Home > Bank of Turtle Lake > Income and Expense
Bank of Turtle Lake, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 5,754 |
| Total interest expense | $279,000 | 5,510 |
| Net interest income | $1,911,000 | 5,746 |
| Provision for loan and lease losses | $-23,000 | 6,282 |
| Total noninterest income | $291,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $153,000 | 4,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $138,000 | 5,032 |
| Total noninterest expense | $1,850,000 | 5,586 |
| Salaries and employee benefits | $1,230,000 | 5,210 |
| Premises and equipment expense | $111,000 | 6,212 |
| Additional noninterest expense | $509,000 | 5,832 |
| Pre-tax net operating income | $375,000 | 5,283 |
| Securities gains (losses) | $43,000 | 1,909 |
| Applicable income taxes | $11,000 | 4,273 |
| Income before extraordinary items | $407,000 | 5,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 5,134 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $407,000 | 5,134 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $164,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $365,290 | 5,182 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 5,820 |
| Total interest expense | $214,000 | 5,571 |
| Net interest income | $1,427,000 | 5,805 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $210,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $118,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $92,000 | 5,253 |
| Total noninterest expense | $1,377,000 | 5,636 |
| Salaries and employee benefits | $866,000 | 5,350 |
| Premises and equipment expense | $83,000 | 6,268 |
| Additional noninterest expense | $428,000 | 5,680 |
| Pre-tax net operating income | $260,000 | 5,479 |
| Securities gains (losses) | $42,000 | 1,789 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $302,000 | 5,248 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $302,000 | 5,249 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $302,000 | 5,250 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $260,000 | 5,341 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,855 |
| Total interest expense | $147,000 | 5,600 |
| Net interest income | $943,000 | 5,838 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $135,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $76,000 | 4,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,351 |
| Total noninterest expense | $939,000 | 5,622 |
| Salaries and employee benefits | $597,000 | 5,313 |
| Premises and equipment expense | $58,000 | 6,262 |
| Additional noninterest expense | $284,000 | 5,713 |
| Pre-tax net operating income | $139,000 | 5,645 |
| Securities gains (losses) | $43,000 | 1,619 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $182,000 | 5,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $182,000 | 5,373 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $139,000 | 5,511 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 5,888 |
| Total interest expense | $76,000 | 5,616 |
| Net interest income | $472,000 | 5,865 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $465,000 | 5,688 |
| Salaries and employee benefits | $296,000 | 5,362 |
| Premises and equipment expense | $28,000 | 6,329 |
| Additional noninterest expense | $141,000 | 5,770 |
| Pre-tax net operating income | $75,000 | 5,575 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $75,000 | 5,542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $75,000 | 5,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $75,000 | 5,544 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $75,000 | 5,439 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,852 |
| Total interest expense | $343,000 | 5,791 |
| Net interest income | $2,091,000 | 5,796 |
| Provision for loan and lease losses | $20,000 | 5,589 |
| Total noninterest income | $297,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $165,000 | 4,607 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $132,000 | 5,065 |
| Total noninterest expense | $1,989,000 | 5,659 |
| Salaries and employee benefits | $1,229,000 | 5,349 |
| Premises and equipment expense | $111,000 | 6,437 |
| Additional noninterest expense | $649,000 | 5,673 |
| Pre-tax net operating income | $379,000 | 5,211 |
| Securities gains (losses) | $90,000 | 2,354 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $461,000 | 5,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $461,000 | 5,035 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $461,000 | 5,036 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $535,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $372,800 | 5,075 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 5,923 |
| Total interest expense | $266,000 | 5,867 |
| Net interest income | $1,588,000 | 5,864 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $216,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $124,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 5,221 |
| Total noninterest expense | $1,439,000 | 5,772 |
| Salaries and employee benefits | $866,000 | 5,502 |
| Premises and equipment expense | $85,000 | 6,495 |
| Additional noninterest expense | $488,000 | 5,726 |
| Pre-tax net operating income | $355,000 | 5,112 |
| Securities gains (losses) | $79,000 | 2,147 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $429,000 | 4,877 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $429,000 | 4,877 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $429,000 | 4,877 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $385,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $350,790 | 4,960 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,968 |
| Total interest expense | $187,000 | 5,892 |
