Home > Bank of the Southwest > Income and Expense
Bank of the Southwest, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,974 |
| Total interest expense | $214,000 | 7,106 |
| Net interest income | $836,000 | 5,269 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $765,000 | 4,835 |
| Salaries and employee benefits | $328,000 | 5,660 |
| Premises and equipment expense | $118,000 | 4,464 |
| Additional noninterest expense | $319,000 | 3,714 |
| Pre-tax net operating income | $89,000 | 7,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $89,000 | 6,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 514 |
| Net operating income | $89,000 | 6,902 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 5,495 |
| Total interest expense | $967,000 | 6,361 |
| Net interest income | $3,524,000 | 4,993 |
| Provision for loan and lease losses | $-180,000 | 8,685 |
| Total noninterest income | $114,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $39,000 | 7,245 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,850 |
| Total noninterest expense | $2,794,000 | 5,021 |
| Salaries and employee benefits | $1,310,000 | 5,505 |
| Premises and equipment expense | $538,000 | 3,968 |
| Additional noninterest expense | $946,000 | 4,600 |
| Pre-tax net operating income | $1,024,000 | 5,291 |
| Securities gains (losses) | $-27,000 | 7,960 |
| Applicable income taxes | $-300,000 | 8,721 |
| Income before extraordinary items | $1,297,000 | 4,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,297,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,476 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 399 |
| Net operating income | $1,324,000 | 4,073 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 5,485 |
| Total interest expense | $709,000 | 6,326 |
| Net interest income | $2,638,000 | 5,017 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $91,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $2,144,000 | 4,906 |
| Salaries and employee benefits | $992,000 | 5,448 |
| Premises and equipment expense | $416,000 | 3,859 |
| Additional noninterest expense | $736,000 | 4,464 |
| Pre-tax net operating income | $585,000 | 6,076 |
| Securities gains (losses) | $-27,000 | 8,295 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $558,000 | 5,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $558,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 295 |
| Net operating income | $585,000 | 5,477 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 5,416 |
| Total interest expense | $437,000 | 6,391 |
| Net interest income | $1,787,000 | 4,962 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $19,000 | 7,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $1,440,000 | 4,866 |
| Salaries and employee benefits | $659,000 | 5,435 |
| Premises and equipment expense | $287,000 | 3,747 |
| Additional noninterest expense | $494,000 | 4,417 |
| Pre-tax net operating income | $417,000 | 5,879 |
| Securities gains (losses) | $-27,000 | 8,446 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $390,000 | 5,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $390,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 197 |
| Net operating income | $417,000 | 5,300 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 5,499 |
| Total interest expense | $214,000 | 6,370 |
| Net interest income | $867,000 | 5,078 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $731,000 | 4,836 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $238,000 | 4,521 |
| Pre-tax net operating income | $180,000 | 6,187 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $180,000 | 5,667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $180,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 93 |
| Net operating income | $180,000 | 5,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 5,368 |
| Total interest expense | $1,090,000 | 5,410 |
| Net interest income | $3,163,000 | 5,257 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $121,000 | 7,883 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $3,014,000 | 4,646 |
| Salaries and employee benefits | $1,278,000 | 5,496 |
| Premises and equipment expense | $588,000 | 3,585 |
| Additional noninterest expense | $1,148,000 | 3,883 |
| Pre-tax net operating income | $200,000 | 7,780 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $200,000 | 7,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $200,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,635,000 | 363 |
| Net operating income | $200,000 | 7,610 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 5,382 |
| Total interest expense | $855,000 | 5,238 |
| Net interest income | $2,295,000 | 5,340 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $97,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $2,150,000 | 4,767 |
| Salaries and employee benefits | $934,000 | 5,540 |
| Premises and equipment expense | $441,000 | 3,597 |
| Additional noninterest expense | $775,000 | 4,178 |
| Pre-tax net operating income | $172,000 | 7,818 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $172,000 | 7,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $172,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,635,000 | 274 |
| Net operating income | $172,000 | 7,588 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 5,432 |
| Total interest expense | $601,000 | 5,101 |
| Net interest income | $1,473,000 | 5,465 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $1,434,000 | 4,793 |
| Salaries and employee benefits | $644,000 | 5,477 |
| Premises and equipment expense | $294,000 | 3,614 |
| Additional noninterest expense | $496,000 | 4,340 |
| Pre-tax net operating income | $43,000 | 8,281 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $43,000 | 8,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,239,000 | 202 |
| Net operating income | $43,000 | 8,226 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,368 |
| Total interest expense | $319,000 | 4,985 |
| Net interest income | $748,000 | 5,418 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $716,000 | 4,844 |
| Salaries and employee benefits | $322,000 | 5,507 |
| Premises and equipment expense | $147,000 | 3,640 |
| Additional noninterest expense | $247,000 | 4,367 |
| Pre-tax net operating income | $28,000 | 8,212 |
| Securities gains (losses) | $-45,000 | 9,027 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-17,000 | 8,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-17,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 5,548 |
