Home > Bank of the West > Assets and Liabilities
Bank of the West, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $22,797,000 | 9,134 |
| Cash and due from depository institutions | $2,304,000 | 7,685 |
| Interest-bearing balances | $600,000 | 2,939 |
| Securities | $3,378,000 | 9,220 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 2,829 |
| Net loans & leases | $12,451,000 | 9,004 |
| Loan loss allowance | $81,000 | 9,638 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,427,000 | 4,997 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $187,000 | 9,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,797,000 | 9,134 |
| Total liabilities | $20,482,000 | 9,065 |
| Total deposits | $20,403,000 | 8,952 |
| Interest-bearing deposits | $9,739,000 | 9,721 |
| Deposits held in domestic offices | $20,403,000 | 8,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $79,000 | 9,643 |
| Total equity capital | $2,315,000 | 9,257 |
| Total bank equity capital | $2,315,000 | 9,257 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $253,000 | 6,150 |
| Surplus | $1,447,000 | 6,395 |
| Undivided profits | $615,000 | 8,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $91,000 | 9,275 |
| Earning assets | $19,479,000 | 9,230 |
| Long-term assets (5+ years) | $1,119,000 | 8,203 |
| Average Assets, year-to-date | $23,866,800 | 8,913 |
| Average Assets, quarterly | $23,254,000 | 9,046 |
| Volatile liabilities | $3,356,000 | 8,175 |
| Insider loans | $322,000 | 6,347 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,008,000 | 8,555 |
| Tier 1 (core) risk-based capital | $2,340,000 | 9,246 |
| Tier 2 risk-based capital | $81,000 | 9,577 |
| Total risk weighted assets | $16,619,400 | 8,654 |
| Total unused commitments | $1,008,000 | 8,563 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $24,574,000 | 9,126 |
| Cash and due from depository institutions | $3,078,000 | 7,821 |
| Interest-bearing balances | $700,000 | 3,174 |
| Securities | $2,776,000 | 9,571 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,468 |
| Net loans & leases | $12,199,000 | 9,130 |
| Loan loss allowance | $78,000 | 9,869 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,444,000 | 4,890 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $177,000 | 10,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,574,000 | 9,126 |
| Total liabilities | $22,319,000 | 9,040 |
| Total deposits | $22,241,000 | 8,936 |
| Interest-bearing deposits | $11,326,000 | 9,779 |
| Deposits held in domestic offices | $22,241,000 | 8,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $78,000 | 9,961 |
| Total equity capital | $2,255,000 | 9,472 |
| Total bank equity capital | $2,255,000 | 9,472 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $253,000 | 6,254 |
| Surplus | $1,400,000 | 6,410 |
| Undivided profits | $602,000 | 8,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $102,000 | 9,334 |
| Earning assets | $20,575,000 | 9,287 |
| Long-term assets (5+ years) | $1,467,000 | 8,077 |
| Average Assets, year-to-date | $26,718,800 | 8,759 |
| Average Assets, quarterly | $25,924,000 | 8,937 |
| Volatile liabilities | $3,806,000 | 7,725 |
| Insider loans | $108,000 | 7,998 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $848,000 | 8,852 |
| Tier 1 (core) risk-based capital | $2,241,000 | 9,413 |
| Tier 2 risk-based capital | $78,000 | 9,787 |
| Total risk weighted assets | $16,320,800 | 8,785 |
| Total unused commitments | $848,000 | 8,860 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $25,246,000 | 9,313 |
| Cash and due from depository institutions | $2,425,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,834,000 | 8,507 |
| Federal funds sold & reverse repurchase agreements | $3,190,000 | 3,805 |
| Net loans & leases | $10,928,000 | 9,714 |
| Loan loss allowance | $48,000 | 10,590 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,518,000 | 4,680 |
| Other real estate owned | $125,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $226,000 | 10,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,246,000 | 9,313 |
| Total liabilities | $23,244,000 | 9,210 |
| Total deposits | $23,159,000 | 9,093 |
| Interest-bearing deposits | $13,019,000 | 9,954 |
| Deposits held in domestic offices | $23,159,000 | 9,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $85,000 | 10,372 |
| Total equity capital | $2,002,000 | 10,003 |
| Total bank equity capital | $2,002,000 | 10,003 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $253,000 | 6,522 |
| Surplus | $1,400,000 | 6,510 |
| Undivided profits | $349,000 | 9,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 9,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $93,000 | 9,883 |
| Earning assets | $20,952,000 | 9,547 |
