Home > Bank of the Pacific > Net charge- offs to loans
Bank of the Pacific, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1219% | 4,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0650% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2204% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0621% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3078% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9477% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2695% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0934% | 4,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0942% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2812% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0922% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2053% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1543% | 1,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5606% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1499% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1024% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8453% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0669% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1107% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7414% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0618% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0592% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4658% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0388% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 3,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1659% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8746% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1392% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0538% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0646% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3169% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0454% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2925% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -44.7761% | 1,073 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0668% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0798% | 4,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2312% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2299% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1934% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -47.7600% | 1,069 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0952% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1134% | 4,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2910% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5679% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2430% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -53.7313% | 1,045 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0282% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1932% | 4,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2334% | 4,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0936% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2449% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3655% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1271% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -64.8188% | 1,006 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 4,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1274% | 4,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1571% | 4,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1314% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2612% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1855% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1791% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 163.1206% | 2 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0919% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1143% | 4,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1904% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6146% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2209% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 222.2599% | 1 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1424% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1806% | 4,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4428% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6924% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3407% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 333.9332% | 1 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5372% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5368% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0318% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3723% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 200.7663% | 2 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0445% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0298% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5092% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1204% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.1010% | 9 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 4,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0587% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1816% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9768% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1089% | 2,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.1255% | 8 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 4,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0686% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 4,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1821% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4267% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0932% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.0882% | 6 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0725% | 5,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1426% | 5,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1924% | 5,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1194% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2981% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7346% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1285% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 40.0668% | 3 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.1394% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1604% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9469% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2024% | 2,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.1799% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3167% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2357% | 2,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.1885% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0084% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6050% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1485% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 5,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.3615% | 4,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0229% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | -3.4541% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1605% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0915% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 4,605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,741 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2747% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7996% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1188% | 2,945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.1331% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 4,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,781 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1406% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7125% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1149% | 2,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.2312% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 3,814 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1802% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1166% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2138% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1122% | 2,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 5,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 3,914 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 5,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3606% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0982% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2843% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0898% | 2,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.2538% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0604% | 5,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3149% | 4,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1656% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0127% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1283% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 5,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.3657% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0404% | 4,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4593% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1076% | 2,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.5798% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0454% | 4,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1411% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5164% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1246% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 4,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 4,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 4,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1806% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3484% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1730% | 1,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2143% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0587% | 4,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 2,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 4,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2642% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3981% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2055% | 2,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 4,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 5,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0698% | 5,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0626% | 4,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3199% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9895% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2317% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.0273% | 4,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0966% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0430% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 5,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3658% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0661% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2190% | 2,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 5,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3059% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 4,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4369% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 4,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5615% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3738% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2869% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 3,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 1,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 1,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1546% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 2,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0193% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3350% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5303% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2379% | 2,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0136% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1194% | 2,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1071% | 832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5191% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2430% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0326% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1864% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 2,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4761% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2693% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2978% | 1,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0401% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1494% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4914% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1045% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2653% | 1,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 3,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0640% | 1,493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0706% | 6,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4738% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8934% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2816% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0291% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9444% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5615% | 1,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 6,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0926% | 6,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 2,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2845% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0615% | 2,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4410% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2340% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7707% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 6,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0556% | 6,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0401% | 1,223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1606% | 6,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4505% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 5,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1196% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2574% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4587% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 3,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0501% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 6,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1406% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 5,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4138% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5213% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | -1.3656% | 6,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2140% | 2,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4476% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2222% | 1,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5539% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8018% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6073% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8642% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 4,728 |
| Percentage Net Loans Charged-off:Construction & development | -1.7767% | 6,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2302% | 1,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3345% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2816% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3593% | 2,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 2,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7904% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6844% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1143% | 149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 3,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1565% | 3,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.1605% | 6,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3492% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0894% | 6,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4375% | 5,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 3,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1119% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2075% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3570% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7803% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3009% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3211% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4401% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3185% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4451% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2525% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0575% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6427% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8786% | 1,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4128% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4703% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.3440% | 2,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4983% | 1,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6340% | 1,873 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5122% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 3,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9632% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7677% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6816% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3452% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3919% | 2,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.3768% | 2,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4222% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4639% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1022% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1424% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7223% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3365% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7655% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 5,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 4,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.6077% | 6,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1619% | 2,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 3,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 2,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4501% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6046% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3652% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3161% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 1.2672% | 1,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2739% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 2,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 2,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2403% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2715% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2986% | 2,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8392% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9055% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 3.3361% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 3,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5763% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2656% | 739 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7664% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7017% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2725% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9001% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6638% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7375% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 3.2890% | 1,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0986% | 2,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7638% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6105% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8568% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3572% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5755% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6967% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7558% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9236% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 4.6558% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 2,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7313% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1892% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4433% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8997% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6553% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 3,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.4270% | 1,718 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 7,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0591% | 6,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4961% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2205% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3045% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5337% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 5.2420% | 1,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2566% | 2,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0576% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6305% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3285% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6036% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5330% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2304% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4467% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 4.3377% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3511% | 1,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1208% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3579% | 1,171 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6084% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3238% | 3,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2963% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4324% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 1,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1215% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3039% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 3.0938% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4717% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4628% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5506% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0351% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3877% | 2,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0395% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9814% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0964% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3312% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 2.2075% | 910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6196% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2565% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6488% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9856% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2555% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4612% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5739% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 2.0586% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 7,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 3,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 3,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 4,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6501% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7462% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4017% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5120% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 1.7898% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 3,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 2,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 3,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2464% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4400% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3062% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3997% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 1.3738% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 7,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7981% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7571% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 4,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 7,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8376% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1887% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1088% | 8,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5986% | 7,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9826% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0912% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1488% | 8,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7206% | 7,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5863% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5763% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1213% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 7,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 7,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2231% | 7,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6793% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1251% | 1,803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0504% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0403% | 6,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0819% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4541% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 8,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0464% | 8,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8334% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1350% | 4,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7575% | 1,009 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 8,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0555% | 8,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1296% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0887% | 4,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3774% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 8,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0739% | 8,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1888% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 4,504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 7,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3889% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0370% | 6,798 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2905% | 1,845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 6,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 7,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 8,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1910% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4528% | 1,369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 7,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 8,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 3,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0848% | 5,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6114% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 7,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 6,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 4,604 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0644% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 6,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 7,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 8,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 6,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0527% | 8,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1140% | 8,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2801% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2528% | 5,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8607% | 1,386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 6,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 8,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1917% | 5,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2020% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1253% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2404% | 4,393 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6585% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 8,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2306% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2673% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 4,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 4,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1812% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3161% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0686% | 8,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 8,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 4,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 6,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5642% | 1,689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2214% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 8,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1017% | 8,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1796% | 5,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7632% | 1,548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2094% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3572% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1964% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1312% | 1,311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4279% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7282% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3277% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4396% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 1.0137% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5375% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1744% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7399% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6647% | 1,406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2761% | 7,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2857% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3742% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.1663% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6328% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 4,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3184% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5287% | 1,470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9511% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3221% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 4,522 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 9,304 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 7,421 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 10,434 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 6,584 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 7,139 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 7,403 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 8,482 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |