Home > Bank of Westminster > Income and Expense
Bank of Westminster, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 6,776 |
| Total interest expense | $237,000 | 6,597 |
| Net interest income | $952,000 | 6,773 |
| Provision for loan and lease losses | $561,000 | 2,711 |
| Total noninterest income | $108,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $127,000 | 4,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-19,000 | 6,953 |
| Total noninterest expense | $1,236,000 | 6,189 |
| Salaries and employee benefits | $466,000 | 6,663 |
| Premises and equipment expense | $93,000 | 6,666 |
| Additional noninterest expense | $677,000 | 5,179 |
| Pre-tax net operating income | $-737,000 | 6,705 |
| Securities gains (losses) | $87,000 | 1,901 |
| Applicable income taxes | $814,000 | 1,277 |
| Income before extraordinary items | $-1,464,000 | 6,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,464,000 | 6,974 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,464,000 | 6,974 |
| Net charge-offs | $-8,000 | 6,968 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,551,000 | 6,965 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $819,000 | 6,811 |
| Total interest expense | $172,000 | 6,600 |
| Net interest income | $647,000 | 6,805 |
| Provision for loan and lease losses | $637,000 | 1,993 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $81,000 | 4,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-28,000 | 7,097 |
| Total noninterest expense | $849,000 | 6,197 |
| Salaries and employee benefits | $308,000 | 6,749 |
| Premises and equipment expense | $62,000 | 6,722 |
| Additional noninterest expense | $479,000 | 5,100 |
| Pre-tax net operating income | $-786,000 | 6,910 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $814,000 | 906 |
| Income before extraordinary items | $-1,601,000 | 7,160 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,601,000 | 7,161 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,601,000 | 7,161 |
| Net charge-offs | $38,000 | 4,675 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,600,000 | 7,144 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 6,808 |
| Total interest expense | $90,000 | 6,646 |
| Net interest income | $339,000 | 6,797 |
| Provision for loan and lease losses | $117,000 | 3,189 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $384,000 | 6,427 |
| Salaries and employee benefits | $163,000 | 6,697 |
| Premises and equipment expense | $31,000 | 6,774 |
| Additional noninterest expense | $190,000 | 5,666 |
| Pre-tax net operating income | $-117,000 | 6,708 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-16,000 | 7,057 |
| Income before extraordinary items | $-101,000 | 6,721 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-101,000 | 6,721 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-101,000 | 6,721 |
| Net charge-offs | $88,000 | 2,869 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-101,000 | 6,709 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,020 |
| Total interest expense | $330,000 | 6,975 |
| Net interest income | $1,215,000 | 6,960 |
| Provision for loan and lease losses | $363,000 | 4,583 |
| Total noninterest income | $245,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $193,000 | 4,476 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,000 | 6,081 |
| Total noninterest expense | $2,311,000 | 5,682 |
| Salaries and employee benefits | $1,589,000 | 4,902 |
| Premises and equipment expense | $142,000 | 6,700 |
| Additional noninterest expense | $580,000 | 6,258 |
| Pre-tax net operating income | $-1,214,000 | 6,563 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-421,000 | 7,124 |
| Income before extraordinary items | $-793,000 | 6,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-793,000 | 6,503 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-793,000 | 6,503 |
| Net charge-offs | $869,000 | 2,882 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-793,000 | 6,458 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 7,140 |
| Total interest expense | $236,000 | 7,150 |
| Net interest income | $909,000 | 7,063 |
| Provision for loan and lease losses | $325,000 | 4,205 |
| Total noninterest income | $192,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $145,000 | 4,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $1,576,000 | 5,950 |
| Salaries and employee benefits | $906,000 | 5,692 |
| Premises and equipment expense | $105,000 | 6,791 |
| Additional noninterest expense | $565,000 | 5,774 |
| Pre-tax net operating income | $-800,000 | 6,697 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-245,000 | 7,240 |
| Income before extraordinary items | $-555,000 | 6,695 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-555,000 | 6,696 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-555,000 | 6,696 |
| Net charge-offs | $93,000 | 4,986 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-555,000 | 6,637 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $743,000 | 7,235 |
| Total interest expense | $149,000 | 7,284 |
| Net interest income | $594,000 | 7,143 |
| Provision for loan and lease losses | $67,000 | 5,525 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $872,000 | 6,351 |
