Home > Bank of Washington > Income and Expense

Bank of Washington, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,953,000709
Total interest expense$18,297,000836
Net interest income$50,656,000658
Provision for loan and lease losses$4,678,000340
Total noninterest income$3,089,0001,606
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,765,000628
Trading account gains and feesNANA
Additional Noninterest Income$1,324,0002,003
Total noninterest expense$25,531,0001,005
Salaries and employee benefits$13,864,0001,024
Premises and equipment expense$2,046,0001,196
Additional noninterest expense$1,324,0002,003
Pre-tax net operating income$23,536,000601
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$23,536,000519
Extraordinary gains, net$054
Net income$23,536,000525
Minority interest net income$088
Net income of bank and minority interests.$23,536,000521
Net charge-offs$3,207,000304
Cash dividends$11,578,000445
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,536,000530
2023-09-30 (YTD Data)Rank
Total interest income$50,113,000719
Total interest expense$12,248,000857
Net interest income$37,865,000677
Provision for loan and lease losses$3,478,000331
Total noninterest income$2,285,0001,612
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,320,000627
Trading account gains and feesNANA
Additional Noninterest Income$965,0002,029
Total noninterest expense$18,985,0001,011
Salaries and employee benefits$10,395,0001,028
Premises and equipment expense$1,542,0001,194
Additional noninterest expense$965,0002,029
Pre-tax net operating income$17,687,000619
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$17,687,000533
Extraordinary gains, net$052
Net income$17,687,000537
Minority interest net income$081
Net income of bank and minority interests.$17,687,000533
Net charge-offs$226,000847
Cash dividends$7,506,000442
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,687,000537
2023-06-30 (YTD Data)Rank
Total interest income$32,154,000721
Total interest expense$7,108,000872
Net interest income$25,046,000683
Provision for loan and lease losses$2,278,000336
Total noninterest income$1,346,0001,665
Gross Fiduciary activities income$0931
Service charges on deposit accounts$878,000620
Trading account gains and feesNANA
Additional Noninterest Income$468,0002,265
Total noninterest expense$12,504,0001,005
Salaries and employee benefits$6,957,0001,019
Premises and equipment expense$999,0001,212
Additional noninterest expense$468,0002,261
Pre-tax net operating income$11,610,000624
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$11,610,000539
Extraordinary gains, net$051
Net income$11,610,000546
Minority interest net income$081
Net income of bank and minority interests.$11,610,000538
Net charge-offs$180,000711
Cash dividends$4,421,000487
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,610,000542
2023-03-31 (YTD Data)Rank
Total interest income$15,110,000755
Total interest expense$2,810,000938
Net interest income$12,300,000699
Provision for loan and lease losses$600,000466
Total noninterest income$677,0001,651
Gross Fiduciary activities income$0913
Service charges on deposit accounts$142,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$535,0001,470
Total noninterest expense$6,184,0001,030
Salaries and employee benefits$3,517,0001,035
Premises and equipment expense$498,0001,251
Additional noninterest expense$535,0001,470
Pre-tax net operating income$6,193,000610
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$6,193,000524
Extraordinary gains, net$04
Net income$6,193,000525
Minority interest net income$048
Net income of bank and minority interests.$6,193,000525
Net charge-offs$-642,0004,657
Cash dividends$2,900,000387
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,193,000530
2022-12-31 (YTD Data)Rank
Total interest income$42,692,000849
Total interest expense$4,270,000885
Net interest income$38,422,000846
Provision for loan and lease losses$1,200,000719
Total noninterest income$3,409,0001,516
Gross Fiduciary activities income$14,000884
Service charges on deposit accounts$638,0001,442
Trading account gains and feesNANA
Additional Noninterest Income$2,757,0001,330
Total noninterest expense$22,651,0001,077
Salaries and employee benefits$12,269,0001,120
Premises and equipment expense$1,910,0001,266
Additional noninterest expense$2,757,0001,330
Pre-tax net operating income$17,980,000818
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$17,980,000701
Extraordinary gains, net$05
Net income$17,980,000702
Minority interest net income$063
Net income of bank and minority interests.$17,980,000702
Net charge-offs$-24,0003,880
Cash dividends$6,807,000615
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,980,000705
2022-09-30 (YTD Data)Rank
Total interest income$28,813,000886
Total interest expense$2,454,000849
Net interest income$26,359,000884
Provision for loan and lease losses$900,000670
Total noninterest income$2,553,0001,538
Gross Fiduciary activities income$14,000854
Service charges on deposit accounts$1,334,000641
Trading account gains and feesNANA
Additional Noninterest Income$1,205,0001,866
Total noninterest expense$17,336,0001,052
Salaries and employee benefits$9,284,0001,114
Premises and equipment expense$1,460,0001,246
Additional noninterest expense$1,205,0001,866
Pre-tax net operating income$10,676,000986
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$10,676,000839
Extraordinary gains, net$04
Net income$10,676,000839
Minority interest net income$057
Net income of bank and minority interests.$10,676,000839
Net charge-offs$-91,0004,268
Cash dividends$3,515,000751
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,676,000852
2022-06-30 (YTD Data)Rank
Total interest income$17,224,000948
Total interest expense$1,312,000878
Net interest income$15,912,000939
Provision for loan and lease losses$600,000609
Total noninterest income$1,918,0001,416
Gross Fiduciary activities income$14,000788
Service charges on deposit accounts$874,000652
Trading account gains and feesNANA
Additional Noninterest Income$1,030,0001,654
Total noninterest expense$11,583,0001,040
Salaries and employee benefits$6,146,0001,115
Premises and equipment expense$969,0001,242
Additional noninterest expense$4,468,000844
Pre-tax net operating income$5,647,0001,106
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,647,000960
Extraordinary gains, net$04
Net income$5,647,000959
Minority interest net income$060
Net income of bank and minority interests.$5,647,000960
Net charge-offs$-50,0004,189
Cash dividends$2,297,000761
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,647,000981
2022-03-31 (YTD Data)Rank
Total interest income$8,011,000971
Total interest expense$682,000799
Net interest income$7,329,000982
Provision for loan and lease losses$300,000484
Total noninterest income$876,0001,493
Gross Fiduciary activities income$14,000754
Service charges on deposit accounts$412,000678
Trading account gains and feesNANA
Additional Noninterest Income$450,0001,784
Total noninterest expense$5,585,0001,078
Salaries and employee benefits$3,077,0001,115
Premises and equipment expense$448,0001,336
Additional noninterest expense$2,060,000896
Pre-tax net operating income$2,320,0001,221
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,320,0001,072
Extraordinary gains, net$04
Net income$2,320,0001,071
Minority interest net income$050
Net income of bank and minority interests.$2,320,0001,072
Net charge-offs$-25,0004,225
Cash dividends$1,497,000588
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,320,0001,085
2021-12-31 (YTD Data)Rank
Total interest income$35,541,000919
Total interest expense$3,476,000792
Net interest income$32,065,000917
Provision for loan and lease losses$1,200,000489
Total noninterest income$5,833,0001,190
Gross Fiduciary activities income$20,000830
Service charges on deposit accounts$1,700,000612
Trading account gains and feesNANA
Additional Noninterest Income$4,113,0001,227
Total noninterest expense$21,919,0001,089
Salaries and employee benefits$10,997,0001,207
Premises and equipment expense$2,067,0001,178
Additional noninterest expense$8,855,000862
Pre-tax net operating income$14,779,000944
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$14,779,000827
Extraordinary gains, net$010
Net income$14,779,000828
Minority interest net income$074
Net income of bank and minority interests.$14,779,000828
Net charge-offs$-289,0004,628
Cash dividends$7,737,000580
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,779,000809
2021-09-30 (YTD Data)Rank
Total interest income$26,561,000937
Total interest expense$2,798,000778
Net interest income$23,763,000940
Provision for loan and lease losses$913,000489
Total noninterest income$4,117,0001,256
Gross Fiduciary activities income$20,000797
Service charges on deposit accounts$1,252,000614
Trading account gains and feesNANA
Additional Noninterest Income$2,845,0001,340
Total noninterest expense$16,130,0001,116
Salaries and employee benefits$8,250,0001,209
Premises and equipment expense$1,599,0001,161
Additional noninterest expense$6,281,000898
Pre-tax net operating income$10,837,000999
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$10,837,000891
Extraordinary gains, net$08
Net income$10,837,000891
Minority interest net income$069
Net income of bank and minority interests.$10,837,000891
Net charge-offs$-283,0004,735
Cash dividends$5,131,000579
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,837,000869
2021-06-30 (YTD Data)Rank
Total interest income$17,333,000945
Total interest expense$1,936,000790
Net interest income$15,397,000954
Provision for loan and lease losses$605,000494
Total noninterest income$2,790,0001,236
Gross Fiduciary activities income$0951
Service charges on deposit accounts$820,000601
Trading account gains and feesNANA
Additional Noninterest Income$1,970,0001,309
Total noninterest expense$10,347,0001,140
Salaries and employee benefits$5,390,0001,232
Premises and equipment expense$972,0001,244
Additional noninterest expense$3,985,000933
Pre-tax net operating income$7,235,000998
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$7,235,000872
Extraordinary gains, net$06
Net income$7,235,000872
Minority interest net income$067
Net income of bank and minority interests.$7,235,000872
Net charge-offs$-240,0004,782
Cash dividends$3,379,000569
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,235,000853
2021-03-31 (YTD Data)Rank
Total interest income$8,571,000946
Total interest expense$1,001,000808
Net interest income$7,570,000951
Provision for loan and lease losses$301,000546
Total noninterest income$1,479,0001,191
Gross Fiduciary activities income$0922
Service charges on deposit accounts$395,000612
Trading account gains and feesNANA
Additional Noninterest Income$1,084,0001,204
Total noninterest expense$4,996,0001,147
Salaries and employee benefits$2,685,0001,211
Premises and equipment expense$486,0001,256
Additional noninterest expense$1,825,000976
Pre-tax net operating income$3,752,000959
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,752,000855
Extraordinary gains, net$03
Net income$3,752,000855
Minority interest net income$055
Net income of bank and minority interests.$3,752,000855
Net charge-offs$-166,0004,845
Cash dividends$800,000881
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,752,000831
