Home > Bank of the Northwest > Income and Expense

Bank of the Northwest, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$3,560,0003,711
Total interest expense$623,0004,112
Net interest income$2,937,0003,535
Provision for loan and lease losses$2,0006,169
Total noninterest income$-238,0007,362
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$60,0005,269
Trading account gains and fees$0153
Additional Noninterest Income$-298,0007,317
Total noninterest expense$3,170,0002,955
Salaries and employee benefits$1,318,0003,446
Premises and equipment expense$553,0002,236
Additional noninterest expense$1,299,0002,560
Pre-tax net operating income$-473,0006,775
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-473,0006,826
Extraordinary gains, net$015
Net income$-473,0006,825
Minority interest net income$089
Net income of bank and minority interests.$-473,0006,826
Net charge-offs$102,0003,820
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-473,0006,817
2011-03-31 (YTD Data)Rank
Total interest income$1,789,0003,704
Total interest expense$318,0004,154
Net interest income$1,471,0003,521
Provision for loan and lease losses$1,0005,795
Total noninterest income$64,0005,613
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$35,0005,181
Total noninterest expense$1,453,0003,183
Salaries and employee benefits$651,0003,506
Premises and equipment expense$279,0002,267
Additional noninterest expense$523,0003,065
Pre-tax net operating income$81,0005,368
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$81,0005,274
Extraordinary gains, net$09
Net income$81,0005,272
Minority interest net income$086
Net income of bank and minority interests.$81,0005,274
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$81,0005,216
2010-12-31 (YTD Data)Rank
Total interest income$7,567,0003,695
Total interest expense$1,831,0003,786
Net interest income$5,736,0003,590
Provision for loan and lease losses$701,0003,589
Total noninterest income$261,0005,601
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$108,0005,381
Trading account gains and fees$0175
Additional Noninterest Income$153,0004,946
Total noninterest expense$6,742,0002,811
Salaries and employee benefits$2,599,0003,486
Premises and equipment expense$1,124,0002,243
Additional noninterest expense$3,019,0002,284
Pre-tax net operating income$-1,446,0006,636
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-1,446,0006,733
Extraordinary gains, net$029
Net income$-1,446,0006,733
Minority interest net income$0111
Net income of bank and minority interests.$-1,446,0006,734
Net charge-offs$1,528,0002,163
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,446,0006,704
2010-09-30 (YTD Data)Rank
Total interest income$5,739,0003,738
Total interest expense$1,470,0003,756
Net interest income$4,269,0003,661
Provision for loan and lease losses$422,0003,822
Total noninterest income$223,0005,503
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$76,0005,556
Trading account gains and fees$0165
Additional Noninterest Income$147,0004,676
Total noninterest expense$5,175,0002,762
Salaries and employee benefits$1,953,0003,500
Premises and equipment expense$857,0002,247
Additional noninterest expense$2,365,0002,169
Pre-tax net operating income$-1,105,0006,824
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-1,105,0006,935
Extraordinary gains, net$023
Net income$-1,105,0006,935
Minority interest net income$0110
Net income of bank and minority interests.$-1,105,0006,935
Net charge-offs$1,315,0001,900
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,105,0006,897
2010-06-30 (YTD Data)Rank
Total interest income$3,868,0003,745
Total interest expense$1,047,0003,686
Net interest income$2,821,0003,686
Provision for loan and lease losses$421,0003,120
Total noninterest income$140,0005,602
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$48,0005,647
Trading account gains and fees$0152
Additional Noninterest Income$92,0004,756
Total noninterest expense$3,650,0002,641
Salaries and employee benefits$1,376,0003,394
Premises and equipment expense$576,0002,242
Additional noninterest expense$1,698,0002,024
Pre-tax net operating income$-1,110,0007,052
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,110,0007,125
Extraordinary gains, net$019
Net income$-1,110,0007,123
Minority interest net income$0105
Net income of bank and minority interests.$-1,110,0007,125
Net charge-offs$370,0002,799
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,110,0007,102
2010-03-31 (YTD Data)Rank
Total interest income$2,013,0003,694
Total interest expense$553,0003,656
Net interest income$1,460,0003,635
Provision for loan and lease losses$420,0002,015
