Home > Bank of the Orient > Income and Expense

Bank of the Orient, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,453,000924
Total interest expense$14,806,000984
Net interest income$35,647,000895
Provision for loan and lease losses$03,275
Total noninterest income$1,233,0002,510
Gross Fiduciary activities income$0981
Service charges on deposit accounts$136,0003,087
Trading account gains and fees$0123
Additional Noninterest Income$1,097,0002,188
Total noninterest expense$21,427,0001,145
Salaries and employee benefits$11,935,0001,168
Premises and equipment expense$3,903,000691
Additional noninterest expense$1,097,0002,188
Pre-tax net operating income$15,453,000833
Securities gains (losses)$0988
Applicable income taxes$4,909,000539
Income before extraordinary items$10,544,000965
Extraordinary gains, net$054
Net income$10,544,000979
Minority interest net income$088
Net income of bank and minority interests.$10,544,000968
Net charge-offs$-35,0004,120
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,544,000985
2023-09-30 (YTD Data)Rank
Total interest income$37,107,000927
Total interest expense$9,814,0001,005
Net interest income$27,293,000880
Provision for loan and lease losses$03,085
Total noninterest income$1,058,0002,362
Gross Fiduciary activities income$0950
Service charges on deposit accounts$100,0003,126
Trading account gains and fees$0125
Additional Noninterest Income$958,0002,043
Total noninterest expense$15,993,0001,150
Salaries and employee benefits$8,889,0001,173
Premises and equipment expense$2,905,000696
Additional noninterest expense$958,0002,043
Pre-tax net operating income$12,358,000824
Securities gains (losses)$0849
Applicable income taxes$3,584,000578
Income before extraordinary items$8,774,000920
Extraordinary gains, net$052
Net income$8,774,000925
Minority interest net income$081
Net income of bank and minority interests.$8,774,000920
Net charge-offs$-35,0004,144
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,774,000936
2023-06-30 (YTD Data)Rank
Total interest income$24,056,000914
Total interest expense$5,578,0001,027
Net interest income$18,478,000872
Provision for loan and lease losses$02,940
Total noninterest income$379,0003,017
Gross Fiduciary activities income$0931
Service charges on deposit accounts$68,0003,101
Trading account gains and fees$0112
Additional Noninterest Income$311,0002,723
Total noninterest expense$10,463,0001,161
Salaries and employee benefits$5,920,0001,165
Premises and equipment expense$1,838,000713
Additional noninterest expense$311,0002,718
Pre-tax net operating income$8,394,000815
Securities gains (losses)$0938
Applicable income taxes$2,434,000566
Income before extraordinary items$5,960,000924
Extraordinary gains, net$051
Net income$5,960,000936
Minority interest net income$081
Net income of bank and minority interests.$5,960,000924
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,960,000935
2023-03-31 (YTD Data)Rank
Total interest income$11,683,000925
Total interest expense$2,263,0001,089
Net interest income$9,420,000869
Provision for loan and lease losses$02,612
Total noninterest income$190,0003,015
Gross Fiduciary activities income$0913
Service charges on deposit accounts$36,0003,063
Trading account gains and fees$097
Additional Noninterest Income$154,0002,728
Total noninterest expense$5,197,0001,178
Salaries and employee benefits$2,969,0001,184
Premises and equipment expense$943,000733
Additional noninterest expense$154,0002,728
Pre-tax net operating income$4,413,000813
Securities gains (losses)$0950
Applicable income taxes$1,282,000565
Income before extraordinary items$3,131,000912
Extraordinary gains, net$04
Net income$3,131,000910
Minority interest net income$048
Net income of bank and minority interests.$3,131,000911
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,131,000926
2022-12-31 (YTD Data)Rank
Total interest income$36,965,000955
Total interest expense$3,447,0001,056
Net interest income$33,518,000930
Provision for loan and lease losses$-1,998,0004,654
Total noninterest income$3,561,0001,465
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$119,0003,295
Trading account gains and fees$0116
Additional Noninterest Income$3,442,0001,156
Total noninterest expense$21,786,0001,105
Salaries and employee benefits$11,653,0001,169
Premises and equipment expense$3,718,000711
Additional noninterest expense$3,442,0001,156
Pre-tax net operating income$17,291,000845
Securities gains (losses)$0691
Applicable income taxes$5,272,000584
Income before extraordinary items$12,019,000965
Extraordinary gains, net$05
Net income$12,019,000966
Minority interest net income$063
Net income of bank and minority interests.$12,019,000966
Net charge-offs$-89,0004,250
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,019,000984
2022-09-30 (YTD Data)Rank
Total interest income$25,837,000971
Total interest expense$1,981,0001,030
Net interest income$23,856,000956
Provision for loan and lease losses$-900,0004,642
Total noninterest income$3,393,0001,293
Gross Fiduciary activities income$0968
Service charges on deposit accounts$91,0003,288
Trading account gains and fees$0111
Additional Noninterest Income$3,302,000998
Total noninterest expense$16,600,0001,098
Salaries and employee benefits$8,710,0001,168
Premises and equipment expense$2,800,000707
Additional noninterest expense$3,302,000998
Pre-tax net operating income$11,549,000927
Securities gains (losses)$0740
Applicable income taxes$3,268,000654
Income before extraordinary items$8,281,0001,020
Extraordinary gains, net$04
Net income$8,281,0001,018
Minority interest net income$057
Net income of bank and minority interests.$8,281,0001,020
Net charge-offs$-89,0004,261
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,281,0001,041
2022-06-30 (YTD Data)Rank
Total interest income$16,315,000983
Total interest expense$1,133,0001,015
Net interest income$15,182,000978
Provision for loan and lease losses$-599,0004,630
Total noninterest income$3,146,0001,038
Gross Fiduciary activities income$0925
Service charges on deposit accounts$64,0003,252
Trading account gains and fees$0108
Additional Noninterest Income$3,082,000813
Total noninterest expense$10,851,0001,104
Salaries and employee benefits$5,803,0001,163
Premises and equipment expense$1,866,000700
Additional noninterest expense$3,182,0001,104
Pre-tax net operating income$8,076,000839
Securities gains (losses)$0687
Applicable income taxes$2,286,000607
Income before extraordinary items$5,790,000939
Extraordinary gains, net$04
Net income$5,790,000939
Minority interest net income$060
Net income of bank and minority interests.$5,790,000939
Net charge-offs$-89,0004,359
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,790,000959
2022-03-31 (YTD Data)Rank
Total interest income$7,959,000980
Total interest expense$553,000996
Net interest income$7,406,000974
Provision for loan and lease losses$-300,0004,589
Total noninterest income$2,954,000697
Gross Fiduciary activities income$0892
Service charges on deposit accounts$35,0003,137
Trading account gains and fees$0103
Additional Noninterest Income$2,919,000539
Total noninterest expense$5,398,0001,109
Salaries and employee benefits$2,915,0001,166
Premises and equipment expense$964,000686
Additional noninterest expense$1,519,0001,134
Pre-tax net operating income$5,262,000667
Securities gains (losses)$0623
Applicable income taxes$1,488,000506
Income before extraordinary items$3,774,000727
Extraordinary gains, net$04
Net income$3,774,000727
Minority interest net income$050
Net income of bank and minority interests.$3,774,000727
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,774,000732
2021-12-31 (YTD Data)Rank
Total interest income$32,474,000983
Total interest expense$3,515,000777
Net interest income$28,959,0001,005
Provision for loan and lease losses$-1,090,0004,537
Total noninterest income$2,059,0002,186
Gross Fiduciary activities income$0994
Service charges on deposit accounts$118,0003,273
Trading account gains and fees$0132
Additional Noninterest Income$1,941,0001,934
Total noninterest expense$22,041,0001,085
Salaries and employee benefits$11,216,0001,182
Premises and equipment expense$3,998,000663
Additional noninterest expense$6,827,0001,043
Pre-tax net operating income$10,067,0001,274
Securities gains (losses)$02,062
Applicable income taxes$2,879,000885
Income before extraordinary items$7,188,0001,476
Extraordinary gains, net$010
Net income$7,188,0001,475
Minority interest net income$074
Net income of bank and minority interests.$7,188,0001,476
Net charge-offs$380,000743
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,188,0001,446
2021-09-30 (YTD Data)Rank
Total interest income$24,299,0001,006
Total interest expense$2,891,000750
Net interest income$21,408,0001,026
Provision for loan and lease losses$-700,0004,584
Total noninterest income$1,626,0002,184
Gross Fiduciary activities income$0957
Service charges on deposit accounts$88,0003,303
Trading account gains and fees$0132
Additional Noninterest Income$1,538,0001,929
Total noninterest expense$16,619,0001,089
Salaries and employee benefits$8,285,0001,203
Premises and equipment expense$2,994,000676
Additional noninterest expense$5,340,0001,017
Pre-tax net operating income$7,115,0001,368
Securities gains (losses)$02,015
Applicable income taxes$1,974,000982
Income before extraordinary items$5,141,0001,575
Extraordinary gains, net$08
Net income$5,141,0001,575
Minority interest net income$069
Net income of bank and minority interests.$5,141,0001,575
Net charge-offs$474,000516
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,141,0001,545
2021-06-30 (YTD Data)Rank
Total interest income$16,111,000999
Total interest expense$2,252,000664
Net interest income$13,859,0001,045
Provision for loan and lease losses$-500,0004,613
Total noninterest income$899,0002,349
Gross Fiduciary activities income$0951
Service charges on deposit accounts$62,0003,192
Trading account gains and fees$0133
Additional Noninterest Income$837,0002,114
Total noninterest expense$11,185,0001,071
Salaries and employee benefits$5,538,0001,196
Premises and equipment expense$2,011,000669
Additional noninterest expense$3,636,0001,000
Pre-tax net operating income$4,073,0001,501
Securities gains (losses)$01,818
Applicable income taxes$1,130,0001,051
Income before extraordinary items$2,943,0001,732
Extraordinary gains, net$06
Net income$2,943,0001,732
Minority interest net income$067
Net income of bank and minority interests.$2,943,0001,732
Net charge-offs$474,000421
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,943,0001,705
2021-03-31 (YTD Data)Rank
Total interest income$8,283,000965
Total interest expense$1,318,000590
Net interest income$6,965,0001,031
Provision for loan and lease losses$-300,0004,718
Total noninterest income$199,0003,231
Gross Fiduciary activities income$0922
Service charges on deposit accounts$37,0002,988
Trading account gains and fees$0127
Additional Noninterest Income$162,0003,055
Total noninterest expense$5,557,0001,061
Salaries and employee benefits$2,918,0001,143
Premises and equipment expense$1,032,000670
