income | $5,499,000 | 1,519 |
| Securities gains (losses) | $49,000 | 798 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,548,000 | 1,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,548,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,456 |
| Cash dividends | $8,128,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,499,000 | 1,162 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,750,000 | 937 |
| Total interest expense | $13,369,000 | 1,105 |
| Net interest income | $20,381,000 | 809 |
| Provision for loan and lease losses | $208,000 | 2,943 |
| Total noninterest income | $877,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $503,000 | 2,437 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $374,000 | 3,331 |
| Total noninterest expense | $14,916,000 | 935 |
| Salaries and employee benefits | $7,214,000 | 1,036 |
| Premises and equipment expense | $3,407,000 | 574 |
| Additional noninterest expense | $4,295,000 | 958 |
| Pre-tax net operating income | $6,134,000 | 1,111 |
| Securities gains (losses) | $40,000 | 669 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $6,174,000 | 852 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,174,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $1,540,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,134,000 | 848 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,789,000 | 983 |
| Total interest expense | $8,768,000 | 1,126 |
| Net interest income | $13,021,000 | 860 |
| Provision for loan and lease losses | $216,000 | 2,044 |
| Total noninterest income | $302,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-20,000 | 8,576 |
| Total noninterest expense | $9,679,000 | 976 |
| Salaries and employee benefits | $4,765,000 | 1,072 |
| Premises and equipment expense | $2,004,000 | 678 |
| Additional noninterest expense | $2,910,000 | 953 |
| Pre-tax net operating income | $3,428,000 | 1,372 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,428,000 | 1,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,428,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $1,235,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,428,000 | 1,038 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,306,000 | 1,038 |
| Total interest expense | $4,296,000 | 1,135 |
| Net interest income | $6,010,000 | 939 |
| Provision for loan and lease losses | $32,000 | 3,691 |
| Total noninterest income | $441,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $144,000 | 2,677 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $297,000 | 1,974 |
| Total noninterest expense | $4,620,000 | 1,018 |
| Salaries and employee benefits | $2,332,000 | 1,099 |
| Premises and equipment expense | $872,000 | 780 |
| Additional noninterest expense | $1,416,000 | 956 |
| Pre-tax net operating income | $1,799,000 | 1,301 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,799,000 | 975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,799,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $640,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,799,000 | 963 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,280,000 | 1,002 |
| Total interest expense | $14,895,000 | 1,125 |
| Net interest income | $24,385,000 | 908 |
| Provision for loan and lease losses | $6,033,000 | 207 |
| Total noninterest income | $1,809,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $625,000 | 2,606 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,184,000 | 1,983 |
| Total noninterest expense | $15,718,000 | 1,143 |
| Salaries and employee benefits | $9,055,000 | 1,070 |
| Premises and equipment expense | $2,159,000 | 1,187 |
| Additional noninterest expense | $4,504,000 | 1,186 |
| Pre-tax net operating income | $4,443,000 | 2,069 |
| Securities gains (losses) | $177,000 | 415 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,620,000 | 1,568 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,620,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,533,000 | 185 |
| Cash dividends | $6,293,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,443,000 | 1,613 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,581,000 | 1,035 |
| Total interest expense | $10,543,000 | 1,163 |
| Net interest income | $18,038,000 | 947 |
| Provision for loan and lease losses | $2,010,000 | 403 |
| Total noninterest income | $1,350,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $459,000 | 2,646 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $891,000 | 1,991 |
| Total noninterest expense | $10,807,000 | 1,261 |
| Salaries and employee benefits | $6,067,000 | 1,215 |
| Premises and equipment expense | $1,472,000 | 1,328 |
| Additional noninterest expense | $3,268,000 | 1,227 |
| Pre-tax net operating income | $6,571,000 | 1,165 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $6,571,000 | 892 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,571,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 791 |
| Cash dividends | $3,783,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,571,000 | 879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,848,000 | 1,078 |
| Total interest expense | $6,100,000 | 1,284 |
| Net interest income | $11,748,000 | 967 |
| Provision for loan and lease losses | $340,000 | 1,331 |
| Total noninterest income | $851,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $303,000 | 2,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $548,000 | 2,092 |
| Total noninterest expense | $7,162,000 | 1,274 |
| Salaries and employee benefits | $4,038,000 | 1,226 |
| Premises and equipment expense | $976,000 | 1,333 |
| Additional noninterest expense | $2,148,000 | 1,260 |