| Net interest income | $1,053,000 | 5,915 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $140,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,301 |
| Total noninterest expense | $972,000 | 5,795 |
| Salaries and employee benefits | $583,000 | 5,527 |
| Premises and equipment expense | $55,000 | 6,558 |
| Additional noninterest expense | $334,000 | 5,721 |
| Pre-tax net operating income | $211,000 | 5,245 |
| Securities gains (losses) | $65,000 | 1,875 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $273,000 | 4,940 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $273,000 | 4,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $273,000 | 4,943 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $284,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $208,650 | 5,089 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 5,949 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $544,000 | 5,895 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $472,000 | 5,890 |
| Salaries and employee benefits | $276,000 | 5,654 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $170,000 | 5,702 |
| Pre-tax net operating income | $132,000 | 5,100 |
| Securities gains (losses) | $66,000 | 1,111 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $196,000 | 4,418 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $196,000 | 4,421 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $196,000 | 4,421 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $130,660 | 4,891 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 6,084 |
| Total interest expense | $457,000 | 6,008 |
| Net interest income | $2,057,000 | 6,023 |
| Provision for loan and lease losses | $20,000 | 6,213 |
| Total noninterest income | $292,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $183,000 | 4,538 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $109,000 | 5,235 |
| Total noninterest expense | $1,961,000 | 5,856 |
| Salaries and employee benefits | $1,131,000 | 5,646 |
| Premises and equipment expense | $118,000 | 6,682 |
| Additional noninterest expense | $712,000 | 5,650 |
| Pre-tax net operating income | $368,000 | 5,056 |
| Securities gains (losses) | $80,000 | 2,236 |
| Applicable income taxes | $16,000 | 4,189 |
| Income before extraordinary items | $432,000 | 4,846 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $432,000 | 4,848 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $432,000 | 4,847 |
| Net charge-offs | $42,000 | 5,564 |
| Cash dividends | $302,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $355,200 | 4,949 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 6,143 |
| Total interest expense | $355,000 | 6,058 |
| Net interest income | $1,529,000 | 6,088 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $211,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $135,000 | 4,589 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $76,000 | 5,396 |
| Total noninterest expense | $1,427,000 | 5,940 |
| Salaries and employee benefits | $833,000 | 5,693 |
| Premises and equipment expense | $90,000 | 6,699 |
| Additional noninterest expense | $504,000 | 5,809 |
| Pre-tax net operating income | $308,000 | 5,081 |
| Securities gains (losses) | $48,000 | 2,355 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $344,000 | 4,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 4,877 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $344,000 | 4,877 |
| Net charge-offs | $14,000 | 5,673 |
| Cash dividends | $203,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $297,440 | 4,951 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 6,239 |
| Total interest expense | $248,000 | 6,088 |
| Net interest income | $980,000 | 6,196 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $135,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $84,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,440 |
| Total noninterest expense | $953,000 | 6,003 |
| Salaries and employee benefits | $567,000 | 5,697 |
| Premises and equipment expense | $60,000 | 6,753 |
| Additional noninterest expense | $326,000 | 5,948 |
| Pre-tax net operating income | $162,000 | 5,335 |
| Securities gains (losses) | $39,000 | 1,734 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $193,000 | 5,075 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 5,075 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $193,000 | 5,075 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $103,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $155,560 | 5,240 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 6,304 |
| Total interest expense | $131,000 | 6,089 |
| Net interest income | $474,000 | 6,284 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $468,000 | 6,067 |
| Salaries and employee benefits | $270,000 | 5,835 |
| Premises and equipment expense | $31,000 | 6,774 |
| Additional noninterest expense | $167,000 | 5,935 |
| Pre-tax net operating income | $71,000 | 5,476 |
| Securities gains (losses) | $26,000 | 999 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $68,040 | 5,405 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 6,257 |
| Total interest expense | $579,000 | 6,304 |
| Net interest income | $2,099,000 | 6,148 |
| Provision for loan and lease losses | $206,000 | 5,299 |
| Total noninterest income | $344,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 4,482 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 4,957 |
| Total noninterest expense | $2,101,000 | 5,919 |
| Salaries and employee benefits | $1,261,000 | 5,541 |
| Premises and equipment expense | $124,000 | 6,850 |
| Additional noninterest expense | $716,000 | 5,849 |