Additional noninterest expense$1,607,0001,059
Pre-tax net operating income$1,907,0001,576
Securities gains (losses)$01,392
Applicable income taxes$529,0001,094
Income before extraordinary items$1,378,0001,821
Extraordinary gains, net$03
Net income$1,378,0001,821
Minority interest net income$055
Net income of bank and minority interests.$1,378,0001,821
Net charge-offs$-619,0004,944
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,378,0001,781
2020-12-31 (YTD Data)Rank
Total interest income$36,816,000898
Total interest expense$8,498,000570
Net interest income$28,318,000957
Provision for loan and lease losses$968,0001,629
Total noninterest income$7,737,000962
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$125,0003,319
Trading account gains and fees$0133
Additional Noninterest Income$7,612,000771
Total noninterest expense$22,472,0001,029
Salaries and employee benefits$13,094,0001,014
Premises and equipment expense$3,936,000669
Additional noninterest expense$5,442,0001,185
Pre-tax net operating income$12,615,000875
Securities gains (losses)$1,0002,609
Applicable income taxes$3,428,000638
Income before extraordinary items$9,188,0001,031
Extraordinary gains, net$04
Net income$9,188,0001,031
Minority interest net income$072
Net income of bank and minority interests.$9,188,0001,031
Net charge-offs$-1,354,0004,988
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,187,210998
2020-09-30 (YTD Data)Rank
Total interest income$28,080,000886
Total interest expense$6,884,000570
Net interest income$21,196,000951
Provision for loan and lease losses$1,038,0001,329
Total noninterest income$7,496,000772
Gross Fiduciary activities income$0981
Service charges on deposit accounts$96,0003,305
Trading account gains and fees$0125
Additional Noninterest Income$7,400,000622
Total noninterest expense$17,116,000996
Salaries and employee benefits$9,990,000983
Premises and equipment expense$3,004,000645
Additional noninterest expense$4,122,0001,155
Pre-tax net operating income$10,538,000757
Securities gains (losses)$1,0002,423
Applicable income taxes$2,984,000555
Income before extraordinary items$7,555,000908
Extraordinary gains, net$04
Net income$7,555,000908
Minority interest net income$065
Net income of bank and minority interests.$7,555,000908
Net charge-offs$-1,205,0005,018
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,554,210876
2020-06-30 (YTD Data)Rank
Total interest income$19,372,000871
Total interest expense$5,030,000577
Net interest income$14,342,000944
Provision for loan and lease losses$1,578,000830
Total noninterest income$7,286,000568
Gross Fiduciary activities income$0970
Service charges on deposit accounts$68,0003,258
Trading account gains and fees$0123
Additional Noninterest Income$7,218,000452
Total noninterest expense$11,468,000985
Salaries and employee benefits$6,900,000953
Premises and equipment expense$1,919,000668
Additional noninterest expense$2,649,0001,183
Pre-tax net operating income$8,582,000587
Securities gains (losses)$1,0002,174
Applicable income taxes$2,404,000426
Income before extraordinary items$6,179,000700
Extraordinary gains, net$04
Net income$6,179,000700
Minority interest net income$065
Net income of bank and minority interests.$6,179,000700
Net charge-offs$207,000992
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,178,210670
2020-03-31 (YTD Data)Rank
Total interest income$10,264,000827
Total interest expense$2,779,000587
Net interest income$7,485,000912
Provision for loan and lease losses$210,0001,405
Total noninterest income$255,0002,708
Gross Fiduciary activities income$0941
Service charges on deposit accounts$41,0003,299
Trading account gains and fees$0106
Additional Noninterest Income$214,0002,358
Total noninterest expense$5,551,0001,021
Salaries and employee benefits$3,577,000924
Premises and equipment expense$832,000777
Additional noninterest expense$1,142,0001,363
Pre-tax net operating income$1,979,0001,050
Securities gains (losses)$1,0001,614
Applicable income taxes$485,000757
Income before extraordinary items$1,495,0001,192
Extraordinary gains, net$04
Net income$1,495,0001,191
Minority interest net income$056
Net income of bank and minority interests.$1,495,0001,192
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,494,2101,172
2019-12-31 (YTD Data)Rank
Total interest income$44,156,000767
Total interest expense$10,251,000667
Net interest income$33,905,000812
Provision for loan and lease losses$14,288,000134
Total noninterest income$1,119,0002,675
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$149,0003,513
Trading account gains and fees$0135
Additional Noninterest Income$970,0002,283
Total noninterest expense$23,098,000965
Salaries and employee benefits$13,345,000957
Premises and equipment expense$3,271,000773
Additional noninterest expense$6,482,0001,030
Pre-tax net operating income$-2,362,0005,147
Securities gains (losses)$5,0002,084
Applicable income taxes$-1,215,0005,162
Income before extraordinary items$-1,142,0005,104
Extraordinary gains, net$011
Net income$-1,142,0005,105
Minority interest net income$076
Net income of bank and minority interests.$-1,142,0005,105
Net charge-offs$12,929,000122
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-1,145,9505,098
2019-09-30 (YTD Data)Rank
Total interest income$33,018,000775
Total interest expense$7,471,000690
Net interest income$25,547,000800
Provision for loan and lease losses$3,710,000255
Total noninterest income$859,0002,652
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$112,0003,547
Trading account gains and fees$0129
Additional Noninterest Income$747,0002,245
Total noninterest expense$16,836,000989
Salaries and employee benefits$10,010,000957
Premises and equipment expense$2,425,000782
Additional noninterest expense$4,401,0001,102
Pre-tax net operating income$5,860,0001,278
Securities gains (losses)$2,0001,990
Applicable income taxes$860,0001,355
Income before extraordinary items$5,002,0001,310
Extraordinary gains, net$011
Net income$5,002,0001,312
Minority interest net income$072
Net income of bank and minority interests.$5,002,0001,312
Net charge-offs$5,547,000162
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,000,3001,288
2019-06-30 (YTD Data)Rank
Total interest income$21,847,000781
Total interest expense$4,680,000716
Net interest income$17,167,000795
Provision for loan and lease losses$1,100,000451
Total noninterest income$569,0002,629
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$77,0003,507
Trading account gains and fees$0131
Additional Noninterest Income$492,0002,228
Total noninterest expense$11,393,000970
Salaries and employee benefits$6,893,000919
Premises and equipment expense$1,610,000789
Additional noninterest expense$2,890,0001,122
Pre-tax net operating income$5,243,0001,002
Securities gains (losses)$01,702
Applicable income taxes$1,160,000827
Income before extraordinary items$4,083,0001,094
Extraordinary gains, net$011
Net income$4,083,0001,094
Minority interest net income$069
Net income of bank and minority interests.$4,083,0001,094
Net charge-offs$-8,0004,422
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,083,0001,080
2019-03-31 (YTD Data)Rank
Total interest income$10,877,000786
Total interest expense$2,194,000739
Net interest income$8,683,000789
Provision for loan and lease losses$300,000677
Total noninterest income$275,0002,625
Gross Fiduciary activities income$0972
Service charges on deposit accounts$41,0003,445
Trading account gains and fees$0126
Additional Noninterest Income$234,0002,221
Total noninterest expense$5,838,000947
Salaries and employee benefits$3,434,000923
Premises and equipment expense$789,000818
Additional noninterest expense$1,615,0001,014
Pre-tax net operating income$2,820,000913
Securities gains (losses)$01,087
Applicable income taxes$825,000633
Income before extraordinary items$1,995,0001,090
Extraordinary gains, net$05
Net income$1,995,0001,089
Minority interest net income$052
Net income of bank and minority interests.$1,995,0001,089
Net charge-offs$-4,0004,334
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,995,0001,071
2018-12-31 (YTD Data)Rank
Total interest income$39,781,000792
Total interest expense$6,742,000723
Net interest income$33,039,000809
Provision for loan and lease losses$2,133,000475
Total noninterest income$6,153,000961
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$135,0003,804
Trading account gains and fees$0126
Additional Noninterest Income$6,018,000719
Total noninterest expense$22,828,000959
Salaries and employee benefits$14,255,000877
Premises and equipment expense$3,173,000788
Additional noninterest expense$5,400,0001,172
Pre-tax net operating income$14,231,000780
Securities gains (losses)$-13,0004,473
Applicable income taxes$4,718,000493
Income before extraordinary items$9,500,000953
Extraordinary gains, net$06
Net income$9,500,000952
Minority interest net income$072
Net income of bank and minority interests.$9,500,000952
Net charge-offs$-121,0005,079
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$3,500,000130
Net operating income$9,510,270949
2018-09-30 (YTD Data)Rank
Total interest income$28,747,000807
Total interest expense$4,608,000746
Net interest income$24,139,000823
Provision for loan and lease losses$134,0002,383
Total noninterest income$5,861,000821
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$109,0003,731
Trading account gains and fees$0138
Additional Noninterest Income$5,752,000615
Total noninterest expense$16,603,000976
Salaries and employee benefits$10,252,000909
Premises and equipment expense$2,332,000803
Additional noninterest expense$4,019,0001,180
Pre-tax net operating income$13,263,000654
Securities gains (losses)$-13,0004,830
Applicable income taxes$4,380,000435
Income before extraordinary items$8,870,000795
Extraordinary gains, net$05
Net income$8,870,000794
Minority interest net income$066
Net income of bank and minority interests.$8,870,000794
Net charge-offs$-6,0004,352
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$3,500,000106
Net operating income$8,880,270792
2018-06-30 (YTD Data)Rank
Total interest income$18,027,000850
Total interest expense$2,853,000746
Net interest income$15,174,000869
Provision for loan and lease losses$133,0001,928
Total noninterest income$509,0002,865
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$75,0003,713
Trading account gains and fees$0130
Additional Noninterest Income$434,0002,420
Total noninterest expense$10,681,0001,008
Salaries and employee benefits$6,592,000934
Premises and equipment expense$1,522,000828
Additional noninterest expense$2,567,0001,214
Pre-tax net operating income$4,869,0001,045
Securities gains (losses)$0961
Applicable income taxes$1,582,000645
Income before extraordinary items$3,287,0001,259
Extraordinary gains, net$06
Net income$3,287,0001,258
Minority interest net income$065
Net income of bank and minority interests.$3,287,0001,258
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$3,500,00065
Net operating income$3,287,0001,252
2018-03-31 (YTD Data)Rank
Total interest income$8,519,000891
Total interest expense$1,178,000831