| Pre-tax net operating income | $5,097,000 | 1,000 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $5,097,000 | 765 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,097,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 760 |
| Cash dividends | $3,269,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,097,000 | 750 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,313,000 | 1,135 |
| Total interest expense | $2,771,000 | 1,338 |
| Net interest income | $5,542,000 | 1,021 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $461,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,871 |
| Total noninterest expense | $3,453,000 | 1,319 |
| Salaries and employee benefits | $2,022,000 | 1,227 |
| Premises and equipment expense | $427,000 | 1,529 |
| Additional noninterest expense | $1,004,000 | 1,314 |
| Pre-tax net operating income | $2,496,000 | 1,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,496,000 | 764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,496,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,422 |
| Cash dividends | $185,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,496,000 | 750 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,670,000 | 1,112 |
| Total interest expense | $8,521,000 | 1,333 |
| Net interest income | $21,149,000 | 1,006 |
| Provision for loan and lease losses | $1,074,000 | 986 |
| Total noninterest income | $1,721,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $682,000 | 2,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,039,000 | 2,156 |
| Total noninterest expense | $14,761,000 | 1,178 |
| Salaries and employee benefits | $9,457,000 | 967 |
| Premises and equipment expense | $1,690,000 | 1,448 |
| Additional noninterest expense | $3,614,000 | 1,418 |
| Pre-tax net operating income | $7,035,000 | 1,356 |
| Securities gains (losses) | $27,000 | 1,153 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $7,062,000 | 1,027 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,062,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,856 |
| Cash dividends | $3,528,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,035,000 | 1,006 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,385,000 | 1,121 |
| Total interest expense | $5,990,000 | 1,339 |
| Net interest income | $15,395,000 | 1,027 |
| Provision for loan and lease losses | $975,000 | 779 |
| Total noninterest income | $1,311,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $525,000 | 2,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $786,000 | 2,152 |
| Total noninterest expense | $9,040,000 | 1,411 |
| Salaries and employee benefits | $5,145,000 | 1,341 |
| Premises and equipment expense | $1,279,000 | 1,424 |
| Additional noninterest expense | $2,616,000 | 1,437 |
| Pre-tax net operating income | $6,691,000 | 1,078 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $6,718,000 | 797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,718,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,946 |
| Cash dividends | $3,135,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,691,000 | 785 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,383,000 | 1,174 |
| Total interest expense | $3,551,000 | 1,414 |
| Net interest income | $9,832,000 | 1,073 |
| Provision for loan and lease losses | $333,000 | 1,394 |
| Total noninterest income | $820,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $330,000 | 2,423 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $490,000 | 2,217 |
| Total noninterest expense | $5,903,000 | 1,436 |
| Salaries and employee benefits | $3,317,000 | 1,381 |
| Premises and equipment expense | $871,000 | 1,390 |
| Additional noninterest expense | $1,715,000 | 1,456 |
| Pre-tax net operating income | $4,416,000 | 1,073 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $4,443,000 | 799 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,443,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $2,670,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,416,000 | 784 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 1,225 |
| Total interest expense | $1,620,000 | 1,477 |
| Net interest income | $4,624,000 | 1,132 |
| Provision for loan and lease losses | $320,000 | 720 |
| Total noninterest income | $387,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $158,000 | 2,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $229,000 | 2,276 |
| Total noninterest expense | $2,882,000 | 1,468 |
| Salaries and employee benefits | $1,597,000 | 1,450 |
| Premises and equipment expense | $402,000 | 1,503 |
| Additional noninterest expense | $883,000 | 1,408 |
| Pre-tax net operating income | $1,809,000 | 1,266 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,809,000 | 960 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,809,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $316,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,809,000 | 938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,381,000 | 1,329 |
| Total interest expense | $4,732,000 | 1,725 |
| Net interest income | $16,649,000 | 1,210 |
| Provision for loan and lease losses | $683,000 | 1,485 |
| Total noninterest income | $1,579,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $707,000 | 2,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $872,000 | 2,346 |
| Total noninterest expense | $12,022,000 | 1,364 |
| Salaries and employee benefits | $7,546,000 | 1,139 |
| Premises and equipment expense | $1,391,000 | 1,680 |
| Additional noninterest expense | $3,085,000 | 1,581 |
| Pre-tax net operating income | $5,523,000 | 1,543 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $5,573,000 | 1,175 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,573,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 1,040 |
