Home > Bank of the Wichitas > Income and Expense
Bank of the Wichitas, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 3,726 |
| Total interest expense | $110,000 | 4,099 |
| Net interest income | $1,244,000 | 3,640 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $341,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $236,000 | 1,245 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 3,532 |
| Total noninterest expense | $1,292,000 | 3,209 |
| Salaries and employee benefits | $721,000 | 3,179 |
| Premises and equipment expense | $153,000 | 3,155 |
| Additional noninterest expense | $418,000 | 3,206 |
| Pre-tax net operating income | $268,000 | 4,050 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $268,000 | 3,844 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $268,000 | 3,847 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $268,000 | 3,848 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $223,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $268,000 | 3,759 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 3,856 |
| Total interest expense | $529,000 | 3,899 |
| Net interest income | $4,718,000 | 3,801 |
| Provision for loan and lease losses | $204,000 | 2,450 |
| Total noninterest income | $1,270,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,028,000 | 1,259 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $242,000 | 4,300 |
| Total noninterest expense | $4,939,000 | 3,344 |
| Salaries and employee benefits | $2,689,000 | 3,314 |
| Premises and equipment expense | $433,000 | 3,925 |
| Additional noninterest expense | $1,817,000 | 3,092 |
| Pre-tax net operating income | $845,000 | 4,406 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $845,000 | 4,224 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $845,000 | 4,224 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $845,000 | 4,225 |
| Net charge-offs | $175,000 | 2,623 |
| Cash dividends | $588,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $845,000 | 4,175 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 3,905 |
| Total interest expense | $394,000 | 3,980 |
| Net interest income | $3,506,000 | 3,852 |
| Provision for loan and lease losses | $176,000 | 2,243 |
| Total noninterest income | $909,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $765,000 | 1,273 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $144,000 | 4,622 |
| Total noninterest expense | $3,617,000 | 3,416 |
| Salaries and employee benefits | $1,947,000 | 3,411 |
| Premises and equipment expense | $322,000 | 3,989 |
| Additional noninterest expense | $1,348,000 | 3,128 |
| Pre-tax net operating income | $622,000 | 4,520 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $622,000 | 4,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $622,000 | 4,300 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $622,000 | 4,300 |
| Net charge-offs | $121,000 | 2,511 |
| Cash dividends | $382,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $622,000 | 4,248 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 3,916 |
| Total interest expense | $275,000 | 3,924 |
| Net interest income | $2,322,000 | 3,865 |
| Provision for loan and lease losses | $41,000 | 3,168 |
| Total noninterest income | $488,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $498,000 | 1,285 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-10,000 | 6,486 |
| Total noninterest expense | $2,353,000 | 3,478 |
| Salaries and employee benefits | $1,257,000 | 3,502 |
| Premises and equipment expense | $208,000 | 4,097 |
| Additional noninterest expense | $888,000 | 3,165 |
| Pre-tax net operating income | $416,000 | 4,475 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $416,000 | 4,251 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $416,000 | 4,254 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $416,000 | 4,256 |
| Net charge-offs | $75,000 | 2,447 |
| Cash dividends | $269,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $416,000 | 4,185 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 3,933 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $1,157,000 | 3,889 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $205,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $245,000 | 1,291 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-40,000 | 6,622 |
| Total noninterest expense | $1,102,000 | 3,653 |
| Salaries and employee benefits | $603,000 | 3,628 |
| Premises and equipment expense | $102,000 | 4,167 |
| Additional noninterest expense | $397,000 | 3,424 |
| Pre-tax net operating income | $245,000 | 4,133 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $245,000 | 3,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 3,896 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $245,000 | 3,896 |
| Net charge-offs | $49,000 | 1,884 |
| Cash dividends | $106,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $245,000 | 3,855 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 3,852 |
| Total interest expense | $623,000 | 4,011 |
| Net interest income | $4,840,000 | 3,775 |
| Provision for loan and lease losses | $-209,000 | 6,475 |
| Total noninterest income | $1,228,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,015,000 | 1,339 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $213,000 | 4,536 |
| Total noninterest expense | $4,493,000 | 3,648 |
| Salaries and employee benefits | $2,409,000 | 3,631 |
| Premises and equipment expense | $405,000 | 4,184 |
| Additional noninterest expense | $1,679,000 | 3,375 |
| Pre-tax net operating income | $1,784,000 | 3,078 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,784,000 | 2,821 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,784,000 | 2,823 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,784,000 | 2,824 |
| Net charge-offs | $-203,000 | 6,631 |
| Cash dividends | $2,275,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,784,000 | 2,760 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 3,859 |
| Total interest expense | $480,000 | 4,035 |
| Net interest income | $3,670,000 | 3,774 |
| Provision for loan and lease losses | $-248,000 | 6,646 |
| Total noninterest income | $963,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $755,000 | 1,357 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $208,000 | 4,264 |
| Total noninterest expense | $3,266,000 | 3,739 |
| Salaries and employee benefits | $1,780,000 | 3,685 |
| Premises and equipment expense | $312,000 | 4,172 |
| Additional noninterest expense | $1,174,000 | 3,553 |
