Home > Bank of Union > Income and Expense
Bank of Union, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,904,000 | 2,353 |
| Total interest expense | $6,351,000 | 2,363 |
| Net interest income | $7,553,000 | 2,322 |
| Provision for loan and lease losses | $325,000 | 2,444 |
| Total noninterest income | $2,718,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,175,000 | 1,070 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,543,000 | 1,299 |
| Total noninterest expense | $5,800,000 | 2,222 |
| Salaries and employee benefits | $2,467,000 | 2,683 |
| Premises and equipment expense | $581,000 | 3,239 |
| Additional noninterest expense | $2,752,000 | 1,559 |
| Pre-tax net operating income | $4,146,000 | 1,834 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $1,280,000 | 1,956 |
| Income before extraordinary items | $2,869,000 | 1,846 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,869,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,866,930 | 1,804 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,920,000 | 2,765 |
| Total interest expense | $5,482,000 | 2,775 |
| Net interest income | $6,438,000 | 2,747 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $5,292,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $927,000 | 1,452 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,365,000 | 698 |
| Total noninterest expense | $7,932,000 | 1,790 |
| Salaries and employee benefits | $2,594,000 | 2,577 |
| Premises and equipment expense | $585,000 | 3,288 |
| Additional noninterest expense | $4,753,000 | 1,180 |
| Pre-tax net operating income | $3,703,000 | 1,958 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,148,000 | 2,075 |
| Income before extraordinary items | $2,555,000 | 1,936 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,555,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,555,000 | 1,898 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,668,000 | 3,108 |
| Total interest expense | $4,816,000 | 3,123 |
| Net interest income | $5,852,000 | 3,036 |
| Provision for loan and lease losses | $340,000 | 2,093 |
| Total noninterest income | $3,875,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $872,000 | 1,556 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,003,000 | 885 |
| Total noninterest expense | $6,986,000 | 1,974 |
| Salaries and employee benefits | $2,451,000 | 2,726 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $3,960,000 | 1,348 |
| Pre-tax net operating income | $2,401,000 | 2,961 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $773,000 | 2,967 |
| Income before extraordinary items | $1,614,000 | 3,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,614,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 679 |
| Net operating income | $1,623,520 | 2,990 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,124,000 | 3,689 |
| Total interest expense | $3,188,000 | 3,747 |
| Net interest income | $4,936,000 | 3,610 |
| Provision for loan and lease losses | $264,000 | 2,491 |
| Total noninterest income | $2,197,000 | 1,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $883,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,314,000 | 1,527 |
| Total noninterest expense | $4,961,000 | 2,792 |
| Salaries and employee benefits | $2,140,000 | 3,084 |
| Premises and equipment expense | $585,000 | 3,345 |
| Additional noninterest expense | $2,236,000 | 2,347 |
| Pre-tax net operating income | $1,908,000 | 3,570 |
| Securities gains (losses) | $-37,000 | 10,819 |
| Applicable income taxes | $561,000 | 3,703 |
| Income before extraordinary items | $1,310,000 | 3,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,310,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,167 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,137 |
| Net operating income | $1,335,900 | 3,543 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 4,411 |
| Total interest expense | $2,726,000 | 4,477 |
| Net interest income | $4,103,000 | 4,303 |
| Provision for loan and lease losses | $550,000 | 1,962 |
| Total noninterest income | $1,438,000 | 2,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $790,000 | 1,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,740 |
| Total noninterest expense | $3,749,000 | 3,696 |
| Salaries and employee benefits | $1,931,000 | 3,385 |
| Premises and equipment expense | $605,000 | 3,303 |
| Additional noninterest expense | $1,213,000 | 4,156 |
| Pre-tax net operating income | $1,242,000 | 5,053 |
| Securities gains (losses) | $211,000 | 1,629 |
| Applicable income taxes | $423,000 | 4,804 |
| Income before extraordinary items | $1,030,000 | 4,586 |
| Extraordinary gains, net | $-15,000 | 12,391 |
| Net income | $1,015,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,867 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,149 |
| Net operating income | $880,190 | 4,957 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,084,000 | 4,783 |
| Total interest expense | $3,333,000 | 4,734 |
| Net interest income | $3,751,000 | 4,729 |
| Provision for loan and lease losses | $545,000 | 2,819 |
| Total noninterest income | $1,203,000 | 2,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,968 |
| Total noninterest expense | $3,422,000 | 4,009 |
| Salaries and employee benefits | $1,680,000 | 3,815 |
| Premises and equipment expense | $626,000 | 3,221 |
| Additional noninterest expense | $1,116,000 | 4,630 |
| Pre-tax net operating income | $987,000 | 5,682 |
| Securities gains (losses) | $128,000 | 2,614 |
| Applicable income taxes | $293,000 | 6,029 |
| Income before extraordinary items | $822,000 | 5,250 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $822,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $197,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 941 |
| Net operating income | $727,280 | 5,423 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.