Home > Bank of Washington > Net charge- offs to loans
Bank of Washington, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3425% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4343% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 2.0384% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1713% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1162% | 4,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1876% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3709% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3709% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0821% | 4,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.2723% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1993% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1981% | 4,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1340% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2178% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2471% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4188% | 4,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4188% | 4,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1398% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.3164% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2943% | 4,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2839% | 4,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1683% | 4,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3210% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3844% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2336% | 4,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2336% | 4,623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2845% | 4,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4203% | 4,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5774% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4440% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5907% | 4,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0582% | 4,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4040% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4040% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1007% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 4,286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1417% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2315% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2315% | 390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1185% | 4,565 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1691% | 4,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 3,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9817% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9817% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 3,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 3,966 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 3,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0829% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1170% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 3,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9883% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9883% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0869% | 4,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1281% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 3,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8704% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8704% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0580% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0409% | 4,146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,174 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2401% | 3,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2438% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4557% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1439% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2925% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2925% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0522% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0739% | 4,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0586% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,269 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3038% | 4,018 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3006% | 4,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5965% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1613% | 4,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6157% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6157% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0660% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0966% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 3,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4909% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8752% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3071% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4564% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4564% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0915% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1441% | 4,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 4,290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9108% | 4,846 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7179% | 3,678 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5246% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 3,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7919% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7919% | 489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0928% | 4,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2166% | 4,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.4096% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.8278% | 4,097 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1478% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3819% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9960% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9960% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7244% | 4,095 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1299% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1955% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1170% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7362% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7362% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 4,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7335% | 4,106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1270% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0150% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1934% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2044% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4500% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0647% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0873% | 4,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 4,724 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7595% | 4,135 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1604% | 4,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2491% | 4,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7021% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7021% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.9476% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4650% | 4,207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3744% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0799% | 4,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5363% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5363% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.6909% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,293 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4164% | 4,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4982% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1016% | 4,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 4,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6021% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 1.0540% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4259% | 4,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7269% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1250% | 5,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0255% | 4,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1296% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1296% | 2,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 686 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,576 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4412% | 4,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3181% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3650% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 4,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0878% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0878% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2803% | 5,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.1661% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6122% | 5,235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4318% | 4,377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0800% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9459% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5571% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5571% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3551% | 5,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5195% | 5,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.3296% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1589% | 5,336 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4021% | 4,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0472% | 4,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1052% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1162% | 5,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8492% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8492% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6085% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8659% | 5,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0839% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7294% | 5,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3567% | 4,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6870% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6870% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0902% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1302% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.2052% | 4,889 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0684% | 5,247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3491% | 4,467 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1527% | 5,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2321% | 5,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0132% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0132% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 5,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0427% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0642% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6267% | 4,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7641% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7641% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0265% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 5,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0544% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7248% | 4,596 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 5,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0252% | 3,872 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 5,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 4,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8055% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8055% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0622% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 5,281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1709% | 4,581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6243% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6243% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 5,347 |
| Percentage Net Loans Charged-off:Construction & development | -0.2632% | 5,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0674% | 5,437 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1667% | 4,623 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1819% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 4,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2712% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2712% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2712% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 5,223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4126% | 4,716 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9330% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3458% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 2,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7784% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8020% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0443% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0372% | 5,276 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5651% | 4,744 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3575% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5095% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 4,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0172% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0489% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1662% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0821% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 5,310 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6220% | 4,772 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5250% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7396% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 4,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6160% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6634% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2357% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 5,481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7007% | 4,793 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8358% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1560% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 5,043 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2951% | 5,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2951% | 5,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1955% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6590% | 44 |
| Percentage Net Loans Charged-off:Construction & development | -0.1118% | 5,050 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0981% | 4,821 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0277% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0334% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 6.6050% | 4 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6152% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6152% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3796% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5267% | 279 |
| Percentage Net Loans Charged-off:Construction & development | -0.1592% | 5,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 5,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1165% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6675% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1693% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6276% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6276% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4062% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5691% | 267 |
| Percentage Net Loans Charged-off:Construction & development | -0.2612% | 5,359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 5,506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3835% | 4,950 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9277% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4885% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4846% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4846% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2898% | 576 |