Net interest income$7,341,000890
Provision for loan and lease losses$03,508
Total noninterest income$226,0002,997
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$34,0003,866
Trading account gains and fees$0123
Additional Noninterest Income$192,0002,538
Total noninterest expense$5,428,000999
Salaries and employee benefits$3,318,000941
Premises and equipment expense$752,000842
Additional noninterest expense$1,358,0001,160
Pre-tax net operating income$2,139,0001,139
Securities gains (losses)$0735
Applicable income taxes$676,000688
Income before extraordinary items$1,463,0001,352
Extraordinary gains, net$07
Net income$1,463,0001,352
Minority interest net income$052
Net income of bank and minority interests.$1,463,0001,352
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,463,0001,345
2017-12-31 (YTD Data)Rank
Total interest income$28,910,000996
Total interest expense$3,153,0001,035
Net interest income$25,757,000978
Provision for loan and lease losses$1,679,000593
Total noninterest income$1,697,0002,234
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$152,0003,812
Trading account gains and fees$0151
Additional Noninterest Income$1,545,0001,786
Total noninterest expense$20,046,0001,047
Salaries and employee benefits$12,216,000984
Premises and equipment expense$2,887,000844
Additional noninterest expense$4,943,0001,261
Pre-tax net operating income$5,729,0001,525
Securities gains (losses)$02,243
Applicable income taxes$-6,591,0005,656
Income before extraordinary items$12,320,000623
Extraordinary gains, net$09
Net income$12,320,000623
Minority interest net income$076
Net income of bank and minority interests.$12,320,000623
Net charge-offs$-255,0005,482
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$8,000,00078
Net operating income$12,320,000617
2017-09-30 (YTD Data)Rank
Total interest income$20,791,0001,032
Total interest expense$2,120,0001,124
Net interest income$18,671,0001,012
Provision for loan and lease losses$1,220,000583
Total noninterest income$1,372,0002,168
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$116,0003,817
Trading account gains and fees$0145
Additional Noninterest Income$1,256,0001,711
Total noninterest expense$14,628,0001,081
Salaries and employee benefits$8,893,0001,009
Premises and equipment expense$2,074,000895
Additional noninterest expense$3,661,0001,265
Pre-tax net operating income$4,195,0001,573
Securities gains (losses)$02,274
Applicable income taxes$259,0002,589
Income before extraordinary items$3,936,0001,393
Extraordinary gains, net$09
Net income$3,936,0001,392
Minority interest net income$071
Net income of bank and minority interests.$3,936,0001,393
Net charge-offs$-252,0005,539
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$8,000,00062
Net operating income$3,936,0001,371
2017-06-30 (YTD Data)Rank
Total interest income$13,144,0001,074
Total interest expense$1,191,0001,283
Net interest income$11,953,0001,040
Provision for loan and lease losses$03,871
Total noninterest income$463,0003,089
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$80,0003,791
Trading account gains and fees$0139
Additional Noninterest Income$383,0002,649
Total noninterest expense$9,662,0001,095
Salaries and employee benefits$5,765,0001,041
Premises and equipment expense$1,540,000814
Additional noninterest expense$2,357,0001,305
Pre-tax net operating income$2,754,0001,571
Securities gains (losses)$01,906
Applicable income taxes$79,0003,065
Income before extraordinary items$2,675,0001,365
Extraordinary gains, net$011
Net income$2,675,0001,364
Minority interest net income$071
Net income of bank and minority interests.$2,675,0001,365
Net charge-offs$-270,0005,641
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$8,000,00049
Net operating income$2,675,0001,344
2017-03-31 (YTD Data)Rank
Total interest income$6,538,0001,065
Total interest expense$509,0001,440
Net interest income$6,029,0001,028
Provision for loan and lease losses$-361,0005,802
Total noninterest income$241,0003,019
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$45,0003,646
Trading account gains and fees$0142
Additional Noninterest Income$196,0002,602
Total noninterest expense$4,891,0001,088
Salaries and employee benefits$2,928,0001,038
Premises and equipment expense$774,000820
Additional noninterest expense$1,189,0001,293
Pre-tax net operating income$1,740,0001,310
Securities gains (losses)$01,153
Applicable income taxes$79,0002,612
Income before extraordinary items$1,661,0001,130
Extraordinary gains, net$08
Net income$1,661,0001,129
Minority interest net income$055
Net income of bank and minority interests.$1,661,0001,130
Net charge-offs$-355,0005,788
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$8,000,00027
Net operating income$1,661,0001,109
2016-12-31 (YTD Data)Rank
Total interest income$21,446,0001,223
Total interest expense$1,587,0001,728
Net interest income$19,859,0001,183
Provision for loan and lease losses$-359,0005,703
Total noninterest income$866,0003,272
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$140,0004,093
Trading account gains and fees$0170
Additional Noninterest Income$726,0002,780
Total noninterest expense$18,990,0001,096
Salaries and employee benefits$10,428,0001,115
Premises and equipment expense$3,186,000779
Additional noninterest expense$5,376,0001,186
Pre-tax net operating income$2,094,0002,981
Securities gains (losses)$157,0001,026
Applicable income taxes$84,0003,396
Income before extraordinary items$2,167,0002,653
Extraordinary gains, net$05
Net income$2,167,0002,651
Minority interest net income$082
Net income of bank and minority interests.$2,167,0002,652
Net charge-offs$-30,0005,221
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,016,2802,724
2016-09-30 (YTD Data)Rank
Total interest income$15,648,0001,254
Total interest expense$1,127,0001,805
Net interest income$14,521,0001,211
Provision for loan and lease losses$-117,0005,739
Total noninterest income$643,0003,284
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$103,0004,153
Trading account gains and fees$0169
Additional Noninterest Income$540,0002,795
Total noninterest expense$14,099,0001,109
Salaries and employee benefits$7,852,0001,110
Premises and equipment expense$2,415,000777
Additional noninterest expense$3,832,0001,240
Pre-tax net operating income$1,182,0003,492
Securities gains (losses)$154,000960
Applicable income taxes$50,0003,571
Income before extraordinary items$1,286,0003,071
Extraordinary gains, net$05
Net income$1,286,0003,071
Minority interest net income$071
Net income of bank and minority interests.$1,286,0003,071
Net charge-offs$-105,0005,583
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,138,1603,230
2016-06-30 (YTD Data)Rank
Total interest income$10,089,0001,300
Total interest expense$683,0001,942
Net interest income$9,406,0001,246
Provision for loan and lease losses$-117,0005,860
Total noninterest income$497,0003,045
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$74,0004,037
Trading account gains and fees$0157
Additional Noninterest Income$423,0002,586
Total noninterest expense$9,332,0001,111
Salaries and employee benefits$5,330,0001,096
Premises and equipment expense$1,538,000815
Additional noninterest expense$2,464,0001,288
Pre-tax net operating income$688,0003,689
Securities gains (losses)$154,000720
Applicable income taxes$30,0003,630
Income before extraordinary items$812,0003,163
Extraordinary gains, net$016
Net income$812,0003,160
Minority interest net income$071
Net income of bank and minority interests.$812,0003,161
Net charge-offs$-93,0005,688
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$2,000,00082
Net operating income$664,1603,444
2016-03-31 (YTD Data)Rank
Total interest income$5,016,0001,300
Total interest expense$342,0001,944
Net interest income$4,674,0001,245
Provision for loan and lease losses$-117,0005,989
Total noninterest income$268,0002,900
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$45,0003,743
Trading account gains and fees$0142
Additional Noninterest Income$223,0002,494
Total noninterest expense$4,644,0001,117
Salaries and employee benefits$2,685,0001,096
Premises and equipment expense$757,000832
Additional noninterest expense$1,202,0001,306
Pre-tax net operating income$415,0003,345
Securities gains (losses)$1,0001,958
Applicable income taxes$9,0003,786
Income before extraordinary items$407,0003,101
Extraordinary gains, net$012
Net income$407,0003,099
Minority interest net income$062
Net income of bank and minority interests.$407,0003,100
Net charge-offs$-127,0005,918
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$406,0203,047
2015-12-31 (YTD Data)Rank
Total interest income$18,032,0001,387
Total interest expense$1,214,0002,100
Net interest income$16,818,0001,333
Provision for loan and lease losses$04,380
Total noninterest income$982,0003,099
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$138,0004,256
Trading account gains and fees$0159
Additional Noninterest Income$844,0002,584
Total noninterest expense$17,700,0001,139
Salaries and employee benefits$9,767,0001,153
Premises and equipment expense$3,217,000762
Additional noninterest expense$4,716,0001,336
Pre-tax net operating income$100,0005,676
Securities gains (losses)$217,000697
Applicable income taxes$-90,0005,995
Income before extraordinary items$407,0004,998
Extraordinary gains, net$023
Net income$407,0005,000
Minority interest net income$081
Net income of bank and minority interests.$407,0005,000
Net charge-offs$372,0001,422
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$190,0005,444
2015-09-30 (YTD Data)Rank
Total interest income$13,245,0001,419
Total interest expense$874,0002,190
Net interest income$12,371,0001,364
Provision for loan and lease losses$04,232
Total noninterest income$746,0003,089
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$112,0004,189
Trading account gains and fees$0153
Additional Noninterest Income$634,0002,602
Total noninterest expense$13,470,0001,131
Salaries and employee benefits$7,167,0001,180
Premises and equipment expense$2,408,000777
Additional noninterest expense$3,895,0001,237
Pre-tax net operating income$-353,0006,132
Securities gains (losses)$217,000609
Applicable income taxes$-52,0006,135
Income before extraordinary items$-84,0006,055
Extraordinary gains, net$021
Net income$-84,0006,055
Minority interest net income$078
Net income of bank and minority interests.$-84,0006,055
Net charge-offs$382,0001,047
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,500,000137
Net operating income$-222,8806,103
2015-06-30 (YTD Data)Rank
Total interest income$8,740,0001,439
Total interest expense$550,0002,302
Net interest income$8,190,0001,376
Provision for loan and lease losses$04,069
Total noninterest income$525,0002,992
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$83,0004,005
Trading account gains and fees$0157
Additional Noninterest Income$442,0002,552
Total noninterest expense$9,198,0001,111
Salaries and employee benefits$4,707,0001,196
Premises and equipment expense$1,655,000761
Additional noninterest expense$2,836,0001,142