2020-12-31 (YTD Data)Rank
Total interest income$34,391,000940
Total interest expense$5,280,000894
Net interest income$29,111,000933
Provision for loan and lease losses$1,220,0001,417
Total noninterest income$4,958,0001,270
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,567,000633
Trading account gains and feesNANA
Additional Noninterest Income$3,391,0001,343
Total noninterest expense$19,464,0001,143
Salaries and employee benefits$11,035,0001,158
Premises and equipment expense$1,935,0001,214
Additional noninterest expense$6,494,0001,035
Pre-tax net operating income$13,385,000826
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$13,385,000734
Extraordinary gains, net$04
Net income$13,385,000734
Minority interest net income$072
Net income of bank and minority interests.$13,385,000734
Net charge-offs$-623,0004,966
Cash dividends$10,493,000439
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,385,000704
2020-09-30 (YTD Data)Rank
Total interest income$25,094,000974
Total interest expense$4,151,000921
Net interest income$20,943,000968
Provision for loan and lease losses$929,0001,416
Total noninterest income$4,581,0001,085
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,163,000643
Trading account gains and feesNANA
Additional Noninterest Income$3,418,0001,051
Total noninterest expense$14,689,0001,120
Salaries and employee benefits$8,400,0001,122
Premises and equipment expense$1,401,0001,253
Additional noninterest expense$4,888,0001,029
Pre-tax net operating income$9,906,000806
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$9,906,000713
Extraordinary gains, net$04
Net income$9,906,000713
Minority interest net income$065
Net income of bank and minority interests.$9,906,000713
Net charge-offs$32,0002,285
Cash dividends$7,781,000428
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,906,000690
2020-06-30 (YTD Data)Rank
Total interest income$16,540,000995
Total interest expense$2,914,000945
Net interest income$13,626,000992
Provision for loan and lease losses$617,0001,431
Total noninterest income$2,734,0001,101
Gross Fiduciary activities income$0970
Service charges on deposit accounts$750,000668
Trading account gains and feesNANA
Additional Noninterest Income$1,984,0001,096
Total noninterest expense$9,482,0001,136
Salaries and employee benefits$5,390,0001,151
Premises and equipment expense$900,0001,293
Additional noninterest expense$3,192,0001,038
Pre-tax net operating income$6,261,000769
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$6,261,000692
Extraordinary gains, net$04
Net income$6,261,000692
Minority interest net income$065
Net income of bank and minority interests.$6,261,000692
Net charge-offs$103,0001,345
Cash dividends$1,600,000940
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,261,000662
2020-03-31 (YTD Data)Rank
Total interest income$8,012,0001,017
Total interest expense$1,569,000971
Net interest income$6,443,0001,021
Provision for loan and lease losses$308,0001,158
Total noninterest income$958,0001,329
Gross Fiduciary activities income$0941
Service charges on deposit accounts$391,000760
Trading account gains and feesNANA
Additional Noninterest Income$567,0001,400
Total noninterest expense$4,767,0001,141
Salaries and employee benefits$2,699,0001,161
Premises and equipment expense$461,0001,273
Additional noninterest expense$1,607,0001,051
Pre-tax net operating income$2,326,000933
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,326,000819
Extraordinary gains, net$04
Net income$2,326,000819
Minority interest net income$056
Net income of bank and minority interests.$2,326,000819
Net charge-offs$-100,0004,969
Cash dividends$800,000949
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,326,000809
2019-12-31 (YTD Data)Rank
Total interest income$34,225,000970
Total interest expense$6,795,000950
Net interest income$27,430,000969
Provision for loan and lease losses$03,973
Total noninterest income$2,920,0001,594
Gross Fiduciary activities income$4,000967
Service charges on deposit accounts$1,654,000752
Trading account gains and feesNANA
Additional Noninterest Income$1,262,0001,993
Total noninterest expense$18,026,0001,170
Salaries and employee benefits$9,916,0001,212
Premises and equipment expense$1,799,0001,273
Additional noninterest expense$6,311,0001,051
Pre-tax net operating income$12,324,000880
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$12,324,000787
Extraordinary gains, net$011
Net income$12,324,000788
Minority interest net income$076
Net income of bank and minority interests.$12,324,000788
Net charge-offs$502,0001,029
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,324,000765
2019-09-30 (YTD Data)Rank
Total interest income$26,083,000962
Total interest expense$5,214,000937
Net interest income$20,869,000964
Provision for loan and lease losses$607,0001,002
Total noninterest income$2,786,0001,377
Gross Fiduciary activities income$4,000936
Service charges on deposit accounts$1,245,000745
Trading account gains and feesNANA
Additional Noninterest Income$1,537,0001,516
Total noninterest expense$13,524,0001,175
Salaries and employee benefits$7,516,0001,206
Premises and equipment expense$1,396,0001,245
Additional noninterest expense$4,612,0001,068
Pre-tax net operating income$9,524,000882
Securities gains (losses)$02,167
Applicable income taxes$32,0003,423
Income before extraordinary items$9,492,000776
Extraordinary gains, net$011
Net income$9,492,000778
Minority interest net income$072
Net income of bank and minority interests.$9,492,000777
Net charge-offs$242,0001,165
Cash dividends$3,000,000869
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,492,000761
2019-06-30 (YTD Data)Rank
Total interest income$16,836,000978
Total interest expense$3,454,000928
Net interest income$13,382,000989
Provision for loan and lease losses$303,0001,185
Total noninterest income$1,675,0001,441
Gross Fiduciary activities income$4,000918
Service charges on deposit accounts$809,000752
Trading account gains and feesNANA
Additional Noninterest Income$862,0001,628
Total noninterest expense$9,123,0001,161
Salaries and employee benefits$4,991,0001,208
Premises and equipment expense$632,0001,757
Additional noninterest expense$3,500,000967
Pre-tax net operating income$5,631,000954
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,631,000836
Extraordinary gains, net$011
Net income$5,631,000836
Minority interest net income$069
Net income of bank and minority interests.$5,631,000836
Net charge-offs$299,000792
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,631,000821
2019-03-31 (YTD Data)Rank
Total interest income$8,367,000986
Total interest expense$1,626,000962
Net interest income$6,741,000991
Provision for loan and lease losses$03,406
Total noninterest income$758,0001,474
Gross Fiduciary activities income$0972
Service charges on deposit accounts$379,000784
Trading account gains and feesNANA
Additional Noninterest Income$379,0001,716
Total noninterest expense$4,623,0001,152
Salaries and employee benefits$2,491,0001,210
Premises and equipment expense$471,0001,267
Additional noninterest expense$1,661,000991
Pre-tax net operating income$2,876,000897
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,876,000804
Extraordinary gains, net$05
Net income$2,876,000804
Minority interest net income$052
Net income of bank and minority interests.$2,876,000803
Net charge-offs$35,0001,407
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,876,000789
2018-12-31 (YTD Data)Rank
Total interest income$29,981,0001,011
Total interest expense$4,801,000963
Net interest income$25,180,0001,025
Provision for loan and lease losses$04,082
Total noninterest income$3,134,0001,493
Gross Fiduciary activities income$8,000965
Service charges on deposit accounts$1,661,000754
Trading account gains and feesNANA
Additional Noninterest Income$1,465,0001,823
Total noninterest expense$18,658,0001,124
Salaries and employee benefits$9,702,0001,197
Premises and equipment expense$1,950,0001,201
Additional noninterest expense$7,006,000959
Pre-tax net operating income$9,656,0001,062
Securities gains (losses)$01,125
Applicable income taxes$-9,0005,215
Income before extraordinary items$9,665,000937
Extraordinary gains, net$06
Net income$9,665,000936
Minority interest net income$072
Net income of bank and minority interests.$9,665,000936
Net charge-offs$485,000975
Cash dividends$3,400,000989
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,665,000935
2018-09-30 (YTD Data)Rank
Total interest income$22,052,0001,017
Total interest expense$3,361,000952
Net interest income$18,691,0001,028
Provision for loan and lease losses$03,948
Total noninterest income$2,368,0001,499
Gross Fiduciary activities income$8,000921
Service charges on deposit accounts$1,226,000758
Trading account gains and feesNANA
Additional Noninterest Income$1,134,0001,800
Total noninterest expense$13,467,0001,161
Salaries and employee benefits$7,349,0001,188
Premises and equipment expense$1,487,0001,181
Additional noninterest expense$4,631,0001,056
Pre-tax net operating income$7,592,0001,032
Securities gains (losses)$01,118
Applicable income taxes$94,0003,039
Income before extraordinary items$7,498,000918
Extraordinary gains, net$05
Net income$7,498,000916
Minority interest net income$066
Net income of bank and minority interests.$7,498,000917
Net charge-offs$-1,419,0005,451
Cash dividends$2,550,000883
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,498,000911
2018-06-30 (YTD Data)Rank
Total interest income$14,560,0001,020
Total interest expense$2,078,000958
Net interest income$12,482,0001,032
Provision for loan and lease losses$03,782
Total noninterest income$1,501,0001,566
Gross Fiduciary activities income$8,000906
Service charges on deposit accounts$805,000762
Trading account gains and feesNANA
Additional Noninterest Income$688,0001,896
Total noninterest expense$8,936,0001,168
Salaries and employee benefits$4,859,0001,197
Premises and equipment expense$995,0001,184
Additional noninterest expense$3,082,0001,056
Pre-tax net operating income$5,047,0001,015
Securities gains (losses)$0961
Applicable income taxes$104,0002,702
Income before extraordinary items$4,943,000921
Extraordinary gains, net$06
Net income$4,943,000919
Minority interest net income$065
Net income of bank and minority interests.$4,943,000920
Net charge-offs$-1,595,0005,525
Cash dividends$1,700,000871
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,943,000911
2018-03-31 (YTD Data)Rank
Total interest income$6,441,0001,125
Total interest expense$958,000981
Net interest income$5,483,0001,139
Provision for loan and lease losses$03,508
Total noninterest income$885,0001,384
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$395,000783
Trading account gains and feesNANA
Additional Noninterest Income$490,0001,510
Total noninterest expense$4,496,0001,163
Salaries and employee benefits$2,433,0001,206
Premises and equipment expense$484,0001,232
Additional noninterest expense$1,579,0001,028
Pre-tax net operating income$1,872,0001,255
Securities gains (losses)$0735
Applicable income taxes$27,0003,088
Income before extraordinary items$1,845,0001,120
Extraordinary gains, net$07
Net income$1,845,0001,119
Minority interest net income$052
Net income of bank and minority interests.$1,845,0001,120
Net charge-offs$-116,0005,409
Cash dividends$850,000815
