Home > Bank of Warrensburg > Income and Expense
Bank of Warrensburg, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $138,000 | 8,395 |
| Total interest expense | $40,000 | 8,343 |
| Net interest income | $98,000 | 8,368 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $108,000 | 8,345 |
| Salaries and employee benefits | $47,000 | 8,400 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $49,000 | 8,012 |
| Pre-tax net operating income | $6,000 | 7,104 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $6,000 | 7,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,000 | 7,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 8,355 |
| Total interest expense | $206,000 | 8,290 |
| Net interest income | $407,000 | 8,351 |
| Provision for loan and lease losses | $101,000 | 4,886 |
| Total noninterest income | $70,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $49,000 | 6,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $21,000 | 7,774 |
| Total noninterest expense | $443,000 | 8,382 |
| Salaries and employee benefits | $182,000 | 8,439 |
| Premises and equipment expense | $32,000 | 8,384 |
| Additional noninterest expense | $229,000 | 7,889 |
| Pre-tax net operating income | $-67,000 | 7,519 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-17,000 | 7,834 |
| Income before extraordinary items | $-50,000 | 7,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-50,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-50,000 | 7,552 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,404 |
| Total interest expense | $159,000 | 8,331 |
| Net interest income | $303,000 | 8,391 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $56,000 | 7,868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,798 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 7,708 |
| Total noninterest expense | $316,000 | 8,396 |
| Salaries and employee benefits | $136,000 | 8,450 |
| Premises and equipment expense | $23,000 | 8,395 |
| Additional noninterest expense | $157,000 | 7,966 |
| Pre-tax net operating income | $-7,000 | 7,663 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-8,000 | 7,701 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-8,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-8,000 | 7,676 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,473 |
| Total interest expense | $107,000 | 8,394 |
| Net interest income | $200,000 | 8,466 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $200,000 | 8,473 |
| Salaries and employee benefits | $91,000 | 8,505 |
| Premises and equipment expense | $13,000 | 8,471 |
| Additional noninterest expense | $96,000 | 8,087 |
| Pre-tax net operating income | $-23,000 | 7,834 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-24,000 | 7,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-24,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-24,000 | 7,847 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,529 |
| Total interest expense | $53,000 | 8,444 |
| Net interest income | $98,000 | 8,525 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $100,000 | 8,509 |
| Salaries and employee benefits | $46,000 | 8,547 |
| Premises and equipment expense | $4,000 | 8,553 |
| Additional noninterest expense | $50,000 | 8,087 |
| Pre-tax net operating income | $-38,000 | 7,996 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-39,000 | 8,020 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-39,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-39,000 | 8,007 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 8,491 |
| Total interest expense | $173,000 | 8,449 |
| Net interest income | $452,000 | 8,444 |
| Provision for loan and lease losses | $76,000 | 5,071 |
| Total noninterest income | $66,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $479,000 | 8,466 |
| Salaries and employee benefits | $172,000 | 8,581 |
| Premises and equipment expense | $50,000 | 8,352 |
| Additional noninterest expense | $257,000 | 7,815 |
| Pre-tax net operating income | $-37,000 | 8,001 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-15,000 | 8,198 |
| Income before extraordinary items | $-22,000 | 8,005 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-22,000 | 8,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,944 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-200,000 | 8,613 |
| Net operating income | $-22,000 | 7,992 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 8,549 |
| Total interest expense | $121,000 | 8,520 |
| Net interest income | $347,000 | 8,513 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $49,000 | 8,168 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $43,000 | 6,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $320,000 | 8,565 |
| Salaries and employee benefits | $129,000 | 8,637 |
| Premises and equipment expense | $37,000 | 8,416 |
| Additional noninterest expense | $154,000 | 8,104 |
| Pre-tax net operating income | $53,000 | 7,964 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $23,000 | 5,910 |
| Income before extraordinary items | $30,000 | 8,035 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $30,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $30,000 | 8,023 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,606 |
| Total interest expense | $79,000 | 8,561 |
| Net interest income | $228,000 | 8,575 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $193,000 | 8,634 |
| Salaries and employee benefits | $86,000 | 8,686 |
| Premises and equipment expense | $24,000 | 8,460 |
| Additional noninterest expense | $83,000 | 8,347 |
