Home > Bank of Union > Assets and Liabilities
Bank of Union, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $192,256,000 | 2,349 |
| Cash and due from depository institutions | $10,391,000 | 3,222 |
| Interest-bearing balances | $1,646,000 | 1,986 |
| Securities | $46,888,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $129,433,000 | 2,156 |
| Loan loss allowance | $1,806,000 | 1,955 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,738,000 | 2,889 |
| Other real estate owned | $413,000 | 3,222 |
| Goodwill and other intangibles | $34,000 | 3,103 |
| All other assets | $2,359,000 | 3,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,256,000 | 2,349 |
| Total liabilities | $175,407,000 | 2,327 |
| Total deposits | $165,540,000 | 2,269 |
| Interest-bearing deposits | $134,193,000 | 2,392 |
| Deposits held in domestic offices | $165,540,000 | 2,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,889,000 | 1,685 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,343,000 | 2,091 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,635,000 | 2,389 |
| Total equity capital | $16,849,000 | 2,640 |
| Total bank equity capital | $16,849,000 | 2,640 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,740,000 | 1,365 |
| Surplus | $5,062,000 | 2,717 |
| Undivided profits | $9,047,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 6,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $834,000 | 2,765 |
| Earning assets | $177,967,000 | 2,337 |
| Long-term assets (5+ years) | $34,800,000 | 1,875 |
| Average Assets, year-to-date | $176,980,400 | 2,423 |
| Average Assets, quarterly | $189,174,000 | 2,348 |
| Volatile liabilities | $32,108,000 | 2,024 |
| Insider loans | $1,183,000 | 3,159 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,481,000 | 696 |
| Unused loan commitments | $45,843,000 | 1,161 |
| Tier 1 (core) risk-based capital | $16,459,000 | 2,591 |
| Tier 2 risk-based capital | $1,733,410 | 1,759 |
| Total risk weighted assets | $138,599,910 | 2,021 |
| Total unused commitments | $45,843,000 | 1,165 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 64 | 2,969 |
| Assets and Liabilities | ||
| Total Assets: | $165,337,000 | 2,787 |
| Cash and due from depository institutions | $9,105,000 | 2,969 |
| Interest-bearing balances | $1,895,000 | 1,706 |
| Securities | $47,525,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $104,466,000 | 2,683 |
| Loan loss allowance | $1,628,000 | 2,267 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,722,000 | 4,225 |
| Other real estate owned | $267,000 | 2,969 |
| Goodwill and other intangibles | $85,000 | 2,586 |
| All other assets | $2,167,000 | 3,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,337,000 | 2,787 |
| Total liabilities | $150,709,000 | 2,758 |
| Total deposits | $144,802,000 | 2,666 |
| Interest-bearing deposits | $118,487,000 | 2,789 |
| Deposits held in domestic offices | $144,802,000 | 2,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,714,000 | 2,039 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,129,000 | 2,621 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,064,000 | 3,357 |
| Total equity capital | $14,628,000 | 3,041 |
| Total bank equity capital | $14,628,000 | 3,041 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,740,000 | 1,416 |
| Surplus | $5,062,000 | 2,797 |
| Undivided profits | $6,826,000 | 3,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $634,000 | 3,639 |
| Earning assets | $153,886,000 | 2,738 |
| Long-term assets (5+ years) | $23,514,000 | 2,365 |
| Average Assets, year-to-date | $155,975,600 | 2,821 |
| Average Assets, quarterly | $163,103,500 | 2,789 |
| Volatile liabilities | $26,194,000 | 2,337 |
| Insider loans | $890,000 | 3,938 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,757,000 | 1,557 |
| Tier 1 (core) risk-based capital | $14,439,000 | 2,999 |
| Tier 2 risk-based capital | $1,429,500 | 2,135 |
| Total risk weighted assets | $114,161,100 | 2,457 |
| Total unused commitments | $29,757,000 | 1,571 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $147,258,000 | 3,100 |
| Cash and due from depository institutions | $14,079,000 | 2,866 |
| Interest-bearing balances | $8,172,000 | 573 |
| Securities | $40,622,000 | 3,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $88,890,000 | 3,011 |
| Loan loss allowance | $1,558,000 | 2,407 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,322,000 | 5,068 |
| Other real estate owned | $0 | 2,866 |
| Goodwill and other intangibles | $133,000 | 2,221 |
| All other assets | $2,212,000 | 3,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,258,000 | 3,100 |
| Total liabilities | $134,983,000 | 3,067 |
| Total deposits | $129,466,000 | 2,978 |
| Interest-bearing deposits | $106,743,000 | 3,094 |
| Deposits held in domestic offices | $129,466,000 | 2,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,106,000 | 2,146 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,514,000 | 2,194 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $897,000 | 3,976 |
| Total equity capital | $12,275,000 | 3,591 |
| Total bank equity capital | $12,275,000 | 3,591 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,740,000 | 1,447 |
| Surplus | $5,062,000 | 2,795 |
| Undivided profits | $4,473,000 | 4,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 7,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $569,000 | 4,202 |
| Earning assets | $137,684,000 | 3,065 |
| Long-term assets (5+ years) | $10,318,000 | 3,965 |
| Average Assets, year-to-date | $134,662,400 | 3,238 |
| Average Assets, quarterly | $144,641,000 | 3,122 |
| Volatile liabilities | $19,544,000 | 2,683 |
| Insider loans | $1,537,000 | 2,711 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $830,000 | 873 |
| Unused loan commitments | $21,089,000 | 1,933 |
| Tier 1 (core) risk-based capital | $11,835,000 | 3,580 |
| Tier 2 risk-based capital | $1,257,030 | 2,377 |
