Home > Bank of the South > Assets and Liabilities

Bank of the South, Assets and Liabilities

2007-12-31Rank
# of Employees:1121,536
Assets and Liabilities
Total Assets:$566,735,0001,190
Cash and due from depository institutions$19,739,0001,536
Interest-bearing balances$15,160,000393
Securities$46,855,0002,431
Federal funds sold & reverse repurchase agreements$49,430,000278
Net loans & leases$367,717,0001,310
Loan loss allowance$3,839,0001,460
Trading account assets$0237
Bank premises and fixed assets$17,367,000691
Other real estate owned$62,0001,536
Goodwill and other intangibles$61,499,000230
All other assets$4,066,0003,502
Life insurance assets$04,052
Total liabilities and capital$566,735,0001,190
Total liabilities$468,815,0001,286
Total deposits$460,802,0001,117
Interest-bearing deposits$445,314,0001,002
Deposits held in domestic offices$460,802,0001,113
% insured0.00%1
Federal funds purchased & repurchase agreements$2,708,0002,190
Trading liabilities$078
Other borrowed funds$05,553
Subordinated debt$0248
All other liabilities$5,305,0001,123
Total equity capital$97,920,000719
Total bank equity capital$97,920,000719
Perpetual preferred stock$0111
Common stock$3,245,0001,407
Surplus$95,245,000379
Undivided profits$-570,0007,778
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,152,0002,090
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$328,000427
Income earned, not collected on loans$2,732,0001,494
Earning assets$479,162,0001,278
Long-term assets (5+ years)$54,381,0001,885
Average Assets, year-to-date$492,594,8001,324
Average Assets, quarterly$520,655,0001,277
Volatile liabilities$174,338,000859
Insider loans$3,418,0002,117
FHLB advances$05,108
Loans and leases held for sale$1,047,000914
Unused loan commitments$82,623,0001,199
Tier 1 (core) risk-based capital$38,036,0001,710
Tier 2 risk-based capital$3,857,0001,388
Total risk weighted assets$401,932,0001,259
Total unused commitments$82,623,0001,200
Derivatives$01,052
2007-09-30Rank
# of Employees:1151,488
Assets and Liabilities
Total Assets:$474,575,0001,393
Cash and due from depository institutions$10,068,0001,488
Interest-bearing balances$58,0005,167
Securities$68,081,0001,736
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$350,287,0001,339
Loan loss allowance$3,652,0001,476
Trading account assets$0244
Bank premises and fixed assets$18,281,000619
Other real estate owned$227,0001,488
Goodwill and other intangibles$23,262,000402
All other assets$4,369,0003,379
Life insurance assets$04,026
Total liabilities and capital$474,575,0001,393
Total liabilities$411,346,0001,456
Total deposits$396,655,0001,322
Interest-bearing deposits$379,465,0001,189
Deposits held in domestic offices$396,655,0001,318
% insured0.00%1
Federal funds purchased & repurchase agreements$9,598,0001,278
Trading liabilities$078
Other borrowed funds$05,543
Subordinated debt$0244
All other liabilities$5,093,0001,162
Total equity capital$63,229,0001,074
Total bank equity capital$63,229,0001,074
Perpetual preferred stock$0113
Common stock$3,127,0001,408
Surplus$57,065,000571
Undivided profits$3,037,0005,676
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,683,0002,238
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$150,000642
Income earned, not collected on loans$2,851,0001,537
Earning assets$418,426,0001,473
Long-term assets (5+ years)$67,473,0001,550
Average Assets, year-to-date$474,059,7501,368
Average Assets, quarterly$479,208,5001,373
Volatile liabilities$144,505,000999
Insider loans$9,921,000718
FHLB advances$05,081
Loans and leases held for sale$4,750,000358
Unused loan commitments$84,731,0001,202
Tier 1 (core) risk-based capital$42,248,0001,524
Tier 2 risk-based capital$3,670,0001,441
Total risk weighted assets$375,459,0001,338
Total unused commitments$84,731,0001,203
Derivatives$01,033
2007-06-30Rank
# of Employees:1101,591
Assets and Liabilities
Total Assets:$483,842,0001,386
Cash and due from depository institutions$12,033,0001,591
Interest-bearing balances$44,0005,478
Securities$68,432,0001,705
Federal funds sold & reverse repurchase agreements$8,695,0001,785
Net loans & leases$348,570,0001,355
Loan loss allowance$3,728,0001,432
Trading account assets$0245
Bank premises and fixed assets$18,122,000620
Other real estate owned$183,0001,591
Goodwill and other intangibles$23,457,000410
All other assets$4,350,0003,336
Life insurance assets$04,058
Total liabilities and capital$483,842,0001,386
Total liabilities$421,900,0001,409
Total deposits$414,015,0001,259
Interest-bearing deposits$392,862,0001,156
Deposits held in domestic offices$414,015,0001,254
% insured0.00%1
Federal funds purchased & repurchase agreements$2,909,0002,047
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$0258
All other liabilities$4,976,0001,153
Total equity capital$61,942,0001,098
Total bank equity capital$61,942,0001,098
Perpetual preferred stock$0111
Common stock$3,115,0001,403
Surplus$57,049,000587
Undivided profits$1,778,0006,407
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,162,0002,629