| Pre-tax net operating income | $68,000 | 7,862 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $51,000 | 7,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $51,000 | 7,906 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $152,000 | 8,635 |
| Total interest expense | $32,000 | 8,618 |
| Net interest income | $120,000 | 8,580 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $104,000 | 8,628 |
| Salaries and employee benefits | $43,000 | 8,692 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $49,000 | 8,186 |
| Pre-tax net operating income | $29,000 | 7,937 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $23,000 | 7,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $23,000 | 7,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 8,593 |
| Total interest expense | $119,000 | 8,592 |
| Net interest income | $460,000 | 8,564 |
| Provision for loan and lease losses | $7,000 | 6,907 |
| Total noninterest income | $66,000 | 8,294 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $395,000 | 8,676 |
| Salaries and employee benefits | $183,000 | 8,707 |
| Premises and equipment expense | $47,000 | 8,500 |
| Additional noninterest expense | $165,000 | 8,415 |
| Pre-tax net operating income | $124,000 | 7,919 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $28,000 | 6,179 |
| Income before extraordinary items | $96,000 | 7,994 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $96,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $66,000 | 5,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $96,000 | 7,963 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 8,652 |
| Total interest expense | $80,000 | 8,661 |
| Net interest income | $341,000 | 8,619 |
| Provision for loan and lease losses | $6,000 | 6,681 |
| Total noninterest income | $50,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 7,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $289,000 | 8,690 |
| Salaries and employee benefits | $132,000 | 8,728 |
| Premises and equipment expense | $35,000 | 8,507 |
| Additional noninterest expense | $122,000 | 8,430 |
| Pre-tax net operating income | $96,000 | 8,035 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $72,000 | 8,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $72,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $72,000 | 8,061 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,670 |
| Total interest expense | $47,000 | 8,682 |
| Net interest income | $225,000 | 8,634 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $32,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $193,000 | 8,698 |
| Salaries and employee benefits | $90,000 | 8,742 |
| Premises and equipment expense | $22,000 | 8,532 |
| Additional noninterest expense | $81,000 | 8,432 |
| Pre-tax net operating income | $61,000 | 8,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $46,000 | 8,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $46,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $46,000 | 8,102 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 8,757 |
| Total interest expense | $22,000 | 8,759 |
| Net interest income | $109,000 | 8,722 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $95,000 | 8,769 |
| Salaries and employee benefits | $45,000 | 8,810 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $41,000 | 8,473 |
| Pre-tax net operating income | $29,000 | 8,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $22,000 | 8,218 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $22,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $22,000 | 8,194 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 8,740 |
| Total interest expense | $94,000 | 8,753 |
| Net interest income | $439,000 | 8,703 |
| Provision for loan and lease losses | $-9,000 | 8,671 |
| Total noninterest income | $59,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $50,000 | 7,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $409,000 | 8,781 |
| Salaries and employee benefits | $174,000 | 8,849 |
| Premises and equipment expense | $51,000 | 8,589 |
| Additional noninterest expense | $184,000 | 8,403 |
| Pre-tax net operating income | $98,000 | 8,122 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $18,000 | 6,584 |
| Income before extraordinary items | $80,000 | 8,172 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $80,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $66,000 | 5,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $80,000 | 8,135 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,798 |
| Total interest expense | $70,000 | 8,809 |
| Net interest income | $327,000 | 8,761 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $305,000 | 8,816 |
| Salaries and employee benefits | $132,000 | 8,884 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $136,000 | 8,413 |
| Pre-tax net operating income | $62,000 | 8,267 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $50,000 | 8,315 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $50,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $50,000 | 8,279 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,863 |
| Total interest expense | $47,000 | 8,871 |
| Net interest income | $217,000 | 8,822 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $187,000 | 8,908 |
| Salaries and employee benefits | $88,000 | 8,945 |
| Premises and equipment expense | $25,000 | 8,656 |
| Additional noninterest expense | $74,000 | 8,664 |
| Pre-tax net operating income | $55,000 | 8,220 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $41,000 | 8,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $41,000 | 8,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $129,000 | 8,918 |
| Total interest expense | $25,000 | 8,905 |
