Home > Bank of Westbury, a Federal Savings Bank > Income and Expense
Bank of Westbury, a Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,952,000 | 2,533 |
| Total interest expense | $5,159,000 | 2,391 |
| Net interest income | $6,793,000 | 2,659 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $872,000 | 3,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $25,000 | 327 |
| Additional Noninterest Income | $847,000 | 2,063 |
| Total noninterest expense | $5,911,000 | 2,377 |
| Salaries and employee benefits | $3,091,000 | 2,141 |
| Premises and equipment expense | $1,341,000 | 1,554 |
| Additional noninterest expense | $1,479,000 | 3,341 |
| Pre-tax net operating income | $1,624,000 | 4,118 |
| Securities gains (losses) | $88,000 | 828 |
| Applicable income taxes | $741,000 | 2,971 |
| Income before extraordinary items | $971,000 | 4,631 |
| Extraordinary gains, net | $-43,000 | 12,523 |
| Net income | $928,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $409,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $-554,000 | 12,559 |
| Net operating income | $914,680 | 4,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,348,000 | 2,494 |
| Total interest expense | $5,414,000 | 2,385 |
| Net interest income | $6,934,000 | 2,606 |
| Provision for loan and lease losses | $259,000 | 3,316 |
| Total noninterest income | $1,239,000 | 2,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,239,000 | 1,776 |
| Total noninterest expense | $6,217,000 | 2,317 |
| Salaries and employee benefits | $3,016,000 | 2,203 |
| Premises and equipment expense | $1,313,000 | 1,604 |
| Additional noninterest expense | $1,888,000 | 2,864 |
| Pre-tax net operating income | $1,697,000 | 3,886 |
| Securities gains (losses) | $1,030,000 | 535 |
| Applicable income taxes | $1,110,000 | 2,055 |
| Income before extraordinary items | $1,617,000 | 3,012 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,617,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,993 |
| Cash dividends | $443,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 826 |
| Net operating income | $957,800 | 4,617 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,000,000 | 2,509 |
| Total interest expense | $6,973,000 | 2,413 |
| Net interest income | $7,027,000 | 2,578 |
| Provision for loan and lease losses | $403,000 | 3,441 |
| Total noninterest income | $615,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $615,000 | 2,786 |
| Total noninterest expense | $5,613,000 | 2,577 |
| Salaries and employee benefits | $2,537,000 | 2,549 |
| Premises and equipment expense | $1,073,000 | 1,974 |
| Additional noninterest expense | $2,003,000 | 2,801 |
| Pre-tax net operating income | $1,626,000 | 3,756 |
| Securities gains (losses) | $692,000 | 850 |
| Applicable income taxes | $932,000 | 2,238 |
| Income before extraordinary items | $1,386,000 | 3,313 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,386,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,841 |
| Cash dividends | $151,000 | 5,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $943,120 | 4,418 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.