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$2,704,0001,501
Earning assets$425,741,0001,428
Long-term assets (5+ years)$70,995,0001,466
Average Assets, year-to-date$473,888,0001,387
Average Assets, quarterly$489,501,0001,358
Volatile liabilities$132,981,0001,066
Insider loans$9,343,000760
FHLB advances$05,027
Loans and leases held for sale$5,394,000395
Unused loan commitments$85,835,0001,208
Tier 1 (core) risk-based capital$41,021,0001,575
Tier 2 risk-based capital$3,746,0001,420
Total risk weighted assets$376,810,0001,339
Total unused commitments$85,835,0001,208
Derivatives$01,067
2007-03-31Rank
# of Employees:1071,619
Assets and Liabilities
Total Assets:$495,160,0001,344
Cash and due from depository institutions$17,126,0001,619
Interest-bearing balances$36,0005,667
Securities$66,894,0001,756
Federal funds sold & reverse repurchase agreements$20,395,000945
Net loans & leases$344,631,0001,344
Loan loss allowance$3,581,0001,485
Trading account assets$0267
Bank premises and fixed assets$18,184,000606
Other real estate owned$01,619
Goodwill and other intangibles$23,661,000395
All other assets$4,269,0003,319
Life insurance assets$04,074
Total liabilities and capital$495,160,0001,344
Total liabilities$433,591,0001,375
Total deposits$425,443,0001,226
Interest-bearing deposits$374,392,0001,201
Deposits held in domestic offices$425,443,0001,221
% insured0.00%1
Federal funds purchased & repurchase agreements$2,873,0001,901
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$5,275,0001,105
Total equity capital$61,569,0001,088
Total bank equity capital$61,569,0001,088
Perpetual preferred stock$0113
Common stock$3,115,0001,386
Surplus$57,020,000569
Undivided profits$1,434,0006,748
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,224,0002,418
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,676,0001,470
Earning assets$431,956,0001,409
Long-term assets (5+ years)$66,549,0001,518
Average Assets, year-to-date$468,911,0001,407
Average Assets, quarterly$468,911,0001,407
Volatile liabilities$129,156,0001,071
Insider loans$9,281,000750
FHLB advances$05,010
Loans and leases held for sale$5,205,000381
Unused loan commitments$79,456,0001,284
Tier 1 (core) risk-based capital$39,929,0001,606
Tier 2 risk-based capital$3,599,0001,471
Total risk weighted assets$370,856,0001,332
Total unused commitments$79,456,0001,284
Derivatives$01,065
2006-12-31Rank
# of Employees:1101,568
Assets and Liabilities
Total Assets:$442,662,0001,494
Cash and due from depository institutions$12,071,0001,568
Interest-bearing balances$24,0005,909
Securities$68,808,0001,728
Federal funds sold & reverse repurchase agreements$7,145,0002,237
Net loans & leases$308,411,0001,503
Loan loss allowance$3,467,0001,509
Trading account assets$0156
Bank premises and fixed assets$18,289,000577
Other real estate owned$01,568
Goodwill and other intangibles$23,861,000377
All other assets$4,077,0003,461
Life insurance assets$04,082
Total liabilities and capital$442,662,0001,494
Total liabilities$381,954,0001,571
Total deposits$372,707,0001,397
Interest-bearing deposits$332,450,0001,342
Deposits held in domestic offices$372,707,0001,393
% insured0.00%1
Federal funds purchased & repurchase agreements$4,115,0001,758
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$0264
All other liabilities$5,132,0001,115
Total equity capital$60,708,0001,081
Total bank equity capital$60,708,0001,081
Perpetual preferred stock$0112
Common stock$3,115,0001,375
Surplus$56,992,000552
Undivided profits$601,0007,384
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$948,0002,737
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,416,0001,698
Earning assets$384,388,0001,573
Long-term assets (5+ years)$57,155,0001,688
Average Assets, year-to-date$407,151,0001,563
Average Assets, quarterly$431,868,0001,515
Volatile liabilities$130,850,0001,164
Insider loans$7,311,000965
FHLB advances$05,139
Loans and leases held for sale$3,597,000481
Unused loan commitments$85,497,0001,169
Tier 1 (core) risk-based capital$38,986,0001,618
Tier 2 risk-based capital$3,468,0001,497
Total risk weighted assets$344,652,0001,417
Total unused commitments$85,497,0001,170
Derivatives$01,023
2006-09-30Rank
# of Employees:1141,534
Assets and Liabilities
Total Assets:$421,074,0001,563
Cash and due from depository institutions$11,699,0001,534
Interest-bearing balances$40,0005,650
Securities$70,082,0001,719
Federal funds sold & reverse repurchase agreements$5,360,0002,339
Net loans & leases$287,281,0001,586
Loan loss allowance$3,195,0001,637
Trading account assets$0154
Bank premises and fixed assets$18,527,000571
Other real estate owned$32,0001,534
Goodwill and other intangibles$24,057,000378
All other assets$4,036,0003,490
Life insurance assets$04,052
Total liabilities and capital$421,074,0001,563
Total liabilities$361,199,0001,640
Total deposits$349,129,0001,493
Interest-bearing deposits$306,728,0001,456
Deposits held in domestic offices$349,129,0001,488
% insured0.00%1
Federal funds purchased & repurchase agreements$3,191,0002,043