| Total interest expense | $1,295,000 | 5,337 |
| Net interest income | $2,809,000 | 5,520 |
| Provision for loan and lease losses | $718,000 | 1,596 |
| Total noninterest income | $187,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $86,000 | 6,787 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $101,000 | 6,522 |
| Total noninterest expense | $3,242,000 | 4,370 |
| Salaries and employee benefits | $1,739,000 | 4,365 |
| Premises and equipment expense | $485,000 | 4,168 |
| Additional noninterest expense | $1,018,000 | 4,210 |
| Pre-tax net operating income | $-964,000 | 8,966 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-964,000 | 9,032 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-964,000 | 9,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,706 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-964,000 | 8,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 5,622 |
| Total interest expense | $960,000 | 5,501 |
| Net interest income | $2,113,000 | 5,539 |
| Provision for loan and lease losses | $556,000 | 1,512 |
| Total noninterest income | $122,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $2,346,000 | 4,472 |
| Salaries and employee benefits | $1,283,000 | 4,408 |
| Premises and equipment expense | $348,000 | 4,289 |
| Additional noninterest expense | $715,000 | 4,410 |
| Pre-tax net operating income | $-667,000 | 9,010 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-667,000 | 9,070 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-667,000 | 9,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,725 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-667,000 | 9,019 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,649 |
| Total interest expense | $636,000 | 5,648 |
| Net interest income | $1,416,000 | 5,514 |
| Provision for loan and lease losses | $256,000 | 2,085 |
| Total noninterest income | $79,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $1,500,000 | 4,590 |
| Salaries and employee benefits | $802,000 | 4,594 |
| Premises and equipment expense | $231,000 | 4,294 |
| Additional noninterest expense | $467,000 | 4,465 |
| Pre-tax net operating income | $-261,000 | 8,961 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-261,000 | 9,044 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-261,000 | 9,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,459 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-261,000 | 8,973 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,831 |
| Total interest expense | $307,000 | 5,874 |
| Net interest income | $677,000 | 5,648 |
| Provision for loan and lease losses | $176,000 | 1,513 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $719,000 | 4,718 |
| Salaries and employee benefits | $392,000 | 4,676 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $-171,000 | 9,062 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-171,000 | 9,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-171,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-171,000 | 9,052 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 6,031 |
| Total interest expense | $1,344,000 | 6,073 |
| Net interest income | $2,505,000 | 5,905 |
| Provision for loan and lease losses | $178,000 | 4,620 |
| Total noninterest income | $185,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $97,000 | 6,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $2,593,000 | 4,956 |
| Salaries and employee benefits | $1,398,000 | 4,944 |
| Premises and equipment expense | $365,000 | 4,960 |
| Additional noninterest expense | $830,000 | 4,799 |
| Pre-tax net operating income | $-81,000 | 8,744 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-68,000 | 8,811 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-68,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,986 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-81,000 | 8,757 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,763 |
| Total interest expense | $2,237,000 | 5,767 |
| Net interest income | $2,553,000 | 5,649 |
| Provision for loan and lease losses | $237,000 | 3,789 |
| Total noninterest income | $152,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $81,000 | 6,961 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $2,842,000 | 4,523 |
| Salaries and employee benefits | $1,556,000 | 4,382 |
| Premises and equipment expense | $340,000 | 5,136 |
| Additional noninterest expense | $946,000 | 4,252 |
| Pre-tax net operating income | $-374,000 | 9,090 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-364,000 | 9,162 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-364,000 | 9,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,307,000 | 241 |
| Net operating income | $-374,000 | 9,121 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 6,857 |
| Total interest expense | $1,818,000 | 6,564 |
| Net interest income | $1,747,000 | 7,020 |
| Provision for loan and lease losses | $456,000 | 2,029 |
| Total noninterest income | $106,000 | 8,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $2,769,000 | 4,504 |
| Salaries and employee benefits | $1,437,000 | 4,513 |
| Premises and equipment expense | $333,000 | 5,104 |
| Additional noninterest expense | $999,000 | 4,001 |
| Pre-tax net operating income | $-1,372,000 | 9,776 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,372,000 | 9,785 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,372,000 | 9,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,372,000 | 9,787 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 9,934 |
| Total interest expense | $165,000 | 9,979 |
| Net interest income | $394,000 | 9,827 |
| Provision for loan and lease losses | $159,000 | 4,140 |
| Total noninterest income | $12,000 | 10,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $1,744,000 | 6,195 |
| Salaries and employee benefits | $804,000 | 6,734 |
| Premises and equipment expense | $151,000 | 7,646 |
| Additional noninterest expense | $789,000 | 4,840 |
| Pre-tax net operating income | $-1,495,000 | 10,132 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,495,000 | 10,133 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,495,000 | 10,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 123 |
| Net operating income | $-1,495,000 | 10,126 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.