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,845,0001,112
2017-12-31 (YTD Data)Rank
Total interest income$24,730,0001,130
Total interest expense$3,503,000935
Net interest income$21,227,0001,151
Provision for loan and lease losses$04,227
Total noninterest income$2,885,0001,636
Gross Fiduciary activities income$5,0001,029
Service charges on deposit accounts$1,578,000787
Trading account gains and feesNANA
Additional Noninterest Income$1,302,0001,970
Total noninterest expense$17,512,0001,174
Salaries and employee benefits$9,253,0001,233
Premises and equipment expense$1,900,0001,221
Additional noninterest expense$6,359,0001,022
Pre-tax net operating income$6,600,0001,371
Securities gains (losses)$22,0001,291
Applicable income taxes$04,135
Income before extraordinary items$6,622,0001,068
Extraordinary gains, net$09
Net income$6,622,0001,068
Minority interest net income$076
Net income of bank and minority interests.$6,622,0001,068
Net charge-offs$-101,0005,294
Cash dividends$2,250,0001,294
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,600,0001,061
2017-09-30 (YTD Data)Rank
Total interest income$18,033,0001,156
Total interest expense$2,568,000939
Net interest income$15,465,0001,185
Provision for loan and lease losses$04,088
Total noninterest income$2,034,0001,700
Gross Fiduciary activities income$5,000987
Service charges on deposit accounts$1,174,000795
Trading account gains and feesNANA
Additional Noninterest Income$855,0002,154
Total noninterest expense$13,021,0001,187
Salaries and employee benefits$6,924,0001,240
Premises and equipment expense$1,415,0001,242
Additional noninterest expense$4,682,0001,034
Pre-tax net operating income$4,478,0001,480
Securities gains (losses)$22,0001,272
Applicable income taxes$04,172
Income before extraordinary items$4,500,0001,256
Extraordinary gains, net$09
Net income$4,500,0001,256
Minority interest net income$071
Net income of bank and minority interests.$4,500,0001,256
Net charge-offs$-99,0005,345
Cash dividends$1,500,0001,286
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,478,0001,240
2017-06-30 (YTD Data)Rank
Total interest income$11,758,0001,170
Total interest expense$1,655,000950
Net interest income$10,103,0001,205
Provision for loan and lease losses$03,871
Total noninterest income$993,0002,060
Gross Fiduciary activities income$5,000966
Service charges on deposit accounts$768,000798
Trading account gains and feesNANA
Additional Noninterest Income$220,0003,348
Total noninterest expense$8,718,0001,194
Salaries and employee benefits$4,635,0001,244
Premises and equipment expense$914,0001,290
Additional noninterest expense$3,169,0001,021
Pre-tax net operating income$2,378,0001,782
Securities gains (losses)$22,000955
Applicable income taxes$04,189
Income before extraordinary items$2,400,0001,476
Extraordinary gains, net$011
Net income$2,400,0001,475
Minority interest net income$071
Net income of bank and minority interests.$2,400,0001,476
Net charge-offs$98,0001,537
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,378,0001,470
2017-03-31 (YTD Data)Rank
Total interest income$5,813,0001,171
Total interest expense$800,000957
Net interest income$5,013,0001,192
Provision for loan and lease losses$03,537
Total noninterest income$23,0005,463
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$374,000815
Trading account gains and fees$0142
Additional Noninterest Income$-351,0005,857
Total noninterest expense$4,368,0001,201
Salaries and employee benefits$2,340,0001,245
Premises and equipment expense$437,0001,353
Additional noninterest expense$1,591,0001,010
Pre-tax net operating income$668,0002,612
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$668,0002,274
Extraordinary gains, net$08
Net income$668,0002,273
Minority interest net income$055
Net income of bank and minority interests.$668,0002,274
Net charge-offs$24,0001,775
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$668,0002,243
2016-12-31 (YTD Data)Rank
Total interest income$22,111,0001,190
Total interest expense$3,107,000936
Net interest income$19,004,0001,227
Provision for loan and lease losses$04,332
Total noninterest income$3,496,0001,475
Gross Fiduciary activities income$4,0001,075
Service charges on deposit accounts$1,537,000817
Trading account gains and fees$0170
Additional Noninterest Income$1,955,0001,617
Total noninterest expense$17,570,0001,170
Salaries and employee benefits$8,843,0001,264
Premises and equipment expense$2,033,0001,158
Additional noninterest expense$6,694,000981
Pre-tax net operating income$4,930,0001,645
Securities gains (losses)$25,0002,256
Applicable income taxes$04,278
Income before extraordinary items$4,955,0001,404
Extraordinary gains, net$05
Net income$4,955,0001,402
Minority interest net income$082
Net income of bank and minority interests.$4,955,0001,403
Net charge-offs$957,000681
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,930,0001,375
2016-09-30 (YTD Data)Rank
Total interest income$16,821,0001,182
Total interest expense$2,323,000935
Net interest income$14,498,0001,213
Provision for loan and lease losses$04,186
Total noninterest income$2,008,0001,775
Gross Fiduciary activities income$4,0001,030
Service charges on deposit accounts$1,135,000824
Trading account gains and fees$0169
Additional Noninterest Income$869,0002,218
Total noninterest expense$13,446,0001,160
Salaries and employee benefits$6,702,0001,260
Premises and equipment expense$1,572,0001,130
Additional noninterest expense$5,172,000951
Pre-tax net operating income$3,060,0001,933
Securities gains (losses)$25,0002,204
Applicable income taxes$16,0003,913
Income before extraordinary items$3,069,0001,653
Extraordinary gains, net$05
Net income$3,069,0001,652
Minority interest net income$071
Net income of bank and minority interests.$3,069,0001,653
Net charge-offs$177,0001,556
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,044,2501,617
2016-06-30 (YTD Data)Rank
Total interest income$11,365,0001,165
Total interest expense$1,555,000928
Net interest income$9,810,0001,196
Provision for loan and lease losses$04,017
Total noninterest income$2,046,0001,292
Gross Fiduciary activities income$4,0001,014
Service charges on deposit accounts$752,000822
Trading account gains and fees$0157
Additional Noninterest Income$1,290,0001,319
Total noninterest expense$9,018,0001,152
Salaries and employee benefits$4,490,0001,264
Premises and equipment expense$1,060,0001,117
Additional noninterest expense$3,468,000953
Pre-tax net operating income$2,838,0001,470
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,838,0001,263
Extraordinary gains, net$016
Net income$2,838,0001,263
Minority interest net income$071
Net income of bank and minority interests.$2,838,0001,263
Net charge-offs$242,0001,007
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,838,0001,216
2016-03-31 (YTD Data)Rank
Total interest income$5,669,0001,174
Total interest expense$780,000928
Net interest income$4,889,0001,199
Provision for loan and lease losses$03,656
Total noninterest income$959,0001,338
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$357,000858
Trading account gains and fees$0142
Additional Noninterest Income$602,0001,347
Total noninterest expense$4,621,0001,122
Salaries and employee benefits$2,235,0001,267
Premises and equipment expense$540,0001,098
Additional noninterest expense$1,846,000884
Pre-tax net operating income$1,227,0001,634
Securities gains (losses)$02,077
Applicable income taxes$2,0004,104
Income before extraordinary items$1,225,0001,386
Extraordinary gains, net$012
Net income$1,225,0001,386
Minority interest net income$062
Net income of bank and minority interests.$1,225,0001,387
Net charge-offs$160,000766
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,225,0001,345
2015-12-31 (YTD Data)Rank
Total interest income$23,145,0001,106
Total interest expense$3,426,000816
Net interest income$19,719,0001,157
Provision for loan and lease losses$3,953,000255
Total noninterest income$3,116,0001,565
Gross Fiduciary activities income$5,0001,091
Service charges on deposit accounts$1,562,000825
Trading account gains and fees$0159
Additional Noninterest Income$1,549,0001,816
Total noninterest expense$18,184,0001,115
Salaries and employee benefits$8,775,0001,253
Premises and equipment expense$2,413,000993
Additional noninterest expense$6,996,000940
Pre-tax net operating income$698,0004,574
Securities gains (losses)$175,000816
Applicable income taxes$-10,0005,887
Income before extraordinary items$883,0004,103
Extraordinary gains, net$023
Net income$883,0004,103
Minority interest net income$081
Net income of bank and minority interests.$883,0004,104
Net charge-offs$5,540,000168
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$708,0004,351
2015-09-30 (YTD Data)Rank
Total interest income$17,472,0001,108
Total interest expense$2,600,000815
Net interest income$14,872,0001,156
Provision for loan and lease losses$3,333,000221
Total noninterest income$2,765,0001,396
Gross Fiduciary activities income$5,0001,047
Service charges on deposit accounts$1,167,000828
Trading account gains and fees$0153
Additional Noninterest Income$1,593,0001,467
Total noninterest expense$13,521,0001,129
Salaries and employee benefits$6,626,0001,258
Premises and equipment expense$1,867,000981
Additional noninterest expense$5,028,000980
Pre-tax net operating income$783,0004,123
Securities gains (losses)$163,000753
Applicable income taxes$40,0003,725
Income before extraordinary items$906,0003,666
Extraordinary gains, net$021
Net income$906,0003,665
Minority interest net income$078
Net income of bank and minority interests.$906,0003,666
Net charge-offs$1,322,000388
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$749,5203,936
2015-06-30 (YTD Data)Rank
Total interest income$11,619,0001,110
Total interest expense$1,752,000811
Net interest income$9,867,0001,160
Provision for loan and lease losses$2,413,000213
Total noninterest income$2,014,0001,324
Gross Fiduciary activities income$5,0001,028
Service charges on deposit accounts$767,000832
Trading account gains and fees$0157
Additional Noninterest Income$1,242,0001,340
Total noninterest expense$9,187,0001,114
Salaries and employee benefits$4,465,0001,249
Premises and equipment expense$1,232,000994
Additional noninterest expense$3,490,000937
Pre-tax net operating income$281,0004,927
Securities gains (losses)$163,000612
Applicable income taxes$3,0004,308
Income before extraordinary items$441,0004,167
Extraordinary gains, net$022
Net income$441,0004,169
Minority interest net income$075
Net income of bank and minority interests.$441,0004,170
Net charge-offs$944,000369
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$279,6304,720
2015-03-31 (YTD Data)Rank
Total interest income$6,019,0001,078
Total interest expense$884,000806
Net interest income$5,135,0001,109
Provision for loan and lease losses$1,200,000199
Total noninterest income$714,0001,627
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$362,000853
Trading account gains and fees$0152
Additional Noninterest Income$352,0001,916
Total noninterest expense$4,365,0001,168
Salaries and employee benefits$2,277,0001,226
Premises and equipment expense$541,0001,123
Additional noninterest expense$1,547,0001,046
Pre-tax net operating income$284,0003,961
Securities gains (losses)$163,000422
Applicable income taxes$7,0003,948
Income before extraordinary items$440,0002,959