Pre-tax net operating income$-483,0006,247
Securities gains (losses)$111,000797
Applicable income taxes$-26,0006,188
Income before extraordinary items$-346,0006,233
Extraordinary gains, net$022
Net income$-346,0006,233
Minority interest net income$075
Net income of bank and minority interests.$-346,0006,233
Net charge-offs$314,000886
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-449,2306,241
2015-03-31 (YTD Data)Rank
Total interest income$4,425,0001,421
Total interest expense$278,0002,299
Net interest income$4,147,0001,359
Provision for loan and lease losses$03,703
Total noninterest income$217,0003,292
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$49,0003,733
Trading account gains and fees$0152
Additional Noninterest Income$168,0002,870
Total noninterest expense$4,608,0001,110
Salaries and employee benefits$2,263,0001,237
Premises and equipment expense$888,000719
Additional noninterest expense$1,457,0001,098
Pre-tax net operating income$-244,0006,318
Securities gains (losses)$02,027
Applicable income taxes$-6,0006,226
Income before extraordinary items$-238,0006,327
Extraordinary gains, net$013
Net income$-238,0006,328
Minority interest net income$064
Net income of bank and minority interests.$-238,0006,328
Net charge-offs$-13,0005,532
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-238,0006,320
2014-12-31 (YTD Data)Rank
Total interest income$17,189,0001,459
Total interest expense$1,303,0002,118
Net interest income$15,886,0001,403
Provision for loan and lease losses$-700,0006,302
Total noninterest income$1,094,0002,976
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$180,0004,097
Trading account gains and fees$0180
Additional Noninterest Income$914,0002,450
Total noninterest expense$20,350,000997
Salaries and employee benefits$9,152,0001,182
Premises and equipment expense$3,374,000736
Additional noninterest expense$7,824,000833
Pre-tax net operating income$-2,670,0006,453
Securities gains (losses)$485,000404
Applicable income taxes$13,0004,160
Income before extraordinary items$-2,198,0006,430
Extraordinary gains, net$017
Net income$-2,198,0006,429
Minority interest net income$084
Net income of bank and minority interests.$-2,198,0006,429
Net charge-offs$-1,239,0006,463
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,683,0006,448
2014-09-30 (YTD Data)Rank
Total interest income$13,084,0001,452
Total interest expense$975,0002,149
Net interest income$12,109,0001,378
Provision for loan and lease losses$-700,0006,416
Total noninterest income$748,0003,150
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$139,0004,093
Trading account gains and fees$0174
Additional Noninterest Income$609,0002,621
Total noninterest expense$15,123,0001,008
Salaries and employee benefits$6,815,0001,189
Premises and equipment expense$2,537,000731
Additional noninterest expense$5,771,000850
Pre-tax net operating income$-1,566,0006,510
Securities gains (losses)$485,000319
Applicable income taxes$47,0003,683
Income before extraordinary items$-1,128,0006,490
Extraordinary gains, net$015
Net income$-1,128,0006,489
Minority interest net income$081
Net income of bank and minority interests.$-1,128,0006,489
Net charge-offs$-1,153,0006,547
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,613,0006,512
2014-06-30 (YTD Data)Rank
Total interest income$8,593,0001,461
Total interest expense$652,0002,172
Net interest income$7,941,0001,400
Provision for loan and lease losses$-700,0006,532
Total noninterest income$507,0003,092
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$96,0004,012
Trading account gains and fees$0172
Additional Noninterest Income$411,0002,589
Total noninterest expense$10,056,0001,010
Salaries and employee benefits$4,538,0001,190
Premises and equipment expense$1,668,000750
Additional noninterest expense$3,850,000838
Pre-tax net operating income$-908,0006,568
Securities gains (losses)$485,000233
Applicable income taxes$27,0003,728
Income before extraordinary items$-450,0006,504
Extraordinary gains, net$020
Net income$-450,0006,505
Minority interest net income$080
Net income of bank and minority interests.$-450,0006,505
Net charge-offs$-742,0006,595
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-935,0006,570
2014-03-31 (YTD Data)Rank
Total interest income$4,251,0001,479
Total interest expense$343,0002,117
Net interest income$3,908,0001,411
Provision for loan and lease losses$03,817
Total noninterest income$227,0003,242
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$54,0003,799
Trading account gains and fees$0147
Additional Noninterest Income$173,0002,764
Total noninterest expense$5,271,000962
Salaries and employee benefits$2,279,0001,207
Premises and equipment expense$833,000767
Additional noninterest expense$2,159,000751
Pre-tax net operating income$-1,136,0006,697
Securities gains (losses)$342,000182
Applicable income taxes$8,0003,893
Income before extraordinary items$-802,0006,676
Extraordinary gains, net$016
Net income$-802,0006,676
Minority interest net income$066
Net income of bank and minority interests.$-802,0006,676
Net charge-offs$475,000522
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,144,0006,692
2013-12-31 (YTD Data)Rank
Total interest income$19,233,0001,322
Total interest expense$2,804,0001,207
Net interest income$16,429,0001,327
Provision for loan and lease losses$-7,500,0006,784
Total noninterest income$1,160,0002,961
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$190,0004,185
Trading account gains and fees$0184
Additional Noninterest Income$970,0002,425
Total noninterest expense$19,289,0001,065
Salaries and employee benefits$8,306,0001,279
Premises and equipment expense$3,631,000677
Additional noninterest expense$7,352,000924
Pre-tax net operating income$5,800,0001,268
Securities gains (losses)$1,073,000220
Applicable income taxes$63,0003,666
Income before extraordinary items$6,810,000916
Extraordinary gains, net$029
Net income$6,810,000917
Minority interest net income$090
Net income of bank and minority interests.$6,810,000917
Net charge-offs$949,0001,320
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,747,7301,052
2013-09-30 (YTD Data)Rank
Total interest income$14,619,0001,309
Total interest expense$2,420,0001,075
Net interest income$12,199,0001,341
Provision for loan and lease losses$04,941
Total noninterest income$854,0003,034
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$146,0004,174
Trading account gains and fees$0180
Additional Noninterest Income$708,0002,494
Total noninterest expense$14,097,0001,088
Salaries and employee benefits$6,215,0001,288
Premises and equipment expense$2,747,000670
Additional noninterest expense$5,135,000985
Pre-tax net operating income$-1,044,0006,708
Securities gains (losses)$1,073,000193
Applicable income taxes$33,0003,902
Income before extraordinary items$-4,0006,349
Extraordinary gains, net$025
Net income$-4,0006,350
Minority interest net income$084
Net income of bank and minority interests.$-4,0006,350
Net charge-offs$813,0001,163
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-690,7206,669
2013-06-30 (YTD Data)Rank
Total interest income$10,179,0001,247
Total interest expense$2,019,000896
Net interest income$8,160,0001,321
Provision for loan and lease losses$04,788
Total noninterest income$627,0002,935
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$102,0004,073
Trading account gains and fees$0157
Additional Noninterest Income$525,0002,410
Total noninterest expense$9,339,0001,090
Salaries and employee benefits$4,192,0001,273
Premises and equipment expense$1,859,000665
Additional noninterest expense$3,288,0001,020
Pre-tax net operating income$-552,0006,702
Securities gains (losses)$1,073,000169
Applicable income taxes$17,0004,005
Income before extraordinary items$504,0003,915
Extraordinary gains, net$022
Net income$504,0003,918
Minority interest net income$082
Net income of bank and minority interests.$504,0003,919
Net charge-offs$158,0002,330
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-536,8106,714
2013-03-31 (YTD Data)Rank
Total interest income$5,641,0001,140
Total interest expense$1,096,000845
Net interest income$4,545,0001,198
Provision for loan and lease losses$04,409
Total noninterest income$265,0003,181
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$58,0003,830
Trading account gains and fees$0148
Additional Noninterest Income$207,0002,736
Total noninterest expense$4,681,0001,103
Salaries and employee benefits$2,131,0001,266
Premises and equipment expense$909,000694
Additional noninterest expense$1,641,0001,027
Pre-tax net operating income$129,0005,036
Securities gains (losses)$287,000342
Applicable income taxes$04,602
Income before extraordinary items$416,0002,959
Extraordinary gains, net$010
Net income$416,0002,959
Minority interest net income$076
Net income of bank and minority interests.$416,0002,961
Net charge-offs$-507,0006,977
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$129,0004,840
2012-12-31 (YTD Data)Rank
Total interest income$22,366,0001,196
Total interest expense$3,950,0001,132
Net interest income$18,416,0001,199
Provision for loan and lease losses$05,905
Total noninterest income$1,831,0002,324
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$187,0004,392
Trading account gains and fees$0166
Additional Noninterest Income$1,644,0001,755
Total noninterest expense$20,143,000991
Salaries and employee benefits$8,228,0001,267
Premises and equipment expense$3,697,000653
Additional noninterest expense$8,218,000857
Pre-tax net operating income$104,0005,908
Securities gains (losses)$514,000927
Applicable income taxes$-219,0006,800
Income before extraordinary items$837,0004,212
Extraordinary gains, net$029
Net income$837,0004,211
Minority interest net income$093
Net income of bank and minority interests.$837,0004,213
Net charge-offs$2,717,000907
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$323,0005,216
2012-09-30 (YTD Data)Rank
Total interest income$17,317,0001,172
Total interest expense$3,184,0001,108
Net interest income$14,133,0001,182
Provision for loan and lease losses$05,790
Total noninterest income$1,282,0002,426
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$135,0004,525
Trading account gains and fees$0157
Additional Noninterest Income$1,147,0001,820
Total noninterest expense$14,547,0001,029
Salaries and employee benefits$6,102,0001,281
Premises and equipment expense$2,776,000659
Additional noninterest expense$5,669,000922
Pre-tax net operating income$868,0003,895
Securities gains (losses)$514,000740
Applicable income taxes$1,0004,707
Income before extraordinary items$1,381,0002,785
Extraordinary gains, net$020
Net income$1,381,0002,786
Minority interest net income$086
Net income of bank and minority interests.$1,381,0002,785
Net charge-offs$2,664,000743
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$867,0003,556
2012-06-30 (YTD Data)Rank
Total interest income$11,824,0001,160
Total interest expense$2,280,0001,073
Net interest income$9,544,0001,170
Provision for loan and lease losses$05,619
Total noninterest income$1,072,0002,065
