Home > Bank of the West > Net charge- offs to loans

Bank of the West, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0707%1,082
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,329
Percentage Net Loans Charged-off:Construction & development-0.1169%4,262
Percentage Net Loans Charged-off: Commercial real estate0.0151%591
Percentage Net Loans Charged-off: Multi-family residential0.0234%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0556%4,290
Percentage Net Loans Charged-off: Home equity loans-0.0836%3,414
All other 1-4 family - Percent of loans charged-off, net-0.0469%4,251
Percentage Net Loans Charged-off: Commercial and industrial0.0342%1,240
Percentage Net Loans Charged-off: Loans to individuals0.3097%1,249
Percentage Net Loans Charged-off: Credit card loans4.5928%65
Percentage Net Loans Charged-off: Other loans to individual0.2284%1,365
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0256%24
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0749%908
Percentage Net Loans Charged-off: Total real estate loans-0.0269%4,211
Percentage Net Loans Charged-off:Construction & development-0.1197%4,320
Percentage Net Loans Charged-off: Commercial real estate0.0131%536
Percentage Net Loans Charged-off: Multi-family residential0.0319%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0655%4,412
Percentage Net Loans Charged-off: Home equity loans-0.0824%3,478
All other 1-4 family - Percent of loans charged-off, net-0.0602%4,400
Percentage Net Loans Charged-off: Commercial and industrial0.1248%712
Percentage Net Loans Charged-off: Loans to individuals0.3011%1,121
Percentage Net Loans Charged-off: Credit card loans5.1132%50
Percentage Net Loans Charged-off: Other loans to individual0.2119%1,247
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0607%15
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%913
Percentage Net Loans Charged-off: Total real estate loans-0.0236%4,232
Percentage Net Loans Charged-off:Construction & development-0.1604%4,381
Percentage Net Loans Charged-off: Commercial real estate0.0171%445
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0567%4,431
Percentage Net Loans Charged-off: Home equity loans-0.0961%3,521
All other 1-4 family - Percent of loans charged-off, net-0.0441%4,355
Percentage Net Loans Charged-off: Commercial and industrial0.1373%611
Percentage Net Loans Charged-off: Loans to individuals0.3198%1,016
Percentage Net Loans Charged-off: Credit card loans5.7057%49
Percentage Net Loans Charged-off: Other loans to individual0.2212%1,119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1064%12
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0804%793
Percentage Net Loans Charged-off: Total real estate loans-0.0055%3,809
Percentage Net Loans Charged-off:Construction & development-0.0155%4,233
Percentage Net Loans Charged-off: Commercial real estate0.0312%267
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0505%4,469
Percentage Net Loans Charged-off: Home equity loans-0.0843%3,564
All other 1-4 family - Percent of loans charged-off, net-0.0397%4,409
Percentage Net Loans Charged-off: Commercial and industrial-0.0808%4,315
Percentage Net Loans Charged-off: Loans to individuals0.5019%789
Percentage Net Loans Charged-off: Credit card loans5.7713%50
Percentage Net Loans Charged-off: Other loans to individual0.4060%786
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2200%10
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1563%1,050
Percentage Net Loans Charged-off: Total real estate loans-0.0490%4,650
Percentage Net Loans Charged-off:Construction & development-0.0757%4,381
Percentage Net Loans Charged-off: Commercial real estate-0.0040%4,300
Percentage Net Loans Charged-off: Multi-family residential-0.2394%4,068
Percentage Net Loans Charged-off: 1-4 family residential-0.0544%4,564
Percentage Net Loans Charged-off: Home equity loans-0.0894%3,589
All other 1-4 family - Percent of loans charged-off, net-0.0439%4,520
Percentage Net Loans Charged-off: Commercial and industrial0.0478%1,723
Percentage Net Loans Charged-off: Loans to individuals0.6317%1,005
Percentage Net Loans Charged-off: Credit card loans5.1735%74
Percentage Net Loans Charged-off: Other loans to individual0.5496%1,038
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1670%884
Percentage Net Loans Charged-off: Total real estate loans-0.0467%4,655
Percentage Net Loans Charged-off:Construction & development-0.0727%4,414
Percentage Net Loans Charged-off: Commercial real estate-0.0077%4,388
Percentage Net Loans Charged-off: Multi-family residential-0.3177%4,079
Percentage Net Loans Charged-off: 1-4 family residential-0.0605%4,611
Percentage Net Loans Charged-off: Home equity loans-0.0922%3,609
All other 1-4 family - Percent of loans charged-off, net-0.0511%4,583
Percentage Net Loans Charged-off: Commercial and industrial0.0414%1,521
Percentage Net Loans Charged-off: Loans to individuals0.6882%876
Percentage Net Loans Charged-off: Credit card loans5.2436%72
Percentage Net Loans Charged-off: Other loans to individual0.6065%906
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0190%34
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1744%855
Percentage Net Loans Charged-off: Total real estate loans-0.0538%4,719
Percentage Net Loans Charged-off:Construction & development-0.0660%4,427
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,530
Percentage Net Loans Charged-off: Multi-family residential-0.4737%4,100
Percentage Net Loans Charged-off: 1-4 family residential-0.0564%4,635
Percentage Net Loans Charged-off: Home equity loans-0.1072%3,643
All other 1-4 family - Percent of loans charged-off, net-0.0415%4,554
Percentage Net Loans Charged-off: Commercial and industrial-0.0260%4,073
Percentage Net Loans Charged-off: Loans to individuals0.7821%867
Percentage Net Loans Charged-off: Credit card loans5.5713%80
Percentage Net Loans Charged-off: Other loans to individual0.6962%864
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0272%24
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2406%593
Percentage Net Loans Charged-off: Total real estate loans-0.0762%4,816
Percentage Net Loans Charged-off:Construction & development-0.0780%4,486
Percentage Net Loans Charged-off: Commercial real estate-0.0231%4,662
Percentage Net Loans Charged-off: Multi-family residential-0.9358%4,137
Percentage Net Loans Charged-off: 1-4 family residential-0.0469%4,615
Percentage Net Loans Charged-off: Home equity loans-0.1142%3,664
All other 1-4 family - Percent of loans charged-off, net-0.0273%4,475
Percentage Net Loans Charged-off: Commercial and industrial0.1405%790
Percentage Net Loans Charged-off: Loans to individuals0.9612%807
Percentage Net Loans Charged-off: Credit card loans5.2578%96
Percentage Net Loans Charged-off: Other loans to individual0.8849%782
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2394%856
Percentage Net Loans Charged-off: Total real estate loans-0.0351%4,671
Percentage Net Loans Charged-off:Construction & development-0.0735%4,474
Percentage Net Loans Charged-off: Commercial real estate-0.0179%4,568
Percentage Net Loans Charged-off: Multi-family residential-0.0031%4,076
Percentage Net Loans Charged-off: 1-4 family residential-0.0534%4,718
Percentage Net Loans Charged-off: Home equity loans-0.1168%3,726
All other 1-4 family - Percent of loans charged-off, net-0.0352%4,603
Percentage Net Loans Charged-off: Commercial and industrial0.2987%1,189
Percentage Net Loans Charged-off: Loans to individuals0.7633%1,083
Percentage Net Loans Charged-off: Credit card loans4.8927%105
Percentage Net Loans Charged-off: Other loans to individual0.7017%1,071
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0159%39
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1889%907
Percentage Net Loans Charged-off: Total real estate loans-0.0336%4,709
Percentage Net Loans Charged-off:Construction & development-0.0973%4,578
Percentage Net Loans Charged-off: Commercial real estate-0.0200%4,652
Percentage Net Loans Charged-off: Multi-family residential-0.0041%4,145
Percentage Net Loans Charged-off: 1-4 family residential-0.0441%4,726
Percentage Net Loans Charged-off: Home equity loans-0.1167%3,768
All other 1-4 family - Percent of loans charged-off, net-0.0231%4,513
Percentage Net Loans Charged-off: Commercial and industrial0.1212%1,393
Percentage Net Loans Charged-off: Loans to individuals0.7196%1,062
Percentage Net Loans Charged-off: Credit card loans5.0110%96
Percentage Net Loans Charged-off: Other loans to individual0.6582%1,062
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0203%32
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1642%973
Percentage Net Loans Charged-off: Total real estate loans-0.0404%4,810
Percentage Net Loans Charged-off:Construction & development-0.1072%4,626
Percentage Net Loans Charged-off: Commercial real estate-0.0317%4,853
Percentage Net Loans Charged-off: Multi-family residential-0.0062%4,179