| Percentage Net Loans Charged-off:Construction & development | -0.2571% | 5,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 5,446 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3731% | 4,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0624% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3707% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0588% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1741% | 5,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1741% | 5,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4406% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4885% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.6903% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2705% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3820% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2673% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8535% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7908% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1714% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1714% | 2,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0507% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3960% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3910% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 0.4463% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0889% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.5400% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8748% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1194% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3511% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6851% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0994% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0994% | 2,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7008% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5209% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4722% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.8824% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.4751% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9424% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1930% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5459% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6184% | 6,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6184% | 6,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.6429% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6193% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6998% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.9898% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 5,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0934% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3823% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5130% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9948% | 6,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9948% | 6,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6283% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9694% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 4.7366% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3489% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1549% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2354% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7213% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8365% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8525% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9993% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9993% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9710% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3612% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 5.9740% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2463% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4117% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8202% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8745% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2664% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0907% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3211% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3213% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8946% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1761% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 4.2981% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2667% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7400% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 7.2308% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7954% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2987% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3521% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3521% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0401% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5701% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 7.5177% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5894% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 14.0098% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5489% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9068% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0296% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0296% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9971% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0025% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 9.8497% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5567% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.4010% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5520% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1655% | 1,474 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9504% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5716% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8272% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8272% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0777% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6617% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 7.6403% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5952% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9405% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5408% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 4,975 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9870% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6991% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8138% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8138% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2971% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7524% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 4.1370% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8800% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0303% | 567 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7481% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0061% | 1,324 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2511% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1992% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5434% | 1,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4139% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9036% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 1.8763% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8368% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4706% | 5,634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6895% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4753% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2247% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0987% | 5,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0987% | 5,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6564% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9697% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 3.8471% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9744% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0704% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7183% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4577% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7928% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6266% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8272% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4143% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5825% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6525% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.7546% | 2,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3079% | 2,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8230% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4939% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4981% | 1,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4927% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 3,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0944% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5540% | 188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6240% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6728% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 1.0271% | 1,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 2,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.7739% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3977% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5091% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 3,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2593% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.1831% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5548% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7092% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1446% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1202% | 2,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1867% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5378% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 1.4364% | 2,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5125% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1516% | 507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9241% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3304% | 1,440 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3469% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7546% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9287% | 1,850 |
| Percentage Net Loans Charged-off:Construction & development | 1.5381% | 2,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5885% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8623% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9930% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 1,483 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2093% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0787% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4783% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8004% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0357% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 1.8953% | 1,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2563% | 1,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2444% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4663% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2650% | 1,152 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7719% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 3,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1848% | 3,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 3,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.4933% | 1,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2494% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3090% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0491% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3084% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6802% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7272% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 1.3851% | 2,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4016% | 1,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3356% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3856% | 2,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4658% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4251% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 3,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.2556% | 2,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2390% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2866% | 2,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1960% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 3,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.2700% | 2,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2267% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0813% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0325% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 1,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2059% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9440% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2359% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5034% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 5.1504% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2467% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5176% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1999% | 2,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3168% | 3,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0845% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0980% | 1,970 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 7,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1815% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2315% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9719% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 1,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2350% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2746% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3447% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7866% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0232% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1468% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 6,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0465% | 3,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1223% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 1,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 1,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0767% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3377% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7050% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2513% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.1417% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1642% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1572% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0193% | 2,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3645% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3135% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0898% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8229% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 4,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8357% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 6,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6261% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 6,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 6,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0435% | 6,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 5,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2056% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 7,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0669% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 5,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1829% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 2,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0842% | 7,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6992% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 7,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2822% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1224% | 7,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2283% | 4,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5919% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0521% | 7,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9486% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 5,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 8,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 3,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4835% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 8,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 3,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8079% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 8,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6035% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 8,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 8,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8818% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1166% | 4,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2919% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 3,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1558% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2591% | 2,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1731% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1121% | 5,914 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0617% | 4,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1602% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0426% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4305% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1667% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2156% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8766% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1900% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 7,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2961% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7876% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 5,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1263% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 4,912 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 6,708 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 6,945 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 7,970 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 8,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 9,306 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |