Home > Bank of Western Indiana > Assets and Liabilities
Bank of Western Indiana, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $136,676,000 | 3,301 |
| Cash and due from depository institutions | $2,590,000 | 3,601 |
| Interest-bearing balances | $19,000 | 6,052 |
| Securities | $45,614,000 | 2,525 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 6,219 |
| Net loans & leases | $82,439,000 | 3,284 |
| Loan loss allowance | $977,000 | 3,408 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,323,000 | 5,151 |
| Other real estate owned | $17,000 | 3,601 |
| Goodwill and other intangibles | $894,000 | 1,502 |
| All other assets | $2,174,000 | 3,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,676,000 | 3,301 |
| Total liabilities | $124,058,000 | 3,262 |
| Total deposits | $109,241,000 | 3,426 |
| Interest-bearing deposits | $96,004,000 | 3,357 |
| Deposits held in domestic offices | $109,241,000 | 3,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,300,000 | 1,318 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,517,000 | 2,499 |
| Total equity capital | $12,618,000 | 3,543 |
| Total bank equity capital | $12,618,000 | 3,543 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $240,000 | 6,445 |
| Surplus | $6,960,000 | 2,175 |
| Undivided profits | $5,418,000 | 4,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,217,000 | 136 |
| Income earned, not collected on loans | $1,363,000 | 1,577 |
| Earning assets | $129,697,000 | 3,214 |
| Long-term assets (5+ years) | $54,089,000 | 1,482 |
| Average Assets, year-to-date | $132,230,000 | 3,233 |
| Average Assets, quarterly | $135,738,000 | 3,267 |
| Volatile liabilities | $7,704,000 | 5,774 |
| Insider loans | $7,009,000 | 591 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,817,000 | 847 |
| Unused loan commitments | $26,096,000 | 1,840 |
| Tier 1 (core) risk-based capital | $11,127,000 | 3,809 |
| Tier 2 risk-based capital | $977,000 | 3,084 |
| Total risk weighted assets | $93,495,700 | 2,999 |
| Total unused commitments | $26,096,000 | 1,847 |
| Derivatives | $8,000,000 | 423 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $129,805,000 | 3,405 |
| Cash and due from depository institutions | $3,412,000 | 3,726 |
| Interest-bearing balances | $12,000 | 6,076 |
| Securities | $45,546,000 | 2,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $76,301,000 | 3,529 |
| Loan loss allowance | $1,153,000 | 2,961 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,462,000 | 4,806 |
| Other real estate owned | $21,000 | 3,726 |
| Goodwill and other intangibles | $1,026,000 | 1,332 |
| All other assets | $2,037,000 | 3,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,805,000 | 3,405 |
| Total liabilities | $117,035,000 | 3,398 |
| Total deposits | $108,472,000 | 3,414 |
| Interest-bearing deposits | $94,585,000 | 3,352 |
| Deposits held in domestic offices | $108,472,000 | 3,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,750,000 | 1,699 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,300,000 | 2,370 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,513,000 | 2,532 |
| Total equity capital | $12,770,000 | 3,466 |
| Total bank equity capital | $12,770,000 | 3,466 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $240,000 | 6,721 |
| Surplus | $6,960,000 | 2,138 |
| Undivided profits | $5,570,000 | 4,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,232 |
| Income earned, not collected on loans | $1,261,000 | 1,779 |
| Earning assets | $121,859,000 | 3,339 |
| Long-term assets (5+ years) | $42,979,000 | 1,572 |
| Average Assets, year-to-date | $123,257,000 | 3,393 |
| Average Assets, quarterly | $129,542,000 | 3,370 |
| Volatile liabilities | $8,572,000 | 5,511 |
| Insider loans | $6,975,000 | 578 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,196,000 | 2,015 |
| Tier 1 (core) risk-based capital | $11,156,000 | 3,781 |
| Tier 2 risk-based capital | $1,127,700 | 2,621 |
| Total risk weighted assets | $90,190,800 | 3,071 |
| Total unused commitments | $21,196,000 | 2,020 |
| Derivatives | $8,000,000 | 416 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $117,006,000 | 3,816 |
| Cash and due from depository institutions | $3,175,000 | 3,657 |
| Interest-bearing balances | $51,000 | 5,372 |
| Securities | $35,801,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $71,600,000 | 3,768 |
| Loan loss allowance | $1,149,000 | 3,114 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,649,000 | 4,367 |