| Net interest income | $104,000 | 8,879 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $88,000 | 8,968 |
| Salaries and employee benefits | $44,000 | 8,989 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $31,000 | 8,829 |
| Pre-tax net operating income | $28,000 | 8,212 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 8,885 |
| Total interest expense | $130,000 | 8,894 |
| Net interest income | $483,000 | 8,823 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $64,000 | 8,662 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $53,000 | 7,383 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $390,000 | 8,993 |
| Salaries and employee benefits | $193,000 | 9,012 |
| Premises and equipment expense | $66,000 | 8,544 |
| Additional noninterest expense | $131,000 | 8,854 |
| Pre-tax net operating income | $146,000 | 8,023 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $27,000 | 6,667 |
| Income before extraordinary items | $119,000 | 8,126 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $119,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $66,000 | 5,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $119,000 | 8,010 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $475,000 | 8,962 |
| Total interest expense | $102,000 | 8,978 |
| Net interest income | $373,000 | 8,889 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $48,000 | 8,744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $264,000 | 9,076 |
| Salaries and employee benefits | $126,000 | 9,099 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $100,000 | 8,895 |
| Pre-tax net operating income | $147,000 | 7,988 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $37,000 | 6,442 |
| Income before extraordinary items | $110,000 | 8,159 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $110,000 | 8,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $22,000 | 5,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $110,000 | 8,024 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,991 |
| Total interest expense | $72,000 | 9,017 |
| Net interest income | $250,000 | 8,923 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $27,000 | 7,445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $175,000 | 9,107 |
| Salaries and employee benefits | $85,000 | 9,132 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $66,000 | 8,902 |
| Pre-tax net operating income | $99,000 | 8,017 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $25,000 | 6,463 |
| Income before extraordinary items | $74,000 | 8,194 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $74,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $22,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $74,000 | 8,040 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $162,000 | 9,051 |
| Total interest expense | $38,000 | 9,066 |
| Net interest income | $124,000 | 8,982 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $87,000 | 9,150 |
| Salaries and employee benefits | $43,000 | 9,175 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $32,000 | 8,979 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 9,085 |
| Total interest expense | $165,000 | 9,111 |
| Net interest income | $483,000 | 9,021 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $65,000 | 8,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $378,000 | 9,162 |
| Salaries and employee benefits | $199,000 | 9,163 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $128,000 | 9,019 |
| Pre-tax net operating income | $164,000 | 8,065 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $26,000 | 6,921 |
| Income before extraordinary items | $138,000 | 8,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $138,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $66,000 | 5,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $138,000 | 8,042 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 9,329 |
| Total interest expense | $279,000 | 9,314 |
| Net interest income | $410,000 | 9,301 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $67,000 | 8,951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $348,000 | 9,436 |
| Salaries and employee benefits | $179,000 | 9,440 |
| Premises and equipment expense | $51,000 | 9,106 |
| Additional noninterest expense | $118,000 | 9,264 |
| Pre-tax net operating income | $117,000 | 8,255 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $96,000 | 8,359 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $96,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $66,000 | 6,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $95,190 | 8,262 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 9,591 |
| Total interest expense | $277,000 | 9,563 |
| Net interest income | $426,000 | 9,554 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $60,000 | 9,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $336,000 | 9,716 |
| Salaries and employee benefits | $173,000 | 9,692 |
| Premises and equipment expense | $52,000 | 9,324 |
| Additional noninterest expense | $111,000 | 9,555 |
| Pre-tax net operating income | $148,000 | 8,601 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $126,000 | 8,554 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $126,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $66,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $126,000 | 8,552 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 9,880 |
| Total interest expense | $261,000 | 9,853 |
| Net interest income | $389,000 | 9,834 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $68,000 | 9,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $316,000 | 10,037 |