Trading liabilities$074
Other borrowed funds$4,500,0003,779
Subordinated debt$0269
All other liabilities$4,379,0001,252
Total equity capital$59,875,0001,097
Total bank equity capital$59,875,0001,097
Perpetual preferred stock$0118
Common stock$3,114,0001,366
Surplus$56,964,000551
Undivided profits$-203,0008,034
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$244,0005,089
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,383,0001,709
Earning assets$362,763,0001,678
Long-term assets (5+ years)$52,736,0001,773
Average Assets, year-to-date$398,273,2501,615
Average Assets, quarterly$409,161,5001,602
Volatile liabilities$125,611,0001,213
Insider loans$6,436,0001,084
FHLB advances$4,500,0003,622
Loans and leases held for sale$2,703,000564
Unused loan commitments$86,961,0001,172
Tier 1 (core) risk-based capital$38,584,0001,635
Tier 2 risk-based capital$3,195,0001,617
Total risk weighted assets$325,957,0001,485
Total unused commitments$86,961,0001,173
Derivatives$01,023
2006-06-30Rank
# of Employees:1141,552
Assets and Liabilities
Total Assets:$397,249,0001,654
Cash and due from depository institutions$12,338,0001,552
Interest-bearing balances$54,0005,453
Securities$64,854,0001,845
Federal funds sold & reverse repurchase agreements$18,542,000653
Net loans & leases$276,001,0001,637
Loan loss allowance$3,262,0001,579
Trading account assets$0157
Bank premises and fixed assets$14,393,000732
Other real estate owned$32,0001,552
Goodwill and other intangibles$6,411,000759
All other assets$4,678,0003,135
Life insurance assets$04,035
Total liabilities and capital$397,249,0001,654
Total liabilities$356,457,0001,659
Total deposits$348,562,0001,478
Interest-bearing deposits$305,044,0001,444
Deposits held in domestic offices$348,562,0001,474
% insured0.00%1
Federal funds purchased & repurchase agreements$1,448,0002,681
Trading liabilities$073
Other borrowed funds$4,500,0003,811
Subordinated debt$0265
All other liabilities$1,947,0002,196
Total equity capital$40,792,0001,547
Total bank equity capital$40,792,0001,547
Perpetual preferred stock$0119
Common stock$3,115,0001,356
Surplus$34,778,000826
Undivided profits$2,899,0005,692
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$313,0004,548
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,186,0001,676
Earning assets$359,451,0001,673
Long-term assets (5+ years)$44,747,0001,965
Average Assets, year-to-date$390,673,0001,651
Average Assets, quarterly$398,328,5001,629
Volatile liabilities$121,053,0001,236
Insider loans$6,883,000995
FHLB advances$4,500,0003,646
Loans and leases held for sale$2,047,000681
Unused loan commitments$88,744,0001,148
Tier 1 (core) risk-based capital$35,563,0001,744
Tier 2 risk-based capital$3,262,0001,555
Total risk weighted assets$317,716,0001,505
Total unused commitments$88,744,0001,149
Derivatives$01,000
2006-03-31Rank
# of Employees:1181,462
Assets and Liabilities
Total Assets:$399,408,0001,607
Cash and due from depository institutions$14,071,0001,462
Interest-bearing balances$67,0005,388
Securities$56,286,0002,123
Federal funds sold & reverse repurchase agreements$33,195,000412
Net loans & leases$270,795,0001,624
Loan loss allowance$3,210,0001,577
Trading account assets$0154
Bank premises and fixed assets$14,439,000713
Other real estate owned$54,0001,462
Goodwill and other intangibles$6,463,000730
All other assets$4,105,0003,333
Life insurance assets$04,002
Total liabilities and capital$399,408,0001,607
Total liabilities$360,023,0001,602
Total deposits$349,064,0001,438
Interest-bearing deposits$303,725,0001,417
Deposits held in domestic offices$349,064,0001,435
% insured0.00%1
Federal funds purchased & repurchase agreements$1,519,0002,396
Trading liabilities$077
Other borrowed funds$7,500,0002,976
Subordinated debt$0259
All other liabilities$1,940,0002,225
Total equity capital$39,385,0001,586
Total bank equity capital$39,385,0001,586
Perpetual preferred stock$0120
Common stock$3,068,0001,355
Surplus$33,823,000827
Undivided profits$2,494,0005,978
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$339,0004,423
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$2,036,0001,701
Earning assets$360,343,0001,634
Long-term assets (5+ years)$41,682,0002,040
Average Assets, year-to-date$387,385,0001,653
Average Assets, quarterly$387,385,0001,653
Volatile liabilities$117,997,0001,191
Insider loans$7,195,000929
FHLB advances$7,500,0002,866
Loans and leases held for sale$2,064,000581
Unused loan commitments$78,275,0001,250
Tier 1 (core) risk-based capital$33,755,0001,794
Tier 2 risk-based capital$3,210,0001,545
Total risk weighted assets$319,508,0001,449
Total unused commitments$78,275,0001,250
Derivatives$0990
2005-12-31Rank
# of Employees:1081,601
Assets and Liabilities
Total Assets:$375,362,0001,697
Cash and due from depository institutions$10,342,0001,601
Interest-bearing balances$103,0004,889
Securities$59,505,0002,016
Federal funds sold & reverse repurchase agreements$15,490,000867
Net loans & leases$265,729,0001,623
Loan loss allowance$3,095,0001,616
