Home > Bank of the Ozarks > Assets and Liabilities
Bank of the Ozarks, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $37,737,000 | 7,967 |
| Cash and due from depository institutions | $1,010,000 | 4,248 |
| Interest-bearing balances | $31,000 | 5,813 |
| Securities | $30,829,000 | 3,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $0 | 10,419 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,102,000 | 1,973 |
| Other real estate owned | $0 | 4,248 |
| Goodwill and other intangibles | $817,000 | 1,555 |
| All other assets | $979,000 | 5,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,737,000 | 7,967 |
| Total liabilities | $31,740,000 | 8,125 |
| Total deposits | $26,830,000 | 8,478 |
| Interest-bearing deposits | $26,383,000 | 8,036 |
| Deposits held in domestic offices | $26,830,000 | 8,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,785,000 | 1,446 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000 | 5,138 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $114,000 | 9,588 |
| Total equity capital | $5,997,000 | 6,355 |
| Total bank equity capital | $5,997,000 | 6,355 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $5,850,000 | 2,486 |
| Undivided profits | $-103,000 | 9,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $30,860,000 | 8,303 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $33,984,600 | 8,090 |
| Average Assets, quarterly | $39,121,500 | 7,775 |
| Volatile liabilities | $13,025,000 | 4,193 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $5,180,000 | 6,785 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $11,744,000 | 9,432 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $27,445,000 | 9,109 |
| Cash and due from depository institutions | $1,013,000 | 6,915 |
| Interest-bearing balances | $648,000 | 2,897 |
| Securities | $2,800,000 | 10,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $20,692,000 | 8,160 |
| Loan loss allowance | $725,000 | 4,375 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $631,000 | 7,302 |
| Other real estate owned | $6,000 | 6,915 |
| Goodwill and other intangibles | $1,334,000 | 1,184 |
| All other assets | $969,000 | 6,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,445,000 | 9,109 |
| Total liabilities | $24,283,000 | 9,095 |
| Total deposits | $23,975,000 | 9,001 |
| Interest-bearing deposits | $22,703,000 | 8,703 |
| Deposits held in domestic offices | $23,975,000 | 8,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $308,000 | 7,694 |
| Total equity capital | $3,162,000 | 8,871 |
| Total bank equity capital | $3,162,000 | 8,871 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $3,214,000 | 3,970 |
| Undivided profits | $-302,000 | 10,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 4,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $173,000 | 8,656 |
| Earning assets | $24,140,000 | 9,184 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $30,279,200 | 8,697 |
| Average Assets, quarterly | $28,467,000 | 8,967 |
| Volatile liabilities | $2,162,000 | 9,160 |
| Insider loans | $135,000 | 8,043 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $358,000 | 9,838 |
| Tier 1 (core) risk-based capital | $1,802,000 | 10,160 |
| Tier 2 risk-based capital | $195,000 | 8,460 |
| Total risk weighted assets | $15,560,000 | 9,119 |
| Total unused commitments | $358,000 | 9,843 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $31,522,000 | 9,032 |
| Cash and due from depository institutions | $2,665,000 | 8,770 |
| Interest-bearing balances | $2,379,000 | 1,457 |
| Securities | $2,827,000 | 10,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $23,077,000 | 7,928 |
| Loan loss allowance | $707,000 | 4,634 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $827,000 | 6,624 |
| Other real estate owned | $44,000 | 8,770 |
| Goodwill and other intangibles | $1,495,000 | 1,069 |
| All other assets | $587,000 | 8,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,522,000 | 9,032 |
| Total liabilities | $28,304,000 | 9,002 |
| Total deposits | $28,012,000 | 8,901 |
| Interest-bearing deposits | $26,631,000 | 8,510 |
| Deposits held in domestic offices | $28,012,000 | 8,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $292,000 | 7,972 |
| Total equity capital | $3,218,000 | 9,007 |
| Total bank equity capital | $3,218,000 | 9,007 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $251,000 | 6,892 |
| Surplus | $3,620,000 | 3,723 |
| Undivided profits | $-653,000 | 11,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $153,000 | 9,272 |
| Earning assets | $28,283,000 | 9,088 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $29,236,600 | 9,144 |
| Average Assets, quarterly | $30,213,000 | 9,134 |
| Volatile liabilities | $2,961,000 | 8,613 |
| Insider loans | $98,000 | 8,830 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,614,000 | 7,930 |
| Tier 1 (core) risk-based capital | $1,708,000 | 10,654 |
| Tier 2 risk-based capital | $245,000 | 7,984 |
| Total risk weighted assets | $19,203,000 | 8,784 |
| Total unused commitments | $1,614,000 | 7,941 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $28,006,000 | 9,744 |
| Cash and due from depository institutions | $1,993,000 | 9,704 |
| Interest-bearing balances | $1,865,000 | 1,885 |
| Securities | $4,581,000 | 10,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $20,023,000 | 8,598 |
| Loan loss allowance | $134,000 | 10,494 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $845,000 | 6,624 |
| Other real estate owned | $0 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $564,000 | 8,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,006,000 | 9,744 |
| Total liabilities | $25,990,000 | 9,621 |
| Total deposits | $25,310,000 | 9,588 |
| Interest-bearing deposits | $23,930,000 | 9,180 |
| Deposits held in domestic offices | $25,310,000 | 9,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $250,000 | 3,907 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $430,000 | 6,853 |
| Total equity capital | $2,016,000 | 10,689 |