| Pre-tax net operating income | $1,615,000 | 2,797 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,615,000 | 2,507 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,615,000 | 2,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,615,000 | 2,512 |
| Net charge-offs | $-255,000 | 6,755 |
| Cash dividends | $1,815,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,615,000 | 2,432 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 3,867 |
| Total interest expense | $327,000 | 4,051 |
| Net interest income | $2,440,000 | 3,785 |
| Provision for loan and lease losses | $58,000 | 3,520 |
| Total noninterest income | $657,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $492,000 | 1,359 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 4,082 |
| Total noninterest expense | $2,115,000 | 3,820 |
| Salaries and employee benefits | $1,195,000 | 3,687 |
| Premises and equipment expense | $194,000 | 4,332 |
| Additional noninterest expense | $726,000 | 3,738 |
| Pre-tax net operating income | $924,000 | 3,045 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $924,000 | 2,805 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $924,000 | 2,809 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $924,000 | 2,809 |
| Net charge-offs | $47,000 | 3,402 |
| Cash dividends | $1,368,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $924,000 | 2,697 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 3,827 |
| Total interest expense | $170,000 | 4,053 |
| Net interest income | $1,252,000 | 3,724 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $302,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $240,000 | 1,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,443 |
| Total noninterest expense | $1,056,000 | 3,865 |
| Salaries and employee benefits | $601,000 | 3,712 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $357,000 | 3,791 |
| Pre-tax net operating income | $478,000 | 2,956 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $478,000 | 2,673 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $478,000 | 2,676 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $478,000 | 2,675 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $889,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $478,000 | 2,599 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 3,780 |
| Total interest expense | $767,000 | 4,211 |
| Net interest income | $5,347,000 | 3,644 |
| Provision for loan and lease losses | $337,000 | 3,231 |
| Total noninterest income | $1,775,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,091,000 | 1,310 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $684,000 | 2,932 |
| Total noninterest expense | $4,484,000 | 3,739 |
| Salaries and employee benefits | $2,342,000 | 3,726 |
| Premises and equipment expense | $435,000 | 4,143 |
| Additional noninterest expense | $1,707,000 | 3,479 |
| Pre-tax net operating income | $2,301,000 | 2,559 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,301,000 | 2,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,301,000 | 2,342 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,301,000 | 2,343 |
| Net charge-offs | $287,000 | 3,351 |
| Cash dividends | $1,922,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,301,000 | 2,217 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 3,937 |
| Total interest expense | $592,000 | 4,265 |
| Net interest income | $3,846,000 | 3,807 |
| Provision for loan and lease losses | $248,000 | 3,232 |
| Total noninterest income | $1,285,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $829,000 | 1,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $456,000 | 3,084 |
| Total noninterest expense | $3,472,000 | 3,701 |
| Salaries and employee benefits | $1,759,000 | 3,739 |
| Premises and equipment expense | $340,000 | 4,100 |
| Additional noninterest expense | $1,373,000 | 3,335 |
| Pre-tax net operating income | $1,411,000 | 3,011 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,411,000 | 2,752 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,411,000 | 2,753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,411,000 | 2,752 |
| Net charge-offs | $134,000 | 3,700 |
| Cash dividends | $1,557,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,411,000 | 2,619 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,854 |
| Total interest expense | $408,000 | 4,289 |
| Net interest income | $2,671,000 | 3,714 |
| Provision for loan and lease losses | $169,000 | 3,213 |
| Total noninterest income | $817,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $551,000 | 1,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 3,246 |
| Total noninterest expense | $2,273,000 | 3,758 |
| Salaries and employee benefits | $1,183,000 | 3,738 |
| Premises and equipment expense | $217,000 | 4,196 |
| Additional noninterest expense | $873,000 | 3,454 |
| Pre-tax net operating income | $1,046,000 | 2,762 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,046,000 | 2,539 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,046,000 | 2,539 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,046,000 | 2,539 |
| Net charge-offs | $91,000 | 3,506 |
| Cash dividends | $1,007,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,046,000 | 2,398 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 3,910 |
| Total interest expense | $206,000 | 4,384 |
| Net interest income | $1,332,000 | 3,751 |
| Provision for loan and lease losses | $92,000 | 2,981 |
| Total noninterest income | $353,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $277,000 | 1,271 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,091 |
| Total noninterest expense | $1,096,000 | 3,855 |
| Salaries and employee benefits | $597,000 | 3,748 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $389,000 | 3,708 |
| Pre-tax net operating income | $497,000 | 2,884 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $497,000 | 2,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $497,000 | 2,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $497,000 | 2,623 |
| Net charge-offs | $28,000 | 3,468 |
| Cash dividends | $510,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $497,000 | 2,496 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,685,000 | 3,793 |
| Total interest expense | $1,160,000 | 4,059 |
| Net interest income | $5,525,000 | 3,673 |
| Provision for loan and lease losses | $534,000 | 3,367 |
| Total noninterest income | $1,299,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,159,000 | 1,278 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $140,000 | 4,927 |
