Home > Bank of Troy > Income and Expense

Bank of Troy, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$958,0009,889
Total interest expense$434,0009,837
Net interest income$524,0009,872
Provision for loan and lease losses$5,0008,460
Total noninterest income$114,0008,780
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,0008,384
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,242
Total noninterest expense$443,0009,943
Salaries and employee benefits$250,0009,878
Premises and equipment expense$62,0009,526
Additional noninterest expense$131,0009,848
Pre-tax net operating income$190,0008,951
Securities gains (losses)$04,449
Applicable income taxes$61,0008,140
Income before extraordinary items$129,0009,122
Extraordinary gains, net$032
Net income$129,0009,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$65,0006,687
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$129,0009,048
1997-12-31 (YTD Data)Rank
Total interest income$875,00010,406
Total interest expense$398,00010,337
Net interest income$477,00010,429
Provision for loan and lease losses$7,0008,548
Total noninterest income$111,0009,210
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0008,837
Trading account gains and feesNANA
Additional Noninterest Income$77,0007,483
Total noninterest expense$410,00010,444
Salaries and employee benefits$227,00010,405
Premises and equipment expense$58,00010,005
Additional noninterest expense$125,00010,283
Pre-tax net operating income$171,0009,733
Securities gains (losses)$03,944
Applicable income taxes$42,0009,374
Income before extraordinary items$129,0009,769
Extraordinary gains, net$044
Net income$129,0009,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$45,0007,291
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$129,0009,725
1996-12-31 (YTD Data)Rank
Total interest income$889,00010,939
Total interest expense$443,00010,766
Net interest income$446,00011,006
Provision for loan and lease losses$95,0005,238
Total noninterest income$109,0009,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0009,277
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,907
Total noninterest expense$375,00011,044
Salaries and employee benefits$189,00011,070
Premises and equipment expense$54,00010,520
Additional noninterest expense$132,00010,773
Pre-tax net operating income$85,00010,446
Securities gains (losses)$04,148
Applicable income taxes$32,0009,997
Income before extraordinary items$53,00010,564
Extraordinary gains, net$1,00051
Net income$54,00010,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,872
Cash dividends$25,0007,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$53,00010,513
1995-12-31 (YTD Data)Rank
Total interest income$794,00011,528
Total interest expense$362,00011,442
Net interest income$432,00011,531
Provision for loan and lease losses$08,958
Total noninterest income$92,00010,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0008,310
Trading account gains and feesNANA
Additional Noninterest Income$12,00011,383
Total noninterest expense$373,00011,518
Salaries and employee benefits$196,00011,515
Premises and equipment expense$53,00010,991
Additional noninterest expense$124,00011,383
Pre-tax net operating income$151,00010,768
Securities gains (losses)$03,831
Applicable income taxes$25,00010,670
Income before extraordinary items$126,00010,690
Extraordinary gains, net$065
Net income$126,00010,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$126,00010,670
1994-12-31 (YTD Data)Rank
Total interest income$628,00012,280
Total interest expense$169,00012,405
Net interest income$459,00012,109
Provision for loan and lease losses$-47,00011,979
Total noninterest income$97,00010,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,439
Trading account gains and feesNANA
Additional Noninterest Income$9,00012,149
Total noninterest expense$508,00011,576
Salaries and employee benefits$246,00011,699
Premises and equipment expense$60,00011,299
Additional noninterest expense$202,00011,131
Pre-tax net operating income$95,00011,661
Securities gains (losses)$3,0002,889
Applicable income taxes$16,00011,243
Income before extraordinary items$82,00011,547
Extraordinary gains, net$0249
Net income$82,00011,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,447
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$79,48011,619
1993-12-31 (YTD Data)Rank
Total interest income$649,00012,885
Total interest expense$198,00013,002
Net interest income$451,00012,686
Provision for loan and lease losses$-275,00013,093
Total noninterest income$122,00010,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0008,031
Trading account gains and feesNANA
Additional Noninterest Income$9,00012,819
Total noninterest expense$628,00011,495
Salaries and employee benefits$252,00012,167
Premises and equipment expense$70,00011,498
Additional noninterest expense$306,00010,371
Pre-tax net operating income$220,00010,871
Securities gains (losses)$20,0004,664
Applicable income taxes$16,00011,688
Income before extraordinary items$224,00010,357
Extraordinary gains, net$03,149
Net income$224,00010,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-227,00013,138
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$205,40010,356
1992-12-31 (YTD Data)Rank
Total interest income$842,00013,284
Total interest expense$292,00013,500
Net interest income$550,00012,910
Provision for loan and lease losses$-50,00013,611
Total noninterest income$113,00011,376
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0008,390
Trading account gains and feesNANA
Additional Noninterest Income$9,00013,414
Total noninterest expense$637,00011,843
Salaries and employee benefits$258,00012,522
Premises and equipment expense$71,00011,832
Additional noninterest expense$308,00010,718
Pre-tax net operating income$76,00012,231
Securities gains (losses)$-73,00013,734
Applicable income taxes$012,680
Income before extraordinary items$3,00012,878
Extraordinary gains, net$355,000267
Net income$358,0008,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00013,107
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$76,00011,979

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.