| Total bank equity capital | $2,016,000 | 10,689 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $251,000 | 7,254 |
| Surplus | $1,471,000 | 6,670 |
| Undivided profits | $294,000 | 10,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 5,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $149,000 | 9,741 |
| Earning assets | $26,469,000 | 9,615 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $28,003,200 | 9,587 |
| Average Assets, quarterly | $27,907,500 | 9,708 |
| Volatile liabilities | $3,361,000 | 8,222 |
| Insider loans | $206,000 | 7,932 |
| FHLB advances | $250,000 | 829 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,108,000 | 8,790 |
| Tier 1 (core) risk-based capital | $2,037,000 | 10,604 |
| Tier 2 risk-based capital | $134,000 | 10,058 |
| Total risk weighted assets | $14,275,000 | 9,957 |
| Total unused commitments | $1,108,000 | 8,801 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $27,537,000 | 10,094 |
| Cash and due from depository institutions | $1,779,000 | 9,865 |
| Interest-bearing balances | $1,673,000 | 1,795 |
| Securities | $6,991,000 | 9,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,344,000 | 9,305 |
| Loan loss allowance | $145,000 | 10,801 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $744,000 | 7,191 |
| Other real estate owned | $26,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $653,000 | 8,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,537,000 | 10,094 |
| Total liabilities | $25,692,000 | 9,944 |
| Total deposits | $24,283,000 | 10,015 |
| Interest-bearing deposits | $23,153,000 | 9,578 |
| Deposits held in domestic offices | $24,283,000 | 10,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $409,000 | 5,992 |
| Total equity capital | $1,845,000 | 11,160 |
| Total bank equity capital | $1,845,000 | 11,160 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $251,000 | 7,663 |
| Surplus | $1,471,000 | 6,758 |
| Undivided profits | $123,000 | 11,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $128,000 | 10,174 |
| Earning assets | $26,008,000 | 9,939 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $27,442,800 | 10,036 |
| Average Assets, quarterly | $27,051,500 | 10,139 |
| Volatile liabilities | $3,029,000 | 8,439 |
| Insider loans | $202,000 | 8,148 |
| FHLB advances | $1,000,000 | 855 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $615,000 | 10,030 |
| Tier 1 (core) risk-based capital | $1,949,000 | 11,089 |
| Tier 2 risk-based capital | $142,000 | 10,289 |
| Total risk weighted assets | $12,941,000 | 10,557 |
| Total unused commitments | $735,000 | 9,742 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $28,109,000 | 10,441 |
| Cash and due from depository institutions | $3,621,000 | 10,972 |
| Interest-bearing balances | $3,518,000 | 1,655 |
| Securities | $9,034,000 | 9,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $14,629,000 | 10,137 |
| Loan loss allowance | $184,000 | 10,550 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $238,000 | 10,817 |
| Other real estate owned | $35,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $552,000 | 8,896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,109,000 | 10,441 |
| Total liabilities | $26,193,000 | 10,318 |
| Total deposits | $25,706,000 | 10,255 |
| Interest-bearing deposits | $24,584,000 | 9,725 |
| Deposits held in domestic offices | $25,706,000 | 10,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $487,000 | 5,446 |
| Total equity capital | $1,916,000 | 11,471 |
| Total bank equity capital | $1,916,000 | 11,471 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $251,000 | 8,069 |
| Surplus | $1,471,000 | 6,793 |
| Undivided profits | $194,000 | 11,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 9,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $110,000 | 10,700 |
| Earning assets | $27,181,000 | 10,187 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $29,292,800 | 10,128 |
| Average Assets, quarterly | $28,240,500 | 10,377 |
| Volatile liabilities | $2,723,000 | 8,745 |
| Insider loans | $11,000 | 11,441 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $570,000 | 10,337 |
| Tier 1 (core) risk-based capital | $1,916,000 | 11,448 |
| Tier 2 risk-based capital | $137,000 | 10,745 |
| Total risk weighted assets | $10,945,000 | 11,439 |
| Total unused commitments | $570,000 | 10,356 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $31,139,000 | 10,261 |
| Cash and due from depository institutions | $4,453,000 | 12,446 |
| Interest-bearing balances | $4,418,000 | 1,591 |
| Securities | $9,946,000 | 9,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $14,855,000 | 10,241 |
| Loan loss allowance | $100,000 | 12,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $27,000 | 13,624 |
| Other real estate owned | $60,000 | 12,446 |
| Goodwill and other intangibles | $1,344,000 | 871 |
| All other assets | $454,000 | 10,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,139,000 | 10,261 |
| Total liabilities | $26,663,000 | 10,511 |
| Total deposits | $26,495,000 | 10,397 |
| Interest-bearing deposits | $26,011,000 | 9,742 |
| Deposits held in domestic offices | $26,495,000 | 10,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $168,000 | 10,760 |
| Total equity capital | $4,476,000 | 7,683 |
| Total bank equity capital | $4,476,000 | 7,683 |
| Perpetual preferred stock | $3,000,000 | 80 |
| Common stock | $251,000 | 8,482 |
| Surplus | $608,000 | 10,002 |
| Undivided profits | $617,000 | 10,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 6,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $127,000 | 10,693 |
| Earning assets | $29,219,000 | 10,073 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $34,263,600 | 9,647 |
| Average Assets, quarterly | $32,440,500 | 10,003 |
| Volatile liabilities | $2,453,000 | 9,295 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $25,000 | 12,456 |
| Tier 1 (core) risk-based capital | $3,430,000 | 8,969 |
| Tier 2 risk-based capital | $96,000 | 12,062 |
| Total risk weighted assets | $11,436,000 | 11,663 |
| Total unused commitments | $25,000 | 12,458 |
| Derivatives | $0 | 651 |