Percentage Net Loans Charged-off: 1-4 family residential-0.0485%4,779
Percentage Net Loans Charged-off: Home equity loans-0.1314%3,813
All other 1-4 family - Percent of loans charged-off, net-0.0244%4,562
Percentage Net Loans Charged-off: Commercial and industrial0.0427%1,382
Percentage Net Loans Charged-off: Loans to individuals0.7170%1,033
Percentage Net Loans Charged-off: Credit card loans6.4817%65
Percentage Net Loans Charged-off: Other loans to individual0.6365%1,039
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0042%25
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2147%653
Percentage Net Loans Charged-off: Total real estate loans-0.0570%4,990
Percentage Net Loans Charged-off:Construction & development-0.2094%4,755
Percentage Net Loans Charged-off: Commercial real estate-0.0632%5,059
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,210
Percentage Net Loans Charged-off: 1-4 family residential-0.0418%4,820
Percentage Net Loans Charged-off: Home equity loans-0.0942%3,829
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,694
Percentage Net Loans Charged-off: Commercial and industrial0.1292%817
Percentage Net Loans Charged-off: Loans to individuals0.8566%885
Percentage Net Loans Charged-off: Credit card loans7.1722%59
Percentage Net Loans Charged-off: Other loans to individual0.7697%867
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0060%1,040
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1955%983
Percentage Net Loans Charged-off: Total real estate loans-0.0368%4,823
Percentage Net Loans Charged-off:Construction & development-0.6862%4,881
Percentage Net Loans Charged-off: Commercial real estate0.0073%1,041
Percentage Net Loans Charged-off: Multi-family residential-0.0001%4,196
Percentage Net Loans Charged-off: 1-4 family residential-0.0472%4,876
Percentage Net Loans Charged-off: Home equity loans-0.1136%3,857
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,719
Percentage Net Loans Charged-off: Commercial and industrial0.1295%1,517
Percentage Net Loans Charged-off: Loans to individuals0.5831%1,396
Percentage Net Loans Charged-off: Credit card loans5.6147%78
Percentage Net Loans Charged-off: Other loans to individual0.5212%1,421
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0050%1,128
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1741%956
Percentage Net Loans Charged-off: Total real estate loans-0.0340%4,795
Percentage Net Loans Charged-off:Construction & development-0.7419%4,934
Percentage Net Loans Charged-off: Commercial real estate0.0184%725
Percentage Net Loans Charged-off: Multi-family residential-0.0001%4,237
Percentage Net Loans Charged-off: 1-4 family residential-0.0560%4,958
Percentage Net Loans Charged-off: Home equity loans-0.1243%3,899
All other 1-4 family - Percent of loans charged-off, net-0.0344%4,809
Percentage Net Loans Charged-off: Commercial and industrial0.1328%1,279
Percentage Net Loans Charged-off: Loans to individuals0.5391%1,336
Percentage Net Loans Charged-off: Credit card loans5.2371%81
Percentage Net Loans Charged-off: Other loans to individual0.4832%1,312
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0052%1,124
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1480%1,037
Percentage Net Loans Charged-off: Total real estate loans-0.0633%5,045
Percentage Net Loans Charged-off:Construction & development-1.0856%5,001
Percentage Net Loans Charged-off: Commercial real estate0.0296%510
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0392%4,859
Percentage Net Loans Charged-off: Home equity loans-0.0831%3,883
All other 1-4 family - Percent of loans charged-off, net-0.0252%4,740
Percentage Net Loans Charged-off: Commercial and industrial0.1025%1,164
Percentage Net Loans Charged-off: Loans to individuals0.5266%1,288
Percentage Net Loans Charged-off: Credit card loans5.0331%85
Percentage Net Loans Charged-off: Other loans to individual0.4741%1,276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0061%1,098
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1885%778
Percentage Net Loans Charged-off: Total real estate loans-0.0070%4,301
Percentage Net Loans Charged-off:Construction & development-0.0335%4,669
Percentage Net Loans Charged-off: Commercial real estate0.0173%396
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0338%4,906
Percentage Net Loans Charged-off: Home equity loans-0.0815%3,939
All other 1-4 family - Percent of loans charged-off, net-0.0184%4,730
Percentage Net Loans Charged-off: Commercial and industrial0.1002%840
Percentage Net Loans Charged-off: Loans to individuals0.6491%1,143
Percentage Net Loans Charged-off: Credit card loans5.1231%91
Percentage Net Loans Charged-off: Other loans to individual0.5981%1,090
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0054%1,086
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1999%1,288
Percentage Net Loans Charged-off: Total real estate loans-0.0324%4,998
Percentage Net Loans Charged-off:Construction & development-0.0909%4,769
Percentage Net Loans Charged-off: Commercial real estate-0.0131%4,841
Percentage Net Loans Charged-off: Multi-family residential-0.0462%4,469
Percentage Net Loans Charged-off: 1-4 family residential-0.0505%5,134
Percentage Net Loans Charged-off: Home equity loans-0.0547%3,961
All other 1-4 family - Percent of loans charged-off, net-0.0491%5,141
Percentage Net Loans Charged-off: Commercial and industrial0.1804%1,569
Percentage Net Loans Charged-off: Loans to individuals0.6135%1,489
Percentage Net Loans Charged-off: Credit card loans4.6469%104
Percentage Net Loans Charged-off: Other loans to individual0.5740%1,438
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0061%1,193
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2199%986
Percentage Net Loans Charged-off: Total real estate loans-0.0273%4,928
Percentage Net Loans Charged-off:Construction & development-0.0183%4,565
Percentage Net Loans Charged-off: Commercial real estate-0.0168%4,922
Percentage Net Loans Charged-off: Multi-family residential-0.0616%4,511
Percentage Net Loans Charged-off: 1-4 family residential-0.0413%5,091
Percentage Net Loans Charged-off: Home equity loans-0.0203%3,851
All other 1-4 family - Percent of loans charged-off, net-0.0484%5,162
Percentage Net Loans Charged-off: Commercial and industrial0.2503%1,101
Percentage Net Loans Charged-off: Loans to individuals0.5909%1,394
Percentage Net Loans Charged-off: Credit card loans4.5979%103
Percentage Net Loans Charged-off: Other loans to individual0.5532%1,334
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0066%1,177
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2236%910
Percentage Net Loans Charged-off: Total real estate loans-0.0145%4,709
Percentage Net Loans Charged-off:Construction & development0.0527%253
Percentage Net Loans Charged-off: Commercial real estate-0.0058%4,788
Percentage Net Loans Charged-off: Multi-family residential-0.0921%4,562
Percentage Net Loans Charged-off: 1-4 family residential-0.0281%4,965
Percentage Net Loans Charged-off: Home equity loans0.0063%472
All other 1-4 family - Percent of loans charged-off, net-0.0398%5,110
Percentage Net Loans Charged-off: Commercial and industrial0.3648%797
Percentage Net Loans Charged-off: Loans to individuals0.5149%1,487
Percentage Net Loans Charged-off: Credit card loans4.6067%101
Percentage Net Loans Charged-off: Other loans to individual0.4772%1,436
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0090%1,164
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1348%1,122
Percentage Net Loans Charged-off: Total real estate loans-0.0105%4,659
Percentage Net Loans Charged-off:Construction & development0.1753%132
Percentage Net Loans Charged-off: Commercial real estate-0.0060%4,936
Percentage Net Loans Charged-off: Multi-family residential-0.1844%4,624
Percentage Net Loans Charged-off: 1-4 family residential-0.0240%4,977
Percentage Net Loans Charged-off: Home equity loans-0.0022%3,841
All other 1-4 family - Percent of loans charged-off, net-0.0316%5,102
Percentage Net Loans Charged-off: Commercial and industrial-0.0055%3,978
Percentage Net Loans Charged-off: Loans to individuals0.5510%1,338
Percentage Net Loans Charged-off: Credit card loans4.1827%125
Percentage Net Loans Charged-off: Other loans to individual0.5178%1,273
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0104%1,125
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1941%1,428
Percentage Net Loans Charged-off: Total real estate loans0.0078%2,720
Percentage Net Loans Charged-off:Construction & development0.3198%274
Percentage Net Loans Charged-off: Commercial real estate-0.0166%5,061
Percentage Net Loans Charged-off: Multi-family residential0.2715%124
Percentage Net Loans Charged-off: 1-4 family residential-0.0513%5,356
Percentage Net Loans Charged-off: Home equity loans-0.0481%4,097
All other 1-4 family - Percent of loans charged-off, net-0.0525%5,380
Percentage Net Loans Charged-off: Commercial and industrial0.2955%1,326
