Home > Bank of Tucson > Income and Expense
Bank of Tucson, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 2,625 |
| Total interest expense | $1,043,000 | 5,123 |
| Net interest income | $10,391,000 | 2,106 |
| Provision for loan and lease losses | $2,105,000 | 2,006 |
| Total noninterest income | $308,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $406,000 | 3,049 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-98,000 | 7,194 |
| Total noninterest expense | $6,074,000 | 3,076 |
| Salaries and employee benefits | $2,463,000 | 3,617 |
| Premises and equipment expense | $828,000 | 2,912 |
| Additional noninterest expense | $2,783,000 | 2,433 |
| Pre-tax net operating income | $2,520,000 | 1,877 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $959,000 | 1,262 |
| Income before extraordinary items | $1,561,000 | 2,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,561,000 | 2,445 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,561,000 | 2,450 |
| Net charge-offs | $1,629,000 | 2,085 |
| Cash dividends | $5,000,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,561,000 | 2,345 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 2,657 |
| Total interest expense | $837,000 | 5,131 |
| Net interest income | $7,819,000 | 2,116 |
| Provision for loan and lease losses | $1,407,000 | 2,070 |
| Total noninterest income | $329,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $296,000 | 3,175 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $33,000 | 6,351 |
| Total noninterest expense | $4,508,000 | 3,112 |
| Salaries and employee benefits | $1,894,000 | 3,594 |
| Premises and equipment expense | $619,000 | 2,957 |
| Additional noninterest expense | $1,995,000 | 2,492 |
| Pre-tax net operating income | $2,233,000 | 1,753 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $864,000 | 1,127 |
| Income before extraordinary items | $1,369,000 | 2,322 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,369,000 | 2,319 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,369,000 | 2,323 |
| Net charge-offs | $985,000 | 2,208 |
| Cash dividends | $5,000,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,369,000 | 2,207 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 2,588 |
| Total interest expense | $563,000 | 5,210 |
| Net interest income | $5,436,000 | 2,032 |
| Provision for loan and lease losses | $844,000 | 2,137 |
| Total noninterest income | $148,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $198,000 | 3,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-50,000 | 7,451 |
| Total noninterest expense | $2,953,000 | 3,158 |
| Salaries and employee benefits | $1,266,000 | 3,602 |
| Premises and equipment expense | $411,000 | 2,994 |
| Additional noninterest expense | $1,276,000 | 2,583 |
| Pre-tax net operating income | $1,787,000 | 1,459 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $696,000 | 938 |
| Income before extraordinary items | $1,091,000 | 1,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,091,000 | 1,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,091,000 | 1,965 |
| Net charge-offs | $491,000 | 2,463 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,091,000 | 1,873 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 2,600 |
| Total interest expense | $305,000 | 5,162 |
| Net interest income | $2,749,000 | 2,034 |
| Provision for loan and lease losses | $305,000 | 2,355 |
| Total noninterest income | $125,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $101,000 | 3,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $1,536,000 | 3,097 |
| Salaries and employee benefits | $636,000 | 3,645 |
| Premises and equipment expense | $205,000 | 3,058 |
| Additional noninterest expense | $695,000 | 2,391 |
| Pre-tax net operating income | $1,033,000 | 1,267 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $400,000 | 840 |
| Income before extraordinary items | $633,000 | 1,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 1,742 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $633,000 | 1,744 |
| Net charge-offs | $93,000 | 3,170 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $633,000 | 1,669 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,912,000 | 2,773 |
| Total interest expense | $1,543,000 | 5,098 |
| Net interest income | $10,369,000 | 2,117 |
| Provision for loan and lease losses | $2,656,000 | 2,117 |
| Total noninterest income | $559,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $408,000 | 3,287 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $151,000 | 5,082 |
| Total noninterest expense | $5,451,000 | 3,430 |
| Salaries and employee benefits | $2,187,000 | 4,091 |
| Premises and equipment expense | $855,000 | 2,946 |
| Additional noninterest expense | $2,409,000 | 2,829 |
| Pre-tax net operating income | $2,821,000 | 1,420 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,097,000 | 895 |
| Income before extraordinary items | $1,724,000 | 1,900 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,724,000 | 1,897 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,724,000 | 1,899 |