Total noninterest income$66,0005,727
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$22,0005,793
Trading account gains and fees$0175
Additional Noninterest Income$44,0004,900
Total noninterest expense$1,888,0002,586
Salaries and employee benefits$775,0003,094
Premises and equipment expense$281,0002,346
Additional noninterest expense$832,0002,041
Pre-tax net operating income$-782,0007,336
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-782,0007,403
Extraordinary gains, net$016
Net income$-782,0007,403
Minority interest net income$091
Net income of bank and minority interests.$-782,0007,404
Net charge-offs$288,0002,071
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-782,0007,389
2009-12-31 (YTD Data)Rank
Total interest income$1,902,0007,134
Total interest expense$581,0006,953
Net interest income$1,321,0007,108
Provision for loan and lease losses$722,0003,992
Total noninterest income$203,0006,203
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$56,0006,379
Trading account gains and fees$0211
Additional Noninterest Income$147,0005,123
Total noninterest expense$1,772,0006,477
Salaries and employee benefits$903,0006,450
Premises and equipment expense$239,0006,162
Additional noninterest expense$630,0006,355
Pre-tax net operating income$-970,0006,246
Securities gains (losses)$03,754
Applicable income taxes$610,0001,360
Income before extraordinary items$-1,580,0006,600
Extraordinary gains, net$034
Net income$-1,580,0006,601
Minority interest net income$0115
Net income of bank and minority interests.$-1,580,0006,601
Net charge-offs$518,0003,736
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,580,0006,594
2009-09-30 (YTD Data)Rank
Total interest income$1,405,0007,228
Total interest expense$457,0007,009
Net interest income$948,0007,231
Provision for loan and lease losses$419,0004,112
Total noninterest income$150,0006,336
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$42,0006,425
Trading account gains and fees$0212
Additional Noninterest Income$108,0005,272
Total noninterest expense$1,353,0006,480
Salaries and employee benefits$704,0006,412
Premises and equipment expense$178,0006,213
Additional noninterest expense$471,0006,384
Pre-tax net operating income$-674,0006,461
Securities gains (losses)$03,497
Applicable income taxes$610,0001,221
Income before extraordinary items$-1,284,0006,903
Extraordinary gains, net$027
Net income$-1,284,0006,905
Minority interest net income$0118
Net income of bank and minority interests.$-1,284,0006,905
Net charge-offs$104,0005,024
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,284,0006,885
2009-06-30 (YTD Data)Rank
Total interest income$930,0007,302
Total interest expense$326,0007,025
Net interest income$604,0007,330
Provision for loan and lease losses$316,0003,616
Total noninterest income$92,0006,496
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$27,0006,492
Trading account gains and fees$0193
Additional Noninterest Income$65,0005,467
Total noninterest expense$899,0006,530
Salaries and employee benefits$461,0006,505
Premises and equipment expense$118,0006,277
Additional noninterest expense$320,0006,361
Pre-tax net operating income$-519,0006,654
Securities gains (losses)$03,136
Applicable income taxes$-175,0007,278
Income before extraordinary items$-344,0006,588
Extraordinary gains, net$021
Net income$-344,0006,588
Minority interest net income$0112
Net income of bank and minority interests.$-344,0006,588
Net charge-offs$106,0004,182
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-344,0006,576
2009-03-31 (YTD Data)Rank
Total interest income$453,0007,397
Total interest expense$180,0006,970
Net interest income$273,0007,476
Provision for loan and lease losses$20,0005,880
Total noninterest income$44,0006,539
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$15,0006,393
Trading account gains and fees$0171
Additional Noninterest Income$29,0005,665
Total noninterest expense$464,0006,437
Salaries and employee benefits$251,0006,385
Premises and equipment expense$58,0006,362
Additional noninterest expense$155,0006,221
Pre-tax net operating income$-167,0006,825
Securities gains (losses)$02,434
Applicable income taxes$-56,0007,443
Income before extraordinary items$-111,0006,835
Extraordinary gains, net$015
Net income$-111,0006,836
Minority interest net income$0102
Net income of bank and minority interests.$-111,0006,836
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-111,0006,745
2008-12-31 (YTD Data)Rank
Total interest income$1,186,0007,876
Total interest expense$308,0007,988
Net interest income$878,0007,741
Provision for loan and lease losses$292,0004,679
Total noninterest income$110,0007,203
