Home > Bank of Waunakee > Income and Expense
Bank of Waunakee, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 4,687 |
| Total interest expense | $4,511,000 | 3,443 |
| Net interest income | $1,965,000 | 6,483 |
| Provision for loan and lease losses | $118,000 | 5,336 |
| Total noninterest income | $507,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $316,000 | 3,998 |
| Total noninterest expense | $2,273,000 | 5,276 |
| Salaries and employee benefits | $1,194,000 | 5,343 |
| Premises and equipment expense | $332,000 | 5,204 |
| Additional noninterest expense | $747,000 | 5,025 |
| Pre-tax net operating income | $81,000 | 8,419 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $81,000 | 8,440 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $81,000 | 8,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,040 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 759 |
| Net operating income | $81,000 | 8,340 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 4,817 |
| Total interest expense | $3,910,000 | 4,043 |
| Net interest income | $2,627,000 | 5,627 |
| Provision for loan and lease losses | $1,330,000 | 839 |
| Total noninterest income | $607,000 | 4,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,538 |
| Total noninterest expense | $2,519,000 | 4,830 |
| Salaries and employee benefits | $1,079,000 | 5,627 |
| Premises and equipment expense | $360,000 | 4,840 |
| Additional noninterest expense | $1,080,000 | 3,746 |
| Pre-tax net operating income | $-615,000 | 9,596 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-238,000 | 9,714 |
| Income before extraordinary items | $-377,000 | 9,504 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-377,000 | 9,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,226,000 | 649 |
| Cash dividends | $106,000 | 5,876 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 517 |
| Net operating income | $-377,000 | 9,505 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 5,065 |
| Total interest expense | $3,305,000 | 4,252 |
| Net interest income | $2,488,000 | 5,811 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $567,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,768 |
| Total noninterest expense | $2,251,000 | 5,246 |
| Salaries and employee benefits | $1,142,000 | 5,359 |
| Premises and equipment expense | $338,000 | 5,088 |
| Additional noninterest expense | $771,000 | 4,924 |
| Pre-tax net operating income | $604,000 | 6,697 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $362,000 | 4,397 |
| Income before extraordinary items | $242,000 | 7,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $77,000 | 6,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $242,000 | 7,964 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 5,406 |
| Total interest expense | $3,013,000 | 4,710 |
| Net interest income | $2,347,000 | 6,067 |
| Provision for loan and lease losses | $170,000 | 3,903 |
| Total noninterest income | $1,136,000 | 2,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $949,000 | 1,933 |
| Total noninterest expense | $2,203,000 | 5,215 |
| Salaries and employee benefits | $1,085,000 | 5,463 |
| Premises and equipment expense | $301,000 | 5,370 |
| Additional noninterest expense | $817,000 | 4,611 |
| Pre-tax net operating income | $1,110,000 | 5,116 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $341,000 | 4,833 |
| Income before extraordinary items | $768,000 | 5,315 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $768,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $77,000 | 6,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $768,690 | 5,209 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 6,006 |
| Total interest expense | $2,337,000 | 5,665 |
| Net interest income | $2,407,000 | 6,207 |
| Provision for loan and lease losses | $215,000 | 3,285 |
| Total noninterest income | $539,000 | 4,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,552 |
| Total noninterest expense | $1,817,000 | 6,037 |
| Salaries and employee benefits | $913,000 | 6,221 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $758,000 | 4,934 |
| Pre-tax net operating income | $914,000 | 6,103 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $306,000 | 5,670 |
| Income before extraordinary items | $609,000 | 6,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $609,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,629 |
| Cash dividends | $77,000 | 6,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $608,330 | 6,259 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,158,000 | 6,710 |
| Total interest expense | $2,104,000 | 6,215 |
| Net interest income | $2,054,000 | 7,038 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $486,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,980 |
| Total noninterest expense | $1,625,000 | 6,774 |
| Salaries and employee benefits | $871,000 | 6,609 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $586,000 | 6,439 |
| Pre-tax net operating income | $815,000 | 6,450 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $261,000 | 6,301 |
| Income before extraordinary items | $554,000 | 6,536 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $554,000 | 6,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $77,000 | 7,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $554,000 | 6,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 7,056 |
| Total interest expense | $1,893,000 | 6,697 |
| Net interest income | $2,054,000 | 7,188 |
| Provision for loan and lease losses | $136,000 | 3,832 |
| Total noninterest income | $453,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,479 |
| Total noninterest expense | $1,631,000 | 6,891 |
| Salaries and employee benefits | $824,000 | 6,975 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $601,000 | 6,532 |
| Pre-tax net operating income | $740,000 | 7,113 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $555,000 | 6,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $555,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,500 |
| Cash dividends | $77,000 | 7,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $555,000 | 6,853 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 7,854 |
| Total interest expense | $1,304,000 | 7,540 |
| Net interest income | $1,829,000 | 7,966 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $446,000 | 5,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,649 |
| Total noninterest expense | $1,560,000 | 7,412 |
| Salaries and employee benefits | $764,000 | 7,422 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $601,000 | 7,035 |
| Pre-tax net operating income | $625,000 | 7,864 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $168,000 | 7,964 |
| Income before extraordinary items | $432,000 | 7,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $432,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $450,000 | 7,758 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 8,463 |
| Total interest expense | $1,389,000 | 7,584 |
| Net interest income | $1,531,000 | 9,009 |
| Provision for loan and lease losses | $283,000 | 3,136 |
| Total noninterest income | $621,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,618 |
| Total noninterest expense | $1,447,000 | 8,013 |
| Salaries and employee benefits | $740,000 | 7,709 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $550,000 | 7,768 |
| Pre-tax net operating income | $422,000 | 9,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $162,000 | 8,381 |
| Income before extraordinary items | $260,000 | 9,928 |
| Extraordinary gains, net | $165,000 | 1,165 |
| Net income | $425,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 3,020 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $260,000 | 9,667 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 8,605 |
| Total interest expense | $1,498,000 | 8,513 |
| Net interest income | $1,723,000 | 8,585 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $301,000 | 7,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,501,000 | 7,910 |
| Salaries and employee benefits | $899,000 | 6,628 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $456,000 | 8,908 |
| Pre-tax net operating income | $454,000 | 8,770 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $307,000 | 9,221 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $307,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $307,000 | 8,852 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.