Home > Bank of the Northwest > Income and Expense
Bank of the Northwest, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,105,000 | 1,612 |
| Total interest expense | $8,392,000 | 1,929 |
| Net interest income | $12,713,000 | 1,399 |
| Provision for loan and lease losses | $685,000 | 1,705 |
| Total noninterest income | $1,044,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $747,000 | 2,028 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $297,000 | 4,138 |
| Total noninterest expense | $8,356,000 | 1,741 |
| Salaries and employee benefits | $5,320,000 | 1,421 |
| Premises and equipment expense | $1,172,000 | 1,837 |
| Additional noninterest expense | $1,864,000 | 2,398 |
| Pre-tax net operating income | $4,716,000 | 1,522 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,743,000 | 1,315 |
| Income before extraordinary items | $2,973,000 | 1,771 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,973,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,536,000 | 165 |
| Net operating income | $2,973,000 | 1,700 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,453,000 | 1,896 |
| Total interest expense | $9,016,000 | 1,911 |
| Net interest income | $9,437,000 | 1,867 |
| Provision for loan and lease losses | $694,000 | 1,432 |
| Total noninterest income | $708,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $551,000 | 2,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 5,363 |
| Total noninterest expense | $7,332,000 | 1,893 |
| Salaries and employee benefits | $4,864,000 | 1,458 |
| Premises and equipment expense | $1,148,000 | 1,827 |
| Additional noninterest expense | $1,320,000 | 3,142 |
| Pre-tax net operating income | $2,119,000 | 3,177 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $792,000 | 2,538 |
| Income before extraordinary items | $1,316,000 | 3,605 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,316,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 745 |
| Net operating income | $1,323,040 | 3,569 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,815,000 | 2,734 |
| Total interest expense | $5,170,000 | 2,823 |
| Net interest income | $6,645,000 | 2,634 |
| Provision for loan and lease losses | $643,000 | 1,417 |
| Total noninterest income | $407,000 | 5,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,493 |
| Total noninterest expense | $5,570,000 | 2,436 |
| Salaries and employee benefits | $3,576,000 | 1,962 |
| Premises and equipment expense | $894,000 | 2,272 |
| Additional noninterest expense | $1,100,000 | 3,710 |
| Pre-tax net operating income | $839,000 | 5,794 |
| Securities gains (losses) | $-35,000 | 9,704 |
| Applicable income taxes | $274,000 | 5,011 |
| Income before extraordinary items | $530,000 | 6,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $530,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 866 |
| Net operating income | $553,100 | 6,120 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 4,499 |
| Total interest expense | $2,932,000 | 4,819 |
| Net interest income | $3,866,000 | 4,241 |
| Provision for loan and lease losses | $228,000 | 3,242 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $3,821,000 | 3,358 |
| Salaries and employee benefits | $2,538,000 | 2,661 |
| Premises and equipment expense | $610,000 | 3,114 |
| Additional noninterest expense | $673,000 | 5,322 |
| Pre-tax net operating income | $15,000 | 9,740 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-439,000 | 10,389 |
| Income before extraordinary items | $454,000 | 6,885 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $454,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 734 |
| Net operating income | $454,000 | 6,778 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 8,316 |
| Total interest expense | $871,000 | 9,050 |
| Net interest income | $1,679,000 | 7,602 |
| Provision for loan and lease losses | $760,000 | 1,239 |
| Total noninterest income | $73,000 | 9,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $2,778,000 | 4,369 |
| Salaries and employee benefits | $1,813,000 | 3,616 |
| Premises and equipment expense | $513,000 | 3,624 |
| Additional noninterest expense | $452,000 | 6,902 |
| Pre-tax net operating income | $-1,786,000 | 10,891 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $-420,000 | 10,851 |
| Income before extraordinary items | $-1,349,000 | 10,871 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,349,000 | 10,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $338,000 | 596 |
| Net operating income | $-1,361,920 | 10,860 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $313,000 | 11,341 |
| Total interest expense | $22,000 | 11,397 |
| Net interest income | $291,000 | 11,237 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $938,000 | 8,931 |
| Salaries and employee benefits | $615,000 | 8,037 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $225,000 | 9,655 |
| Pre-tax net operating income | $-695,000 | 11,290 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-695,000 | 11,316 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-695,000 | 11,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $14,922,000 | 44 |
| Net operating income | $-695,000 | 11,291 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.