| Total noninterest expense | $4,358,000 | 3,887 |
| Salaries and employee benefits | $2,091,000 | 4,058 |
| Premises and equipment expense | $505,000 | 4,015 |
| Additional noninterest expense | $1,762,000 | 3,459 |
| Pre-tax net operating income | $1,932,000 | 2,577 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,932,000 | 2,320 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,932,000 | 2,321 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,932,000 | 2,321 |
| Net charge-offs | $386,000 | 3,496 |
| Cash dividends | $1,909,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,932,000 | 2,241 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 3,778 |
| Total interest expense | $936,000 | 3,982 |
| Net interest income | $4,197,000 | 3,663 |
| Provision for loan and lease losses | $431,000 | 3,118 |
| Total noninterest income | $961,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $846,000 | 1,320 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $115,000 | 4,924 |
| Total noninterest expense | $3,306,000 | 3,868 |
| Salaries and employee benefits | $1,564,000 | 4,059 |
| Premises and equipment expense | $385,000 | 4,015 |
| Additional noninterest expense | $1,357,000 | 3,399 |
| Pre-tax net operating income | $1,421,000 | 2,681 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,421,000 | 2,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,421,000 | 2,428 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,421,000 | 2,428 |
| Net charge-offs | $316,000 | 3,186 |
| Cash dividends | $1,375,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,421,000 | 2,320 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 3,780 |
| Total interest expense | $671,000 | 3,916 |
| Net interest income | $2,804,000 | 3,659 |
| Provision for loan and lease losses | $326,000 | 2,847 |
| Total noninterest income | $647,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $521,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,221 |
| Total noninterest expense | $2,238,000 | 3,871 |
| Salaries and employee benefits | $1,029,000 | 4,128 |
| Premises and equipment expense | $244,000 | 4,180 |
| Additional noninterest expense | $965,000 | 3,294 |
| Pre-tax net operating income | $887,000 | 2,736 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $887,000 | 2,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $887,000 | 2,485 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $887,000 | 2,485 |
| Net charge-offs | $275,000 | 2,795 |
| Cash dividends | $792,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $887,000 | 2,403 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 3,716 |
| Total interest expense | $357,000 | 3,868 |
| Net interest income | $1,427,000 | 3,607 |
| Provision for loan and lease losses | $241,000 | 2,210 |
| Total noninterest income | $330,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $251,000 | 1,421 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $1,211,000 | 3,671 |
| Salaries and employee benefits | $531,000 | 4,063 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $547,000 | 2,962 |
| Pre-tax net operating income | $305,000 | 3,498 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $305,000 | 3,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $305,000 | 3,194 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $305,000 | 3,197 |
| Net charge-offs | $199,000 | 2,127 |
| Cash dividends | $488,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $305,000 | 3,138 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 3,754 |
| Total interest expense | $1,532,000 | 4,219 |
| Net interest income | $5,897,000 | 3,514 |
| Provision for loan and lease losses | $355,000 | 4,617 |
| Total noninterest income | $1,663,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,119,000 | 1,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $544,000 | 3,071 |
| Total noninterest expense | $4,596,000 | 3,842 |
| Salaries and employee benefits | $1,986,000 | 4,253 |
| Premises and equipment expense | $503,000 | 4,167 |
| Additional noninterest expense | $2,107,000 | 3,121 |
| Pre-tax net operating income | $2,609,000 | 1,831 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,609,000 | 1,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,609,000 | 1,577 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,609,000 | 1,579 |
| Net charge-offs | $304,000 | 4,283 |
| Cash dividends | $2,966,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,609,000 | 1,530 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 3,793 |
| Total interest expense | $1,157,000 | 4,346 |
| Net interest income | $4,488,000 | 3,523 |
| Provision for loan and lease losses | $155,000 | 5,204 |
| Total noninterest income | $1,190,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $848,000 | 1,388 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $342,000 | 3,336 |
| Total noninterest expense | $3,318,000 | 3,946 |
| Salaries and employee benefits | $1,494,000 | 4,281 |
| Premises and equipment expense | $346,000 | 4,461 |
| Additional noninterest expense | $1,478,000 | 3,268 |
| Pre-tax net operating income | $2,205,000 | 1,776 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,205,000 | 1,512 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,205,000 | 1,515 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,205,000 | 1,515 |
| Net charge-offs | $97,000 | 4,931 |
| Cash dividends | $2,403,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,205,000 | 1,450 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 3,780 |
| Total interest expense | $766,000 | 4,458 |
| Net interest income | $3,067,000 | 3,465 |
| Provision for loan and lease losses | $101,000 | 5,129 |
| Total noninterest income | $742,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $555,000 | 1,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $187,000 | 3,599 |
| Total noninterest expense | $2,150,000 | 4,032 |
| Salaries and employee benefits | $991,000 | 4,314 |
| Premises and equipment expense | $215,000 | 4,668 |
| Additional noninterest expense | $944,000 | 3,357 |
| Pre-tax net operating income | $1,558,000 | 1,671 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,558,000 | 1,415 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,558,000 | 1,415 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,558,000 | 1,416 |
| Net charge-offs | $51,000 | 4,866 |
| Cash dividends | $1,630,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,558,000 | 1,364 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 3,745 |
| Total interest expense | $369,000 | 4,685 |
