Home > Bank of Westbury, a Federal Savings Bank > Assets and Liabilities
Bank of Westbury, a Federal Savings Bank, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 62 | 3,273 |
Assets and Liabilities | ||
Total Assets: | $181,667,000 | 2,529 |
Cash and due from depository institutions | $4,773,000 | 3,273 |
Interest-bearing balances | $1,638,000 | 1,816 |
Securities | $97,676,000 | 1,322 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $74,028,000 | 3,493 |
Loan loss allowance | $404,000 | 7,100 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,744,000 | 4,110 |
Other real estate owned | $200,000 | 3,273 |
Goodwill and other intangibles | $72,000 | 2,411 |
All other assets | $3,174,000 | 2,537 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $181,667,000 | 2,529 |
Total liabilities | $170,655,000 | 2,444 |
Total deposits | $154,674,000 | 2,489 |
Interest-bearing deposits | $150,078,000 | 2,225 |
Deposits held in domestic offices | $154,674,000 | 2,478 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $15,058,000 | 1,023 |
Subordinated debt | $0 | 372 |
All other liabilities | $923,000 | 3,246 |
Total equity capital | $11,012,000 | 3,700 |
Total bank equity capital | $11,012,000 | 3,700 |
Perpetual preferred stock | $87,000 | 275 |
Common stock | $348,000 | 6,969 |
Surplus | $3,297,000 | 3,876 |
Undivided profits | $7,280,000 | 3,149 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,653,000 | 1,814 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $514,000 | 4,106 |
Earning assets | $173,342,000 | 2,432 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $179,549,600 | 2,477 |
Average Assets, quarterly | $183,549,000 | 2,478 |
Volatile liabilities | $24,608,000 | 2,132 |
Insider loans | $201,000 | 8,164 |
FHLB advances | $15,000,000 | 391 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,186,000 | 8,771 |
Tier 1 (core) risk-based capital | $10,908,000 | 3,775 |
Tier 2 risk-based capital | $349,000 | 6,833 |
Total risk weighted assets | $60,392,000 | 4,215 |
Total unused commitments | $1,186,000 | 8,781 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 72 | 2,907 |
Assets and Liabilities | ||
Total Assets: | $176,240,000 | 2,626 |
Cash and due from depository institutions | $7,922,000 | 2,907 |
Interest-bearing balances | $4,454,000 | 1,349 |
Securities | $93,423,000 | 1,459 |
Federal funds sold & reverse repurchase agreements | $400,000 | 9,365 |
Net loans & leases | $67,499,000 | 3,720 |
Loan loss allowance | $365,000 | 7,816 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $2,048,000 | 3,547 |
Other real estate owned | $862,000 | 2,907 |
Goodwill and other intangibles | $172,000 | 1,918 |
All other assets | $3,914,000 | 1,932 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $176,240,000 | 2,626 |
Total liabilities | $165,161,000 | 2,560 |
Total deposits | $163,971,000 | 2,417 |
Interest-bearing deposits | $157,661,000 | 2,189 |
Deposits held in domestic offices | $163,971,000 | 2,407 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $84,000 | 4,468 |
Subordinated debt | $0 | 413 |
All other liabilities | $1,106,000 | 2,886 |
Total equity capital | $11,079,000 | 3,685 |
Total bank equity capital | $11,079,000 | 3,685 |
Perpetual preferred stock | $93,000 | 303 |
Common stock | $372,000 | 7,179 |
Surplus | $3,821,000 | 3,436 |
Undivided profits | $6,793,000 | 3,422 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,670,000 | 2,189 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $658,000 | 2,739 |
Earning assets | $165,776,000 | 2,557 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $179,004,600 | 2,522 |
Average Assets, quarterly | $177,942,500 | 2,569 |
Volatile liabilities | $11,152,000 | 3,796 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $6,375,000 | 4,206 |
Tier 1 (core) risk-based capital | $10,907,000 | 3,663 |
Tier 2 risk-based capital | $296,000 | 7,646 |
Total risk weighted assets | $62,987,000 | 4,010 |
Total unused commitments | $6,375,000 | 4,232 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 82 | 2,639 |
Assets and Liabilities | ||
Total Assets: | $181,953,000 | 2,612 |
Cash and due from depository institutions | $5,909,000 | 2,639 |
Interest-bearing balances | $2,152,000 | 2,592 |
Securities | $87,895,000 | 1,535 |
Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
Net loans & leases | $77,587,000 | 3,331 |
Loan loss allowance | $527,000 | 6,203 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $2,284,000 | 3,180 |
Other real estate owned | $2,138,000 | 2,639 |
Goodwill and other intangibles | $272,000 | 1,664 |
All other assets | $4,368,000 | 1,833 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $181,953,000 | 2,612 |
Total liabilities | $172,197,000 | 2,532 |
Total deposits | $171,393,000 | 2,405 |
Interest-bearing deposits | $170,534,000 | 2,113 |
Deposits held in domestic offices | $171,393,000 | 2,399 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $106,000 | 4,262 |
Subordinated debt | $0 | 482 |
All other liabilities | $698,000 | 4,433 |
Total equity capital | $9,756,000 | 3,978 |
Total bank equity capital | $9,756,000 | 3,978 |
Perpetual preferred stock | $90,000 | 303 |
Common stock | $360,000 | 7,591 |
Surplus | $3,687,000 | 3,426 |
Undivided profits | $5,619,000 | 3,812 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,966,000 | 1,686 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $893,000 | 2,228 |
Earning assets | $169,134,000 | 2,567 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $170,239,200 | 2,703 |
Average Assets, quarterly | $183,503,000 | 2,563 |
Volatile liabilities | $9,822,000 | 4,174 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $8,282,000 | 3,329 |
Tier 1 (core) risk-based capital | $9,484,000 | 4,025 |
Tier 2 risk-based capital | $125,000 | 11,316 |
Total risk weighted assets | $74,511,000 | 3,507 |
Total unused commitments | $8,282,000 | 3,350 |
Derivatives | $0 | 651 |