Home > Bank of Westminster > Income and Expense
Bank of Westminster, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,902 |
| Total interest expense | $1,825,000 | 6,841 |
| Net interest income | $3,274,000 | 5,138 |
| Provision for loan and lease losses | $176,000 | 3,326 |
| Total noninterest income | $405,000 | 5,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $2,785,000 | 4,550 |
| Salaries and employee benefits | $1,364,000 | 4,669 |
| Premises and equipment expense | $394,000 | 4,608 |
| Additional noninterest expense | $1,027,000 | 4,255 |
| Pre-tax net operating income | $718,000 | 7,235 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $258,000 | 6,532 |
| Income before extraordinary items | $460,000 | 7,561 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $460,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $460,000 | 7,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 6,358 |
| Total interest expense | $1,402,000 | 7,198 |
| Net interest income | $2,895,000 | 5,750 |
| Provision for loan and lease losses | $-15,000 | 11,800 |
| Total noninterest income | $346,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $2,716,000 | 4,804 |
| Salaries and employee benefits | $1,333,000 | 4,773 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $1,046,000 | 4,538 |
| Pre-tax net operating income | $540,000 | 8,382 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $136,000 | 8,588 |
| Income before extraordinary items | $404,000 | 8,169 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $404,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,602 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $404,000 | 8,212 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 7,123 |
| Total interest expense | $1,297,000 | 7,888 |
| Net interest income | $2,502,000 | 6,541 |
| Provision for loan and lease losses | $225,000 | 3,650 |
| Total noninterest income | $521,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 6,152 |
| Total noninterest expense | $3,219,000 | 4,232 |
| Salaries and employee benefits | $1,502,000 | 4,271 |
| Premises and equipment expense | $321,000 | 5,564 |
| Additional noninterest expense | $1,396,000 | 3,713 |
| Pre-tax net operating income | $-421,000 | 12,819 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $-148,000 | 13,001 |
| Income before extraordinary items | $-228,000 | 12,779 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-228,000 | 12,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,722 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-256,800 | 12,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 6,726 |
| Total interest expense | $1,886,000 | 7,387 |
| Net interest income | $2,765,000 | 6,100 |
| Provision for loan and lease losses | $505,000 | 2,972 |
| Total noninterest income | $867,000 | 3,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,356 |
| Total noninterest expense | $4,003,000 | 3,504 |
| Salaries and employee benefits | $1,531,000 | 4,149 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $2,121,000 | 2,665 |
| Pre-tax net operating income | $-876,000 | 13,449 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $-114,000 | 13,595 |
| Income before extraordinary items | $-722,000 | 13,470 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-722,000 | 13,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-756,400 | 13,398 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.