| Long-term assets (5+ years) | $1,309,000 | 8,229 |
| Average Assets, year-to-date | $20,825,400 | 9,683 |
| Average Assets, quarterly | $23,424,000 | 9,476 |
| Volatile liabilities | $6,562,000 | 6,317 |
| Insider loans | $260,000 | 6,941 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $658,000 | 9,340 |
| Tier 1 (core) risk-based capital | $1,990,000 | 9,972 |
| Tier 2 risk-based capital | $48,000 | 10,536 |
| Total risk weighted assets | $14,978,500 | 9,226 |
| Total unused commitments | $658,000 | 9,348 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $18,317,000 | 10,465 |
| Cash and due from depository institutions | $2,421,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $943,000 | 11,151 |
| Federal funds sold & reverse repurchase agreements | $5,485,000 | 2,385 |
| Net loans & leases | $8,141,000 | 10,590 |
| Loan loss allowance | $114,000 | 10,359 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,243,000 | 5,309 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $84,000 | 11,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,317,000 | 10,465 |
| Total liabilities | $16,557,000 | 10,415 |
| Total deposits | $16,507,000 | 10,337 |
| Interest-bearing deposits | $8,110,000 | 11,006 |
| Deposits held in domestic offices | $16,507,000 | 10,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $50,000 | 11,199 |
| Total equity capital | $1,760,000 | 10,609 |
| Total bank equity capital | $1,760,000 | 10,609 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $253,000 | 6,887 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $507,000 | 9,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 9,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $53,000 | 10,860 |
| Earning assets | $14,569,000 | 10,665 |
| Long-term assets (5+ years) | $287,000 | 9,575 |
| Average Assets, year-to-date | $17,027,200 | 10,524 |
| Average Assets, quarterly | $17,835,000 | 10,487 |
| Volatile liabilities | $1,855,000 | 9,614 |
| Insider loans | $391,000 | 6,159 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $421,000 | 9,942 |
| Tier 1 (core) risk-based capital | $1,772,000 | 10,560 |
| Tier 2 risk-based capital | $114,000 | 10,079 |
| Total risk weighted assets | $11,292,500 | 10,199 |
| Total unused commitments | $421,000 | 9,950 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $16,342,000 | 11,096 |
| Cash and due from depository institutions | $2,386,000 | 9,970 |
| Interest-bearing balances | $600,000 | 3,066 |
| Securities | $1,581,000 | 11,496 |
| Federal funds sold & reverse repurchase agreements | $4,590,000 | 3,132 |
| Net loans & leases | $6,434,000 | 11,326 |
| Loan loss allowance | $116,000 | 10,769 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,229,000 | 5,339 |
| Other real estate owned | $0 | 9,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $122,000 | 11,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,342,000 | 11,096 |
| Total liabilities | $14,762,000 | 11,063 |
| Total deposits | $14,714,000 | 10,997 |
| Interest-bearing deposits | $7,069,000 | 11,610 |
| Deposits held in domestic offices | $14,714,000 | 10,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $48,000 | 11,746 |
| Total equity capital | $1,580,000 | 11,162 |
| Total bank equity capital | $1,580,000 | 11,162 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $253,000 | 7,250 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $327,000 | 10,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $72,000 | 11,141 |
| Earning assets | $13,205,000 | 11,266 |
| Long-term assets (5+ years) | $313,000 | 9,912 |
| Average Assets, year-to-date | $16,257,400 | 11,022 |
| Average Assets, quarterly | $16,648,000 | 11,035 |
| Volatile liabilities | $2,018,000 | 9,595 |
| Insider loans | $196,000 | 8,034 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $534,000 | 9,928 |
| Tier 1 (core) risk-based capital | $1,578,000 | 11,137 |
| Tier 2 risk-based capital | $116,000 | 10,392 |
| Total risk weighted assets | $9,618,400 | 10,869 |
| Total unused commitments | $534,000 | 9,938 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $15,578,000 | 11,682 |
| Cash and due from depository institutions | $2,220,000 | 10,449 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $1,376,000 | 12,234 |
| Federal funds sold & reverse repurchase agreements | $4,535,000 | 1,984 |
| Net loans & leases | $6,108,000 | 11,924 |
| Loan loss allowance | $121,000 | 11,201 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,256,000 | 5,261 |
| Other real estate owned | $6,000 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $77,000 | 12,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,578,000 | 11,682 |
| Total liabilities | $14,248,000 | 11,631 |
