Home > Bank of Waterbury > Assets and Liabilities
Bank of Waterbury, Assets and Liabilities
1993-12-31 | Rank | |
# of Employees: | 30 | 6,405 |
Assets and Liabilities | ||
Total Assets: | $49,178,000 | 7,818 |
Cash and due from depository institutions | $1,830,000 | 6,405 |
Interest-bearing balances | $297,000 | 5,111 |
Securities | $5,700,000 | 10,938 |
Federal funds sold & reverse repurchase agreements | $4,816,000 | 2,918 |
Net loans & leases | $32,929,000 | 6,571 |
Loan loss allowance | $772,000 | 4,605 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $261,000 | 10,580 |
Other real estate owned | $3,055,000 | 6,405 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $587,000 | 8,632 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,178,000 | 7,818 |
Total liabilities | $48,236,000 | 7,415 |
Total deposits | $48,049,000 | 7,259 |
Interest-bearing deposits | $41,749,000 | 7,173 |
Deposits held in domestic offices | $48,049,000 | 7,251 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $187,000 | 9,548 |
Total equity capital | $942,000 | 12,827 |
Total bank equity capital | $942,000 | 12,827 |
Perpetual preferred stock | $0 | 343 |
Common stock | $616,000 | 5,347 |
Surplus | $6,481,000 | 2,155 |
Undivided profits | $-6,155,000 | 13,171 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,168,000 | 1,361 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $254,000 | 6,910 |
Earning assets | $43,742,000 | 7,946 |
Long-term assets (5+ years) | $3,496,000 | 7,413 |
Average Assets, year-to-date | $50,767,000 | 7,503 |
Average Assets, quarterly | $48,698,500 | 7,807 |
Volatile liabilities | $2,931,000 | 8,469 |
Insider loans | $1,355,000 | 2,914 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $3,375,000 | 6,025 |
Tier 1 (core) risk-based capital | $942,000 | 12,821 |
Tier 2 risk-based capital | $445,980 | 5,786 |
Total risk weighted assets | $35,351,980 | 6,474 |
Total unused commitments | $3,375,000 | 6,044 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 30 | 6,539 |
Assets and Liabilities | ||
Total Assets: | $53,096,000 | 7,567 |
Cash and due from depository institutions | $3,454,000 | 6,539 |
Interest-bearing balances | $495,000 | 4,980 |
Securities | $7,480,000 | 10,278 |
Federal funds sold & reverse repurchase agreements | $869,000 | 9,091 |
Net loans & leases | $38,486,000 | 5,922 |
Loan loss allowance | $1,252,000 | 3,108 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $376,000 | 9,856 |
Other real estate owned | $1,906,000 | 6,539 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $525,000 | 9,463 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $53,096,000 | 7,567 |
Total liabilities | $52,017,000 | 7,189 |
Total deposits | $51,816,000 | 7,037 |
Interest-bearing deposits | $44,827,000 | 7,054 |
Deposits held in domestic offices | $51,816,000 | 7,030 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $201,000 | 10,018 |
Total equity capital | $1,079,000 | 13,091 |
Total bank equity capital | $1,079,000 | 13,091 |
Perpetual preferred stock | $0 | 346 |
Common stock | $3,079,000 | 1,271 |
Surplus | $4,017,000 | 3,137 |
Undivided profits | $-6,017,000 | 13,788 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,315,000 | 2,041 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $337,000 | 5,928 |
Earning assets | $47,330,000 | 7,664 |
Long-term assets (5+ years) | $4,794,000 | 6,639 |
Average Assets, year-to-date | $52,023,600 | 7,504 |
Average Assets, quarterly | $53,225,500 | 7,499 |
Volatile liabilities | $1,445,000 | 10,922 |
Insider loans | $12,000 | 8,744 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $5,388,000 | 4,411 |
Tier 1 (core) risk-based capital | $1,079,000 | 13,073 |
Tier 2 risk-based capital | $490,060 | 5,310 |
Total risk weighted assets | $38,442,460 | 6,099 |
Total unused commitments | $5,388,000 | 4,435 |
Derivatives | $0 | 651 |