Trading account assets$0155
Bank premises and fixed assets$13,808,000738
Other real estate owned$54,0001,601
Goodwill and other intangibles$6,515,000709
All other assets$3,919,0003,438
Life insurance assets$0351
Total liabilities and capital$375,362,0001,697
Total liabilities$341,654,0001,677
Total deposits$326,633,0001,524
Interest-bearing deposits$286,010,0001,484
Deposits held in domestic offices$326,633,0001,520
% insured0.00%1
Federal funds purchased & repurchase agreements$1,966,0002,339
Trading liabilities$072
Other borrowed funds$10,000,0002,660
Subordinated debt$0258
All other liabilities$3,055,0001,530
Total equity capital$33,708,0001,844
Total bank equity capital$33,708,0001,844
Perpetual preferred stock$0122
Common stock$2,830,0001,485
Surplus$28,985,000933
Undivided profits$1,893,0006,451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$462,0003,888
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,930,0001,817
Earning assets$340,827,0001,714
Long-term assets (5+ years)$39,932,0002,074
Average Assets, year-to-date$325,731,0001,826
Average Assets, quarterly$364,924,0001,731
Volatile liabilities$112,299,0001,237
Insider loans$5,687,0001,182
FHLB advances$10,000,0002,516
Loans and leases held for sale$2,748,000489
Unused loan commitments$77,458,0001,226
Tier 1 (core) risk-based capital$27,966,0002,160
Tier 2 risk-based capital$3,095,0001,585
Total risk weighted assets$307,572,0001,483
Total unused commitments$77,458,0001,226
Derivatives$0930
2005-09-30Rank
# of Employees:1041,656
Assets and Liabilities
Total Assets:$354,486,0001,758
Cash and due from depository institutions$11,689,0001,656
Interest-bearing balances$101,0004,996
Securities$55,764,0002,124
Federal funds sold & reverse repurchase agreements$9,950,0001,307
Net loans & leases$253,805,0001,662
Loan loss allowance$2,971,0001,643
Trading account assets$0146
Bank premises and fixed assets$13,356,000745
Other real estate owned$59,0001,656
Goodwill and other intangibles$6,569,000676
All other assets$3,294,0003,812
Life insurance assets$0341
Total liabilities and capital$354,486,0001,758
Total liabilities$321,416,0001,743
Total deposits$307,356,0001,599
Interest-bearing deposits$265,692,0001,568
Deposits held in domestic offices$307,356,0001,595
% insured0.00%1
Federal funds purchased & repurchase agreements$2,221,0002,284
Trading liabilities$063
Other borrowed funds$10,000,0002,673
Subordinated debt$0251
All other liabilities$1,839,0002,219
Total equity capital$33,070,0001,848
Total bank equity capital$33,070,0001,848
Perpetual preferred stock$0120
Common stock$2,823,0001,460
Surplus$28,917,000901
Undivided profits$1,330,0006,982
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$581,0003,478
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,739,0001,961
Earning assets$319,620,0001,773
Long-term assets (5+ years)$38,584,0002,140
Average Assets, year-to-date$313,323,2501,876
Average Assets, quarterly$351,445,0001,739
Volatile liabilities$106,620,0001,238
Insider loans$5,751,0001,123
FHLB advances$10,000,0002,512
Loans and leases held for sale$3,020,000545
Unused loan commitments$80,070,0001,181
Tier 1 (core) risk-based capital$27,260,0002,174
Tier 2 risk-based capital$2,971,0001,599
Total risk weighted assets$300,653,0001,479
Total unused commitments$80,070,0001,181
Derivatives$0909
2005-06-30Rank
# of Employees:1031,666
Assets and Liabilities
Total Assets:$348,404,0001,739
Cash and due from depository institutions$10,081,0001,666
Interest-bearing balances$92,0005,238
Securities$54,414,0002,186
Federal funds sold & reverse repurchase agreements$9,193,0001,284
Net loans & leases$251,284,0001,638
Loan loss allowance$2,928,0001,644
Trading account assets$0148
Bank premises and fixed assets$13,694,000707
Other real estate owned$22,0001,666
Goodwill and other intangibles$6,609,000669
All other assets$3,107,0003,811
Life insurance assets$0339
Total liabilities and capital$348,404,0001,739
Total liabilities$315,975,0001,729
Total deposits$302,553,0001,583
Interest-bearing deposits$262,427,0001,551
Deposits held in domestic offices$302,553,0001,578
% insured0.00%1
Federal funds purchased & repurchase agreements$2,087,0002,310
Trading liabilities$065
Other borrowed funds$10,000,0002,628
Subordinated debt$0251
All other liabilities$1,335,0002,641
Total equity capital$32,429,0001,848
Total bank equity capital$32,429,0001,848
Perpetual preferred stock$0118
Common stock$2,817,0001,444
Surplus$28,854,000885
Undivided profits$758,0007,444
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$451,0003,880
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,581,0001,957
Earning assets$314,983,0001,752
Long-term assets (5+ years)$36,968,0002,216
Average Assets, year-to-date$299,602,3301,952
Average Assets, quarterly$316,727,0001,856
Volatile liabilities$101,056,0001,262
Insider loans$6,086,0001,032
FHLB advances$10,000,0002,493
Loans and leases held for sale$3,341,000543
Unused loan commitments$66,441,0001,342
Tier 1 (core) risk-based capital$26,282,0002,189