| Pre-tax net operating income | $136,000 | 5,377 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $42,000 | 3,720 |
| Income before extraordinary items | $94,000 | 5,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 5,640 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $94,000 | 5,640 |
| Net charge-offs | $144,000 | 5,096 |
| Cash dividends | $795,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $94,000 | 5,503 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 6,313 |
| Total interest expense | $447,000 | 6,401 |
| Net interest income | $1,608,000 | 6,197 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $228,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $80,000 | 5,497 |
| Total noninterest expense | $1,418,000 | 6,162 |
| Salaries and employee benefits | $877,000 | 5,770 |
| Premises and equipment expense | $94,000 | 6,923 |
| Additional noninterest expense | $447,000 | 6,275 |
| Pre-tax net operating income | $348,000 | 4,682 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $313,000 | 4,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $313,000 | 4,812 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $313,000 | 4,812 |
| Net charge-offs | $152,000 | 4,491 |
| Cash dividends | $325,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $313,000 | 4,613 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 6,321 |
| Total interest expense | $314,000 | 6,402 |
| Net interest income | $1,083,000 | 6,208 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $134,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $100,000 | 4,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 6,017 |
| Total noninterest expense | $951,000 | 6,186 |
| Salaries and employee benefits | $597,000 | 5,747 |
| Premises and equipment expense | $67,000 | 6,886 |
| Additional noninterest expense | $287,000 | 6,360 |
| Pre-tax net operating income | $241,000 | 4,696 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $217,000 | 4,779 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 4,780 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $217,000 | 4,779 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $225,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $217,000 | 4,633 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,389 |
| Total interest expense | $168,000 | 6,418 |
| Net interest income | $536,000 | 6,265 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $464,000 | 6,317 |
| Salaries and employee benefits | $279,000 | 5,975 |
| Premises and equipment expense | $37,000 | 6,851 |
| Additional noninterest expense | $148,000 | 6,381 |
| Pre-tax net operating income | $120,000 | 4,841 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $103,000 | 4,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 4,929 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $103,000 | 4,928 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $50,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $103,000 | 4,823 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 6,403 |
| Total interest expense | $777,000 | 6,523 |
| Net interest income | $2,120,000 | 6,236 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $297,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $210,000 | 4,563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $87,000 | 5,826 |
| Total noninterest expense | $1,951,000 | 6,289 |
| Salaries and employee benefits | $1,221,000 | 5,804 |
| Premises and equipment expense | $133,000 | 7,076 |
| Additional noninterest expense | $597,000 | 6,454 |
| Pre-tax net operating income | $436,000 | 4,146 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $26,000 | 3,562 |
| Income before extraordinary items | $410,000 | 4,142 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $410,000 | 4,140 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $410,000 | 4,140 |
| Net charge-offs | $21,000 | 6,628 |
| Cash dividends | $355,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $410,000 | 4,071 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 6,470 |
| Total interest expense | $605,000 | 6,583 |
| Net interest income | $1,573,000 | 6,263 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $205,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $157,000 | 4,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $48,000 | 6,266 |
| Total noninterest expense | $1,432,000 | 6,353 |
| Salaries and employee benefits | $875,000 | 5,928 |
| Premises and equipment expense | $107,000 | 7,053 |
| Additional noninterest expense | $450,000 | 6,464 |
| Pre-tax net operating income | $321,000 | 4,451 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $21,000 | 3,776 |
| Income before extraordinary items | $300,000 | 4,424 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $300,000 | 4,421 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $300,000 | 4,424 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $255,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $300,000 | 4,365 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 6,528 |
| Total interest expense | $418,000 | 6,626 |
| Net interest income | $1,031,000 | 6,320 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $155,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $102,000 | 4,629 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $53,000 | 5,767 |
| Total noninterest expense | $964,000 | 6,372 |
| Salaries and employee benefits | $600,000 | 5,919 |
| Premises and equipment expense | $74,000 | 7,057 |
| Additional noninterest expense | $290,000 | 6,568 |
| Pre-tax net operating income | $202,000 | 4,637 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $188,000 | 4,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 4,606 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $188,000 | 4,606 |