Extraordinary gains, net$013
Net income$440,0002,962
Minority interest net income$064
Net income of bank and minority interests.$440,0002,962
Net charge-offs$223,000668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$280,2603,679
2014-12-31 (YTD Data)Rank
Total interest income$25,971,000985
Total interest expense$4,033,000721
Net interest income$21,938,0001,029
Provision for loan and lease losses$5,429,000203
Total noninterest income$2,221,0001,958
Gross Fiduciary activities income$11,0001,064
Service charges on deposit accounts$1,459,000911
Trading account gains and fees$0180
Additional Noninterest Income$751,0002,723
Total noninterest expense$17,767,0001,135
Salaries and employee benefits$9,435,0001,151
Premises and equipment expense$2,231,0001,078
Additional noninterest expense$6,101,0001,086
Pre-tax net operating income$963,0004,206
Securities gains (losses)$30,0002,077
Applicable income taxes$17,0004,074
Income before extraordinary items$976,0004,001
Extraordinary gains, net$017
Net income$976,0004,000
Minority interest net income$084
Net income of bank and minority interests.$976,0004,002
Net charge-offs$7,298,000171
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$946,6003,990
2014-09-30 (YTD Data)Rank
Total interest income$19,556,000984
Total interest expense$3,092,000713
Net interest income$16,464,0001,035
Provision for loan and lease losses$4,202,000192
Total noninterest income$1,540,0002,070
Gross Fiduciary activities income$9,0001,043
Service charges on deposit accounts$1,058,000948
Trading account gains and fees$0174
Additional Noninterest Income$473,0002,980
Total noninterest expense$13,575,0001,117
Salaries and employee benefits$7,073,0001,157
Premises and equipment expense$1,701,0001,064
Additional noninterest expense$4,801,0001,024
Pre-tax net operating income$227,0005,564
Securities gains (losses)$30,0001,776
Applicable income taxes$13,0004,124
Income before extraordinary items$244,0005,416
Extraordinary gains, net$015
Net income$244,0005,416
Minority interest net income$081
Net income of bank and minority interests.$244,0005,418
Net charge-offs$5,401,000166
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$215,5005,480
2014-06-30 (YTD Data)Rank
Total interest income$13,228,000959
Total interest expense$2,129,000689
Net interest income$11,099,0001,009
Provision for loan and lease losses$2,975,000191
Total noninterest income$1,112,0001,960
Gross Fiduciary activities income$9,0001,012
Service charges on deposit accounts$664,000991
Trading account gains and fees$0172
Additional Noninterest Income$439,0002,489
Total noninterest expense$9,055,0001,116
Salaries and employee benefits$4,708,0001,159
Premises and equipment expense$1,100,0001,103
Additional noninterest expense$3,247,0001,000
Pre-tax net operating income$181,0005,411
Securities gains (losses)$30,0001,445
Applicable income taxes$9,0004,116
Income before extraordinary items$202,0005,210
Extraordinary gains, net$020
Net income$202,0005,212
Minority interest net income$080
Net income of bank and minority interests.$202,0005,213
Net charge-offs$3,958,000165
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$173,2005,309
2014-03-31 (YTD Data)Rank
Total interest income$6,767,000938
Total interest expense$1,131,000656
Net interest income$5,636,000980
Provision for loan and lease losses$1,479,000185
Total noninterest income$695,0001,609
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$316,0001,016
Trading account gains and fees$0147
Additional Noninterest Income$379,0001,719
Total noninterest expense$4,541,0001,124
Salaries and employee benefits$2,362,0001,160
Premises and equipment expense$552,0001,124
Additional noninterest expense$1,627,000990
Pre-tax net operating income$311,0003,754
Securities gains (losses)$01,715
Applicable income taxes$5,0004,041
Income before extraordinary items$306,0003,512
Extraordinary gains, net$016
Net income$306,0003,515
Minority interest net income$066
Net income of bank and minority interests.$306,0003,515
Net charge-offs$813,000347
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$306,0003,467
2013-12-31 (YTD Data)Rank
Total interest income$30,161,000823
Total interest expense$6,602,000477
Net interest income$23,559,000910
Provision for loan and lease losses$6,930,000216
Total noninterest income$2,489,0001,850
Gross Fiduciary activities income$10,0001,105
Service charges on deposit accounts$1,378,0001,002
Trading account gains and fees$0184
Additional Noninterest Income$1,101,0002,242
Total noninterest expense$18,579,0001,101
Salaries and employee benefits$9,101,0001,188
Premises and equipment expense$2,291,0001,037
Additional noninterest expense$7,187,000943
Pre-tax net operating income$539,0004,922
Securities gains (losses)$03,182
Applicable income taxes$-9,0006,292
Income before extraordinary items$548,0004,784
Extraordinary gains, net$029
Net income$548,0004,788
Minority interest net income$090
Net income of bank and minority interests.$548,0004,788
Net charge-offs$9,381,000194
Cash dividends$225,0003,500
Sale, conversion, retirement of capital stock, net$0924
Net operating income$548,0004,715
2013-09-30 (YTD Data)Rank
Total interest income$24,295,000769
Total interest expense$5,200,000466
Net interest income$19,095,000842
Provision for loan and lease losses$5,148,000208
Total noninterest income$1,734,0001,999
Gross Fiduciary activities income$10,0001,063
Service charges on deposit accounts$1,027,0001,008
Trading account gains and fees$0180
Additional Noninterest Income$697,0002,516
Total noninterest expense$14,105,0001,086
Salaries and employee benefits$6,839,0001,189
Premises and equipment expense$1,847,000983
Additional noninterest expense$5,419,000935
Pre-tax net operating income$1,576,0002,832
Securities gains (losses)$03,040
Applicable income taxes$-12,0006,540
Income before extraordinary items$1,588,0002,552
Extraordinary gains, net$025
Net income$1,588,0002,556
Minority interest net income$084
Net income of bank and minority interests.$1,588,0002,556
Net charge-offs$8,686,000159
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,588,0002,466
2013-06-30 (YTD Data)Rank
Total interest income$16,332,000760
Total interest expense$3,618,000456
Net interest income$12,714,000834
Provision for loan and lease losses$3,010,000248
Total noninterest income$1,396,0001,736
Gross Fiduciary activities income$10,0001,033
Service charges on deposit accounts$665,0001,015
Trading account gains and fees$0157
Additional Noninterest Income$721,0001,971
Total noninterest expense$9,541,0001,070
Salaries and employee benefits$4,856,0001,121
Premises and equipment expense$1,244,000977
Additional noninterest expense$3,441,000971
Pre-tax net operating income$1,559,0002,135
Securities gains (losses)$02,791
Applicable income taxes$-21,0006,635
Income before extraordinary items$1,580,0001,846
Extraordinary gains, net$022
Net income$1,580,0001,851
Minority interest net income$082
Net income of bank and minority interests.$1,580,0001,852
Net charge-offs$5,674,000172
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,580,0001,776
2013-03-31 (YTD Data)Rank
Total interest income$8,218,000759
Total interest expense$1,863,000453
Net interest income$6,355,000834
Provision for loan and lease losses$1,514,000261
Total noninterest income$715,0001,697
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$330,0001,013
Trading account gains and fees$0148
Additional Noninterest Income$385,0001,907
Total noninterest expense$4,749,0001,079
Salaries and employee benefits$2,451,0001,120
Premises and equipment expense$624,000990
Additional noninterest expense$1,674,0001,001
Pre-tax net operating income$807,0002,027
Securities gains (losses)$01,966
Applicable income taxes$14,0003,791
Income before extraordinary items$793,0001,787
Extraordinary gains, net$010
Net income$793,0001,788
Minority interest net income$076
Net income of bank and minority interests.$793,0001,789
Net charge-offs$4,610,000129
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$793,0001,724
2012-12-31 (YTD Data)Rank
Total interest income$36,377,000717
Total interest expense$8,256,000506
Net interest income$28,121,000764
Provision for loan and lease losses$22,603,000148
Total noninterest income$3,725,0001,398
Gross Fiduciary activities income$30,0001,023
Service charges on deposit accounts$1,414,0001,006
Trading account gains and fees$0166
Additional Noninterest Income$2,281,0001,421
Total noninterest expense$17,907,0001,119
Salaries and employee benefits$9,016,0001,169
Premises and equipment expense$2,559,000934
Additional noninterest expense$6,332,0001,095
Pre-tax net operating income$-8,664,0007,014
Securities gains (losses)$03,810
Applicable income taxes$66,0003,758
Income before extraordinary items$-8,730,0007,020
Extraordinary gains, net$029
Net income$-8,730,0007,020
Minority interest net income$093
Net income of bank and minority interests.$-8,730,0007,020
Net charge-offs$19,633,000191
Cash dividends$1,863,0001,291
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-8,730,0007,010
2012-09-30 (YTD Data)Rank
Total interest income$27,393,000728
Total interest expense$6,254,000529
Net interest income$21,139,000775
Provision for loan and lease losses$14,394,000171
Total noninterest income$2,659,0001,438
Gross Fiduciary activities income$30,000985
Service charges on deposit accounts$1,050,0001,022
Trading account gains and fees$0157
Additional Noninterest Income$1,579,0001,469
Total noninterest expense$13,332,0001,122
Salaries and employee benefits$6,661,0001,183
Premises and equipment expense$2,003,000908
Additional noninterest expense$4,668,0001,099
Pre-tax net operating income$-3,928,0007,063
Securities gains (losses)$03,575
Applicable income taxes$55,0003,739
Income before extraordinary items$-3,983,0007,074
Extraordinary gains, net$020
Net income$-3,983,0007,074
Minority interest net income$086
Net income of bank and minority interests.$-3,983,0007,074
Net charge-offs$10,373,000256
Cash dividends$1,863,000835
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-3,983,0007,065
2012-06-30 (YTD Data)Rank
Total interest income$18,391,000732
Total interest expense$4,225,000545
Net interest income$14,166,000774
Provision for loan and lease losses$5,065,000294
Total noninterest income$1,455,0001,663
Gross Fiduciary activities income$30,000946
Service charges on deposit accounts$689,0001,026
Trading account gains and fees$0153
Additional Noninterest Income$736,0001,855
Total noninterest expense$8,756,0001,139
Salaries and employee benefits$4,455,0001,175
Premises and equipment expense$1,380,000882
Additional noninterest expense$2,921,0001,181
Pre-tax net operating income$1,800,0001,826
Securities gains (losses)$03,178
Applicable income taxes$33,0003,777
Income before extraordinary items$1,767,0001,649
Extraordinary gains, net$019
Net income$1,767,0001,647
Minority interest net income$084
Net income of bank and minority interests.$1,767,0001,649
Net charge-offs$4,340,000368
Cash dividends$1,170,000855
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,767,0001,566
2012-03-31 (YTD Data)Rank
Total interest income$9,343,000725
Total interest expense$2,164,000551
Net interest income$7,179,000768
Provision for loan and lease losses$2,533,000287
Total noninterest income$599,0001,903