Tier 2 risk-based capital$2,928,0001,602
Total risk weighted assets$293,561,0001,476
Total unused commitments$66,441,0001,342
Derivatives$0866
2005-03-31Rank
# of Employees:861,998
Assets and Liabilities
Total Assets:$285,050,0002,064
Cash and due from depository institutions$7,272,0001,998
Interest-bearing balances$188,0004,459
Securities$43,146,0002,708
Federal funds sold & reverse repurchase agreements$14,506,000851
Net loans & leases$206,215,0001,912
Loan loss allowance$2,409,0001,978
Trading account assets$0148
Bank premises and fixed assets$11,258,000885
Other real estate owned$01,998
Goodwill and other intangibles$03,297
All other assets$2,653,0004,154
Life insurance assets$0333
Total liabilities and capital$285,050,0002,064
Total liabilities$259,967,0002,036
Total deposits$247,258,0001,921
Interest-bearing deposits$216,579,0001,861
Deposits held in domestic offices$247,258,0001,916
% insured0.00%1
Federal funds purchased & repurchase agreements$1,499,0002,384
Trading liabilities$065
Other borrowed funds$10,175,0002,535
Subordinated debt$0265
All other liabilities$1,035,0003,138
Total equity capital$25,083,0002,313
Total bank equity capital$25,083,0002,313
Perpetual preferred stock$0120
Common stock$2,509,0001,547
Surplus$22,588,0001,050
Undivided profits$-14,0008,131
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$289,0004,772
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$1,188,0002,585
Earning assets$264,055,0002,052
Long-term assets (5+ years)$31,687,0002,539
Average Assets, year-to-date$275,201,5002,122
Average Assets, quarterly$275,201,5002,122
Volatile liabilities$84,738,0001,416
Insider loans$5,229,0001,183
FHLB advances$10,000,0002,434
Loans and leases held for sale$2,245,000595
Unused loan commitments$55,495,0001,499
Tier 1 (core) risk-based capital$25,352,0002,208
Tier 2 risk-based capital$2,409,0001,891
Total risk weighted assets$234,963,0001,761
Total unused commitments$55,495,0001,499
Derivatives$0790
2004-12-31Rank
# of Employees:852,015
Assets and Liabilities
Total Assets:$265,353,0002,192
Cash and due from depository institutions$6,352,0002,015
Interest-bearing balances$108,0004,964
Securities$43,824,0002,689
Federal funds sold & reverse repurchase agreements$5,460,0002,054
Net loans & leases$195,945,0001,992
Loan loss allowance$2,308,0002,035
Trading account assets$0153
Bank premises and fixed assets$11,341,000868
Other real estate owned$61,0002,015
Goodwill and other intangibles$03,293
All other assets$2,370,0004,393
Life insurance assets$0334
Total liabilities and capital$265,353,0002,192
Total liabilities$240,752,0002,171
Total deposits$228,601,0002,054
Interest-bearing deposits$198,932,0001,992
Deposits held in domestic offices$228,601,0002,049
% insured0.00%1
Federal funds purchased & repurchase agreements$976,0002,738
Trading liabilities$066
Other borrowed funds$10,175,0002,549
Subordinated debt$0272
All other liabilities$1,000,0003,106
Total equity capital$24,601,0002,352
Total bank equity capital$24,601,0002,352
Perpetual preferred stock$0118
Common stock$2,493,0001,598
Surplus$22,444,0001,041
Undivided profits$-336,0008,406
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$272,0004,922
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,073,0002,849
Earning assets$245,337,0002,190
Long-term assets (5+ years)$29,438,0002,739
Average Assets, year-to-date$241,424,6002,319
Average Assets, quarterly$262,993,5002,187
Volatile liabilities$74,377,0001,546
Insider loans$5,697,0001,062
FHLB advances$10,000,0002,428
Loans and leases held for sale$2,351,000571
Unused loan commitments$57,418,0001,430
Tier 1 (core) risk-based capital$24,685,0002,238
Tier 2 risk-based capital$2,308,0001,948
Total risk weighted assets$223,924,0001,833
Total unused commitments$57,418,0001,431
Derivatives$0774
2004-09-30Rank
# of Employees:861,986
Assets and Liabilities
Total Assets:$260,634,0002,205
Cash and due from depository institutions$9,887,0001,986
Interest-bearing balances$31,0006,068
Securities$46,415,0002,566
Federal funds sold & reverse repurchase agreements$445,0005,223
Net loans & leases$189,667,0002,023
Loan loss allowance$2,113,0002,182
Trading account assets$0149
Bank premises and fixed assets$11,967,000779
Other real estate owned$73,0001,986
Goodwill and other intangibles$03,268
All other assets$2,180,0004,604
Life insurance assets$0330
Total liabilities and capital$260,634,0002,205
Total liabilities$236,634,0002,183
Total deposits$226,333,0002,039
Interest-bearing deposits$193,978,0002,025
Deposits held in domestic offices$226,333,0002,033
% insured0.00%1
Federal funds purchased & repurchase agreements$6,915,0001,392
Trading liabilities$068
Other borrowed funds$2,675,0004,350
Subordinated debt$0276
All other liabilities$711,0004,002
Total equity capital$24,000,0002,389
Total bank equity capital$24,000,0002,389
Perpetual preferred stock$0124
Common stock$2,479,0001,589
Surplus$22,317,0001,023
Undivided profits$-796,0008,602
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$404,0004,379