| Net charge-offs | $22,000 | 5,547 |
| Cash dividends | $193,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $188,000 | 4,517 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,599 |
| Total interest expense | $218,000 | 6,656 |
| Net interest income | $501,000 | 6,401 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $94,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $466,000 | 6,426 |
| Salaries and employee benefits | $282,000 | 6,124 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $141,000 | 6,468 |
| Pre-tax net operating income | $119,000 | 4,826 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $112,000 | 4,788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $112,000 | 4,792 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $112,000 | 4,791 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $37,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $112,000 | 4,621 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 6,386 |
| Total interest expense | $1,163,000 | 6,501 |
| Net interest income | $2,215,000 | 6,192 |
| Provision for loan and lease losses | $105,000 | 5,985 |
| Total noninterest income | $271,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $220,000 | 4,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $51,000 | 6,739 |
| Total noninterest expense | $1,946,000 | 6,298 |
| Salaries and employee benefits | $1,259,000 | 5,836 |
| Premises and equipment expense | $143,000 | 7,200 |
| Additional noninterest expense | $544,000 | 6,442 |
| Pre-tax net operating income | $435,000 | 5,052 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $24,000 | 4,200 |
| Income before extraordinary items | $422,000 | 4,689 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $422,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,964 |
| Cash dividends | $351,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $411,550 | 4,890 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 6,421 |
| Total interest expense | $924,000 | 6,507 |
| Net interest income | $1,648,000 | 6,250 |
| Provision for loan and lease losses | $95,000 | 5,209 |
| Total noninterest income | $208,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $165,000 | 4,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 6,778 |
| Total noninterest expense | $1,440,000 | 6,324 |
| Salaries and employee benefits | $908,000 | 5,959 |
| Premises and equipment expense | $114,000 | 7,183 |
| Additional noninterest expense | $418,000 | 6,366 |
| Pre-tax net operating income | $321,000 | 5,566 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $20,000 | 4,603 |
| Income before extraordinary items | $303,000 | 5,192 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $303,000 | 5,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,906 |
| Cash dividends | $251,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $301,120 | 5,387 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 6,476 |
| Total interest expense | $661,000 | 6,487 |
| Net interest income | $1,073,000 | 6,320 |
| Provision for loan and lease losses | $67,000 | 4,804 |
| Total noninterest income | $151,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $106,000 | 4,733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $945,000 | 6,407 |
| Salaries and employee benefits | $593,000 | 6,089 |
| Premises and equipment expense | $72,000 | 7,303 |
| Additional noninterest expense | $280,000 | 6,358 |
| Pre-tax net operating income | $212,000 | 5,732 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $200,000 | 5,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,146 |
| Cash dividends | $181,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $199,060 | 5,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 6,528 |
| Total interest expense | $357,000 | 6,472 |
| Net interest income | $519,000 | 6,421 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $103,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $496,000 | 6,313 |
| Salaries and employee benefits | $312,000 | 5,975 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $111,000 | 5,892 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $106,000 | 5,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $57,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $105,050 | 5,682 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 6,493 |
| Total interest expense | $1,511,000 | 6,417 |
| Net interest income | $2,025,000 | 6,467 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $312,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $247,000 | 4,482 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $65,000 | 6,796 |
| Total noninterest expense | $1,885,000 | 6,368 |
| Salaries and employee benefits | $1,233,000 | 5,900 |
| Premises and equipment expense | $142,000 | 7,314 |
| Additional noninterest expense | $510,000 | 6,527 |
| Pre-tax net operating income | $427,000 | 6,200 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $15,000 | 5,528 |
| Income before extraordinary items | $413,000 | 5,999 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $413,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,188 |
| Cash dividends | $427,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $412,040 | 5,997 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 6,551 |
| Total interest expense | $1,146,000 | 6,424 |
| Net interest income | $1,493,000 | 6,547 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $223,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 4,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $1,381,000 | 6,406 |
| Salaries and employee benefits | $878,000 | 6,041 |