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$94,0004,425
Trading account gains and fees$0153
Additional Noninterest Income$978,0001,539
Total noninterest expense$9,543,0001,043
Salaries and employee benefits$4,042,0001,286
Premises and equipment expense$1,858,000656
Additional noninterest expense$3,643,000956
Pre-tax net operating income$1,073,0002,714
Securities gains (losses)$514,000530
Applicable income taxes$1,0004,644
Income before extraordinary items$1,586,0001,801
Extraordinary gains, net$019
Net income$1,586,0001,798
Minority interest net income$084
Net income of bank and minority interests.$1,586,0001,801
Net charge-offs$2,878,000531
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,072,0002,351
2012-03-31 (YTD Data)Rank
Total interest income$6,053,0001,136
Total interest expense$1,253,0001,013
Net interest income$4,800,0001,159
Provision for loan and lease losses$05,254
Total noninterest income$577,0001,955
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$55,0004,115
Trading account gains and fees$0148
Additional Noninterest Income$522,0001,460
Total noninterest expense$4,798,0001,035
Salaries and employee benefits$2,107,0001,239
Premises and equipment expense$958,000626
Additional noninterest expense$1,733,000989
Pre-tax net operating income$579,0002,589
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$579,0002,327
Extraordinary gains, net$019
Net income$579,0002,329
Minority interest net income$078
Net income of bank and minority interests.$579,0002,330
Net charge-offs$365,0001,311
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$579,0002,213
2011-12-31 (YTD Data)Rank
Total interest income$27,373,0001,018
Total interest expense$5,845,0001,033
Net interest income$21,528,0001,020
Provision for loan and lease losses$1,900,0001,629
Total noninterest income$-48,0007,049
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$172,0004,655
Trading account gains and fees$0146
Additional Noninterest Income$-220,0006,969
Total noninterest expense$21,199,000931
Salaries and employee benefits$8,377,0001,188
Premises and equipment expense$3,815,000649
Additional noninterest expense$9,007,000796
Pre-tax net operating income$-1,619,0006,728
Securities gains (losses)$-32,0006,966
Applicable income taxes$04,719
Income before extraordinary items$-1,651,0006,784
Extraordinary gains, net$029
Net income$-1,651,0006,784
Minority interest net income$096
Net income of bank and minority interests.$-1,651,0006,784
Net charge-offs$-366,0007,320
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,619,0006,751
2011-09-30 (YTD Data)Rank
Total interest income$20,831,0001,014
Total interest expense$4,474,0001,055
Net interest income$16,357,0001,016
Provision for loan and lease losses$1,900,0001,281
Total noninterest income$141,0005,910
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$133,0004,607
Trading account gains and fees$0145
Additional Noninterest Income$8,0006,684
Total noninterest expense$16,135,000920
Salaries and employee benefits$6,438,0001,155
Premises and equipment expense$2,865,000661
Additional noninterest expense$6,832,000775
Pre-tax net operating income$-1,537,0006,927
Securities gains (losses)$-32,0007,105
Applicable income taxes$04,740
Income before extraordinary items$-1,569,0006,994
Extraordinary gains, net$021
Net income$-1,569,0006,995
Minority interest net income$087
Net income of bank and minority interests.$-1,569,0006,995
Net charge-offs$213,0003,643
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,537,0006,963
2011-06-30 (YTD Data)Rank
Total interest income$14,006,0001,019
Total interest expense$3,047,0001,073
Net interest income$10,959,0001,008
Provision for loan and lease losses$1,900,000947
Total noninterest income$50,0006,575
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$94,0004,500
Trading account gains and fees$0153
Additional Noninterest Income$-44,0007,123
Total noninterest expense$10,780,000933
Salaries and employee benefits$4,402,0001,138
Premises and equipment expense$1,924,000654
Additional noninterest expense$4,454,000811
Pre-tax net operating income$-1,671,0007,127
Securities gains (losses)$-32,0007,183
Applicable income taxes$04,697
Income before extraordinary items$-1,703,0007,174
Extraordinary gains, net$015
Net income$-1,703,0007,175
Minority interest net income$089
Net income of bank and minority interests.$-1,703,0007,175
Net charge-offs$230,0002,971
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,671,0007,154
2011-03-31 (YTD Data)Rank
Total interest income$7,080,0001,022
Total interest expense$1,599,0001,065
Net interest income$5,481,0001,007
Provision for loan and lease losses$05,840
Total noninterest income$502,0001,981
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$55,0004,170
Trading account gains and fees$0158
Additional Noninterest Income$447,0001,458
Total noninterest expense$5,604,000892
Salaries and employee benefits$2,373,0001,061
Premises and equipment expense$979,000667
Additional noninterest expense$2,252,000795
Pre-tax net operating income$379,0003,078
Securities gains (losses)$-36,0007,301
Applicable income taxes$135,0001,882
Income before extraordinary items$208,0003,918
Extraordinary gains, net$09
Net income$208,0003,917
Minority interest net income$086
Net income of bank and minority interests.$208,0003,918
Net charge-offs$-23,0007,227
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$231,0403,660
2010-12-31 (YTD Data)Rank
Total interest income$31,640,000960
Total interest expense$7,657,0001,080
Net interest income$23,983,000924
Provision for loan and lease losses$14,122,000502
Total noninterest income$4,775,0001,131
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$179,0004,620
Trading account gains and fees$0175
Additional Noninterest Income$4,596,000792
Total noninterest expense$21,626,000925
Salaries and employee benefits$9,562,0001,029
Premises and equipment expense$4,033,000634
Additional noninterest expense$8,031,000915
Pre-tax net operating income$-6,990,0007,232
Securities gains (losses)$44,0002,743
Applicable income taxes$7,768,000262
Income before extraordinary items$-14,714,0007,464
Extraordinary gains, net$029
Net income$-14,714,0007,464
Minority interest net income$0111
Net income of bank and minority interests.$-14,714,0007,464
Net charge-offs$5,347,000949
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-14,758,0007,460
2010-09-30 (YTD Data)Rank
Total interest income$23,892,000971
Total interest expense$5,735,0001,118
Net interest income$18,157,000914
Provision for loan and lease losses$3,967,0001,053
Total noninterest income$4,799,000875
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$134,0004,695
Trading account gains and fees$0165
Additional Noninterest Income$4,665,000605
Total noninterest expense$15,622,000943
Salaries and employee benefits$7,123,0001,020
Premises and equipment expense$3,037,000633
Additional noninterest expense$5,462,000987
Pre-tax net operating income$3,367,0001,180
Securities gains (losses)$42,0002,530
Applicable income taxes$1,160,000902
Income before extraordinary items$2,249,0001,479
Extraordinary gains, net$023
Net income$2,249,0001,482
Minority interest net income$0110
Net income of bank and minority interests.$2,249,0001,482
Net charge-offs$-230,0007,738
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,221,2801,440
2010-06-30 (YTD Data)Rank
Total interest income$16,007,000982
Total interest expense$3,835,0001,169
Net interest income$12,172,000904
Provision for loan and lease losses$2,711,0001,022
Total noninterest income$252,0004,603
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$91,0004,654
Trading account gains and fees$0152
Additional Noninterest Income$161,0003,868
Total noninterest expense$10,589,000942
Salaries and employee benefits$4,757,0001,019
Premises and equipment expense$2,037,000637
Additional noninterest expense$3,795,000938
Pre-tax net operating income$-876,0006,946
Securities gains (losses)$40,0002,020
Applicable income taxes$-481,0007,479
Income before extraordinary items$-355,0006,748
Extraordinary gains, net$019
Net income$-355,0006,750
Minority interest net income$0105
Net income of bank and minority interests.$-355,0006,749
Net charge-offs$-149,0007,774
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-380,6006,726
2010-03-31 (YTD Data)Rank
Total interest income$8,072,000998
Total interest expense$1,945,0001,206
Net interest income$6,127,000910
Provision for loan and lease losses$306,0002,350
Total noninterest income$342,0002,623
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$52,0004,405
Trading account gains and fees$0175
Additional Noninterest Income$290,0001,879
Total noninterest expense$5,265,000944
Salaries and employee benefits$2,377,0001,035
Premises and equipment expense$1,033,000647
Additional noninterest expense$1,855,000955
Pre-tax net operating income$898,0001,456
Securities gains (losses)$45,0001,193
Applicable income taxes$444,000782
Income before extraordinary items$499,0002,142
Extraordinary gains, net$016
Net income$499,0002,141
Minority interest net income$091
Net income of bank and minority interests.$499,0002,142
Net charge-offs$-73,0007,829
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$470,2002,160
2009-12-31 (YTD Data)Rank
Total interest income$37,065,000911
Total interest expense$13,733,000856
Net interest income$23,332,000928
Provision for loan and lease losses$18,944,000516
Total noninterest income$1,371,0002,719
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$180,0004,835
Trading account gains and fees$0211
Additional Noninterest Income$1,191,0001,918
Total noninterest expense$21,960,000959
Salaries and employee benefits$9,984,000981
Premises and equipment expense$4,013,000660
Additional noninterest expense$7,963,000988
Pre-tax net operating income$-16,201,0007,653
Securities gains (losses)$1,296,000395
Applicable income taxes$-4,086,0007,705
Income before extraordinary items$-10,819,0007,585
Extraordinary gains, net$034
Net income$-10,819,0007,583
Minority interest net income$0115
Net income of bank and minority interests.$-10,819,0007,584
Net charge-offs$17,335,000456
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-11,765,0807,613
2009-09-30 (YTD Data)Rank
Total interest income$28,546,000904
Total interest expense$11,215,000821
Net interest income$17,331,000937
Provision for loan and lease losses$5,122,0001,027
Total noninterest income$193,0005,950
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$139,0004,814
Trading account gains and fees$0212
Additional Noninterest Income$54,0006,139
Total noninterest expense$16,745,000932
Salaries and employee benefits$7,806,000958
Premises and equipment expense$2,991,000685
Additional noninterest expense$5,948,000947
Pre-tax net operating income$-4,343,0007,446
Securities gains (losses)$1,011,000380
Applicable income taxes$-2,225,0007,745
Income before extraordinary items$-1,107,0006,802
Extraordinary gains, net$027
Net income$-1,107,0006,801
Minority interest net income$0118
Net income of bank and minority interests.$-1,107,0006,803
Net charge-offs$2,850,0001,217