| Total deposits | $14,194,000 | 11,559 |
| Interest-bearing deposits | $6,718,000 | 12,251 |
| Deposits held in domestic offices | $14,194,000 | 11,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $54,000 | 12,078 |
| Total equity capital | $1,330,000 | 11,846 |
| Total bank equity capital | $1,330,000 | 11,846 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $253,000 | 7,660 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $77,000 | 11,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $51,000 | 11,917 |
| Earning assets | $12,119,000 | 11,932 |
| Long-term assets (5+ years) | $24,000 | 10,846 |
| Average Assets, year-to-date | $13,124,600 | 11,971 |
| Average Assets, quarterly | $14,630,500 | 11,784 |
| Volatile liabilities | $950,000 | 11,185 |
| Insider loans | $401,000 | 6,328 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $898,000 | 9,366 |
| Tier 1 (core) risk-based capital | $1,344,000 | 11,870 |
| Tier 2 risk-based capital | $110,730 | 10,951 |
| Total risk weighted assets | $8,847,730 | 11,491 |
| Total unused commitments | $898,000 | 9,375 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 10 | 11,271 |
| Assets and Liabilities | ||
| Total Assets: | $11,382,000 | 12,811 |
| Cash and due from depository institutions | $1,649,000 | 11,271 |
| Interest-bearing balances | $300,000 | 4,987 |
| Securities | $2,073,000 | 12,543 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 7,244 |
| Net loans & leases | $4,936,000 | 12,732 |
| Loan loss allowance | $47,000 | 12,917 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,287,000 | 5,231 |
| Other real estate owned | $161,000 | 11,271 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $51,000 | 13,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,382,000 | 12,811 |
| Total liabilities | $10,886,000 | 12,698 |
| Total deposits | $10,857,000 | 12,637 |
| Interest-bearing deposits | $6,438,000 | 12,950 |
| Deposits held in domestic offices | $10,857,000 | 12,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $29,000 | 13,087 |
| Total equity capital | $496,000 | 13,167 |
| Total bank equity capital | $496,000 | 13,167 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $220,000 | 8,444 |
| Surplus | $3,530,000 | 3,636 |
| Undivided profits | $-3,254,000 | 13,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 11,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $23,000 | 12,920 |
| Earning assets | $8,534,000 | 12,942 |
| Long-term assets (5+ years) | $43,000 | 11,342 |
| Average Assets, year-to-date | $11,423,800 | 12,769 |
| Average Assets, quarterly | $11,449,000 | 12,778 |
| Volatile liabilities | $800,000 | 11,763 |
| Insider loans | $123,000 | 9,370 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $214,000 | 11,422 |
| Tier 1 (core) risk-based capital | $496,000 | 13,165 |
| Tier 2 risk-based capital | $47,000 | 12,713 |
| Total risk weighted assets | $5,460,000 | 12,797 |
| Total unused commitments | $214,000 | 11,429 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $11,672,000 | 13,315 |
| Cash and due from depository institutions | $1,572,000 | 11,730 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,626,000 | 12,752 |
| Federal funds sold & reverse repurchase agreements | $1,321,000 | 7,920 |
| Net loans & leases | $4,585,000 | 13,341 |
| Loan loss allowance | $67,000 | 13,167 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,329,000 | 5,121 |
| Other real estate owned | $176,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $63,000 | 13,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,672,000 | 13,315 |
| Total liabilities | $11,079,000 | 13,225 |
| Total deposits | $11,051,000 | 13,175 |
| Interest-bearing deposits | $6,578,000 | 13,513 |
| Deposits held in domestic offices | $11,051,000 | 13,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $28,000 | 13,772 |
| Total equity capital | $593,000 | 13,666 |
| Total bank equity capital | $593,000 | 13,666 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $220,000 | 8,865 |
| Surplus | $3,530,000 | 3,510 |
| Undivided profits | $-3,157,000 | 13,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $31,000 | 13,397 |
| Earning assets | $8,532,000 | 13,510 |
| Long-term assets (5+ years) | $30,000 | 11,752 |
| Average Assets, year-to-date | $12,782,200 | 13,119 |
| Average Assets, quarterly | $11,840,000 | 13,283 |
| Volatile liabilities | $600,000 | 12,637 |
| Insider loans | $50,000 | 7,164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $342,000 | 11,116 |
| Tier 1 (core) risk-based capital | $593,000 | 13,655 |
| Tier 2 risk-based capital | $67,000 | 12,796 |
| Total risk weighted assets | $5,883,900 | 13,236 |
| Total unused commitments | $342,000 | 11,137 |
| Derivatives | $0 | 651 |