Home > Bank of Westport > Income and Expense

Bank of Westport, Income and Expense

2004-03-31 (YTD Data)Rank
Total interest income$908,0005,892
Total interest expense$189,0006,483
Net interest income$719,0005,533
Provision for loan and lease losses$30,0004,060
Total noninterest income$44,0007,434
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$32,0006,092
Trading account gains and fees$0121
Additional Noninterest Income$12,0007,544
Total noninterest expense$753,0004,671
Salaries and employee benefits$317,0005,552
Premises and equipment expense$104,0004,667
Additional noninterest expense$332,0003,451
Pre-tax net operating income$-20,0008,649
Securities gains (losses)$31,0001,473
Applicable income taxes$07,103
Income before extraordinary items$11,0008,454
Extraordinary gains, net$016
Net income$11,0008,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-20,0008,640
2003-12-31 (YTD Data)Rank
Total interest income$3,143,0006,380
Total interest expense$648,0007,230
Net interest income$2,495,0005,911
Provision for loan and lease losses$181,0004,203
Total noninterest income$177,0007,550
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$124,0006,218
Trading account gains and fees$0160
Additional Noninterest Income$53,0007,480
Total noninterest expense$2,426,0005,328
Salaries and employee benefits$1,206,0005,623
Premises and equipment expense$379,0004,931
Additional noninterest expense$841,0004,891
Pre-tax net operating income$65,0008,331
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$65,0008,402
Extraordinary gains, net$054
Net income$65,0008,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,652
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$65,0008,298
2003-09-30 (YTD Data)Rank
Total interest income$2,308,0006,510
Total interest expense$481,0007,409
Net interest income$1,827,0006,015
Provision for loan and lease losses$131,0004,208
Total noninterest income$129,0007,643
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$88,0006,353
Trading account gains and fees$0153
Additional Noninterest Income$41,0007,480
Total noninterest expense$1,732,0005,482
Salaries and employee benefits$846,0005,817
Premises and equipment expense$278,0004,976
Additional noninterest expense$608,0004,954
Pre-tax net operating income$93,0008,264
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$93,0008,262
Extraordinary gains, net$040
Net income$93,0008,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,378
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$93,0008,136
2003-06-30 (YTD Data)Rank
Total interest income$1,524,0006,597
Total interest expense$325,0007,491
Net interest income$1,199,0006,065
Provision for loan and lease losses$80,0004,288
Total noninterest income$89,0007,591
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$58,0006,356
Trading account gains and fees$0150
Additional Noninterest Income$31,0007,275
Total noninterest expense$1,061,0005,788
Salaries and employee benefits$536,0006,000
Premises and equipment expense$172,0005,198
Additional noninterest expense$353,0005,448
Pre-tax net operating income$147,0007,625
Securities gains (losses)$5,0003,210
Applicable income taxes$07,529
Income before extraordinary items$152,0007,433
Extraordinary gains, net$030
Net income$152,0007,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$147,0007,298
2003-03-31 (YTD Data)Rank
Total interest income$732,0006,770
Total interest expense$158,0007,650
Net interest income$574,0006,199
Provision for loan and lease losses$36,0004,248
Total noninterest income$39,0007,793
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0006,433
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$496,0006,023
Salaries and employee benefits$240,0006,407
Premises and equipment expense$86,0005,190
Additional noninterest expense$170,0005,545
Pre-tax net operating income$81,0007,505
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$81,0007,262
Extraordinary gains, net$021
Net income$81,0007,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$81,0007,110
2002-12-31 (YTD Data)Rank
Total interest income$2,650,0007,209
Total interest expense$574,0008,181
Net interest income$2,076,0006,506
Provision for loan and lease losses$280,0003,602
Total noninterest income$160,0007,719
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$114,0006,335
Trading account gains and fees$0153
Additional Noninterest Income$46,0007,707
Total noninterest expense$2,229,0005,490
Salaries and employee benefits$1,247,0005,350
Premises and equipment expense$330,0005,272
Additional noninterest expense$652,0005,648
Pre-tax net operating income$-273,0008,869
Securities gains (losses)$15,0003,365
Applicable income taxes$07,681
Income before extraordinary items$-258,0008,938
Extraordinary gains, net$070
Net income$-258,0008,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,688
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$2,416,000261
Net operating income$-273,0008,893
2001-12-31 (YTD Data)Rank
Total interest income$2,571,0007,671
Total interest expense$860,0008,312
Net interest income$1,711,0006,956
Provision for loan and lease losses$102,0005,556
Total noninterest income$154,0007,802
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$105,0006,491
Trading account gains and fees$0177
Additional Noninterest Income$49,0007,713
Total noninterest expense$1,751,0006,236
Salaries and employee benefits$953,0006,155
Premises and equipment expense$315,0005,372
Additional noninterest expense$483,0006,552
Pre-tax net operating income$12,0008,675
Securities gains (losses)$8,0003,714
Applicable income taxes$07,903
Income before extraordinary items$20,0008,730
Extraordinary gains, net$0105
Net income$20,0008,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,0008,681
2000-12-31 (YTD Data)Rank
Total interest income$1,975,0008,430
Total interest expense$636,0008,976
Net interest income$1,339,0007,784
Provision for loan and lease losses$204,0003,703
Total noninterest income$153,0007,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$121,0006,214
Trading account gains and feesNANA
Additional Noninterest Income$32,0008,456
Total noninterest expense$1,397,0007,004
Salaries and employee benefits$765,0006,898
Premises and equipment expense$308,0005,348
Additional noninterest expense$324,0007,758
Pre-tax net operating income$-109,0009,252
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-109,0009,283
Extraordinary gains, net$038
Net income$-109,0009,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-109,0009,279
1999-12-31 (YTD Data)Rank
Total interest income$799,0009,776
Total interest expense$236,0009,891
Net interest income$563,0009,575
Provision for loan and lease losses$75,0005,766
Total noninterest income$102,0008,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,0008,273
Trading account gains and feesNANA
Additional Noninterest Income$71,0007,394
Total noninterest expense$1,389,0007,066
Salaries and employee benefits$625,0007,613
Premises and equipment expense$294,0005,524
Additional noninterest expense$470,0006,745
Pre-tax net operating income$-799,0009,998
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-799,00010,027
Extraordinary gains, net$035
Net income$-799,00010,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-799,00010,016
1998-12-31 (YTD Data)Rank
Total interest income$91,00010,411
Total interest expense$23,00010,379
Net interest income$68,00010,406
Provision for loan and lease losses$4,0008,522
Total noninterest income$1,00010,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,352
Total noninterest expense$681,0009,161
Salaries and employee benefits$221,00010,007
Premises and equipment expense$105,0008,597
Additional noninterest expense$355,0007,624
Pre-tax net operating income$-616,00010,237
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-616,00010,279
Extraordinary gains, net$032
Net income$-616,00010,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$5,788,000205
Net operating income$-616,00010,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.