| Net interest income | $1,602,000 | 3,378 |
| Provision for loan and lease losses | $21,000 | 5,704 |
| Total noninterest income | $322,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $265,000 | 1,480 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $1,117,000 | 3,965 |
| Salaries and employee benefits | $501,000 | 4,354 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $518,000 | 3,072 |
| Pre-tax net operating income | $786,000 | 1,642 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $786,000 | 1,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $786,000 | 1,399 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $786,000 | 1,400 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $844,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $786,000 | 1,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 3,639 |
| Total interest expense | $1,715,000 | 4,845 |
| Net interest income | $6,854,000 | 3,102 |
| Provision for loan and lease losses | $539,000 | 4,428 |
| Total noninterest income | $1,394,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,116,000 | 1,518 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $278,000 | 4,081 |
| Total noninterest expense | $4,536,000 | 3,976 |
| Salaries and employee benefits | $1,829,000 | 4,629 |
| Premises and equipment expense | $556,000 | 4,104 |
| Additional noninterest expense | $2,151,000 | 3,135 |
| Pre-tax net operating income | $3,173,000 | 1,260 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,173,000 | 1,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,173,000 | 1,057 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,173,000 | 1,059 |
| Net charge-offs | $207,000 | 4,960 |
| Cash dividends | $2,707,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,173,000 | 1,057 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 3,708 |
| Total interest expense | $1,340,000 | 4,886 |
| Net interest income | $5,036,000 | 3,172 |
| Provision for loan and lease losses | $374,000 | 4,283 |
| Total noninterest income | $1,083,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $820,000 | 1,553 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $263,000 | 3,820 |
| Total noninterest expense | $3,416,000 | 3,970 |
| Salaries and employee benefits | $1,363,000 | 4,679 |
| Premises and equipment expense | $402,000 | 4,243 |
| Additional noninterest expense | $1,651,000 | 3,049 |
| Pre-tax net operating income | $2,329,000 | 1,382 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,329,000 | 1,161 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,329,000 | 1,161 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,329,000 | 1,161 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $1,810,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,329,000 | 1,143 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 3,815 |
| Total interest expense | $946,000 | 4,869 |
| Net interest income | $3,178,000 | 3,291 |
| Provision for loan and lease losses | $207,000 | 4,277 |
| Total noninterest income | $638,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $496,000 | 1,678 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $142,000 | 4,222 |
| Total noninterest expense | $2,178,000 | 4,129 |
| Salaries and employee benefits | $908,000 | 4,723 |
| Premises and equipment expense | $614,000 | 2,218 |
| Additional noninterest expense | $656,000 | 4,448 |
| Pre-tax net operating income | $1,431,000 | 1,582 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,431,000 | 1,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,431,000 | 1,322 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,431,000 | 1,322 |
| Net charge-offs | $65,000 | 4,675 |
| Cash dividends | $966,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,431,000 | 1,283 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 4,032 |
| Total interest expense | $473,000 | 4,975 |
| Net interest income | $1,465,000 | 3,516 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $253,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $212,000 | 1,874 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $1,009,000 | 4,286 |
| Salaries and employee benefits | $457,000 | 4,752 |
| Premises and equipment expense | $236,000 | 2,812 |
| Additional noninterest expense | $316,000 | 4,242 |
| Pre-tax net operating income | $589,000 | 2,075 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $589,000 | 1,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $589,000 | 1,835 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $589,000 | 1,836 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $378,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $589,000 | 1,725 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 5,012 |
| Total interest expense | $2,156,000 | 5,123 |
| Net interest income | $3,684,000 | 4,830 |
| Provision for loan and lease losses | $205,000 | 5,175 |
| Total noninterest income | $1,318,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,029,000 | 1,716 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $289,000 | 4,171 |
| Total noninterest expense | $3,457,000 | 4,683 |
| Salaries and employee benefits | $1,633,000 | 5,071 |
| Premises and equipment expense | $888,000 | 2,903 |
| Additional noninterest expense | $936,000 | 5,027 |
| Pre-tax net operating income | $1,340,000 | 3,217 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,341,000 | 2,724 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,341,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 4,172 |
| Cash dividends | $622,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 270 |
| Net operating income | $1,340,000 | 2,862 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 5,241 |
| Total interest expense | $1,665,000 | 5,172 |
| Net interest income | $2,492,000 | 5,161 |
| Provision for loan and lease losses | $155,000 | 4,581 |
| Total noninterest income | $1,004,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $792,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 4,307 |
| Total noninterest expense | $2,458,000 | 4,805 |
| Salaries and employee benefits | $1,214,000 | 5,119 |
| Premises and equipment expense | $624,000 | 3,088 |
| Additional noninterest expense | $620,000 | 5,337 |
| Pre-tax net operating income | $883,000 | 3,903 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $884,000 | 3,365 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $884,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,399 |
| Cash dividends | $456,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $883,000 | 3,500 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 5,304 |