| Cash dividends | $302,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,523,000 | 1,151 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,186,000 | 1,392 |
| Total interest expense | $3,301,000 | 1,819 |
| Net interest income | $11,885,000 | 1,264 |
| Provision for loan and lease losses | $569,000 | 1,288 |
| Total noninterest income | $1,200,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $546,000 | 2,327 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $654,000 | 2,373 |
| Total noninterest expense | $7,527,000 | 1,614 |
| Salaries and employee benefits | $4,283,000 | 1,550 |
| Premises and equipment expense | $994,000 | 1,751 |
| Additional noninterest expense | $2,250,000 | 1,601 |
| Pre-tax net operating income | $4,989,000 | 1,315 |
| Securities gains (losses) | $50,000 | 1,653 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $5,039,000 | 991 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,039,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 854 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,989,000 | 967 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,797,000 | 1,439 |
| Total interest expense | $2,025,000 | 1,949 |
| Net interest income | $7,772,000 | 1,276 |
| Provision for loan and lease losses | $495,000 | 1,014 |
| Total noninterest income | $701,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $358,000 | 2,347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 2,764 |
| Total noninterest expense | $4,961,000 | 1,630 |
| Salaries and employee benefits | $2,875,000 | 1,537 |
| Premises and equipment expense | $681,000 | 1,698 |
| Additional noninterest expense | $1,405,000 | 1,707 |
| Pre-tax net operating income | $3,017,000 | 1,417 |
| Securities gains (losses) | $50,000 | 1,460 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $3,067,000 | 1,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,067,000 | 1,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 721 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,017,000 | 1,054 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 1,533 |
| Total interest expense | $994,000 | 1,991 |
| Net interest income | $3,626,000 | 1,371 |
| Provision for loan and lease losses | $106,000 | 2,009 |
| Total noninterest income | $365,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $177,000 | 2,313 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $2,521,000 | 1,614 |
| Salaries and employee benefits | $1,456,000 | 1,530 |
| Premises and equipment expense | $324,000 | 1,803 |
| Additional noninterest expense | $741,000 | 1,610 |
| Pre-tax net operating income | $1,364,000 | 1,518 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,414,000 | 1,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,414,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,261 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,364,000 | 1,130 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,050,000 | 1,508 |
| Total interest expense | $4,730,000 | 1,898 |
| Net interest income | $14,320,000 | 1,367 |
| Provision for loan and lease losses | $1,304,000 | 904 |
| Total noninterest income | $2,448,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $747,000 | 2,244 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,701,000 | 1,649 |
| Total noninterest expense | $11,843,000 | 1,357 |
| Salaries and employee benefits | $7,260,000 | 1,180 |
| Premises and equipment expense | $1,484,000 | 1,539 |
| Additional noninterest expense | $3,099,000 | 1,592 |
| Pre-tax net operating income | $3,621,000 | 2,155 |
| Securities gains (losses) | $101,000 | 1,896 |
| Applicable income taxes | $860,000 | 2,408 |
| Income before extraordinary items | $2,862,000 | 2,118 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,862,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 1,224 |
| Cash dividends | $1,950,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,784,230 | 2,076 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,033,000 | 1,559 |
| Total interest expense | $3,639,000 | 1,924 |
| Net interest income | $10,394,000 | 1,416 |
| Provision for loan and lease losses | $1,481,000 | 661 |
| Total noninterest income | $1,761,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $562,000 | 2,248 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,199,000 | 1,806 |
| Total noninterest expense | $7,792,000 | 1,550 |
| Salaries and employee benefits | $4,502,000 | 1,440 |
| Premises and equipment expense | $1,084,000 | 1,580 |
| Additional noninterest expense | $2,206,000 | 1,654 |
| Pre-tax net operating income | $2,882,000 | 2,108 |
| Securities gains (losses) | $101,000 | 1,748 |
| Applicable income taxes | $830,000 | 2,147 |
| Income before extraordinary items | $2,153,000 | 2,180 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,153,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,039 |
| Cash dividends | $1,464,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,080,280 | 2,140 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 1,577 |
| Total interest expense | $2,478,000 | 1,943 |
| Net interest income | $6,799,000 | 1,439 |
| Provision for loan and lease losses | $848,000 | 733 |
| Total noninterest income | $1,125,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $368,000 | 2,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $757,000 | 1,865 |
| Total noninterest expense | $5,253,000 | 1,534 |
| Salaries and employee benefits | $3,050,000 | 1,418 |
| Premises and equipment expense | $673,000 | 1,690 |
| Additional noninterest expense | $1,530,000 | 1,588 |
| Pre-tax net operating income | $1,823,000 | 2,213 |
| Securities gains (losses) | $101,000 | 1,507 |
| Applicable income taxes | $387,000 | 2,760 |
| Income before extraordinary items | $1,537,000 | 2,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,537,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 913 |