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$333,0001,055
Trading account gains and fees$0148
Additional Noninterest Income$266,0002,252
Total noninterest expense$4,312,0001,159
Salaries and employee benefits$2,226,0001,167
Premises and equipment expense$666,000918
Additional noninterest expense$1,420,0001,197
Pre-tax net operating income$933,0001,782
Securities gains (losses)$02,210
Applicable income taxes$17,0003,745
Income before extraordinary items$916,0001,593
Extraordinary gains, net$019
Net income$916,0001,594
Minority interest net income$078
Net income of bank and minority interests.$916,0001,594
Net charge-offs$2,395,000350
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$916,0001,492
2011-12-31 (YTD Data)Rank
Total interest income$38,951,000719
Total interest expense$10,011,000568
Net interest income$28,940,000757
Provision for loan and lease losses$13,050,000334
Total noninterest income$2,197,0001,874
Gross Fiduciary activities income$10,0001,096
Service charges on deposit accounts$1,466,0001,006
Trading account gains and fees$0146
Additional Noninterest Income$721,0002,595
Total noninterest expense$16,561,0001,190
Salaries and employee benefits$8,236,0001,209
Premises and equipment expense$2,534,000981
Additional noninterest expense$5,791,0001,203
Pre-tax net operating income$1,526,0003,002
Securities gains (losses)$-1,0006,712
Applicable income taxes$70,0003,586
Income before extraordinary items$1,455,0002,830
Extraordinary gains, net$029
Net income$1,455,0002,832
Minority interest net income$096
Net income of bank and minority interests.$1,455,0002,832
Net charge-offs$11,343,000402
Cash dividends$3,806,000546
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,455,9502,734
2011-09-30 (YTD Data)Rank
Total interest income$28,964,000737
Total interest expense$7,777,000572
Net interest income$21,187,000782
Provision for loan and lease losses$3,619,000795
Total noninterest income$1,363,0002,149
Gross Fiduciary activities income$10,0001,039
Service charges on deposit accounts$1,101,0001,003
Trading account gains and fees$0145
Additional Noninterest Income$252,0003,725
Total noninterest expense$12,245,0001,205
Salaries and employee benefits$6,226,0001,197
Premises and equipment expense$1,867,0001,017
Additional noninterest expense$4,152,0001,245
Pre-tax net operating income$6,686,000709
Securities gains (losses)$-1,0006,834
Applicable income taxes$56,0003,562
Income before extraordinary items$6,629,000617
Extraordinary gains, net$021
Net income$6,629,000613
Minority interest net income$087
Net income of bank and minority interests.$6,629,000617
Net charge-offs$2,996,000954
Cash dividends$2,719,000496
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,629,990592
2011-06-30 (YTD Data)Rank
Total interest income$19,560,000739
Total interest expense$5,429,000573
Net interest income$14,131,000782
Provision for loan and lease losses$2,068,000900
Total noninterest income$654,0002,657
Gross Fiduciary activities income$10,0001,015
Service charges on deposit accounts$732,000999
Trading account gains and fees$0153
Additional Noninterest Income$-88,0007,185
Total noninterest expense$8,205,0001,215
Salaries and employee benefits$4,144,0001,208
Premises and equipment expense$1,252,0001,019
Additional noninterest expense$2,809,0001,260
Pre-tax net operating income$4,512,000695
Securities gains (losses)$1,0002,791
Applicable income taxes$34,0003,575
Income before extraordinary items$4,479,000588
Extraordinary gains, net$015
Net income$4,479,000584
Minority interest net income$089
Net income of bank and minority interests.$4,479,000588
Net charge-offs$2,142,000877
Cash dividends$1,973,000439
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,478,010577
2011-03-31 (YTD Data)Rank
Total interest income$9,849,000740
Total interest expense$2,771,000579
Net interest income$7,078,000787
Provision for loan and lease losses$1,028,000839
Total noninterest income$266,0003,040
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$359,0001,004
Trading account gains and fees$0158
Additional Noninterest Income$-93,0007,359
Total noninterest expense$4,102,0001,219
Salaries and employee benefits$2,073,0001,217
Premises and equipment expense$618,0001,052
Additional noninterest expense$1,411,0001,250
Pre-tax net operating income$2,214,000715
Securities gains (losses)$01,772
Applicable income taxes$16,0003,560
Income before extraordinary items$2,198,000594
Extraordinary gains, net$09
Net income$2,198,000593
Minority interest net income$086
Net income of bank and minority interests.$2,198,000594
Net charge-offs$249,0001,923
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,198,000581
2010-12-31 (YTD Data)Rank
Total interest income$39,736,000770
Total interest expense$13,348,000594
Net interest income$26,388,000831
Provision for loan and lease losses$10,493,000632
Total noninterest income$2,817,0001,621
Gross Fiduciary activities income$12,0001,125
Service charges on deposit accounts$1,442,0001,051
Trading account gains and fees$0175
Additional Noninterest Income$1,363,0001,797
Total noninterest expense$15,677,0001,278
Salaries and employee benefits$7,819,0001,258
Premises and equipment expense$2,901,000889
Additional noninterest expense$4,957,0001,460
Pre-tax net operating income$3,035,0001,616
Securities gains (losses)$38,0002,818
Applicable income taxes$67,0003,480
Income before extraordinary items$3,006,0001,403
Extraordinary gains, net$029
Net income$3,006,0001,406
Minority interest net income$0111
Net income of bank and minority interests.$3,006,0001,407
Net charge-offs$8,170,000703
Cash dividends$2,744,000595
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,968,7601,370
2010-09-30 (YTD Data)Rank
Total interest income$29,370,000784
Total interest expense$10,295,000600
Net interest income$19,075,000861
Provision for loan and lease losses$5,619,000797
Total noninterest income$2,224,0001,556
Gross Fiduciary activities income$12,0001,066
Service charges on deposit accounts$1,080,0001,082
Trading account gains and fees$0165
Additional Noninterest Income$1,132,0001,663
Total noninterest expense$11,807,0001,262
Salaries and employee benefits$5,896,0001,250
Premises and equipment expense$2,192,000882
Additional noninterest expense$3,719,0001,428
Pre-tax net operating income$3,873,0001,057
Securities gains (losses)$38,0002,592
Applicable income taxes$50,0003,572
Income before extraordinary items$3,861,000901
Extraordinary gains, net$023
Net income$3,861,000903
Minority interest net income$0110
Net income of bank and minority interests.$3,861,000903
Net charge-offs$3,886,000930
Cash dividends$2,144,000498
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,823,380867
2010-06-30 (YTD Data)Rank
Total interest income$19,377,000794
Total interest expense$7,052,000604
Net interest income$12,325,000893
Provision for loan and lease losses$4,068,000756
Total noninterest income$1,306,0001,666
Gross Fiduciary activities income$12,0001,038
Service charges on deposit accounts$695,0001,128
Trading account gains and fees$0152
Additional Noninterest Income$599,0001,859
Total noninterest expense$7,694,0001,284
Salaries and employee benefits$3,906,0001,256
Premises and equipment expense$1,361,000965
Additional noninterest expense$2,427,0001,462
Pre-tax net operating income$1,869,0001,395
Securities gains (losses)$22,0002,328
Applicable income taxes$33,0003,533
Income before extraordinary items$1,858,0001,200
Extraordinary gains, net$019
Net income$1,858,0001,201
Minority interest net income$0105
Net income of bank and minority interests.$1,858,0001,201
Net charge-offs$2,751,000885
Cash dividends$1,544,000439
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,836,4401,169
2010-03-31 (YTD Data)Rank
Total interest income$9,696,000812
Total interest expense$3,582,000636
Net interest income$6,114,000912
Provision for loan and lease losses$1,028,0001,150
Total noninterest income$430,0002,247
Gross Fiduciary activities income$12,000966
Service charges on deposit accounts$321,0001,224
Trading account gains and fees$0175
Additional Noninterest Income$97,0003,571
Total noninterest expense$3,795,0001,322
Salaries and employee benefits$1,920,0001,302
Premises and equipment expense$655,0001,039
Additional noninterest expense$1,220,0001,450
Pre-tax net operating income$1,721,000790
Securities gains (losses)$02,284
Applicable income taxes$19,0003,480
Income before extraordinary items$1,702,000656
Extraordinary gains, net$016
Net income$1,702,000659
Minority interest net income$091
Net income of bank and minority interests.$1,702,000660
Net charge-offs$336,0001,918
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,702,000637
2009-12-31 (YTD Data)Rank
Total interest income$39,044,000858
Total interest expense$17,330,000667
Net interest income$21,714,0001,003
Provision for loan and lease losses$8,200,0001,007
Total noninterest income$3,075,0001,581
Gross Fiduciary activities income$14,0001,138
Service charges on deposit accounts$1,335,0001,296
Trading account gains and fees$0211
Additional Noninterest Income$1,726,0001,513
Total noninterest expense$15,303,0001,344
Salaries and employee benefits$7,526,0001,322
Premises and equipment expense$2,215,0001,231
Additional noninterest expense$5,562,0001,351
Pre-tax net operating income$1,286,0002,597
Securities gains (losses)$31,0002,860
Applicable income taxes$70,0003,081
Income before extraordinary items$1,247,0002,414
Extraordinary gains, net$034
Net income$1,247,0002,412
Minority interest net income$0115
Net income of bank and minority interests.$1,247,0002,413
Net charge-offs$4,561,0001,231
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,217,5502,408
2009-09-30 (YTD Data)Rank
Total interest income$28,173,000913
Total interest expense$13,497,000678
Net interest income$14,676,0001,121
Provision for loan and lease losses$3,596,0001,315
Total noninterest income$2,242,0001,633
Gross Fiduciary activities income$14,0001,073
Service charges on deposit accounts$975,0001,317
Trading account gains and fees$0212
Additional Noninterest Income$1,253,0001,569
Total noninterest expense$11,008,0001,391
Salaries and employee benefits$5,672,0001,339
Premises and equipment expense$1,413,0001,450
Additional noninterest expense$3,923,0001,388
Pre-tax net operating income$2,314,0001,390
Securities gains (losses)$31,0002,538
Applicable income taxes$60,0003,222
Income before extraordinary items$2,285,0001,175
Extraordinary gains, net$027
Net income$2,285,0001,175
Minority interest net income$0118
Net income of bank and minority interests.$2,285,0001,175
Net charge-offs$855,0002,385
Cash dividends$1,500,000847
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,254,9301,180
2009-06-30 (YTD Data)Rank
Total interest income$18,737,000936
Total interest expense$9,126,000709
Net interest income$9,611,0001,157
Provision for loan and lease losses$2,391,0001,262
Total noninterest income$1,684,0001,525
Gross Fiduciary activities income$14,0001,021
Service charges on deposit accounts$684,0001,245
Trading account gains and fees$0193
Additional Noninterest Income$986,0001,448
Total noninterest expense$7,105,0001,457
Salaries and employee benefits$3,773,0001,380
Premises and equipment expense$927,0001,503
Additional noninterest expense$2,405,0001,527
Pre-tax net operating income$1,799,0001,280
Securities gains (losses)$20,0002,324
