Home > Bank of the Ozarks > Income and Expense
Bank of the Ozarks, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 8,905 |
| Total interest expense | $1,454,000 | 7,298 |
| Net interest income | $362,000 | 10,126 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $292,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $292,000 | 4,099 |
| Total noninterest expense | $918,000 | 8,378 |
| Salaries and employee benefits | $597,000 | 7,777 |
| Premises and equipment expense | $125,000 | 8,162 |
| Additional noninterest expense | $196,000 | 9,164 |
| Pre-tax net operating income | $-264,000 | 10,039 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-161,000 | 10,287 |
| Income before extraordinary items | $-103,000 | 9,958 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-103,000 | 9,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $-103,000 | 9,924 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 8,545 |
| Total interest expense | $1,276,000 | 7,904 |
| Net interest income | $1,101,000 | 8,939 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $265,000 | 7,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $1,437,000 | 6,943 |
| Salaries and employee benefits | $708,000 | 7,278 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $470,000 | 6,752 |
| Pre-tax net operating income | $-88,000 | 10,480 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $29,000 | 9,573 |
| Income before extraordinary items | $-117,000 | 10,543 |
| Extraordinary gains, net | $93,000 | 13 |
| Net income | $-24,000 | 10,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-117,000 | 10,516 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 8,952 |
| Total interest expense | $1,233,000 | 8,279 |
| Net interest income | $1,085,000 | 9,324 |
| Provision for loan and lease losses | $614,000 | 1,474 |
| Total noninterest income | $598,000 | 4,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $598,000 | 2,579 |
| Total noninterest expense | $1,250,000 | 7,832 |
| Salaries and employee benefits | $477,000 | 9,048 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $547,000 | 6,707 |
| Pre-tax net operating income | $-181,000 | 11,051 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $36,000 | 9,934 |
| Income before extraordinary items | $-214,000 | 11,118 |
| Extraordinary gains, net | $12,000 | 44 |
| Net income | $-202,000 | 11,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-217,000 | 11,077 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 9,519 |
| Total interest expense | $1,241,000 | 8,454 |
| Net interest income | $891,000 | 10,278 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $217,000 | 8,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $842,000 | 9,590 |
| Salaries and employee benefits | $424,000 | 9,745 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $253,000 | 9,788 |
| Pre-tax net operating income | $266,000 | 9,995 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $42,000 | 10,333 |
| Income before extraordinary items | $208,000 | 9,846 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $208,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $221,280 | 9,671 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 10,027 |
| Total interest expense | $885,000 | 9,199 |
| Net interest income | $993,000 | 10,414 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $161,000 | 9,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $1,071,000 | 9,078 |
| Salaries and employee benefits | $436,000 | 9,952 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $488,000 | 7,969 |
| Pre-tax net operating income | $83,000 | 11,733 |
| Securities gains (losses) | $59,000 | 1,053 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $132,000 | 11,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $77,130 | 11,647 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 12,080 |
| Total interest expense | $452,000 | 11,931 |
| Net interest income | $652,000 | 12,031 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $75,000 | 11,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $427,000 | 12,522 |
| Salaries and employee benefits | $203,000 | 12,607 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $300,000 | 10,244 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $233,000 | 10,241 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $233,000 | 10,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $39,000 | 8,269 |
| Sale, conversion, retirement of capital stock, net | $-2,137,000 | 13,265 |
| Net operating income | $208,160 | 10,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 9,168 |
| Total interest expense | $1,496,000 | 8,520 |
| Net interest income | $1,394,000 | 9,639 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $201,000 | 5,655 |
| Total noninterest expense | $742,000 | 11,300 |
| Salaries and employee benefits | $237,000 | 12,746 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $380,000 | 9,816 |
| Pre-tax net operating income | $835,000 | 6,403 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $344,000 | 5,418 |
| Income before extraordinary items | $507,000 | 7,260 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $507,000 | 7,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $496,760 | 6,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.