Percentage Net Loans Charged-off: Loans to individuals0.4746%1,872
Percentage Net Loans Charged-off: Credit card loans4.5009%97
Percentage Net Loans Charged-off: Other loans to individual0.4401%1,845
Percentage Net Loans Charged-off: All other loans and lease0.0481%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0095%1,178
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2063%1,133
Percentage Net Loans Charged-off: Total real estate loans0.0170%2,178
Percentage Net Loans Charged-off:Construction & development0.4069%205
Percentage Net Loans Charged-off: Commercial real estate-0.0150%5,084
Percentage Net Loans Charged-off: Multi-family residential0.3685%86
Percentage Net Loans Charged-off: 1-4 family residential-0.0583%5,423
Percentage Net Loans Charged-off: Home equity loans-0.0730%4,181
All other 1-4 family - Percent of loans charged-off, net-0.0526%5,402
Percentage Net Loans Charged-off: Commercial and industrial0.3374%1,015
Percentage Net Loans Charged-off: Loans to individuals0.4471%1,700
Percentage Net Loans Charged-off: Credit card loans4.3374%97
Percentage Net Loans Charged-off: Other loans to individual0.4145%1,649
Percentage Net Loans Charged-off: All other loans and lease0.1236%948
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0112%1,165
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2362%997
Percentage Net Loans Charged-off: Total real estate loans0.0335%1,711
Percentage Net Loans Charged-off:Construction & development0.4834%169
Percentage Net Loans Charged-off: Commercial real estate-0.0250%5,265
Percentage Net Loans Charged-off: Multi-family residential0.5783%60
Percentage Net Loans Charged-off: 1-4 family residential-0.0566%5,450
Percentage Net Loans Charged-off: Home equity loans-0.0689%4,196
All other 1-4 family - Percent of loans charged-off, net-0.0518%5,447
Percentage Net Loans Charged-off: Commercial and industrial0.4427%784
Percentage Net Loans Charged-off: Loans to individuals0.4653%1,581
Percentage Net Loans Charged-off: Credit card loans4.6073%102
Percentage Net Loans Charged-off: Other loans to individual0.4303%1,520
Percentage Net Loans Charged-off: All other loans and lease0.0927%876
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0100%1,157
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2362%863
Percentage Net Loans Charged-off: Total real estate loans-0.0245%5,149
Percentage Net Loans Charged-off:Construction & development-0.1653%5,192
Percentage Net Loans Charged-off: Commercial real estate-0.0086%5,160
Percentage Net Loans Charged-off: Multi-family residential-0.0013%4,636
Percentage Net Loans Charged-off: 1-4 family residential-0.0410%5,413
Percentage Net Loans Charged-off: Home equity loans-0.0667%4,209
All other 1-4 family - Percent of loans charged-off, net-0.0308%5,336
Percentage Net Loans Charged-off: Commercial and industrial0.5692%518
Percentage Net Loans Charged-off: Loans to individuals0.4890%1,390
Percentage Net Loans Charged-off: Credit card loans4.8698%99
Percentage Net Loans Charged-off: Other loans to individual0.4516%1,315
Percentage Net Loans Charged-off: All other loans and lease0.0397%818
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0133%1,143
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1704%1,668
Percentage Net Loans Charged-off: Total real estate loans0.0530%2,234
Percentage Net Loans Charged-off:Construction & development-0.1830%5,166
Percentage Net Loans Charged-off: Commercial real estate-0.0417%5,428
Percentage Net Loans Charged-off: Multi-family residential0.0113%266
Percentage Net Loans Charged-off: 1-4 family residential0.2186%1,001
Percentage Net Loans Charged-off: Home equity loans-0.0005%4,064
All other 1-4 family - Percent of loans charged-off, net0.2986%724
Percentage Net Loans Charged-off: Commercial and industrial0.2164%1,519
Percentage Net Loans Charged-off: Loans to individuals0.3464%2,078
Percentage Net Loans Charged-off: Credit card loans4.0302%126
Percentage Net Loans Charged-off: Other loans to individual0.3140%2,063
Percentage Net Loans Charged-off: All other loans and lease0.1121%1,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0214%1,242
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1935%1,317
Percentage Net Loans Charged-off: Total real estate loans0.1155%1,348
Percentage Net Loans Charged-off:Construction & development-0.1641%5,199
Percentage Net Loans Charged-off: Commercial real estate0.0009%1,407
Percentage Net Loans Charged-off: Multi-family residential0.0166%216
Percentage Net Loans Charged-off: 1-4 family residential0.3165%640
Percentage Net Loans Charged-off: Home equity loans0.0244%772
All other 1-4 family - Percent of loans charged-off, net0.4212%454
Percentage Net Loans Charged-off: Commercial and industrial0.1794%1,350
Percentage Net Loans Charged-off: Loans to individuals0.3297%1,952
Percentage Net Loans Charged-off: Credit card loans3.7533%132
Percentage Net Loans Charged-off: Other loans to individual0.2996%1,916
Percentage Net Loans Charged-off: All other loans and lease0.1858%791
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0248%1,226
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1546%1,555
Percentage Net Loans Charged-off: Total real estate loans-0.0241%5,328
Percentage Net Loans Charged-off:Construction & development-0.0480%5,034
Percentage Net Loans Charged-off: Commercial real estate-0.0279%5,530
Percentage Net Loans Charged-off: Multi-family residential0.0231%168
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%5,080
Percentage Net Loans Charged-off: Home equity loans0.0449%634
All other 1-4 family - Percent of loans charged-off, net-0.0192%5,445
Percentage Net Loans Charged-off: Commercial and industrial0.2467%1,024
Percentage Net Loans Charged-off: Loans to individuals0.3442%1,758
Percentage Net Loans Charged-off: Credit card loans4.0744%111
Percentage Net Loans Charged-off: Other loans to individual0.3110%1,738
Percentage Net Loans Charged-off: All other loans and lease0.2464%629
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0214%1,204
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1886%1,172
Percentage Net Loans Charged-off: Total real estate loans0.0268%1,729
Percentage Net Loans Charged-off:Construction & development-0.0079%4,941
Percentage Net Loans Charged-off: Commercial real estate0.0226%685
Percentage Net Loans Charged-off: Multi-family residential0.0564%104
Percentage Net Loans Charged-off: 1-4 family residential0.0426%1,515
Percentage Net Loans Charged-off: Home equity loans0.0711%427
All other 1-4 family - Percent of loans charged-off, net0.0329%1,492
Percentage Net Loans Charged-off: Commercial and industrial0.3209%661
Percentage Net Loans Charged-off: Loans to individuals0.3451%1,606
Percentage Net Loans Charged-off: Credit card loans4.0965%121
Percentage Net Loans Charged-off: Other loans to individual0.3113%1,568
Percentage Net Loans Charged-off: All other loans and lease0.2296%538
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0353%1,188
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1853%2,189
Percentage Net Loans Charged-off: Total real estate loans0.0171%3,562
Percentage Net Loans Charged-off:Construction & development-0.4567%5,580
Percentage Net Loans Charged-off: Commercial real estate0.0235%1,990
Percentage Net Loans Charged-off: Multi-family residential-0.0111%4,940
Percentage Net Loans Charged-off: 1-4 family residential0.0786%2,598
Percentage Net Loans Charged-off: Home equity loans0.0766%964
All other 1-4 family - Percent of loans charged-off, net0.0792%2,485
Percentage Net Loans Charged-off: Commercial and industrial0.4854%1,225
Percentage Net Loans Charged-off: Loans to individuals0.3499%2,237
Percentage Net Loans Charged-off: Credit card loans4.2078%132
Percentage Net Loans Charged-off: Other loans to individual0.3143%2,222
Percentage Net Loans Charged-off: All other loans and lease0.0702%1,180
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4896%1,322
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1522%2,270
Percentage Net Loans Charged-off: Total real estate loans0.0360%2,915
Percentage Net Loans Charged-off:Construction & development-0.2383%5,513
Percentage Net Loans Charged-off: Commercial real estate0.0269%1,663
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,953
Percentage Net Loans Charged-off: 1-4 family residential0.0879%2,277
Percentage Net Loans Charged-off: Home equity loans0.0540%928
All other 1-4 family - Percent of loans charged-off, net0.0985%2,079
Percentage Net Loans Charged-off: Commercial and industrial0.1733%1,648
Percentage Net Loans Charged-off: Loans to individuals0.3789%1,971
Percentage Net Loans Charged-off: Credit card loans4.1620%116
Percentage Net Loans Charged-off: Other loans to individual0.3441%1,941
Percentage Net Loans Charged-off: All other loans and lease0.0575%1,112
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0834%1,292