| Salaries and employee benefits | $411,000 | 6,494 |
| Premises and equipment expense | $72,000 | 6,805 |
| Additional noninterest expense | $389,000 | 5,718 |
| Pre-tax net operating income | $-206,000 | 6,444 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-55,000 | 7,094 |
| Income before extraordinary items | $-151,000 | 6,499 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-151,000 | 6,501 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-151,000 | 6,499 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-151,000 | 6,438 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,099 |
| Total interest expense | $68,000 | 7,462 |
| Net interest income | $387,000 | 6,867 |
| Provision for loan and lease losses | $37,000 | 5,175 |
| Total noninterest income | $54,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $424,000 | 6,487 |
| Salaries and employee benefits | $201,000 | 6,619 |
| Premises and equipment expense | $31,000 | 7,066 |
| Additional noninterest expense | $192,000 | 5,788 |
| Pre-tax net operating income | $-20,000 | 6,378 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-11,000 | 7,118 |
| Income before extraordinary items | $-9,000 | 6,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,000 | 6,441 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,000 | 6,440 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,000 | 6,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 7,270 |
| Total interest expense | $298,000 | 7,595 |
| Net interest income | $1,406,000 | 7,013 |
| Provision for loan and lease losses | $662,000 | 4,115 |
| Total noninterest income | $202,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $184,000 | 4,794 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $1,810,000 | 6,438 |
| Salaries and employee benefits | $827,000 | 6,641 |
| Premises and equipment expense | $155,000 | 6,885 |
| Additional noninterest expense | $828,000 | 5,743 |
| Pre-tax net operating income | $-864,000 | 6,203 |
| Securities gains (losses) | $-1,130,000 | 7,733 |
| Applicable income taxes | $-279,000 | 6,844 |
| Income before extraordinary items | $-1,715,000 | 6,655 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,715,000 | 6,655 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,715,000 | 6,655 |
| Net charge-offs | $126,000 | 5,492 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-743,200 | 6,239 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 7,347 |
| Total interest expense | $232,000 | 7,674 |
| Net interest income | $1,053,000 | 7,056 |
| Provision for loan and lease losses | $725,000 | 3,233 |
| Total noninterest income | $154,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $135,000 | 4,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $1,315,000 | 6,530 |
| Salaries and employee benefits | $654,000 | 6,564 |
| Premises and equipment expense | $105,000 | 7,076 |
| Additional noninterest expense | $556,000 | 6,003 |
| Pre-tax net operating income | $-833,000 | 6,559 |
| Securities gains (losses) | $-87,000 | 7,459 |
| Applicable income taxes | $-293,000 | 7,195 |
| Income before extraordinary items | $-627,000 | 6,522 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-627,000 | 6,524 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-627,000 | 6,523 |
| Net charge-offs | $126,000 | 4,840 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-567,840 | 6,476 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $820,000 | 7,474 |
| Total interest expense | $167,000 | 7,722 |
| Net interest income | $653,000 | 7,212 |
| Provision for loan and lease losses | $661,000 | 2,566 |
| Total noninterest income | $98,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $84,000 | 4,993 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $886,000 | 6,563 |
| Salaries and employee benefits | $427,000 | 6,684 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $388,000 | 5,899 |
| Pre-tax net operating income | $-796,000 | 6,894 |
| Securities gains (losses) | $-87,000 | 7,667 |
| Applicable income taxes | $-293,000 | 7,410 |
| Income before extraordinary items | $-590,000 | 6,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-590,000 | 6,844 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-590,000 | 6,844 |
| Net charge-offs | $114,000 | 4,103 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-531,710 | 6,773 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,519 |
| Total interest expense | $92,000 | 7,716 |
| Net interest income | $321,000 | 7,267 |
| Provision for loan and lease losses | $209,000 | 2,803 |
| Total noninterest income | $47,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $422,000 | 6,646 |
| Salaries and employee benefits | $213,000 | 6,726 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $177,000 | 5,904 |
| Pre-tax net operating income | $-263,000 | 7,002 |
| Securities gains (losses) | $77,000 | 1,111 |
| Applicable income taxes | $-89,000 | 7,533 |
| Income before extraordinary items | $-97,000 | 6,804 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-97,000 | 6,804 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-97,000 | 6,805 |
| Net charge-offs | $98,000 | 2,889 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-146,280 | 6,845 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 7,332 |
| Total interest expense | $541,000 | 7,594 |
| Net interest income | $1,461,000 | 7,053 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $226,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $202,000 | 4,765 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $1,778,000 | 6,513 |
| Salaries and employee benefits | $942,000 | 6,545 |
| Premises and equipment expense | $213,000 | 6,573 |
| Additional noninterest expense | $623,000 | 6,137 |
| Pre-tax net operating income | $-121,000 | 6,474 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-32,000 | 6,903 |
| Income before extraordinary items | $-89,000 | 6,346 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-89,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,843 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-89,000 | 6,495 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 7,414 |
| Total interest expense | $419,000 | 7,682 |
| Net interest income | $1,081,000 | 7,130 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $176,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $155,000 | 4,761 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $1,350,000 | 6,494 |
| Salaries and employee benefits | $749,000 | 6,441 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $429,000 | 6,301 |
| Pre-tax net operating income | $-115,000 | 6,931 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-12,000 | 7,313 |
| Income before extraordinary items | $-103,000 | 6,786 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-103,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,098 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-103,000 | 6,957 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 7,480 |
| Total interest expense | $303,000 | 7,694 |
| Net interest income | $699,000 | 7,209 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $122,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $108,000 | 4,701 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $905,000 | 6,536 |
| Salaries and employee benefits | $535,000 | 6,333 |
| Premises and equipment expense | $122,000 | 6,352 |
| Additional noninterest expense | $248,000 | 6,663 |
| Pre-tax net operating income | $-99,000 | 7,189 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-23,000 | 7,676 |
| Income before extraordinary items | $-76,000 | 7,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-76,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-76,000 | 7,171 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,521 |
| Total interest expense | $155,000 | 7,772 |
| Net interest income | $357,000 | 7,213 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $50,000 | 4,810 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $422,000 | 6,701 |
| Salaries and employee benefits | $246,000 | 6,558 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $115,000 | 6,809 |
| Pre-tax net operating income | $-12,000 | 7,246 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-11,000 | 7,849 |
| Income before extraordinary items | $-1,000 | 7,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,000 | 7,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,000 | 7,193 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 7,559 |
| Total interest expense | $549,000 | 7,881 |
| Net interest income | $1,453,000 | 7,176 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $220,000 | 6,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $165,000 | 5,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $55,000 | 6,998 |
| Total noninterest expense | $1,646,000 | 6,700 |
| Salaries and employee benefits | $927,000 | 6,615 |
| Premises and equipment expense | $265,000 | 6,088 |
| Additional noninterest expense | $454,000 | 6,809 |
| Pre-tax net operating income | $-33,000 | 7,493 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $-8,000 | 7,771 |
| Income before extraordinary items | $-21,000 | 7,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-21,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-23,880 | 7,522 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 7,607 |
| Total interest expense | $391,000 | 7,971 |
| Net interest income | $1,102,000 | 7,208 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $164,000 | 6,649 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $123,000 | 5,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $1,155,000 | 6,844 |
| Salaries and employee benefits | $644,000 | 6,778 |
| Premises and equipment expense | $179,000 | 6,349 |
| Additional noninterest expense | $332,000 | 6,839 |
| Pre-tax net operating income | $66,000 | 7,433 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $30,000 | 5,257 |
| Income before extraordinary items | $40,000 | 7,527 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $40,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $37,440 | 7,529 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $961,000 | 7,700 |
| Total interest expense | $251,000 | 8,045 |
| Net interest income | $710,000 | 7,332 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $113,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $29,000 | 7,026 |
| Total noninterest expense | $747,000 | 6,950 |