| Premises and equipment expense | $113,000 | 7,242 |
| Additional noninterest expense | $390,000 | 6,463 |
| Pre-tax net operating income | $320,000 | 6,489 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $313,000 | 6,253 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $313,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $299,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $312,020 | 6,249 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 6,610 |
| Total interest expense | $767,000 | 6,440 |
| Net interest income | $980,000 | 6,634 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $157,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $898,000 | 6,525 |
| Salaries and employee benefits | $574,000 | 6,148 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $246,000 | 6,623 |
| Pre-tax net operating income | $229,000 | 6,477 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $224,000 | 6,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $224,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $234,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $224,000 | 6,185 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 6,684 |
| Total interest expense | $372,000 | 6,512 |
| Net interest income | $482,000 | 6,689 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $77,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $467,000 | 6,450 |
| Salaries and employee benefits | $303,000 | 6,016 |
| Premises and equipment expense | $37,000 | 7,309 |
| Additional noninterest expense | $127,000 | 6,553 |
| Pre-tax net operating income | $87,000 | 6,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $85,000 | 6,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $85,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $85,000 | 6,613 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 6,567 |
| Total interest expense | $1,262,000 | 6,491 |
| Net interest income | $2,031,000 | 6,524 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $310,000 | 6,115 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $233,000 | 4,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $1,898,000 | 6,301 |
| Salaries and employee benefits | $1,197,000 | 5,922 |
| Premises and equipment expense | $152,000 | 7,237 |
| Additional noninterest expense | $549,000 | 6,306 |
| Pre-tax net operating income | $433,000 | 6,690 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $436,000 | 6,385 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $436,000 | 6,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $338,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $433,000 | 6,396 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 6,625 |
| Total interest expense | $922,000 | 6,513 |
| Net interest income | $1,508,000 | 6,618 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $215,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $1,426,000 | 6,304 |
| Salaries and employee benefits | $865,000 | 6,008 |
| Premises and equipment expense | $125,000 | 7,085 |
| Additional noninterest expense | $436,000 | 6,156 |
| Pre-tax net operating income | $287,000 | 7,059 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $289,000 | 6,775 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $289,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $206,000 | 4,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $287,000 | 6,791 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 6,659 |
| Total interest expense | $597,000 | 6,476 |
| Net interest income | $993,000 | 6,674 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $128,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $926,000 | 6,380 |
| Salaries and employee benefits | $567,000 | 6,071 |
| Premises and equipment expense | $74,000 | 7,324 |
| Additional noninterest expense | $285,000 | 6,229 |
| Pre-tax net operating income | $185,000 | 7,174 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $186,000 | 6,856 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $186,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $91,000 | 4,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $185,000 | 6,873 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,752 |
| Total interest expense | $280,000 | 6,542 |
| Net interest income | $482,000 | 6,775 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $63,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 5,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $494,000 | 6,216 |
| Salaries and employee benefits | $299,000 | 5,941 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $155,000 | 5,960 |
| Pre-tax net operating income | $41,000 | 7,804 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $30,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $41,000 | 7,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 6,588 |
| Total interest expense | $896,000 | 6,542 |
| Net interest income | $2,104,000 | 6,519 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $242,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $200,000 | 5,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $1,837,000 | 6,371 |
| Salaries and employee benefits | $1,158,000 | 5,895 |
| Premises and equipment expense | $135,000 | 7,461 |
| Additional noninterest expense | $544,000 | 6,326 |
| Pre-tax net operating income | $484,000 | 6,805 |
| Securities gains (losses) | $21,000 | 1,240 |
| Applicable income taxes | $65,000 | 5,688 |
| Income before extraordinary items | $440,000 | 6,610 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $440,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $461,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $421,730 | 6,649 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 6,609 |