| Other real estate owned | $96,000 | 3,657 |
| Goodwill and other intangibles | $1,159,000 | 1,198 |
| All other assets | $2,026,000 | 3,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,006,000 | 3,816 |
| Total liabilities | $104,114,000 | 3,873 |
| Total deposits | $102,687,000 | 3,685 |
| Interest-bearing deposits | $87,150,000 | 3,738 |
| Deposits held in domestic offices | $102,687,000 | 3,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,427,000 | 2,686 |
| Total equity capital | $12,892,000 | 3,431 |
| Total bank equity capital | $12,892,000 | 3,431 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $240,000 | 7,094 |
| Surplus | $6,960,000 | 2,206 |
| Undivided profits | $5,692,000 | 4,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 1,137 |
| Income earned, not collected on loans | $1,182,000 | 1,894 |
| Earning assets | $108,952,000 | 3,782 |
| Long-term assets (5+ years) | $30,091,000 | 1,974 |
| Average Assets, year-to-date | $117,533,800 | 3,658 |
| Average Assets, quarterly | $119,133,500 | 3,715 |
| Volatile liabilities | $5,550,000 | 6,765 |
| Insider loans | $5,382,000 | 797 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,876,000 | 2,319 |
| Tier 1 (core) risk-based capital | $11,454,000 | 3,733 |
| Tier 2 risk-based capital | $1,002,370 | 2,964 |
| Total risk weighted assets | $80,042,970 | 3,411 |
| Total unused commitments | $16,876,000 | 2,333 |
| Derivatives | $16,000,000 | 406 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $116,216,000 | 3,841 |
| Cash and due from depository institutions | $3,987,000 | 3,656 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,639,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 7,479 |
| Net loans & leases | $67,308,000 | 3,885 |
| Loan loss allowance | $1,220,000 | 2,962 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,790,000 | 4,084 |
| Other real estate owned | $59,000 | 3,656 |
| Goodwill and other intangibles | $1,291,000 | 1,057 |
| All other assets | $2,217,000 | 3,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,216,000 | 3,841 |
| Total liabilities | $105,018,000 | 3,828 |
| Total deposits | $99,485,000 | 3,829 |
| Interest-bearing deposits | $85,674,000 | 3,837 |
| Deposits held in domestic offices | $99,485,000 | 3,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,533,000 | 976 |
| Total equity capital | $11,198,000 | 3,908 |
| Total bank equity capital | $11,198,000 | 3,908 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,290,000 | 2,933 |
| Surplus | $5,710,000 | 2,560 |
| Undivided profits | $4,198,000 | 5,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 412 |
| Income earned, not collected on loans | $1,238,000 | 1,826 |
| Earning assets | $106,872,000 | 3,846 |
| Long-term assets (5+ years) | $34,612,000 | 1,606 |
| Average Assets, year-to-date | $117,021,600 | 3,676 |
| Average Assets, quarterly | $116,516,500 | 3,794 |
| Volatile liabilities | $7,017,000 | 5,762 |
| Insider loans | $3,460,000 | 1,265 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,743,000 | 2,925 |
| Tier 1 (core) risk-based capital | $9,731,000 | 4,311 |
| Tier 2 risk-based capital | $977,610 | 2,965 |
| Total risk weighted assets | $77,966,610 | 3,397 |
| Total unused commitments | $11,743,000 | 2,936 |
| Derivatives | $25,000,000 | 422 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $118,755,000 | 3,728 |
| Cash and due from depository institutions | $6,961,000 | 3,534 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,494,000 | 3,416 |
| Federal funds sold & reverse repurchase agreements | $3,675,000 | 2,384 |
| Net loans & leases | $64,283,000 | 3,956 |
| Loan loss allowance | $1,435,000 | 2,638 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,694,000 | 4,220 |
| Other real estate owned | $317,000 | 3,534 |
| Goodwill and other intangibles | $1,424,000 | 924 |
| All other assets | $1,907,000 | 4,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,755,000 | 3,728 |
| Total liabilities | $104,121,000 | 3,872 |
| Total deposits | $103,422,000 | 3,669 |
| Interest-bearing deposits | $88,601,000 | 3,658 |
| Deposits held in domestic offices | $103,422,000 | 3,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $699,000 | 4,029 |
| Total equity capital | $14,634,000 | 2,789 |
| Total bank equity capital | $14,634,000 | 2,789 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,290,000 | 3,046 |
| Surplus | $5,710,000 | 2,479 |