| Total risk weighted assets | $100,261,130 | 2,725 |
| Total unused commitments | $21,089,000 | 1,941 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $123,791,000 | 3,584 |
| Cash and due from depository institutions | $8,761,000 | 3,066 |
| Interest-bearing balances | $3,538,000 | 1,018 |
| Securities | $28,207,000 | 4,500 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 6,407 |
| Net loans & leases | $82,745,000 | 3,127 |
| Loan loss allowance | $1,315,000 | 2,848 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,533,000 | 4,532 |
| Other real estate owned | $40,000 | 3,066 |
| Goodwill and other intangibles | $181,000 | 1,971 |
| All other assets | $1,699,000 | 4,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,791,000 | 3,584 |
| Total liabilities | $113,717,000 | 3,553 |
| Total deposits | $108,282,000 | 3,515 |
| Interest-bearing deposits | $90,805,000 | 3,575 |
| Deposits held in domestic offices | $108,282,000 | 3,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,807,000 | 2,751 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,900,000 | 2,220 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $728,000 | 3,889 |
| Total equity capital | $10,074,000 | 4,013 |
| Total bank equity capital | $10,074,000 | 4,013 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,731,000 | 1,467 |
| Surplus | $5,039,000 | 2,713 |
| Undivided profits | $2,304,000 | 6,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 4,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $473,000 | 4,432 |
| Earning assets | $115,115,000 | 3,526 |
| Long-term assets (5+ years) | $9,143,000 | 4,341 |
| Average Assets, year-to-date | $113,564,600 | 3,831 |
| Average Assets, quarterly | $120,940,500 | 3,637 |
| Volatile liabilities | $16,798,000 | 2,914 |
| Insider loans | $1,367,000 | 2,909 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $813,000 | 688 |
| Unused loan commitments | $17,725,000 | 2,104 |
| Tier 1 (core) risk-based capital | $10,141,000 | 4,071 |
| Tier 2 risk-based capital | $1,147,670 | 2,582 |
| Total risk weighted assets | $91,646,070 | 2,875 |
| Total unused commitments | $17,725,000 | 2,115 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $106,903,000 | 4,195 |
| Cash and due from depository institutions | $10,094,000 | 3,235 |
| Interest-bearing balances | $3,065,000 | 1,814 |
| Securities | $19,247,000 | 6,318 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,129 |
| Net loans & leases | $72,220,000 | 3,488 |
| Loan loss allowance | $1,298,000 | 2,958 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,630,000 | 4,348 |
| Other real estate owned | $88,000 | 3,235 |
| Goodwill and other intangibles | $231,000 | 1,751 |
| All other assets | $1,593,000 | 4,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,903,000 | 4,195 |
| Total liabilities | $97,894,000 | 4,150 |
| Total deposits | $94,296,000 | 4,111 |
| Interest-bearing deposits | $80,726,000 | 4,160 |
| Deposits held in domestic offices | $94,296,000 | 4,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,011,000 | 2,222 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $587,000 | 4,756 |
| Total equity capital | $9,009,000 | 4,497 |
| Total bank equity capital | $9,009,000 | 4,497 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,600,000 | 1,537 |
| Surplus | $4,439,000 | 3,004 |
| Undivided profits | $1,970,000 | 7,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 5,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $356,000 | 5,205 |
| Earning assets | $96,332,000 | 4,265 |
| Long-term assets (5+ years) | $6,872,000 | 5,469 |
| Average Assets, year-to-date | $98,837,600 | 4,385 |
| Average Assets, quarterly | $104,189,500 | 4,265 |
| Volatile liabilities | $13,275,000 | 3,302 |
| Insider loans | $2,102,000 | 1,943 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,448,000 | 916 |
| Unused loan commitments | $14,549,000 | 2,366 |
| Tier 1 (core) risk-based capital | $8,779,000 | 4,528 |
| Tier 2 risk-based capital | $1,034,680 | 2,796 |
| Total risk weighted assets | $82,511,180 | 3,124 |
| Total unused commitments | $14,549,000 | 2,387 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $93,797,000 | 4,807 |
| Cash and due from depository institutions | $5,029,000 | 3,556 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,643,000 | 6,909 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 7,380 |
| Net loans & leases | $67,602,000 | 3,777 |
| Loan loss allowance | $1,208,000 | 3,206 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,545,000 | 4,550 |
| Other real estate owned | $0 | 3,556 |
| Goodwill and other intangibles | $278,000 | 1,653 |
| All other assets | $1,150,000 | 5,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,797,000 | 4,807 |
| Total liabilities | $85,811,000 | 4,793 |
| Total deposits | $85,046,000 | 4,664 |
| Interest-bearing deposits | $75,166,000 | 4,598 |
| Deposits held in domestic offices | $85,046,000 | 4,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $765,000 | 4,063 |
| Total equity capital | $7,986,000 | 4,793 |
| Total bank equity capital | $7,986,000 | 4,793 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,473,000 | 1,740 |
| Surplus | $4,038,000 | 3,126 |
| Undivided profits | $1,475,000 | 8,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 7,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $327,000 | 6,079 |
| Earning assets | $85,795,000 | 4,792 |
| Long-term assets (5+ years) | $6,105,000 | 5,850 |
| Average Assets, year-to-date | $93,953,200 | 4,675 |
| Average Assets, quarterly | $93,873,000 | 4,752 |
| Volatile liabilities | $11,135,000 | 3,804 |
| Insider loans | $18,000 | 8,451 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,969,000 | 2,973 |
| Tier 1 (core) risk-based capital | $7,708,000 | 4,866 |
| Tier 2 risk-based capital | $938,810 | 3,074 |
| Total risk weighted assets | $74,835,910 | 3,491 |
| Total unused commitments | $9,969,000 | 2,988 |
| Derivatives | $0 | 651 |