Home > Bank of Westminster > Assets and Liabilities
Bank of Westminster, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $59,573,000 | 6,680 |
| Cash and due from depository institutions | $6,842,000 | 5,851 |
| Interest-bearing balances | $1,368,000 | 2,191 |
| Securities | $6,049,000 | 9,747 |
| Federal funds sold & reverse repurchase agreements | $6,525,000 | 2,246 |
| Net loans & leases | $36,407,000 | 6,209 |
| Loan loss allowance | $693,000 | 4,762 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,978,000 | 2,569 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $772,000 | 7,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,573,000 | 6,680 |
| Total liabilities | $54,878,000 | 6,553 |
| Total deposits | $54,098,000 | 6,408 |
| Interest-bearing deposits | $38,532,000 | 7,214 |
| Deposits held in domestic offices | $54,098,000 | 6,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $276,000 | 3,862 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $504,000 | 6,195 |
| Total equity capital | $4,695,000 | 7,620 |
| Total bank equity capital | $4,695,000 | 7,620 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,504,000 | 1,547 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $1,191,000 | 8,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $265,000 | 7,650 |
| Earning assets | $50,349,000 | 7,018 |
| Long-term assets (5+ years) | $74,000 | 10,263 |
| Average Assets, year-to-date | $56,948,200 | 6,681 |
| Average Assets, quarterly | $58,863,000 | 6,667 |
| Volatile liabilities | $11,297,000 | 4,198 |
| Insider loans | $1,476,000 | 2,815 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,155,000 | 3,734 |
| Tier 1 (core) risk-based capital | $4,695,000 | 7,506 |
| Tier 2 risk-based capital | $564,620 | 4,792 |
| Total risk weighted assets | $45,041,020 | 5,455 |
| Total unused commitments | $8,155,000 | 3,747 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $53,581,000 | 7,175 |
| Cash and due from depository institutions | $6,656,000 | 5,756 |
| Interest-bearing balances | $1,754,000 | 1,736 |
| Securities | $3,429,000 | 11,520 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,035 |
| Net loans & leases | $35,205,000 | 6,336 |
| Loan loss allowance | $640,000 | 5,150 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,998,000 | 2,473 |
| Other real estate owned | $419,000 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $474,000 | 9,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,581,000 | 7,175 |
| Total liabilities | $49,346,000 | 7,082 |
| Total deposits | $48,431,000 | 6,959 |
| Interest-bearing deposits | $36,471,000 | 7,532 |
| Deposits held in domestic offices | $48,431,000 | 6,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $523,000 | 3,694 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $392,000 | 6,170 |
| Total equity capital | $4,235,000 | 7,923 |
| Total bank equity capital | $4,235,000 | 7,923 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,504,000 | 1,579 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $731,000 | 9,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $239,000 | 7,681 |
| Earning assets | $44,788,000 | 7,580 |
| Long-term assets (5+ years) | $1,261,000 | 9,110 |
| Average Assets, year-to-date | $53,069,800 | 7,103 |
| Average Assets, quarterly | $53,064,500 | 7,188 |
| Volatile liabilities | $7,278,000 | 5,420 |
| Insider loans | $1,173,000 | 3,294 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,479,000 | 4,190 |
| Tier 1 (core) risk-based capital | $4,235,000 | 7,998 |
| Tier 2 risk-based capital | $532,630 | 5,018 |
| Total risk weighted assets | $42,502,830 | 5,643 |
| Total unused commitments | $6,479,000 | 4,197 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $51,522,000 | 7,588 |
| Cash and due from depository institutions | $4,147,000 | 5,844 |
| Interest-bearing balances | $3,043,000 | 1,834 |
| Securities | $3,468,000 | 11,957 |
| Federal funds sold & reverse repurchase agreements | $8,875,000 | 1,563 |
| Net loans & leases | $31,161,000 | 6,817 |
| Loan loss allowance | $762,000 | 4,653 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,955,000 | 2,478 |
| Other real estate owned | $225,000 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $691,000 | 7,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,522,000 | 7,588 |
| Total liabilities | $47,691,000 | 7,483 |
| Total deposits | $47,238,000 | 7,352 |
| Interest-bearing deposits | $39,537,000 | 7,455 |
| Deposits held in domestic offices | $47,238,000 | 7,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $309,000 | 3,746 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $144,000 | 10,521 |
| Total equity capital | $3,831,000 | 8,597 |
| Total bank equity capital | $3,831,000 | 8,597 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,504,000 | 1,594 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $327,000 | 11,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 5,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $171,000 | 8,880 |
| Earning assets | $46,547,000 | 7,659 |
| Long-term assets (5+ years) | $1,659,000 | 9,115 |
| Average Assets, year-to-date | $50,525,800 | 7,539 |
| Average Assets, quarterly | $49,938,500 | 7,687 |
| Volatile liabilities | $6,498,000 | 5,577 |
| Insider loans | $430,000 | 6,165 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,833,000 | 4,460 |
| Tier 1 (core) risk-based capital | $3,831,000 | 8,512 |
| Tier 2 risk-based capital | $462,090 | 5,625 |
| Total risk weighted assets | $36,666,890 | 6,309 |
| Total unused commitments | $5,833,000 | 4,484 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $50,842,000 | 7,765 |
| Cash and due from depository institutions | $2,867,000 | 5,417 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $6,011,000 | 11,049 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 8,972 |
| Net loans & leases | $34,339,000 | 6,396 |
| Loan loss allowance | $790,000 | 4,537 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,053,000 | 2,420 |
| Other real estate owned | $2,779,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $893,000 | 6,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,842,000 | 7,765 |
| Total liabilities | $46,783,000 | 7,720 |
| Total deposits | $45,952,000 | 7,644 |
| Interest-bearing deposits | $37,296,000 | 7,964 |
| Deposits held in domestic offices | $45,952,000 | 7,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $396,000 | 3,152 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $435,000 | 6,460 |
| Total equity capital | $4,059,000 | 8,198 |
| Total bank equity capital | $4,059,000 | 8,198 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,504,000 | 1,637 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $555,000 | 10,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,065,000 | 3,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $185,000 | 9,044 |
| Earning assets | $41,349,000 | 8,333 |
| Long-term assets (5+ years) | $715,000 | 10,703 |
| Average Assets, year-to-date | $57,552,800 | 6,984 |
| Average Assets, quarterly | $53,121,500 | 7,513 |
| Volatile liabilities | $6,837,000 | 5,374 |
| Insider loans | $929,000 | 918 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,913,000 | 6,173 |
| Tier 1 (core) risk-based capital | $4,059,000 | 8,136 |
| Tier 2 risk-based capital | $520,150 | 5,040 |
| Total risk weighted assets | $41,342,350 | 5,783 |
| Total unused commitments | $2,913,000 | 6,205 |
| Derivatives | $0 | 651 |