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,754,0407,085
2009-06-30 (YTD Data)Rank
Total interest income$19,588,000894
Total interest expense$7,999,000812
Net interest income$11,589,000933
Provision for loan and lease losses$1,122,0001,936
Total noninterest income$406,0003,812
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$98,0004,705
Trading account gains and fees$0193
Additional Noninterest Income$308,0002,962
Total noninterest expense$11,212,000957
Salaries and employee benefits$5,185,000976
Premises and equipment expense$1,967,000713
Additional noninterest expense$4,060,000941
Pre-tax net operating income$-339,0006,475
Securities gains (losses)$777,000358
Applicable income taxes$-400,0007,523
Income before extraordinary items$838,0002,165
Extraordinary gains, net$021
Net income$838,0002,163
Minority interest net income$0112
Net income of bank and minority interests.$838,0002,164
Net charge-offs$-1,209,0008,194
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$61,0005,409
2009-03-31 (YTD Data)Rank
Total interest income$10,242,000859
Total interest expense$4,175,000803
Net interest income$6,067,000886
Provision for loan and lease losses$921,0001,243
Total noninterest income$299,0003,030
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$57,0004,341
Trading account gains and fees$0171
Additional Noninterest Income$242,0002,239
Total noninterest expense$5,512,000929
Salaries and employee benefits$2,628,000964
Premises and equipment expense$953,000749
Additional noninterest expense$1,931,000850
Pre-tax net operating income$-67,0006,545
Securities gains (losses)$148,000800
Applicable income taxes$-389,0007,855
Income before extraordinary items$470,0002,251
Extraordinary gains, net$015
Net income$470,0002,251
Minority interest net income$0102
Net income of bank and minority interests.$470,0002,253
Net charge-offs$896,0001,016
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$322,0002,844
2008-12-31 (YTD Data)Rank
Total interest income$45,048,000838
Total interest expense$19,545,000807
Net interest income$25,503,000841
Provision for loan and lease losses$4,334,0001,112
Total noninterest income$1,616,0002,483
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$183,0004,956
Trading account gains and fees$0154
Additional Noninterest Income$1,433,0001,652
Total noninterest expense$20,104,000989
Salaries and employee benefits$9,917,0001,005
Premises and equipment expense$3,776,000728
Additional noninterest expense$6,411,0001,000
Pre-tax net operating income$2,681,0001,982
Securities gains (losses)$139,000915
Applicable income taxes$199,0002,821
Income before extraordinary items$2,621,0001,551
Extraordinary gains, net$039
Net income$2,621,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,362,000924
Cash dividends$500,0003,349
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,491,7301,730
2008-09-30 (YTD Data)Rank
Total interest income$34,404,000836
Total interest expense$15,164,000817
Net interest income$19,240,000852
Provision for loan and lease losses$2,143,0001,131
Total noninterest income$1,341,0002,389
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$138,0004,991
Trading account gains and fees$0148
Additional Noninterest Income$1,203,0001,598
Total noninterest expense$15,665,000949
Salaries and employee benefits$8,227,000937
Premises and equipment expense$2,797,000740
Additional noninterest expense$4,641,000986
Pre-tax net operating income$2,773,0001,754
Securities gains (losses)$139,000794
Applicable income taxes$731,0001,478
Income before extraordinary items$2,181,0001,649
Extraordinary gains, net$031
Net income$2,181,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,708
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,076,7501,816
2008-06-30 (YTD Data)Rank
Total interest income$23,142,000840
Total interest expense$10,607,000801
Net interest income$12,535,000865
Provision for loan and lease losses$1,268,0001,053
Total noninterest income$932,0002,347
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$97,0004,891
Trading account gains and fees$0149
Additional Noninterest Income$835,0001,591
Total noninterest expense$10,326,000960
Salaries and employee benefits$5,479,000951
Premises and equipment expense$1,840,000757
Additional noninterest expense$3,007,000989
Pre-tax net operating income$1,873,0001,782
Securities gains (losses)$138,000784
Applicable income taxes$588,0001,415
Income before extraordinary items$1,423,0001,886
Extraordinary gains, net$021
Net income$1,423,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,847
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,325,0201,964
2008-03-31 (YTD Data)Rank
Total interest income$11,912,000843
Total interest expense$5,543,000819
Net interest income$6,369,000848
Provision for loan and lease losses$217,0001,742
Total noninterest income$493,0002,262
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$55,0004,609
Trading account gains and fees$0158
Additional Noninterest Income$438,0001,540
Total noninterest expense$5,101,000954
Salaries and employee benefits$2,802,000936
Premises and equipment expense$884,000788
Additional noninterest expense$1,415,0001,016
Pre-tax net operating income$1,544,0001,221
Securities gains (losses)$134,000587
Applicable income taxes$490,0001,027
Income before extraordinary items$1,188,0001,269
Extraordinary gains, net$015
Net income$1,188,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,092,8601,345
2007-12-31 (YTD Data)Rank
Total interest income$46,764,000897
Total interest expense$22,584,000874
Net interest income$24,180,000917
Provision for loan and lease losses$178,0004,102
Total noninterest income$1,948,0002,251
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$182,0005,087
Trading account gains and fees$0178
Additional Noninterest Income$1,766,0001,483
Total noninterest expense$19,784,000950
Salaries and employee benefits$10,070,000990
Premises and equipment expense$3,431,000778
Additional noninterest expense$6,283,000897
Pre-tax net operating income$6,166,0001,360
Securities gains (losses)$1,0001,983
Applicable income taxes$1,407,0001,474
Income before extraordinary items$4,760,0001,351
Extraordinary gains, net$039
Net income$4,760,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,359
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,759,2301,340
2007-09-30 (YTD Data)Rank
Total interest income$34,606,000912
Total interest expense$16,772,000883
Net interest income$17,834,000933
Provision for loan and lease losses$176,0003,246
Total noninterest income$1,475,0002,243
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$142,0005,040
Trading account gains and fees$0184
Additional Noninterest Income$1,333,0001,493
Total noninterest expense$14,671,000949
Salaries and employee benefits$7,550,000992
Premises and equipment expense$2,571,000773
Additional noninterest expense$4,550,000894
Pre-tax net operating income$4,462,0001,518
Securities gains (losses)$01,655
Applicable income taxes$1,232,0001,419
Income before extraordinary items$3,230,0001,566
Extraordinary gains, net$033
Net income$3,230,0001,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,329
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,230,0001,554
2007-06-30 (YTD Data)Rank
Total interest income$22,511,000948
Total interest expense$10,881,000915
Net interest income$11,630,000970
Provision for loan and lease losses$150,0002,579
Total noninterest income$965,0002,293
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$100,0004,947
Trading account gains and fees$0168
Additional Noninterest Income$865,0001,546
Total noninterest expense$9,814,000961
Salaries and employee benefits$4,982,0001,016
Premises and equipment expense$1,722,000788
Additional noninterest expense$3,110,000897
Pre-tax net operating income$2,631,0001,740
Securities gains (losses)$01,444
Applicable income taxes$735,0001,591
Income before extraordinary items$1,896,0001,823
Extraordinary gains, net$029
Net income$1,896,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,333
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,896,0001,808
2007-03-31 (YTD Data)Rank
Total interest income$10,839,000976
Total interest expense$5,214,000945
Net interest income$5,625,000993
Provision for loan and lease losses$100,0002,001
Total noninterest income$484,0002,257
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$57,0004,628
Trading account gains and fees$0195
Additional Noninterest Income$427,0001,538
Total noninterest expense$4,708,000997
Salaries and employee benefits$2,469,0001,035
Premises and equipment expense$841,000801
Additional noninterest expense$1,398,000976
Pre-tax net operating income$1,301,0001,758
Securities gains (losses)$01,187
Applicable income taxes$341,0001,705
Income before extraordinary items$960,0001,782
Extraordinary gains, net$022
Net income$960,0001,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$960,0001,769
2006-12-31 (YTD Data)Rank
Total interest income$39,886,000986
Total interest expense$16,738,000993
Net interest income$23,148,000958
Provision for loan and lease losses$315,0002,676
Total noninterest income$2,740,0001,755
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$188,0005,111
Trading account gains and fees$0130
Additional Noninterest Income$2,552,0001,117
Total noninterest expense$18,540,000966
Salaries and employee benefits$9,386,0001,028
Premises and equipment expense$3,240,000779
Additional noninterest expense$5,914,000900
Pre-tax net operating income$7,033,0001,400
Securities gains (losses)$01,687
Applicable income taxes$1,395,0001,775
Income before extraordinary items$5,638,0001,283
Extraordinary gains, net$051
Net income$5,638,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-131,0008,533
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,638,0001,270
2006-09-30 (YTD Data)Rank
Total interest income$28,914,0001,020
Total interest expense$11,660,0001,036
Net interest income$17,254,000984
Provision for loan and lease losses$215,0002,754
Total noninterest income$2,254,0001,628
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$144,0005,125
Trading account gains and fees$0126
Additional Noninterest Income$2,110,0001,050
Total noninterest expense$13,287,0001,019
Salaries and employee benefits$6,925,0001,056
Premises and equipment expense$2,386,000806
Additional noninterest expense$3,976,0001,012
Pre-tax net operating income$6,006,0001,270
Securities gains (losses)$01,388
Applicable income taxes$2,107,0001,051
Income before extraordinary items$3,899,0001,436
Extraordinary gains, net$045
Net income$3,899,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,0008,482
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,899,0001,423
2006-06-30 (YTD Data)Rank
Total interest income$18,373,0001,046
Total interest expense$7,108,0001,089
Net interest income$11,265,0001,008
Provision for loan and lease losses$155,0002,524
Total noninterest income$1,822,0001,402
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$100,0005,022
Trading account gains and fees$0126
Additional Noninterest Income$1,722,000935