| Total interest expense | $648,000 | 6,555 |
| Net interest income | $1,591,000 | 6,510 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $180,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $149,000 | 5,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $1,361,000 | 6,368 |
| Salaries and employee benefits | $837,000 | 5,971 |
| Premises and equipment expense | $103,000 | 7,438 |
| Additional noninterest expense | $421,000 | 6,230 |
| Pre-tax net operating income | $385,000 | 6,855 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $49,000 | 5,807 |
| Income before extraordinary items | $357,000 | 6,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $357,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $331,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $338,520 | 6,679 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 6,591 |
| Total interest expense | $424,000 | 6,459 |
| Net interest income | $1,064,000 | 6,514 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $115,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $92,000 | 5,209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $867,000 | 6,508 |
| Salaries and employee benefits | $546,000 | 6,071 |
| Premises and equipment expense | $65,000 | 7,507 |
| Additional noninterest expense | $256,000 | 6,462 |
| Pre-tax net operating income | $297,000 | 6,595 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $36,000 | 5,754 |
| Income before extraordinary items | $282,000 | 6,246 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $282,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $211,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $263,310 | 6,349 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,639 |
| Total interest expense | $203,000 | 6,502 |
| Net interest income | $528,000 | 6,565 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $440,000 | 6,491 |
| Salaries and employee benefits | $286,000 | 5,942 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $21,000 | 781 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $147,000 | 6,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $147,000 | 6,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $16,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $128,940 | 6,388 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 6,579 |
| Total interest expense | $715,000 | 6,534 |
| Net interest income | $2,140,000 | 6,444 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $254,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $191,000 | 5,324 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $1,777,000 | 6,402 |
| Salaries and employee benefits | $1,131,000 | 5,888 |
| Premises and equipment expense | $128,000 | 7,609 |
| Additional noninterest expense | $518,000 | 6,441 |
| Pre-tax net operating income | $577,000 | 6,461 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $49,000 | 6,046 |
| Income before extraordinary items | $530,000 | 6,249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $530,000 | 6,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $453,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $528,160 | 6,178 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 6,581 |
| Total interest expense | $535,000 | 6,531 |
| Net interest income | $1,603,000 | 6,462 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $183,000 | 6,852 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $142,000 | 5,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $1,292,000 | 6,464 |
| Salaries and employee benefits | $791,000 | 6,052 |
| Premises and equipment expense | $124,000 | 7,136 |
| Additional noninterest expense | $377,000 | 6,487 |
| Pre-tax net operating income | $454,000 | 6,526 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $37,000 | 6,150 |
| Income before extraordinary items | $419,000 | 6,208 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $419,000 | 6,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $373,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $417,160 | 6,148 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,591 |
| Total interest expense | $366,000 | 6,499 |
| Net interest income | $1,072,000 | 6,480 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $108,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $93,000 | 5,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $792,000 | 6,748 |
| Salaries and employee benefits | $482,000 | 6,416 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $247,000 | 6,570 |
| Pre-tax net operating income | $348,000 | 6,195 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $325,000 | 5,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $223,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $323,140 | 5,788 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,570 |
| Total interest expense | $186,000 | 6,530 |
| Net interest income | $546,000 | 6,445 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $67,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $421,000 | 6,612 |
| Salaries and employee benefits | $255,000 | 6,265 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $136,000 | 6,288 |
| Pre-tax net operating income | $177,000 | 6,099 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $18,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $165,140 | 5,659 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 6,504 |
| Total interest expense | $914,000 | 6,371 |
| Net interest income | $2,098,000 | 6,436 |
| Provision for loan and lease losses | $115,000 | 5,108 |
| Total noninterest income | $239,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $185,000 | 5,437 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,703,000 | 6,520 |