| Cash dividends | $1,464,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,456,200 | 2,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 1,619 |
| Total interest expense | $1,288,000 | 1,920 |
| Net interest income | $3,289,000 | 1,478 |
| Provision for loan and lease losses | $274,000 | 1,032 |
| Total noninterest income | $504,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 2,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $321,000 | 2,012 |
| Total noninterest expense | $2,490,000 | 1,603 |
| Salaries and employee benefits | $1,451,000 | 1,475 |
| Premises and equipment expense | $328,000 | 1,741 |
| Additional noninterest expense | $711,000 | 1,657 |
| Pre-tax net operating income | $1,029,000 | 1,981 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $200,000 | 2,698 |
| Income before extraordinary items | $864,000 | 1,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $864,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 763 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $835,650 | 1,789 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,911,000 | 1,717 |
| Total interest expense | $6,119,000 | 1,867 |
| Net interest income | $11,792,000 | 1,640 |
| Provision for loan and lease losses | $697,000 | 1,847 |
| Total noninterest income | $1,889,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $613,000 | 2,529 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,276,000 | 1,864 |
| Total noninterest expense | $9,848,000 | 1,563 |
| Salaries and employee benefits | $6,098,000 | 1,335 |
| Premises and equipment expense | $1,258,000 | 1,755 |
| Additional noninterest expense | $2,492,000 | 1,864 |
| Pre-tax net operating income | $3,136,000 | 2,402 |
| Securities gains (losses) | $-263,000 | 9,217 |
| Applicable income taxes | $665,000 | 2,940 |
| Income before extraordinary items | $2,208,000 | 2,596 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,208,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,553 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 740 |
| Net operating income | $2,410,510 | 2,341 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,064,000 | 2,441 |
| Total interest expense | $6,045,000 | 2,647 |
| Net interest income | $8,019,000 | 2,238 |
| Provision for loan and lease losses | $704,000 | 1,655 |
| Total noninterest income | $2,616,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $451,000 | 3,089 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,165,000 | 1,170 |
| Total noninterest expense | $8,446,000 | 1,726 |
| Salaries and employee benefits | $5,116,000 | 1,484 |
| Premises and equipment expense | $1,104,000 | 1,948 |
| Additional noninterest expense | $2,226,000 | 2,020 |
| Pre-tax net operating income | $1,485,000 | 3,891 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $300,000 | 4,267 |
| Income before extraordinary items | $1,185,000 | 3,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,185,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,328 |
| Cash dividends | $2,299,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 374 |
| Net operating income | $1,185,000 | 3,721 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,967,000 | 2,677 |
| Total interest expense | $4,879,000 | 3,396 |
| Net interest income | $8,088,000 | 2,194 |
| Provision for loan and lease losses | $142,000 | 4,519 |
| Total noninterest income | $2,015,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $426,000 | 3,083 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,589,000 | 1,328 |
| Total noninterest expense | $7,292,000 | 1,911 |
| Salaries and employee benefits | $4,502,000 | 1,582 |
| Premises and equipment expense | $901,000 | 2,291 |
| Additional noninterest expense | $1,889,000 | 2,284 |
| Pre-tax net operating income | $2,669,000 | 2,624 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $835,000 | 2,436 |
| Income before extraordinary items | $1,834,000 | 2,765 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,834,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $494,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 501 |
| Net operating income | $1,834,000 | 2,766 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,005,000 | 3,219 |
| Total interest expense | $3,500,000 | 4,044 |
| Net interest income | $6,505,000 | 2,705 |
| Provision for loan and lease losses | $208,000 | 3,472 |
| Total noninterest income | $1,849,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $496,000 | 2,653 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,353,000 | 1,502 |
| Total noninterest expense | $5,866,000 | 2,323 |
| Salaries and employee benefits | $3,539,000 | 1,983 |
| Premises and equipment expense | $771,000 | 2,632 |
| Additional noninterest expense | $1,556,000 | 2,777 |
| Pre-tax net operating income | $2,280,000 | 3,009 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $700,000 | 2,896 |
| Income before extraordinary items | $1,580,000 | 3,120 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,580,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $730,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,580,000 | 3,090 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,118,000 | 3,498 |
| Total interest expense | $3,447,000 | 4,195 |
| Net interest income | $5,671,000 | 3,039 |
| Provision for loan and lease losses | $348,000 | 2,330 |
| Total noninterest income | $1,249,000 | 2,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 2,113 |
| Total noninterest expense | $4,707,000 | 2,758 |
| Salaries and employee benefits | $2,771,000 | 2,436 |
| Premises and equipment expense | $618,000 | 3,076 |
| Additional noninterest expense | $1,318,000 | 3,098 |