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1582%2,126
Percentage Net Loans Charged-off: Total real estate loans0.0483%2,525
Percentage Net Loans Charged-off:Construction & development-0.1313%5,445
Percentage Net Loans Charged-off: Commercial real estate0.0237%1,436
Percentage Net Loans Charged-off: Multi-family residential-0.0138%5,036
Percentage Net Loans Charged-off: 1-4 family residential0.1068%1,954
Percentage Net Loans Charged-off: Home equity loans0.0491%798
All other 1-4 family - Percent of loans charged-off, net0.1246%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1723%1,451
Percentage Net Loans Charged-off: Loans to individuals0.3959%1,752
Percentage Net Loans Charged-off: Credit card loans4.1324%116
Percentage Net Loans Charged-off: Other loans to individual0.3615%1,717
Percentage Net Loans Charged-off: All other loans and lease0.0308%1,086
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0259%32
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1906%1,589
Percentage Net Loans Charged-off: Total real estate loans0.0459%2,007
Percentage Net Loans Charged-off:Construction & development-0.0844%5,477
Percentage Net Loans Charged-off: Commercial real estate-0.0340%5,992
Percentage Net Loans Charged-off: Multi-family residential-0.0226%5,087
Percentage Net Loans Charged-off: 1-4 family residential0.1532%1,353
Percentage Net Loans Charged-off: Home equity loans0.0540%570
All other 1-4 family - Percent of loans charged-off, net0.1834%1,180
Percentage Net Loans Charged-off: Commercial and industrial0.2555%858
Percentage Net Loans Charged-off: Loans to individuals0.5025%1,455
Percentage Net Loans Charged-off: Credit card loans4.4646%124
Percentage Net Loans Charged-off: Other loans to individual0.4655%1,418
Percentage Net Loans Charged-off: All other loans and lease-0.0205%5,520
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2747%1,251
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2606%2,403
Percentage Net Loans Charged-off: Total real estate loans0.0861%3,289
Percentage Net Loans Charged-off:Construction & development-0.9341%5,969
Percentage Net Loans Charged-off: Commercial real estate0.0122%2,600
Percentage Net Loans Charged-off: Multi-family residential-0.0334%5,202
Percentage Net Loans Charged-off: 1-4 family residential0.2853%1,773
Percentage Net Loans Charged-off: Home equity loans0.3248%854
All other 1-4 family - Percent of loans charged-off, net0.2737%1,777
Percentage Net Loans Charged-off: Commercial and industrial0.3664%1,791
Percentage Net Loans Charged-off: Loans to individuals0.4786%2,149
Percentage Net Loans Charged-off: Credit card loans4.5115%124
Percentage Net Loans Charged-off: Other loans to individual0.4396%2,109
Percentage Net Loans Charged-off: All other loans and lease0.3186%799
Percentage Net Loans Charged-off:Coml. RE not secured by RE-3.4245%1,416
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2458%2,340
Percentage Net Loans Charged-off: Total real estate loans0.0559%3,380
Percentage Net Loans Charged-off:Construction & development-1.8274%6,116
Percentage Net Loans Charged-off: Commercial real estate0.0088%2,302
Percentage Net Loans Charged-off: Multi-family residential-0.0318%5,250
Percentage Net Loans Charged-off: 1-4 family residential0.3132%1,556
Percentage Net Loans Charged-off: Home equity loans0.3704%760
All other 1-4 family - Percent of loans charged-off, net0.2964%1,604
Percentage Net Loans Charged-off: Commercial and industrial0.4289%1,460
Percentage Net Loans Charged-off: Loans to individuals0.4545%1,973
Percentage Net Loans Charged-off: Credit card loans4.7106%107
Percentage Net Loans Charged-off: Other loans to individual0.4135%1,942
Percentage Net Loans Charged-off: All other loans and lease0.2963%752
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.4231%23
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2249%2,388
Percentage Net Loans Charged-off: Total real estate loans0.0266%3,484
Percentage Net Loans Charged-off:Construction & development-2.6432%6,193
Percentage Net Loans Charged-off: Commercial real estate-0.0063%6,002
Percentage Net Loans Charged-off: Multi-family residential-0.0449%5,276
Percentage Net Loans Charged-off: 1-4 family residential0.3527%1,439
Percentage Net Loans Charged-off: Home equity loans0.3798%713
All other 1-4 family - Percent of loans charged-off, net0.3447%1,402
Percentage Net Loans Charged-off: Commercial and industrial0.4711%1,287
Percentage Net Loans Charged-off: Loans to individuals0.4501%1,882
Percentage Net Loans Charged-off: Credit card loans4.3586%136
Percentage Net Loans Charged-off: Other loans to individual0.4123%1,854
Percentage Net Loans Charged-off: All other loans and lease0.2063%769
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2613%43
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3765%1,512
Percentage Net Loans Charged-off: Total real estate loans0.1496%1,998
Percentage Net Loans Charged-off:Construction & development-1.0966%6,104
Percentage Net Loans Charged-off: Commercial real estate0.0769%1,198
Percentage Net Loans Charged-off: Multi-family residential-0.0823%5,348
Percentage Net Loans Charged-off: 1-4 family residential0.3793%1,218
Percentage Net Loans Charged-off: Home equity loans0.4049%531
All other 1-4 family - Percent of loans charged-off, net0.3718%1,162
Percentage Net Loans Charged-off: Commercial and industrial0.6588%843
Percentage Net Loans Charged-off: Loans to individuals0.6845%1,334
Percentage Net Loans Charged-off: Credit card loans4.6078%139
Percentage Net Loans Charged-off: Other loans to individual0.6461%1,260
Percentage Net Loans Charged-off: All other loans and lease0.2664%594
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5384%25
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7122%1,657
Percentage Net Loans Charged-off: Total real estate loans0.7179%1,437
Percentage Net Loans Charged-off:Construction & development-0.8824%6,303
Percentage Net Loans Charged-off: Commercial real estate0.4883%1,586
Percentage Net Loans Charged-off: Multi-family residential0.0264%822
Percentage Net Loans Charged-off: 1-4 family residential1.0908%795
Percentage Net Loans Charged-off: Home equity loans1.1216%592
All other 1-4 family - Percent of loans charged-off, net1.0819%817
Percentage Net Loans Charged-off: Commercial and industrial0.4741%2,141
Percentage Net Loans Charged-off: Loans to individuals1.0086%1,382
Percentage Net Loans Charged-off: Credit card loans4.8113%155
Percentage Net Loans Charged-off: Other loans to individual0.9698%1,314
Percentage Net Loans Charged-off: All other loans and lease0.3858%863
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.3834%56
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7067%1,567
Percentage Net Loans Charged-off: Total real estate loans0.7867%1,276
Percentage Net Loans Charged-off:Construction & development-0.9891%6,363
Percentage Net Loans Charged-off: Commercial real estate0.7313%1,081
Percentage Net Loans Charged-off: Multi-family residential0.1305%646
Percentage Net Loans Charged-off: 1-4 family residential1.0392%854
Percentage Net Loans Charged-off: Home equity loans0.8099%707
All other 1-4 family - Percent of loans charged-off, net1.1055%791
Percentage Net Loans Charged-off: Commercial and industrial0.5348%1,801
Percentage Net Loans Charged-off: Loans to individuals0.7688%1,585
Percentage Net Loans Charged-off: Credit card loans4.6948%164
Percentage Net Loans Charged-off: Other loans to individual0.7288%1,520
Percentage Net Loans Charged-off: All other loans and lease0.5024%699
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5126%1,436
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7470%1,478
Percentage Net Loans Charged-off: Total real estate loans1.0243%957
Percentage Net Loans Charged-off:Construction & development-0.3052%6,246
Percentage Net Loans Charged-off: Commercial real estate0.7027%1,035
Percentage Net Loans Charged-off: Multi-family residential0.3364%454
Percentage Net Loans Charged-off: 1-4 family residential1.3968%607
Percentage Net Loans Charged-off: Home equity loans0.9835%582
All other 1-4 family - Percent of loans charged-off, net1.5156%555
Percentage Net Loans Charged-off: Commercial and industrial0.2788%2,075
Percentage Net Loans Charged-off: Loans to individuals0.8477%1,433
Percentage Net Loans Charged-off: Credit card loans4.8382%168
Percentage Net Loans Charged-off: Other loans to individual0.8067%1,364
Percentage Net Loans Charged-off: All other loans and lease0.0983%996
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.0639%1,410
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6468%1,513
Percentage Net Loans Charged-off: Total real estate loans0.7782%1,164
Percentage Net Loans Charged-off:Construction & development-1.5535%6,428
Percentage Net Loans Charged-off: Commercial real estate0.0257%1,648
Percentage Net Loans Charged-off: Multi-family residential0.0386%374