| Total interest expense | $1,173,000 | 5,187 |
| Net interest income | $1,609,000 | 5,263 |
| Provision for loan and lease losses | $102,000 | 4,222 |
| Total noninterest income | $653,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $524,000 | 1,685 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $1,581,000 | 4,958 |
| Salaries and employee benefits | $784,000 | 5,279 |
| Premises and equipment expense | $408,000 | 3,163 |
| Additional noninterest expense | $389,000 | 5,498 |
| Pre-tax net operating income | $579,000 | 4,101 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $580,000 | 3,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $580,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,909 |
| Cash dividends | $329,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $579,000 | 3,658 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 5,300 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $819,000 | 5,240 |
| Provision for loan and lease losses | $44,000 | 4,035 |
| Total noninterest income | $312,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $260,000 | 1,667 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $748,000 | 5,145 |
| Salaries and employee benefits | $382,000 | 5,384 |
| Premises and equipment expense | $192,000 | 3,352 |
| Additional noninterest expense | $174,000 | 5,761 |
| Pre-tax net operating income | $339,000 | 3,879 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $345,000 | 3,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,569 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $339,000 | 3,447 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 5,193 |
| Total interest expense | $2,934,000 | 4,863 |
| Net interest income | $3,134,000 | 5,385 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $1,167,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $991,000 | 1,774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $176,000 | 5,305 |
| Total noninterest expense | $3,199,000 | 4,814 |
| Salaries and employee benefits | $1,572,000 | 5,156 |
| Premises and equipment expense | $926,000 | 2,743 |
| Additional noninterest expense | $701,000 | 5,728 |
| Pre-tax net operating income | $962,000 | 4,810 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $962,000 | 4,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $962,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,679 |
| Cash dividends | $302,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $962,000 | 4,395 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 5,201 |
| Total interest expense | $2,185,000 | 4,897 |
| Net interest income | $2,377,000 | 5,379 |
| Provision for loan and lease losses | $97,000 | 4,161 |
| Total noninterest income | $866,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $706,000 | 1,845 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $2,484,000 | 4,688 |
| Salaries and employee benefits | $1,201,000 | 5,090 |
| Premises and equipment expense | $707,000 | 2,689 |
| Additional noninterest expense | $576,000 | 5,426 |
| Pre-tax net operating income | $662,000 | 5,233 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $662,000 | 4,815 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $662,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,343 |
| Cash dividends | $302,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $662,000 | 4,804 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 5,327 |
| Total interest expense | $1,423,000 | 4,951 |
| Net interest income | $1,525,000 | 5,518 |
| Provision for loan and lease losses | $64,000 | 3,935 |
| Total noninterest income | $559,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $444,000 | 1,938 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $115,000 | 4,841 |
| Total noninterest expense | $1,581,000 | 4,853 |
| Salaries and employee benefits | $782,000 | 5,204 |
| Premises and equipment expense | $441,000 | 2,861 |
| Additional noninterest expense | $358,000 | 5,627 |
| Pre-tax net operating income | $439,000 | 5,319 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $439,000 | 4,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $439,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $204,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $439,000 | 4,859 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 5,497 |
| Total interest expense | $698,000 | 4,985 |
| Net interest income | $688,000 | 5,806 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $273,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $210,000 | 1,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $785,000 | 4,851 |
| Salaries and employee benefits | $380,000 | 5,327 |
| Premises and equipment expense | $183,000 | 3,346 |
| Additional noninterest expense | $222,000 | 4,909 |
| Pre-tax net operating income | $158,000 | 5,971 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $158,000 | 5,549 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $158,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,038 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $158,000 | 5,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,031,000 | 5,538 |
| Total interest expense | $2,058,000 | 5,321 |
| Net interest income | $2,973,000 | 5,554 |
| Provision for loan and lease losses | $166,000 | 3,889 |
| Total noninterest income | $1,190,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $976,000 | 1,785 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 4,989 |
| Total noninterest expense | $2,885,000 | 5,009 |
| Salaries and employee benefits | $1,451,000 | 5,316 |
| Premises and equipment expense | $763,000 | 3,115 |
| Additional noninterest expense | $671,000 | 5,760 |
| Pre-tax net operating income | $1,112,000 | 4,955 |
| Securities gains (losses) | $-150,000 | 8,317 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $962,000 | 4,796 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $962,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,751 |
| Cash dividends | $452,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,112,000 | 4,445 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 5,724 |
| Total interest expense | $1,490,000 | 5,358 |
| Net interest income | $2,044,000 | 5,838 |
| Provision for loan and lease losses | $129,000 | 3,721 |
| Total noninterest income | $902,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $746,000 | 1,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 5,055 |
| Total noninterest expense | $2,136,000 | 5,047 |