| Salaries and employee benefits | $1,063,000 | 6,046 |
| Premises and equipment expense | $120,000 | 7,811 |
| Additional noninterest expense | $520,000 | 6,424 |
| Pre-tax net operating income | $519,000 | 6,610 |
| Securities gains (losses) | $44,000 | 2,634 |
| Applicable income taxes | $87,000 | 5,864 |
| Income before extraordinary items | $476,000 | 6,449 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $476,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $370,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $438,600 | 6,457 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 6,543 |
| Total interest expense | $718,000 | 6,393 |
| Net interest income | $1,569,000 | 6,486 |
| Provision for loan and lease losses | $95,000 | 4,748 |
| Total noninterest income | $172,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $138,000 | 5,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $1,243,000 | 6,583 |
| Salaries and employee benefits | $756,000 | 6,205 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $391,000 | 6,403 |
| Pre-tax net operating income | $403,000 | 6,701 |
| Securities gains (losses) | $51,000 | 2,293 |
| Applicable income taxes | $74,000 | 5,879 |
| Income before extraordinary items | $380,000 | 6,465 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $380,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $290,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $337,160 | 6,560 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 6,543 |
| Total interest expense | $505,000 | 6,361 |
| Net interest income | $1,045,000 | 6,503 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $127,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $90,000 | 5,497 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $810,000 | 6,676 |
| Salaries and employee benefits | $491,000 | 6,330 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $267,000 | 6,725 |
| Securities gains (losses) | $49,000 | 2,032 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $256,000 | 6,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,862 |
| Cash dividends | $170,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $216,310 | 6,624 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,495 |
| Total interest expense | $259,000 | 6,386 |
| Net interest income | $533,000 | 6,453 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $390,000 | 6,792 |
| Salaries and employee benefits | $229,000 | 6,563 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $133,000 | 6,350 |
| Pre-tax net operating income | $121,000 | 6,881 |
| Securities gains (losses) | $49,000 | 1,402 |
| Applicable income taxes | $47,000 | 5,201 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,750 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $87,720 | 6,981 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 6,354 |
| Total interest expense | $1,245,000 | 6,322 |
| Net interest income | $2,243,000 | 6,256 |
| Provision for loan and lease losses | $82,000 | 6,044 |
| Total noninterest income | $300,000 | 6,452 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $204,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,527 |
| Total noninterest expense | $1,703,000 | 6,450 |
| Salaries and employee benefits | $1,064,000 | 5,913 |
| Premises and equipment expense | $145,000 | 7,513 |
| Additional noninterest expense | $494,000 | 6,538 |
| Pre-tax net operating income | $758,000 | 5,904 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $222,000 | 4,965 |
| Income before extraordinary items | $536,000 | 6,232 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $536,000 | 6,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $205,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $536,000 | 6,084 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 6,548 |
| Total interest expense | $1,885,000 | 6,286 |
| Net interest income | $1,858,000 | 6,685 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $323,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $218,000 | 4,968 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $1,596,000 | 6,590 |
| Salaries and employee benefits | $995,000 | 5,996 |
| Premises and equipment expense | $142,000 | 7,658 |
| Additional noninterest expense | $459,000 | 6,722 |
| Pre-tax net operating income | $510,000 | 6,504 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $118,000 | 5,792 |
| Income before extraordinary items | $409,000 | 6,531 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $409,000 | 6,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,067 |
| Cash dividends | $170,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $395,740 | 6,471 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 6,676 |
| Total interest expense | $1,835,000 | 6,536 |
| Net interest income | $1,925,000 | 6,689 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $291,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $1,552,000 | 6,604 |
| Salaries and employee benefits | $955,000 | 6,110 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $462,000 | 6,692 |
| Pre-tax net operating income | $664,000 | 6,361 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $183,000 | 5,565 |
| Income before extraordinary items | $478,000 | 6,441 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $478,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $180,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $480,160 | 6,441 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 6,798 |
| Total interest expense | $1,651,000 | 6,636 |
| Net interest income | $1,875,000 | 6,859 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $258,000 | 6,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 4,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,494,000 | 6,797 |