Percentage Net Loans Charged-off: 1-4 family residential1.7097%475
Percentage Net Loans Charged-off: Home equity loans0.9642%515
All other 1-4 family - Percent of loans charged-off, net1.9222%440
Percentage Net Loans Charged-off: Commercial and industrial0.4192%1,355
Percentage Net Loans Charged-off: Loans to individuals1.0224%1,123
Percentage Net Loans Charged-off: Credit card loans5.3813%139
Percentage Net Loans Charged-off: Other loans to individual0.9770%1,043
Percentage Net Loans Charged-off: All other loans and lease-0.2741%6,280
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1247%1,523
Percentage Net Loans Charged-off: Total real estate loans1.3372%1,173
Percentage Net Loans Charged-off:Construction & development3.1675%1,352
Percentage Net Loans Charged-off: Commercial real estate1.6145%745
Percentage Net Loans Charged-off: Multi-family residential1.7720%484
Percentage Net Loans Charged-off: 1-4 family residential0.9183%1,359
Percentage Net Loans Charged-off: Home equity loans1.0105%837
All other 1-4 family - Percent of loans charged-off, net0.8931%1,360
Percentage Net Loans Charged-off: Commercial and industrial0.8586%2,156
Percentage Net Loans Charged-off: Loans to individuals1.1994%1,430
Percentage Net Loans Charged-off: Credit card loans6.2798%155
Percentage Net Loans Charged-off: Other loans to individual1.0899%1,339
Percentage Net Loans Charged-off: All other loans and lease0.4112%880
Percentage Net Loans Charged-off:Coml. RE not secured by RE-3.5713%1,420
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0527%1,514
Percentage Net Loans Charged-off: Total real estate loans1.1763%1,243
Percentage Net Loans Charged-off:Construction & development3.0026%1,267
Percentage Net Loans Charged-off: Commercial real estate1.2280%892
Percentage Net Loans Charged-off: Multi-family residential1.7317%425
Percentage Net Loans Charged-off: 1-4 family residential0.8806%1,346
Percentage Net Loans Charged-off: Home equity loans0.9785%763
All other 1-4 family - Percent of loans charged-off, net0.8541%1,334
Percentage Net Loans Charged-off: Commercial and industrial0.9290%1,847
Percentage Net Loans Charged-off: Loans to individuals1.2008%1,286
Percentage Net Loans Charged-off: Credit card loans7.8813%121
Percentage Net Loans Charged-off: Other loans to individual1.0636%1,211
Percentage Net Loans Charged-off: All other loans and lease0.3809%846
Percentage Net Loans Charged-off:Coml. RE not secured by RE-4.1422%1,400
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0709%1,468
Percentage Net Loans Charged-off: Total real estate loans1.2164%1,172
Percentage Net Loans Charged-off:Construction & development2.3881%1,274
Percentage Net Loans Charged-off: Commercial real estate1.3759%755
Percentage Net Loans Charged-off: Multi-family residential1.8670%345
Percentage Net Loans Charged-off: 1-4 family residential0.9082%1,276
Percentage Net Loans Charged-off: Home equity loans1.0126%709
All other 1-4 family - Percent of loans charged-off, net0.8803%1,246
Percentage Net Loans Charged-off: Commercial and industrial0.7142%1,869
Percentage Net Loans Charged-off: Loans to individuals1.2568%1,204
Percentage Net Loans Charged-off: Credit card loans4.7579%234
Percentage Net Loans Charged-off: Other loans to individual1.1282%1,065
Percentage Net Loans Charged-off: All other loans and lease0.4594%704
Percentage Net Loans Charged-off:Coml. RE not secured by RE-4.2154%1,373
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7012%1,815
Percentage Net Loans Charged-off: Total real estate loans0.4808%1,937
Percentage Net Loans Charged-off:Construction & development-0.6217%6,660
Percentage Net Loans Charged-off: Commercial real estate0.2976%1,327
Percentage Net Loans Charged-off: Multi-family residential0.6730%312
Percentage Net Loans Charged-off: 1-4 family residential0.8003%1,136
Percentage Net Loans Charged-off: Home equity loans1.1166%519
All other 1-4 family - Percent of loans charged-off, net0.7172%1,173
Percentage Net Loans Charged-off: Commercial and industrial0.3722%1,774
Percentage Net Loans Charged-off: Loans to individuals1.4266%1,011
Percentage Net Loans Charged-off: Credit card loans8.0519%140
Percentage Net Loans Charged-off: Other loans to individual1.2105%900
Percentage Net Loans Charged-off: All other loans and lease0.5219%525
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.9997%1,350
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5443%1,421
Percentage Net Loans Charged-off: Total real estate loans1.2192%1,590
Percentage Net Loans Charged-off:Construction & development3.7115%1,544
Percentage Net Loans Charged-off: Commercial real estate1.0620%1,231
Percentage Net Loans Charged-off: Multi-family residential1.1555%667
Percentage Net Loans Charged-off: 1-4 family residential0.9671%1,433
Percentage Net Loans Charged-off: Home equity loans1.1721%777
All other 1-4 family - Percent of loans charged-off, net0.9182%1,487
Percentage Net Loans Charged-off: Commercial and industrial1.9692%1,651
Percentage Net Loans Charged-off: Loans to individuals1.7365%1,254
Percentage Net Loans Charged-off: Credit card loans9.7703%108
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2070%526
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.6889%87
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5783%1,257
Percentage Net Loans Charged-off: Total real estate loans1.1920%1,518
Percentage Net Loans Charged-off:Construction & development3.1817%1,536
Percentage Net Loans Charged-off: Commercial real estate1.1400%1,023
Percentage Net Loans Charged-off: Multi-family residential1.0339%573
Percentage Net Loans Charged-off: 1-4 family residential0.9752%1,283
Percentage Net Loans Charged-off: Home equity loans1.1512%715
All other 1-4 family - Percent of loans charged-off, net0.9338%1,309
Percentage Net Loans Charged-off: Commercial and industrial2.0128%1,445
Percentage Net Loans Charged-off: Loans to individuals1.7763%1,187
Percentage Net Loans Charged-off: Credit card loans10.2666%102
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5232%436
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.2491%73
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6198%1,170
Percentage Net Loans Charged-off: Total real estate loans1.1919%1,388
Percentage Net Loans Charged-off:Construction & development2.9606%1,377
Percentage Net Loans Charged-off: Commercial real estate1.0810%941
Percentage Net Loans Charged-off: Multi-family residential1.5891%398
Percentage Net Loans Charged-off: 1-4 family residential1.0084%1,179
Percentage Net Loans Charged-off: Home equity loans1.2025%634
All other 1-4 family - Percent of loans charged-off, net0.9635%1,179
Percentage Net Loans Charged-off: Commercial and industrial1.9623%1,360
Percentage Net Loans Charged-off: Loans to individuals1.8996%1,080
Percentage Net Loans Charged-off: Credit card loans11.1243%104
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7071%355
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.9006%51
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8052%961
Percentage Net Loans Charged-off: Total real estate loans1.1767%1,206
Percentage Net Loans Charged-off:Construction & development1.6750%1,281
Percentage Net Loans Charged-off: Commercial real estate1.2790%645
Percentage Net Loans Charged-off: Multi-family residential1.2548%287
Percentage Net Loans Charged-off: 1-4 family residential1.1163%950
Percentage Net Loans Charged-off: Home equity loans1.3283%484
All other 1-4 family - Percent of loans charged-off, net1.0683%933
Percentage Net Loans Charged-off: Commercial and industrial1.9083%1,103
Percentage Net Loans Charged-off: Loans to individuals2.2992%870
Percentage Net Loans Charged-off: Credit card loans11.7473%108
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6582%289
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.7075%39
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8387%1,354
Percentage Net Loans Charged-off: Total real estate loans1.6466%1,256
Percentage Net Loans Charged-off:Construction & development8.9336%692
Percentage Net Loans Charged-off: Commercial real estate0.4626%1,811
Percentage Net Loans Charged-off: Multi-family residential1.4966%493
Percentage Net Loans Charged-off: 1-4 family residential0.9929%1,312
Percentage Net Loans Charged-off: Home equity loans1.2207%739
All other 1-4 family - Percent of loans charged-off, net0.9481%1,286
Percentage Net Loans Charged-off: Commercial and industrial1.8591%1,987
Percentage Net Loans Charged-off: Loans to individuals2.2546%1,159
Percentage Net Loans Charged-off: Credit card loans11.9694%119
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8973%722
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5393%167
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7413%1,162
Percentage Net Loans Charged-off: Total real estate loans1.4881%1,134
Percentage Net Loans Charged-off:Construction & development9.1242%544
