Home > Bank of the Pacific > Income and Expense
Bank of the Pacific, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 3,903 |
| Total interest expense | $3,004,000 | 4,601 |
| Net interest income | $4,991,000 | 3,459 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $638,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 3,958 |
| Total noninterest expense | $2,774,000 | 4,501 |
| Salaries and employee benefits | $1,653,000 | 4,015 |
| Premises and equipment expense | $391,000 | 4,622 |
| Additional noninterest expense | $730,000 | 5,105 |
| Pre-tax net operating income | $2,855,000 | 2,517 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $786,000 | 2,679 |
| Income before extraordinary items | $2,078,000 | 2,489 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,078,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 10,042 |
| Cash dividends | $1,609,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,071,430 | 2,457 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 3,972 |
| Total interest expense | $3,091,000 | 4,609 |
| Net interest income | $4,827,000 | 3,516 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $650,000 | 4,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,886 |
| Total noninterest expense | $2,795,000 | 4,382 |
| Salaries and employee benefits | $1,535,000 | 4,168 |
| Premises and equipment expense | $389,000 | 4,524 |
| Additional noninterest expense | $871,000 | 4,398 |
| Pre-tax net operating income | $2,572,000 | 2,706 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $663,000 | 3,151 |
| Income before extraordinary items | $1,917,000 | 2,649 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,917,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,501 |
| Cash dividends | $1,410,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 791 |
| Net operating income | $1,911,080 | 2,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,628,000 | 4,148 |
| Total interest expense | $2,778,000 | 5,012 |
| Net interest income | $4,850,000 | 3,594 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $560,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $2,685,000 | 4,505 |
| Salaries and employee benefits | $1,588,000 | 4,039 |
| Premises and equipment expense | $349,000 | 4,913 |
| Additional noninterest expense | $748,000 | 4,973 |
| Pre-tax net operating income | $2,653,000 | 2,769 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $724,000 | 3,153 |
| Income before extraordinary items | $1,930,000 | 2,665 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,930,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $1,344,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,929,270 | 2,623 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 4,419 |
| Total interest expense | $2,486,000 | 5,541 |
| Net interest income | $4,776,000 | 3,698 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $405,000 | 5,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,188 |
| Total noninterest expense | $2,416,000 | 5,153 |
| Salaries and employee benefits | $1,546,000 | 4,195 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $543,000 | 6,739 |
| Pre-tax net operating income | $2,693,000 | 2,598 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $725,000 | 3,100 |
| Income before extraordinary items | $1,971,000 | 2,494 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,971,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,257,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,968,810 | 2,441 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 4,623 |
| Total interest expense | $2,310,000 | 5,873 |
| Net interest income | $4,589,000 | 3,833 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $2,439,000 | 5,108 |
| Salaries and employee benefits | $1,449,000 | 4,426 |
| Premises and equipment expense | $337,000 | 5,179 |
| Additional noninterest expense | $653,000 | 6,173 |
| Pre-tax net operating income | $2,471,000 | 2,880 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $639,000 | 3,500 |
| Income before extraordinary items | $1,836,000 | 2,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,836,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $1,184,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,833,040 | 2,666 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 4,961 |
| Total interest expense | $1,680,000 | 6,389 |
| Net interest income | $4,193,000 | 4,195 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $375,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $2,409,000 | 5,324 |
| Salaries and employee benefits | $1,354,000 | 4,706 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $736,000 | 6,085 |
| Pre-tax net operating income | $2,087,000 | 3,304 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $512,000 | 3,986 |
| Income before extraordinary items | $1,575,000 | 3,052 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,575,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $1,111,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,575,000 | 3,066 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 5,299 |
| Total interest expense | $1,606,000 | 6,861 |
| Net interest income | $3,935,000 | 4,477 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $403,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $2,272,000 | 5,722 |
| Salaries and employee benefits | $1,298,000 | 4,890 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $706,000 | 6,517 |
| Pre-tax net operating income | $2,018,000 | 3,285 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $518,000 | 4,059 |
| Income before extraordinary items | $1,500,000 | 3,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,500,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $701,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,500,000 | 3,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 6,106 |
| Total interest expense | $1,952,000 | 7,220 |
| Net interest income | $3,327,000 | 5,246 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $410,000 | 6,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $2,019,000 | 6,329 |
| Salaries and employee benefits | $1,117,000 | 5,509 |
| Premises and equipment expense | $234,000 | 7,098 |
| Additional noninterest expense | $668,000 | 6,974 |
| Pre-tax net operating income | $1,688,000 | 3,644 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $419,000 | 4,617 |
| Income before extraordinary items | $1,293,000 | 3,548 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,293,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 13,250 |
| Cash dividends | $628,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 990 |
| Net operating income | $1,274,760 | 3,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.