| Net charge-offs | $2,302,000 | 1,870 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,724,000 | 1,859 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,913,000 | 2,821 |
| Total interest expense | $1,201,000 | 5,147 |
| Net interest income | $7,712,000 | 2,131 |
| Provision for loan and lease losses | $1,664,000 | 2,106 |
| Total noninterest income | $501,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $306,000 | 3,303 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $195,000 | 4,325 |
| Total noninterest expense | $4,147,000 | 3,409 |
| Salaries and employee benefits | $1,698,000 | 4,008 |
| Premises and equipment expense | $645,000 | 2,963 |
| Additional noninterest expense | $1,804,000 | 2,802 |
| Pre-tax net operating income | $2,402,000 | 1,347 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $935,000 | 887 |
| Income before extraordinary items | $1,467,000 | 1,819 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,467,000 | 1,818 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,467,000 | 1,819 |
| Net charge-offs | $1,278,000 | 1,938 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,467,000 | 1,773 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 2,806 |
| Total interest expense | $819,000 | 5,229 |
| Net interest income | $5,220,000 | 2,101 |
| Provision for loan and lease losses | $848,000 | 2,267 |
| Total noninterest income | $288,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $209,000 | 3,235 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $79,000 | 5,184 |
| Total noninterest expense | $2,915,000 | 3,293 |
| Salaries and employee benefits | $1,225,000 | 3,827 |
| Premises and equipment expense | $435,000 | 2,974 |
| Additional noninterest expense | $1,255,000 | 2,715 |
| Pre-tax net operating income | $1,745,000 | 1,317 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $679,000 | 848 |
| Income before extraordinary items | $1,066,000 | 1,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,066,000 | 1,744 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,066,000 | 1,746 |
| Net charge-offs | $846,000 | 1,779 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,066,000 | 1,698 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 2,762 |
| Total interest expense | $430,000 | 5,211 |
| Net interest income | $2,678,000 | 2,042 |
| Provision for loan and lease losses | $314,000 | 2,246 |
| Total noninterest income | $96,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-19,000 | 8,033 |
| Total noninterest expense | $1,405,000 | 3,313 |
| Salaries and employee benefits | $616,000 | 3,847 |
| Premises and equipment expense | $217,000 | 3,037 |
| Additional noninterest expense | $572,000 | 2,670 |
| Pre-tax net operating income | $1,055,000 | 1,226 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $409,000 | 809 |
| Income before extraordinary items | $646,000 | 1,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $646,000 | 1,674 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $646,000 | 1,675 |
| Net charge-offs | $480,000 | 1,393 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $646,000 | 1,588 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,578,000 | 2,906 |
| Total interest expense | $2,050,000 | 5,230 |
| Net interest income | $10,528,000 | 2,109 |
| Provision for loan and lease losses | $85,000 | 6,197 |
| Total noninterest income | $805,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $422,000 | 3,353 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $383,000 | 3,661 |
| Total noninterest expense | $5,190,000 | 3,455 |
| Salaries and employee benefits | $2,301,000 | 4,011 |
| Premises and equipment expense | $842,000 | 3,051 |
| Additional noninterest expense | $2,047,000 | 2,813 |
| Pre-tax net operating income | $6,058,000 | 926 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,341,000 | 586 |
| Income before extraordinary items | $3,717,000 | 1,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,717,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,213 |
| Cash dividends | $4,015,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,717,000 | 1,181 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 2,974 |
| Total interest expense | $1,582,000 | 5,302 |
| Net interest income | $7,858,000 | 2,133 |
| Provision for loan and lease losses | $-248,000 | 8,359 |
| Total noninterest income | $566,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $304,000 | 3,468 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $262,000 | 3,937 |
| Total noninterest expense | $3,936,000 | 3,431 |
| Salaries and employee benefits | $1,745,000 | 4,013 |
| Premises and equipment expense | $633,000 | 3,054 |
| Additional noninterest expense | $1,558,000 | 2,686 |
| Pre-tax net operating income | $4,736,000 | 1,070 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,839,000 | 695 |
| Income before extraordinary items | $2,897,000 | 1,281 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,897,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-213,000 | 8,335 |
| Cash dividends | $2,325,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,897,000 | 1,352 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 2,946 |
| Total interest expense | $1,122,000 | 5,292 |
| Net interest income | $5,322,000 | 2,089 |
| Provision for loan and lease losses | $-208,000 | 8,422 |
| Total noninterest income | $339,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $178,000 | 3,715 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $161,000 | 4,185 |
| Total noninterest expense | $2,635,000 | 3,419 |
| Salaries and employee benefits | $1,188,000 | 3,987 |
| Premises and equipment expense | $416,000 | 3,107 |
| Additional noninterest expense | $1,031,000 | 2,678 |
| Pre-tax net operating income | $3,234,000 | 1,091 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,256,000 | 773 |
| Income before extraordinary items | $1,978,000 | 1,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,978,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-229,000 | 8,410 |
| Cash dividends | $1,550,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,978,000 | 1,376 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 2,881 |
| Total interest expense | $647,000 | 5,086 |
| Net interest income | $2,738,000 | 2,039 |
| Provision for loan and lease losses | $-343,000 | 8,484 |
| Total noninterest income | $165,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 4,033 |
| Total noninterest expense | $1,257,000 | 3,570 |
| Salaries and employee benefits | $546,000 | 4,253 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $505,000 | 2,704 |
| Pre-tax net operating income | $1,989,000 | 951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $771,000 | 713 |
| Income before extraordinary items | $1,218,000 | 1,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,218,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-233,000 | 8,466 |
| Cash dividends | $775,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,218,000 | 1,195 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,342,000 | 2,619 |
| Total interest expense | $3,084,000 | 4,720 |
| Net interest income | $12,258,000 | 1,851 |
| Provision for loan and lease losses | $-93,000 | 8,365 |
| Total noninterest income | $657,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $228,000 | 4,637 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $429,000 | 3,600 |
| Total noninterest expense | $5,632,000 | 3,127 |
| Salaries and employee benefits | $3,100,000 | 3,136 |
| Premises and equipment expense | $622,000 | 3,736 |
| Additional noninterest expense | $1,910,000 | 2,773 |
| Pre-tax net operating income | $7,376,000 | 1,145 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,849,000 | 854 |
| Income before extraordinary items | $4,527,000 | 1,428 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,527,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,873 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,527,000 | 1,409 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,527,000 | 2,620 |
| Total interest expense | $2,338,000 | 4,694 |
| Net interest income | $9,189,000 | 1,852 |
| Provision for loan and lease losses | $-177,000 | 8,465 |
| Total noninterest income | $445,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,827 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $288,000 | 3,817 |
| Total noninterest expense | $4,098,000 | 3,185 |
| Salaries and employee benefits | $2,239,000 | 3,225 |
| Premises and equipment expense | $429,000 | 3,957 |
| Additional noninterest expense | $1,430,000 | 2,728 |
| Pre-tax net operating income | $5,713,000 | 1,197 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,217,000 | 887 |
| Income before extraordinary items | $3,496,000 | 1,456 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,496,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $2,250,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,496,000 | 1,445 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,682,000 | 2,641 |
| Total interest expense | $1,554,000 | 4,683 |
| Net interest income | $6,128,000 | 1,878 |
| Provision for loan and lease losses | $-182,000 | 8,515 |
| Total noninterest income | $302,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $199,000 | 3,793 |
| Total noninterest expense | $2,741,000 | 3,207 |
| Salaries and employee benefits | $1,492,000 | 3,260 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $969,000 | 2,698 |
| Pre-tax net operating income | $3,871,000 | 1,220 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,503,000 | 918 |
| Income before extraordinary items | $2,368,000 | 1,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,368,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,368,000 | 1,465 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 2,626 |
| Total interest expense | $798,000 | 4,571 |
| Net interest income | $3,071,000 | 1,874 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $109,000 | 3,600 |
| Total noninterest expense | $1,326,000 | 3,296 |
| Salaries and employee benefits | $736,000 | 3,315 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $451,000 | 2,846 |