| Undivided profits | $7,634,000 | 3,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 3,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 895 |
| Income earned, not collected on loans | $985,000 | 2,020 |
| Earning assets | $106,452,000 | 3,802 |
| Long-term assets (5+ years) | $22,775,000 | 2,299 |
| Average Assets, year-to-date | $117,778,000 | 3,671 |
| Average Assets, quarterly | $118,830,000 | 3,703 |
| Volatile liabilities | $5,823,000 | 6,185 |
| Insider loans | $3,122,000 | 1,342 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,105,000 | 3,341 |
| Tier 1 (core) risk-based capital | $13,564,000 | 3,050 |
| Tier 2 risk-based capital | $909,550 | 3,163 |
| Total risk weighted assets | $72,238,250 | 3,561 |
| Total unused commitments | $9,105,000 | 3,349 |
| Derivatives | $17,000,000 | 469 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $41,201,000 | 8,667 |
| Cash and due from depository institutions | $1,786,000 | 6,938 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $14,910,000 | 7,428 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,129 |
| Net loans & leases | $19,662,000 | 8,904 |
| Loan loss allowance | $429,000 | 7,072 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $982,000 | 6,201 |
| Other real estate owned | $20,000 | 6,938 |
| Goodwill and other intangibles | $1,556,000 | 809 |
| All other assets | $485,000 | 9,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,201,000 | 8,667 |
| Total liabilities | $36,363,000 | 8,798 |
| Total deposits | $36,145,000 | 8,653 |
| Interest-bearing deposits | $30,959,000 | 8,647 |
| Deposits held in domestic offices | $36,145,000 | 8,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $218,000 | 8,891 |
| Total equity capital | $4,838,000 | 7,446 |
| Total bank equity capital | $4,838,000 | 7,446 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $240,000 | 8,288 |
| Surplus | $4,375,000 | 3,037 |
| Undivided profits | $223,000 | 11,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 3,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $299,000 | 6,098 |
| Earning assets | $36,422,000 | 8,832 |
| Long-term assets (5+ years) | $10,738,000 | 4,170 |
| Average Assets, year-to-date | $39,857,600 | 8,694 |
| Average Assets, quarterly | $40,279,500 | 8,723 |
| Volatile liabilities | $1,268,000 | 10,878 |
| Insider loans | $644,000 | 4,966 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,347,000 | 5,295 |
| Tier 1 (core) risk-based capital | $3,282,000 | 9,307 |
| Tier 2 risk-based capital | $281,840 | 7,871 |
| Total risk weighted assets | $22,399,840 | 8,664 |
| Total unused commitments | $4,347,000 | 5,316 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $41,377,000 | 8,809 |
| Cash and due from depository institutions | $2,260,000 | 7,923 |
| Interest-bearing balances | $50,000 | 7,638 |
| Securities | $10,940,000 | 8,770 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,965 |
| Net loans & leases | $19,483,000 | 9,038 |
| Loan loss allowance | $505,000 | 6,410 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $973,000 | 6,313 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $1,688,000 | 785 |
| All other assets | $533,000 | 9,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,377,000 | 8,809 |
| Total liabilities | $36,509,000 | 8,966 |
| Total deposits | $36,201,000 | 8,845 |
| Interest-bearing deposits | $30,807,000 | 8,898 |
| Deposits held in domestic offices | $36,201,000 | 8,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $308,000 | 8,100 |
| Total equity capital | $4,868,000 | 7,230 |
| Total bank equity capital | $4,868,000 | 7,230 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $240,000 | 8,704 |
| Surplus | $4,375,000 | 2,921 |
| Undivided profits | $253,000 | 11,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 11,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $363,000 | 5,536 |
| Earning assets | $35,973,000 | 9,057 |
| Long-term assets (5+ years) | $3,720,000 | 7,403 |
| Average Assets, year-to-date | $42,279,200 | 8,543 |
| Average Assets, quarterly | $41,509,000 | 8,746 |
| Volatile liabilities | $731,000 | 12,357 |
| Insider loans | $13,000 | 8,699 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,913,000 | 7,434 |
| Tier 1 (core) risk-based capital | $3,180,000 | 9,376 |
| Tier 2 risk-based capital | $261,180 | 8,218 |
| Total risk weighted assets | $20,650,380 | 9,151 |
| Total unused commitments | $1,913,000 | 7,466 |
| Derivatives | $0 | 651 |