| Salaries and employee benefits | $423,000 | 6,883 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $208,000 | 6,993 |
| Pre-tax net operating income | $46,000 | 7,536 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $32,000 | 7,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $32,000 | 7,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $29,440 | 7,613 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,699 |
| Total interest expense | $119,000 | 8,131 |
| Net interest income | $376,000 | 7,243 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $378,000 | 6,963 |
| Salaries and employee benefits | $204,000 | 6,995 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $128,000 | 6,534 |
| Pre-tax net operating income | $39,000 | 7,430 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $27,000 | 7,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $24,440 | 7,542 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 7,717 |
| Total interest expense | $372,000 | 8,161 |
| Net interest income | $1,404,000 | 7,303 |
| Provision for loan and lease losses | $306,000 | 2,723 |
| Total noninterest income | $246,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $216,000 | 4,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,694 |
| Total noninterest expense | $1,674,000 | 6,614 |
| Salaries and employee benefits | $703,000 | 7,261 |
| Premises and equipment expense | $431,000 | 4,701 |
| Additional noninterest expense | $540,000 | 6,352 |
| Pre-tax net operating income | $-330,000 | 8,186 |
| Securities gains (losses) | $-53,000 | 7,961 |
| Applicable income taxes | $-113,000 | 8,387 |
| Income before extraordinary items | $-270,000 | 8,185 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-270,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,426 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-232,900 | 8,166 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 7,827 |
| Total interest expense | $265,000 | 8,227 |
| Net interest income | $1,017,000 | 7,441 |
| Provision for loan and lease losses | $261,000 | 2,391 |
| Total noninterest income | $195,000 | 6,503 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $168,000 | 4,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $1,151,000 | 6,838 |
| Salaries and employee benefits | $460,000 | 7,548 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $364,000 | 6,601 |
| Pre-tax net operating income | $-200,000 | 8,300 |
| Securities gains (losses) | $-53,000 | 8,199 |
| Applicable income taxes | $-76,000 | 8,541 |
| Income before extraordinary items | $-177,000 | 8,307 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-177,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,741 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-139,900 | 8,271 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,908 |
| Total interest expense | $174,000 | 8,253 |
| Net interest income | $638,000 | 7,593 |
| Provision for loan and lease losses | $261,000 | 1,702 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $716,000 | 7,047 |
| Salaries and employee benefits | $302,000 | 7,613 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $240,000 | 6,673 |
| Pre-tax net operating income | $-209,000 | 8,416 |
| Securities gains (losses) | $-53,000 | 8,380 |
| Applicable income taxes | $-85,000 | 8,619 |
| Income before extraordinary items | $-177,000 | 8,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-177,000 | 8,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,651 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-140,960 | 8,381 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 7,816 |
| Total interest expense | $93,000 | 8,186 |
| Net interest income | $347,000 | 7,460 |
| Provision for loan and lease losses | $261,000 | 886 |
| Total noninterest income | $112,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $323,000 | 7,286 |
| Salaries and employee benefits | $151,000 | 7,617 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $-125,000 | 8,471 |
| Securities gains (losses) | $-53,000 | 8,579 |
| Applicable income taxes | $-56,000 | 8,657 |
| Income before extraordinary items | $-122,000 | 8,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-122,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-85,430 | 8,422 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 7,813 |
| Total interest expense | $266,000 | 8,277 |
| Net interest income | $1,312,000 | 7,541 |
| Provision for loan and lease losses | $53,000 | 5,686 |
| Total noninterest income | $261,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $1,379,000 | 7,089 |
| Salaries and employee benefits | $716,000 | 7,205 |
| Premises and equipment expense | $393,000 | 4,908 |
| Additional noninterest expense | $270,000 | 7,810 |
| Pre-tax net operating income | $141,000 | 7,865 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $27,000 | 6,197 |
| Income before extraordinary items | $114,000 | 7,918 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $114,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,659 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $114,000 | 7,888 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 7,858 |
| Total interest expense | $195,000 | 8,294 |
| Net interest income | $972,000 | 7,610 |