| Pre-tax net operating income | $1,893,000 | 1,237 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $735,000 | 938 |
| Income before extraordinary items | $1,158,000 | 1,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,158,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,158,000 | 1,484 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,592,000 | 2,609 |
| Total interest expense | $2,589,000 | 4,731 |
| Net interest income | $12,003,000 | 1,933 |
| Provision for loan and lease losses | $242,000 | 3,151 |
| Total noninterest income | $766,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $207,000 | 4,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $559,000 | 3,143 |
| Total noninterest expense | $5,092,000 | 3,302 |
| Salaries and employee benefits | $2,752,000 | 3,361 |
| Premises and equipment expense | $429,000 | 4,714 |
| Additional noninterest expense | $1,911,000 | 2,676 |
| Pre-tax net operating income | $7,435,000 | 1,323 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,779,000 | 1,009 |
| Income before extraordinary items | $4,656,000 | 1,554 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,656,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,378 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,656,000 | 1,538 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,654,000 | 2,657 |
| Total interest expense | $1,805,000 | 4,848 |
| Net interest income | $8,849,000 | 1,985 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $566,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $158,000 | 4,926 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 3,185 |
| Total noninterest expense | $3,776,000 | 3,328 |
| Salaries and employee benefits | $2,044,000 | 3,385 |
| Premises and equipment expense | $305,000 | 4,885 |
| Additional noninterest expense | $1,427,000 | 2,673 |
| Pre-tax net operating income | $5,489,000 | 1,394 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,103,000 | 1,053 |
| Income before extraordinary items | $3,386,000 | 1,640 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,386,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,662 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,386,000 | 1,626 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 2,693 |
| Total interest expense | $1,072,000 | 5,043 |
| Net interest income | $5,798,000 | 2,021 |
| Provision for loan and lease losses | $96,000 | 3,387 |
| Total noninterest income | $328,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $219,000 | 3,564 |
| Total noninterest expense | $2,492,000 | 3,354 |
| Salaries and employee benefits | $1,348,000 | 3,431 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $952,000 | 2,685 |
| Pre-tax net operating income | $3,538,000 | 1,428 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,346,000 | 1,095 |
| Income before extraordinary items | $2,192,000 | 1,664 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,192,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,184 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,192,000 | 1,651 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 2,758 |
| Total interest expense | $489,000 | 5,181 |
| Net interest income | $2,776,000 | 2,092 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $173,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $117,000 | 3,425 |
| Total noninterest expense | $1,224,000 | 3,411 |
| Salaries and employee benefits | $673,000 | 3,443 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $464,000 | 2,728 |
| Pre-tax net operating income | $1,713,000 | 1,447 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $655,000 | 1,105 |
| Income before extraordinary items | $1,058,000 | 1,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 631 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,058,000 | 1,681 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,154,000 | 2,685 |
| Total interest expense | $1,762,000 | 4,803 |
| Net interest income | $10,392,000 | 2,129 |
| Provision for loan and lease losses | $376,000 | 2,380 |
| Total noninterest income | $598,000 | 4,793 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $297,000 | 4,210 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $301,000 | 4,327 |
| Total noninterest expense | $4,554,000 | 3,495 |
| Salaries and employee benefits | $2,368,000 | 3,639 |
| Premises and equipment expense | $349,000 | 5,299 |
| Additional noninterest expense | $1,837,000 | 2,712 |
| Pre-tax net operating income | $6,060,000 | 1,573 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $2,334,000 | 1,203 |
| Income before extraordinary items | $3,732,000 | 1,845 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,732,000 | 1,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,825 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,728,160 | 1,823 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 2,720 |
| Total interest expense | $1,290,000 | 4,737 |
| Net interest income | $7,469,000 | 2,201 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $465,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 4,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $234,000 | 4,247 |
