Home > Bank of the West > Income and Expense

Bank of the West, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$1,547,0009,008
Total interest expense$391,0009,663
Net interest income$1,156,0008,287
Provision for loan and lease losses$155,0004,177
Total noninterest income$182,0007,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0005,898
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,625
Total noninterest expense$933,0008,323
Salaries and employee benefits$463,0008,546
Premises and equipment expense$185,0007,053
Additional noninterest expense$285,0008,244
Pre-tax net operating income$250,0008,339
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$250,0007,936
Extraordinary gains, net$035
Net income$250,0007,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,829
Cash dividends$25,0006,862
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$250,0007,910
1998-12-31 (YTD Data)Rank
Total interest income$1,745,0008,994
Total interest expense$509,0009,673
Net interest income$1,236,0008,251
Provision for loan and lease losses$110,0004,906
Total noninterest income$173,0007,913
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,186
Trading account gains and feesNANA
Additional Noninterest Income$38,0008,617
Total noninterest expense$967,0008,225
Salaries and employee benefits$480,0008,489
Premises and equipment expense$192,0006,833
Additional noninterest expense$295,0008,158
Pre-tax net operating income$332,0008,216
Securities gains (losses)$20,0002,430
Applicable income taxes$09,340
Income before extraordinary items$352,0007,516
Extraordinary gains, net$032
Net income$352,0007,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,060
Cash dividends$101,0006,227
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$332,0007,552
1997-12-31 (YTD Data)Rank
Total interest income$1,346,0009,874
Total interest expense$367,00010,397
Net interest income$979,0009,239
Provision for loan and lease losses$08,829
Total noninterest income$161,0008,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0006,606
Trading account gains and feesNANA
Additional Noninterest Income$33,0009,193
Total noninterest expense$869,0008,789
Salaries and employee benefits$442,0008,998
Premises and equipment expense$165,0007,471
Additional noninterest expense$262,0008,709
Pre-tax net operating income$271,0009,175
Securities gains (losses)$03,944
Applicable income taxes$53,0009,212
Income before extraordinary items$218,0009,007
Extraordinary gains, net$044
Net income$218,0009,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,640
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$218,0008,972
1996-12-31 (YTD Data)Rank
Total interest income$1,089,00010,690
Total interest expense$291,00011,095
Net interest income$798,00010,119
Provision for loan and lease losses$09,041
Total noninterest income$154,0008,948
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0007,271
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,213
Total noninterest expense$722,0009,732
Salaries and employee benefits$387,0009,698
Premises and equipment expense$122,0008,752
Additional noninterest expense$213,0009,784
Pre-tax net operating income$230,0009,602
Securities gains (losses)$04,148
Applicable income taxes$36,0009,934
Income before extraordinary items$194,0009,353
Extraordinary gains, net$053
Net income$194,0009,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$194,0009,292
1995-12-31 (YTD Data)Rank
Total interest income$1,007,00011,267
Total interest expense$261,00011,653
Net interest income$746,00010,698
Provision for loan and lease losses$08,958
Total noninterest income$167,0009,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0007,504
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,981
Total noninterest expense$679,00010,269
Salaries and employee benefits$319,00010,599
Premises and equipment expense$93,0009,830
Additional noninterest expense$267,0009,634
Pre-tax net operating income$234,00010,237
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$234,0009,560
Extraordinary gains, net$065
Net income$234,0009,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$234,0009,541
1994-12-31 (YTD Data)Rank
Total interest income$416,00012,467
Total interest expense$103,00012,507
Net interest income$313,00012,391
Provision for loan and lease losses$09,146
Total noninterest income$97,00010,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0009,072
Trading account gains and feesNANA
Additional Noninterest Income$29,00010,859
Total noninterest expense$319,00012,301
Salaries and employee benefits$141,00012,392
Premises and equipment expense$59,00011,335
Additional noninterest expense$119,00012,121
Pre-tax net operating income$91,00011,682
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$91,00011,469
Extraordinary gains, net$0249
Net income$91,00011,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$91,00011,511
1993-12-31 (YTD Data)Rank
Total interest income$630,00012,908
Total interest expense$170,00013,072
Net interest income$460,00012,666
Provision for loan and lease losses$53,0007,335
Total noninterest income$195,0009,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0007,340
Trading account gains and feesNANA
Additional Noninterest Income$55,0009,815
Total noninterest expense$699,00011,177
Salaries and employee benefits$309,00011,555
Premises and equipment expense$93,00010,682
Additional noninterest expense$297,00010,494
Pre-tax net operating income$-97,00012,586
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-97,00012,661
Extraordinary gains, net$03,149
Net income$-97,00012,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0005,247
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-97,00012,561
1992-12-31 (YTD Data)Rank
Total interest income$749,00013,417
Total interest expense$283,00013,524
Net interest income$466,00013,187
Provision for loan and lease losses$7,00011,393
Total noninterest income$193,0009,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,358
Trading account gains and feesNANA
Additional Noninterest Income$52,00010,289
Total noninterest expense$701,00011,516
Salaries and employee benefits$306,00011,946
Premises and equipment expense$150,0009,105
Additional noninterest expense$245,00011,600
Pre-tax net operating income$-49,00012,861
Securities gains (losses)$124,0002,671
Applicable income taxes$012,680
Income before extraordinary items$75,00012,293
Extraordinary gains, net$01,422
Net income$75,00012,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-49,00012,816

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.