Home > Bank of Vancouver > Income and Expense
Bank of Vancouver, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,001,000 | 2,966 |
| Total interest expense | $4,919,000 | 3,031 |
| Net interest income | $6,082,000 | 2,868 |
| Provision for loan and lease losses | $370,000 | 2,214 |
| Total noninterest income | $606,000 | 4,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,305 |
| Total noninterest expense | $3,143,000 | 3,948 |
| Salaries and employee benefits | $1,679,000 | 3,871 |
| Premises and equipment expense | $517,000 | 3,600 |
| Additional noninterest expense | $947,000 | 4,107 |
| Pre-tax net operating income | $3,175,000 | 2,365 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,045,000 | 2,345 |
| Income before extraordinary items | $2,130,000 | 2,438 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,130,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $472,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,130,000 | 2,378 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,694,000 | 3,721 |
| Total interest expense | $3,841,000 | 3,858 |
| Net interest income | $4,853,000 | 3,626 |
| Provision for loan and lease losses | $425,000 | 1,987 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $2,506,000 | 4,999 |
| Salaries and employee benefits | $1,226,000 | 5,100 |
| Premises and equipment expense | $415,000 | 4,408 |
| Additional noninterest expense | $865,000 | 4,898 |
| Pre-tax net operating income | $2,236,000 | 3,111 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $734,000 | 3,078 |
| Income before extraordinary items | $1,502,000 | 3,187 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,502,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,561 |
| Cash dividends | $145,000 | 6,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,502,000 | 3,151 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,666,000 | 4,754 |
| Total interest expense | $2,997,000 | 4,767 |
| Net interest income | $3,669,000 | 4,668 |
| Provision for loan and lease losses | $273,000 | 2,418 |
| Total noninterest income | $237,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $2,214,000 | 5,528 |
| Salaries and employee benefits | $1,038,000 | 5,863 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $774,000 | 5,401 |
| Pre-tax net operating income | $1,419,000 | 4,647 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $439,000 | 4,600 |
| Income before extraordinary items | $982,000 | 4,683 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $982,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $980,620 | 4,656 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 6,216 |
| Total interest expense | $1,724,000 | 6,277 |
| Net interest income | $2,707,000 | 6,088 |
| Provision for loan and lease losses | $230,000 | 2,783 |
| Total noninterest income | $207,000 | 8,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $1,717,000 | 6,937 |
| Salaries and employee benefits | $785,000 | 7,295 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $697,000 | 6,340 |
| Pre-tax net operating income | $967,000 | 6,090 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $294,000 | 5,955 |
| Income before extraordinary items | $671,000 | 6,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $671,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,752 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $1,534,000 | 346 |
| Net operating income | $672,400 | 6,152 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 7,642 |
| Total interest expense | $1,182,000 | 8,330 |
| Net interest income | $2,242,000 | 7,052 |
| Provision for loan and lease losses | $285,000 | 3,115 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,457,000 | 7,974 |
| Salaries and employee benefits | $619,000 | 8,642 |
| Premises and equipment expense | $194,000 | 7,809 |
| Additional noninterest expense | $644,000 | 6,980 |
| Pre-tax net operating income | $662,000 | 7,559 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $454,000 | 7,934 |
| Extraordinary gains, net | $51,000 | 2,158 |
| Net income | $505,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 3,195 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $454,000 | 7,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 8,641 |
| Total interest expense | $1,325,000 | 9,140 |
| Net interest income | $1,871,000 | 8,127 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $133,000 | 10,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,260,000 | 8,806 |
| Salaries and employee benefits | $513,000 | 9,651 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $535,000 | 8,141 |
| Pre-tax net operating income | $610,000 | 7,636 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $204,000 | 7,478 |
| Income before extraordinary items | $406,000 | 8,155 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $406,000 | 8,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 669 |
| Net operating income | $406,000 | 7,801 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.