| Total noninterest expense | $3,321,000 | 3,546 |
| Salaries and employee benefits | $1,729,000 | 3,690 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $1,329,000 | 2,772 |
| Pre-tax net operating income | $4,528,000 | 1,580 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $1,744,000 | 1,218 |
| Income before extraordinary items | $2,790,000 | 1,877 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,790,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,786,160 | 1,841 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 2,701 |
| Total interest expense | $795,000 | 4,803 |
| Net interest income | $4,936,000 | 2,193 |
| Provision for loan and lease losses | $85,000 | 3,670 |
| Total noninterest income | $298,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $160,000 | 3,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $138,000 | 4,501 |
| Total noninterest expense | $2,217,000 | 3,522 |
| Salaries and employee benefits | $1,154,000 | 3,678 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $884,000 | 2,760 |
| Pre-tax net operating income | $2,932,000 | 1,592 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,121,000 | 1,237 |
| Income before extraordinary items | $1,811,000 | 1,885 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,811,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,811,000 | 1,848 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 2,876 |
| Total interest expense | $369,000 | 4,906 |
| Net interest income | $2,252,000 | 2,385 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $153,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $1,092,000 | 3,585 |
| Salaries and employee benefits | $576,000 | 3,691 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $428,000 | 2,845 |
| Pre-tax net operating income | $1,288,000 | 1,764 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $496,000 | 1,369 |
| Income before extraordinary items | $792,000 | 2,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $792,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $792,000 | 2,063 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 2,951 |
| Total interest expense | $1,305,000 | 4,882 |
| Net interest income | $8,237,000 | 2,481 |
| Provision for loan and lease losses | $121,000 | 4,610 |
| Total noninterest income | $705,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $384,000 | 3,735 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $321,000 | 4,140 |
| Total noninterest expense | $4,039,000 | 3,713 |
| Salaries and employee benefits | $2,064,000 | 3,894 |
| Premises and equipment expense | $357,000 | 5,139 |
| Additional noninterest expense | $1,618,000 | 2,947 |
| Pre-tax net operating income | $4,782,000 | 1,766 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $1,823,000 | 1,388 |
| Income before extraordinary items | $2,962,000 | 2,099 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,962,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,960,080 | 2,056 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,878,000 | 3,023 |
| Total interest expense | $962,000 | 4,888 |
| Net interest income | $5,916,000 | 2,545 |
| Provision for loan and lease losses | $-23,000 | 8,800 |
| Total noninterest income | $544,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $292,000 | 3,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $252,000 | 4,051 |
| Total noninterest expense | $2,980,000 | 3,732 |
| Salaries and employee benefits | $1,516,000 | 3,918 |
| Premises and equipment expense | $267,000 | 5,121 |
| Additional noninterest expense | $1,197,000 | 2,941 |
| Pre-tax net operating income | $3,503,000 | 1,805 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $1,347,000 | 1,413 |
| Income before extraordinary items | $2,159,000 | 2,172 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,159,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $1,350,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,157,080 | 2,118 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 3,056 |
| Total interest expense | $637,000 | 4,923 |
| Net interest income | $3,850,000 | 2,575 |
| Provision for loan and lease losses | $-73,000 | 8,947 |
| Total noninterest income | $398,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $211,000 | 3,513 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $1,976,000 | 3,771 |
| Salaries and employee benefits | $989,000 | 4,015 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $806,000 | 2,920 |
| Pre-tax net operating income | $2,345,000 | 1,789 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $901,000 | 1,395 |
| Income before extraordinary items | $1,447,000 | 2,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,447,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,445,080 | 2,086 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 3,004 |
| Total interest expense | $321,000 | 4,963 |
| Net interest income | $1,988,000 | 2,509 |
| Provision for loan and lease losses | $-74,000 | 9,018 |