| Salaries and employee benefits | $1,118,000 | 5,189 |
| Premises and equipment expense | $531,000 | 3,302 |
| Additional noninterest expense | $487,000 | 5,840 |
| Pre-tax net operating income | $681,000 | 5,597 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $681,000 | 5,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $681,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,972 |
| Cash dividends | $330,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $681,000 | 5,056 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 5,740 |
| Total interest expense | $971,000 | 5,304 |
| Net interest income | $1,345,000 | 5,919 |
| Provision for loan and lease losses | $87,000 | 3,632 |
| Total noninterest income | $607,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $498,000 | 1,745 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $1,393,000 | 5,132 |
| Salaries and employee benefits | $741,000 | 5,221 |
| Premises and equipment expense | $329,000 | 3,505 |
| Additional noninterest expense | $323,000 | 5,856 |
| Pre-tax net operating income | $472,000 | 5,537 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $472,000 | 5,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $472,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,911 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $472,000 | 5,011 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 5,711 |
| Total interest expense | $475,000 | 5,260 |
| Net interest income | $677,000 | 5,907 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $287,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $657,000 | 5,325 |
| Salaries and employee benefits | $354,000 | 5,407 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $143,000 | 6,200 |
| Pre-tax net operating income | $292,000 | 5,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $292,000 | 4,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $292,000 | 4,470 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 5,725 |
| Total interest expense | $1,549,000 | 5,148 |
| Net interest income | $2,580,000 | 5,951 |
| Provision for loan and lease losses | $435,000 | 2,129 |
| Total noninterest income | $842,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $667,000 | 2,437 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,437 |
| Total noninterest expense | $2,511,000 | 5,365 |
| Salaries and employee benefits | $1,264,000 | 5,616 |
| Premises and equipment expense | $624,000 | 3,536 |
| Additional noninterest expense | $623,000 | 5,943 |
| Pre-tax net operating income | $476,000 | 6,830 |
| Securities gains (losses) | $-164,000 | 8,543 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $312,000 | 7,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $312,000 | 7,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,057 |
| Cash dividends | $3,083,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $3,883,000 | 333 |
| Net operating income | $476,000 | 6,437 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 5,780 |
| Total interest expense | $1,096,000 | 5,181 |
| Net interest income | $1,919,000 | 6,011 |
| Provision for loan and lease losses | $250,000 | 2,545 |
| Total noninterest income | $564,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $436,000 | 2,720 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,489 |
| Total noninterest expense | $1,836,000 | 5,415 |
| Salaries and employee benefits | $917,000 | 5,706 |
| Premises and equipment expense | $463,000 | 3,563 |
| Additional noninterest expense | $456,000 | 5,980 |
| Pre-tax net operating income | $397,000 | 6,807 |
| Securities gains (losses) | $-44,000 | 8,431 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $353,000 | 6,631 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $353,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,592 |
| Cash dividends | $170,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $970,000 | 357 |
| Net operating income | $397,000 | 6,357 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 5,816 |
| Total interest expense | $663,000 | 5,301 |
| Net interest income | $1,285,000 | 5,981 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $351,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $275,000 | 2,791 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $1,211,000 | 5,443 |
| Salaries and employee benefits | $603,000 | 5,725 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $306,000 | 5,940 |
| Pre-tax net operating income | $425,000 | 5,831 |
| Securities gains (losses) | $-35,000 | 8,517 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $390,000 | 5,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $390,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $953,000 | 250 |
| Net operating income | $425,000 | 5,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 5,927 |
| Total interest expense | $316,000 | 5,330 |
| Net interest income | $621,000 | 6,115 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $155,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $121,000 | 3,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $597,000 | 5,529 |
| Salaries and employee benefits | $302,000 | 5,765 |
| Premises and equipment expense | $149,000 | 3,665 |
| Additional noninterest expense | $146,000 | 6,094 |
| Pre-tax net operating income | $179,000 | 6,202 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,547 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,000 | 5,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 6,349 |
| Total interest expense | $708,000 | 6,566 |
| Net interest income | $2,366,000 | 6,168 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $656,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $536,000 | 2,978 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $120,000 | 6,103 |
| Total noninterest expense | $1,967,000 | 6,052 |
| Salaries and employee benefits | $1,006,000 | 6,255 |
| Premises and equipment expense | $445,000 | 4,449 |
| Additional noninterest expense | $516,000 | 6,452 |
| Pre-tax net operating income | $1,030,000 | 5,169 |
| Securities gains (losses) | $-21,000 | 8,397 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,009,000 | 4,673 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,009,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $879,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,030,000 | 4,546 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 6,458 |
| Total interest expense | $476,000 | 6,819 |
