Home > Bank of the West > Income and Expense
Bank of the West, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,960,000 | 3,041 |
| Total interest expense | $3,594,000 | 3,371 |
| Net interest income | $6,366,000 | 2,845 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,775,000 | 2,005 |
| Gross Fiduciary activities income | $291,000 | 914 |
| Service charges on deposit accounts | $823,000 | 1,648 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $661,000 | 2,432 |
| Total noninterest expense | $4,573,000 | 3,012 |
| Salaries and employee benefits | $2,601,000 | 2,561 |
| Premises and equipment expense | $494,000 | 3,843 |
| Additional noninterest expense | $1,478,000 | 3,346 |
| Pre-tax net operating income | $3,568,000 | 2,003 |
| Securities gains (losses) | $-663,000 | 12,315 |
| Applicable income taxes | $972,000 | 2,305 |
| Income before extraordinary items | $1,933,000 | 2,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,933,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,925 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,377,210 | 2,073 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,371,000 | 3,298 |
| Total interest expense | $3,354,000 | 3,737 |
| Net interest income | $6,017,000 | 3,019 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $1,842,000 | 2,083 |
| Gross Fiduciary activities income | $285,000 | 959 |
| Service charges on deposit accounts | $828,000 | 1,660 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $729,000 | 2,525 |
| Total noninterest expense | $4,371,000 | 3,200 |
| Salaries and employee benefits | $2,551,000 | 2,589 |
| Premises and equipment expense | $492,000 | 3,916 |
| Additional noninterest expense | $1,328,000 | 3,870 |
| Pre-tax net operating income | $3,428,000 | 1,987 |
| Securities gains (losses) | $-19,000 | 12,913 |
| Applicable income taxes | $1,207,000 | 1,908 |
| Income before extraordinary items | $2,202,000 | 2,269 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,202,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $924,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,214,350 | 2,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,926,000 | 3,507 |
| Total interest expense | $3,912,000 | 4,157 |
| Net interest income | $6,014,000 | 3,039 |
| Provision for loan and lease losses | $497,000 | 3,024 |
| Total noninterest income | $1,456,000 | 2,451 |
| Gross Fiduciary activities income | $312,000 | 930 |
| Service charges on deposit accounts | $631,000 | 2,156 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $513,000 | 3,132 |
| Total noninterest expense | $4,185,000 | 3,363 |
| Salaries and employee benefits | $2,212,000 | 2,917 |
| Premises and equipment expense | $510,000 | 3,898 |
| Additional noninterest expense | $1,463,000 | 3,677 |
| Pre-tax net operating income | $2,788,000 | 2,210 |
| Securities gains (losses) | $-216,000 | 13,845 |
| Applicable income taxes | $710,000 | 2,929 |
| Income before extraordinary items | $1,862,000 | 2,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,862,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 4,125 |
| Cash dividends | $787,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,017,520 | 2,095 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.