Bank of Westbury, a Federal Savings Bank, Assets and Liabilities

1994-12-31Rank
# of Employees:623,273
Assets and Liabilities
Total Assets:$181,667,0002,529
Cash and due from depository institutions$4,773,0003,273
Interest-bearing balances$1,638,0001,816
Securities$97,676,0001,322
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$74,028,0003,493
Loan loss allowance$404,0007,100
Trading account assets$0286
Bank premises and fixed assets$1,744,0004,110
Other real estate owned$200,0003,273
Goodwill and other intangibles$72,0002,411
All other assets$3,174,0002,537
Life insurance assets$01
Total liabilities and capital$181,667,0002,529
Total liabilities$170,655,0002,444
Total deposits$154,674,0002,489
Interest-bearing deposits$150,078,0002,225
Deposits held in domestic offices$154,674,0002,478
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$15,058,0001,023
Subordinated debt$0372
All other liabilities$923,0003,246
Total equity capital$11,012,0003,700
Total bank equity capital$11,012,0003,700
Perpetual preferred stock$87,000275
Common stock$348,0006,969
Surplus$3,297,0003,876
Undivided profits$7,280,0003,149
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,653,0001,814
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$514,0004,106
Earning assets$173,342,0002,432
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$179,549,6002,477
Average Assets, quarterly$183,549,0002,478
Volatile liabilities$24,608,0002,132
Insider loans$201,0008,164
FHLB advances$15,000,000391
Loans and leases held for sale$01,430
Unused loan commitments$1,186,0008,771
Tier 1 (core) risk-based capital$10,908,0003,775
Tier 2 risk-based capital$349,0006,833
Total risk weighted assets$60,392,0004,215
Total unused commitments$1,186,0008,781
Derivatives$0687
1993-12-31Rank
# of Employees:722,907
Assets and Liabilities
Total Assets:$176,240,0002,626
Cash and due from depository institutions$7,922,0002,907
Interest-bearing balances$4,454,0001,349
Securities$93,423,0001,459
Federal funds sold & reverse repurchase agreements$400,0009,365
Net loans & leases$67,499,0003,720
Loan loss allowance$365,0007,816
Trading account assets$0330
Bank premises and fixed assets$2,048,0003,547
Other real estate owned$862,0002,907
Goodwill and other intangibles$172,0001,918
All other assets$3,914,0001,932
Life insurance assets$01
Total liabilities and capital$176,240,0002,626
Total liabilities$165,161,0002,560
Total deposits$163,971,0002,417
Interest-bearing deposits$157,661,0002,189
Deposits held in domestic offices$163,971,0002,407
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$84,0004,468
Subordinated debt$0413
All other liabilities$1,106,0002,886
Total equity capital$11,079,0003,685
Total bank equity capital$11,079,0003,685
Perpetual preferred stock$93,000303
Common stock$372,0007,179
Surplus$3,821,0003,436
Undivided profits$6,793,0003,422
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,670,0002,189
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$658,0002,739
Earning assets$165,776,0002,557
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$179,004,6002,522
Average Assets, quarterly$177,942,5002,569
Volatile liabilities$11,152,0003,796
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,375,0004,206
Tier 1 (core) risk-based capital$10,907,0003,663
Tier 2 risk-based capital$296,0007,646
Total risk weighted assets$62,987,0004,010
Total unused commitments$6,375,0004,232
Derivatives$0714
1992-12-31Rank
# of Employees:822,639
Assets and Liabilities
Total Assets:$181,953,0002,612
Cash and due from depository institutions$5,909,0002,639
Interest-bearing balances$2,152,0002,592
Securities$87,895,0001,535
Federal funds sold & reverse repurchase agreements$1,500,0007,479
Net loans & leases$77,587,0003,331
Loan loss allowance$527,0006,203
Trading account assets$0344
Bank premises and fixed assets$2,284,0003,180
Other real estate owned$2,138,0002,639
Goodwill and other intangibles$272,0001,664
All other assets$4,368,0001,833
Life insurance assets$01
Total liabilities and capital$181,953,0002,612
Total liabilities$172,197,0002,532
Total deposits$171,393,0002,405
Interest-bearing deposits$170,534,0002,113
Deposits held in domestic offices$171,393,0002,399
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$106,0004,262
Subordinated debt$0482
All other liabilities$698,0004,433
Total equity capital$9,756,0003,978
Total bank equity capital$9,756,0003,978
Perpetual preferred stock$90,000303
Common stock$360,0007,591
Surplus$3,687,0003,426
Undivided profits$5,619,0003,812
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,966,0001,686
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$893,0002,228
Earning assets$169,134,0002,567
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$170,239,2002,703
Average Assets, quarterly$183,503,0002,563
Volatile liabilities$9,822,0004,174
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$8,282,0003,329
Tier 1 (core) risk-based capital$9,484,0004,025
Tier 2 risk-based capital$125,00011,316
Total risk weighted assets$74,511,0003,507
Total unused commitments$8,282,0003,350
Derivatives$0651