| Salaries and employee benefits | $154,000 | 10,033 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $112,000 | 9,838 |
| Pre-tax net operating income | $138,000 | 8,875 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $107,000 | 8,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $107,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $66,000 | 6,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $106,230 | 8,894 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 10,108 |
| Total interest expense | $317,000 | 10,028 |
| Net interest income | $360,000 | 10,129 |
| Provision for loan and lease losses | $19,000 | 7,809 |
| Total noninterest income | $63,000 | 9,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $320,000 | 10,222 |
| Salaries and employee benefits | $156,000 | 10,256 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $107,000 | 10,077 |
| Pre-tax net operating income | $84,000 | 9,475 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $74,000 | 9,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $74,000 | 9,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $66,000 | 6,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $71,450 | 9,447 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $685,000 | 10,578 |
| Total interest expense | $313,000 | 10,491 |
| Net interest income | $372,000 | 10,593 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $75,000 | 9,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $318,000 | 10,666 |
| Salaries and employee benefits | $157,000 | 10,706 |
| Premises and equipment expense | $54,000 | 10,109 |
| Additional noninterest expense | $107,000 | 10,471 |
| Pre-tax net operating income | $96,000 | 10,085 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $13,000 | 9,855 |
| Income before extraordinary items | $83,000 | 10,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $83,000 | 10,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $77,000 | 6,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $83,000 | 10,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 11,120 |
| Total interest expense | $316,000 | 11,047 |
| Net interest income | $375,000 | 11,136 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $67,000 | 10,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $303,000 | 11,217 |
| Salaries and employee benefits | $152,000 | 11,227 |
| Premises and equipment expense | $51,000 | 10,608 |
| Additional noninterest expense | $100,000 | 11,088 |
| Pre-tax net operating income | $136,000 | 10,167 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $38,000 | 9,901 |
| Income before extraordinary items | $98,000 | 10,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $98,000 | 10,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $77,000 | 7,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $98,000 | 10,189 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 11,618 |
| Total interest expense | $327,000 | 11,516 |
| Net interest income | $383,000 | 11,636 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $318,000 | 11,668 |
| Salaries and employee benefits | $154,000 | 11,723 |
| Premises and equipment expense | $47,000 | 11,167 |
| Additional noninterest expense | $117,000 | 11,452 |
| Pre-tax net operating income | $127,000 | 10,928 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $31,000 | 10,571 |
| Income before extraordinary items | $96,000 | 10,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $96,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $76,000 | 7,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $96,000 | 10,941 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 12,288 |
| Total interest expense | $256,000 | 12,186 |
| Net interest income | $363,000 | 12,302 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $58,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $307,000 | 12,338 |
| Salaries and employee benefits | $149,000 | 12,359 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $107,000 | 12,238 |
| Pre-tax net operating income | $113,000 | 11,539 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $98,000 | 11,405 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $98,000 | 11,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $78,000 | 7,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $97,140 | 11,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 12,974 |
| Total interest expense | $259,000 | 12,814 |
| Net interest income | $313,000 | 12,989 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $278,000 | 13,038 |
| Salaries and employee benefits | $142,000 | 13,022 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $101,000 | 12,925 |
| Pre-tax net operating income | $95,000 | 11,901 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $75,000 | 12,056 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $75,000 | 12,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $66,000 | 7,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $72,690 | 11,910 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 13,555 |
| Total interest expense | $304,000 | 13,469 |
| Net interest income | $341,000 | 13,535 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $310,000 | 13,536 |
| Salaries and employee benefits | $145,000 | 13,580 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $95,000 | 13,571 |
| Pre-tax net operating income | $77,000 | 12,223 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $69,000 | 12,360 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $69,000 | 12,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $59,640 | 12,191 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.