Percentage Net Loans Charged-off: Commercial real estate0.4596%1,424
Percentage Net Loans Charged-off: Multi-family residential1.5797%360
Percentage Net Loans Charged-off: 1-4 family residential0.6061%1,560
Percentage Net Loans Charged-off: Home equity loans1.0659%680
All other 1-4 family - Percent of loans charged-off, net0.5185%1,683
Percentage Net Loans Charged-off: Commercial and industrial1.7692%1,693
Percentage Net Loans Charged-off: Loans to individuals2.2143%1,126
Percentage Net Loans Charged-off: Credit card loans13.0458%95
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9651%605
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6734%136
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6944%1,116
Percentage Net Loans Charged-off: Total real estate loans1.4590%1,022
Percentage Net Loans Charged-off:Construction & development9.9094%441
Percentage Net Loans Charged-off: Commercial real estate0.2102%1,518
Percentage Net Loans Charged-off: Multi-family residential0.8505%329
Percentage Net Loans Charged-off: 1-4 family residential0.5281%1,524
Percentage Net Loans Charged-off: Home equity loans0.9328%630
All other 1-4 family - Percent of loans charged-off, net0.4536%1,576
Percentage Net Loans Charged-off: Commercial and industrial1.9142%1,355
Percentage Net Loans Charged-off: Loans to individuals2.3300%1,020
Percentage Net Loans Charged-off: Credit card loans13.1896%99
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2975%675
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9993%96
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5512%933
Percentage Net Loans Charged-off: Total real estate loans1.3738%805
Percentage Net Loans Charged-off:Construction & development9.9524%308
Percentage Net Loans Charged-off: Commercial real estate0.1572%1,008
Percentage Net Loans Charged-off: Multi-family residential0.5286%219
Percentage Net Loans Charged-off: 1-4 family residential0.3532%1,495
Percentage Net Loans Charged-off: Home equity loans0.8421%474
All other 1-4 family - Percent of loans charged-off, net0.2658%1,570
Percentage Net Loans Charged-off: Commercial and industrial1.0796%1,381
Percentage Net Loans Charged-off: Loans to individuals2.5564%864
Percentage Net Loans Charged-off: Credit card loans10.6208%137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9517%616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2284%70
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8610%1,453
Percentage Net Loans Charged-off: Total real estate loans0.6043%1,449
Percentage Net Loans Charged-off:Construction & development3.7363%684
Percentage Net Loans Charged-off: Commercial real estate0.1782%1,469
Percentage Net Loans Charged-off: Multi-family residential0.3077%408
Percentage Net Loans Charged-off: 1-4 family residential0.2020%2,150
Percentage Net Loans Charged-off: Home equity loans0.6133%622
All other 1-4 family - Percent of loans charged-off, net0.1400%2,377
Percentage Net Loans Charged-off: Commercial and industrial0.9175%1,926
Percentage Net Loans Charged-off: Loans to individuals1.4219%1,569
Percentage Net Loans Charged-off: Credit card loans8.1193%119
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8059%856
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.9526%52
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7067%1,227
Percentage Net Loans Charged-off: Total real estate loans0.4693%1,225
Percentage Net Loans Charged-off:Construction & development2.7673%564
Percentage Net Loans Charged-off: Commercial real estate0.1391%1,106
Percentage Net Loans Charged-off: Multi-family residential0.1970%296
Percentage Net Loans Charged-off: 1-4 family residential0.1834%1,797
Percentage Net Loans Charged-off: Home equity loans0.6965%452
All other 1-4 family - Percent of loans charged-off, net0.1092%2,110
Percentage Net Loans Charged-off: Commercial and industrial0.7736%1,579
Percentage Net Loans Charged-off: Loans to individuals1.2271%1,515
Percentage Net Loans Charged-off: Credit card loans7.8385%115
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6183%808
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.0685%44
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6794%1,050
Percentage Net Loans Charged-off: Total real estate loans0.5728%822
Percentage Net Loans Charged-off:Construction & development3.7438%310
Percentage Net Loans Charged-off: Commercial real estate0.1395%842
Percentage Net Loans Charged-off: Multi-family residential0.2418%182
Percentage Net Loans Charged-off: 1-4 family residential0.1537%1,641
Percentage Net Loans Charged-off: Home equity loans0.6827%389
All other 1-4 family - Percent of loans charged-off, net0.0804%1,901
Percentage Net Loans Charged-off: Commercial and industrial0.3860%1,840
Percentage Net Loans Charged-off: Loans to individuals1.1178%1,539
Percentage Net Loans Charged-off: Credit card loans7.7874%118
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5523%754
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0146%69
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3751%1,365
Percentage Net Loans Charged-off: Total real estate loans0.1093%1,647
Percentage Net Loans Charged-off:Construction & development0.0176%1,087
Percentage Net Loans Charged-off: Commercial real estate0.0866%609
Percentage Net Loans Charged-off: Multi-family residential-0.0008%6,102
Percentage Net Loans Charged-off: 1-4 family residential0.1453%1,224
Percentage Net Loans Charged-off: Home equity loans0.7281%258
All other 1-4 family - Percent of loans charged-off, net0.0683%1,403
Percentage Net Loans Charged-off: Commercial and industrial0.1706%1,686
Percentage Net Loans Charged-off: Loans to individuals1.0039%1,524
Percentage Net Loans Charged-off: Credit card loans7.0793%137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4653%634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0021%38
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3034%1,804
Percentage Net Loans Charged-off: Total real estate loans0.1349%1,784
Percentage Net Loans Charged-off:Construction & development0.1586%1,070
Percentage Net Loans Charged-off: Commercial real estate0.0848%1,125
Percentage Net Loans Charged-off: Multi-family residential0.5674%157
Percentage Net Loans Charged-off: 1-4 family residential0.1467%1,544
Percentage Net Loans Charged-off: Home equity loans0.7429%222
All other 1-4 family - Percent of loans charged-off, net0.0677%2,081
Percentage Net Loans Charged-off: Commercial and industrial0.4296%2,041
Percentage Net Loans Charged-off: Loans to individuals0.6451%2,526
Percentage Net Loans Charged-off: Credit card loans6.0199%146
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1995%1,184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2763%1,446
Percentage Net Loans Charged-off: Total real estate loans0.1154%1,368
Percentage Net Loans Charged-off:Construction & development0.0464%882
Percentage Net Loans Charged-off: Commercial real estate0.0432%922
Percentage Net Loans Charged-off: Multi-family residential0.4881%100
Percentage Net Loans Charged-off: 1-4 family residential0.1632%1,060
Percentage Net Loans Charged-off: Home equity loans0.7968%158
All other 1-4 family - Percent of loans charged-off, net0.0786%1,492
Percentage Net Loans Charged-off: Commercial and industrial0.4280%1,618
Percentage Net Loans Charged-off: Loans to individuals0.5713%2,415
Percentage Net Loans Charged-off: Credit card loans5.7619%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1792%1,057
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2831%1,273
Percentage Net Loans Charged-off: Total real estate loans0.1318%1,018
Percentage Net Loans Charged-off:Construction & development0.0108%745
Percentage Net Loans Charged-off: Commercial real estate0.0411%682
Percentage Net Loans Charged-off: Multi-family residential0.7300%67
Percentage Net Loans Charged-off: 1-4 family residential0.1936%812
Percentage Net Loans Charged-off: Home equity loans0.9516%119
All other 1-4 family - Percent of loans charged-off, net0.0918%1,150
Percentage Net Loans Charged-off: Commercial and industrial0.4590%1,306
Percentage Net Loans Charged-off: Loans to individuals0.5632%2,210
Percentage Net Loans Charged-off: Credit card loans5.1775%172
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1517%1,006
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2714%1,100
Percentage Net Loans Charged-off: Total real estate loans0.1371%738
Percentage Net Loans Charged-off:Construction & development0.0188%401
Percentage Net Loans Charged-off: Commercial real estate0.0423%417
Percentage Net Loans Charged-off: Multi-family residential1.4357%34
Percentage Net Loans Charged-off: 1-4 family residential0.1707%695
Percentage Net Loans Charged-off: Home equity loans1.1171%84
All other 1-4 family - Percent of loans charged-off, net0.0423%1,068
Percentage Net Loans Charged-off: Commercial and industrial0.3184%1,103
Percentage Net Loans Charged-off: Loans to individuals0.5821%1,955