Applicable income taxes$37,0003,347
Income before extraordinary items$1,782,0001,069
Extraordinary gains, net$021
Net income$1,782,0001,066
Minority interest net income$0112
Net income of bank and minority interests.$1,782,0001,069
Net charge-offs$561,0002,224
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,762,4001,050
2009-03-31 (YTD Data)Rank
Total interest income$9,481,000938
Total interest expense$4,567,000729
Net interest income$4,914,0001,112
Provision for loan and lease losses$1,200,0001,046
Total noninterest income$733,0001,648
Gross Fiduciary activities income$12,000969
Service charges on deposit accounts$330,0001,250
Trading account gains and fees$0171
Additional Noninterest Income$391,0001,641
Total noninterest expense$3,309,0001,511
Salaries and employee benefits$1,840,0001,423
Premises and equipment expense$451,0001,576
Additional noninterest expense$1,018,0001,585
Pre-tax net operating income$1,138,0001,118
Securities gains (losses)$6,0002,034
Applicable income taxes$15,0003,758
Income before extraordinary items$1,129,000945
Extraordinary gains, net$015
Net income$1,129,000946
Minority interest net income$0102
Net income of bank and minority interests.$1,129,000947
Net charge-offs$136,0002,516
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,123,060891
2008-12-31 (YTD Data)Rank
Total interest income$40,226,000928
Total interest expense$18,283,000869
Net interest income$21,943,000981
Provision for loan and lease losses$10,466,000575
Total noninterest income$2,181,0002,006
Gross Fiduciary activities income$14,0001,164
Service charges on deposit accounts$1,510,0001,191
Trading account gains and fees$0154
Additional Noninterest Income$657,0002,750
Total noninterest expense$12,416,0001,575
Salaries and employee benefits$7,620,0001,338
Premises and equipment expense$883,0002,922
Additional noninterest expense$3,913,0001,578
Pre-tax net operating income$1,242,0003,352
Securities gains (losses)$16,0002,295
Applicable income taxes$64,0003,710
Income before extraordinary items$1,194,0002,933
Extraordinary gains, net$039
Net income$1,194,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,951,000535
Cash dividends$6,365,000450
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,178,8003,102
2008-09-30 (YTD Data)Rank
Total interest income$30,083,000960
Total interest expense$13,549,000916
Net interest income$16,534,000986
Provision for loan and lease losses$2,286,0001,083
Total noninterest income$1,679,0002,039
Gross Fiduciary activities income$14,0001,102
Service charges on deposit accounts$1,119,0001,212
Trading account gains and fees$0148
Additional Noninterest Income$546,0002,672
Total noninterest expense$9,433,0001,549
Salaries and employee benefits$5,814,0001,324
Premises and equipment expense$630,0003,067
Additional noninterest expense$2,989,0001,491
Pre-tax net operating income$6,494,000779
Securities gains (losses)$18,0002,081
Applicable income taxes$44,0004,192
Income before extraordinary items$6,468,000562
Extraordinary gains, net$031
Net income$6,468,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,810
Cash dividends$5,865,000394
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,450,180595
2008-06-30 (YTD Data)Rank
Total interest income$20,102,000970
Total interest expense$9,010,000957
Net interest income$11,092,000969
Provision for loan and lease losses$2,286,000715
Total noninterest income$1,148,0002,015
Gross Fiduciary activities income$14,0001,072
Service charges on deposit accounts$725,0001,228
Trading account gains and fees$0149
Additional Noninterest Income$409,0002,556
Total noninterest expense$6,337,0001,529
Salaries and employee benefits$3,935,0001,317
Premises and equipment expense$408,0003,163
Additional noninterest expense$1,994,0001,470
Pre-tax net operating income$3,617,000988
Securities gains (losses)$11,0002,404
Applicable income taxes$33,0004,364
Income before extraordinary items$3,595,000763
Extraordinary gains, net$021
Net income$3,595,000762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,388
Cash dividends$3,910,000429
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,584,110750
2008-03-31 (YTD Data)Rank
Total interest income$10,392,000962
Total interest expense$4,727,000974
Net interest income$5,665,000942
Provision for loan and lease losses$256,0001,556
Total noninterest income$593,0001,972
Gross Fiduciary activities income$11,0001,012
Service charges on deposit accounts$352,0001,248
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,349
Total noninterest expense$3,181,0001,508
Salaries and employee benefits$2,014,0001,300
Premises and equipment expense$199,0003,248
Additional noninterest expense$968,0001,490
Pre-tax net operating income$2,821,000681
Securities gains (losses)$11,0001,937
Applicable income taxes$14,0004,601
Income before extraordinary items$2,818,000540
Extraordinary gains, net$015
Net income$2,818,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,711
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,807,000517
2007-12-31 (YTD Data)Rank
Total interest income$44,408,000946
Total interest expense$18,875,0001,036
Net interest income$25,533,000857
Provision for loan and lease losses$267,0003,396
Total noninterest income$1,691,0002,503
Gross Fiduciary activities income$12,0001,233
Service charges on deposit accounts$1,449,0001,223
Trading account gains and fees$0178
Additional Noninterest Income$230,0004,774
Total noninterest expense$12,455,0001,487
Salaries and employee benefits$7,988,0001,249
Premises and equipment expense$894,0002,817
Additional noninterest expense$3,573,0001,553
Pre-tax net operating income$14,502,000612
Securities gains (losses)$14,0001,219
Applicable income taxes$52,0004,914
Income before extraordinary items$14,464,000468
Extraordinary gains, net$039
Net income$14,464,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,518
Cash dividends$11,105,000387
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,450,000460
2007-09-30 (YTD Data)Rank
Total interest income$33,154,000951
Total interest expense$13,950,0001,052
Net interest income$19,204,000852
Provision for loan and lease losses$477,0001,636
Total noninterest income$1,461,0002,258
Gross Fiduciary activities income$12,0001,159
Service charges on deposit accounts$1,073,0001,224
Trading account gains and fees$0184
Additional Noninterest Income$376,0003,317
Total noninterest expense$9,120,0001,495
Salaries and employee benefits$6,013,0001,246
Premises and equipment expense$699,0002,713
Additional noninterest expense$2,408,0001,692
Pre-tax net operating income$11,068,000644
Securities gains (losses)$10,0001,001
Applicable income taxes$41,0005,075
Income before extraordinary items$11,037,000497
Extraordinary gains, net$033
Net income$11,037,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,377
Cash dividends$5,987,000493
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,027,000489
2007-06-30 (YTD Data)Rank
Total interest income$21,933,000977
Total interest expense$9,102,0001,079
Net interest income$12,831,000870
Provision for loan and lease losses$436,0001,160
Total noninterest income$1,002,0002,246
Gross Fiduciary activities income$12,0001,114
Service charges on deposit accounts$712,0001,237
Trading account gains and fees$0168
Additional Noninterest Income$278,0003,149
Total noninterest expense$6,052,0001,516
Salaries and employee benefits$4,019,0001,266
Premises and equipment expense$447,0002,837
Additional noninterest expense$1,586,0001,720
Pre-tax net operating income$7,345,000673
Securities gains (losses)$7,000933
Applicable income taxes$27,0005,176
Income before extraordinary items$7,325,000530
Extraordinary gains, net$029
Net income$7,325,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,286
Cash dividends$4,087,000493
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,318,000519
2007-03-31 (YTD Data)Rank
Total interest income$10,883,000973
Total interest expense$4,464,0001,083
Net interest income$6,419,000869
Provision for loan and lease losses$198,0001,181
Total noninterest income$477,0002,275
Gross Fiduciary activities income$6,0001,089
Service charges on deposit accounts$342,0001,264
Trading account gains and fees$0195
Additional Noninterest Income$129,0003,283
Total noninterest expense$2,937,0001,561
Salaries and employee benefits$2,014,0001,278
Premises and equipment expense$216,0002,929
Additional noninterest expense$707,0001,881
Pre-tax net operating income$3,761,000654
Securities gains (losses)$7,000755
Applicable income taxes$13,0005,188
Income before extraordinary items$3,755,000519
Extraordinary gains, net$022
Net income$3,755,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,191
Cash dividends$1,707,000527
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,748,000511
2006-12-31 (YTD Data)Rank
Total interest income$39,406,000996
Total interest expense$14,420,0001,165
Net interest income$24,986,000881
Provision for loan and lease losses$627,0001,553
Total noninterest income$2,165,0002,105
Gross Fiduciary activities income$11,0001,257
Service charges on deposit accounts$1,628,0001,086
Trading account gains and fees$0130
Additional Noninterest Income$526,0003,245
Total noninterest expense$12,001,0001,487
Salaries and employee benefits$8,666,0001,118
Premises and equipment expense$882,0002,759
Additional noninterest expense$2,453,0002,139
Pre-tax net operating income$14,523,000704
Securities gains (losses)$8,0001,147
Applicable income taxes$49,0005,462
Income before extraordinary items$14,482,000542
Extraordinary gains, net$051
Net income$14,482,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,490
Cash dividends$16,491,000268
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,474,000534
2006-09-30 (YTD Data)Rank
Total interest income$29,057,0001,016
Total interest expense$10,414,0001,171
Net interest income$18,643,000910
Provision for loan and lease losses$414,0001,646
Total noninterest income$1,656,0002,073
Gross Fiduciary activities income$11,0001,194
Service charges on deposit accounts$1,242,0001,070
Trading account gains and fees$0126
Additional Noninterest Income$403,0003,206
Total noninterest expense$9,034,0001,485
Salaries and employee benefits$6,467,0001,141
Premises and equipment expense$665,0002,765
Additional noninterest expense$1,902,0002,067
Pre-tax net operating income$10,851,000742
Securities gains (losses)$8,000944
Applicable income taxes$34,0005,676
Income before extraordinary items$10,825,000562
Extraordinary gains, net$045
Net income$10,825,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,132
Cash dividends$11,784,000269
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,817,000550
2006-06-30 (YTD Data)Rank
Total interest income$18,889,0001,016
Total interest expense$6,690,0001,160
Net interest income$12,199,000926
Provision for loan and lease losses$361,0001,266
Total noninterest income$1,122,0002,046
Gross Fiduciary activities income$11,0001,149
Service charges on deposit accounts$858,0001,026
Trading account gains and fees$0126
Additional Noninterest Income$253,0003,310
Total noninterest expense$5,913,0001,518
Salaries and employee benefits$4,273,0001,157
Premises and equipment expense$431,0002,809
Additional noninterest expense$1,209,0002,152
Pre-tax net operating income$7,047,000759
Securities gains (losses)$4,000883
Applicable income taxes$22,0005,757
