Home > Bank of the Southwest of Dallas > Income and Expense

Bank of the Southwest of Dallas, Income and Expense

2002-12-31 (YTD Data)Rank
Total interest income$6,324,0004,407
Total interest expense$2,169,0004,551
Net interest income$4,155,0004,227
Provision for loan and lease losses$120,0005,330
Total noninterest income$1,284,0002,933
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,160,0001,401
Trading account gains and fees$0153
Additional Noninterest Income$124,0006,000
Total noninterest expense$3,892,0003,628
Salaries and employee benefits$2,161,0003,503
Premises and equipment expense$592,0003,452
Additional noninterest expense$1,139,0003,763
Pre-tax net operating income$1,427,0004,242
Securities gains (losses)$04,537
Applicable income taxes$519,0003,373
Income before extraordinary items$908,0004,855
Extraordinary gains, net$070
Net income$908,0004,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0002,187
Cash dividends$7,595,000441
Sale, conversion, retirement of capital stock, net$0862
Net operating income$908,0004,730
2001-12-31 (YTD Data)Rank
Total interest income$8,118,0003,976
Total interest expense$3,173,0004,525
Net interest income$4,945,0003,461
Provision for loan and lease losses$80,0005,977
Total noninterest income$1,253,0002,842
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,124,0001,332
Trading account gains and fees$0177
Additional Noninterest Income$129,0005,838
Total noninterest expense$4,160,0003,312
Salaries and employee benefits$2,460,0002,983
Premises and equipment expense$610,0003,311
Additional noninterest expense$1,090,0003,790
Pre-tax net operating income$1,958,0003,219
Securities gains (losses)$04,612
Applicable income taxes$667,0002,763
Income before extraordinary items$1,291,0003,599
Extraordinary gains, net$0105
Net income$1,291,0003,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,258
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,291,0003,499
2000-12-31 (YTD Data)Rank
Total interest income$8,684,0003,858
Total interest expense$3,352,0004,525
Net interest income$5,332,0003,288
Provision for loan and lease losses$500,0001,862
Total noninterest income$1,237,0002,696
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,122,0001,212
Trading account gains and fees$0180
Additional Noninterest Income$115,0006,102
Total noninterest expense$4,111,0003,259
Salaries and employee benefits$2,385,0002,961
Premises and equipment expense$555,0003,487
Additional noninterest expense$1,171,0003,507
Pre-tax net operating income$1,958,0003,379
Securities gains (losses)$01,956
Applicable income taxes$664,0002,905
Income before extraordinary items$1,294,0003,649
Extraordinary gains, net$038
Net income$1,294,0003,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,208
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,294,0003,642
1999-12-31 (YTD Data)Rank
Total interest income$7,823,0004,003
Total interest expense$3,046,0004,545
Net interest income$4,777,0003,595
Provision for loan and lease losses$1,300,000793
Total noninterest income$1,178,0002,730
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,087,0001,223
Trading account gains and fees$0173
Additional Noninterest Income$91,0006,849
Total noninterest expense$3,710,0003,543
Salaries and employee benefits$2,154,0003,206
Premises and equipment expense$556,0003,462
Additional noninterest expense$1,000,0004,024
Pre-tax net operating income$945,0005,475
Securities gains (losses)$03,155
Applicable income taxes$321,0004,663
Income before extraordinary items$624,0005,787
Extraordinary gains, net$035
Net income$624,0005,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$973,000721
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$624,0005,754
1998-12-31 (YTD Data)Rank
Total interest income$8,032,0003,925
Total interest expense$3,222,0004,453
Net interest income$4,810,0003,532
Provision for loan and lease losses$216,0003,355
Total noninterest income$1,134,0002,820
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,005,0001,246
Trading account gains and fees$0224
Additional Noninterest Income$129,0006,022
Total noninterest expense$3,591,0003,533
Salaries and employee benefits$1,994,0003,344
Premises and equipment expense$506,0003,664
Additional noninterest expense$1,091,0003,654
Pre-tax net operating income$2,137,0003,167
Securities gains (losses)$-153,00010,410
Applicable income taxes$676,0003,110
Income before extraordinary items$1,308,0003,671
Extraordinary gains, net$032
Net income$1,308,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,174
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,408,9803,328
1997-12-31 (YTD Data)Rank
Total interest income$7,380,0004,311
Total interest expense$3,068,0004,619
Net interest income$4,312,0003,959
Provision for loan and lease losses$38,0007,082
Total noninterest income$879,0003,357
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$777,0001,668
