Home > Bank of the Ozarks wca > Income and Expense
Bank of the Ozarks wca, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,448,000 | 1,269 |
| Total interest expense | $12,890,000 | 1,206 |
| Net interest income | $12,558,000 | 1,351 |
| Provision for loan and lease losses | $1,876,000 | 605 |
| Total noninterest income | $3,839,000 | 1,122 |
| Gross Fiduciary activities income | $335,000 | 753 |
| Service charges on deposit accounts | $840,000 | 1,501 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,664,000 | 975 |
| Total noninterest expense | $8,989,000 | 1,470 |
| Salaries and employee benefits | $4,952,000 | 1,331 |
| Premises and equipment expense | $1,396,000 | 1,397 |
| Additional noninterest expense | $2,641,000 | 1,626 |
| Pre-tax net operating income | $5,532,000 | 1,361 |
| Securities gains (losses) | $187,000 | 957 |
| Applicable income taxes | $1,819,000 | 1,384 |
| Income before extraordinary items | $3,900,000 | 1,363 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,900,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $952,000 | 784 |
| Cash dividends | $2,860,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,772,840 | 1,352 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,410,000 | 1,796 |
| Total interest expense | $8,293,000 | 1,861 |
| Net interest income | $10,117,000 | 1,727 |
| Provision for loan and lease losses | $809,000 | 1,173 |
| Total noninterest income | $2,125,000 | 1,685 |
| Gross Fiduciary activities income | $274,000 | 826 |
| Service charges on deposit accounts | $551,000 | 2,390 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,300,000 | 1,469 |
| Total noninterest expense | $6,305,000 | 2,051 |
| Salaries and employee benefits | $3,727,000 | 1,753 |
| Premises and equipment expense | $915,000 | 2,150 |
| Additional noninterest expense | $1,663,000 | 2,477 |
| Pre-tax net operating income | $5,128,000 | 1,509 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $1,853,000 | 1,417 |
| Income before extraordinary items | $3,289,000 | 1,641 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,289,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,682 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,280,040 | 1,607 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,429,000 | 2,188 |
| Total interest expense | $6,757,000 | 2,284 |
| Net interest income | $8,672,000 | 2,065 |
| Provision for loan and lease losses | $1,189,000 | 906 |
| Total noninterest income | $1,284,000 | 2,559 |
| Gross Fiduciary activities income | $214,000 | 947 |
| Service charges on deposit accounts | $392,000 | 3,390 |
| Trading account gains and fees | $-32,000 | 4,664 |
| Additional Noninterest Income | $710,000 | 2,278 |
| Total noninterest expense | $4,637,000 | 2,934 |
| Salaries and employee benefits | $2,770,000 | 2,402 |
| Premises and equipment expense | $670,000 | 2,918 |
| Additional noninterest expense | $1,197,000 | 3,793 |
| Pre-tax net operating income | $4,130,000 | 1,742 |
| Securities gains (losses) | $-52,000 | 11,047 |
| Applicable income taxes | $1,448,000 | 1,654 |
| Income before extraordinary items | $2,630,000 | 1,881 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,630,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,085 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,663,280 | 1,824 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 2,997 |
| Total interest expense | $5,402,000 | 2,830 |
| Net interest income | $5,670,000 | 3,145 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $945,000 | 3,247 |
| Gross Fiduciary activities income | $231,000 | 969 |
| Service charges on deposit accounts | $277,000 | 4,586 |
| Trading account gains and fees | $-13,000 | 4,810 |
| Additional Noninterest Income | $450,000 | 3,066 |
| Total noninterest expense | $4,418,000 | 3,035 |
| Salaries and employee benefits | $2,613,000 | 2,556 |
| Premises and equipment expense | $516,000 | 3,660 |
| Additional noninterest expense | $1,289,000 | 3,525 |
| Pre-tax net operating income | $1,957,000 | 3,564 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $598,000 | 3,668 |
| Income before extraordinary items | $1,339,000 | 3,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,339,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $274,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,352,800 | 3,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 3,578 |
| Total interest expense | $3,105,000 | 3,838 |
| Net interest income | $5,275,000 | 3,396 |
| Provision for loan and lease losses | $264,000 | 2,491 |
| Total noninterest income | $805,000 | 3,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,649 |
| Total noninterest expense | $3,709,000 | 3,656 |
| Salaries and employee benefits | $2,226,000 | 2,974 |
| Premises and equipment expense | $389,000 | 4,698 |
| Additional noninterest expense | $1,094,000 | 4,375 |
| Pre-tax net operating income | $2,107,000 | 3,284 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $694,000 | 3,110 |
| Income before extraordinary items | $1,413,000 | 3,342 |
| Extraordinary gains, net | $49,000 | 160 |
| Net income | $1,462,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $137,000 | 6,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,413,000 | 3,366 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 3,809 |
| Total interest expense | $2,716,000 | 4,491 |
| Net interest income | $5,306,000 | 3,378 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $1,066,000 | 3,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $816,000 | 2,362 |
| Total noninterest expense | $4,111,000 | 3,399 |
| Salaries and employee benefits | $2,157,000 | 3,037 |
| Premises and equipment expense | $356,000 | 5,161 |
| Additional noninterest expense | $1,598,000 | 3,314 |
| Pre-tax net operating income | $2,056,000 | 3,230 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $661,000 | 3,292 |
| Income before extraordinary items | $1,397,000 | 3,460 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $1,495,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,889 |
| Cash dividends | $1,082,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,395,640 | 3,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,039,000 | 3,843 |
| Total interest expense | $3,327,000 | 4,744 |
| Net interest income | $5,712,000 | 3,210 |
| Provision for loan and lease losses | $1,071,000 | 1,759 |
| Total noninterest income | $1,244,000 | 2,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $966,000 | 2,057 |
| Total noninterest expense | $4,322,000 | 3,274 |
| Salaries and employee benefits | $2,250,000 | 2,882 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $1,766,000 | 3,112 |
| Pre-tax net operating income | $1,563,000 | 3,899 |
| Securities gains (losses) | $298,000 | 1,541 |
| Applicable income taxes | $575,000 | 3,545 |
| Income before extraordinary items | $1,286,000 | 3,576 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,286,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 2,091 |
| Cash dividends | $1,233,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,080,380 | 3,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.