Home > Bank of Waterbury > Income and Expense
Bank of Waterbury, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 7,681 |
| Total interest expense | $1,447,000 | 7,382 |
| Net interest income | $1,950,000 | 7,831 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $441,000 | 6,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,928 |
| Total noninterest expense | $2,532,000 | 5,219 |
| Salaries and employee benefits | $1,102,000 | 5,636 |
| Premises and equipment expense | $467,000 | 4,108 |
| Additional noninterest expense | $963,000 | 5,083 |
| Pre-tax net operating income | $-178,000 | 12,678 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-137,000 | 12,696 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-137,000 | 12,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,727 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-179,000 | 12,656 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 7,637 |
| Total interest expense | $2,044,000 | 7,016 |
| Net interest income | $1,860,000 | 8,169 |
| Provision for loan and lease losses | $839,000 | 2,093 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $2,519,000 | 5,281 |
| Salaries and employee benefits | $984,000 | 6,122 |
| Premises and equipment expense | $594,000 | 3,397 |
| Additional noninterest expense | $941,000 | 5,319 |
| Pre-tax net operating income | $-1,200,000 | 13,516 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $-1,173,000 | 13,580 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,173,000 | 13,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 2,050 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,185,000 | 389 |
| Net operating income | $-1,203,000 | 13,524 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.