Total noninterest expense$8,738,0001,036
Salaries and employee benefits$4,589,0001,068
Premises and equipment expense$1,557,000825
Additional noninterest expense$2,592,0001,039
Pre-tax net operating income$4,194,0001,200
Securities gains (losses)$01,185
Applicable income taxes$1,475,0001,012
Income before extraordinary items$2,719,0001,384
Extraordinary gains, net$039
Net income$2,719,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,505
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,719,0001,374
2006-03-31 (YTD Data)Rank
Total interest income$8,875,0001,053
Total interest expense$3,275,0001,111
Net interest income$5,600,0001,014
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,395,000992
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$58,0004,612
Trading account gains and fees$0115
Additional Noninterest Income$1,337,000649
Total noninterest expense$4,278,0001,058
Salaries and employee benefits$2,277,0001,080
Premises and equipment expense$777,000824
Additional noninterest expense$1,224,0001,100
Pre-tax net operating income$2,642,000953
Securities gains (losses)$0955
Applicable income taxes$960,000809
Income before extraordinary items$1,682,0001,113
Extraordinary gains, net$021
Net income$1,682,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,558
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,682,0001,095
2005-12-31 (YTD Data)Rank
Total interest income$31,791,0001,040
Total interest expense$10,616,0001,055
Net interest income$21,175,0001,002
Provision for loan and lease losses$710,0001,400
Total noninterest income$1,952,0002,257
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$211,0004,924
Trading account gains and fees$0138
Additional Noninterest Income$1,741,0001,492
Total noninterest expense$16,536,0001,031
Salaries and employee benefits$8,350,0001,110
Premises and equipment expense$3,107,000780
Additional noninterest expense$5,079,0001,023
Pre-tax net operating income$5,881,0001,602
Securities gains (losses)$02,296
Applicable income taxes$1,772,0001,501
Income before extraordinary items$4,109,0001,711
Extraordinary gains, net$046
Net income$4,109,0001,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,817
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,109,0001,682
2005-09-30 (YTD Data)Rank
Total interest income$23,093,0001,039
Total interest expense$7,534,0001,052
Net interest income$15,559,0001,012
Provision for loan and lease losses$610,0001,188
Total noninterest income$1,417,0002,307
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$165,0004,871
Trading account gains and fees$0126
Additional Noninterest Income$1,252,0001,543
Total noninterest expense$12,301,0001,034
Salaries and employee benefits$6,245,0001,100
Premises and equipment expense$2,332,000772
Additional noninterest expense$3,724,0001,028
Pre-tax net operating income$4,065,0001,742
Securities gains (losses)$02,317
Applicable income taxes$1,290,0001,555
Income before extraordinary items$2,775,0001,892
Extraordinary gains, net$035
Net income$2,775,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,692
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,775,0001,849
2005-06-30 (YTD Data)Rank
Total interest income$14,919,0001,038
Total interest expense$4,751,0001,049
Net interest income$10,168,0001,029
Provision for loan and lease losses$610,000808
Total noninterest income$889,0002,378
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$117,0004,711
Trading account gains and fees$0116
Additional Noninterest Income$772,0001,620
Total noninterest expense$8,091,0001,036
Salaries and employee benefits$4,171,0001,091
Premises and equipment expense$1,489,000797
Additional noninterest expense$2,431,0001,034
Pre-tax net operating income$2,356,0001,929
Securities gains (losses)$02,146
Applicable income taxes$736,0001,730
Income before extraordinary items$1,620,0002,090
Extraordinary gains, net$030
Net income$1,620,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,620,0002,054
2005-03-31 (YTD Data)Rank
Total interest income$7,247,0001,047
Total interest expense$2,249,0001,045
Net interest income$4,998,0001,040
Provision for loan and lease losses$280,000839
Total noninterest income$454,0002,294
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$387,0001,589
Total noninterest expense$4,061,0001,029
Salaries and employee benefits$2,064,0001,104
Premises and equipment expense$758,000789
Additional noninterest expense$1,239,0001,002
Pre-tax net operating income$1,111,0001,992
Securities gains (losses)$01,685
Applicable income taxes$353,0001,758
Income before extraordinary items$758,0002,186
Extraordinary gains, net$024
Net income$758,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$758,0002,145
2004-12-31 (YTD Data)Rank
Total interest income$25,869,0001,093
Total interest expense$7,291,0001,112
Net interest income$18,578,0001,075
Provision for loan and lease losses$13,0006,922
Total noninterest income$1,874,0002,300
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$208,0005,139
Trading account gains and fees$0138
Additional Noninterest Income$1,666,0001,515
Total noninterest expense$15,606,0001,032
Salaries and employee benefits$8,042,0001,073
Premises and equipment expense$3,137,000734
Additional noninterest expense$4,427,0001,108
Pre-tax net operating income$4,833,0001,752
Securities gains (losses)$-29,0008,478
Applicable income taxes$1,240,0001,858
Income before extraordinary items$3,564,0001,784
Extraordinary gains, net$034
Net income$3,564,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,0001,124
Cash dividends$1,625,0001,628
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,585,4601,726
2004-09-30 (YTD Data)Rank
Total interest income$19,013,0001,100
Total interest expense$5,217,0001,144
Net interest income$13,796,0001,069
Provision for loan and lease losses$-120,0008,884
Total noninterest income$1,336,0002,395
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$154,0005,204
Trading account gains and fees$0134
Additional Noninterest Income$1,182,0001,574
Total noninterest expense$11,596,0001,046
Salaries and employee benefits$6,018,0001,070
Premises and equipment expense$2,350,000736
Additional noninterest expense$3,228,0001,138
Pre-tax net operating income$3,656,0001,749
Securities gains (losses)$-27,0008,715
Applicable income taxes$1,114,0001,631
Income before extraordinary items$2,515,0001,895
Extraordinary gains, net$026
Net income$2,515,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,025
Cash dividends$842,0001,957
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,533,6301,835
2004-06-30 (YTD Data)Rank
Total interest income$12,379,0001,114
Total interest expense$3,244,0001,220
Net interest income$9,135,0001,068
Provision for loan and lease losses$06,885
Total noninterest income$915,0002,336
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$109,0005,084
Trading account gains and fees$0130
Additional Noninterest Income$806,0001,541
Total noninterest expense$7,690,0001,042
Salaries and employee benefits$4,032,0001,065
Premises and equipment expense$1,565,000735
Additional noninterest expense$2,093,0001,166
Pre-tax net operating income$2,360,0001,780
Securities gains (losses)$2,0003,048
Applicable income taxes$748,0001,613
Income before extraordinary items$1,614,0001,940
Extraordinary gains, net$021
Net income$1,614,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,000624
Cash dividends$842,0001,482
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,612,6401,890
2004-03-31 (YTD Data)Rank
Total interest income$6,143,0001,133
Total interest expense$1,548,0001,285
Net interest income$4,595,0001,078
Provision for loan and lease losses$06,501
Total noninterest income$466,0002,268
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$406,0001,527
Total noninterest expense$3,868,0001,047
Salaries and employee benefits$2,028,0001,068
Premises and equipment expense$794,000742
Additional noninterest expense$1,046,0001,148
Pre-tax net operating income$1,193,0001,728
Securities gains (losses)$18,0001,769
Applicable income taxes$409,0001,516
Income before extraordinary items$802,0001,957
Extraordinary gains, net$016
Net income$802,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,000380
Cash dividends$842,000777
Sale, conversion, retirement of capital stock, net$0464
Net operating income$790,1201,886
2003-12-31 (YTD Data)Rank
Total interest income$26,181,0001,080
Total interest expense$6,654,0001,329
Net interest income$19,527,000983
Provision for loan and lease losses$440,0002,407
Total noninterest income$2,504,0001,949
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$233,0004,914
Trading account gains and fees$0160
Additional Noninterest Income$2,271,0001,334
Total noninterest expense$16,586,000987
Salaries and employee benefits$8,267,0001,025
Premises and equipment expense$3,385,000680
Additional noninterest expense$4,934,0001,035
Pre-tax net operating income$5,005,0001,623
Securities gains (losses)$438,000826
Applicable income taxes$1,524,0001,603
Income before extraordinary items$3,919,0001,587
Extraordinary gains, net$054
Net income$3,919,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-156,0009,085
Cash dividends$1,549,0001,687
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,603,6401,645
2003-09-30 (YTD Data)Rank
Total interest income$19,719,0001,102
Total interest expense$5,103,0001,360
Net interest income$14,616,000993
Provision for loan and lease losses$100,0004,641
Total noninterest income$1,924,0001,967
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$185,0004,819
Trading account gains and fees$0153
Additional Noninterest Income$1,739,0001,378
Total noninterest expense$12,536,000989
Salaries and employee benefits$6,238,0001,035
Premises and equipment expense$2,548,000687
Additional noninterest expense$3,750,0001,024
Pre-tax net operating income$3,904,0001,619
Securities gains (losses)$445,000742
Applicable income taxes$1,356,0001,450
Income before extraordinary items$2,993,0001,613
Extraordinary gains, net$040
Net income$2,993,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-391,0009,208
Cash dividends$1,549,0001,240
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,685,9501,702
2003-06-30 (YTD Data)Rank
Total interest income$13,374,0001,087
Total interest expense$3,558,0001,351
Net interest income$9,816,000986
Provision for loan and lease losses$07,324
Total noninterest income$1,229,0002,021
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$134,0004,563
Trading account gains and fees$0150
Additional Noninterest Income$1,095,0001,415
Total noninterest expense$8,578,000955
Salaries and employee benefits$4,253,0001,014
Premises and equipment expense$1,763,000662
Additional noninterest expense$2,562,000988
Pre-tax net operating income$2,467,0001,696
Securities gains (losses)$386,000683
Applicable income taxes$1,079,0001,289
Income before extraordinary items$1,774,0001,813
Extraordinary gains, net$030
Net income$1,774,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-388,0009,243
Cash dividends$707,0001,694
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,526,9601,957