| Total noninterest income | $188,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $975,000 | 3,838 |
| Salaries and employee benefits | $493,000 | 4,053 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $1,275,000 | 1,633 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $489,000 | 1,316 |
| Income before extraordinary items | $789,000 | 1,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $789,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $450,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $787,080 | 1,892 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,888,000 | 3,149 |
| Total interest expense | $1,635,000 | 4,630 |
| Net interest income | $7,253,000 | 2,665 |
| Provision for loan and lease losses | $-227,000 | 9,094 |
| Total noninterest income | $694,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $321,000 | 4,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $373,000 | 4,098 |
| Total noninterest expense | $3,672,000 | 3,957 |
| Salaries and employee benefits | $1,799,000 | 4,266 |
| Premises and equipment expense | $335,000 | 5,317 |
| Additional noninterest expense | $1,538,000 | 3,009 |
| Pre-tax net operating income | $4,502,000 | 1,789 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,726,000 | 1,431 |
| Income before extraordinary items | $2,776,000 | 2,187 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,776,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,330 |
| Cash dividends | $1,800,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,776,000 | 2,084 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 3,241 |
| Total interest expense | $1,266,000 | 4,656 |
| Net interest income | $5,266,000 | 2,767 |
| Provision for loan and lease losses | $-270,000 | 9,174 |
| Total noninterest income | $529,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $233,000 | 4,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $296,000 | 4,066 |
| Total noninterest expense | $2,808,000 | 3,887 |
| Salaries and employee benefits | $1,392,000 | 4,166 |
| Premises and equipment expense | $249,000 | 5,347 |
| Additional noninterest expense | $1,167,000 | 2,964 |
| Pre-tax net operating income | $3,257,000 | 1,913 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,244,000 | 1,572 |
| Income before extraordinary items | $2,013,000 | 2,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,013,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,504 |
| Cash dividends | $1,350,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,013,000 | 2,209 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 3,302 |
| Total interest expense | $888,000 | 4,620 |
| Net interest income | $3,402,000 | 2,839 |
| Provision for loan and lease losses | $-300,000 | 9,230 |
| Total noninterest income | $332,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $140,000 | 4,453 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,823,000 | 3,955 |
| Salaries and employee benefits | $914,000 | 4,208 |
| Premises and equipment expense | $164,000 | 5,356 |
| Additional noninterest expense | $745,000 | 3,064 |
| Pre-tax net operating income | $2,211,000 | 1,875 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $835,000 | 1,567 |
| Income before extraordinary items | $1,376,000 | 2,275 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,376,000 | 2,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,376,000 | 2,152 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 3,382 |
| Total interest expense | $446,000 | 4,694 |
| Net interest income | $1,655,000 | 2,897 |
| Provision for loan and lease losses | $-300,000 | 9,292 |
| Total noninterest income | $180,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $888,000 | 4,036 |
| Salaries and employee benefits | $447,000 | 4,260 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $359,000 | 3,128 |
| Pre-tax net operating income | $1,247,000 | 1,683 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $467,000 | 1,453 |
| Income before extraordinary items | $780,000 | 2,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $450,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $780,000 | 1,902 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,848,000 | 3,353 |
| Total interest expense | $2,015,000 | 4,771 |
| Net interest income | $6,833,000 | 2,793 |
| Provision for loan and lease losses | $504,000 | 2,362 |
| Total noninterest income | $1,059,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $269,000 | 4,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $790,000 | 2,519 |
| Total noninterest expense | $3,664,000 | 3,808 |
| Salaries and employee benefits | $1,954,000 | 3,812 |
| Premises and equipment expense | $308,000 | 5,485 |
| Additional noninterest expense | $1,402,000 | 3,123 |
| Pre-tax net operating income | $3,724,000 | 2,105 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,412,000 | 1,728 |
| Income before extraordinary items | $2,312,000 | 2,504 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,312,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,546 |