| Pre-tax net operating income | $1,865,000 | 3,532 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $500,000 | 3,834 |
| Income before extraordinary items | $1,365,000 | 3,521 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,365,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,122 |
| Cash dividends | $1,388,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 785 |
| Net operating income | $1,365,000 | 3,428 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 4,108 |
| Total interest expense | $2,650,000 | 5,182 |
| Net interest income | $5,053,000 | 3,451 |
| Provision for loan and lease losses | $274,000 | 2,806 |
| Total noninterest income | $1,256,000 | 2,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $976,000 | 1,764 |
| Total noninterest expense | $4,219,000 | 3,020 |
| Salaries and employee benefits | $2,511,000 | 2,628 |
| Premises and equipment expense | $549,000 | 3,419 |
| Additional noninterest expense | $1,159,000 | 3,445 |
| Pre-tax net operating income | $1,816,000 | 3,830 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $614,000 | 3,606 |
| Income before extraordinary items | $1,207,000 | 4,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,207,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $321,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 717 |
| Net operating income | $1,203,700 | 3,982 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 4,407 |
| Total interest expense | $2,437,000 | 5,619 |
| Net interest income | $4,852,000 | 3,627 |
| Provision for loan and lease losses | $139,000 | 4,278 |
| Total noninterest income | $870,000 | 3,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,319 |
| Total noninterest expense | $3,736,000 | 3,554 |
| Salaries and employee benefits | $2,154,000 | 3,098 |
| Premises and equipment expense | $500,000 | 3,782 |
| Additional noninterest expense | $1,082,000 | 4,121 |
| Pre-tax net operating income | $1,847,000 | 3,629 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $633,000 | 3,423 |
| Income before extraordinary items | $1,216,000 | 3,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,216,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Cash dividends | $315,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 623 |
| Net operating income | $1,214,680 | 3,782 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 4,827 |
| Total interest expense | $2,038,000 | 6,380 |
| Net interest income | $4,508,000 | 3,895 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $468,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,769 |
| Total noninterest expense | $3,338,000 | 3,911 |
| Salaries and employee benefits | $1,873,000 | 3,519 |
| Premises and equipment expense | $448,000 | 4,129 |
| Additional noninterest expense | $1,017,000 | 4,290 |
| Pre-tax net operating income | $1,635,000 | 4,150 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $559,000 | 3,850 |
| Income before extraordinary items | $1,087,000 | 4,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,087,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $285,000 | 4,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,079,740 | 4,304 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 5,554 |
| Total interest expense | $1,490,000 | 6,919 |
| Net interest income | $3,643,000 | 4,764 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $402,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,274 |
| Total noninterest expense | $2,757,000 | 4,750 |
| Salaries and employee benefits | $1,543,000 | 4,178 |
| Premises and equipment expense | $375,000 | 4,835 |
| Additional noninterest expense | $839,000 | 5,482 |
| Pre-tax net operating income | $1,288,000 | 4,974 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $437,000 | 4,478 |
| Income before extraordinary items | $851,000 | 5,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $851,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $252,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $851,000 | 5,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 5,978 |
| Total interest expense | $1,476,000 | 7,293 |
| Net interest income | $3,329,000 | 5,180 |
| Provision for loan and lease losses | $261,000 | 3,292 |
| Total noninterest income | $349,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 5,015 |
| Total noninterest expense | $2,558,000 | 5,170 |
| Salaries and employee benefits | $1,399,000 | 4,559 |
| Premises and equipment expense | $335,000 | 5,400 |
| Additional noninterest expense | $824,000 | 5,779 |
| Pre-tax net operating income | $859,000 | 6,524 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $420,000 | 4,830 |
| Income before extraordinary items | $439,000 | 8,067 |
| Extraordinary gains, net | $557,000 | 402 |
| Net income | $996,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $189,000 | 5,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $439,000 | 7,798 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 6,577 |
| Total interest expense | $1,822,000 | 7,562 |
| Net interest income | $2,972,000 | 5,768 |
| Provision for loan and lease losses | $181,000 | 5,488 |
| Total noninterest income | $381,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 5,087 |
| Total noninterest expense | $2,262,000 | 5,778 |
| Salaries and employee benefits | $1,221,000 | 5,083 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $784,000 | 6,171 |
| Pre-tax net operating income | $910,000 | 6,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $541,000 | 6,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $541,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $189,000 | 5,248 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $541,000 | 6,623 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.