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,050,0002,983
Earning assets$236,558,0002,237
Long-term assets (5+ years)$32,150,0002,597
Average Assets, year-to-date$235,442,5002,365
Average Assets, quarterly$252,386,5002,262
Volatile liabilities$72,682,0001,525
Insider loans$4,220,0001,383
FHLB advances$2,500,0004,221
Loans and leases held for sale$1,838,000638
Unused loan commitments$54,254,0001,475
Tier 1 (core) risk-based capital$24,000,0002,274
Tier 2 risk-based capital$2,113,0002,062
Total risk weighted assets$217,316,0001,844
Total unused commitments$54,254,0001,476
Derivatives$0770
2004-06-30Rank
# of Employees:842,040
Assets and Liabilities
Total Assets:$244,139,0002,320
Cash and due from depository institutions$6,686,0002,040
Interest-bearing balances$29,0006,113
Securities$42,302,0002,803
Federal funds sold & reverse repurchase agreements$9,226,0001,175
Net loans & leases$171,657,0002,173
Loan loss allowance$1,997,0002,289
Trading account assets$0153
Bank premises and fixed assets$12,149,000739
Other real estate owned$12,0002,040
Goodwill and other intangibles$03,275
All other assets$2,107,0004,695
Life insurance assets$0323
Total liabilities and capital$244,139,0002,320
Total liabilities$221,318,0002,324
Total deposits$216,567,0002,106
Interest-bearing deposits$190,601,0002,033
Deposits held in domestic offices$216,567,0002,100
% insured0.00%1
Federal funds purchased & repurchase agreements$1,428,0002,618
Trading liabilities$069
Other borrowed funds$2,675,0004,307
Subordinated debt$0288
All other liabilities$648,0003,941
Total equity capital$22,821,0002,410
Total bank equity capital$22,821,0002,410
Perpetual preferred stock$0126
Common stock$2,476,0001,592
Surplus$22,288,0001,003
Undivided profits$-1,943,0008,845
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$367,0004,632
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$949,0003,100
Earning assets$223,214,0002,342
Long-term assets (5+ years)$30,189,0002,823
Average Assets, year-to-date$227,045,3302,447
Average Assets, quarterly$235,859,0002,384
Volatile liabilities$65,521,0001,637
Insider loans$3,758,0001,536
FHLB advances$2,500,0004,193
Loans and leases held for sale$2,120,000598
Unused loan commitments$45,556,0001,681
Tier 1 (core) risk-based capital$23,437,0002,279
Tier 2 risk-based capital$1,997,0002,145
Total risk weighted assets$201,033,0001,939
Total unused commitments$45,556,0001,684
Derivatives$0740
2004-03-31Rank
# of Employees:792,163
Assets and Liabilities
Total Assets:$227,579,0002,460
Cash and due from depository institutions$7,480,0002,163
Interest-bearing balances$24,0006,304
Securities$38,410,0003,029
Federal funds sold & reverse repurchase agreements$7,749,0001,920
Net loans & leases$160,134,0002,253
Loan loss allowance$2,029,0002,236
Trading account assets$0144
Bank premises and fixed assets$11,775,000760
Other real estate owned$77,0002,163
Goodwill and other intangibles$03,256
All other assets$1,954,0004,717
Life insurance assets$0322
Total liabilities and capital$227,579,0002,460
Total liabilities$204,168,0002,469
Total deposits$196,979,0002,312
Interest-bearing deposits$176,867,0002,195
Deposits held in domestic offices$196,979,0002,306
% insured0.00%1
Federal funds purchased & repurchase agreements$3,708,0001,719
Trading liabilities$070
Other borrowed funds$2,850,0004,090
Subordinated debt$0287
All other liabilities$631,0004,312
Total equity capital$23,411,0002,404
Total bank equity capital$23,411,0002,404
Perpetual preferred stock$0129
Common stock$2,475,0001,587
Surplus$22,274,000991
Undivided profits$-1,338,0008,837
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$326,0004,981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$888,0003,221
Earning assets$206,317,0002,502
Long-term assets (5+ years)$31,773,0002,653
Average Assets, year-to-date$218,498,5002,543
Average Assets, quarterly$218,498,5002,543
Volatile liabilities$62,789,0001,606
Insider loans$2,893,0001,957
FHLB advances$2,500,0004,026
Loans and leases held for sale$1,780,000744
Unused loan commitments$43,793,0001,679
Tier 1 (core) risk-based capital$23,094,0002,281
Tier 2 risk-based capital$2,029,0002,080
Total risk weighted assets$185,176,0002,040
Total unused commitments$43,793,0001,683
Derivatives$0699
2003-12-31Rank
# of Employees:742,328
Assets and Liabilities
Total Assets:$209,418,0002,672
Cash and due from depository institutions$3,454,0002,328
Interest-bearing balances$06,994
Securities$40,808,0002,930
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$152,731,0002,331
Loan loss allowance$1,977,0002,286
Trading account assets$0168
Bank premises and fixed assets$10,400,000886
Other real estate owned$105,0002,328
Goodwill and other intangibles$03,237
All other assets$1,920,0004,798
Life insurance assets$01
Total liabilities and capital$209,418,0002,672
Total liabilities$186,611,0002,684
Total deposits$182,109,0002,485
Interest-bearing deposits$163,326,0002,344
Deposits held in domestic offices$182,109,0002,481
% insured0.00%1