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$31,0006,892
Trading account gains and fees$0154
Additional Noninterest Income$79,0006,232
Total noninterest expense$1,642,0006,691
Salaries and employee benefits$934,0006,570
Premises and equipment expense$230,0006,417
Additional noninterest expense$478,0006,718
Pre-tax net operating income$-946,0006,987
Securities gains (losses)$03,220
Applicable income taxes$-319,0007,341
Income before extraordinary items$-627,0006,785
Extraordinary gains, net$039
Net income$-627,0006,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-627,0006,914
2008-09-30 (YTD Data)Rank
Total interest income$763,0008,067
Total interest expense$173,0008,158
Net interest income$590,0007,903
Provision for loan and lease losses$200,0004,198
Total noninterest income$94,0007,172
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$22,0006,971
Trading account gains and fees$0148
Additional Noninterest Income$72,0006,097
Total noninterest expense$1,229,0006,697
Salaries and employee benefits$709,0006,575
Premises and equipment expense$165,0006,532
Additional noninterest expense$355,0006,730
Pre-tax net operating income$-745,0007,399
Securities gains (losses)$03,106
Applicable income taxes$-251,0007,707
Income before extraordinary items$-494,0007,189
Extraordinary gains, net$031
Net income$-494,0007,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-494,0007,328
2008-06-30 (YTD Data)Rank
Total interest income$461,0008,193
Total interest expense$87,0008,278
Net interest income$374,0007,989
Provision for loan and lease losses$144,0003,739
Total noninterest income$76,0007,031
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$15,0006,993
Trading account gains and fees$0149
Additional Noninterest Income$61,0005,834
Total noninterest expense$797,0006,796
Salaries and employee benefits$447,0006,735
Premises and equipment expense$109,0006,587
Additional noninterest expense$241,0006,723
Pre-tax net operating income$-491,0007,599
Securities gains (losses)$03,233
Applicable income taxes$-166,0007,949
Income before extraordinary items$-325,0007,540
Extraordinary gains, net$021
Net income$-325,0007,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-325,0007,522
2008-03-31 (YTD Data)Rank
Total interest income$198,0008,309
Total interest expense$40,0008,343
Net interest income$158,0008,167
Provision for loan and lease losses$99,0002,759
Total noninterest income$32,0007,250
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$5,0007,144
Trading account gains and fees$0158
Additional Noninterest Income$27,0006,042
Total noninterest expense$354,0007,080
Salaries and employee benefits$184,0007,152
Premises and equipment expense$55,0006,593
Additional noninterest expense$115,0006,809
Pre-tax net operating income$-263,0007,857
Securities gains (losses)$02,688
Applicable income taxes$-89,0008,114
Income before extraordinary items$-174,0007,799
Extraordinary gains, net$015
Net income$-174,0007,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-174,0007,763
2007-12-31 (YTD Data)Rank
Total interest income$321,0008,451
Total interest expense$66,0008,414
Net interest income$255,0008,434
Provision for loan and lease losses$93,0005,011
Total noninterest income$22,0008,225
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,0007,438
Trading account gains and fees$0178
Additional Noninterest Income$20,0007,796
Total noninterest expense$1,049,0007,585
Salaries and employee benefits$584,0007,587
Premises and equipment expense$107,0007,673
Additional noninterest expense$358,0007,262
Pre-tax net operating income$-865,0007,996
Securities gains (losses)$02,146
Applicable income taxes$-291,0008,206
Income before extraordinary items$-574,0007,926
Extraordinary gains, net$039
Net income$-574,0007,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,200,000210
Net operating income$-574,0007,917
2007-09-30 (YTD Data)Rank
Total interest income$125,0008,531
Total interest expense$22,0008,490
Net interest income$103,0008,525
Provision for loan and lease losses$30,0005,532
Total noninterest income$14,0008,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$14,0007,875
Total noninterest expense$683,0007,760
Salaries and employee benefits$389,0007,732
Premises and equipment expense$49,0008,109
Additional noninterest expense$245,0007,400
Pre-tax net operating income$-596,0008,131
Securities gains (losses)$01,655
Applicable income taxes$-202,0008,314
Income before extraordinary items$-394,0008,068
Extraordinary gains, net$033
Net income$-394,0008,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$8,200,000154
Net operating income$-394,0008,051

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.