| Salaries and employee benefits | $887,000 | 6,371 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $468,000 | 6,758 |
| Pre-tax net operating income | $639,000 | 6,573 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $189,000 | 5,822 |
| Income before extraordinary items | $445,000 | 6,730 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $445,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $448,500 | 6,685 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 7,053 |
| Total interest expense | $1,627,000 | 6,922 |
| Net interest income | $1,778,000 | 7,099 |
| Provision for loan and lease losses | $77,000 | 5,674 |
| Total noninterest income | $308,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $1,402,000 | 6,957 |
| Salaries and employee benefits | $839,000 | 6,516 |
| Premises and equipment expense | $185,000 | 6,955 |
| Additional noninterest expense | $378,000 | 7,405 |
| Pre-tax net operating income | $607,000 | 6,872 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $447,000 | 6,938 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $447,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $445,540 | 6,843 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 7,253 |
| Total interest expense | $1,670,000 | 6,955 |
| Net interest income | $1,752,000 | 7,425 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $267,000 | 7,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,379,000 | 7,095 |
| Salaries and employee benefits | $800,000 | 6,781 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $555,000 | 7,639 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $161,000 | 7,446 |
| Income before extraordinary items | $402,000 | 7,623 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $402,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $396,320 | 7,613 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 7,629 |
| Total interest expense | $1,638,000 | 7,240 |
| Net interest income | $1,636,000 | 7,936 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,279,000 | 7,725 |
| Salaries and employee benefits | $744,000 | 7,283 |
| Premises and equipment expense | $185,000 | 7,320 |
| Additional noninterest expense | $350,000 | 8,355 |
| Pre-tax net operating income | $481,000 | 8,055 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $133,000 | 8,161 |
| Income before extraordinary items | $348,000 | 8,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $348,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,170 |
| Cash dividends | $107,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $348,000 | 7,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 8,044 |
| Total interest expense | $1,477,000 | 7,763 |
| Net interest income | $1,643,000 | 8,161 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $336,000 | 6,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,357,000 | 7,720 |
| Salaries and employee benefits | $751,000 | 7,393 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $426,000 | 7,943 |
| Pre-tax net operating income | $567,000 | 8,065 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $139,000 | 8,466 |
| Income before extraordinary items | $418,000 | 7,896 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $418,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $161,000 | 5,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $425,500 | 7,808 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 8,126 |
| Total interest expense | $1,245,000 | 7,732 |
| Net interest income | $1,711,000 | 8,271 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,419,000 | 7,854 |
| Salaries and employee benefits | $756,000 | 7,478 |
| Premises and equipment expense | $251,000 | 6,508 |
| Additional noninterest expense | $412,000 | 8,705 |
| Pre-tax net operating income | $624,000 | 7,872 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $191,000 | 7,499 |
| Income before extraordinary items | $440,000 | 7,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $440,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $435,100 | 7,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,434 |
| Total interest expense | $1,266,000 | 8,013 |
| Net interest income | $1,678,000 | 8,559 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $318,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,275,000 | 8,599 |
| Salaries and employee benefits | $672,000 | 8,204 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $363,000 | 9,687 |
| Pre-tax net operating income | $626,000 | 7,773 |
| Securities gains (losses) | $113,000 | 2,322 |
| Applicable income taxes | $205,000 | 7,530 |
| Income before extraordinary items | $534,000 | 7,278 |
| Extraordinary gains, net | $53,000 | 2,118 |
| Net income | $587,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $95,000 | 7,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $452,640 | 7,689 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 8,727 |
| Total interest expense | $1,539,000 | 8,395 |
| Net interest income | $1,607,000 | 8,937 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $246,000 | 8,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,175,000 | 9,158 |
| Salaries and employee benefits | $595,000 | 8,848 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $381,000 | 9,802 |
| Pre-tax net operating income | $535,000 | 8,173 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $452,000 | 7,719 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $452,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $401,750 | 7,846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.