| Net interest income | $1,754,000 | 6,207 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $483,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $399,000 | 3,018 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 6,233 |
| Total noninterest expense | $1,392,000 | 6,220 |
| Salaries and employee benefits | $686,000 | 6,517 |
| Premises and equipment expense | $320,000 | 4,560 |
| Additional noninterest expense | $386,000 | 6,419 |
| Pre-tax net operating income | $845,000 | 5,037 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $852,000 | 4,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $852,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $691,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $845,000 | 4,383 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 6,548 |
| Total interest expense | $270,000 | 7,213 |
| Net interest income | $1,188,000 | 6,175 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $309,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $261,000 | 3,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $955,000 | 6,161 |
| Salaries and employee benefits | $438,000 | 6,699 |
| Premises and equipment expense | $199,000 | 4,771 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $542,000 | 5,108 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $555,000 | 4,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $540,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $542,000 | 4,437 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 6,756 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $553,000 | 6,407 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $406,000 | 6,723 |
| Salaries and employee benefits | $207,000 | 6,891 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $284,000 | 4,940 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $297,000 | 4,297 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $297,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $245,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $284,000 | 4,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 6,565 |
| Total interest expense | $647,000 | 7,236 |
| Net interest income | $2,312,000 | 6,159 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $539,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $430,000 | 3,489 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $1,914,000 | 6,140 |
| Salaries and employee benefits | $861,000 | 6,709 |
| Premises and equipment expense | $284,000 | 5,820 |
| Additional noninterest expense | $769,000 | 5,184 |
| Pre-tax net operating income | $882,000 | 5,465 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $917,000 | 4,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $917,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $809,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $-1,636,000 | 9,166 |
| Net operating income | $882,000 | 4,820 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 6,625 |
| Total interest expense | $494,000 | 7,350 |
| Net interest income | $1,734,000 | 6,182 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $373,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $295,000 | 3,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $1,415,000 | 6,142 |
| Salaries and employee benefits | $603,000 | 6,905 |
| Premises and equipment expense | $193,000 | 6,092 |
| Additional noninterest expense | $619,000 | 4,899 |
| Pre-tax net operating income | $637,000 | 5,738 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $667,000 | 5,122 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $667,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $534,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $-1,636,000 | 9,222 |
| Net operating income | $637,000 | 5,064 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 6,702 |
| Total interest expense | $346,000 | 7,356 |
| Net interest income | $1,137,000 | 6,248 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $217,000 | 5,821 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $185,000 | 3,796 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $947,000 | 6,158 |
| Salaries and employee benefits | $404,000 | 6,911 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $352,000 | 6,161 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $395,000 | 5,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $395,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $434,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $-1,636,000 | 9,256 |
| Net operating income | $352,000 | 5,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 6,910 |
| Total interest expense | $175,000 | 7,425 |
| Net interest income | $525,000 | 6,499 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $106,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $481,000 | 6,126 |
| Salaries and employee benefits | $203,000 | 6,940 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $213,000 | 4,739 |
| Pre-tax net operating income | $125,000 | 6,826 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $134,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $304,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,000 | 6,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 6,675 |
| Total interest expense | $900,000 | 7,201 |
| Net interest income | $2,268,000 | 6,216 |
| Provision for loan and lease losses | $73,000 | 6,223 |
| Total noninterest income | $448,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $384,000 | 3,626 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $1,692,000 | 6,474 |
| Salaries and employee benefits | $795,000 | 6,899 |
| Premises and equipment expense | $224,000 | 6,471 |
| Additional noninterest expense | $673,000 | 5,535 |
| Pre-tax net operating income | $951,000 | 5,342 |
| Securities gains (losses) | $176,000 | 1,256 |
| Applicable income taxes | $28,000 | 6,884 |
| Income before extraordinary items | $1,099,000 | 4,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,099,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $994,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $926,520 | 4,674 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 6,648 |
| Total interest expense | $1,470,000 | 7,041 |
| Net interest income | $2,168,000 | 6,170 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $417,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $328,000 | 3,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $1,491,000 | 6,816 |
| Salaries and employee benefits | $800,000 | 6,771 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $590,000 | 5,899 |
| Pre-tax net operating income | $1,040,000 | 4,813 |
| Securities gains (losses) | $176,000 | 1,302 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $1,188,000 | 3,839 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,188,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $977,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,015,520 | 4,125 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 6,730 |
| Total interest expense | $1,830,000 | 6,543 |
| Net interest income | $1,871,000 | 6,778 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $378,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,397 |
| Total noninterest expense | $1,474,000 | 6,808 |
| Salaries and employee benefits | $773,000 | 6,862 |
| Premises and equipment expense | $154,000 | 7,532 |
| Additional noninterest expense | $547,000 | 6,088 |
| Pre-tax net operating income | $755,000 | 6,025 |
| Securities gains (losses) | $-29,000 | 8,927 |
| Applicable income taxes | $35,000 | 7,503 |
| Income before extraordinary items | $691,000 | 5,458 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $691,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $628,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $718,550 | 5,352 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 7,170 |
| Total interest expense | $1,417,000 | 7,154 |
| Net interest income | $1,772,000 | 7,063 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $311,000 | 6,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,811 |
| Total noninterest expense | $1,440,000 | 6,931 |
| Salaries and employee benefits | $756,000 | 6,964 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $531,000 | 6,275 |
| Pre-tax net operating income | $533,000 | 6,983 |
| Securities gains (losses) | $-22,000 | 9,580 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $480,000 | 6,546 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $480,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $399,000 | 3,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $500,680 | 6,417 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 7,448 |
| Total interest expense | $1,445,000 | 7,312 |
| Net interest income | $1,624,000 | 7,427 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $245,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $1,423,000 | 6,896 |
| Salaries and employee benefits | $664,000 | 7,407 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $602,000 | 5,746 |
| Pre-tax net operating income | $446,000 | 7,646 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $482,000 | 6,711 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $482,000 | 6,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $546,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $446,000 | 6,837 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 7,945 |
| Total interest expense | $1,253,000 | 7,975 |
| Net interest income | $1,592,000 | 7,796 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $182,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,219,000 | 7,606 |
| Salaries and employee benefits | $615,000 | 7,815 |
| Premises and equipment expense | $95,000 | 9,079 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $555,000 | 7,639 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $559,000 | 6,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $559,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $430,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $555,000 | 6,581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 8,751 |
| Total interest expense | $998,000 | 9,010 |
| Net interest income | $1,455,000 | 8,377 |
| Provision for loan and lease losses | $548,000 | 1,632 |
| Total noninterest income | $181,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $962,000 | 8,815 |
| Salaries and employee benefits | $471,000 | 9,094 |
| Premises and equipment expense | $107,000 | 9,100 |
| Additional noninterest expense | $384,000 | 8,017 |
| Pre-tax net operating income | $126,000 | 10,229 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $52,000 | 10,568 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $52,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,694 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $61,600 | 10,466 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 9,200 |
| Total interest expense | $1,158,000 | 8,724 |
| Net interest income | $1,181,000 | 9,392 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $820,000 | 9,687 |
| Salaries and employee benefits | $406,000 | 9,896 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $311,000 | 9,138 |
| Pre-tax net operating income | $471,000 | 8,612 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $181,000 | 7,757 |
| Income before extraordinary items | $290,000 | 9,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $290,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $290,000 | 9,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 9,592 |
| Total interest expense | $838,000 | 9,402 |
| Net interest income | $1,271,000 | 9,549 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $805,000 | 10,230 |
| Salaries and employee benefits | $399,000 | 10,294 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $321,000 | 9,709 |
| Pre-tax net operating income | $588,000 | 8,066 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $375,000 | 8,409 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $375,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $375,000 | 8,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 9,884 |
| Total interest expense | $828,000 | 9,890 |
| Net interest income | $1,324,000 | 9,662 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $776,000 | 10,789 |
| Salaries and employee benefits | $397,000 | 10,666 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $293,000 | 10,534 |
| Pre-tax net operating income | $642,000 | 7,672 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $449,000 | 7,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 10,117 |
| Total interest expense | $1,103,000 | 9,970 |
| Net interest income | $1,284,000 | 10,021 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $669,000 | 11,684 |
| Salaries and employee benefits | $387,000 | 11,014 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $199,000 | 12,248 |
| Pre-tax net operating income | $700,000 | 7,093 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $478,000 | 7,519 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $478,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 13,369 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $471,300 | 7,213 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.