| Provision for loan and lease losses | $53,000 | 5,130 |
| Total noninterest income | $197,000 | 6,614 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $179,000 | 4,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $972,000 | 7,220 |
| Salaries and employee benefits | $492,000 | 7,397 |
| Premises and equipment expense | $269,000 | 5,188 |
| Additional noninterest expense | $211,000 | 7,754 |
| Pre-tax net operating income | $144,000 | 7,851 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $36,000 | 5,989 |
| Income before extraordinary items | $110,000 | 7,906 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $110,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,717 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $108,500 | 7,886 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 7,847 |
| Total interest expense | $119,000 | 8,348 |
| Net interest income | $661,000 | 7,584 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $101,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $84,000 | 5,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $610,000 | 7,358 |
| Salaries and employee benefits | $320,000 | 7,462 |
| Premises and equipment expense | $161,000 | 5,506 |
| Additional noninterest expense | $129,000 | 7,872 |
| Pre-tax net operating income | $80,000 | 7,963 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $53,000 | 8,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $53,000 | 8,052 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,919 |
| Total interest expense | $59,000 | 8,403 |
| Net interest income | $325,000 | 7,674 |
| Provision for loan and lease losses | $56,000 | 3,043 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $296,000 | 7,481 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $2,000 | 8,405 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $-6,000 | 8,477 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-6,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,254 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-6,000 | 8,453 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,922 |
| Total interest expense | $231,000 | 8,362 |
| Net interest income | $1,248,000 | 7,693 |
| Provision for loan and lease losses | $144,000 | 4,341 |
| Total noninterest income | $133,000 | 7,775 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $1,257,000 | 7,340 |
| Salaries and employee benefits | $653,000 | 7,464 |
| Premises and equipment expense | $347,000 | 5,246 |
| Additional noninterest expense | $257,000 | 7,950 |
| Pre-tax net operating income | $-20,000 | 8,417 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-29,000 | 8,640 |
| Income before extraordinary items | $9,000 | 8,409 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,000 | 8,379 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 7,949 |
| Total interest expense | $170,000 | 8,414 |
| Net interest income | $933,000 | 7,722 |
| Provision for loan and lease losses | $99,000 | 4,319 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $911,000 | 7,379 |
| Salaries and employee benefits | $487,000 | 7,408 |
| Premises and equipment expense | $246,000 | 5,392 |
| Additional noninterest expense | $178,000 | 8,065 |
| Pre-tax net operating income | $26,000 | 8,386 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $21,000 | 8,438 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $21,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $21,000 | 8,396 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,052 |
| Total interest expense | $111,000 | 8,488 |
| Net interest income | $605,000 | 7,805 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $80,000 | 7,595 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $603,000 | 7,447 |
| Salaries and employee benefits | $320,000 | 7,498 |
| Premises and equipment expense | $153,000 | 5,605 |
| Additional noninterest expense | $130,000 | 7,968 |
| Pre-tax net operating income | $-17,000 | 8,578 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-7,000 | 8,775 |
| Income before extraordinary items | $-10,000 | 8,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-10,000 | 8,559 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,030 |
| Total interest expense | $57,000 | 8,524 |
| Net interest income | $315,000 | 7,746 |
| Provision for loan and lease losses | $-99,000 | 9,030 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $321,000 | 7,348 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $73,000 | 7,819 |
| Pre-tax net operating income | $121,000 | 6,841 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $94,000 | 6,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 6,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $94,000 | 6,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 7,891 |
| Total interest expense | $259,000 | 8,582 |
| Net interest income | $1,412,000 | 7,488 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $132,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $112,000 | 6,376 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $1,362,000 | 7,148 |
| Salaries and employee benefits | $750,000 | 7,114 |
| Premises and equipment expense | $339,000 | 5,280 |
| Additional noninterest expense | $273,000 | 7,938 |