Federal funds purchased & repurchase agreements$3,616,0001,833
Trading liabilities$072
Other borrowed funds$350,0005,326
Subordinated debt$0293
All other liabilities$536,0004,546
Total equity capital$22,807,0002,411
Total bank equity capital$22,807,0002,411
Perpetual preferred stock$0131
Common stock$2,472,0001,596
Surplus$22,249,000968
Undivided profits$-1,914,0008,981
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$335,0004,943
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$836,0003,526
Earning assets$193,539,0002,645
Long-term assets (5+ years)$34,619,0002,509
Average Assets, year-to-date$189,363,0002,805
Average Assets, quarterly$203,200,5002,701
Volatile liabilities$55,061,0001,805
Insider loans$3,012,0001,857
FHLB advances$05,171
Loans and leases held for sale$1,008,000884
Unused loan commitments$39,177,0001,779
Tier 1 (core) risk-based capital$22,769,0002,294
Tier 2 risk-based capital$1,977,0002,128
Total risk weighted assets$176,816,0002,109
Total unused commitments$39,177,0001,782
Derivatives$0665
2003-09-30Rank
# of Employees:722,407
Assets and Liabilities
Total Assets:$196,983,0002,790
Cash and due from depository institutions$6,988,0002,407
Interest-bearing balances$07,032
Securities$36,069,0003,175
Federal funds sold & reverse repurchase agreements$6,950,0001,990
Net loans & leases$136,222,0002,579
Loan loss allowance$1,736,0002,548
Trading account assets$0165
Bank premises and fixed assets$8,762,0001,061
Other real estate owned$106,0002,407
Goodwill and other intangibles$03,226
All other assets$1,886,0004,866
Life insurance assets$01
Total liabilities and capital$196,983,0002,790
Total liabilities$174,500,0002,827
Total deposits$171,640,0002,619
Interest-bearing deposits$155,774,0002,460
Deposits held in domestic offices$171,640,0002,615
% insured0.00%1
Federal funds purchased & repurchase agreements$1,881,0002,225
Trading liabilities$072
Other borrowed funds$350,0005,298
Subordinated debt$0293
All other liabilities$629,0004,382
Total equity capital$22,483,0002,442
Total bank equity capital$22,483,0002,442
Perpetual preferred stock$0137
Common stock$2,461,0001,597
Surplus$22,147,000970
Undivided profits$-2,125,0009,070
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$232,0005,796
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$789,0003,900
Earning assets$179,241,0002,800
Long-term assets (5+ years)$29,825,0002,802
Average Assets, year-to-date$184,349,2502,886
Average Assets, quarterly$194,549,5002,808
Volatile liabilities$52,555,0001,827
Insider loans$2,525,0002,142
FHLB advances$05,135
Loans and leases held for sale$1,755,000902
Unused loan commitments$37,812,0001,845
Tier 1 (core) risk-based capital$22,495,0002,318
Tier 2 risk-based capital$1,736,0002,336
Total risk weighted assets$162,651,0002,263
Total unused commitments$37,812,0001,847
Derivatives$0666
2003-06-30Rank
# of Employees:702,496
Assets and Liabilities
Total Assets:$192,116,0002,832
Cash and due from depository institutions$9,882,0002,496
Interest-bearing balances$07,050
Securities$40,220,0002,864
Federal funds sold & reverse repurchase agreements$8,175,0001,950
Net loans & leases$124,999,0002,722
Loan loss allowance$1,667,0002,600
Trading account assets$0170
Bank premises and fixed assets$6,877,0001,357
Other real estate owned$77,0002,496
Goodwill and other intangibles$03,182
All other assets$1,886,0004,746
Life insurance assets$01
Total liabilities and capital$192,116,0002,832
Total liabilities$169,200,0002,889
Total deposits$160,377,0002,772
Interest-bearing deposits$140,760,0002,692
Deposits held in domestic offices$160,377,0002,769
% insured0.00%1
Federal funds purchased & repurchase agreements$4,422,0001,562
Trading liabilities$074
Other borrowed funds$3,766,0003,705
Subordinated debt$0266
All other liabilities$635,0004,457
Total equity capital$22,916,0002,397
Total bank equity capital$22,916,0002,397
Perpetual preferred stock$0140
Common stock$2,455,0001,595
Surplus$22,095,000954
Undivided profits$-1,634,0009,041
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$182,0006,200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$755,0003,891
Earning assets$173,394,0002,859
Long-term assets (5+ years)$36,634,0002,281
Average Assets, year-to-date$180,138,0002,949
Average Assets, quarterly$185,636,5002,888
Volatile liabilities$50,398,0001,869
Insider loans$3,439,0001,596
FHLB advances$3,416,0003,627
Loans and leases held for sale$4,610,000740
Unused loan commitments$29,583,0002,148
Tier 1 (core) risk-based capital$22,276,0002,296
Tier 2 risk-based capital$1,667,0002,380
Total risk weighted assets$145,545,0002,470
Total unused commitments$29,583,0002,158
Derivatives$0623
2003-03-31Rank
# of Employees:632,733
Assets and Liabilities
Total Assets:$179,157,0002,986
Cash and due from depository institutions$5,712,0002,733
Interest-bearing balances$07,012
Securities$39,786,0002,847
Federal funds sold & reverse repurchase agreements$14,070,0001,153
Net loans & leases$112,516,0002,920
Loan loss allowance$1,588,0002,668