2003-03-31 (YTD Data)Rank
Total interest income$6,853,0001,076
Total interest expense$1,847,0001,320
Net interest income$5,006,000966
Provision for loan and lease losses$-70,0009,244
Total noninterest income$551,0002,130
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$76,0004,196
Trading account gains and fees$0134
Additional Noninterest Income$475,0001,542
Total noninterest expense$4,438,000918
Salaries and employee benefits$2,256,000957
Premises and equipment expense$878,000661
Additional noninterest expense$1,304,000942
Pre-tax net operating income$1,189,0001,762
Securities gains (losses)$301,000510
Applicable income taxes$532,0001,297
Income before extraordinary items$958,0001,679
Extraordinary gains, net$021
Net income$958,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-396,0009,295
Cash dividends$707,000906
Sale, conversion, retirement of capital stock, net$0419
Net operating income$765,3601,934
2002-12-31 (YTD Data)Rank
Total interest income$29,839,0001,031
Total interest expense$9,163,0001,226
Net interest income$20,676,000932
Provision for loan and lease losses$1,085,0001,252
Total noninterest income$2,710,0001,680
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$321,0004,080
Trading account gains and fees$0153
Additional Noninterest Income$2,389,0001,162
Total noninterest expense$18,399,000855
Salaries and employee benefits$8,780,000915
Premises and equipment expense$3,607,000618
Additional noninterest expense$6,012,000831
Pre-tax net operating income$3,902,0002,024
Securities gains (losses)$211,0001,122
Applicable income taxes$1,362,0001,788
Income before extraordinary items$2,751,0002,172
Extraordinary gains, net$1,458,00012
Net income$4,209,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-332,0009,325
Cash dividends$707,0002,867
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,609,6302,201
2001-12-31 (YTD Data)Rank
Total interest income$33,948,000999
Total interest expense$14,309,0001,119
Net interest income$19,639,000901
Provision for loan and lease losses$1,986,000717
Total noninterest income$3,323,0001,366
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$384,0003,517
Trading account gains and fees$0177
Additional Noninterest Income$2,939,000959
Total noninterest expense$17,813,000848
Salaries and employee benefits$8,890,000832
Premises and equipment expense$3,814,000580
Additional noninterest expense$5,109,000959
Pre-tax net operating income$3,163,0002,158
Securities gains (losses)$149,0001,415
Applicable income taxes$483,0003,381
Income before extraordinary items$2,829,0001,861
Extraordinary gains, net$0105
Net income$2,829,0001,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,859,000603
Cash dividends$1,704,0001,500
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,702,3501,866
2000-12-31 (YTD Data)Rank
Total interest income$31,040,0001,134
Total interest expense$14,107,0001,231
Net interest income$16,933,0001,038
Provision for loan and lease losses$1,637,000714
Total noninterest income$2,913,0001,384
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$335,0003,725
Trading account gains and fees$0180
Additional Noninterest Income$2,578,000950
Total noninterest expense$14,126,000995
Salaries and employee benefits$7,492,000934
Premises and equipment expense$2,982,000699
Additional noninterest expense$3,652,0001,248
Pre-tax net operating income$4,083,0001,788
Securities gains (losses)$01,956
Applicable income taxes$1,785,0001,289
Income before extraordinary items$2,298,0002,248
Extraordinary gains, net$038
Net income$2,298,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,719
Cash dividends$554,0003,369
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,298,0002,254
1999-12-31 (YTD Data)Rank
Total interest income$24,129,0001,344
Total interest expense$9,449,0001,586
Net interest income$14,680,0001,200
Provision for loan and lease losses$1,302,000792
Total noninterest income$2,497,0001,569
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$269,0004,306
Trading account gains and fees$0173
Additional Noninterest Income$2,228,0001,066
Total noninterest expense$12,029,0001,148
Salaries and employee benefits$6,203,0001,106
Premises and equipment expense$2,675,000761
Additional noninterest expense$3,151,0001,460
Pre-tax net operating income$3,846,0001,915
Securities gains (losses)$5,0002,145
Applicable income taxes$1,633,0001,481
Income before extraordinary items$2,218,0002,345
Extraordinary gains, net$035
Net income$2,218,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,610
Cash dividends$426,0003,802
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,214,8002,315
1998-12-31 (YTD Data)Rank
Total interest income$22,865,0001,413
Total interest expense$9,472,0001,625
Net interest income$13,393,0001,265
Provision for loan and lease losses$798,0001,191
Total noninterest income$2,293,0001,657
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$301,0003,937
Trading account gains and fees$0224
Additional Noninterest Income$1,992,0001,160
Total noninterest expense$11,921,0001,111
Salaries and employee benefits$6,097,0001,069
Premises and equipment expense$2,531,000783
Additional noninterest expense$3,293,0001,336
Pre-tax net operating income$2,967,0002,405
Securities gains (losses)$23,0002,320
Applicable income taxes$1,212,0001,980
Income before extraordinary items$1,778,0002,812
Extraordinary gains, net$032
Net income$1,778,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,0001,194
Cash dividends$579,0003,217
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,763,2802,757
1997-12-31 (YTD Data)Rank
Total interest income$21,357,0001,541
Total interest expense$8,783,0001,761
Net interest income$12,574,0001,373
Provision for loan and lease losses$1,004,000985
Total noninterest income$1,807,0001,924
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$189,0005,510
Trading account gains and fees$0239
Additional Noninterest Income$1,618,0001,269
Total noninterest expense$10,936,0001,213
Salaries and employee benefits$5,592,0001,176
Premises and equipment expense$2,555,000795
Additional noninterest expense$2,789,0001,536
Pre-tax net operating income$2,441,0002,972
Securities gains (losses)$03,944
Applicable income taxes$862,0002,760
Income before extraordinary items$1,579,0003,210
Extraordinary gains, net$044
Net income$1,579,0003,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$930,000842
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,579,0003,142
1996-12-31 (YTD Data)Rank
Total interest income$20,136,0001,661
Total interest expense$8,170,0001,916
Net interest income$11,966,0001,490
Provision for loan and lease losses$1,102,000954
Total noninterest income$2,045,0001,804
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$174,0006,042
Trading account gains and fees$0262
Additional Noninterest Income$1,871,0001,204
Total noninterest expense$11,210,0001,279
Salaries and employee benefits$5,624,0001,185
Premises and equipment expense$2,591,000838
Additional noninterest expense$2,995,0001,738
Pre-tax net operating income$1,699,0003,927
Securities gains (losses)$5,0002,986
Applicable income taxes$790,0002,879
Income before extraordinary items$914,0004,820
Extraordinary gains, net$053
Net income$914,0004,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,107,000845
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$910,8004,774
1995-12-31 (YTD Data)Rank
Total interest income$19,994,0001,695
Total interest expense$7,782,0002,009
Net interest income$12,212,0001,477
Provision for loan and lease losses$718,0001,203
Total noninterest income$2,105,0001,761
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$167,0006,314
Trading account gains and fees$0522
Additional Noninterest Income$1,938,0001,151
Total noninterest expense$10,521,0001,347
Salaries and employee benefits$5,238,0001,271
Premises and equipment expense$2,375,000914
Additional noninterest expense$2,908,0001,743
Pre-tax net operating income$3,078,0002,377
Securities gains (losses)$03,831
Applicable income taxes$1,398,0001,758
Income before extraordinary items$1,680,0002,930
Extraordinary gains, net$065
Net income$1,680,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,0001,125
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,680,0002,888
1994-12-31 (YTD Data)Rank
Total interest income$16,576,0001,858
Total interest expense$5,709,0002,183
Net interest income$10,867,0001,662
Provision for loan and lease losses$458,0001,650
Total noninterest income$2,120,0001,773
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$177,0006,319
Trading account gains and fees$0475
Additional Noninterest Income$1,943,0001,151
Total noninterest expense$10,783,0001,355
Salaries and employee benefits$5,148,0001,315
Premises and equipment expense$2,280,000935
Additional noninterest expense$3,355,0001,644
Pre-tax net operating income$1,746,0003,857
Securities gains (losses)$03,600
Applicable income taxes$739,0002,981
Income before extraordinary items$1,007,0004,521
Extraordinary gains, net$0249
Net income$1,007,0004,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,004
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,007,0004,563
1993-12-31 (YTD Data)Rank
Total interest income$16,248,0001,926
Total interest expense$5,419,0002,383
Net interest income$10,829,0001,675
Provision for loan and lease losses$168,0004,365
Total noninterest income$2,464,0001,696
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$210,0005,788
Trading account gains and fees$0532
Additional Noninterest Income$2,254,0001,164
Total noninterest expense$11,186,0001,372
Salaries and employee benefits$4,966,0001,354
Premises and equipment expense$2,275,000971
Additional noninterest expense$3,945,0001,541
Pre-tax net operating income$1,939,0003,402
Securities gains (losses)$-747,00013,253
Applicable income taxes$519,0004,053
Income before extraordinary items$673,0006,270
Extraordinary gains, net$74,0001,859
Net income$747,0005,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0001,643
Cash dividends$700,0002,369
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,151,0803,966
1992-12-31 (YTD Data)Rank
Total interest income$17,982,0001,980
Total interest expense$6,810,0002,475
Net interest income$11,173,0001,654
Provision for loan and lease losses$320,0003,972
Total noninterest income$2,387,0001,714
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$225,0005,527
Trading account gains and fees$0504
Additional Noninterest Income$2,162,0001,177
Total noninterest expense$10,425,0001,472
Salaries and employee benefits$4,968,0001,350
Premises and equipment expense$2,175,0001,044
Additional noninterest expense$3,283,0001,843
Pre-tax net operating income$2,814,0002,190
Securities gains (losses)$538,0001,029
Applicable income taxes$1,412,0001,519
Income before extraordinary items$1,940,0002,359
Extraordinary gains, net$01,422
Net income$1,940,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0002,226
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,595,6802,659

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.