| Pre-tax net operating income | $2,000 | 8,519 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-77,000 | 8,918 |
| Income before extraordinary items | $79,000 | 8,324 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $79,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,719 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $79,000 | 8,214 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,987 |
| Total interest expense | $198,000 | 8,675 |
| Net interest income | $1,058,000 | 7,543 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $110,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $87,000 | 6,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $920,000 | 7,407 |
| Salaries and employee benefits | $473,000 | 7,529 |
| Premises and equipment expense | $239,000 | 5,473 |
| Additional noninterest expense | $208,000 | 7,921 |
| Pre-tax net operating income | $248,000 | 7,450 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $73,000 | 5,891 |
| Income before extraordinary items | $175,000 | 7,750 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $175,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $175,000 | 7,604 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,035 |
| Total interest expense | $132,000 | 8,751 |
| Net interest income | $709,000 | 7,554 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $86,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $595,000 | 7,495 |
| Salaries and employee benefits | $317,000 | 7,543 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $130,000 | 8,038 |
| Pre-tax net operating income | $200,000 | 7,216 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $137,000 | 7,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $137,000 | 7,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $137,000 | 7,396 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 8,002 |
| Total interest expense | $69,000 | 8,796 |
| Net interest income | $372,000 | 7,462 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $268,000 | 7,767 |
| Salaries and employee benefits | $159,000 | 7,568 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $59,000 | 8,243 |
| Pre-tax net operating income | $148,000 | 6,486 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 7,936 |
| Total interest expense | $322,000 | 8,849 |
| Net interest income | $1,597,000 | 7,275 |
| Provision for loan and lease losses | $69,000 | 6,326 |
| Total noninterest income | $153,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $114,000 | 6,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,182,000 | 7,505 |
| Salaries and employee benefits | $720,000 | 7,191 |
| Premises and equipment expense | $242,000 | 6,248 |
| Additional noninterest expense | $220,000 | 8,408 |
| Pre-tax net operating income | $499,000 | 6,764 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $268,000 | 7,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $268,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $36,000 | 6,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $275,680 | 7,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 8,303 |
| Total interest expense | $517,000 | 8,989 |
| Net interest income | $1,401,000 | 7,514 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $136,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $1,097,000 | 7,692 |
| Salaries and employee benefits | $657,000 | 7,399 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $183,000 | 8,791 |
| Pre-tax net operating income | $440,000 | 6,793 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $144,000 | 5,510 |
| Income before extraordinary items | $296,000 | 7,175 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $296,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,130 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $296,000 | 7,045 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 8,660 |
| Total interest expense | $562,000 | 9,134 |
| Net interest income | $1,212,000 | 8,043 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $127,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $988,000 | 8,063 |
| Salaries and employee benefits | $587,000 | 7,764 |
| Premises and equipment expense | $231,000 | 6,301 |
| Additional noninterest expense | $170,000 | 9,067 |
| Pre-tax net operating income | $351,000 | 7,684 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $93,000 | 6,606 |
| Income before extraordinary items | $230,000 | 7,898 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $230,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $249,880 | 7,781 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 8,890 |
| Total interest expense | $462,000 | 9,523 |
| Net interest income | $1,189,000 | 8,213 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $901,000 | 8,415 |
| Salaries and employee benefits | $510,000 | 8,296 |
| Premises and equipment expense | $211,000 | 6,631 |
| Additional noninterest expense | $180,000 | 9,231 |
| Pre-tax net operating income | $409,000 | 7,560 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $106,000 | 6,848 |
| Income before extraordinary items | $284,000 | 7,700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $284,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $297,870 | 7,589 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 9,184 |