Trading account gains and fees$0239
Additional Noninterest Income$102,0006,733
Total noninterest expense$3,442,0003,657
Salaries and employee benefits$1,799,0003,641
Premises and equipment expense$461,0003,967
Additional noninterest expense$1,182,0003,405
Pre-tax net operating income$1,711,0004,017
Securities gains (losses)$03,944
Applicable income taxes$581,0003,784
Income before extraordinary items$1,130,0004,267
Extraordinary gains, net$044
Net income$1,130,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,428
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,130,0004,202
1996-12-31 (YTD Data)Rank
Total interest income$6,877,0004,650
Total interest expense$3,084,0004,665
Net interest income$3,793,0004,517
Provision for loan and lease losses$09,041
Total noninterest income$996,0003,137
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$740,0001,835
Trading account gains and fees$0262
Additional Noninterest Income$256,0004,476
Total noninterest expense$3,635,0003,647
Salaries and employee benefits$1,896,0003,506
Premises and equipment expense$444,0004,162
Additional noninterest expense$1,295,0003,545
Pre-tax net operating income$1,154,0005,250
Securities gains (losses)$-973,00011,398
Applicable income taxes$68,0009,357
Income before extraordinary items$113,00010,108
Extraordinary gains, net$053
Net income$113,00010,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$735,7205,551
1995-12-31 (YTD Data)Rank
Total interest income$6,922,0004,604
Total interest expense$3,120,0004,583
Net interest income$3,802,0004,509
Provision for loan and lease losses$55,0006,005
Total noninterest income$910,0003,333
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$769,0001,773
Trading account gains and fees$0522
Additional Noninterest Income$141,0006,163
Total noninterest expense$3,335,0003,916
Salaries and employee benefits$1,743,0003,743
Premises and equipment expense$431,0004,254
Additional noninterest expense$1,161,0003,853
Pre-tax net operating income$1,322,0004,896
Securities gains (losses)$03,831
Applicable income taxes$449,0004,533
Income before extraordinary items$873,0005,105
Extraordinary gains, net$065
Net income$873,0005,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$873,0005,094
1994-12-31 (YTD Data)Rank
Total interest income$5,804,0005,016
Total interest expense$2,560,0004,550
Net interest income$3,244,0005,274
Provision for loan and lease losses$59,0005,840
Total noninterest income$1,094,0002,920
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$943,0001,428
Trading account gains and fees$0475
Additional Noninterest Income$151,0006,191
Total noninterest expense$3,417,0003,931
Salaries and employee benefits$1,765,0003,689
Premises and equipment expense$449,0004,161
Additional noninterest expense$1,203,0004,045
Pre-tax net operating income$862,0006,580
Securities gains (losses)$-25,00010,510
Applicable income taxes$270,0006,252
Income before extraordinary items$567,0006,788
Extraordinary gains, net$0249
Net income$567,0006,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,289
Cash dividends$60,0007,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$584,0006,724
1993-12-31 (YTD Data)Rank
Total interest income$5,699,0005,183
Total interest expense$2,483,0004,840
Net interest income$3,216,0005,323
Provision for loan and lease losses$150,0004,621
Total noninterest income$1,201,0002,905
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,055,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$146,0006,644
Total noninterest expense$3,535,0003,874
Salaries and employee benefits$1,895,0003,445
Premises and equipment expense$466,0004,116
Additional noninterest expense$1,174,0004,274
Pre-tax net operating income$732,0007,193
Securities gains (losses)$1,005,000544
Applicable income taxes$563,0003,784
Income before extraordinary items$1,174,0004,098
Extraordinary gains, net$-27,00012,528
Net income$1,147,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$490,6007,380
1992-12-31 (YTD Data)Rank
Total interest income$5,206,0006,174
Total interest expense$2,506,0005,982
Net interest income$2,700,0006,211
Provision for loan and lease losses$192,0005,326
Total noninterest income$1,090,0003,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$927,0001,447
Trading account gains and feesNANA
Additional Noninterest Income$163,0006,352
Total noninterest expense$3,426,0004,002
Salaries and employee benefits$1,864,0003,421
Premises and equipment expense$384,0004,951
Additional noninterest expense$1,178,0004,410
Pre-tax net operating income$172,00011,320
Securities gains (losses)$622,000913
Applicable income taxes$272,0006,338
Income before extraordinary items$522,0007,155
Extraordinary gains, net$01,422
Net income$522,0007,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0006,392
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$111,48011,477

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.