Percentage Net Loans Charged-off: Credit card loans1.7641%542
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1384%762
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1651%2,309
Percentage Net Loans Charged-off: Total real estate loans0.0488%1,987
Percentage Net Loans Charged-off:Construction & development0.0303%672
Percentage Net Loans Charged-off: Commercial real estate0.0126%1,209
Percentage Net Loans Charged-off: Multi-family residential-0.0011%6,238
Percentage Net Loans Charged-off: 1-4 family residential0.0814%1,592
Percentage Net Loans Charged-off: Home equity loans0.4122%180
All other 1-4 family - Percent of loans charged-off, net0.0328%2,100
Percentage Net Loans Charged-off: Commercial and industrial-0.0092%6,916
Percentage Net Loans Charged-off: Loans to individuals0.4649%3,041
Percentage Net Loans Charged-off: Credit card loans6.1593%110
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2075%1,054
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1539%2,002
Percentage Net Loans Charged-off: Total real estate loans0.0468%1,664
Percentage Net Loans Charged-off:Construction & development0.0175%533
Percentage Net Loans Charged-off: Commercial real estate0.0041%980
Percentage Net Loans Charged-off: Multi-family residential-0.0010%6,225
Percentage Net Loans Charged-off: 1-4 family residential0.0858%1,290
Percentage Net Loans Charged-off: Home equity loans0.4327%135
All other 1-4 family - Percent of loans charged-off, net0.0341%1,733
Percentage Net Loans Charged-off: Commercial and industrial-0.0388%7,084
Percentage Net Loans Charged-off: Loans to individuals0.4272%2,831
Percentage Net Loans Charged-off: Credit card loans8.4323%72
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2334%921
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1442%1,939
Percentage Net Loans Charged-off: Total real estate loans0.0449%1,499
Percentage Net Loans Charged-off:Construction & development0.0258%377
Percentage Net Loans Charged-off: Commercial real estate0.0081%771
Percentage Net Loans Charged-off: Multi-family residential-0.0012%6,199
Percentage Net Loans Charged-off: 1-4 family residential0.0779%1,179
Percentage Net Loans Charged-off: Home equity loans0.4417%113
All other 1-4 family - Percent of loans charged-off, net0.0229%1,579
Percentage Net Loans Charged-off: Commercial and industrial-0.1144%7,430
Percentage Net Loans Charged-off: Loans to individuals0.4018%2,714
Percentage Net Loans Charged-off: Credit card loans8.8509%80
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3048%737
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1625%1,527
Percentage Net Loans Charged-off: Total real estate loans0.0450%1,055
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0010%493
Percentage Net Loans Charged-off: Multi-family residential-0.0023%6,151
Percentage Net Loans Charged-off: 1-4 family residential0.0872%816
Percentage Net Loans Charged-off: Home equity loans0.4958%99
All other 1-4 family - Percent of loans charged-off, net0.0248%1,048
Percentage Net Loans Charged-off: Commercial and industrial-0.0238%6,790
Percentage Net Loans Charged-off: Loans to individuals0.4412%2,324
Percentage Net Loans Charged-off: Credit card loans8.5026%95
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2918%640
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1602%2,728
Percentage Net Loans Charged-off: Total real estate loans0.0219%2,668
Percentage Net Loans Charged-off:Construction & development0.0492%501
Percentage Net Loans Charged-off: Commercial real estate0.0403%1,026
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0109%2,773
Percentage Net Loans Charged-off: Home equity loans0.0532%512
All other 1-4 family - Percent of loans charged-off, net0.0041%2,754
Percentage Net Loans Charged-off: Commercial and industrial0.0183%3,943
Percentage Net Loans Charged-off: Loans to individuals0.4714%3,706
Percentage Net Loans Charged-off: Credit card loans3.1054%552
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1130%1,240
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1637%2,303
Percentage Net Loans Charged-off: Total real estate loans0.0177%2,398
Percentage Net Loans Charged-off:Construction & development0.0537%380
Percentage Net Loans Charged-off: Commercial real estate0.0265%890
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0096%2,424
Percentage Net Loans Charged-off: Home equity loans0.0737%384
All other 1-4 family - Percent of loans charged-off, net-0.0008%7,736
Percentage Net Loans Charged-off: Commercial and industrial-0.0035%6,763
Percentage Net Loans Charged-off: Loans to individuals0.4422%3,352
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2200%935
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1659%2,133
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,356
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0165%719
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0081%2,024
Percentage Net Loans Charged-off: Home equity loans0.0773%314
All other 1-4 family - Percent of loans charged-off, net-0.0035%7,800
Percentage Net Loans Charged-off: Commercial and industrial-0.0333%7,054
Percentage Net Loans Charged-off: Loans to individuals0.4705%2,965
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2375%771
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1848%1,684
Percentage Net Loans Charged-off: Total real estate loans-0.0035%7,734
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0085%8,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,871
Percentage Net Loans Charged-off: Home equity loans0.0153%299
All other 1-4 family - Percent of loans charged-off, net-0.0038%7,931
Percentage Net Loans Charged-off: Commercial and industrial0.0606%1,768
Percentage Net Loans Charged-off: Loans to individuals0.5031%2,571
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2535%591
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2284%2,452
Percentage Net Loans Charged-off: Total real estate loans0.0248%2,912
Percentage Net Loans Charged-off:Construction & development-0.0002%7,802
Percentage Net Loans Charged-off: Commercial real estate0.0540%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0033%3,168
Percentage Net Loans Charged-off: Home equity loans-0.0127%5,975
All other 1-4 family - Percent of loans charged-off, net0.0057%2,925
Percentage Net Loans Charged-off: Commercial and industrial0.0814%3,731
Percentage Net Loans Charged-off: Loans to individuals0.4681%3,971
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4548%846
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2243%2,127
Percentage Net Loans Charged-off: Total real estate loans0.0229%2,531
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0674%873
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0155%8,156
Percentage Net Loans Charged-off: Home equity loans-0.0225%5,970
All other 1-4 family - Percent of loans charged-off, net-0.0145%8,129
Percentage Net Loans Charged-off: Commercial and industrial0.0795%3,124
Percentage Net Loans Charged-off: Loans to individuals0.4441%3,664
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4690%736
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1971%2,283
Percentage Net Loans Charged-off: Total real estate loans0.0126%2,414
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0356%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%8,220
Percentage Net Loans Charged-off: Home equity loans-0.0179%5,950
All other 1-4 family - Percent of loans charged-off, net-0.0169%8,210
Percentage Net Loans Charged-off: Commercial and industrial-0.0650%7,360
Percentage Net Loans Charged-off: Loans to individuals0.4577%3,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3897%701
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2172%1,847
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,947
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0146%8,452
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%8,259
Percentage Net Loans Charged-off: Home equity loans-0.0056%5,890
All other 1-4 family - Percent of loans charged-off, net-0.0164%8,279
Percentage Net Loans Charged-off: Commercial and industrial-0.1061%7,569
Percentage Net Loans Charged-off: Loans to individuals0.4892%2,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5391%505
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2957%2,517
Percentage Net Loans Charged-off: Total real estate loans0.0123%3,536
Percentage Net Loans Charged-off:Construction & development0.0005%835
Percentage Net Loans Charged-off: Commercial real estate0.0120%1,501
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%8,104
Percentage Net Loans Charged-off: Home equity loans-0.0134%5,990
All other 1-4 family - Percent of loans charged-off, net0.0017%3,244
Percentage Net Loans Charged-off: Commercial and industrial0.2808%3,317
Percentage Net Loans Charged-off: Loans to individuals0.5811%3,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5609%931