| Total interest expense | $449,000 | 9,806 |
| Net interest income | $1,134,000 | 8,490 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $132,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $833,000 | 8,662 |
| Salaries and employee benefits | $503,000 | 8,338 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $141,000 | 9,747 |
| Pre-tax net operating income | $433,000 | 7,702 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $120,000 | 7,243 |
| Income before extraordinary items | $313,000 | 7,779 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $313,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $313,000 | 7,693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 9,618 |
| Total interest expense | $433,000 | 10,256 |
| Net interest income | $1,108,000 | 8,918 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $119,000 | 9,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $753,000 | 9,218 |
| Salaries and employee benefits | $483,000 | 8,729 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $128,000 | 10,250 |
| Pre-tax net operating income | $430,000 | 8,288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $160,000 | 7,457 |
| Income before extraordinary items | $270,000 | 8,599 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $270,000 | 8,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $270,000 | 8,561 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 10,221 |
| Total interest expense | $415,000 | 10,834 |
| Net interest income | $1,007,000 | 9,534 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $101,000 | 9,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $750,000 | 9,634 |
| Salaries and employee benefits | $504,000 | 8,863 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $106,000 | 11,034 |
| Pre-tax net operating income | $358,000 | 8,763 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $42,000 | 9,829 |
| Income before extraordinary items | $316,000 | 8,293 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $316,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $316,000 | 8,224 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 10,752 |
| Total interest expense | $423,000 | 11,263 |
| Net interest income | $935,000 | 10,134 |
| Provision for loan and lease losses | $-80,000 | 11,668 |
| Total noninterest income | $121,000 | 9,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $708,000 | 10,150 |
| Salaries and employee benefits | $409,000 | 9,875 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $152,000 | 11,031 |
| Pre-tax net operating income | $428,000 | 8,884 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $135,000 | 8,529 |
| Income before extraordinary items | $293,000 | 9,014 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $293,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 11,689 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $293,000 | 8,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 11,243 |
| Total interest expense | $300,000 | 12,037 |
| Net interest income | $950,000 | 10,556 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $144,000 | 9,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $727,000 | 10,581 |
| Salaries and employee benefits | $395,000 | 10,332 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $200,000 | 11,156 |
| Pre-tax net operating income | $367,000 | 9,597 |
| Securities gains (losses) | $-65,000 | 11,238 |
| Applicable income taxes | $50,000 | 10,470 |
| Income before extraordinary items | $252,000 | 9,674 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $252,000 | 9,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $305,950 | 9,155 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 11,456 |
| Total interest expense | $337,000 | 12,504 |
| Net interest income | $1,060,000 | 10,568 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $123,000 | 10,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $778,000 | 10,771 |
| Salaries and employee benefits | $371,000 | 10,927 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $222,000 | 11,441 |
| Pre-tax net operating income | $205,000 | 10,990 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $143,000 | 11,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $143,000 | 11,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,386 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $143,000 | 11,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 12,328 |
| Total interest expense | $492,000 | 12,794 |
| Net interest income | $840,000 | 11,752 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $219,000 | 9,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 11,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $727,000 | 11,369 |
| Salaries and employee benefits | $428,000 | 10,543 |
| Premises and equipment expense | $170,000 | 8,562 |
| Additional noninterest expense | $129,000 | 13,221 |
| Pre-tax net operating income | $202,000 | 11,057 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $173,000 | 10,950 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $173,000 | 11,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $173,860 | 10,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.