Home > Bank of Ventura > Income and Expense
Bank of Ventura, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 5,825 |
| Total interest expense | $1,380,000 | 7,235 |
| Net interest income | $3,279,000 | 4,854 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $915,000 | 3,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 2,353 |
| Total noninterest expense | $2,913,000 | 4,309 |
| Salaries and employee benefits | $1,708,000 | 3,911 |
| Premises and equipment expense | $283,000 | 5,641 |
| Additional noninterest expense | $922,000 | 4,295 |
| Pre-tax net operating income | $1,253,000 | 4,642 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $510,000 | 3,602 |
| Income before extraordinary items | $743,000 | 5,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $743,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 860 |
| Net operating income | $743,000 | 5,268 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 6,114 |
| Total interest expense | $1,381,000 | 7,475 |
| Net interest income | $3,047,000 | 5,081 |
| Provision for loan and lease losses | $217,000 | 3,352 |
| Total noninterest income | $1,269,000 | 2,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,073,000 | 1,761 |
| Total noninterest expense | $3,032,000 | 4,076 |
| Salaries and employee benefits | $1,710,000 | 3,817 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $1,032,000 | 3,856 |
| Pre-tax net operating income | $1,067,000 | 5,217 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $437,000 | 4,201 |
| Income before extraordinary items | $630,000 | 5,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $630,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 732 |
| Net operating income | $630,000 | 5,804 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 6,708 |
| Total interest expense | $1,206,000 | 8,098 |
| Net interest income | $2,740,000 | 5,683 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $707,000 | 3,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,680 |
| Total noninterest expense | $2,678,000 | 4,513 |
| Salaries and employee benefits | $1,312,000 | 4,750 |
| Premises and equipment expense | $317,000 | 5,258 |
| Additional noninterest expense | $1,049,000 | 3,730 |
| Pre-tax net operating income | $679,000 | 7,059 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $177,000 | 7,222 |
| Income before extraordinary items | $502,000 | 6,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $502,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 584 |
| Net operating income | $502,000 | 6,894 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 7,357 |
| Total interest expense | $1,231,000 | 8,288 |
| Net interest income | $2,294,000 | 6,568 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,707 |
| Total noninterest expense | $2,743,000 | 4,637 |
| Salaries and employee benefits | $1,295,000 | 4,869 |
| Premises and equipment expense | $320,000 | 5,333 |
| Additional noninterest expense | $1,128,000 | 3,980 |
| Pre-tax net operating income | $390,000 | 8,561 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $20,000 | 10,197 |
| Income before extraordinary items | $370,000 | 7,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $370,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 11,288 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 830 |
| Net operating income | $370,000 | 7,798 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 8,249 |
| Total interest expense | $822,000 | 9,873 |
| Net interest income | $2,149,000 | 6,985 |
| Provision for loan and lease losses | $-37,000 | 11,553 |
| Total noninterest income | $859,000 | 3,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,345 |
| Total noninterest expense | $2,421,000 | 5,135 |
| Salaries and employee benefits | $1,174,000 | 5,307 |
| Premises and equipment expense | $326,000 | 5,292 |
| Additional noninterest expense | $921,000 | 4,676 |
| Pre-tax net operating income | $624,000 | 7,749 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $40,000 | 10,383 |
| Income before extraordinary items | $584,000 | 6,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $584,000 | 6,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,664 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $584,000 | 6,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 8,632 |
| Total interest expense | $661,000 | 10,298 |
| Net interest income | $2,000,000 | 7,574 |
| Provision for loan and lease losses | $341,000 | 2,064 |
| Total noninterest income | $982,000 | 3,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $816,000 | 2,107 |
| Total noninterest expense | $2,399,000 | 5,352 |
| Salaries and employee benefits | $1,108,000 | 5,611 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $957,000 | 4,894 |
| Pre-tax net operating income | $242,000 | 10,562 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $14,000 | 11,286 |
| Income before extraordinary items | $228,000 | 9,944 |
| Extraordinary gains, net | $174,000 | 76 |
| Net income | $402,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,386 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $228,000 | 10,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 8,955 |
| Total interest expense | $791,000 | 10,092 |
| Net interest income | $1,834,000 | 8,152 |
| Provision for loan and lease losses | $1,437,000 | 1,035 |
| Total noninterest income | $791,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,949 |
| Total noninterest expense | $1,985,000 | 6,376 |
| Salaries and employee benefits | $1,009,000 | 6,080 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $680,000 | 6,705 |
| Pre-tax net operating income | $-797,000 | 12,935 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $-808,000 | 12,969 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-808,000 | 12,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 1,206 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-808,000 | 12,925 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 9,713 |
| Total interest expense | $979,000 | 10,491 |
| Net interest income | $1,627,000 | 8,889 |
| Provision for loan and lease losses | $476,000 | 3,111 |
| Total noninterest income | $828,000 | 3,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 2,655 |
| Total noninterest expense | $1,675,000 | 7,329 |
| Salaries and employee benefits | $857,000 | 6,889 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $505,000 | 8,407 |
| Pre-tax net operating income | $304,000 | 10,097 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $186,000 | 10,792 |
| Extraordinary gains, net | $92,000 | 776 |
| Net income | $278,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 2,858 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,001 |
| Net operating income | $186,000 | 10,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.