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3249%1,991
Percentage Net Loans Charged-off: Total real estate loans0.0173%2,822
Percentage Net Loans Charged-off:Construction & development0.0007%660
Percentage Net Loans Charged-off: Commercial real estate0.0133%1,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0041%2,833
Percentage Net Loans Charged-off: Home equity loans0.0297%440
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.5605%2,087
Percentage Net Loans Charged-off: Loans to individuals0.5959%3,432
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4697%910
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2999%2,038
Percentage Net Loans Charged-off: Total real estate loans0.0239%2,279
Percentage Net Loans Charged-off:Construction & development0.0011%522
Percentage Net Loans Charged-off: Commercial real estate0.0235%884
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0079%2,267
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0092%2,138
Percentage Net Loans Charged-off: Commercial and industrial0.2728%2,486
Percentage Net Loans Charged-off: Loans to individuals0.6567%2,980
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4285%821
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1691%2,600
Percentage Net Loans Charged-off: Total real estate loans0.0113%1,855
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0037%610
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0234%1,426
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0273%1,324
Percentage Net Loans Charged-off: Commercial and industrial-0.3795%8,305
Percentage Net Loans Charged-off: Loans to individuals0.7386%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0328%956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5288%1,574
Percentage Net Loans Charged-off: Total real estate loans0.0370%2,834
Percentage Net Loans Charged-off:Construction & development-0.0006%8,006
Percentage Net Loans Charged-off: Commercial real estate0.0640%1,203
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0060%3,262
Percentage Net Loans Charged-off: Home equity loans0.0242%553
All other 1-4 family - Percent of loans charged-off, net0.0035%3,159
Percentage Net Loans Charged-off: Commercial and industrial1.2653%1,581
Percentage Net Loans Charged-off: Loans to individuals0.5827%3,918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2280%614
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%5,654
Percentage Net Loans Charged-off: Total real estate loans0.0045%3,778
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0083%1,387
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%8,467
Percentage Net Loans Charged-off: Home equity loans-0.0016%5,941
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.2629%3,402
Percentage Net Loans Charged-off: Loans to individuals0.0206%7,186
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1891%1,364
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3378%2,009
Percentage Net Loans Charged-off: Total real estate loans0.0608%374
Percentage Net Loans Charged-off:Construction & development0.0308%205
Percentage Net Loans Charged-off: Commercial real estate0.1049%167
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0108%746
Percentage Net Loans Charged-off: Home equity loans-0.0297%1,335
All other 1-4 family - Percent of loans charged-off, net0.0191%609
Percentage Net Loans Charged-off: Commercial and industrial0.7024%351
Percentage Net Loans Charged-off: Loans to individuals0.4411%837
Percentage Net Loans Charged-off: Credit card loans2.2746%435
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5133%159
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3028%2,307
Percentage Net Loans Charged-off: Total real estate loans0.0323%579
Percentage Net Loans Charged-off:Construction & development0.0420%172
Percentage Net Loans Charged-off: Commercial real estate0.0227%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0440%537
Percentage Net Loans Charged-off: Home equity loans0.0522%283
All other 1-4 family - Percent of loans charged-off, net0.0425%523
Percentage Net Loans Charged-off: Commercial and industrial0.4408%425
Percentage Net Loans Charged-off: Loans to individuals0.5033%801
Percentage Net Loans Charged-off: Credit card loans3.0506%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4950%155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0703%5,838
Percentage Net Loans Charged-off: Total real estate loans0.0097%822
Percentage Net Loans Charged-off:Construction & development-0.0005%1,237
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0201%679
Percentage Net Loans Charged-off: Home equity loans0.1308%197
All other 1-4 family - Percent of loans charged-off, net0.0012%867
Percentage Net Loans Charged-off: Commercial and industrial0.0255%905
Percentage Net Loans Charged-off: Loans to individuals0.1179%1,211
Percentage Net Loans Charged-off: Credit card loans1.1832%785
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1193%295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3672%2,223
Percentage Net Loans Charged-off: Total real estate loans0.0687%443
Percentage Net Loans Charged-off:Construction & development-0.3835%1,349
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1924%165
Percentage Net Loans Charged-off: Home equity loans0.1478%213
All other 1-4 family - Percent of loans charged-off, net0.2007%135
Percentage Net Loans Charged-off: Commercial and industrial0.4168%387
Percentage Net Loans Charged-off: Loans to individuals0.6407%774
Percentage Net Loans Charged-off: Credit card loans4.8746%229
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5169%122
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2885%3,088
Percentage Net Loans Charged-off: Total real estate loans0.1560%334
Percentage Net Loans Charged-off:Construction & development0.2102%157
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.2541%151
Percentage Net Loans Charged-off: Home equity loans0.2250%165
All other 1-4 family - Percent of loans charged-off, net0.2604%147
Percentage Net Loans Charged-off: Commercial and industrial0.0893%727
Percentage Net Loans Charged-off: Loans to individuals0.4374%969
Percentage Net Loans Charged-off: Credit card loans4.1084%277
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3925%156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3317%2,592
Percentage Net Loans Charged-off: Total real estate loans0.3584%201
Percentage Net Loans Charged-off:Construction & development2.1056%74
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.4541%89
Percentage Net Loans Charged-off: Home equity loans0.2791%127
All other 1-4 family - Percent of loans charged-off, net0.5063%76
Percentage Net Loans Charged-off: Commercial and industrial-0.0298%1,103
Percentage Net Loans Charged-off: Loans to individuals0.3113%986
Percentage Net Loans Charged-off: Credit card loans2.9811%327
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4830%137
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3072%2,939
Percentage Net Loans Charged-off: Total real estate loans0.2832%317
Percentage Net Loans Charged-off:Construction & development-0.0229%1,250
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential13.3487%12
Percentage Net Loans Charged-off: 1-4 family residential0.0652%517
Percentage Net Loans Charged-off: Home equity loans0.2479%139
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial-0.3873%1,254
Percentage Net Loans Charged-off: Loans to individuals0.3443%807
Percentage Net Loans Charged-off: Credit card loans3.6283%143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0439%74
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6618%2,085
Percentage Net Loans Charged-off: Total real estate loans0.8157%221
Percentage Net Loans Charged-off:Construction & development6.3669%82
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.6327%115
Percentage Net Loans Charged-off: Home equity loans0.0046%452
All other 1-4 family - Percent of loans charged-off, net0.8512%87
Percentage Net Loans Charged-off: Commercial and industrial-0.0184%1,168
Percentage Net Loans Charged-off: Loans to individuals0.5368%707
Percentage Net Loans Charged-off: Credit card loans4.2001%150
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4096%69
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5712%3,781
Percentage Net Loans Charged-off: Total real estate loans0.5618%419
Percentage Net Loans Charged-off:Construction & development4.3405%186
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0156%1,017
Percentage Net Loans Charged-off: Home equity loans0.0624%383
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial-1.0672%1,447
Percentage Net Loans Charged-off: Loans to individuals1.0515%548
Percentage Net Loans Charged-off: Credit card loans4.8668%179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9570%124
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA