Home > Bank of Thomas County > Income and Expense
Bank of Thomas County, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 6,838 |
| Total interest expense | $928,000 | 6,491 |
| Net interest income | $1,304,000 | 6,965 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $293,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $259,000 | 3,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,391 |
| Total noninterest expense | $1,032,000 | 7,098 |
| Salaries and employee benefits | $450,000 | 7,582 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $463,000 | 5,987 |
| Pre-tax net operating income | $485,000 | 6,272 |
| Securities gains (losses) | $-16,000 | 7,758 |
| Applicable income taxes | $121,000 | 4,734 |
| Income before extraordinary items | $348,000 | 6,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $348,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,567 |
| Cash dividends | $330,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $359,840 | 6,428 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 6,891 |
| Total interest expense | $605,000 | 6,442 |
| Net interest income | $848,000 | 7,058 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $182,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $168,000 | 3,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $667,000 | 7,203 |
| Salaries and employee benefits | $281,000 | 7,738 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $313,000 | 6,375 |
| Securities gains (losses) | $-16,000 | 8,012 |
| Applicable income taxes | $79,000 | 4,787 |
| Income before extraordinary items | $218,000 | 6,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,405 |
| Cash dividends | $330,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $229,680 | 6,518 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,871 |
| Total interest expense | $287,000 | 6,475 |
| Net interest income | $437,000 | 7,008 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $90,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 3,989 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $353,000 | 7,092 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $154,000 | 6,362 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $109,000 | 6,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,265 |
| Cash dividends | $330,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $109,000 | 6,578 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 6,826 |
| Total interest expense | $847,000 | 6,653 |
| Net interest income | $1,871,000 | 6,799 |
| Provision for loan and lease losses | $-249,000 | 8,711 |
| Total noninterest income | $383,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $343,000 | 3,889 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $1,548,000 | 6,809 |
| Salaries and employee benefits | $766,000 | 7,037 |
| Premises and equipment expense | $146,000 | 7,321 |
| Additional noninterest expense | $636,000 | 5,868 |
| Pre-tax net operating income | $955,000 | 5,472 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $295,000 | 4,158 |
| Income before extraordinary items | $660,000 | 5,788 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $660,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,554 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $660,000 | 5,764 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 6,901 |
| Total interest expense | $576,000 | 6,804 |
| Net interest income | $1,400,000 | 6,838 |
| Provision for loan and lease losses | $-149,000 | 8,727 |
| Total noninterest income | $284,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $253,000 | 3,932 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $1,193,000 | 6,731 |
| Salaries and employee benefits | $614,000 | 6,864 |
| Premises and equipment expense | $104,000 | 7,419 |
| Additional noninterest expense | $475,000 | 5,861 |
| Pre-tax net operating income | $640,000 | 5,840 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $195,000 | 4,452 |
| Income before extraordinary items | $445,000 | 6,142 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $445,000 | 6,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $445,000 | 6,111 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 7,009 |
| Total interest expense | $349,000 | 6,905 |
| Net interest income | $886,000 | 6,973 |
| Provision for loan and lease losses | $-139,000 | 8,752 |
| Total noninterest income | $187,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $164,000 | 3,942 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $781,000 | 6,792 |
| Salaries and employee benefits | $401,000 | 6,908 |
| Premises and equipment expense | $67,000 | 7,464 |
| Additional noninterest expense | $313,000 | 5,880 |
| Pre-tax net operating income | $431,000 | 5,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $132,000 | 4,429 |
| Income before extraordinary items | $299,000 | 6,129 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $299,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $299,000 | 6,079 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 7,154 |
| Total interest expense | $163,000 | 7,008 |
| Net interest income | $424,000 | 7,123 |
| Provision for loan and lease losses | $-54,000 | 8,811 |
| Total noninterest income | $95,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $82,000 | 3,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $390,000 | 6,842 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $55,000 | 4,637 |
| Income before extraordinary items | $128,000 | 6,434 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $128,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $128,000 | 6,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 6,940 |
| Total interest expense | $712,000 | 6,545 |
| Net interest income | $1,734,000 | 6,995 |
| Provision for loan and lease losses | $170,000 | 4,037 |
| Total noninterest income | $399,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $388,000 | 3,713 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,496 |
| Total noninterest expense | $1,535,000 | 6,826 |
| Salaries and employee benefits | $655,000 | 7,456 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $747,000 | 5,321 |
| Pre-tax net operating income | $428,000 | 6,952 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $128,000 | 5,274 |
| Income before extraordinary items | $301,000 | 7,226 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $301,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,557 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $300,300 | 7,177 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 6,899 |
| Total interest expense | $548,000 | 6,473 |
| Net interest income | $1,329,000 | 6,950 |
| Provision for loan and lease losses | $199,000 | 3,004 |
| Total noninterest income | $298,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $291,000 | 3,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $1,170,000 | 6,745 |
| Salaries and employee benefits | $522,000 | 7,247 |
| Premises and equipment expense | $101,000 | 7,508 |
| Additional noninterest expense | $547,000 | 5,361 |
| Pre-tax net operating income | $258,000 | 7,426 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $62,000 | 5,802 |
| Income before extraordinary items | $196,000 | 7,504 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $196,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,191 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $196,000 | 7,444 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 6,900 |
| Total interest expense | $375,000 | 6,440 |
| Net interest income | $901,000 | 6,952 |
| Provision for loan and lease losses | $19,000 | 5,937 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $197,000 | 3,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $782,000 | 6,780 |
| Salaries and employee benefits | $352,000 | 7,290 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $303,000 | 6,482 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $85,000 | 5,047 |
| Income before extraordinary items | $218,000 | 6,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,530 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $218,000 | 6,645 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,786 |
| Total interest expense | $197,000 | 6,391 |
| Net interest income | $484,000 | 6,775 |
| Provision for loan and lease losses | $78,000 | 2,514 |
| Total noninterest income | $107,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $398,000 | 6,775 |
| Salaries and employee benefits | $181,000 | 7,244 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $115,000 | 6,927 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $87,000 | 7,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $87,000 | 7,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 6,545 |
| Total interest expense | $1,028,000 | 6,032 |
| Net interest income | $1,946,000 | 6,669 |
| Provision for loan and lease losses | $1,700,000 | 731 |
| Total noninterest income | $576,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $501,000 | 3,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $75,000 | 6,981 |
| Total noninterest expense | $1,416,000 | 7,041 |
| Salaries and employee benefits | $523,000 | 8,002 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $744,000 | 5,301 |
| Pre-tax net operating income | $-594,000 | 8,858 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $-225,000 | 9,024 |
| Income before extraordinary items | $-359,000 | 8,845 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-359,000 | 8,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,192,000 | 803 |
| Cash dividends | $911,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-365,400 | 8,786 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 6,463 |
| Total interest expense | $812,000 | 6,027 |
| Net interest income | $1,533,000 | 6,573 |
| Provision for loan and lease losses | $995,000 | 903 |
| Total noninterest income | $466,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $403,000 | 2,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 6,866 |
| Total noninterest expense | $1,048,000 | 7,081 |
| Salaries and employee benefits | $380,000 | 8,044 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $556,000 | 5,282 |
| Pre-tax net operating income | $-44,000 | 8,713 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $-38,000 | 8,998 |
| Income before extraordinary items | $3,000 | 8,712 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 847 |
| Cash dividends | $910,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,760 | 8,640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 6,439 |
| Total interest expense | $579,000 | 5,951 |
| Net interest income | $1,018,000 | 6,594 |
| Provision for loan and lease losses | $740,000 | 834 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $269,000 | 2,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $670,000 | 7,215 |
| Salaries and employee benefits | $230,000 | 8,249 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $-72,000 | 8,793 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-42,000 | 9,070 |
| Income before extraordinary items | $-30,000 | 8,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-30,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,352 |
| Cash dividends | $910,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-30,000 | 8,732 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 6,408 |
| Total interest expense | $292,000 | 6,017 |
| Net interest income | $520,000 | 6,535 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 2,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $360,000 | 7,047 |
| Salaries and employee benefits | $140,000 | 7,894 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $178,000 | 6,113 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,693 |
| Cash dividends | $910,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 6,302 |
| Total interest expense | $1,326,000 | 6,106 |
| Net interest income | $2,212,000 | 6,304 |
| Provision for loan and lease losses | $188,000 | 4,487 |
| Total noninterest income | $665,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $560,000 | 2,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $1,564,000 | 6,724 |
| Salaries and employee benefits | $684,000 | 7,346 |
| Premises and equipment expense | $147,000 | 7,485 |
| Additional noninterest expense | $733,000 | 5,251 |
| Pre-tax net operating income | $1,125,000 | 4,889 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $348,000 | 4,169 |
| Income before extraordinary items | $777,000 | 5,278 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $777,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,817 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $777,000 | 5,143 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 6,623 |
| Total interest expense | $1,651,000 | 6,692 |
| Net interest income | $2,007,000 | 6,429 |
| Provision for loan and lease losses | $236,000 | 3,797 |
| Total noninterest income | $548,000 | 4,820 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $396,000 | 3,429 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $152,000 | 5,527 |
| Total noninterest expense | $1,511,000 | 6,773 |
| Salaries and employee benefits | $713,000 | 7,150 |
| Premises and equipment expense | $147,000 | 7,577 |
| Additional noninterest expense | $651,000 | 5,538 |
| Pre-tax net operating income | $808,000 | 5,465 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $216,000 | 4,891 |
| Income before extraordinary items | $641,000 | 5,451 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $641,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $183,000 | 5,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $604,250 | 5,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 7,215 |