Income before extraordinary items$7,029,000578
Extraordinary gains, net$039
Net income$7,029,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$10,077,000219
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,025,000562
2006-03-31 (YTD Data)Rank
Total interest income$9,128,0001,022
Total interest expense$3,197,0001,151
Net interest income$5,931,000957
Provision for loan and lease losses$288,000831
Total noninterest income$572,0002,002
Gross Fiduciary activities income$11,0001,057
Service charges on deposit accounts$422,0001,007
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,105
Total noninterest expense$2,893,0001,553
Salaries and employee benefits$2,112,0001,174
Premises and equipment expense$223,0002,750
Additional noninterest expense$558,0002,292
Pre-tax net operating income$3,322,000784
Securities gains (losses)$4,000719
Applicable income taxes$10,0005,755
Income before extraordinary items$3,316,000601
Extraordinary gains, net$021
Net income$3,316,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$4,169,000244
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,312,000588
2005-12-31 (YTD Data)Rank
Total interest income$30,357,0001,084
Total interest expense$9,187,0001,235
Net interest income$21,170,0001,004
Provision for loan and lease losses$769,0001,315
Total noninterest income$2,617,0001,803
Gross Fiduciary activities income$13,0001,262
Service charges on deposit accounts$1,616,0001,098
Trading account gains and fees$0138
Additional Noninterest Income$988,0002,235
Total noninterest expense$11,088,0001,547
Salaries and employee benefits$7,868,0001,173
Premises and equipment expense$963,0002,450
Additional noninterest expense$2,257,0002,216
Pre-tax net operating income$11,930,000823
Securities gains (losses)$4,0001,802
Applicable income taxes$182,0004,779
Income before extraordinary items$11,752,000636
Extraordinary gains, net$046
Net income$11,752,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,923
Cash dividends$10,240,000375
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,748,080622
2005-09-30 (YTD Data)Rank
Total interest income$21,819,0001,098
Total interest expense$6,426,0001,247
Net interest income$15,393,0001,028
Provision for loan and lease losses$826,000911
Total noninterest income$2,000,0001,777
Gross Fiduciary activities income$13,0001,183
Service charges on deposit accounts$1,214,0001,091
Trading account gains and fees$0126
Additional Noninterest Income$773,0002,177
Total noninterest expense$8,122,0001,571
Salaries and employee benefits$5,772,0001,192
Premises and equipment expense$687,0002,550
Additional noninterest expense$1,663,0002,223
Pre-tax net operating income$8,445,000876
Securities gains (losses)$4,0001,810
Applicable income taxes$205,0004,378
Income before extraordinary items$8,244,000672
Extraordinary gains, net$035
Net income$8,244,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,230
Cash dividends$5,240,000450
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,240,080649
2005-06-30 (YTD Data)Rank
Total interest income$13,621,0001,151
Total interest expense$4,098,0001,215
Net interest income$9,523,0001,105
Provision for loan and lease losses$348,0001,351
Total noninterest income$1,382,0001,709
Gross Fiduciary activities income$13,0001,120
Service charges on deposit accounts$810,0001,066
Trading account gains and fees$0116
Additional Noninterest Income$559,0002,032
Total noninterest expense$5,342,0001,582
Salaries and employee benefits$3,724,0001,225
Premises and equipment expense$454,0002,553
Additional noninterest expense$1,164,0002,106
Pre-tax net operating income$5,215,000911
Securities gains (losses)$-2,0007,723
Applicable income taxes$195,0003,829
Income before extraordinary items$5,018,000709
Extraordinary gains, net$030
Net income$5,018,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,223
Cash dividends$4,070,000389
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,019,920692
2005-03-31 (YTD Data)Rank
Total interest income$6,571,0001,172
Total interest expense$1,995,0001,185
Net interest income$4,576,0001,145
Provision for loan and lease losses$275,000845
Total noninterest income$625,0001,819
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$386,0001,081
Trading account gains and fees$0115
Additional Noninterest Income$239,0002,225
Total noninterest expense$2,563,0001,644
Salaries and employee benefits$1,833,0001,258
Premises and equipment expense$228,0002,551
Additional noninterest expense$502,0002,429
Pre-tax net operating income$2,363,000992
Securities gains (losses)$-2,0008,244
Applicable income taxes$9,0006,134
Income before extraordinary items$2,352,000747
Extraordinary gains, net$024
Net income$2,352,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$2,900,000269
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,354,000723
2004-12-31 (YTD Data)Rank
Total interest income$22,000,0001,285
Total interest expense$5,452,0001,511
Net interest income$16,548,0001,216
Provision for loan and lease losses$797,0001,294
Total noninterest income$2,258,0002,018
Gross Fiduciary activities income$12,0001,285
Service charges on deposit accounts$1,592,0001,119
Trading account gains and fees$0138
Additional Noninterest Income$654,0002,835
Total noninterest expense$10,295,0001,585
Salaries and employee benefits$6,887,0001,276
Premises and equipment expense$1,215,0001,888
Additional noninterest expense$2,193,0002,217
Pre-tax net operating income$7,714,0001,138
Securities gains (losses)$-6,0008,098
Applicable income taxes$1,371,0001,720
Income before extraordinary items$6,337,0001,036
Extraordinary gains, net$034
Net income$6,337,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,750
Cash dividends$6,592,000490
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,341,9201,002
2004-09-30 (YTD Data)Rank
Total interest income$15,981,0001,316
Total interest expense$3,811,0001,588
Net interest income$12,170,0001,225
Provision for loan and lease losses$599,0001,244
Total noninterest income$1,676,0002,039
Gross Fiduciary activities income$12,0001,215
Service charges on deposit accounts$1,178,0001,132
Trading account gains and fees$0134
Additional Noninterest Income$486,0002,853
Total noninterest expense$7,674,0001,585
Salaries and employee benefits$5,151,0001,281
Premises and equipment expense$834,0002,075
Additional noninterest expense$1,689,0002,137
Pre-tax net operating income$5,573,0001,182
Securities gains (losses)$10,0002,712
Applicable income taxes$1,367,0001,393
Income before extraordinary items$4,216,0001,176
Extraordinary gains, net$026
Net income$4,216,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,013
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,208,4001,136
2004-06-30 (YTD Data)Rank
Total interest income$10,114,0001,374
Total interest expense$2,434,0001,632
Net interest income$7,680,0001,290
Provision for loan and lease losses$422,0001,173
Total noninterest income$1,110,0002,041
Gross Fiduciary activities income$12,0001,161
Service charges on deposit accounts$771,0001,144
Trading account gains and fees$0130
Additional Noninterest Income$327,0002,836
Total noninterest expense$5,053,0001,604
Salaries and employee benefits$3,325,0001,309
Premises and equipment expense$549,0002,085
Additional noninterest expense$1,179,0002,042
Pre-tax net operating income$3,315,0001,286
Securities gains (losses)$03,413
Applicable income taxes$1,357,000998
Income before extraordinary items$1,958,0001,642
Extraordinary gains, net$021
Net income$1,958,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,118
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,958,0001,574
2004-03-31 (YTD Data)Rank
Total interest income$4,896,0001,446
Total interest expense$1,237,0001,627
Net interest income$3,659,0001,357
Provision for loan and lease losses$155,0001,385
Total noninterest income$526,0002,077
Gross Fiduciary activities income$12,0001,071
Service charges on deposit accounts$346,0001,241
Trading account gains and fees$0121
Additional Noninterest Income$168,0002,743
Total noninterest expense$2,436,0001,673
Salaries and employee benefits$1,640,0001,353
Premises and equipment expense$271,0002,142
Additional noninterest expense$525,0002,258
Pre-tax net operating income$1,594,0001,313
Securities gains (losses)$02,934
Applicable income taxes$1,347,000581
Income before extraordinary items$247,0004,791
Extraordinary gains, net$016
Net income$247,0004,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$500,0001,176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$247,0004,672
2003-12-31 (YTD Data)Rank
Total interest income$19,567,0001,463
Total interest expense$4,283,0002,080
Net interest income$15,284,0001,266
Provision for loan and lease losses$230,0003,756
Total noninterest income$2,320,0002,075
Gross Fiduciary activities income$9,0001,372
Service charges on deposit accounts$1,426,0001,219
Trading account gains and fees$0160
Additional Noninterest Income$885,0002,567
Total noninterest expense$9,595,0001,668
Salaries and employee benefits$6,419,0001,340
Premises and equipment expense$1,165,0001,954
Additional noninterest expense$2,011,0002,390
Pre-tax net operating income$7,779,0001,082
Securities gains (losses)$5,0003,903
Applicable income taxes$2,639,0001,024
Income before extraordinary items$5,145,0001,247
Extraordinary gains, net$054
Net income$5,145,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,545
Cash dividends$6,500,000515
Sale, conversion, retirement of capital stock, net$-3,031,0009,174
Net operating income$5,141,7001,178
2003-09-30 (YTD Data)Rank
Total interest income$14,763,0001,486
Total interest expense$3,271,0002,123
Net interest income$11,492,0001,273
Provision for loan and lease losses$15,0006,935
Total noninterest income$1,626,0002,220
Gross Fiduciary activities income$9,0001,296
Service charges on deposit accounts$1,039,0001,258
Trading account gains and fees$0153
Additional Noninterest Income$578,0002,883
Total noninterest expense$7,128,0001,698
Salaries and employee benefits$4,792,0001,365
Premises and equipment expense$749,0002,269
Additional noninterest expense$1,587,0002,260
Pre-tax net operating income$5,975,0001,086
Securities gains (losses)$5,0003,620
Applicable income taxes$2,069,0001,034
Income before extraordinary items$3,911,0001,255
Extraordinary gains, net$040
Net income$3,911,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,223
Cash dividends$1,500,0001,256
Sale, conversion, retirement of capital stock, net$-3,031,0009,228
Net operating income$3,907,7501,189
2003-06-30 (YTD Data)Rank
Total interest income$9,964,0001,477
Total interest expense$2,297,0002,089
Net interest income$7,667,0001,278
Provision for loan and lease losses$-39,0009,146
Total noninterest income$1,044,0002,282
Gross Fiduciary activities income$9,0001,239
Service charges on deposit accounts$674,0001,279
Trading account gains and fees$0150
Additional Noninterest Income$361,0002,960
Total noninterest expense$4,712,0001,701
Salaries and employee benefits$3,188,0001,369
Premises and equipment expense$505,0002,241
Additional noninterest expense$1,019,0002,327
Pre-tax net operating income$4,038,0001,064
Securities gains (losses)$-5,0008,994
Applicable income taxes$1,347,0001,081
Income before extraordinary items$2,686,0001,232
Extraordinary gains, net$030