| Cash dividends | $1,750,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,312,000 | 2,414 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,831,000 | 3,367 |
| Total interest expense | $2,891,000 | 4,866 |
| Net interest income | $6,940,000 | 2,582 |
| Provision for loan and lease losses | $498,000 | 2,228 |
| Total noninterest income | $856,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $238,000 | 4,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $618,000 | 2,781 |
| Total noninterest expense | $3,688,000 | 3,673 |
| Salaries and employee benefits | $1,947,000 | 3,669 |
| Premises and equipment expense | $341,000 | 5,123 |
| Additional noninterest expense | $1,400,000 | 3,058 |
| Pre-tax net operating income | $3,610,000 | 1,932 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $1,340,000 | 1,658 |
| Income before extraordinary items | $2,277,000 | 2,266 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,277,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,256 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,272,520 | 2,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,661,000 | 3,867 |
| Total interest expense | $2,780,000 | 5,203 |
| Net interest income | $5,881,000 | 3,009 |
| Provision for loan and lease losses | $298,000 | 2,909 |
| Total noninterest income | $752,000 | 3,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,909 |
| Total noninterest expense | $2,710,000 | 4,583 |
| Salaries and employee benefits | $1,489,000 | 4,380 |
| Premises and equipment expense | $291,000 | 5,519 |
| Additional noninterest expense | $930,000 | 4,230 |
| Pre-tax net operating income | $3,625,000 | 2,014 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,539,000 | 1,477 |
| Income before extraordinary items | $2,086,000 | 2,458 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,086,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,086,000 | 2,461 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 4,816 |
| Total interest expense | $2,091,000 | 5,839 |
| Net interest income | $4,158,000 | 4,033 |
| Provision for loan and lease losses | $336,000 | 2,433 |
| Total noninterest income | $999,000 | 3,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $823,000 | 2,126 |
| Total noninterest expense | $3,009,000 | 4,198 |
| Salaries and employee benefits | $1,662,000 | 4,002 |
| Premises and equipment expense | $352,000 | 4,953 |
| Additional noninterest expense | $995,000 | 4,041 |
| Pre-tax net operating income | $1,812,000 | 3,592 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $825,000 | 2,582 |
| Income before extraordinary items | $987,000 | 4,468 |
| Extraordinary gains, net | $111,000 | 14 |
| Net income | $1,098,000 | 4,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $987,000 | 4,431 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 6,046 |
| Total interest expense | $1,702,000 | 6,760 |
| Net interest income | $2,811,000 | 5,395 |
| Provision for loan and lease losses | $157,000 | 4,061 |
| Total noninterest income | $616,000 | 4,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 3,173 |
| Total noninterest expense | $1,867,000 | 5,847 |
| Salaries and employee benefits | $975,000 | 5,869 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $612,000 | 5,673 |
| Pre-tax net operating income | $1,403,000 | 4,399 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $590,000 | 3,446 |
| Income before extraordinary items | $813,000 | 5,145 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $813,000 | 5,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $813,000 | 5,054 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 8,649 |
| Total interest expense | $878,000 | 9,032 |
| Net interest income | $1,409,000 | 8,209 |
| Provision for loan and lease losses | $186,000 | 3,592 |
| Total noninterest income | $371,000 | 5,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,032 |
| Total noninterest expense | $1,330,000 | 7,234 |
| Salaries and employee benefits | $675,000 | 7,464 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $438,000 | 7,030 |
| Pre-tax net operating income | $264,000 | 9,217 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $81,000 | 8,730 |
| Income before extraordinary items | $183,000 | 9,307 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $183,000 | 9,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $183,000 | 9,265 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 11,334 |
| Total interest expense | $123,000 | 11,313 |
| Net interest income | $207,000 | 11,329 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $34,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $586,000 | 10,220 |
| Salaries and employee benefits | $330,000 | 10,109 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $194,000 | 10,005 |
| Pre-tax net operating income | $-394,000 | 11,193 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-394,000 | 11,228 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-394,000 | 11,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,364,000 | 137 |
| Net operating income | $-394,000 | 11,199 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.