| Total interest expense | $1,501,000 | 7,163 |
| Net interest income | $1,691,000 | 7,128 |
| Provision for loan and lease losses | $257,000 | 3,176 |
| Total noninterest income | $538,000 | 4,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,837 |
| Total noninterest expense | $1,469,000 | 6,821 |
| Salaries and employee benefits | $675,000 | 7,315 |
| Premises and equipment expense | $136,000 | 7,816 |
| Additional noninterest expense | $658,000 | 5,430 |
| Pre-tax net operating income | $503,000 | 6,985 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $99,000 | 6,521 |
| Income before extraordinary items | $404,000 | 6,827 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $404,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,899 |
| Cash dividends | $401,000 | 3,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $404,000 | 6,837 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 7,389 |
| Total interest expense | $1,289,000 | 7,431 |
| Net interest income | $1,706,000 | 7,186 |
| Provision for loan and lease losses | $216,000 | 3,389 |
| Total noninterest income | $486,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $1,374,000 | 7,103 |
| Salaries and employee benefits | $612,000 | 7,685 |
| Premises and equipment expense | $142,000 | 7,811 |
| Additional noninterest expense | $620,000 | 5,703 |
| Pre-tax net operating income | $602,000 | 6,701 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $171,000 | 6,024 |
| Income before extraordinary items | $432,000 | 6,804 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $432,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,235 |
| Cash dividends | $145,000 | 5,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $431,280 | 6,787 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 7,312 |
| Total interest expense | $1,470,000 | 7,257 |
| Net interest income | $1,711,000 | 7,273 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $473,000 | 5,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,589 |
| Total noninterest expense | $1,412,000 | 6,931 |
| Salaries and employee benefits | $590,000 | 7,814 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $649,000 | 5,452 |
| Pre-tax net operating income | $352,000 | 8,133 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $72,000 | 7,959 |
| Income before extraordinary items | $280,000 | 8,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $280,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,256 |
| Cash dividends | $625,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $280,000 | 7,962 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 7,476 |
| Total interest expense | $1,544,000 | 7,242 |
| Net interest income | $1,680,000 | 7,599 |
| Provision for loan and lease losses | $220,000 | 3,234 |
| Total noninterest income | $536,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $1,561,000 | 6,632 |
| Salaries and employee benefits | $619,000 | 7,794 |
| Premises and equipment expense | $193,000 | 6,970 |
| Additional noninterest expense | $749,000 | 4,968 |
| Pre-tax net operating income | $435,000 | 8,259 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $83,000 | 8,702 |
| Income before extraordinary items | $352,000 | 7,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $352,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,135 |
| Cash dividends | $122,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $352,000 | 7,923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 8,065 |
| Total interest expense | $1,358,000 | 7,937 |
| Net interest income | $1,594,000 | 8,041 |
| Provision for loan and lease losses | $129,000 | 4,445 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $1,417,000 | 7,346 |
| Salaries and employee benefits | $611,000 | 8,061 |
| Premises and equipment expense | $182,000 | 7,382 |
| Additional noninterest expense | $624,000 | 6,204 |
| Pre-tax net operating income | $506,000 | 7,902 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $154,000 | 7,820 |
| Income before extraordinary items | $354,000 | 7,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $354,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,189 |
| Cash dividends | $435,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $352,600 | 7,926 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 8,968 |
| Total interest expense | $1,017,000 | 9,192 |
| Net interest income | $1,484,000 | 8,576 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $374,000 | 6,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,409,000 | 7,559 |
| Salaries and employee benefits | $582,000 | 8,484 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $613,000 | 6,457 |
| Pre-tax net operating income | $412,000 | 8,983 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $295,000 | 8,990 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $295,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $295,720 | 8,949 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 11,911 |
| Total interest expense | $278,000 | 12,106 |
| Net interest income | $613,000 | 11,665 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $621,000 | 11,027 |
| Salaries and employee benefits | $292,000 | 11,282 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $233,000 | 10,727 |
| Pre-tax net operating income | $146,000 | 11,305 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $26,000 | 11,018 |
| Income before extraordinary items | $120,000 | 11,162 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $120,000 | 11,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $120,000 | 11,206 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 12,533 |
| Total interest expense | $299,000 | 12,684 |
| Net interest income | $578,000 | 12,301 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $164,000 | 9,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $632,000 | 11,474 |
| Salaries and employee benefits | $269,000 | 11,990 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $285,000 | 10,627 |
| Pre-tax net operating income | $113,000 | 11,770 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $103,000 | 11,773 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $125,000 | 11,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $102,100 | 11,591 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 13,032 |
| Total interest expense | $406,000 | 13,159 |
| Net interest income | $590,000 | 12,743 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $176,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $603,000 | 12,048 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $277,000 | 11,175 |
| Pre-tax net operating income | $263,000 | 10,489 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $210,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $204,000 | 4,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,200 | 10,128 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.