Trading account assets$0169
Bank premises and fixed assets$5,242,0001,792
Other real estate owned$77,0002,733
Goodwill and other intangibles$03,151
All other assets$1,754,0004,898
Life insurance assets$01
Total liabilities and capital$179,157,0002,986
Total liabilities$156,539,0003,047
Total deposits$145,049,0003,007
Interest-bearing deposits$131,211,0002,865
Deposits held in domestic offices$145,049,0003,002
% insured0.00%1
Federal funds purchased & repurchase agreements$2,831,0001,765
Trading liabilities$079
Other borrowed funds$8,029,0002,545
Subordinated debt$0265
All other liabilities$630,0004,519
Total equity capital$22,618,0002,364
Total bank equity capital$22,618,0002,364
Perpetual preferred stock$0141
Common stock$2,455,0001,604
Surplus$22,095,000940
Undivided profits$-1,932,0009,130
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$161,0006,333
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$733,0004,016
Earning assets$166,372,0002,926
Long-term assets (5+ years)$28,934,0002,638
Average Assets, year-to-date$174,149,0003,030
Average Assets, quarterly$174,149,0003,030
Volatile liabilities$50,601,0001,817
Insider loans$4,115,0001,300
FHLB advances$7,467,0002,502
Loans and leases held for sale$2,294,000949
Unused loan commitments$25,651,0002,282
Tier 1 (core) risk-based capital$22,058,0002,267
Tier 2 risk-based capital$1,588,0002,450
Total risk weighted assets$130,513,0002,704
Total unused commitments$25,651,0002,294
Derivatives$0578
2002-12-31Rank
# of Employees:563,011
Assets and Liabilities
Total Assets:$169,141,0003,080
Cash and due from depository institutions$8,451,0003,011
Interest-bearing balances$07,009
Securities$43,660,0002,601
Federal funds sold & reverse repurchase agreements$1,595,0005,233
Net loans & leases$109,028,0002,984
Loan loss allowance$1,555,0002,660
Trading account assets$0170
Bank premises and fixed assets$4,627,0002,004
Other real estate owned$78,0003,011
Goodwill and other intangibles$03,122
All other assets$1,702,0004,982
Life insurance assets$01
Total liabilities and capital$169,141,0003,080
Total liabilities$146,636,0003,164
Total deposits$138,125,0003,080
Interest-bearing deposits$124,792,0002,922
Deposits held in domestic offices$138,125,0003,076
% insured0.00%1
Federal funds purchased & repurchase agreements$438,0002,850
Trading liabilities$075
Other borrowed funds$7,517,0002,665
Subordinated debt$0258
All other liabilities$556,0004,920
Total equity capital$22,505,0002,344
Total bank equity capital$22,505,0002,344
Perpetual preferred stock$0142
Common stock$2,455,0001,595
Surplus$22,094,000920
Undivided profits$-2,044,0009,186
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$84,0006,999
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$746,0004,153
Earning assets$154,283,0003,083
Long-term assets (5+ years)$31,714,0002,438
Average Assets, year-to-date$144,156,0003,367
Average Assets, quarterly$163,099,0003,153
Volatile liabilities$44,581,0002,021
Insider loans$3,791,0001,399
FHLB advances$6,992,0002,634
Loans and leases held for sale$4,642,000726
Unused loan commitments$23,109,0002,380
Tier 1 (core) risk-based capital$21,693,0002,269
Tier 2 risk-based capital$1,555,0002,457
Total risk weighted assets$124,509,0002,786
Total unused commitments$23,109,0002,385
Derivatives$0527
2001-12-31Rank
# of Employees:652,631
Assets and Liabilities
Total Assets:$114,947,0004,104
Cash and due from depository institutions$2,135,0002,631
Interest-bearing balances$07,015
Securities$44,927,0002,420
Federal funds sold & reverse repurchase agreements$6,443,0002,245
Net loans & leases$56,803,0004,851
Loan loss allowance$865,0004,024
Trading account assets$0182
Bank premises and fixed assets$3,946,0002,289
Other real estate owned$02,631
Goodwill and other intangibles$03,095
All other assets$693,0007,588
Life insurance assets$01
Total liabilities and capital$114,947,0004,104
Total liabilities$93,429,0004,410
Total deposits$92,162,0004,201
Interest-bearing deposits$83,227,0004,006
Deposits held in domestic offices$92,162,0004,194
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$700,0004,878
Subordinated debt$0241
All other liabilities$567,0005,041
Total equity capital$21,518,0002,281
Total bank equity capital$21,518,0002,281
Perpetual preferred stock$0158
Common stock$2,431,0001,607
Surplus$21,882,000896
Undivided profits$-2,795,0009,483
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$169,0006,256
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$572,0005,445
Earning assets$108,173,0004,017
Long-term assets (5+ years)$25,501,0002,806
Average Assets, year-to-date$95,725,3304,529
Average Assets, quarterly$107,269,0004,288
Volatile liabilities$25,165,0003,122
Insider loans$2,278,0002,141
FHLB advances$04,938
Loans and leases held for sale$1,997,000919
Unused loan commitments$15,834,0002,936
Tier 1 (core) risk-based capital$21,374,0002,183
Tier 2 risk-based capital$808,0003,985
Total risk weighted assets$64,550,0004,600
Total unused commitments$15,834,0002,943
Derivatives$0450