Net income$2,686,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0001,877
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$-3,031,0009,262
Net operating income$2,689,3501,146
2003-03-31 (YTD Data)Rank
Total interest income$5,076,0001,456
Total interest expense$1,226,0002,007
Net interest income$3,850,0001,266
Provision for loan and lease losses$55,0003,535
Total noninterest income$473,0002,382
Gross Fiduciary activities income$9,0001,140
Service charges on deposit accounts$311,0001,340
Trading account gains and fees$0134
Additional Noninterest Income$153,0003,174
Total noninterest expense$2,377,0001,680
Salaries and employee benefits$1,577,0001,374
Premises and equipment expense$267,0002,133
Additional noninterest expense$533,0002,198
Pre-tax net operating income$1,891,0001,144
Securities gains (losses)$02,891
Applicable income taxes$643,0001,133
Income before extraordinary items$1,248,0001,320
Extraordinary gains, net$021
Net income$1,248,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,248,0001,233
2002-12-31 (YTD Data)Rank
Total interest income$21,385,0001,440
Total interest expense$6,355,0001,797
Net interest income$15,030,0001,285
Provision for loan and lease losses$812,0001,607
Total noninterest income$2,247,0001,932
Gross Fiduciary activities income$10,0001,406
Service charges on deposit accounts$1,349,0001,201
Trading account gains and fees$0153
Additional Noninterest Income$888,0002,347
Total noninterest expense$9,341,0001,639
Salaries and employee benefits$6,088,0001,336
Premises and equipment expense$1,229,0001,809
Additional noninterest expense$2,024,0002,282
Pre-tax net operating income$7,124,0001,186
Securities gains (losses)$66,0002,156
Applicable income taxes$2,343,0001,137
Income before extraordinary items$4,847,0001,302
Extraordinary gains, net$070
Net income$4,847,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0001,854
Cash dividends$2,000,0001,296
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,802,7801,261
2001-12-31 (YTD Data)Rank
Total interest income$26,183,0001,312
Total interest expense$10,442,0001,558
Net interest income$15,741,0001,128
Provision for loan and lease losses$454,0002,381
Total noninterest income$1,936,0002,066
Gross Fiduciary activities income$11,0001,408
Service charges on deposit accounts$1,243,0001,204
Trading account gains and fees$0177
Additional Noninterest Income$682,0002,614
Total noninterest expense$8,778,0001,658
Salaries and employee benefits$5,878,0001,264
Premises and equipment expense$1,034,0002,061
Additional noninterest expense$1,866,0002,394
Pre-tax net operating income$8,445,000899
Securities gains (losses)$-9,0009,278
Applicable income taxes$2,782,000895
Income before extraordinary items$5,654,000973
Extraordinary gains, net$0105
Net income$5,654,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0001,463
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,660,030932
2000-12-31 (YTD Data)Rank
Total interest income$28,821,0001,226
Total interest expense$10,967,0001,568
Net interest income$17,854,000971
Provision for loan and lease losses$360,0002,489
Total noninterest income$1,472,0002,383
Gross Fiduciary activities income$13,0001,190
Service charges on deposit accounts$759,0001,836
Trading account gains and fees$0180
Additional Noninterest Income$700,0002,360
Total noninterest expense$8,888,0001,579
Salaries and employee benefits$6,037,0001,170
Premises and equipment expense$862,0002,393
Additional noninterest expense$1,989,0002,170
Pre-tax net operating income$10,078,000773
Securities gains (losses)$-17,0008,651
Applicable income taxes$3,465,000733
Income before extraordinary items$6,596,000819
Extraordinary gains, net$038
Net income$6,596,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$2,000,0001,346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,607,220810
1999-12-31 (YTD Data)Rank
Total interest income$23,516,0001,384
Total interest expense$8,230,0001,807
Net interest income$15,286,0001,151
Provision for loan and lease losses$368,0002,242
Total noninterest income$1,303,0002,530
Gross Fiduciary activities income$15,0001,231
Service charges on deposit accounts$615,0002,161
Trading account gains and fees$0173
Additional Noninterest Income$673,0002,443
Total noninterest expense$7,696,0001,790
Salaries and employee benefits$5,318,0001,305
Premises and equipment expense$718,0002,813
Additional noninterest expense$1,660,0002,598
Pre-tax net operating income$8,525,000942
Securities gains (losses)$03,155
Applicable income taxes$2,840,000918
Income before extraordinary items$5,685,000977
Extraordinary gains, net$035
Net income$5,685,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,239
Cash dividends$30,0006,807
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,685,000964
1998-12-31 (YTD Data)Rank
Total interest income$22,733,0001,417
Total interest expense$8,540,0001,786
Net interest income$14,193,0001,192
Provision for loan and lease losses$248,0003,012
Total noninterest income$1,085,0002,900
Gross Fiduciary activities income$13,0001,263
Service charges on deposit accounts$526,0002,438
Trading account gains and fees$0224
Additional Noninterest Income$546,0002,824
Total noninterest expense$6,920,0001,878
Salaries and employee benefits$4,887,0001,344
Premises and equipment expense$537,0003,496
Additional noninterest expense$1,496,0002,790
Pre-tax net operating income$8,110,000962
Securities gains (losses)$2,0003,909
Applicable income taxes$2,704,000949
Income before extraordinary items$5,408,000997
Extraordinary gains, net$032
Net income$5,408,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,454
Cash dividends$30,0007,122
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,406,660965
1997-12-31 (YTD Data)Rank
Total interest income$21,920,0001,496
Total interest expense$8,686,0001,789
Net interest income$13,234,0001,308
Provision for loan and lease losses$400,0002,088
Total noninterest income$809,0003,539
Gross Fiduciary activities income$12,0001,327
Service charges on deposit accounts$472,0002,773
Trading account gains and fees$4,000224
Additional Noninterest Income$321,0003,779
Total noninterest expense$6,344,0002,033
Salaries and employee benefits$4,367,0001,491
Premises and equipment expense$583,0003,233
Additional noninterest expense$1,394,0002,926
Pre-tax net operating income$7,299,0001,100
Securities gains (losses)$03,944
Applicable income taxes$2,400,0001,132
Income before extraordinary items$4,899,0001,140
Extraordinary gains, net$044
Net income$4,899,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,179
Cash dividends$30,0007,454
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,899,0001,111
1996-12-31 (YTD Data)Rank
Total interest income$20,432,0001,640
Total interest expense$8,086,0001,938
Net interest income$12,346,0001,456
Provision for loan and lease losses$199,0003,449
Total noninterest income$916,0003,347
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$469,0002,884
Trading account gains and fees$0262
Additional Noninterest Income$435,0003,214
Total noninterest expense$6,052,0002,270
Salaries and employee benefits$4,234,0001,576
Premises and equipment expense$588,0003,270
Additional noninterest expense$1,230,0003,707
Pre-tax net operating income$7,011,0001,068
Securities gains (losses)$04,148
Applicable income taxes$2,178,0001,137
Income before extraordinary items$4,833,0001,074
Extraordinary gains, net$053
Net income$4,833,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,737
Cash dividends$30,0007,843
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,833,0001,056
1995-12-31 (YTD Data)Rank
Total interest income$20,321,0001,669
Total interest expense$7,727,0002,024
Net interest income$12,594,0001,425
Provision for loan and lease losses$240,0002,643
Total noninterest income$781,0003,741
Gross Fiduciary activities income$12,0001,457
Service charges on deposit accounts$443,0003,049
Trading account gains and fees$0522
Additional Noninterest Income$326,0003,807
Total noninterest expense$6,064,0002,244
Salaries and employee benefits$4,219,0001,579
Premises and equipment expense$538,0003,527
Additional noninterest expense$1,307,0003,473
Pre-tax net operating income$7,071,0001,100
Securities gains (losses)$2,0003,270
Applicable income taxes$2,416,0001,074
Income before extraordinary items$4,657,0001,135
Extraordinary gains, net$065
Net income$4,657,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,003
Cash dividends$30,0008,164
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,655,6801,114
1994-12-31 (YTD Data)Rank
Total interest income$17,294,0001,780
Total interest expense$6,154,0002,030
Net interest income$11,140,0001,623
Provision for loan and lease losses$98,0004,627
Total noninterest income$653,0004,366
Gross Fiduciary activities income$10,0001,473
Service charges on deposit accounts$411,0003,304
Trading account gains and fees$0475
Additional Noninterest Income$232,0004,795
Total noninterest expense$5,838,0002,403
Salaries and employee benefits$3,819,0001,758
Premises and equipment expense$530,0003,615
Additional noninterest expense$1,489,0003,318
Pre-tax net operating income$5,857,0001,277
Securities gains (losses)$18,0001,859
Applicable income taxes$1,926,0001,247
Income before extraordinary items$3,949,0001,276
Extraordinary gains, net$0249
Net income$3,949,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,658
Cash dividends$30,0008,349
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,936,9401,292
1993-12-31 (YTD Data)Rank
Total interest income$15,995,0001,961
Total interest expense$5,895,0002,201
Net interest income$10,100,0001,781
Provision for loan and lease losses$217,0003,735
Total noninterest income$673,0004,561
Gross Fiduciary activities income$10,0001,500
Service charges on deposit accounts$386,0003,561
Trading account gains and fees$0532
Additional Noninterest Income$277,0004,693
Total noninterest expense$5,286,0002,707
Salaries and employee benefits$3,493,0001,917
Premises and equipment expense$458,0004,185
Additional noninterest expense$1,335,0003,850
Pre-tax net operating income$5,270,0001,326
Securities gains (losses)$61,0003,136
Applicable income taxes$1,724,0001,378
Income before extraordinary items$3,607,0001,416
Extraordinary gains, net$03,149
Net income$3,607,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$30,0008,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,565,5201,340
1992-12-31 (YTD Data)Rank
Total interest income$16,261,0002,175
Total interest expense$7,133,0002,362
Net interest income$9,128,0002,004
Provision for loan and lease losses$332,0003,901
Total noninterest income$708,0004,380
Gross Fiduciary activities income$8,0001,554
Service charges on deposit accounts$382,0003,634
Trading account gains and fees$0504
Additional Noninterest Income$318,0004,265
Total noninterest expense$5,104,0002,806
Salaries and employee benefits$3,339,0001,963
Premises and equipment expense$481,0004,113
Additional noninterest expense$1,284,0004,085
Pre-tax net operating income$4,400,0001,445
Securities gains (losses)$36,0004,684
Applicable income taxes$1,423,0001,509
Income before extraordinary items$3,013,0001,537
Extraordinary gains, net$01,422
Net income$3,013,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0005,610
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,988,5201,435

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.